CA2440538A1 - Automated transaction machine digital signature system and method - Google Patents
Automated transaction machine digital signature system and method Download PDFInfo
- Publication number
- CA2440538A1 CA2440538A1 CA002440538A CA2440538A CA2440538A1 CA 2440538 A1 CA2440538 A1 CA 2440538A1 CA 002440538 A CA002440538 A CA 002440538A CA 2440538 A CA2440538 A CA 2440538A CA 2440538 A1 CA2440538 A1 CA 2440538A1
- Authority
- CA
- Canada
- Prior art keywords
- operative
- computer processor
- electronic document
- digital
- private key
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
- G06Q20/1085—Remote banking, e.g. home banking involving automatic teller machines [ATMs]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3672—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes initialising or reloading thereof
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3825—Use of electronic signatures
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/389—Keeping log of transactions for guaranteeing non-repudiation of a transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/403—Solvency checks
- G06Q20/4037—Remote solvency checks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q99/00—Subject matter not provided for in other groups of this subclass
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/201—Accessories of ATMs
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/202—Depositing operations within ATMs
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
- H04L9/3247—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving digital signatures
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
- H04L9/3263—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving certificates, e.g. public key certificate [PKC] or attribute certificate [AC]; Public key infrastructure [PKI] arrangements
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
- H04L2209/56—Financial cryptography, e.g. electronic payment or e-cash
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
- H04L2209/80—Wireless
Abstract
An automated transaction machine such as an ATM (10) is provided.
The ATM is operative to digitally sign electronic documents (42). The ATM
may be in operative connection with a storage server (32). The storage server is operative responsive to the ATM to maintain electronic documents (42) in a data store (34) in association with the user's digital safe deposit account (40) and/or a financial account (48) such as checking, savings, debit, or credit account. The storage server is further operative to store a private key (44) of a user in association with the user's digital safe deposit account and/or financial account. The ATM is operative to cause electronic documents to be signed using the private key associated with the user. The ATM is further operative to output the electronic document on a display device (18) of the ATM where the user may view and edit the electronic document.
The ATM is operative to digitally sign electronic documents (42). The ATM
may be in operative connection with a storage server (32). The storage server is operative responsive to the ATM to maintain electronic documents (42) in a data store (34) in association with the user's digital safe deposit account (40) and/or a financial account (48) such as checking, savings, debit, or credit account. The storage server is further operative to store a private key (44) of a user in association with the user's digital safe deposit account and/or financial account. The ATM is operative to cause electronic documents to be signed using the private key associated with the user. The ATM is further operative to output the electronic document on a display device (18) of the ATM where the user may view and edit the electronic document.
Claims (126)
1. An apparatus comprising:
an ATM, wherein the ATM includes:
at least one computer processor;
at least one input device in operative connection with the computer processor; and at least one display device in operative connection with the computer processor, wherein the computer processor is operative to output a visual representation of at least one electronic document through the display device responsive to at least one first input through the at least one input device, and wherein the computer processor is operative to cause the at least one electronic document to be digitally signed with a private key responsive to at least one second input through the at least one input device.
an ATM, wherein the ATM includes:
at least one computer processor;
at least one input device in operative connection with the computer processor; and at least one display device in operative connection with the computer processor, wherein the computer processor is operative to output a visual representation of at least one electronic document through the display device responsive to at least one first input through the at least one input device, and wherein the computer processor is operative to cause the at least one electronic document to be digitally signed with a private key responsive to at least one second input through the at least one input device.
2. The apparatus according to claim 1, wherein the computer processor is operative to cause a message to me output through the display device which prompts a user to enter through the at least one input device a confirming input which is representative of a confirmation that a digital signing of the electronic document is intended to be a legally binging signature, wherein the at least one second input includes the confirming input.
3. The apparatus according to claim 1, wherein the ATM further includes a cash dispenser device in operative connection with the computer processor, wherein the computer processor is operative to cause the cash dispenser to dispense currency responsive to at least one third input through the at least one input device.
4. The apparatus according to claim 2, wherein the ATM further includes a digitizing signature pad in operative connection with the computer processor, wherein the computer processor is operative to receive at least one hand written signature scan through the digitizing signature pad, wherein the computer processor is operative to include the hand written signature scan with the electronic document.
5. The apparatus according to claim 3, wherein the ATM further includes a card reader in operative connection with the computer processor, wherein the computer processor is operative to cause the card reader to read at least one account number from a card, wherein the computer processor is operative to cause a remote server to access the private key responsive to the at least one account number read from the card.
6. The apparatus according to claim 5, wherein the account number includes a financial account number associated with a financial account.
7. The apparatus according to claim 6, wherein computer processor is operative to cause the electronic document to be digitally time stamped.
8. The apparatus according to claim 7, wherein the ATM includes a fascia, wherein the at least one display device and the at least one input device are accessible to the user through the fascia, wherein further comprising a visible indicia adjacent the fascia, wherein the visible indicia is representative of source indicator mark for a digital signature service.
9. The apparatus according to claim 5, wherein the ATM further includes at least one communication port in operative connection with the computer processor, wherein the computer processor is operative to communicate with at least external source though the communication port, wherein the computer processor is operative to retrieve the electronic document from the at least one external source.
10. The apparatus according to claim 9, wherein the computer processor is operative to send a digitally signed copy of the electronic document to the at least one external source.
11. The apparatus according to claim 9, wherein the at least one external source includes a network accessible storage location.
12. The apparatus according to claim 9, wherein the at least one external source includes portable computing device.
13. The apparatus according to claim 2, wherein the computer processor is operative responsive to the at least one second input to attach a statement to the electronic document which indicates that the user confirmed that the digital signing of the electronic document is intended to represent a legally binding electronic signature of the user.
14. The apparatus according to claim 13, wherein the computer processor is operative to cause at least the statement to be digitally signed with a further private key.
15. The apparatus according to claim 3, wherein the ATM further includes a storage device drive in operative connection with the computer processor, wherein the computer processor is operative to read and write to a portable storage medium placed in operative connection with the storage device drive, wherein the computer processor is operative to retrieve the electronic document from the portable storage medium.
16. The apparatus according to claim 15, wherein the computer processor is operative to store a digitally signed copy of the electronic document on the portable storage medium.
17. The apparatus according to claim 3, further comprising at least one server located remotely from the ATM, wherein the computer processor is operative to communicate with the at least one server, wherein the at least one server is operative to generate a digital signature responsive to the private key.
18. The apparatus according to claim 17, wherein the computer processor is operative to send the electronic document to the at least one server, wherein the at least one server is further operative to generate the digital signature responsive to the electronic document.
19. The apparatus according to claim 17, wherein the computer processor is operative to generate and send a one-way hash of the electronic document to the at least one server, wherein the at least one server is further operative to generate the digital signature responsive to the one-way hash, wherein the computer processor is operative to receive the digital signature from the at least one server, wherein the computer processor is operative to attach the digital signature to the electronic document.
20. The apparatus according to claim 3, wherein the computer processor is operative to communicate with at least one server located remotely from the ATM, wherein the computer processor is operative to retrieve the private key from the at least one server, wherein the computer processor is operative to generate a digital signature responsive to the electronic document and the private key.
21. The apparatus according to claim 3, wherein the computer processor is operative to communicate with at least one portable computing device, wherein the at least one portable computing device includes the private key, wherein the at least one portable computing device is operative to generate a digital signature responsive to the private key.
22. The apparatus according to claim 21, wherein the computer processor is operative to send the electronic document to the at least one portable computing device, wherein the at least one portable computing device is further operative to generate the digital signature responsive to the electronic document.
23. The apparatus according to claim 21, wherein the computer processor is operative to generate and send a one-way hash of the electronic document to the at least one portable computing device, wherein the at least portable computing device is further operative to generate the digital signature responsive to the one-way hash, wherein the computer processor is operative to receive the digital signature from the portable computing device, wherein the computer processor is operative to attach the digital signature to the electronic document.
24. The apparatus according to claim 3, wherein the computer processor is operative to communicate with at least one portable computing device, wherein the computer processor is operative to retrieve the private key from the at least one portable computing device, wherein the computer processor is operative to generate a digital signature responsive to the electronic document and the private key.
25. The apparatus according to claim 3, wherein the ATM further includes a smart card reader in operative connection with the computer processor, wherein the computer processor is operative to communicate with at least one smart card through the smart card reader, wherein the private key is stored on the smart card., wherein the smart card is operative to generate a digital signature responsive to the private key.
26. The apparatus according to claim 25, wherein the computer processor is operative to send the electronic document to the smart card, wherein the smart card is further operative to generate the digital signature responsive to the electronic document.
27. The apparatus according to claim 25, wherein the computer processor is operative to generate and send a one-way hash of the electronic document to the smart card, wherein the smart card is further operative to generate the digital signature responsive to the one-way hash, wherein the computer processor is operative to receive the digital signature from the smart card, wherein the computer processor is operative to attach the digital signature to the electronic document.
28. The apparatus according to claim 3, wherein the ATM further includes a smart card reader in operative connection with the computer processor, wherein the computer processor is operative to communicate with at least one smart card through the smart card reader, wherein the private key is stored on the smart card., wherein the computer processor is operative to retrieve the private key from the smart card, wherein the computer processor is operative to generate a digital signature responsive to the electronic document and the private key.
