CA2698885A1 - Interfacing transaction cards with host devices - Google Patents
Interfacing transaction cards with host devices Download PDFInfo
- Publication number
- CA2698885A1 CA2698885A1 CA2698885A CA2698885A CA2698885A1 CA 2698885 A1 CA2698885 A1 CA 2698885A1 CA 2698885 A CA2698885 A CA 2698885A CA 2698885 A CA2698885 A CA 2698885A CA 2698885 A1 CA2698885 A1 CA 2698885A1
- Authority
- CA
- Canada
- Prior art keywords
- card
- host device
- mobile host
- commands
- slot
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Abandoned
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
- G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
- G06K19/077—Constructional details, e.g. mounting of circuits in the carrier
- G06K19/07737—Constructional details, e.g. mounting of circuits in the carrier the record carrier consisting of two or more mechanically separable parts
- G06K19/07739—Constructional details, e.g. mounting of circuits in the carrier the record carrier consisting of two or more mechanically separable parts comprising a first part capable of functioning as a record carrier on its own and a second part being only functional as a form factor changing part, e.g. SIM cards type ID 0001, removably attached to a regular smart card form factor
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/31—User authentication
- G06F21/34—User authentication involving the use of external additional devices, e.g. dongles or smart cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
- G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
- G06K19/077—Constructional details, e.g. mounting of circuits in the carrier
- G06K19/07701—Constructional details, e.g. mounting of circuits in the carrier the record carrier comprising an interface suitable for human interaction
- G06K19/07703—Constructional details, e.g. mounting of circuits in the carrier the record carrier comprising an interface suitable for human interaction the interface being visual
- G06K19/07707—Constructional details, e.g. mounting of circuits in the carrier the record carrier comprising an interface suitable for human interaction the interface being visual the visual interface being a display, e.g. LCD or electronic ink
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
- G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
- G06K19/077—Constructional details, e.g. mounting of circuits in the carrier
- G06K19/07749—Constructional details, e.g. mounting of circuits in the carrier the record carrier being capable of non-contact communication, e.g. constructional details of the antenna of a non-contact smart card
- G06K19/07773—Antenna details
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
- G06K7/10—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation
- G06K7/10009—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves
- G06K7/10237—Methods or arrangements for sensing record carriers, e.g. for reading patterns by electromagnetic radiation, e.g. optical sensing; by corpuscular radiation sensing by radiation using wavelengths larger than 0.1 mm, e.g. radio-waves or microwaves the reader and the record carrier being capable of selectively switching between reader and record carrier appearance, e.g. in near field communication [NFC] devices where the NFC device may function as an RFID reader or as an RFID tag
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3223—Realising banking transactions through M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3226—Use of secure elements separate from M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/352—Contactless payments by cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/355—Personalisation of cards for use
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/357—Cards having a plurality of specified features
- G06Q20/3574—Multiple applications on card
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/357—Cards having a plurality of specified features
- G06Q20/3576—Multiple memory zones on card
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0873—Details of the card reader
- G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
- G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04B—TRANSMISSION
- H04B1/00—Details of transmission systems, not covered by a single one of groups H04B3/00 - H04B13/00; Details of transmission systems not characterised by the medium used for transmission
- H04B1/38—Transceivers, i.e. devices in which transmitter and receiver form a structural unit and in which at least one part is used for functions of transmitting and receiving
- H04B1/3816—Mechanical arrangements for accommodating identification devices, e.g. cards or chips; with connectors for programming identification devices
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L41/00—Arrangements for maintenance, administration or management of data switching networks, e.g. of packet switching networks
- H04L41/32—Specific management aspects for broadband networks
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/083—Network architectures or network communication protocols for network security for authentication of entities using passwords
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/0853—Network architectures or network communication protocols for network security for authentication of entities using an additional device, e.g. smartcard, SIM or a different communication terminal
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/0876—Network architectures or network communication protocols for network security for authentication of entities based on the identity of the terminal or configuration, e.g. MAC address, hardware or software configuration or device fingerprint
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M1/00—Substation equipment, e.g. for use by subscribers
- H04M1/72—Mobile telephones; Cordless telephones, i.e. devices for establishing wireless links to base stations without route selection
- H04M1/724—User interfaces specially adapted for cordless or mobile telephones
- H04M1/72448—User interfaces specially adapted for cordless or mobile telephones with means for adapting the functionality of the device according to specific conditions
- H04M1/7246—User interfaces specially adapted for cordless or mobile telephones with means for adapting the functionality of the device according to specific conditions by connection of exchangeable housing parts
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
- H04M17/10—Account details or usage
- H04M17/103—Account details or usage using SIMs (USIMs) or calling cards
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
- H04M17/10—Account details or usage
- H04M17/106—Account details or usage using commercial credit or debit cards
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
- H04W12/06—Authentication
- H04W12/068—Authentication using credential vaults, e.g. password manager applications or one time password [OTP] applications
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
- H04W12/06—Authentication
- H04W12/069—Authentication using certificates or pre-shared keys
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
- H04W12/08—Access security
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W52/00—Power management, e.g. TPC [Transmission Power Control], power saving or power classes
- H04W52/02—Power saving arrangements
- H04W52/0209—Power saving arrangements in terminal devices
- H04W52/0251—Power saving arrangements in terminal devices using monitoring of local events, e.g. events related to user activity
- H04W52/0254—Power saving arrangements in terminal devices using monitoring of local events, e.g. events related to user activity detecting a user operation or a tactile contact or a motion of the device
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2463/00—Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00
- H04L2463/102—Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00 applying security measure for e-commerce
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M1/00—Substation equipment, e.g. for use by subscribers
- H04M1/02—Constructional features of telephone sets
- H04M1/0202—Portable telephone sets, e.g. cordless phones, mobile phones or bar type handsets
- H04M1/026—Details of the structure or mounting of specific components
- H04M1/0274—Details of the structure or mounting of specific components for an electrical connector module
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
- H04M2017/12—Prepayment of wireline communication systems, wireless communication systems or telephone systems using calling, telephone credit/debit cards
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
- H04M2017/14—Prepayment of wireline communication systems, wireless communication systems or telephone systems using commercial credit/debit cards, e.g. VISA, AMEX
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W52/00—Power management, e.g. TPC [Transmission Power Control], power saving or power classes
- H04W52/02—Power saving arrangements
- H04W52/0209—Power saving arrangements in terminal devices
- H04W52/0261—Power saving arrangements in terminal devices managing power supply demand, e.g. depending on battery level
- H04W52/0274—Power saving arrangements in terminal devices managing power supply demand, e.g. depending on battery level by switching on or off the equipment or parts thereof
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W88/00—Devices specially adapted for wireless communication networks, e.g. terminals, base stations or access point devices
- H04W88/02—Terminal devices
-
- Y—GENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
- Y02—TECHNOLOGIES OR APPLICATIONS FOR MITIGATION OR ADAPTATION AGAINST CLIMATE CHANGE
- Y02D—CLIMATE CHANGE MITIGATION TECHNOLOGIES IN INFORMATION AND COMMUNICATION TECHNOLOGIES [ICT], I.E. INFORMATION AND COMMUNICATION TECHNOLOGIES AIMING AT THE REDUCTION OF THEIR OWN ENERGY USE
- Y02D30/00—Reducing energy consumption in communication networks
- Y02D30/70—Reducing energy consumption in communication networks in wireless communication networks
Abstract
The present disclosure is directed to a system and method for interfacing transaction cards with mobile devices. In some implementations, a method includes identifying the mobile host device in response to at least insertion of at least a portion of the card into a port of the mobile host device. The mobile host device includes a Graphical User Interface (GUI). The card wirelessly executes financial transactions with a retail terminal independent of the mobile host device and presents and receives information through the GUI of the mobile host device. One or more commands are transmitted to the mobile host device in response to at least an event. The card substantially controls one or more hardware elements of the mobile host device using the one or more commands.
Description
~~--Aur1~~ ~g~~..I~aza~4~~tic~~~,C"t~t,ds ~-'i~:li. ~~~~~s1 _~~, Ãi,:;~5 CLA1J41 OT? MORITY
3.iS :pp3<13#. i3 i lFf'.3?:s pF1C):F'ltv to :i. i. PFlEet2Ã :3ppiF<'F2t EtFa ~.:.>zt N, 60Y :'.i t3?C:d on Si~..'tt:~1.1.??Lr 12, 2007, 'ti:a` Patent Ai ;Ff_"~3.ICZ3 SvFi.i3 N~?.
~i .5. ,.
i<S 2v5;w:> ?:ikti. Septo7"i3bLi h, 200t, Ãhe t3T.ii.ite Ci:32ii:ettS E?f ~;='z)ic:. s'.:<:=i'~b4 I.ti}' ..
`a;(AI?~ [CAL FIELD
`,:. il?'S'i~i)t;.i>i1 3'cliF:t~s to i3etwi.3,k ~i52a?f?'.i:Fl?L'c.ti;I).~
s::?;tt iY,;?C;re >.?c:il:di. ,.. :iy. tt?
.m<3Me> ; $3,im,.fC,toi`> ;c.na5 1. 1(x: ?2C)tir devices.
BAC KGi~OliND
i { =`:` ~~ii..ii%i: i i3,.':C~ E<?3CS.:3 ' s have ~1~:. v<?a.if:~ i:} tt .#,:~~ 41<~t+. fa ;~~~ ' '=ia:Fi S. f~. t~%.
l} !.E~%i:.7 .'f I,t:.` a~ ,;~
'it3 d. :C ~ .~ic) . fi 1`, ~s ~..ti tC. ~,;i'e ' rC`=t~~~~):Ii. ~AYo p. ~ %
) t ~C_ i3,.C;3 e.. ~, C:13.,`,. ~~~~1i;~'E. .:~ a L;S' . f 3~ E::f.,:ai r~~)I"Ei3~ic and h: ,..3.i?<,..a devices #h<a iise?',z hcF.vv. in their PosSE..s::1C'-t3 .:.tCA
wiI)z; ,..:)3:11:F)1F3Ii'='3E1i)d3., i Lt.'S .1'I3t:i1 i3 _ c; cell ; ` F"Fd1, ~s?. lc{ ~ ,f:.=w, i e~, ~:e.:at=:=`ia;, <_. t,i`~3.1 .;:..a ' ~. e~.ic .? ~
W)>J_ .
,:?:i3:in ...i><:iS. 3Y3eJ:I-i`r ti)z~;-,~?"A and variety C).
.E,.Y):)i.lc?ce>:;:E3'~< ;>>` Ei:^.`=
15 ` and Y EL>?S.C`,:i)~. ?~i 1 {
.:.s. .,.f:<;a.~i~. a~'(7 ! ~~#:.Z?3l'.E.`.`e i3:i)Cd ie of ti~.:.'~SL:
(ievicC,s ..>:?Gti"(. i{ f:'~~.,aAe.., if'W. .:.e3' .1..'.
;.Ãt.cuJE+;fi'Ã?C:tE tE? Lti'1".v'3'1g $i]e:131 with Own.1 kaifsBE of t.3:' :?i"k:' and "t) z3';C?SE
is' fi-ue ,:lE;mS; :ht:.' 'v';33`ou;i deIl`ts:i?pht:S and age g#oi3?3s r¾.e..c3:iti.Ee:=s :'. ; ~ ; .~; ,.:.'. ~(~F)~?E~~. it~ii?i"# of the i:.C)i1sF:i2t<'.3', E~iCF1. ti~t:.' :.rt'C)?~), F~:Et~i>"
; it ~ ; Z-C? a"t313)t3 ~1F){3C~.~3. ~t~ ;.~C v.i=wt)S (;,~iCF' options for ';~'1iil.ifhF`~:)l% A :t. i,1Cs ; illzf'I'C?
