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Auto Accident Information from Greensboro NC Car Accident Lawyers
According to the National Highway Traffic Safety Administration (NHTSA), there were more than 6 million reported car accidents in 2004. Motor vehicle crashes are the leading cause of death for every age from 3 through 33 years old. Who gets in accidents, and why? Statistics from NHTSA state that:
Dangerous intersections, poorly designed and maintained roads, crossing traffic lanes, turning vehicles, impaired, unlicensed or drunken drivers, obscured vision due to weather conditions or improper highway design, faulty automobile equipment such as tires or airbags, worn or damaged roadway markings or other unsafe driving conditions lead to and contribute to accidents and collisions.
For more information about handling accident claims please visit The Horsley Law Firm's website: Greensboro Car Accident Attorneys or call toll-free 1-800-953-2542 Greensboro North Carolina Traffic Statistics
Source: http://www.greensboro-nc.gov/Departments/Police/Statistics/ Not every personal injury case requires legal assistance. If injuries are slight and damages minor, it may not be in your best interest to retain a lawyer. However, if you are concerned about your ability to negotiate on an even basis with the insurance adjuster, you may feel more comfortable with legal help and hiring a lawyer can be justified.
Very often the injury is not trivial. There may be permanent injuries or scars, and an inability to return to the same work or activity level enjoyed before the injury. There may also be complicating factors involving insurance coverage, liability, and even medical causation which mandate getting professional help with your claim. Remember, the insurance adjuster has been trained to minimize claims. The adjuster gets a "gold star" if he or she saves money for the insurance company, not by paying top dollar on claims. The adjuster is under no legal obligation to offer you advice or to protect your interests. Common Car Accident Questions & Answers
What should I do if I am involved in a car accident?
If I was injured in a car accident do I need to hire a lawyer or can I handle the claim myself?
The law does not restrict you from handling your own claims. However, you should keep in mind, that the insurance companies and the insurance company lawyers are trained professionals. It is their job is to resolve the potential "liability" by paying as little as possible to you. Insurance companies are just that - companies. They, like most businesses, are in this business to make a profit for their owners and shareholders.
If I rear-end another vehicle am I at fault? Typically, yes. The law states that you must maintain a safe distance to be able to stop safely if a car stops in front of you. There are some exceptions, especially if the other driver makes a sudden and unexpected stop, or if you are involved in a chain reaction. Contact your attorney today to protect your rights. If was hit by a commercial vehicle is the employer also responsible? It is possible that the employer may be responsible. The employer may be liable for the employee's negligence under the doctrine of vicarious liability. Vicarious liability is where the company is responsible for negligent acts committed during the course and scope of normal activities in service to the company. If the individual does not have enough insurance to cover your entire claims then if there is another party with liability. Example Greensboro Car Accident Cases
Automobile Accident. Bill Horsley represented a man who was terribly injured when his truck was struck by an 18-wheeler negligently operated by the defendant. Injuries included the loss of a leg and evisceration. Following settlement of the personal injury claim, the Workers' Compensation carrier, Liberty Mutual, refused to compromise its lien, claiming reimbursement of at least $750,000 out of the settlement proceeds. Following a lengthy hearing, the Court reduced the lien to $75,000 and then ruled that the carrier had to pay its pro-rata share of attorney fees and litigation costs, reducing the amount it was to be repaid to less than $50,000. The ruling was affirmed in an unpublished opinion by the North Carolina Court of Appeals. Automobile Accident. Bill Horsley represented a man who suffered significant head trauma when his car was hit head-on by a sheriff's patrol car. The deputy sheriff was allegedly fleeing the husband of his girlfriend at the time, having been caught in flagrante. The client was left permanently disabled as a result of his injuries. The case was settled without suit. Following the settlement, Bill was able to arrange for a financial manager to handle the client's finances. Settlement funds were used to buy the client a house and car, and the financial manager pays the client's bills out of the remaining funds. If the client lives a normal life expectancy, at his death the corpus of the funds will still be intact, as he is completely supported by the income earned by investing the settlement proceeds. Automobile Accident. Bill Horsley represented a young woman who, while still in high school, suffered a rotator cuff tear when her vehicle was rear-ended in the school parking lot by the school "Resource Officer," a deputy sheriff. She underwent surgery and anticipated additional surgery. The case was settled at mediation for $107,500. North Carolina Car / Auto Resource Links
NCDOT Division of Motor Vehicles
GMAC Insurance -http://www.gmacinsurance.com/Claims/ReportClaim/default.asp
Liberty Mutual - https://www.web-worx.com/liberty/claims/
Nationwide Insurance - http://nwinsurance.nationwide.com/eClaims/default.asp
Progressive Insurance - http://claims.progressive.com/
Prudential of America - http://www.prudential.com/productsAndServices/0,1474,intPageID%253D5553%2526blnPrinterFriendly%253D0,00.html
Safeco Insurance - http://www.safeco.com/safeco/claims/
State farm Insurance - http://www.statefarm.com/claims/claims.htm
The Hartford Insurance - http://www.thehartford.com/quicklinks/reportaclaim.html?NT-wwwHomePage-cid=1026472549592
Travelers Insurance - http://www.travelers.com/claim_services/ How to Find a Greensboro Car Accident Attorney
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