29. An automated transaction machine comprising:
at least one computer processor;
at least one display device in operative connection with the computer processor, wherein the computer processor is operative to output a visual representation of an electronic document through the display device;
a card reader in operative connection with the computer processor, wherein the computer processor is operative to cause the card reader to read indicia corresponding to at least one account number from a card;
and at least one input device in operative connection with the computer processor, wherein the computer processor is operative to output a message through the display device which prompts a user to enter a confirming input through the at least one input device which is representative of a confirmation that a digital signing of the electronic document is intended to be a legally hinging signature, wherein the computer processor is operative to cause the electronic document to be digitally signed with a private key associated with the account number responsive to the confirming input.
at least one computer processor;
at least one display device in operative connection with the computer processor, wherein the computer processor is operative to output a visual representation of an electronic document through the display device;
a card reader in operative connection with the computer processor, wherein the computer processor is operative to cause the card reader to read indicia corresponding to at least one account number from a card;
and at least one input device in operative connection with the computer processor, wherein the computer processor is operative to output a message through the display device which prompts a user to enter a confirming input through the at least one input device which is representative of a confirmation that a digital signing of the electronic document is intended to be a legally hinging signature, wherein the computer processor is operative to cause the electronic document to be digitally signed with a private key associated with the account number responsive to the confirming input.
30. The apparatus according to claim 29, further comprising a digitizing signature pad in operative connection with the computer processor, wherein the computer processor is operative to receive at least one hand written signature scan through the digitizing signature pad, wherein the computer processor is operative to include the hand written signature scan with the electronic document prior to the electronic document being digitally signed.
31. The apparatus according to claim 29, further comprising a cash dispenser in operative connection with the computer processor, wherein the computer processor is operative to cause the cash dispenser to dispense cash responsive to at least one further input received through the at least one input device.
32. The apparatus according to claim 29, wherein the computer processor is operative to access at least one digital safe deposit account located remotely from the automated transaction machine, wherein the private key is stored in association with the digital safe deposit account, wherein the account number is associated with digital safe deposit account.
33. The apparatus according to claim 32, wherein the computer processor is operative to access at least one storage server, wherein the at least one storage server is in operative connection with at least one data store, wherein the at least one data store includes the private key stored in association with the digital safe deposit account.
34. The apparatus according to claim 33, wherein the computer processor is operative to cause the storage server to store the electronic document in the at least one data store in association with the digital safe deposit account.
35. The apparatus according to claim 29, wherein the account number includes a financial account number associated with a financial account.
36. The apparatus according to claim 35, wherein the computer processor is operative to communicate the financial account number to at least one remote server, wherein the remote server is operative to access the private key responsive to the financial account number.
37. The apparatus according to claim 36 wherein the computer processor is operative to cause the remote server to produce a digital signature for the electronic document responsive to the private key, wherein the computer processor is operative to receive the digital signature from the remote server and attach the digital signature to the electronic document.
38. The apparatus according to claim 37, wherein the computer processor is operative to attach a digital certificate to the electronic document, wherein the digital certificate includes a public key that is operative to validate the digital signature.
39. The apparatus according to claim 29, wherein the computer processor is operative to cause the private key and a matching public key to be produced, wherein the computer processor is in operative communication with a certificate authority, wherein the computer processor is operative to cause the certificate authority to generate a digital certificate that includes the public key.
40. The apparatus according to claim 39, wherein the computer processor is operative to attach the digital certificate to the electronic document.
41. The apparatus according to claim 40, wherein the computer processor is operative to cause the private key and the digital certificate to be stored in association with a digital safe deposit account.
42. The apparatus according to claim 41, wherein the computer processor is operative to cause a remote server to establish the digital safe deposit account.
43. The apparatus according to claim 42, wherein the computer processor is operative to cause the remote server to associate the digital safe deposit account with a financial account associated with the account number.
44. The apparatus according to claim 29, wherein the computer processor is operative to cause the private key to be produced, wherein the computer processor is operative to cause the private key to be remotely stored in association with the account number.
45. The apparatus according to claim 44, wherein the account number corresponds to a financial account number.
46. The apparatus according to claim 29, wherein the computer processor is operative to communicate with a financial transaction processing system, wherein the computer processor is operative to cause the electronic document to be digitally signed responsive to communication with the financial transaction processing system.
47. The apparatus according to claim 29, wherein the computer processor is operative to cause the electronic document to be further digitally signed with a further private key.
48. The apparatus according to claim 47, wherein the further private key is associated with a notary public.
49. The apparatus according to claim 29, wherein computer processor is operative to cause the electronic document to be digitally time stamped.
50. The apparatus according to claim 29, wherein prior to causing the electronic document to be digitally signed, the computer processor is operative to modify the electronic document responsive to at least one fiu-ther input through the at least one input device.
51. A method comprising:
a) accessing an electronic document with an ATM;
b) displaying the electronic document through a display screen of the ATM;
c) prompting a user to enter at least one first input representative of a confirmation that a digital signature for the electronic document is intended to correspond to a legally binding signature;
d) receiving the at least one first input through at least one input device of the ATM;
e) producing the digital signature for the electronic document responsive to the at least one first input; and f) attaching the digital signature to the electronic document.
a) accessing an electronic document with an ATM;
b) displaying the electronic document through a display screen of the ATM;
c) prompting a user to enter at least one first input representative of a confirmation that a digital signature for the electronic document is intended to correspond to a legally binding signature;
d) receiving the at least one first input through at least one input device of the ATM;
e) producing the digital signature for the electronic document responsive to the at least one first input; and f) attaching the digital signature to the electronic document.
52. The method according to claim 51, wherein after step (b) further comprising:
g) capturing a handwritten signature scan through a digitizing signature pad of the ATM; and h) attaching the handwritten signature scan to the electronic document.
g) capturing a handwritten signature scan through a digitizing signature pad of the ATM; and h) attaching the handwritten signature scan to the electronic document.
53. The method according to claim 51, wherein further comprising:
g) receiving at least one second input through the at least one input device;
h) causing a cash dispenser of the ATM to dispense cash responsive to the at least one second input.
g) receiving at least one second input through the at least one input device;
h) causing a cash dispenser of the ATM to dispense cash responsive to the at least one second input.
54. The method according to claim 51, wherein prior to step (e) further comprising:
g) reading a financial account number from a card through operation of a card reader of the ATM;
h) causing a private key associated with the financial account number to be accessed from a remote server; and wherein in step (e) the digital signature is caused to be generated responsive to the private key associated with the financial account number.
g) reading a financial account number from a card through operation of a card reader of the ATM;
h) causing a private key associated with the financial account number to be accessed from a remote server; and wherein in step (e) the digital signature is caused to be generated responsive to the private key associated with the financial account number.
55. The method according to claim 51, further comprising:
g) producing a digital time stamp for the electronic document; and h) attaching the digital time stamp to the electronic document.
g) producing a digital time stamp for the electronic document; and h) attaching the digital time stamp to the electronic document.
56. Computer readable media bearing instructions which are operative to cause at least one computer in the ATM to cause the ATM to carry out the method steps recited in claim 51.
57. A method comprising:
a) reading a financial account number from a card through operation of a card reader device;
b) sending the financial account number read from the card to a server associated with a digital signature network, wherein the server is operative to cause a private key stored in association with a financial account to be accessed responsive to correlating the financial account number read from the card with the financial account; and c) causing an electronic document to be digitally signed responsive to the private key associated with the financial account.
a) reading a financial account number from a card through operation of a card reader device;
b) sending the financial account number read from the card to a server associated with a digital signature network, wherein the server is operative to cause a private key stored in association with a financial account to be accessed responsive to correlating the financial account number read from the card with the financial account; and c) causing an electronic document to be digitally signed responsive to the private key associated with the financial account.
58. The method according to claim 57, further comprising:
d) accessing a digital safe deposit account that corresponds to the financial account number; and e) causing the electronic document to be stored in a remote data store in association with the digital safe deposit account.
d) accessing a digital safe deposit account that corresponds to the financial account number; and e) causing the electronic document to be stored in a remote data store in association with the digital safe deposit account.
59 59. The method according to claim 57, further comprising:
d) receiving the electronic document from the remote data store;
and e) sending the electronic document to an external storage location other than the remote data store.
d) receiving the electronic document from the remote data store;
and e) sending the electronic document to an external storage location other than the remote data store.
60. The method according to claim 57, wherein prior to step (c) further comprising:
d) outputting a visual representation of the electronic document through a display device of an automated transaction machine including a cash dispenser, wherein the automated transaction machine includes the card reader device.
d) outputting a visual representation of the electronic document through a display device of an automated transaction machine including a cash dispenser, wherein the automated transaction machine includes the card reader device.
61. The method according to claim 60, wherein prior to step (c) further comprising:
e) enabling a user to modify the content of the electronic document through at least one input to at least one input device of the automated transaction machine.
e) enabling a user to modify the content of the electronic document through at least one input to at least one input device of the automated transaction machine.
62. The method according to claim 60, wherein prior to step (c) further comprising:
e) capturing a handwritten signature scan through a digitizing signature pad of the automated transaction machine; and f) attaching the handwritten signature scan to the electronic document.
e) capturing a handwritten signature scan through a digitizing signature pad of the automated transaction machine; and f) attaching the handwritten signature scan to the electronic document.