SC.cuie Digital ;,.?i#...Y3sl3) is the P<)p.?lF33' interface c3t:i3SS h'gh-eTld L.efli3 :s,.t.'; S"bfi; ~S':) and .'b..u.?. ANc?1,.A2d (--'v-l,,IC`) .,).tt$iF<;'t:=s ili"e aisC) avtIF?tibÃ.. ?F.. 3.F1231EkC> ie.C:l'Cfst.F
;S i~t iC ;~ iTiI13)t} .3~1. ~I~`,..c1.E):i" sa~)~~C)3Ii<a by the i"tcfjt~c;.' :)? :~1+.4E: .'.Z.t ~ :FYFC:'~.
`,i?kem . .t, ms x :iif,tii. :n :3õW1tzE?`_i> i2t2's3ptC?Fti a1."e.lvc Il:FbiC) {-i? C.t)i3F'"t.'~>; a Mit;Ftf. =cD ;;t?:f:4 .,5 ~~?~i:i:~~:~. S:sNI:~`~' :~F~.~. ~~S13 ,zlt;~i:?:ttc~) most popular ~~A'~~ ~~Ã-..i... i~'~~~:r+ ~:3;..'4 a ~- :, .
`,i)F'?2?d3eu)?y i.i)tt'f.;+.(;C, tii)iif3i'.fil#+_ designs do t)tfeS' standard i'z.'er~l"~itC .DEr;3.FA cameras ou.., 1;3?, > SfD and N-I'vIC ltbizs;; C'Y13"en7:: D}r.;;t_fl (~<D) .s FF~;{~.~3..F .tp3v>?. :i:):;?'d` wK?
of t?.t.:si :%3$c':~?,:iC t.5 are also .iVi31l3b,.e ,:i? ;,t t~~n:l #3E+c ~
:~~. N.fi#.FF. ?.:. >B F::
?f?c:.. ?~:f,,- 41 ili F v:?:.ii3.~).~'t' c+:~P(~~.5 +:i:~~~)~3C1~.ii':, .~14FFIc `il 4i3fFIc' ? ;'~ s <fF'dd IMI' >4: ~ z ~1>.?S'Ci.~ <~ f:
F' SL'?te1 ot3i?iops.
SUMMAR7E' ? 2.e ;r}:esLilt d.\ClC>S-F.E.:l.` 1Ci directed to a syJiC`.,',il and ie.iC`thoCÃ l.i>r F:.eEc,.facFFFi;, :::33`tas w.itl3- i3Fob3le devices. In So2:1:.`= In1plE'Ff3C.]1t<iE?l?F?S, a ..:ea.E3.ol; ilz:RF;':Fe:
3d.? . v'> .,, >:.7L: ?m.i;bdi: l1E>hi &.:vlU: i?.1 response e<Y.li E?'EsC'.F'if+.i?i :`f :2. .,f.'-i:ic ;`t:>.?.ffi'>'}
cil. d i33it? a poit of d?i. :Tiobile l3L?:it (aCvFC=<:. 'Flfe 4Ii.4Zc?w lhL.`sÃ: dcv.v:: F.`.IclEFGc. a 1,.Ã.l.'T"f<3ce (GIiÃ.,F. Ilt: c<3.i'li ti4`Ff'ejGS4lc% C.:lec:(iEt;;s -fA?eFil,-i<Ei e7<En FsCÃ.Fol?s by ~
ii... Ã's,'.E'ta?:l:i?l :?dÃE7L:E.iFC'E?-à of Ãl:C'. I21i3b?k l3C1sà eet i6.o c`2:E323 p1e.iS:.E3Ãs <?E1d receives .::ii`'ii.F`;h the GUI of Ã':l?e 1TFL?bTeL host C>E:6F'E%: One or F'aFof,'e E'oIT'1FIFaFi::Ã:i .ixÃ' `re4nsn1. _:nL`. :o t:`.::. F21E?bile host device in response Ão o-it least an `i3bSi.t., a'ly controls t?:e :).i' .:I;:`I'e Naiiiw:FIe olt;i31e.F7.N of U3.4= l.i?of?ile 43<-.., de4S..., d.3:;ei3:?, .`." : ai.~ , ~ ~:~,i: .3t.\~.
La~.= ; tc c':.,. ~Fwri:i:E?.d,.s.
;,j:<u .:i''Ã<?ily of CiF'Ic or ,.?at):t: i,'.J.FIbi?Ã1'iTF'li:nt:i of Ãiit=
.i14't:??Ef,?ti :?.r:. 'Sc.t $: ,.I? iF'F Ã:l?o :s f?ct o%.i??.i ?y? z)g tb:i3w:iF3g> i?F1ii th; d<hi.F`ipElil:ia i?t:iE?i;%.
OÃaa43' fS. FEe.iF s, <3qj cu, :iT.FE::
aia2 :> i<3;;Z s of the ?fFvc,:iliF:'i!FI wHI be F?pp:=trLi2: f?'(?P.:) Ãht:
d. sc,Ã'1pÃi?;; <3.i3c, >`.:?zf:
DESCRIPTION OF DR;$'4VINGS
is an < x82"t2ple 1:i'iftl ic.i(:=iF::F? sy,yÃC'.:'3 iE :Fc.;C?i:ti;.ii.~x Z=S
Ã.r.. tiC%Fnc 20 of P3`e;;e,?>E t1,is;Ai?SI:3rL~.
.~>.ci. 2 is an ixF3:E31~?~.i transactions n4'titi 'e i~FGEÃ Ãi;.f:4iTifÃ:~
a c'=.i3Uhi c;??'r~.' now??s;
\.:'.RE 3 :i;i ?Z 4xaI3#Pl:-.'~ transaction ceIFCi i?a, FIGi.lF(['; I lE) .
i3';Ei:
z:is?m. .,:F'x,.,LaA3en$?Iio.i3s of ebi',p,e;>eE2F hs<:ioSt.i;Y;;
,,i~i.E 5 is 3a;. Z':;<<3331p3:'= ..eC'.1F7'E' i3'ie.i3'.i<3Ty of an EF't.tt:BEgt::e card for s.S3:em;
~, Ci'tii:li:IitFf? .;
l f;ltt3:I.E?.; ~?+:,?';~i) a3fi.{saFo?F C3f ..~i. =-'i~-'. 6 1:1 a iG~3(.3'Y3:3:ÃFC~ L~ic:~~F'=.3::_ ;.[b i,:i?# 'Cfs;
MIJITE: i.A. and 713 are H+."sw ch<1A;i an ::'<t::,3i?.. :E?'ff.i~:Et_kl iniÃ.Ea.?:fi,.; f?;:? f:=<?Td;
R3,.'RES 8A, }>B and 8C <FIx miliF?pki of t.:ill ;t:iZC Ef fs..:iÃFl wa.I
sLstil SFF>
i:':i?.i> a:i?. `i.f3.iZ' hS.}mu e<.i5, R,,YURI`. 9 AS a .Ã'Ao'~v cfi3;XrF c,.E1 t'.1a. tp~':; ?~:i3C.F.h;.d .?' i>"'s:ii"z;?<:tc:>: .i3 ctFid, and ..zt._.Rr",S IOA and tr)B ;llifst,dl>:, e:L<;xapEi, t>3.t'ds tts, ??i?lr~a#1 .F3F~t~ i s'E3Ã..:F'i~;?.
k 'E:'S',:F1c4 tiy13abi!.S n tbe t'FIioF-:i dril.4IF1g4 11t'FiF.,ai:k:
like ()le:.Fc?Ã\-, DE'1':x1LE,il DESCRIPTION
F1t,.Z?R1 " . is <. b.t7Lk tt1S<?gxi23n :tfli:`traF:#1? an C'.MI1111Ii'`
.<Z:F2s;?C?i03: :ay. i+:'i2i 3'(r() ='';z = A x ~' "c Ft?.k ~l?i3ti.; ~ z.. a<11~1'l??S LE:~IIF.~ an FFfC;FgE:FIÃ card sI~>L~Se.)<>C:o.Fa tT>`'c't ;<lf.lple, the SY:SÃkFli 100 :i?:1F1Y' #:i3khFi tF 1~2.tCS~U:r:k. :)t s.:F.
I31.i ?`D) ciia-C3 w;;?.ei e\i'cIdFLs ii':FT3ss t_Lio11S 1v'FU1 fiIlii3]i:fc3, lIl?Ã:fti3ÃS.ofl,,, i#FdF,-'.pcFFclE'=:#?Ã (` .:it?sE device.
Asiia , :?1 7:F7eLSi1sri; Ã.?E,' JY'qe-? 100 F'ilj :T3t:'h1CFki OMk:F=
F"?iFs1 stE`:iF`rc,t F F:r.Fi:C.s EE.ii:
LC3~F.it.::i ;.> ?Iliil33geilt card Ta the E>L)st d4vle such as, for t';<<3;:?:3:#>i?.
SZ.f,', :;Y.LeI'siFl '>.\C'.rFiEi Bus (L?SB}> Apple MÃ><.h, d'Ff ?4F4.
i3?..,!t<i E'r'hC'r:i. AF"i . _ ?i?Yel:4i:;L::.t Cai'd _., c, di, : At.C configured to :i11sk.? i 1:i3.Ão o.i' E)ffit.3'tv sk a ziE..<.E
<3:i?,.s .,c::;~:,s} >?1' s.:Ã.;.lt.n~'.se i:?'l .c;.a:4 svrN'FGi:: (L g.
+?c?E2ti<ti`,"i+t]:Fs) il1k;C?pi':1u..E::3f t?. :3'F4 hE?s-, device. n some 1Fap:Z?:x?c'31# .[?t??.S, Elli' :il'FEdhgCFIÃ card tFc j li_`. ;?3FF:>i?t:i.
card .ni >:.Fl:, f t L:`5:3;31p3l:., 1'9k?Eebes 1.<'k.st`=d portions s:i:ad <TP" Eah..., MFT6, The sf':?ta?.e ;i}0 si? y ,F`>t:).iFd.. an -i3AdUgmt tiud O1.:3:t it?..'it:.ts:%s a ii;iial F.EIÃs'E'ta:(> Tic dz3;':F3 f1F#C`F'.i:.wt' I~: ai?:3:y the i:F2Ãt:3l#t;C:i:F card to biJM ML hvJt deL'Iet; i:lFoutõF,l-E a fhL1#C.,:i E'u:.`.#'I....:C'..
ii: SD.b MQ i. SB? :3 d :'.Yt(=nsti dGv1iLs E,.r:)F1<,A? <) ;i ?4 lLs1 ci?i?isC'.S .:;F L .'. > N FC, Iaa<~ 144431 :Il soi31s; :f33)pkd;?t.'~?3$:Fit?3:FS, to F1f.dhgm'Ã: M. may #.w:ii..E?`- ....}, c.1F?bt?s:M:'.d yai.t'Ii,~:4~,x.. F:zS F>F<Fe`~' and a.., t. L%: :.`, Unit (CPU) i~~ tf ~: ?~?G~F'<!.à ilfs :i Y;E`?t3c: aCit..eia c3pp$iE;<FFoI:S <.i;~Ct':?ti?ble by the :1Se' du'<?E2gh the bi?A E'SE';i'.E,%.:. A ,3okà d't':.S ;s,:i.
25 a3 Shw?:a.,c a Z%k:llpho31i., iF SFYF,:idphoI:k;, a 6''t F:?E;I1:Fi EQ.6tail, Assistant (PD'i.), F. MPF'.Z.Y=> I
Al.Fa'i#<? .Ss;~F' .>s (iLIP.> ) di=Vii:=`v', a digital E:<11RXoY;=L. a ciF12]..l?F.'d'h, a L.HE.f?E, a c3;F'2p:#iS'E'.
F:F~~t'.`~ ~?t is t:Et'Z .Ce' ?tE?Ã FY3i ~i3Z;ei<3 T..1.Sti I3FeEI:C?l'Y
.a;a(~';;iF ~~Li'.iF:f?:L~:Ã .:::t~<~<2t:i'.~. i:3 St?1ieC`
Ã:I?0 FS??wi13gi'?i'Ã. ?:<32'd can E`peI<tÃ:.. as a na;?$E.? ;6:h Ãb .
l:E?:>#: di:.t'c card CC~ <:E:ip30~.+. . i. ;'~:>
t?C:?3:; :a slave ~ =, V<'. :.t.,t... t3 Ã. ? ~ =: :ii the intelligent ~;t.7Es.t ~ ~ ~S~3k.F.F;Ik ?Ica3 ~f 5,3..= , t. !
;'<i) dk.,k.: ,>iaõf. as a .<s<'3' AFlÃuDl',.a The FIFtellFgC:#"u .iF)'d 0 F"?:.'~ s4''JEo?'F 100 imi t.S:k:L.:F:e s:snt .?r of the fb:lt>14'#nq;. Sel<'.'+_Fi\ aly ij42,S'<.EÃ.C.' an :F'Ã:ee,F:.i.l :<1.Y, !vfF"L Ee:.5 :B'<zi?s.F+:%tE+?FF"
ii? . :3:'>#l:?i;; E:i :F[ Aex3s. <F:A: S;v:;Iit; Z'ed:f l<'.. .?i)SÃ
dLi'c:.c'. =,-vI$}F a :EF"F;if#Ã3.mE?#:F
~
:~F3 > At,:?. :v~: C'~<3:F?i~?j.^'~. ~353?i)t ~~f :'><?l~'. (~3~3~3) using '<aa hi?-st S._?tt.Cõ}:#W a t?'.;ns,it.},.?a iv?d? <} fFi7iiFw;iai iT1stitl}:ffvFl H?1"ifi.#gh, P1 <.x?i'zA 3e, <: :'OS tÃ>rm :3;:}l ~
#3~3.q: ,FaC~~.#.ai. iil` ~.ix:` bt?St dtv3ce. :iF?C'i,i' AbYi ">3i+.iLLs44:ti, 13^v` A2.\?vxa:i?~ `~ :~~~} 2?'}> ~Ei ~::3t _ fi;
O:ia d, t2?e \ `at:;#:. #may WII'Ul`:1: d6 ti`tC'.;7'i l.F'<}l1s}S iA3Fa wiFd . :Aa...c..,3. Fi? fit.E.#i:i3? .i LriUti i#i ..ii,Fi:F' i q:?},i;1FW i3dd:Lli:t}1Y3.l hfFl`ditia:L=, ;iofttV
te:;, AE,t3`. t:i" fii'#:?.t3 iA'Z'. o'n t1:? : llos:
dCCce i?1di?r s`.iO3't?ta't i'eq 3'iT.}g tbc#i'}. i'S t:? C.xF,Stii':Ef ":si}ixF`4af}:-:.> `+7f.-w<i <'.> F}:F#C3'S'fi fiii7ii. .3?_ >:>: I'e.3doz te.tnl}:tt?lS .l? ;:#?'<133lC' a w;?3't<T ti 1F.;xÃ.ss"#y f.?tt'6:a?.}.? a iT'<?i.s<ii:i:?#":;
A ,,i;'li 1LYv3, the SS>Eei?:1 :f)iJ ii?Glud::s aF'1 Esffe4.ile sk?lx:- ,<:~.~
_FiFt: L=:Ei(aiti: 104<:
:..` :.?`aples tti> 661aF3.E:#;3 d#1s.ldl.lt!c?I^:S 1.061 h#oi:F:z,:,l3 :c '.?C'tl;Q:`F=~~;. Ãi+8. Wli1.le i3t)t ` i4 sy.(~t. .ei~fi 9 _~)l) ~ a\ II?#., : !V a121<:i#~?oi~1.Fi. 5`4 i>z$.F';#t, ~ i ~, ? ~Ã') .~ ill~:tE1.c9.GC~ .>~~i I'c.t~ IF4=f`,E^#1 lE;e'.
:d?t<d. .w#..i .i?tid?.i3dt:F?. 1.06 >:}ri;. the :IGtYvC)F'k s(ivi'k :'e:S, fC3F Ã:?;ei?.iZz?1Q. a tr:iFis<.:tSi? 3 : (?vtiEEt3':{: host 'I'l'EC <?ffl1.F2.: store 1 i%t`_ 3F?<'.-iiF:dC'.5 a s:;t?N,.. Ez( t F6.;t` i V?'la i;<?L ng a. ?,.,3}sÃ}ct;:{>.... card 112a and a ST.}2i: E?f S<.#~~ (POS) dt.v,c+: 114 that executes 1-~FE~i7 i:t}SI..>FY?i:#':~, e .~3i'.~1~}`~ Cifi.:ViC'c'. .~1Y
FTiS:.\i3}~ik:i a Ga<>p.3z<.3.. .Fi.i :' 15 (GU:) xt ) i'oI' PFCSCi?.}.?Ic: iT?f<3n,?F3#lt?n ts3 <?.FIdf?3' Ft,<.S.F~t3F1`~ iF}f+`.}. 72.}::?F. .#"+3#:}2 a#'W'I'S. I>i ~ t,~3 114 F3}<.E?~~ . E.<JiZSi7}d =$ a .
SoF?"ta. "" ` .~2". `(i>. . :ls_}#1h ' ., t:.t, :5' ` '~.~~r~
~s..?\) .a?.~.F> "~<a d'`v'4:f}#t:4~t: tE? a i.f~_FF'Esa..i?.i?F;. Ef?
`:.i?L.' .i'<;Fiti..~ c:}.FY~ 1 1..~. '3 .id'L''.~ iiii:l`sF3l:t:~3ai card 11.2 F?1#.j% .= F#1;~#i~?1 :: A~:?C }.:Fw21E3C?:F?
: ~ ~zs 114. The E;Si<:}3.~. 104 includes the GUI 115 ~~<2::' Y.Lse3:?ti:F? 1 3.3.}: #~3.Fi:#t)a3 ;.c) #~Fai`= t'. . ~~
}ii?s:t.vt_ ..i'',~~.tit>c i?t;:~~ ov#o.: the c:y;ifCl:i`õ~ 100. IhC; client 104<i iFF4 :aClv .. card reader 20 116 ..<?>:it tiIc tiiifne}4t1i`n card 11i .~<'',c 1.'I.'di th 104.F? f ...aAic1:}i ?:;;rtm,.#` i i06 i31ly transaction based, au, lC'.;$st: 1# pi}:"., on ?.E?.i61tit;?60i, by the i3'ii:f..si34$il3i: s':3Y'd 1. 12. i31C b#.lC' device 110 I:nc.,?#d..s a t;i?.il 111 lbr 'is ¾,ti'`.n 3??;, ai?jumi$.?t?il associated wiii"::.de.t3:F1G2il ti"'u':#Z-sc?lÃiot?S.
.. `o t?ffl-F.e s1ts3w l:?2 is .>e1eF.}l3Y at ?Li:#::F a rX;I"ii(?l1 of an a 25 '?> t;..... . 3.: S.. ;~f; (c`.;`õ i?i1i~:iiiI3g.3 f~?:i C3`'.it~tt?F)y.
G:.Y~.};F3~`l+ t>i~: :, i~;..:L.". titt?F'L= '#?.:
1' , i::ldy ~.:.., yvod\ <:Y.di)F services F'i't a Phv'S?ct`ll iot:i}tFE?i? #t.'.S
. <i ) aES< i}1F. F); #~<?:' store) Q;iEec:3: z. ;~.w^t'..}ne:'s. In this F.'xi3, .?]pl<'., the L)ffl#_F2.:.
2ato:F'L'. E 02s`fLFZ s or :Z,v<.` p3"itd?,::) from d#i#.i'_iblitt`.i's (i3i?I Ifl}#:i$z?te.d.) ci31Ci E::?C' :F?1:zZ% -\L:ii iiF h :1iS6:S
to ..4.}s..e-4m"S Si.tt.Ie as users l?.-,'d?<, mobile device 11Ø t?2 gc:FiC':F':}l. .E70 . ..fl, :..t.` ~t:<.??'c e 0::
; a~ ~ t>f:tõ :e Z~)Ci'} ?:i=( s 'Ni~~. _ #,Ã:?F2'1~'is in t);f~ fi~i.e34' Y+?
t::~~ <?..~~s, d i3a gi..4 ~?::~~ii?< ~1i~3~ 102 ,itr}~) 13~` <3 t:~zlt.k-F.EI3d :?}o i:}F
:~to'e sti<:I'F that ; L#aC`i t 4' \t\.,CI 1 .~~....t..:~ , `:?()\t\+.a .?. .?43~vi~.s:- F;#:>l,H j:~?C: IF'Et:,F:?t.#
.aI?ii ?2i3.i'E~<?:t`.~: <3F?i? 'i'4~:1Fr.: t~C, i.=:
a . ;'3 ~z~ . . .~i v :~ i?~ `
~?i:FLit: :3. ;?>.i' E73`~~,3.1+:,` J.:`= 3~,~'"S .,.. a .F:?L '.?~ili'iw~
;+,Fit; 1#, E?:.}. ~ #)~,.~E. ;~11+. oF' ::?t fi'::.~
~ o;~ ~ goods: ~ ~~ ~ r~
~Z?i~ y ,. , s..'t'Fe,3<3a.ii:tE:~l;ai~%E~ 47i='F~~1 4 #IS'"ti,f'yY
~:'i?I'e~Ti?tf:'sFl1~,xfMF"FbÃF:I3oi . <lld ;;' i'C;SF:ift, th.. :?Et$lne :iLoFG 1:.F2 FFIiiY` n:?t Ii?:IF'Fi.d<3 eiS
dFstf"b1ftC 'g?'.+dS
..ei.~.'...:aF i~i5t7'3~?13.='r3':~. i)3{~1.EIi::Sto3'=e ::~
3.iS :pp3<13#. i3 i lFf'.3?:s pF1C):F'ltv to :i. i. PFlEet2Ã :3ppiF<'F2t EtFa ~.:.>zt N, 60Y :'.i t3?C:d on Si~..'tt:~1.1.??Lr 12, 2007, 'ti:a` Patent Ai ;Ff_"~3.ICZ3 SvFi.i3 N~?.