63. The method according to claim 57, wherein prior to step (c) further comprising:
e) prompting a user to enter at least one input representative of a confirmation that the digital signature is intended to correspond to a legally binding signature; and wherein step (c) is performed responsive to receiving the at least one input.
e) prompting a user to enter at least one input representative of a confirmation that the digital signature is intended to correspond to a legally binding signature; and wherein step (c) is performed responsive to receiving the at least one input.
64. The method according to claim 63, wherein after step (e) further comprising:
f) receiving the at least one input through at least one input device of an automated transaction machine, wherein the automated transaction machine includes the card reader device; and g) causing a record of the at least one input to be stored in association with the financial account number.
f) receiving the at least one input through at least one input device of an automated transaction machine, wherein the automated transaction machine includes the card reader device; and g) causing a record of the at least one input to be stored in association with the financial account number.
65. The method according to claim 57, wherein in step (a) the financial account number corresponds to a credit card number.
66. The method according to claim 57, wherein prior to step (c) further comprising:
d) receiving at least one input through at least one input device of an automated transaction machine, wherein the automated transaction machine includes the card reader device; and e) sending the server associated with the digital signature network information corresponding to the received at least one input, wherein the server is operative to cause access to the private key to be permitted responsive to a determination that the received input corresponds to a password associated with the private key.
d) receiving at least one input through at least one input device of an automated transaction machine, wherein the automated transaction machine includes the card reader device; and e) sending the server associated with the digital signature network information corresponding to the received at least one input, wherein the server is operative to cause access to the private key to be permitted responsive to a determination that the received input corresponds to a password associated with the private key.
67. The method according to claim 66, wherein in step (d) the at least one input corresponds to biometric data received through a biometric reading device of the automated transaction machine.
68. The method according to claim 66, wherein in step (d) the at least one input corresponds to a PIN of the financial account, wherein the P1N is entered through a keypad of the automated transaction machine.
69. The method according to claim 57, further comprising:
d) causing the electronic document to be digitally time stamped.
d) causing the electronic document to be digitally time stamped.
70. Computer readable media bearing instructions which are operative to cause at least one computer in the automated transaction machine to cause the automated transaction machine to carry out the method steps recited in claim 57.
71. A method comprising:
a) accessing an electronic document with an automated transaction machine;
b) causing a digital certificate to be produced, wherein the digital certificate includes information associated with the identity of a user of the automated transaction machine, wherein the digital certificate includes a public key that corresponds to a private key;
c) displaying a visual representation of the electronic document through a display screen of the automated transaction machine;
d) prompting a user to enter at least one input representative of a confirmation that a digital signature for the electronic document is intended to correspond to a legally binding signature;
e) receiving the at least one input through at least one input device of the automated transaction machine;
f) causing the digital signature for the electronic document to be produced responsive to the at least one input and the private key; and g) causing the digital signature and digital certificate to be attached to the electronic document.
a) accessing an electronic document with an automated transaction machine;
b) causing a digital certificate to be produced, wherein the digital certificate includes information associated with the identity of a user of the automated transaction machine, wherein the digital certificate includes a public key that corresponds to a private key;
c) displaying a visual representation of the electronic document through a display screen of the automated transaction machine;
d) prompting a user to enter at least one input representative of a confirmation that a digital signature for the electronic document is intended to correspond to a legally binding signature;
e) receiving the at least one input through at least one input device of the automated transaction machine;
f) causing the digital signature for the electronic document to be produced responsive to the at least one input and the private key; and g) causing the digital signature and digital certificate to be attached to the electronic document.
72. The method according to claim 71, wherein prior to step (b) further comprising:
h) retrieving at least a portion of the information associated with the identity of the user from the electronic document.
h) retrieving at least a portion of the information associated with the identity of the user from the electronic document.
73. The method according to claim 72, further comprising:
h) causing a digital safe deposit account to be established for the user in a remote data store, including storing the digital certificate and the private key in association with the digital safe deposit account.
h) causing a digital safe deposit account to be established for the user in a remote data store, including storing the digital certificate and the private key in association with the digital safe deposit account.
74. The method according to claim 73, further comprising:
i) causing a digitally signed copy of the electronic document to be stored in association with the digital safe deposit account.
i) causing a digitally signed copy of the electronic document to be stored in association with the digital safe deposit account.
75. The method according to claim 71, wherein in step (a) the electronic document is accessed from a network accessible storage location.
76. The method according to claim 71, further comprising:
h) sending a digitally signed copy of the electronic document to a network accessible storage location.
h) sending a digitally signed copy of the electronic document to a network accessible storage location.
77. The method according to claim 71, further comprising:
h) sending a digitally signed copy of the electronic document to a network address specified by the electronic document.
h) sending a digitally signed copy of the electronic document to a network address specified by the electronic document.
78. The method according to claim 71, further comprising:
h) sending a digitally signed copy of the electronic document to a network address specified by the automated transaction machine.
h) sending a digitally signed copy of the electronic document to a network address specified by the automated transaction machine.
79. The method according to claim 71, further comprising:
h) causing a digital signature processing fee to be assessed to an account specified in the electronic document through communication with a financial transaction processing system.
h) causing a digital signature processing fee to be assessed to an account specified in the electronic document through communication with a financial transaction processing system.
80. The method according to claim 71, further comprising:
h) causing a digital signature processing fee to be assessed to an account specified by the automated transaction machine through communication with a financial transaction processing system.
h) causing a digital signature processing fee to be assessed to an account specified by the automated transaction machine through communication with a financial transaction processing system.
81. The method according to claim 71, further comprising:
h) causing a digital time stamp to be created for the electronic document; and i) causing the digital time stamp to be attached to the electronic document.
h) causing a digital time stamp to be created for the electronic document; and i) causing the digital time stamp to be attached to the electronic document.
82. The method according to claims 71, wherein the automated transaction machine includes a cash dispenser.
83. Computer readable media bearing instructions which are operative to cause at least one computer in the automated transaction machine to cause the automated transaction machine to carry out the method steps recited in claim 71.
84. An apparatus comprising:
at least one computer processor; and at least one data store in operative connection with the computer processor, wherein the at least one data store includes a plurality of digital safe deposit accounts stored therein, wherein each of the digital safe deposit accounts is associated with at least one private key, wherein the computer processor is operative to communicate with a plurality of ATMs, wherein the computer processor is operative responsive to at least one of the ATMs to cause a digital signature to be produced for an electronic document responsive to the private key associated with one of the digital safe deposit accounts.
at least one computer processor; and at least one data store in operative connection with the computer processor, wherein the at least one data store includes a plurality of digital safe deposit accounts stored therein, wherein each of the digital safe deposit accounts is associated with at least one private key, wherein the computer processor is operative to communicate with a plurality of ATMs, wherein the computer processor is operative responsive to at least one of the ATMs to cause a digital signature to be produced for an electronic document responsive to the private key associated with one of the digital safe deposit accounts.
85. The apparatus according to claim 84 wherein the computer processor is operative to receive the electronic document from the at least one ATM, wherein the computer processor is operative to store the electronic document in the data store in association with the one digital safe deposit account.
86. The apparatus according to claim 85 wherein the computer processor is operative to retrieve the electronic document from the data store and send the electronic document to any one of the plurality of ATMs.
87. The apparatus according to claim 85 wherein the computer processor is operative to encrypt and decrypt the electronic document stored in the at least one data store responsive to a secret key received from the at least one ATM.
88. The apparatus according to claim 84 wherein each digital safe deposit account is associated with a financial account number, wherein the computer processor is operative to access the private key associated with the one digital safe deposit account responsive to a message received from the at least one ATM which includes a financial account number that corresponds to the financial account number associated with the one digital safe deposit account.
89. The apparatus according to claim 88, wherein the at least one financial account number corresponds to a credit card number.
90. The apparatus according to claim 84 wherein each digital safe deposit account is associated with at least one digital certificate, wherein the computer processor is operative to cause the digital signature and at least one of the digital certificates associated with the one digital safe deposit account to be attached to the electronic document.
91. The apparatus according to claim 84 wherein the computer processor is operative to maintain and store in the at least one data store, an access log in association with each digital safe deposit account.
92. The apparatus according to claim 84 wherein the at least one ATM
includes a cash dispenser, wherein the computer processor is operative through communication with a financial transaction processing system to cause a dispense of cash from the cash dispenser to be authorized.
includes a cash dispenser, wherein the computer processor is operative through communication with a financial transaction processing system to cause a dispense of cash from the cash dispenser to be authorized.
93. The apparatus according to claim 84 wherein the computer processor is operative to cause a new digital safe deposit account to be created in the data store responsive to communication from the at least one ATM.
94. The apparatus according to claim 93 wherein the computer processor is operative to cause a new private key and a corresponding public key to be produced responsive to communication from the at least one ATM, wherein the computer processor is operative to store the private key in association with the new digital safe deposit account.
95. The apparatus according to claim 94 wherein the computer processor is operative to cause a digital certificate to be generated and stored in association with the new digital safe deposit account, wherein the digital certificate includes the public key.
96. The apparatus according to claim 95 wherein the computer processor is operative to receive a financial account number from the at least one ATM, wherein the computer processor is operative to store the financial account number in association with the new digital safe deposit account.
97. The apparatus according to claim 96 wherein the computer processor is operative to receive a password input from the at least one ATM, wherein the computer processor is operative to store the password input in association with the new digital safe deposit account.