~i .5. ,.
i<S 2v5;w:> ?:ikti. Septo7"i3bLi h, 200t, Ãhe t3T.ii.ite Ci:32ii:ettS E?f ~;='z)ic:. s'.:<:=i'~b4 I.ti}' ..
`a;(AI?~ [CAL FIELD
`,:. il?'S'i~i)t;.i>i1 3'cliF:t~s to i3etwi.3,k ~i52a?f?'.i:Fl?L'c.ti;I).~
s::?;tt iY,;?C;re >.?c:il:di. ,.. :iy. tt?
.m<3Me> ; $3,im,.fC,toi`> ;c.na5 1. 1(x: ?2C)tir devices.
BAC KGi~OliND
i { =`:` ~~ii..ii%i: i i3,.':C~ E<?3CS.:3 ' s have ~1~:. v<?a.if:~ i:} tt .#,:~~ 41<~t+. fa ;~~~ ' '=ia:Fi S. f~. t~%.
l} !.E~%i:.7 .'f I,t:.` a~ ,;~
'it3 d. :C ~ .~ic) . fi 1`, ~s ~..ti tC. ~,;i'e ' rC`=t~~~~):Ii. ~AYo p. ~ %
) t ~C_ i3,.C;3 e.. ~, C:13.,`,. ~~~~1i;~'E. .:~ a L;S' . f 3~ E::f.,:ai r~~)I"Ei3~ic and h: ,..3.i?<,..a devices #h<a iise?',z hcF.vv. in their PosSE..s::1C'-t3 .:.tCA
wiI)z; ,..:)3:11:F)1F3Ii'='3E1i)d3., i Lt.'S .1'I3t:i1 i3 _ c; cell ; ` F"Fd1, ~s?. lc{ ~ ,f:.=w, i e~, ~:e.:at=:=`ia;, <_. t,i`~3.1 .;:..a ' ~. e~.ic .? ~
W)>J_ .
,:?:i3:in ...i><:iS. 3Y3eJ:I-i`r ti)z~;-,~?"A and variety C).
.E,.Y):)i.lc?ce>:;:E3'~< ;>>` Ei:^.`=
15 ` and Y EL>?S.C`,:i)~. ?~i 1 {
.:.s. .,.f:<;a.~i~. a~'(7 ! ~~#:.Z?3l'.E.`.`e i3:i)Cd ie of ti~.:.'~SL:
(ievicC,s ..>:?Gti"(. i{ f:'~~.,aAe.., if'W. .:.e3' .1..'.
;.Ãt.cuJE+;fi'Ã?C:tE tE? Lti'1".v'3'1g $i]e:131 with Own.1 kaifsBE of t.3:' :?i"k:' and "t) z3';C?SE
is' fi-ue ,:lE;mS; :ht:.' 'v';33`ou;i deIl`ts:i?pht:S and age g#oi3?3s r¾.e..c3:iti.Ee:=s :'. ; ~ ; .~; ,.:.'. ~(~F)~?E~~. it~ii?i"# of the i:.C)i1sF:i2t<'.3', E~iCF1. ti~t:.' :.rt'C)?~), F~:Et~i>"
; it ~ ; Z-C? a"t313)t3 ~1F){3C~.~3. ~t~ ;.~C v.i=wt)S (;,~iCF' options for ';~'1iil.ifhF`~:)l% A :t. i,1Cs ; illzf'I'C?
SC.cuie Digital ;,.?i#...Y3sl3) is the P<)p.?lF33' interface c3t:i3SS h'gh-eTld L.efli3 :s,.t.'; S"bfi; ~S':) and .'b..u.?. ANc?1,.A2d (--'v-l,,IC`) .,).tt$iF<;'t:=s ili"e aisC) avtIF?tibÃ.. ?F.. 3.F1231EkC> ie.C:l'Cfst.F
;S i~t iC ;~ iTiI13)t} .3~1. ~I~`,..c1.E):i" sa~)~~C)3Ii<a by the i"tcfjt~c;.' :)? :~1+.4E: .'.Z.t ~ :FYFC:'~.
`,i?kem . .t, ms x :iif,tii. :n :3õW1tzE?`_i> i2t2's3ptC?Fti a1."e.lvc Il:FbiC) {-i? C.t)i3F'"t.'~>; a Mit;Ftf. =cD ;;t?:f:4 .,5 ~~?~i:i:~~:~. S:sNI:~`~' :~F~.~. ~~S13 ,zlt;~i:?:ttc~) most popular ~~A'~~ ~~Ã-..i... i~'~~~:r+ ~:3;..'4 a ~- :, .
`,i)F'?2?d3eu)?y i.i)tt'f.;+.(;C, tii)iif3i'.fil#+_ designs do t)tfeS' standard i'z.'er~l"~itC .DEr;3.FA cameras ou.., 1;3?, > SfD and N-I'vIC ltbizs;; C'Y13"en7:: D}r.;;t_fl (~<D) .s FF~;{~.~3..F .tp3v>?. :i:):;?'d` wK?
of t?.t.:si :%3$c':~?,:iC t.5 are also .iVi31l3b,.e ,:i? ;,t t~~n:l #3E+c ~
:~~. N.fi#.FF. ?.:. >B F::
?f?c:.. ?~:f,,- 41 ili F v:?:.ii3.~).~'t' c+:~P(~~.5 +:i:~~~)~3C1~.ii':, .~14FFIc `il 4i3fFIc' ? ;'~ s <fF'dd IMI' >4: ~ z ~1>.?S'Ci.~ <~ f:
F' SL'?te1 ot3i?iops.
SUMMAR7E' ? 2.e ;r}:esLilt d.\ClC>S-F.E.:l.` 1Ci directed to a syJiC`.,',il and ie.iC`thoCÃ l.i>r F:.eEc,.facFFFi;, :::33`tas w.itl3- i3Fob3le devices. In So2:1:.`= In1plE'Ff3C.]1t<iE?l?F?S, a ..:ea.E3.ol; ilz:RF;':Fe:
3d.? . v'> .,, >:.7L: ?m.i;bdi: l1E>hi &.:vlU: i?.1 response e<Y.li E?'EsC'.F'if+.i?i :`f :2. .,f.'-i:ic ;`t:>.?.ffi'>'}
cil. d i33it? a poit of d?i. :Tiobile l3L?:it (aCvFC=<:. 'Flfe 4Ii.4Zc?w lhL.`sÃ: dcv.v:: F.`.IclEFGc. a 1,.Ã.l.'T"f<3ce (GIiÃ.,F. Ilt: c<3.i'li ti4`Ff'ejGS4lc% C.:lec:(iEt;;s -fA?eFil,-i<Ei e7<En FsCÃ.Fol?s by ~
ii... Ã's,'.E'ta?:l:i?l :?dÃE7L:E.iFC'E?-à of Ãl:C'. I21i3b?k l3C1sà eet i6.o c`2:E323 p1e.iS:.E3Ãs <?E1d receives .::ii`'ii.F`;h the GUI of Ã':l?e 1TFL?bTeL host C>E:6F'E%: One or F'aFof,'e E'oIT'1FIFaFi::Ã:i .ixÃ' `re4nsn1. _:nL`. :o t:`.::. F21E?bile host device in response Ão o-it least an `i3bSi.t., a'ly controls t?:e :).i' .:I;:`I'e Naiiiw:FIe olt;i31e.F7.N of U3.4= l.i?of?ile 43<-.., de4S..., d.3:;ei3:?, .`." : ai.~ , ~ ~:~,i: .3t.\~.
La~.= ; tc c':.,. ~Fwri:i:E?.d,.s.
;,j:<u .:i''Ã<?ily of CiF'Ic or ,.?at):t: i,'.J.FIbi?Ã1'iTF'li:nt:i of Ãiit=
.i14't:??Ef,?ti :?.r:. 'Sc.t $: ,.I? iF'F Ã:l?o :s f?ct o%.i??.i ?y? z)g tb:i3w:iF3g> i?F1ii th; d<hi.F`ipElil:ia i?t:iE?i;%.
OÃaa43' fS. FEe.iF s, <3qj cu, :iT.FE::
aia2 :> i<3;;Z s of the ?fFvc,:iliF:'i!FI wHI be F?pp:=trLi2: f?'(?P.:) Ãht:
d. sc,Ã'1pÃi?;; <3.i3c, >`.:?zf:
DESCRIPTION OF DR;$'4VINGS
is an < x82"t2ple 1:i'iftl ic.i(:=iF::F? sy,yÃC'.:'3 iE :Fc.;C?i:ti;.ii.~x Z=S
Ã.r.. tiC%Fnc 20 of P3`e;;e,?>E t1,is;Ai?SI:3rL~.
.~>.ci. 2 is an ixF3:E31~?~.i transactions n4'titi 'e i~FGEÃ Ãi;.f:4iTifÃ:~
a c'=.i3Uhi c;??'r~.' now??s;
\.:'.RE 3 :i;i ?Z 4xaI3#Pl:-.'~ transaction ceIFCi i?a, FIGi.lF(['; I lE) .
i3';Ei:
z:is?m. .,:F'x,.,LaA3en$?Iio.i3s of ebi',p,e;>eE2F hs<:ioSt.i;Y;;
,,i~i.E 5 is 3a;. Z':;<<3331p3:'= ..eC'.1F7'E' i3'ie.i3'.i<3Ty of an EF't.tt:BEgt::e card for s.S3:em;
~, Ci'tii:li:IitFf? .;
l f;ltt3:I.E?.; ~?+:,?';~i) a3fi.{saFo?F C3f ..~i. =-'i~-'. 6 1:1 a iG~3(.3'Y3:3:ÃFC~ L~ic:~~F'=.3::_ ;.[b i,:i?# 'Cfs;
MIJITE: i.A. and 713 are H+."sw ch<1A;i an ::'<t::,3i?.. :E?'ff.i~:Et_kl iniÃ.Ea.?:fi,.; f?;:? f:=<?Td;
R3,.'RES 8A, }>B and 8C <FIx miliF?pki of t.:ill ;t:iZC Ef fs..:iÃFl wa.I
sLstil SFF>
i:':i?.i> a:i?. `i.f3.iZ' hS.}mu e<.i5, R,,YURI`. 9 AS a .Ã'Ao'~v cfi3;XrF c,.E1 t'.1a. tp~':; ?~:i3C.F.h;.d .?' i>"'s:ii"z;?<:tc:>: .i3 ctFid, and ..zt._.Rr",S IOA and tr)B ;llifst,dl>:, e:L<;xapEi, t>3.t'ds tts, ??i?lr~a#1 .F3F~t~ i s'E3Ã..:F'i~;?.
k 'E:'S',:F1c4 tiy13abi!.S n tbe t'FIioF-:i dril.4IF1g4 11t'FiF.,ai:k:
like ()le:.Fc?Ã\-, DE'1':x1LE,il DESCRIPTION
F1t,.Z?R1 " . is <. b.t7Lk tt1S<?gxi23n :tfli:`traF:#1? an C'.MI1111Ii'`
.<Z:F2s;?C?i03: :ay. i+:'i2i 3'(r() ='';z = A x ~' "c Ft?.k ~l?i3ti.; ~ z.. a<11~1'l??S LE:~IIF.~ an FFfC;FgE:FIÃ card sI~>L~Se.)<>C:o.Fa tT>`'c't ;<lf.lple, the SY:SÃkFli 100 :i?:1F1Y' #:i3khFi tF 1~2.tCS~U:r:k. :)t s.:F.
I31.i ?`D) ciia-C3 w;;?.ei e\i'cIdFLs ii':FT3ss t_Lio11S 1v'FU1 fiIlii3]i:fc3, lIl?Ã:fti3ÃS.ofl,,, i#FdF,-'.pcFFclE'=:#?Ã (` .:it?sE device.
Asiia , :?1 7:F7eLSi1sri; Ã.?E,' JY'qe-? 100 F'ilj :T3t:'h1CFki OMk:F=
F"?iFs1 stE`:iF`rc,t F F:r.Fi:C.s EE.ii:
LC3~F.it.::i ;.> ?Iliil33geilt card Ta the E>L)st d4vle such as, for t';<<3;:?:3:#>i?.
SZ.f,', :;Y.LeI'siFl '>.\C'.rFiEi Bus (L?SB}> Apple MÃ><.h, d'Ff ?4F4.
i3?..,!t<i E'r'hC'r:i. AF"i . _ ?i?Yel:4i:;L::.t Cai'd _., c, di, : At.C configured to :i11sk.? i 1:i3.Ão o.i' E)ffit.3'tv sk a ziE..<.E
<3:i?,.s .,c::;~:,s} >?1' s.:Ã.;.lt.n~'.se i:?'l .c;.a:4 svrN'FGi:: (L g.
+?c?E2ti<ti`,"i+t]:Fs) il1k;C?pi':1u..E::3f t?. :3'F4 hE?s-, device. n some 1Fap:Z?:x?c'31# .[?t??.S, Elli' :il'FEdhgCFIÃ card tFc j li_`. ;?3FF:>i?t:i.
card .ni >:.Fl:, f t L:`5:3;31p3l:., 1'9k?Eebes 1.<'k.st`=d portions s:i:ad <TP" Eah..., MFT6, The sf':?ta?.e ;i}0 si? y ,F`>t:).iFd.. an -i3AdUgmt tiud O1.:3:t it?..'it:.ts:%s a ii;iial F.EIÃs'E'ta:(> Tic dz3;':F3 f1F#C`F'.i:.wt' I~: ai?:3:y the i:F2Ãt:3l#t;C:i:F card to biJM ML hvJt deL'Iet; i:lFoutõF,l-E a fhL1#C.,:i E'u:.`.#'I....:C'..
ii: SD.b MQ i. SB? :3 d :'.Yt(=nsti dGv1iLs E,.r:)F1<,A? <) ;i ?4 lLs1 ci?i?isC'.S .:;F L .'. > N FC, Iaa<~ 144431 :Il soi31s; :f33)pkd;?t.'~?3$:Fit?3:FS, to F1f.dhgm'Ã: M. may #.w:ii..E?`- ....}, c.1F?bt?s:M:'.d yai.t'Ii,~:4~,x.. F:zS F>F<Fe`~' and a.., t. L%: :.`, Unit (CPU) i~~ tf ~: ?~?G~F'<!.à ilfs :i Y;E`?t3c: aCit..eia c3pp$iE;<FFoI:S <.i;~Ct':?ti?ble by the :1Se' du'<?E2gh the bi?A E'SE';i'.E,%.:. A ,3okà d't':.S ;s,:i.
25 a3 Shw?:a.,c a Z%k:llpho31i., iF SFYF,:idphoI:k;, a 6''t F:?E;I1:Fi EQ.6tail, Assistant (PD'i.), F. MPF'.Z.Y=> I
Al.Fa'i#<? .Ss;~F' .>s (iLIP.> ) di=Vii:=`v', a digital E:<11RXoY;=L. a ciF12]..l?F.'d'h, a L.HE.f?E, a c3;F'2p:#iS'E'.
F:F~~t'.`~ ~?t is t:Et'Z .Ce' ?tE?Ã FY3i ~i3Z;ei<3 T..1.Sti I3FeEI:C?l'Y
.a;a(~';;iF ~~Li'.iF:f?:L~:Ã .:::t~<~<2t:i'.~. i:3 St?1ieC`
Ã:I?0 FS??wi13gi'?i'Ã. ?:<32'd can E`peI<tÃ:.. as a na;?$E.? ;6:h Ãb .
l:E?:>#: di:.t'c card CC~ <:E:ip30~.+. . i. ;'~:>
t?C:?3:; :a slave ~ =, V<'. :.t.,t... t3 Ã. ? ~ =: :ii the intelligent ~;t.7Es.t ~ ~ ~S~3k.F.F;Ik ?Ica3 ~f 5,3..= , t. !
;'<i) dk.,k.: ,>iaõf. as a .<s<'3' AFlÃuDl',.a The FIFtellFgC:#"u .iF)'d 0 F"?:.'~ s4''JEo?'F 100 imi t.S:k:L.:F:e s:snt .?r of the fb:lt>14'#nq;. Sel<'.'+_Fi\ aly ij42,S'<.EÃ.C.' an :F'Ã:ee,F:.i.l :<1.Y, !vfF"L Ee:.5 :B'<zi?s.F+:%tE+?FF"
ii? . :3:'>#l:?i;; E:i :F[ Aex3s. <F:A: S;v:;Iit; Z'ed:f l<'.. .?i)SÃ
dLi'c:.c'. =,-vI$}F a :EF"F;if#Ã3.mE?#:F
~
:~F3 > At,:?. :v~: C'~<3:F?i~?j.^'~. ~353?i)t ~~f :'><?l~'. (~3~3~3) using '<aa hi?-st S._?tt.Cõ}:#W a t?'.;ns,it.},.?a iv?d? <} fFi7iiFw;iai iT1stitl}:ffvFl H?1"ifi.#gh, P1 <.x?i'zA 3e, <: :'OS tÃ>rm :3;:}l ~
#3~3.q: ,FaC~~.#.ai. iil` ~.ix:` bt?St dtv3ce. :iF?C'i,i' AbYi ">3i+.iLLs44:ti, 13^v` A2.\?vxa:i?~ `~ :~~~} 2?'}> ~Ei ~::3t _ fi;
O:ia d, t2?e \ `at:;#:. #may WII'Ul`:1: d6 ti`tC'.;7'i l.F'<}l1s}S iA3Fa wiFd . :Aa...c..,3. Fi? fit.E.#i:i3? .i LriUti i#i ..ii,Fi:F' i q:?},i;1FW i3dd:Lli:t}1Y3.l hfFl`ditia:L=, ;iofttV
te:;, AE,t3`. t:i" fii'#:?.t3 iA'Z'. o'n t1:? : llos:
dCCce i?1di?r s`.iO3't?ta't i'eq 3'iT.}g tbc#i'}. i'S t:? C.xF,Stii':Ef ":si}ixF`4af}:-:.> `+7f.-w<i <'.> F}:F#C3'S'fi fiii7ii. .3?_ >:>: I'e.3doz te.tnl}:tt?lS .l? ;:#?'<133lC' a w;?3't<T ti 1F.;xÃ.ss"#y f.?tt'6:a?.}.? a iT'<?i.s<ii:i:?#":;
A ,,i;'li 1LYv3, the SS>Eei?:1 :f)iJ ii?Glud::s aF'1 Esffe4.ile sk?lx:- ,<:~.~
_FiFt: L=:Ei(aiti: 104<:
:..` :.?`aples tti> 661aF3.E:#;3 d#1s.ldl.lt!c?I^:S 1.061 h#oi:F:z,:,l3 :c '.?C'tl;Q:`F=~~;. Ãi+8. Wli1.le i3t)t ` i4 sy.(~t. .ei~fi 9 _~)l) ~ a\ II?#., : !V a121<:i#~?oi~1.Fi. 5`4 i>z$.F';#t, ~ i ~, ? ~Ã') .~ ill~:tE1.c9.GC~ .>~~i I'c.t~ IF4=f`,E^#1 lE;e'.
:d?t<d. .w#..i .i?tid?.i3dt:F?. 1.06 >:}ri;. the :IGtYvC)F'k s(ivi'k :'e:S, fC3F Ã:?;ei?.iZz?1Q. a tr:iFis<.:tSi? 3 : (?vtiEEt3':{: host 'I'l'EC <?ffl1.F2.: store 1 i%t`_ 3F?<'.-iiF:dC'.5 a s:;t?N,.. Ez( t F6.;t` i V?'la i;<?L ng a. ?,.,3}sÃ}ct;:{>.... card 112a and a ST.}2i: E?f S<.#~~ (POS) dt.v,c+: 114 that executes 1-~FE~i7 i:t}SI..>FY?i:#':~, e .~3i'.~1~}`~ Cifi.:ViC'c'. .~1Y
FTiS:.\i3}~ik:i a Ga<>p.3z<.3.. .Fi.i :' 15 (GU:) xt ) i'oI' PFCSCi?.}.?Ic: iT?f<3n,?F3#lt?n ts3 <?.FIdf?3' Ft,<.S.F~t3F1`~ iF}f+`.}. 72.}::?F. .#"+3#:}2 a#'W'I'S. I>i ~ t,~3 114 F3}<.E?~~ . E.<JiZSi7}d =$ a .
SoF?"ta. "" ` .~2". `(i>. . :ls_}#1h ' ., t:.t, :5' ` '~.~~r~
~s..?\) .a?.~.F> "~<a d'`v'4:f}#t:4~t: tE? a i.f~_FF'Esa..i?.i?F;. Ef?
`:.i?L.' .i'<;Fiti..~ c:}.FY~ 1 1..~. '3 .id'L''.~ iiii:l`sF3l:t:~3ai card 11.2 F?1#.j% .= F#1;~#i~?1 :: A~:?C }.:Fw21E3C?:F?
: ~ ~zs 114. The E;Si<:}3.~. 104 includes the GUI 115 ~~<2::' Y.Lse3:?ti:F? 1 3.3.}: #~3.Fi:#t)a3 ;.c) #~Fai`= t'. . ~~
}ii?s:t.vt_ ..i'',~~.tit>c i?t;:~~ ov#o.: the c:y;ifCl:i`õ~ 100. IhC; client 104<i iFF4 :aClv .. card reader 20 116 ..<?>:it tiIc tiiifne}4t1i`n card 11i .~<'',c 1.'I.'di th 104.F? f ...aAic1:}i ?:;;rtm,.#` i i06 i31ly transaction based, au, lC'.;$st: 1# pi}:"., on ?.E?.i61tit;?60i, by the i3'ii:f..si34$il3i: s':3Y'd 1. 12. i31C b#.lC' device 110 I:nc.,?#d..s a t;i?.il 111 lbr 'is ¾,ti'`.n 3??;, ai?jumi$.?t?il associated wiii"::.de.t3:F1G2il ti"'u':#Z-sc?lÃiot?S.
.. `o t?ffl-F.e s1ts3w l:?2 is .>e1eF.}l3Y at ?Li:#::F a rX;I"ii(?l1 of an a 25 '?> t;..... . 3.: S.. ;~f; (c`.;`õ i?i1i~:iiiI3g.3 f~?:i C3`'.it~tt?F)y.