98. The apparatus according to claim 84 wherein the computer processor is operative to receive a one-way hash of the electronic document from the at least one ATM, wherein the computer processor is operative to cause the digital signature to be generated responsive to the one-way hash and the private key.
99. The apparatus according to claim 84 wherein the computer processor is operative to cause a second digital signature to be produced for the electronic document responsive to a private key that is not associated with the one digital safe deposit account.
100. The apparatus according to claim 84 wherein the computer processor is operative to cause a digital signature processing fee to be assessed to a financial account in response to causing the digital signature to be produced for the electronic document.
101. The apparatus according to claim 100 wherein the computer processor is operative to receive information about the financial account from the at least one ATM.
102. The apparatus according to claim 84 wherein the computer processor is operative to cause a digital time stamp to be produced and attached to the electroic document.
103. A method comprising:
a) receiving a financial account number from an automated transaction machine;
b) accessing a private key associated with the financial account number; and c) enabling an electronic document displayed by the automated transaction machine to be digitally signed with the private key.
a) receiving a financial account number from an automated transaction machine;
b) accessing a private key associated with the financial account number; and c) enabling an electronic document displayed by the automated transaction machine to be digitally signed with the private key.
104. The method according to claim 103, wherein prior to step (c) further comprising:
d) receiving a password from the automated transaction machine;
and e) verifying that the password corresponds to a valid password previously associated with the financial account number.
d) receiving a password from the automated transaction machine;
and e) verifying that the password corresponds to a valid password previously associated with the financial account number.
105. The method according to claim 103, further comprising:
d) accessing a digital certificate previously associated with the financial account number, wherein the digital certificate includes a public key that corresponds to the private key, wherein the public key is capable of being used to validate the digital signature; and e) enabling the digital certificate to be associated with the electronic document.
d) accessing a digital certificate previously associated with the financial account number, wherein the digital certificate includes a public key that corresponds to the private key, wherein the public key is capable of being used to validate the digital signature; and e) enabling the digital certificate to be associated with the electronic document.
106. The method according to claim 103, further comprising:
d) storing a digitally signed copy of the electronic document in a digital safe deposit account in association with the financial account number.
d) storing a digitally signed copy of the electronic document in a digital safe deposit account in association with the financial account number.
107. The method according to claim 103, further comprising:
d) receiving a second financial account number from the automated transaction machine; and e) assessing a processing fee associated with the digital signing of the electronic document to a financial account associated with the second financial account number.
d) receiving a second financial account number from the automated transaction machine; and e) assessing a processing fee associated with the digital signing of the electronic document to a financial account associated with the second financial account number.
108. The method according to claim 103, further comprising:
d) enabling the electronic document to be digitally time stamped.
d) enabling the electronic document to be digitally time stamped.
109. The method according to claim 103, further comprising:
d) dispensing cash from the automated transaction machine.
d) dispensing cash from the automated transaction machine.
110. A method comprising:
a) receiving a request from an automated transaction machine to digitally sign an electronic document visually displayed by the automated transaction machine, wherein the request includes an account number that is associated with a digital safe deposit account;
b) accessing a private key associated with the digital safe deposit account responsive to the account number; and c) producing a digital signature for the electronic document responsive to the private key; and d) causing the digital signature to be attached to the electronic document.
a) receiving a request from an automated transaction machine to digitally sign an electronic document visually displayed by the automated transaction machine, wherein the request includes an account number that is associated with a digital safe deposit account;
b) accessing a private key associated with the digital safe deposit account responsive to the account number; and c) producing a digital signature for the electronic document responsive to the private key; and d) causing the digital signature to be attached to the electronic document.
111. The method according to claim 110, further comprising:
e) storing a digitally signed copy of the electronic document in a data store in association with the digital safe deposit account.
e) storing a digitally signed copy of the electronic document in a data store in association with the digital safe deposit account.
112. The method according to claim 110, wherein in step (a) the account number corresponds to a financial account number.
113. The method according to claim 110 and further comprising:
e) dispensing cash from the automated transaction machine.
e) dispensing cash from the automated transaction machine.
114. A method comprising:
a) receiving a request at an ATM to digitally sign an electronic document visually displayed by the ATM;
b) causing a digital signature and a digital time stamp to be produced for the electronic document; and c) causing the digital signature and the digital time stamp to be attached to the electronic document.
a) receiving a request at an ATM to digitally sign an electronic document visually displayed by the ATM;
b) causing a digital signature and a digital time stamp to be produced for the electronic document; and c) causing the digital signature and the digital time stamp to be attached to the electronic document.
115. The method according to claim 114 and further comprising:
d) dispensing cash from the ATM.
d) dispensing cash from the ATM.
116. A method comprising:
a) producing a plurality of digital certificates for a plurality of individual customers, wherein each individual customer is associated with an account;
b) associating the accounts of the individual customers with the corresponding digital certificates of the individual customers;
c) producing at least one card for each of the individual customers, wherein each card includes a first visible indica thereon which corresponds to a source indicator mark for a digital signature service, wherein each card includes machine readable data corresponding to an account number associated with the account of the individual customer;
d) sending the cards to the individual customers; and e) enabling each individual customer to digitally sign an electronic document using any one of a plurality of automated transaction machines and one of the cards, wherein each automated transaction machine is operative to display a visual representation of the electronic document through a display device of the automated transaction machine, wherein each automated transaction machine is operative to cause the electronic document to be digitally signed through communication with the digital signature service, wherein the communication includes the account number read from the card by the automated transaction machine.
a) producing a plurality of digital certificates for a plurality of individual customers, wherein each individual customer is associated with an account;
b) associating the accounts of the individual customers with the corresponding digital certificates of the individual customers;
c) producing at least one card for each of the individual customers, wherein each card includes a first visible indica thereon which corresponds to a source indicator mark for a digital signature service, wherein each card includes machine readable data corresponding to an account number associated with the account of the individual customer;
d) sending the cards to the individual customers; and e) enabling each individual customer to digitally sign an electronic document using any one of a plurality of automated transaction machines and one of the cards, wherein each automated transaction machine is operative to display a visual representation of the electronic document through a display device of the automated transaction machine, wherein each automated transaction machine is operative to cause the electronic document to be digitally signed through communication with the digital signature service, wherein the communication includes the account number read from the card by the automated transaction machine.
117. The method according to claim 116, wherein in step (e) each of the machines includes a second visible indicia which corresponds to a source indicator mark for the digital signature service.
118. The method according to claim 117, wherein in step (e) the second indicia is displayed adjacent a fascia of the automated transaction machines, wherein the first indicia and the second indicia are visually similar.
119. The method according to claim 116, wherein in step (a) each digital certificate includes a public key that corresponds to a private key, wherein in step (c) the digital signature service is operative to cause the electronic document to be digitally signed responsive to the private key that corresponds to the public key of the digital certificate which is associated with the account of the individual customer using the machine.
120. The method according to claim 116, wherein in step (e) the digital signature service is operative to access a private key associated with the account number read from the card, wherein the digital signature service is operative cause the electronic document to be digitally signed responsive to the private key.
121. The method according to claim 116, wherein in step (c) the cards correspond to financial account cards, wherein the accounts correspond to financial accounts.
122. The method according to claim 121, wherein in step (e) the automated transaction machines are operative to cause processing fees to be assessed for the digital signing of electronic documents, and further comprising:
f) enabling an entity that manages the financial accounts for the individual customers to receive at least a portion of the processing fees.
f) enabling an entity that manages the financial accounts for the individual customers to receive at least a portion of the processing fees.
123. The method according to claim 116, wherein in step (e) the automated transaction machines include digitizing signature pads, wherein the automated transaction machines are operative to include handwritten signature data captured with the digitizing signature pads in the electronic documents.
124. The method according to claim 116, wherein at least some of the automated transaction machines include cash dispensers, wherein the automated transaction machines that include cash dispensers are further operative to dispense cash.
125. The method according to claim 124, wherein in step (c) the cards correspond to bank cards, wherein the accounts correspond to banking accounts, and wherein the automated transaction machines include cash dispensers, and wherein the automated transaction machines are further operative to dispense cash withdrawn from the banking accounts.
126. The method according to claim 116, wherein in step (a) the accounts correspond to digital safe deposit accounts, wherein in step (c) the cards correspond to digital safe deposit account cards.