G:.Y~.};F3~`l+ t>i~: :, i~;..:L.". titt?F'L= '#?.:
1' , i::ldy ~.:.., yvod\ <:Y.di)F services F'i't a Phv'S?ct`ll iot:i}tFE?i? #t.'.S
. <i ) aES< i}1F. F); #~<?:' store) Q;iEec:3: z. ;~.w^t'..}ne:'s. In this F.'xi3, .?]pl<'., the L)ffl#_F2.:.
2ato:F'L'. E 02s`fLFZ s or :Z,v<.` p3"itd?,::) from d#i#.i'_iblitt`.i's (i3i?I Ifl}#:i$z?te.d.) ci31Ci E::?C' :F?1:zZ% -\L:ii iiF h :1iS6:S
to ..4.}s..e-4m"S Si.tt.Ie as users l?.-,'d?<, mobile device 11Ø t?2 gc:FiC':F':}l. .E70 . ..fl, :..t.` ~t:<.??'c e 0::
; a~ ~ t>f:tõ :e Z~)Ci'} ?:i=( s 'Ni~~. _ #,Ã:?F2'1~'is in t);f~ fi~i.e34' Y+?
t::~~ <?..~~s, d i3a gi..4 ~?::~~ii?< ~1i~3~ 102 ,itr}~) 13~` <3 t:~zlt.k-F.EI3d :?}o i:}F
:~to'e sti<:I'F that ; L#aC`i t 4' \t\.,CI 1 .~~....t..:~ , `:?()\t\+.a .?. .?43~vi~.s:- F;#:>l,H j:~?C: IF'Et:,F:?t.#
.aI?ii ?2i3.i'E~<?:t`.~: <3F?i? 'i'4~:1Fr.: t~C, i.=:
a . ;'3 ~z~ . . .~i v :~ i?~ `
~?i:FLit: :3. ;?>.i' E73`~~,3.1+:,` J.:`= 3~,~'"S .,.. a .F:?L '.?~ili'iw~
;+,Fit; 1#, E?:.}. ~ #)~,.~E. ;~11+. oF' ::?t fi'::.~
~ o;~ ~ goods: ~ ~~ ~ r~
~Z?i~ y ,. , s..'t'Fe,3<3a.ii:tE:~l;ai~%E~ 47i='F~~1 4 #IS'"ti,f'yY
~:'i?I'e~Ti?tf:'sFl1~,xfMF"FbÃF:I3oi . <lld ;;' i'C;SF:ift, th.. :?Et$lne :iLoFG 1:.F2 FFIiiY` n:?t Ii?:IF'Fi.d<3 eiS
dFstf"b1ftC 'g?'.+dS
..ei.~.'...:aF i~i5t7'3~?13.='r3':~. i)3{~1.EIi::Sto3'=e ::~
2 i31~2 i#`~EiC~C ,. ~:S:t;~ :,.:F#. fs:l-i~?:~';
;i.+. ,.: .E?O. . ik.'=Itb3l fF3G3i1?3es iFt a `i#2f It: gt:C?gXi:i.phEc elX'.?t3(;F3. i3:E?C. "E>.
?iaLli ik:: Ls `sF':Fp-hi:;:3H5 d1S:T:bilif'd. Iil SC?I1FC i:iFSLJ :~'C3 ~?, ..F3t?;v 4FF>F6Gs i>::y ,LpF'c5:'F
p`.`,ii#.t`.n_ J3 :i..i:: .:<3mFz: Ei 4,'<l <?ffilIi.F4,9. FI`F' E''.:lc'3I?1p.t.., 't..., )`.`fl;3t.. tiki#. 102 and dA 2FrbF:oza F'izFy I"1i \i'1t>2!F' ::li1L C12::CFÃf3'F~E. if3 s;:`s:F':?z3iFy, ti:i: (??Fd323e MiFF":' 1 ()2 m<>: i%x..'muÃ: E.licl.i3t>iFx ma:3)i3.C iIF3T.1S ~Y7t}.1 the F-e`bFle &i`as:t.' I M
i; i; i3"E+,ldee device ~10 C'.C'r3I3j;3$"i;i<',h an cl<L.IES,?L. del%E+::E, v`;?'#"<Eble i.C` ~i:Et i'I,.FE;t`
:S%3i.h `..iit' .r..,:iJ..ii'doFI t:iiF-i~ ~~ 12cf. FC):" LaiF"i?plC`., the "i:3(?bW Lkt';L='t'.= I ,% . FLC 1E.? FIFc Li:>:: and b:...'NYi3.: >?.EZ 3t:~~ iFS3d/f`E' G;}#1t<?+.tleõ i uof1'E#"E2E#.EIEcFFdC?f3 with F..:L'. %l:iEE;:EII E00. As ..s..d #:E?.
this :.`ie'x:..vsuJe. tht.. .o<t'.1E.3UC% dC', dC<i,'~S i `0 are ]:F'tui'deCi tC? G,iCt.:F'ip:Fsti a_011 tx <?., data pttt`.,.,.s, pt?E'1uE?.: i;+F#3S ;i31~t'S, SIP phC?i?eS:; Si].F::F'l [A
..E2es, ptr:,o#F<d i:FEi? <Ahs::l<FfIE::
(.is )tJ ai '1<`.Ãe ci.::a> sis. Z'`~~3 plb1yL.F;i; <3nc w' FFv#'C
A?t,Z<,:.::i.r~ E4 ;ffi3F'1 15 a;a.yi. ..=i ,.r,:Z-ws::,;;, or any other sF11t;:FIt:Ã',"
pF"f3e>S.,ShI.F?... d:'v#S>.:. t'.rEpiE:;li'`= :`E`.
~
>1f;?#'m:FEll3n with ti1i: t#"<'3:E?<idi:CEt?#1 card 112. ;:31 5c31'F?';':
the 11 oi>;;~. di. ~Y='Lv:-, 110 7i3iFt .he bcF.sE:.d. on a vdhkE#' W(:
fL4i'#"ioloE;?%. ?,1.E.\.AE .pIE'., 'O:E'?
~ , .
r ~L~~~~ ~ . V -E` I 1 #:i1:FS` be i? ~ ~~'<'~ t).1ts: il3lC= to ~= ~~
ik.:Lle5 cl1 cS:`F"EFLvf 3 ?:tFa.r an c3:o Z.C..f.# :a.i = C.¾
til. .,iL: i~ , :aa?4 <;zii ,;. :i<:tl.(>rk, In t.#':'i1b"l-)#' #11E:bElE dCw?C'.:i: 110 r 3y <;..IF:1pF-1.:i5; t;
20 sa3 S.F.?,.o`.,, 1:.i3;:1. Fa.CWdt,c, :F" input device, at,ci:,i3 as c:
Ai.t'tpctE; ;oF.Es.,; or i3$bo? #.Ec, ,<.:~ d..,a1T C:aI3 :iS::,i'.pi :E31f(?CE3.ef.iiF{31'F, and <2;t?
output ,FC :':E'C`. that (~f.'rF:Rtc ,'.j ?:i?f.`:>. x<3 `>-oF> 2F1,,,(`4;<lwd with a ti'<:EF'a2fdFL>F Y`itlf the ;#fflI#F+ store .tr.::, E316:E2.FE.l1E?1 .
isF4 3. visual ?#?.it?Y 3:iF3`tii)II, or l?"t%a 111 ? ii, .31:"1 >> 1 QwF'fp:F'FSeS if E<:{ptIIC%ar $I>'s:.E' 33E`{L32i3C:+.
1.pm'F3E?if: to c2.lo~v O)G u>i{:.`.,i' of 25 the .ob..e device 110 iC"7 33o..:F.hC:6= vY7;}I at least a pCFfiFC,F i?;
lo-. L=,+yJIeEAi 300 1o#: i::#1>' ~IF.iL<dE.14 i3?~Jt?4L `+i1t=h <3's a12t0ftLi#"#?i31t> 1.1'<3i?S:FvGIC33.Fs .FI.ti=`oF'dt?pliFying iF':F.sccl:tdS,F..
GeF,,..i.` :y ;:li', GLi1 ? I. FJF'd?L'Fde:i the pi3:.t'IaCId<i;i' user C~'?Lll an +.'.ff"t..FE..:t a.k6>. EFse fi`?eT#dl',.
Z.i'+ia.iF p?Er\%Fd'.d. by or LC)::3I?']eie:il:~<Itf.d iY3::hF:F' thv sysic?>? Er(i'.1 ;?.P3&SF)' <3lSt?
an and F.:~fi:i' Eti='7Li: T?3o:Ã1"fs 1vf the user ECr s('ff~:i):FaF7 age SC'LuFYg:i i?'iÃ? <ft`C:i~-w:i , .0 s~,, N?~.a: +..fz'.i~ ~~~' :~3c. financial FF5E71:tF:t?(?:, >:tt)> l.;,<
laCN 1 . 1 may comA'3,ki` >..
[;3 a..tF>`.` of viFswn11:%able ~F'"t~F11+::i or lotR?S l.i;S'`1.F74 1.ntvF<2tii'i'v cztxs~ pull-down iE'i:S,, >, i~
.~ .<; ~~#`F~E1 ~K~.~~3t I.i:<=3~'.F .,e ~ L : in 'cii3L,3ti ,? i1,t3ti o~~ E ~~.~.3c1:C%ta by the Lf.tS::. t l e,h ~ I`~¾t#".<
f:'C may .E,E't :h< s:t3i i.ic$' i?#` F~3 ~i.;~c ~r: a i:il Ii) IsUSQ?3:?v ~?.i34~ or 21itFL
graphical lF:.E ..>tC.. I <r~~,e: <:1 ~i.~.`.;~Ftw=?
<,3f ,.?e d; 51$f;5 of a p:tii.#cF$ii3. g#%1p#1FCw.Y tis.I ?SFÃ::(i#Ii::L:.
The (5l. 3 111 L.:i31 3i3t:li3dCa any ~C`.=^
;.f' d:~3...`.t;:;. .s 7 x?.ii'tci+:: Si.fi}i as E F~v G~A=zl F< f?~3 'i>F~C3';;~,.g" <3 ` s:'fC:i:~Fe t"`.:=C'`, vs :< If ' ,:2ti~"i? i` õ<e: 1.~
..tS i'.
iI3io, i::F3:`o:i? in Ãllt <`y''qtvm. I and P Z h+:.i3.t:5 #ht'. results Ffi the .> : i":i':insr.i4;;tfi`:11 ei:lit;? 11<f Ci9F'i iliE i Eid`v' any sCFft:l' a,e, lFtiF"d! <trG: <.?..d,`.w" fii"iT2<,i':c.T~
'.t i1f? aiia ii_> 'sxl:t lf:stiiy C ~::t.i3~ ; tt`t#i3:iii%Ã%oEA:~
'vS~'Illi '.~3E: ~zl'~~ ?t'.??<' ;- i 4. k<?A
e : x _ e s.~3< E l"ili3 iv~if3?i vrti"> ;1? ::, z?'iff t;3:i;i.ttu a i:~iFFia~ 1QSb Ãf"_iF":;iLF Ãs?F_ . ;} i.~F 1304 t.~= #:`:
-, 114 .?:d:;;`.=e.??f,L'I:; of Ãl?s :i3:t?l3F:e device I 10.i, I1? other ;i'iird5, Ãh'. Ã >cFFJ<Lc:Ii?.i3 card ; 1'::.f cxi:=<'lu1.c: tr:.l1l;iih:lI>#iti a,'iffiE>Lt'Ã. ci;ipfi'..Eb of the F:,:ii,S.2C.i.#?.f3 +.:?e?t'=tdt<'.E:Y
'nay I Ã.':FA .ti.tst. z ~^?s v,,i:h Ã. rf}i: Ã?`F3i35,3CÃi3I.i card 1it 3 .3'IitL e?a":tÃ.i,?