Applications Claiming Priority (5)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US27399601P | 2001-03-07 | 2001-03-07 | |
US60/273,996 | 2001-03-07 | ||
US31901501P | 2001-11-29 | 2001-11-29 | |
US60/319,015 | 2001-11-29 | ||
PCT/US2002/006826 WO2002073341A2 (en) | 2001-03-07 | 2002-03-06 | Automated transaction machine digital signature system and method |
Publications (2)
Publication Number | Publication Date |
---|---|
CA2440538A1 true CA2440538A1 (en) | 2002-09-19 |
CA2440538C CA2440538C (en) | 2010-10-12 |
Family
ID=26956548
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
CA2440538A Expired - Lifetime CA2440538C (en) | 2001-03-07 | 2002-03-06 | Automated transaction machine digital signature system and method |
Country Status (9)
Country | Link |
---|---|
US (4) | US7216083B2 (en) |
EP (1) | EP1366408A4 (en) |
CN (1) | CN100334830C (en) |
BR (1) | BR0207789A (en) |
CA (1) | CA2440538C (en) |
MX (1) | MXPA03008055A (en) |
PL (1) | PL363803A1 (en) |
RU (1) | RU2258256C2 (en) |
WO (1) | WO2002073341A2 (en) |
Families Citing this family (159)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20030217005A1 (en) * | 1996-11-27 | 2003-11-20 | Diebold Self Service Systems, Division Of Diebold, Incorporated | Automated banking machine system and method |
US6289320B1 (en) * | 1998-07-07 | 2001-09-11 | Diebold, Incorporated | Automated banking machine apparatus and system |
KR100805341B1 (en) * | 1999-06-18 | 2008-02-20 | 이촤지 코포레이션 | Method and apparatus for ordering goods, services and content over an internetwork using a virtual payment account |
US7593862B2 (en) * | 1999-07-07 | 2009-09-22 | Jeffrey W. Mankoff | Delivery, organization, and redemption of virtual offers from the internet, interactive-TV, wireless devices and other electronic means |
US6891381B2 (en) * | 1999-12-30 | 2005-05-10 | Secure Logistix | Human body: scanning, typing and profiling system |
US7778934B2 (en) * | 2000-04-17 | 2010-08-17 | Verisign, Inc. | Authenticated payment |
US8261975B2 (en) * | 2001-03-07 | 2012-09-11 | Diebold, Incorporated | Automated banking machine that operates responsive to data bearing records |
US20030097332A1 (en) * | 2001-04-11 | 2003-05-22 | Andrea Golasinski | Machine and method for the payment of a bill at a remote location |
HUP0103350A2 (en) * | 2001-08-17 | 2003-04-28 | Péter Ladányi | Electronic writing device for generating electronic signature of enhanced security |
GB2380566A (en) * | 2001-10-03 | 2003-04-09 | Hewlett Packard Co | Method and apparatus for validation of digital data to create evidence |
US6934861B2 (en) * | 2001-11-06 | 2005-08-23 | Crosscheck Identification Systems International, Inc. | National identification card system and biometric identity verification method for negotiating transactions |
US7025255B1 (en) * | 2002-02-04 | 2006-04-11 | Diebold, Incorporated | Application service provider and automated transaction machine system and method |
US8688461B1 (en) | 2002-03-29 | 2014-04-01 | Fannie Mae | Electronic registry for authenticating transferable records |
US20030204444A1 (en) * | 2002-03-29 | 2003-10-30 | Van Luchene Andrew S. | Method and apparatus for managing and providing offers |
US7818657B1 (en) | 2002-04-01 | 2010-10-19 | Fannie Mae | Electronic document for mortgage transactions |
JP2003323357A (en) * | 2002-05-08 | 2003-11-14 | Hitachi Ltd | Time stamp generation system |
US20030221105A1 (en) * | 2002-05-20 | 2003-11-27 | Autodesk, Inc. | Extensible mechanism for attaching digital signatures to different file types |
JP2004021695A (en) * | 2002-06-18 | 2004-01-22 | Seiko Instruments Inc | Electronic voting module and electronic voting method using it |
US20040104268A1 (en) * | 2002-07-30 | 2004-06-03 | Bailey Kenneth Stephen | Plug in credit card reader module for wireless cellular phone verifications |
DE10249801B3 (en) * | 2002-10-24 | 2004-05-06 | Giesecke & Devrient Gmbh | Method of performing a secure electronic transaction using a portable data carrier |
JP2006508436A (en) * | 2002-11-28 | 2006-03-09 | インターナショナル・ビジネス・マシーンズ・コーポレーション | Method and system for hyperlinking files |
US8571973B1 (en) | 2002-12-09 | 2013-10-29 | Corelogic Solutions, Llc | Electronic closing |
US20040221162A1 (en) * | 2003-02-03 | 2004-11-04 | Phill Kongtcheu | Method and systems to facilitate online electronic notary, signatures and time stamping |
US20040158525A1 (en) * | 2003-02-06 | 2004-08-12 | Dort David Bogart | System and method providing contingency biometric security activation |
US7401105B2 (en) * | 2003-10-02 | 2008-07-15 | International Business Machines Corporation | Method, system, and program product for retrieving file processing software |
US20050177497A1 (en) * | 2003-02-26 | 2005-08-11 | Fujitsu Limited | Portable storage device and transaction machine |
JP2004304304A (en) * | 2003-03-28 | 2004-10-28 | Fujitsu Ltd | Electronic signature generating method, electronic signature authenticating method, electronic signature generating request program and electronic signature authenticate request program |
WO2004100030A1 (en) * | 2003-05-07 | 2004-11-18 | Eckhardt Peter | System and method for electronic administration |
WO2004102352A2 (en) * | 2003-05-13 | 2004-11-25 | Corestreet, Ltd. | Efficient and secure data currentness systems |
US20040246516A1 (en) * | 2003-06-03 | 2004-12-09 | Curtis Reese | Hard imaging systems, hard imaging management devices, hard imaging devices, articles of manufacture, hard imaging device operational methods, and hard imaging device configuration methods |
KR100423404B1 (en) * | 2003-06-24 | 2004-03-18 | (주) 엘지텔레콤 | System for printing a detailed account and method thereof |
US20040267534A1 (en) * | 2003-06-27 | 2004-12-30 | General Motors Corporation | Selective vehicle component control |
US20050125110A1 (en) * | 2003-06-27 | 2005-06-09 | Potter Mark J. | Method of vehicle component control |
US7370206B1 (en) * | 2003-09-04 | 2008-05-06 | Adobe Systems Incorporated | Self-signing electronic documents |
US7822988B2 (en) | 2003-10-23 | 2010-10-26 | Microsoft Corporation | Method and system for identity recognition |
US7502934B2 (en) * | 2003-12-16 | 2009-03-10 | Sap Aktiengesellschaft | Electronic signatures |
US7581105B2 (en) | 2003-12-16 | 2009-08-25 | Sap Aktiengesellschaft | Electronic signing apparatus and methods |
JP4312620B2 (en) * | 2004-01-29 | 2009-08-12 | 株式会社日立製作所 | Electronic filing system, electronic filing method, and electronic filing program |
US11538122B1 (en) | 2004-02-10 | 2022-12-27 | Citrin Holdings Llc | Digitally signing documents using digital signatures |
US7822690B2 (en) * | 2004-02-10 | 2010-10-26 | Paul Rakowicz | Paperless process for mortgage closings and other applications |
US20050264303A1 (en) * | 2004-02-12 | 2005-12-01 | Bailey Kenneth S | Radiation monitoring of body part sizing and use of such sizing for person monitoring |
US7644280B2 (en) * | 2004-04-08 | 2010-01-05 | International Business Machines Corporation | Method and system for linking certificates to signed files |
US7853793B2 (en) * | 2004-05-03 | 2010-12-14 | Piotr Cofta | Trusted signature with key access permissions |
US7814016B2 (en) * | 2004-06-30 | 2010-10-12 | Ugenius Ip Holdings, Llc | Personal teller system and method of remote interactive and personalized banking |
US7616797B2 (en) * | 2004-08-23 | 2009-11-10 | Bailey Kenneth S | Minutia detection from measurement of a human skull and identifying and profiling individuals from the human skull detection |
US8135954B2 (en) * | 2004-12-20 | 2012-03-13 | Motorola Mobility, Inc. | Distributed digital signature generation |
US8194045B1 (en) | 2005-01-27 | 2012-06-05 | Singleton Technology, Llc | Transaction automation and archival system using electronic contract disclosure units |
US8228299B1 (en) | 2005-01-27 | 2012-07-24 | Singleton Technology, Llc | Transaction automation and archival system using electronic contract and disclosure units |
US7809169B2 (en) * | 2005-03-02 | 2010-10-05 | Martinez Pamela J | Secure point of sales biometric identification process and financial system for standalone and remove device transactions (paysecure) |
US20080298647A1 (en) * | 2005-04-08 | 2008-12-04 | Us Biometrics Corporation | System and Method for Identifying an Enrolled User Utilizing a Biometric Identifier |
US7996589B2 (en) | 2005-04-22 | 2011-08-09 | Microsoft Corporation | Auto-suggest lists and handwritten input |
JP4410166B2 (en) * | 2005-07-14 | 2010-02-03 | 株式会社リコー | Image forming apparatus, electronic signature generation method, electronic signature generation program, and recording medium |
US20070050303A1 (en) * | 2005-08-24 | 2007-03-01 | Schroeder Dale W | Biometric identification device |
US8060747B1 (en) | 2005-09-12 | 2011-11-15 | Microsoft Corporation | Digital signatures for embedded code |
US20070076240A1 (en) * | 2005-10-04 | 2007-04-05 | Kabushiki Kaisha Toshiba | Image processing system |
RU2008120022A (en) * | 2005-10-20 | 2009-11-27 | Инсконс Дэйта Текнолоджи, Инк. (Us) | Hard Disk Eraser |
SE530662C2 (en) * | 2005-11-09 | 2008-08-05 | Noll Och Ett Data Ab | Procedure and apparatus |
DE102005062307A1 (en) * | 2005-12-24 | 2007-06-28 | T-Mobile International Ag & Co. Kg | Chip card e.g. subscriber identity module card, pre-arranging method for electronic signature services, involves generating asymmetrical code pair and signature-personal identification number on card, and conveying number to user by card |
US20070192135A1 (en) * | 2006-01-20 | 2007-08-16 | James Shoemaker | Signature feature of medical note-taking software |
US7900817B2 (en) * | 2006-01-26 | 2011-03-08 | Ricoh Company, Ltd. | Techniques for introducing devices to device families with paper receipt |
GB2435951A (en) * | 2006-02-23 | 2007-09-12 | Barclays Bank Plc | System for PIN servicing |
US8205087B2 (en) * | 2006-02-27 | 2012-06-19 | Microsoft Corporation | Tool for digitally signing multiple documents |
US8190902B2 (en) * | 2006-02-27 | 2012-05-29 | Microsoft Corporation | Techniques for digital signature formation and verification |
US7818264B2 (en) | 2006-06-19 | 2010-10-19 | Visa U.S.A. Inc. | Track data encryption |
BRPI0713622A2 (en) * | 2006-06-19 | 2012-10-16 | Visa Usa Inc | method to securely provide primary account number associated with a portable consumer device, portable consumer device, computer readable medium, and server |
US11019007B1 (en) | 2006-07-13 | 2021-05-25 | United Services Automobile Association (Usaa) | Systems and methods for providing electronic official documents |
US8341411B2 (en) * | 2006-08-16 | 2012-12-25 | Research In Motion Limited | Enabling use of a certificate stored in a smart card |
US20080046739A1 (en) * | 2006-08-16 | 2008-02-21 | Research In Motion Limited | Hash of a Certificate Imported from a Smart Card |
US20080086412A1 (en) * | 2006-10-08 | 2008-04-10 | Randazza Joseph R | Payment system and methods |
US20080104418A1 (en) * | 2006-10-25 | 2008-05-01 | Electonic Data Systems Corporation | Apparatus, and associated method, for providing an electronic storage box for securely storing data in electronic form |
US7996677B2 (en) * | 2006-12-06 | 2011-08-09 | Microsoft Corporation | Digitally certified stationery |
US8266706B2 (en) * | 2007-01-26 | 2012-09-11 | Microsoft Corporation | Cryptographically controlling access to documents |
US20080191008A1 (en) * | 2007-02-12 | 2008-08-14 | Mirko Manfredi | Method and system for providing remote financial services |
US7992078B2 (en) * | 2007-02-28 | 2011-08-02 | Business Objects Software Ltd | Apparatus and method for creating publications from static and dynamic content |
US8234569B2 (en) * | 2007-02-28 | 2012-07-31 | Business Objects Software Ltd. | Apparatus and method for defining and processing publication objects |
DE202007004184U1 (en) * | 2007-03-19 | 2007-06-14 | Wincor Nixdorf International Gmbh | Self-service device e.g. automatic teller machine, has control keys having greater length than their respective display panels, where control keys of respective display panels are configured by different configuring display units |
EP1990709B1 (en) | 2007-05-08 | 2010-09-22 | Stepover GmbH | Device for identifying a hand-written user entry electronically |
WO2009023747A2 (en) * | 2007-08-14 | 2009-02-19 | Delaware Capital Formation, Inc. | Method and system for secure remote transfer of master key for automated teller banking machine |
US8140847B1 (en) * | 2007-09-18 | 2012-03-20 | Jianqing Wu | Digital safe |
US20090089205A1 (en) * | 2007-09-29 | 2009-04-02 | Anthony Jeremiah Bayne | Automated qualifying of a customer to receive a cash loan at an automated teller machine |
EP2213044B1 (en) * | 2007-10-19 | 2020-05-06 | DataLocker Inc. | Method of providing assured transactions using secure transaction appliance and watermark verification |
US7815112B2 (en) * | 2007-12-27 | 2010-10-19 | Robert Bosch Gmbh | Secure parcel delivery in the absence of the intended recipient |
US9460435B2 (en) * | 2008-04-23 | 2016-10-04 | City University Of Hong Kong | Advancing a committed transaction time |
US20100017743A1 (en) * | 2008-06-19 | 2010-01-21 | Emerson Network Power - Embedded Computing, Inc. | Graphical User Interface |
KR100910378B1 (en) | 2008-10-06 | 2009-08-04 | 주식회사 오엘콥스 | System and method for issuing electronically accredited certificate using encrypted image |
US7818256B1 (en) * | 2008-11-20 | 2010-10-19 | Citibank, N.A. | Digital receipt for electronic data and methods and systems for generating same |
DE102009027681A1 (en) | 2009-07-14 | 2011-01-20 | Bundesdruckerei Gmbh | Method and reading attributes from an ID token |
US20130006479A1 (en) * | 2009-07-30 | 2013-01-03 | Anderson Gerald G | Microchip System and Method for Operating a Locking Mechanism and for Cashless Transactions |
US20110024495A1 (en) * | 2009-07-30 | 2011-02-03 | Anderson Gerald G | Machine and Process for Paperless Receipts |
US20110055573A1 (en) * | 2009-09-03 | 2011-03-03 | International Business Machines Corporation | Supporting flexible use of smart cards with web applications |
US8464249B1 (en) | 2009-09-17 | 2013-06-11 | Adobe Systems Incorporated | Software installation package with digital signatures |
US8781964B2 (en) * | 2010-01-06 | 2014-07-15 | Bank Of America Corporation | Smart safe for multiple users |
US8249989B2 (en) * | 2010-02-04 | 2012-08-21 | Bank Of America Corporation | Check cashing at automated teller machine |
US8301565B2 (en) * | 2010-04-13 | 2012-10-30 | Bank Of America Corporation | System and method for correspondent bank customer ATM transaction processing |
ES2377787B1 (en) * | 2010-07-20 | 2013-02-13 | Telefónica, S.A. | METHOD AND SYSTEM OF ELECTRONIC SIGNATURE GUARANTEED. |
US10043351B2 (en) * | 2010-08-23 | 2018-08-07 | Ncr Corporation | Self-service terminal |
KR20120019291A (en) * | 2010-08-25 | 2012-03-06 | 한국전자통신연구원 | Real time system and method of intergrated home safety management |
US9047639B1 (en) | 2010-09-10 | 2015-06-02 | Bank Of America Corporation | Service participation acknowledgement system |
US9047640B2 (en) | 2010-09-10 | 2015-06-02 | Bank Of America Corporation | Exceeded account threshold service involving exceeded account threshold magnetic stripe |
US9508076B2 (en) | 2010-09-10 | 2016-11-29 | Bank Of America Corporation | Service for account with unavailable funds or credit using a passcode |
US9595036B2 (en) | 2010-09-10 | 2017-03-14 | Bank Of America Corporation | Service for exceeding account thresholds via mobile device |
US9595035B2 (en) | 2010-09-10 | 2017-03-14 | Bank Of America Corporation | Service for exceeding account thresholds via transaction machine |
CN102013000A (en) * | 2010-12-06 | 2011-04-13 | 苏州国芯科技有限公司 | Universal bank card reader |
JP5720236B2 (en) * | 2010-12-24 | 2015-05-20 | 沖電気工業株式会社 | Automatic transaction equipment |
US9214051B1 (en) | 2011-01-04 | 2015-12-15 | Bank Of America Coporation | Dynamic touch screen for automated teller machines (“ATMs”) |
US9196111B1 (en) | 2011-01-04 | 2015-11-24 | Bank Of America Corporation | Automated teller machine (“ATM”) dynamic keypad |
US8550339B1 (en) * | 2011-01-04 | 2013-10-08 | Bank Of America Corporation | Utilization of digit sequences for biometric authentication |
US10311402B1 (en) * | 2011-04-04 | 2019-06-04 | Jpmorgan Chase Bank, N.A. | System and method for electronic collaboration |
US20140052632A1 (en) * | 2011-08-05 | 2014-02-20 | Ivason J. Galloway | Financial card for online fund transfer and method therefor |
US10511732B2 (en) | 2011-08-25 | 2019-12-17 | Docusign, Inc. | Mobile solution for importing and signing third-party electronic signature documents |
JP2014528198A (en) | 2011-08-25 | 2014-10-23 | ドキュサイン,インク. | Mobile solution for signing and storing third-party documents |
TW201310372A (en) * | 2011-08-26 | 2013-03-01 | Hung-Yu Chen | E-commerce transaction system for intangible merchandise |
FR2980011B1 (en) * | 2011-09-09 | 2015-12-11 | Dictao | METHOD FOR IMPLEMENTING, FROM A TERMINAL, CRYPTOGRAPHIC DATA OF A USER STORED IN A REMOTE DATABASE |
US9792451B2 (en) | 2011-12-09 | 2017-10-17 | Echarge2 Corporation | System and methods for using cipher objects to protect data |
US9449183B2 (en) * | 2012-01-28 | 2016-09-20 | Jianqing Wu | Secure file drawer and safe |
US9135786B2 (en) * | 2012-03-15 | 2015-09-15 | Lg Cns Co., Ltd. | Financial device |
US8910861B2 (en) | 2012-04-05 | 2014-12-16 | Bank Of America Corporation | Automatic teller machine (“ATM”) including a user-accessible USB port |
KR101304045B1 (en) * | 2012-05-16 | 2013-09-04 | 주식회사 엘지씨엔에스 | Media detecting apparatus and financial device using the same |