:?C .;.e i>? o9,1tv device I e ) il POS a..>:. L,:% .~ 3. 4 >.i:~Y3:zs s~`,.^i'Ã'<)i3g'. til<;2?#i~ti 4iiL.i as NFC f <' ISO . a.. , ~~ fFe> t ~ ~ :!
~ :~E?>, 3SO 14443 type A/B, !SO 15E>93, Fz:li, =t, mil'i?RE. z`31tleso: t.. (. `WB), ? " ~ ,;zY Y
.i"ie~.~i.if<:iT ~L Identifier ,>L1i3`i%t;'E~t_sS siL.TiitlS, ~?:=.:F"i: sy s:r,, mts, i,:it. t f flS ~w?-F.j'"aEIh1~ L! #Ã:za rLii3#3 pi3t'I11+;'=#tà Fe:=n2:1#):tl.i ((.'..g.. 110:> 114), :fe Si"ym the txc,?;.;iacfF?i? ;~~<13X#t 112 may FfFGiE'st~;:~ +.:;F"#'s:. j#' :'i2ili.- t.i33t,3s?ti that c?,L_, iC: an ;p<i<i:Ili:iy sysiG:t3'i ;ltii S(:ci:i3=3Ã~= pf>f.t5s..1 :,F Ã-i?:d:.peF1d:`Itd;) ixwu?,e d-w f:.ima.:.>: i3.. .iz3 d+31.i-Ag so, the n?)btii: dt~rÃ;;:'L 110 does ]'i;t=
Fc:qi:2,T<. <i:3dit.oÃ1i3l Ii<l.i'dw:II'C?.
.E ~.i ~t3C~:E
~i?i.S4 i:?: Ã.il"iI1w d'I"<: t'+.? .~ Ik`4lL''Ss?y f :?it'.f iIÃI?Fa a ÃI3.i1 +<?L.,E
i ?I? with the PUS
. i3. N'3 i, i.i'iiF.s<itiÃ:.f?i4.. I#i S?I7"ic iIi1x1lei2F:naitio#1s, the Ã1`c3.ET~dl3.i?# 4;F?Fs.I = E2.
, .\t.i..i..e :>f,:''. f">i: more t..f d?i'. ii?Hf3Zt'1-i?g: wIiel's:Sc+3V
I'<>cL>\.C :h .tCq.:E;~. :. r ;? #:,.:. 110"i _: .s_ Ã:`t~~>~t; iF,.4F~:4ifL= ~? ;.t:.<E;
.,_ device 11-4 to .:.Zi,.3:t< a . <?Y? <ltl::i;33i and/or and provide .L'3i. >...s. .>F 3.o::axs and pT'C2li,'i; )l;i :OIIipitibli: ~4'IdF itiE' C:aFd. a ~' , ÃT'<li1ti3<iES`
bC.lmo... a <a:5vl :..i??t i:t~ prt3t.fJcC3.iS and pil?tS2t,:W,5 :o?.Fp`s ti blc,' with i ::;tC ) b 3<; :.v:i.. o , 110;
1?ie.? :)Ã i=t?i;kiv.r` Ii'.{?i:aii3Ã:ai`33 I2I:`i f.,qF.tf:=yt. PINNT
iF'ol'i?. Ei.6. ?.s;::e' through the 6..R'i.
11` . di; y:;i ;:i31i:i e:,Ci'4'pt 3-i3.ÃJ:'I.,<3Ã'iS:iJ WiF' tõ>AV
ti=2iI2sIF1 iÃe FA;'e, t <3 ?s<t ;t.+3?;
..., 1'=a3'a 32 and the ~'OS 114: 's'.'.t:i<Y3Ã: applications l?Ca,iZy .:[t.iud in di'. $::i':'is.:aidoi3 card -ii i ., , Sdf ~~ivõi',} s?S'Ãv : I.hx.' :itit::fYfia of ti"#c Ãfi(31 iitL=ÃF(~:F card 11 ^ on 4:ii.fE b<is'f;.'.>, iaÃ:
:C: ui in .i.;. on one S:>3 i31 i3'S ,Z f.A?s; e.S:C.'iF[4 Iii3'.:i4t2Ãi tiiF~2fà pl'?f;eis..5 ,?i. least ?n r? i? a:= :`i: in >+'i'liFiiLiFii D ..Z'.3v d, fti3' ,`Xti3nplC, thi'?tlg.11 Ã.?,<' GU 11, 1; Ã#<.:iSEFE,.; i.: t A,'-~'Ã
1:F3Ãl:3' ? POi1i4 iI? Ie ipLti3:iE: to at iC'.<isE. i:i;I11saG;t1:'.i2 at in '4i1. :=Li.,....> +,.=:~ the Ã1"~2.i1~<`i~:L??. - ~ :YLC~Iii.'~(i ~)f.Ãii'.'GI~1 place ~,<.t,'<'i':g Ã:? v C<.~.Et ~-i... :#F:.i~. Ã.,'..
;i.+. ,.: .E?O. . ik.'=Itb3l fF3G3i1?3es iFt a `i#2f It: gt:C?gXi:i.phEc elX'.?t3(;F3. i3:E?C. "E>.
?iaLli ik:: Ls `sF':Fp-hi:;:3H5 d1S:T:bilif'd. Iil SC?I1FC i:iFSLJ :~'C3 ~?, ..F3t?;v 4FF>F6Gs i>::y ,LpF'c5:'F
p`.`,ii#.t`.n_ J3 :i..i:: .:<3mFz: Ei 4,'<l <?ffilIi.F4,9. FI`F' E''.:lc'3I?1p.t.., 't..., )`.`fl;3t.. tiki#. 102 and dA 2FrbF:oza F'izFy I"1i \i'1t>2!F' ::li1L C12::CFÃf3'F~E. if3 s;:`s:F':?z3iFy, ti:i: (??Fd323e MiFF":' 1 ()2 m<>: i%x..'muÃ: E.licl.i3t>iFx ma:3)i3.C iIF3T.1S ~Y7t}.1 the F-e`bFle &i`as:t.' I M
i; i; i3"E+,ldee device ~10 C'.C'r3I3j;3$"i;i<',h an cl<L.IES,?L. del%E+::E, v`;?'#"<Eble i.C` ~i:Et i'I,.FE;t`
:S%3i.h `..iit' .r..,:iJ..ii'doFI t:iiF-i~ ~~ 12cf. FC):" LaiF"i?plC`., the "i:3(?bW Lkt';L='t'.= I ,% . FLC 1E.? FIFc Li:>:: and b:...'NYi3.: >?.EZ 3t:~~ iFS3d/f`E' G;}#1t<?+.tleõ i uof1'E#"E2E#.EIEcFFdC?f3 with F..:L'. %l:iEE;:EII E00. As ..s..d #:E?.
this :.`ie'x:..vsuJe. tht.. .o<t'.1E.3UC% dC', dC<i,'~S i `0 are ]:F'tui'deCi tC? G,iCt.:F'ip:Fsti a_011 tx <?., data pttt`.,.,.s, pt?E'1uE?.: i;+F#3S ;i31~t'S, SIP phC?i?eS:; Si].F::F'l [A
..E2es, ptr:,o#F<d i:FEi? <Ahs::l<FfIE::
(.is )tJ ai '1<`.Ãe ci.::a> sis. Z'`~~3 plb1yL.F;i; <3nc w' FFv#'C
A?t,Z<,:.::i.r~ E4 ;ffi3F'1 15 a;a.yi. ..=i ,.r,:Z-ws::,;;, or any other sF11t;:FIt:Ã',"
pF"f3e>S.,ShI.F?... d:'v#S>.:. t'.rEpiE:;li'`= :`E`.
~
>1f;?#'m:FEll3n with ti1i: t#"<'3:E?<idi:CEt?#1 card 112. ;:31 5c31'F?';':
the 11 oi>;;~. di. ~Y='Lv:-, 110 7i3iFt .he bcF.sE:.d. on a vdhkE#' W(:
fL4i'#"ioloE;?%. ?,1.E.\.AE .pIE'., 'O:E'?
~ , .
r ~L~~~~ ~ . V -E` I 1 #:i1:FS` be i? ~ ~~'<'~ t).1ts: il3lC= to ~= ~~
ik.:Lle5 cl1 cS:`F"EFLvf 3 ?:tFa.r an c3:o Z.C..f.# :a.i = C.¾
til. .,iL: i~ , :aa?4 <;zii ,;. :i<:tl.(>rk, In t.#':'i1b"l-)#' #11E:bElE dCw?C'.:i: 110 r 3y <;..IF:1pF-1.:i5; t;
20 sa3 S.F.?,.o`.,, 1:.i3;:1. Fa.CWdt,c, :F" input device, at,ci:,i3 as c:
Ai.t'tpctE; ;oF.Es.,; or i3$bo? #.Ec, ,<.:~ d..,a1T C:aI3 :iS::,i'.pi :E31f(?CE3.ef.iiF{31'F, and <2;t?
output ,FC :':E'C`. that (~f.'rF:Rtc ,'.j ?:i?f.`:>. x<3 `>-oF> 2F1,,,(`4;<lwd with a ti'<:EF'a2fdFL>F Y`itlf the ;#fflI#F+ store .tr.::, E316:E2.FE.l1E?1 .
isF4 3. visual ?#?.it?Y 3:iF3`tii)II, or l?"t%a 111 ? ii, .31:"1 >> 1 QwF'fp:F'FSeS if E<:{ptIIC%ar $I>'s:.E' 33E`{L32i3C:+.
1.pm'F3E?if: to c2.lo~v O)G u>i{:.`.,i' of 25 the .ob..e device 110 iC"7 33o..:F.hC:6= vY7;}I at least a pCFfiFC,F i?;
lo-. L=,+yJIeEAi 300 1o#: i::#1>' ~IF.iL<dE.14 i3?~Jt?4L `+i1t=h <3's a12t0ftLi#"#?i31t> 1.1'<3i?S:FvGIC33.Fs .FI.ti=`oF'dt?pliFying iF':F.sccl:tdS,F..
GeF,,..i.` :y ;:li', GLi1 ? I. FJF'd?L'Fde:i the pi3:.t'IaCId<i;i' user C~'?Lll an +.'.ff"t..FE..:t a.k6>. EFse fi`?eT#dl',.
Z.i'+ia.iF p?Er\%Fd'.d. by or LC)::3I?']eie:il:~<Itf.d iY3::hF:F' thv sysic?>? Er(i'.1 ;?.P3&SF)' <3lSt?
an and F.:~fi:i' Eti='7Li: T?3o:Ã1"fs 1vf the user ECr s('ff~:i):FaF7 age SC'LuFYg:i i?'iÃ? <ft`C:i~-w:i , .0 s~,, N?~.a: +..fz'.i~ ~~~' :~3c. financial FF5E71:tF:t?(?:, >:tt)> l.;,<
laCN 1 . 1 may comA'3,ki` >..