US9280670B2 (en) * | 2012-07-26 | 2016-03-08 | Darren Conte | Siftsort |
ITMI20121639A1 (en) * | 2012-10-02 | 2014-04-03 | Bit4Id S R L | METHOD TO MAKE A DIGITAL SIGNATURE |
MX2015009081A (en) * | 2013-01-15 | 2016-01-14 | Co Op Financial Services | Apparatus and methods for conducting atm transactions. |
SG11201507023XA (en) * | 2013-03-04 | 2015-10-29 | Docusign Inc | Systems and methods for cloud data security |
US9037865B1 (en) * | 2013-03-04 | 2015-05-19 | Ca, Inc. | Method and system to securely send secrets to users |
US20150113364A1 (en) * | 2013-10-21 | 2015-04-23 | Tata Consultancy Services Limited | System and method for generating an audio-animated document |
RU2613033C2 (en) * | 2014-03-31 | 2017-03-14 | Микрофинансовая компания "Платиза.ру" (общество с ограниченной ответственностью) | Personality remote identification system during electronic signature generation |
RU2648636C2 (en) * | 2014-03-31 | 2018-03-26 | Общество с ограниченной ответственностью "Аби Девелопмент" | Storage of the content in converted documents |
US9923719B2 (en) * | 2014-12-09 | 2018-03-20 | Cryptography Research, Inc. | Location aware cryptography |
US10453058B2 (en) | 2014-12-17 | 2019-10-22 | Heartland Payment Systems, Inc. | E-signature |
US9805344B1 (en) | 2015-01-23 | 2017-10-31 | Island Intellectual Property, Llc | Notification system and method |
US10073985B2 (en) * | 2015-02-27 | 2018-09-11 | Samsung Electronics Co., Ltd. | Apparatus and method for trusted execution environment file protection |
JP2018516030A (en) | 2015-05-05 | 2018-06-14 | ショカード、インコーポレイテッド | ID management service using blockchain |
WO2017100929A1 (en) * | 2015-12-15 | 2017-06-22 | Applied Recognition Inc. | Systems and methods for authentication using digital signature with biometrics |
US9948467B2 (en) * | 2015-12-21 | 2018-04-17 | Mastercard International Incorporated | Method and system for blockchain variant using digital signatures |
US10437778B2 (en) | 2016-02-08 | 2019-10-08 | Bank Of America Corporation | Archive validation system with data purge triggering |
US10437880B2 (en) | 2016-02-08 | 2019-10-08 | Bank Of America Corporation | Archive validation system with data purge triggering |
US10460296B2 (en) | 2016-02-08 | 2019-10-29 | Bank Of America Corporation | System for processing data using parameters associated with the data for auto-processing |
US9823958B2 (en) | 2016-02-08 | 2017-11-21 | Bank Of America Corporation | System for processing data using different processing channels based on source error probability |
US10067869B2 (en) | 2016-02-12 | 2018-09-04 | Bank Of America Corporation | System for distributed data processing with automatic caching at various system levels |
US9952942B2 (en) | 2016-02-12 | 2018-04-24 | Bank Of America Corporation | System for distributed data processing with auto-recovery |
WO2017152150A1 (en) | 2016-03-04 | 2017-09-08 | ShoCard, Inc. | Method and system for authenticated login using static or dynamic codes |
WO2017152037A1 (en) | 2016-03-04 | 2017-09-08 | 1Usf, Inc. | Systems and methods for media codecs and containers |
US10509932B2 (en) | 2016-03-07 | 2019-12-17 | ShoCard, Inc. | Large data transfer using visual codes with feedback confirmation |
US10007826B2 (en) | 2016-03-07 | 2018-06-26 | ShoCard, Inc. | Transferring data files using a series of visual codes |
CN107240022B (en) * | 2016-03-28 | 2020-10-30 | 平安科技(深圳)有限公司 | Insurance information processing method, device and system |
CN105868586A (en) * | 2016-05-13 | 2016-08-17 | 北京中凌科技有限公司 | Electronic file gene extraction system |
US10498541B2 (en) | 2017-02-06 | 2019-12-03 | ShocCard, Inc. | Electronic identification verification methods and systems |
EP4120620A1 (en) | 2017-12-08 | 2023-01-18 | Ping Identity Corporation | Methods and systems for recovering data using dynamic passwords |
ES2716308A1 (en) * | 2017-12-11 | 2019-06-11 | Bano Pablo Diaz | Method to authenticate a dynamic signature with the signed document using an electronic signature. (Machine-translation by Google Translate, not legally binding) |
US11075751B2 (en) * | 2018-04-26 | 2021-07-27 | Ncr Corporation | Modular valuable media recycling device |
CN110459020A (en) * | 2018-05-07 | 2019-11-15 | 山东新北洋信息技术股份有限公司 | A kind of self-help deposit device, self-help deposit machine, system and self-help deposit method |
RU2701088C1 (en) * | 2018-10-03 | 2019-09-24 | Публичное Акционерное Общество "Сбербанк России" (Пао Сбербанк) | Method and system for trusted paperless presentation of documents |
US10979227B2 (en) | 2018-10-17 | 2021-04-13 | Ping Identity Corporation | Blockchain ID connect |
US11082221B2 (en) | 2018-10-17 | 2021-08-03 | Ping Identity Corporation | Methods and systems for creating and recovering accounts using dynamic passwords |
US10354058B1 (en) * | 2018-11-21 | 2019-07-16 | Capital One Services, Llc | Systems and methods for safely storing an object |
US10942920B2 (en) | 2019-06-03 | 2021-03-09 | Advanced New Technologies Co., Ltd. | Service processing system and method based on blockchain |
US11043059B2 (en) | 2019-11-12 | 2021-06-22 | Capital One Services, Llc | Methods and systems for delivering a document |
US11626997B2 (en) * | 2020-03-06 | 2023-04-11 | Vaultie, Inc. | System and method for authenticating digitally signed documents |
CN113312333A (en) * | 2020-10-24 | 2021-08-27 | 曹青青 | Security service updating method based on block chain and cloud computing center |
US11170130B1 (en) | 2021-04-08 | 2021-11-09 | Aster Key, LLC | Apparatus, systems and methods for storing user profile data on a distributed database for anonymous verification |
Family Cites Families (60)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4355369A (en) * | 1975-07-30 | 1982-10-19 | Docutel Corporation | Automatic banking machine |
US4578530A (en) * | 1981-06-26 | 1986-03-25 | Visa U.S.A., Inc. | End-to-end encryption system and method of operation |
JPS5911491A (en) * | 1982-07-12 | 1984-01-21 | 株式会社東芝 | Teller's equipment |
US5644727A (en) * | 1987-04-15 | 1997-07-01 | Proprietary Financial Products, Inc. | System for the operation and management of one or more financial accounts through the use of a digital communication and computation system for exchange, investment and borrowing |
JPH0378082A (en) * | 1989-08-21 | 1991-04-03 | Hitachi Ltd | Reservation transaction processing method |
US5220501A (en) * | 1989-12-08 | 1993-06-15 | Online Resources, Ltd. | Method and system for remote delivery of retail banking services |
US5453601A (en) * | 1991-11-15 | 1995-09-26 | Citibank, N.A. | Electronic-monetary system |
GB9323489D0 (en) * | 1993-11-08 | 1994-01-05 | Ncr Int Inc | Self-service business system |
JP3796270B2 (en) * | 1994-05-25 | 2006-07-12 | 富士通株式会社 | Automatic transaction equipment |
US5650604A (en) | 1995-02-22 | 1997-07-22 | Electronic Data Systems Corporation | System and method for electronic transfer of funds using an automated teller machine to dispense the transferred funds |
US5677955A (en) * | 1995-04-07 | 1997-10-14 | Financial Services Technology Consortium | Electronic funds transfer instruments |
US6363164B1 (en) * | 1996-05-13 | 2002-03-26 | Cummins-Allison Corp. | Automated document processing system using full image scanning |
US5793964A (en) * | 1995-06-07 | 1998-08-11 | International Business Machines Corporation | Web browser system |
US5742845A (en) * | 1995-06-22 | 1998-04-21 | Datascape, Inc. | System for extending present open network communication protocols to communicate with non-standard I/O devices directly coupled to an open network |
US5943423A (en) * | 1995-12-15 | 1999-08-24 | Entegrity Solutions Corporation | Smart token system for secure electronic transactions and identification |
US5613001A (en) * | 1996-01-16 | 1997-03-18 | Bakhoum; Ezzat G. | Digital signature verification technology for smart credit card and internet applications |
US5850442A (en) | 1996-03-26 | 1998-12-15 | Entegrity Solutions Corporation | Secure world wide electronic commerce over an open network |
US5999626A (en) * | 1996-04-16 | 1999-12-07 | Certicom Corp. | Digital signatures on a smartcard |
EP0811958A3 (en) | 1996-06-05 | 2004-09-29 | NCR International, Inc. | Self-service checkout apparatus and methods |
US6705517B1 (en) | 1996-11-27 | 2004-03-16 | Die Old, Incorporated | Automated banking machine system and method |
US6289320B1 (en) * | 1998-07-07 | 2001-09-11 | Diebold, Incorporated | Automated banking machine apparatus and system |
CN1106623C (en) * | 1996-11-27 | 2003-04-23 | 迪布尔特有限公司 | Automatic banking machine apparatus and system |
US6598023B1 (en) * | 1996-11-27 | 2003-07-22 | Diebold, Incorporated | Automated banking machine system using internet address customer input |
US5818939A (en) * | 1996-12-18 | 1998-10-06 | Intel Corporation | Optimized security functionality in an electronic system |
AUPO474997A0 (en) * | 1997-01-23 | 1997-02-20 | Commonwealth Bank Of Australia | Distribution system with authentication |
US5872848A (en) | 1997-02-18 | 1999-02-16 | Arcanvs | Method and apparatus for witnessed authentication of electronic documents |
US5920640A (en) | 1997-05-16 | 1999-07-06 | Harris Corporation | Fingerprint sensor and token reader and associated methods |
JPH10327147A (en) * | 1997-05-21 | 1998-12-08 | Hitachi Ltd | Electronic authenticating and notarizing method and its system |
US6085976A (en) * | 1998-05-22 | 2000-07-11 | Sehr; Richard P. | Travel system and methods utilizing multi-application passenger cards |
US5974146A (en) | 1997-07-30 | 1999-10-26 | Huntington Bancshares Incorporated | Real time bank-centric universal payment system |
US6895386B1 (en) | 1997-10-15 | 2005-05-17 | Citibank, N.A. | Stock credit card |
US20020004783A1 (en) * | 1997-11-12 | 2002-01-10 | Cris T. Paltenghe | Virtual wallet system |
EP1038233A4 (en) * | 1997-12-02 | 2001-11-07 | Technologies Inc Cash | Multi-transactional network architecture |
US6453416B1 (en) * | 1997-12-19 | 2002-09-17 | Koninklijke Philips Electronics N.V. | Secure proxy signing device and method of use |
US6601172B1 (en) * | 1997-12-31 | 2003-07-29 | Philips Electronics North America Corp. | Transmitting revisions with digital signatures |
US6098053A (en) | 1998-01-28 | 2000-08-01 | Citibank, N.A. | System and method for performing an electronic financial transaction |
GB2319102B (en) * | 1998-01-30 | 1998-12-23 | Ibm | A security system for a transaction processing system |
US6129271A (en) | 1998-04-30 | 2000-10-10 | Lexcel Solutions, Inc. | Electronic funds transfer network test system |
US6092202A (en) * | 1998-05-22 | 2000-07-18 | N*Able Technologies, Inc. | Method and system for secure transactions in a computer system |
US6826685B1 (en) | 1998-06-10 | 2004-11-30 | International Business Machines Corporation | Method and system for the digital certificate generation and distribution |
US6317829B1 (en) * | 1998-06-19 | 2001-11-13 | Entrust Technologies Limited | Public key cryptography based security system to facilitate secure roaming of users |
US6262717B1 (en) * | 1998-07-02 | 2001-07-17 | Cirque Corporation | Kiosk touch pad |
US6167518A (en) | 1998-07-28 | 2000-12-26 | Commercial Electronics, Llc | Digital signature providing non-repudiation based on biological indicia |
CN1319290A (en) * | 1998-08-18 | 2001-10-24 | Rlj时标公司 | Time-stamping with binary linking schemes |
US7047416B2 (en) | 1998-11-09 | 2006-05-16 | First Data Corporation | Account-based digital signature (ABDS) system |
US6430688B1 (en) * | 1998-12-22 | 2002-08-06 | International Business Machines Corporation | Architecture for web-based on-line-off-line digital certificate authority |
US6223983B1 (en) * | 1999-02-19 | 2001-05-01 | National City Bank | Interactive point access financial and information system |
AU3765900A (en) | 1999-03-18 | 2000-10-04 | Morris E. COHEN | Systems for financial and electronic commerce |
CA2309463C (en) * | 1999-05-25 | 2010-12-07 | Rdm Corporation | Digital signature system |
EP1055989A1 (en) | 1999-05-28 | 2000-11-29 | Hewlett-Packard Company | System for digitally signing a document |
US6474548B1 (en) * | 1999-11-30 | 2002-11-05 | Diebold, Incorporated | Deposit accepting and storage apparatus and method for automated banking machine |
US20020032656A1 (en) * | 2000-03-31 | 2002-03-14 | Chen Christopher Y. | System and method for providing automatic teller machine services to multiple financial institutions |
CA2305249A1 (en) | 2000-04-14 | 2001-10-14 | Branko Sarcanin | Virtual safe |
AU2001266736A1 (en) | 2000-06-06 | 2001-12-17 | Ingeo Systems, Inc. | Processing electronic documents with embedded digital signatures |
WO2001095560A1 (en) | 2000-06-06 | 2001-12-13 | Ingeo Systems, Inc. | Secure electronic document network transport process |
EP1316171A4 (en) * | 2000-08-04 | 2006-05-03 | First Data Corp | Person-centric account-based digital signature system |
AU2001288309A1 (en) | 2000-08-18 | 2002-03-04 | Distributed Trust Management Inc. | Distributed information system and protocol for affixing electronic signatures and authenticating documents |
US6848048B1 (en) * | 2000-10-13 | 2005-01-25 | Litronic Inc. | Method and apparatus for providing verifiable digital signatures |
US20040215566A1 (en) | 2000-12-15 | 2004-10-28 | Meurer Thomas F. | Automatic teller machines (ATMs) management |
US7188362B2 (en) * | 2001-03-09 | 2007-03-06 | Pascal Brandys | System and method of user and data verification |
-
2002
- 2002-03-05 US US09/683,944 patent/US7216083B2/en active Active
- 2002-03-05 US US09/683,943 patent/US20020129256A1/en not_active Abandoned
- 2002-03-05 US US09/683,942 patent/US7451116B2/en active Active
- 2002-03-06 CA CA2440538A patent/CA2440538C/en not_active Expired - Lifetime
- 2002-03-06 MX MXPA03008055A patent/MXPA03008055A/en active IP Right Grant
- 2002-03-06 BR BR0207789-2A patent/BR0207789A/en not_active Application Discontinuation
- 2002-03-06 WO PCT/US2002/006826 patent/WO2002073341A2/en active Application Filing
- 2002-03-06 PL PL02363803A patent/PL363803A1/en unknown
- 2002-03-06 EP EP02717555A patent/EP1366408A4/en not_active Withdrawn
- 2002-03-06 CN CNB028066200A patent/CN100334830C/en not_active Expired - Fee Related
- 2002-03-06 RU RU2003129649/09A patent/RU2258256C2/en not_active IP Right Cessation
-
2007
- 2007-05-07 US US11/800,688 patent/US20070276754A1/en not_active Abandoned
Also Published As
Publication number | Publication date |
---|---|
CN100334830C (en) | 2007-08-29 |
US20020129256A1 (en) | 2002-09-12 |
MXPA03008055A (en) | 2003-12-04 |
CN1514978A (en) | 2004-07-21 |
BR0207789A (en) | 2004-03-09 |
US20070276754A1 (en) | 2007-11-29 |
RU2258256C2 (en) | 2005-08-10 |
RU2003129649A (en) | 2005-04-10 |
PL363803A1 (en) | 2004-11-29 |
US20020129257A1 (en) | 2002-09-12 |
WO2002073341A2 (en) | 2002-09-19 |
CA2440538C (en) | 2010-10-12 |
US7451116B2 (en) | 2008-11-11 |
EP1366408A4 (en) | 2008-07-16 |
EP1366408A2 (en) | 2003-12-03 |
US7216083B2 (en) | 2007-05-08 |
WO2002073341A3 (en) | 2003-04-10 |
US20020128969A1 (en) | 2002-09-12 |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
CA2440538A1 (en) | Automated transaction machine digital signature system and method | |
US5195133A (en) | Apparatus and method for producing a digitized transaction record including an encrypted signature | |
US8479984B2 (en) | Automated banking machine that operates responsive to data bearing records | |
US7742996B1 (en) | Computer program, system and method for on-line issuing and verifying a representation of economic value interchangeable for money having identification data and password protection over a computer network | |
JP2010522933A (en) | Payment system and payment method using IC identification card | |
CN202003428U (en) | Queuing machine and system | |
WO2002061694A1 (en) | Method for preventing forgery of every kinds of lottery-ticket, exchange-ticket, certificate published by communication network and id-card, credit-card, medical insurance card with authentication code | |
US8616440B2 (en) | Alternative banking system for managing traditional and nontraditional markets | |
EP0474360A2 (en) | A system for validating the authenticity of a transaction employing electronic receipts | |
WO2017105297A2 (en) | System and apparatus for security documents and bank cheque transaction system and methods | |
RU113044U1 (en) | SIM CARD AUTOMATIC | |
JP2006318099A (en) | Receipt issuing system | |
ZA200306191B (en) | Automated transaction machine digital signature system and method. | |
JP2019106003A (en) | Terminal device, automatic teller machine, transfer processing method, and program | |
RU99638U1 (en) | NET | |
JPH08202774A (en) | Electronic receipt filing card and device for performing access to this card | |
KR20080062605A (en) | Method for realtime transacting of check in an atm | |
JP2006011919A (en) | Unauthorized trading reporting system | |
JP2006031444A (en) | Unfair transaction prevention system | |
US20070288369A1 (en) | Method for payment processing, billhead for payment processing, billhead generation facility and facility for communicating with a financial institution | |
TWM634164U (en) | Contactless financial business processing system | |
TW202405725A (en) | Non-contact financial service processing system and method thereof | |
JP2022080343A (en) | Transaction management method, transaction management system, and program | |
RU2601425C2 (en) | System and method for remote user service | |
CN116091060A (en) | Transaction method, transaction terminal and system of digital wallet |
Legal Events
Date | Code | Title | Description |
---|---|---|---|
EEER | Examination request | ||
MKEX | Expiry |
Effective date: 20220307 |