[;3 a..tF>`.` of viFswn11:%able ~F'"t~F11+::i or lotR?S l.i;S'`1.F74 1.ntvF<2tii'i'v cztxs~ pull-down iE'i:S,, >, i~
.~ .<; ~~#`F~E1 ~K~.~~3t I.i:<=3~'.F .,e ~ L : in 'cii3L,3ti ,? i1,t3ti o~~ E ~~.~.3c1:C%ta by the Lf.tS::. t l e,h ~ I`~¾t#".<
f:'C may .E,E't :h< s:t3i i.ic$' i?#` F~3 ~i.;~c ~r: a i:il Ii) IsUSQ?3:?v ~?.i34~ or 21itFL
graphical lF:.E ..>tC.. I <r~~,e: <:1 ~i.~.`.;~Ftw=?
<,3f ,.?e d; 51$f;5 of a p:tii.#cF$ii3. g#%1p#1FCw.Y tis.I ?SFÃ::(i#Ii::L:.
The (5l. 3 111 L.:i31 3i3t:li3dCa any ~C`.=^
;.f' d:~3...`.t;:;. .s 7 x?.ii'tci+:: Si.fi}i as E F~v G~A=zl F< f?~3 'i>F~C3';;~,.g" <3 ` s:'fC:i:~Fe t"`.:=C'`, vs :< If ' ,:2ti~"i? i` õ<e: 1.~
..tS i'.
iI3io, i::F3:`o:i? in Ãllt <`y''qtvm. I and P Z h+:.i3.t:5 #ht'. results Ffi the .> : i":i':insr.i4;;tfi`:11 ei:lit;? 11<f Ci9F'i iliE i Eid`v' any sCFft:l' a,e, lFtiF"d! <trG: <.?..d,`.w" fii"iT2<,i':c.T~
'.t i1f? aiia ii_> 'sxl:t lf:stiiy C ~::t.i3~ ; tt`t#i3:iii%Ã%oEA:~
'vS~'Illi '.~3E: ~zl'~~ ?t'.??<' ;- i 4. k<?A
e : x _ e s.~3< E l"ili3 iv~if3?i vrti"> ;1? ::, z?'iff t;3:i;i.ttu a i:~iFFia~ 1QSb Ãf"_iF":;iLF Ãs?F_ . ;} i.~F 1304 t.~= #:`:
-, 114 .?:d:;;`.=e.??f,L'I:; of Ãl?s :i3:t?l3F:e device I 10.i, I1? other ;i'iird5, Ãh'. Ã >cFFJ<Lc:Ii?.i3 card ; 1'::.f cxi:=<'lu1.c: tr:.l1l;iih:lI>#iti a,'iffiE>Lt'Ã. ci;ipfi'..Eb of the F:,:ii,S.2C.i.#?.f3 +.:?e?t'=tdt<'.E:Y
'nay I Ã.':FA .ti.tst. z ~^?s v,,i:h Ã. rf}i: Ã?`F3i35,3CÃi3I.i card 1it 3 .3'IitL e?a":tÃ.i,?
:?C .;.e i>? o9,1tv device I e ) il POS a..>:. L,:% .~ 3. 4 >.i:~Y3:zs s~`,.^i'Ã'<)i3g'. til<;2?#i~ti 4iiL.i as NFC f <' ISO . a.. , ~~ fFe> t ~ ~ :!
~ :~E?>, 3SO 14443 type A/B, !SO 15E>93, Fz:li, =t, mil'i?RE. z`31tleso: t.. (. `WB), ? " ~ ,;zY Y
.i"ie~.~i.if<:iT ~L Identifier ,>L1i3`i%t;'E~t_sS siL.TiitlS, ~?:=.:F"i: sy s:r,, mts, i,:it. t f flS ~w?-F.j'"aEIh1~ L! #Ã:za rLii3#3 pi3t'I11+;'=#tà Fe:=n2:1#):tl.i ((.'..g.. 110:> 114), :fe Si"ym the txc,?;.;iacfF?i? ;~~<13X#t 112 may FfFGiE'st~;:~ +.:;F"#'s:. j#' :'i2ili.- t.i33t,3s?ti that c?,L_, iC: an ;p<i<i:Ili:iy sysiG:t3'i ;ltii S(:ci:i3=3Ã~= pf>f.t5s..1 :,F Ã-i?:d:.peF1d:`Itd;) ixwu?,e d-w f:.ima.:.>: i3.. .iz3 d+31.i-Ag so, the n?)btii: dt~rÃ;;:'L 110 does ]'i;t=
Fc:qi:2,T<. <i:3dit.oÃ1i3l Ii<l.i'dw:II'C?.
.E ~.i ~t3C~:E
~i?i.S4 i:?: Ã.il"iI1w d'I"<: t'+.? .~ Ik`4lL''Ss?y f :?it'.f iIÃI?Fa a ÃI3.i1 +<?L.,E
i ?I? with the PUS
. i3. N'3 i, i.i'iiF.s<itiÃ:.f?i4.. I#i S?I7"ic iIi1x1lei2F:naitio#1s, the Ã1`c3.ET~dl3.i?# 4;F?Fs.I = E2.
, .\t.i..i..e :>f,:''. f">i: more t..f d?i'. ii?Hf3Zt'1-i?g: wIiel's:Sc+3V
I'<>cL>\.C :h .tCq.:E;~. :. r ;? #:,.:. 110"i _: .s_ Ã:`t~~>~t; iF,.4F~:4ifL= ~? ;.t:.<E;
.,_ device 11-4 to .:.Zi,.3:t< a . <?Y? <ltl::i;33i and/or and provide .L'3i. >...s. .>F 3.o::axs and pT'C2li,'i; )l;i :OIIipitibli: ~4'IdF itiE' C:aFd. a ~' , ÃT'<li1ti3<iES`
bC.lmo... a <a:5vl :..i??t i:t~ prt3t.fJcC3.iS and pil?tS2t,:W,5 :o?.Fp`s ti blc,' with i ::;tC ) b 3<; :.v:i.. o , 110;
1?ie.? :)Ã i=t?i;kiv.r` Ii'.{?i:aii3Ã:ai`33 I2I:`i f.,qF.tf:=yt. PINNT
iF'ol'i?. Ei.6. ?.s;::e' through the 6..R'i.
11` . di; y:;i ;:i31i:i e:,Ci'4'pt 3-i3.ÃJ:'I.,<3Ã'iS:iJ WiF' tõ>AV
ti=2iI2sIF1 iÃe FA;'e, t <3 ?s<t ;t.+3?;
..., 1'=a3'a 32 and the ~'OS 114: 's'.'.t:i<Y3Ã: applications l?Ca,iZy .:[t.iud in di'. $::i':'is.:aidoi3 card -ii i ., , Sdf ~~ivõi',} s?S'Ãv : I.hx.' :itit::fYfia of ti"#c Ãfi(31 iitL=ÃF(~:F card 11 ^ on 4:ii.fE b<is'f;.'.>, iaÃ:
:C: ui in .i.;. on one S:>3 i31 i3'S ,Z f.A?s; e.S:C.'iF[4 Iii3'.:i4t2Ãi tiiF~2fà pl'?f;eis..5 ,?i. least ?n r? i? a:= :`i: in >+'i'liFiiLiFii D ..Z'.3v d, fti3' ,`Xti3nplC, thi'?tlg.11 Ã.?,<' GU 11, 1; Ã#<.:iSEFE,.; i.: t A,'-~'Ã
1:F3Ãl:3' ? POi1i4 iI? Ie ipLti3:iE: to at iC'.<isE. i:i;I11saG;t1:'.i2 at in '4i1. :=Li.,....> +,.=:~ the Ã1"~2.i1~<`i~:L??. - ~ :YLC~Iii.'~(i ~)f.Ãii'.'GI~1 place ~,<.t,'<'i':g Ã:? v C<.~.Et ~-i... :#F:.i~. Ã.,'..
3. . . . .
i}OS d.:~ `.:.< ? 14, tii`Ã.ie8iÃ.w a..di'+)i' p:5'Stit2Ã ;:1hn5 (: g, ;:llit<?-vAsÃÃ.t: <;,f.ra) to the i.#:?;':
di oi3i:;.i the 00 , 1 :; geiT:Ia'Ãc. <1ild/S3T Ã7"<`Iils-.13-ii Eo, E.he f#:i3;:i>i{'I:;E
using the i?"ii)bi;e dL';iLC'. 110 ià 4;el1:3.1ai' 9;:<1pible: aIId;"o; wiaus.
;Ii :i<?F";;?
fn3:p.e;Y3e>:ic,6f?.?s. .hi'. t:CiFi1Sa(%E3l?:i3 +:<3,Td. 112 xl"1F2y #.Etchtd(? .3 ~'+_#~IF3~tF#1#Ã;i?E+ii A?<dLdo R~'lth of s j T. ;.`t i?3 Era3d3sicii.i`?3.i InZ?dije, ciTlteI:FT:iii E,,in?Il'w', s::F'C%LEIE, t?c.'3Zs'4-i c#.I'C:(Ft EfF2C3s >'.i E3.FzF.?a>.i:Ã:i'i' <1.F3i. ?33.:i ...?....d to w,x::hF f2g:' w IZ lt 5ti d3.i.e.i SZ%FEEn#f retail t:f'ra1Y#1<3l I 1=¾, :.? ~#I L' a#3i~?l(i37t f3~:~e;:?E1R, tiIt. I:fa#Z'tii:E:i#C?:f3 i:F?ni 112 #F3-i;4' tf3it,<.u. a ifFF#"?J,.Fi;i3.oE#. :i2 .
. ;: least a user yelei'..e1334;;' a g'ap.3.k~<3j vFt.'~3iZeiI i,`n i FQ
(A.:a aI.., r::r`
.i'<3:f3~c.ti f ::. ...x."ti ~ ~ .$3ii3 `#.FlFiiiiL F). #E caY:$ iS.iitiF; ~i fE~]. f3:U'` ~Df ~ S~ E c3 :fl'i i::S~?l FiS:' ~<? F3: if <3 EE
Z=i'aak ti<? . qsifi`ye '1,i'FI3isT?1U; d by the POS 114, In >C?iIit; i.:%
E. <T,34.F:'$iC?Ti i ::i3:, . 2 r....j' Se>.:ct?v+ El aYl=':i.dl iti'. .iMC'lll:i<'3 bt;nw<'.f`:f3. <1:f3 {?F ii#:E+.l ofl:iF.<3.s~ ;.FA F'eopc.:s.zs<'. :Ã'i i fi?' t ~' l t t?3:'. ~.L'i.s. `r~iti one C? i3":iC?~ii: events FiFt~' 3i1C=lt.t~G ii i:Es4r 3:~:i;t~`~'sE, i::;.?"2 ~.ii`:,f? E?#
insertion i?`. .:a3'd 112 in a C{;.f~~:i?"eF3.i: F.(7bil` d1.v1G~.'~, oQ,:iiioF 4hz3zcrt:, Ei?'as:.`..i' ev(7i .S, ;.ae:e,:i;i?:; of incorrect PIN 431t:1'.i-i:=d, bsi the i?x(>:.", chc?F,g+:: of e'}3Z. is C;i :aF.a..at%d to, 3":'~3Ls4;;h,'e Ft:i%S::F4?<.d fz(?d'el the fiFc3:m:<til Fis:$iFEai?F:>v?
I3'iC3tyrl?d1 SSlc:] as SBA:Y. F3..d;'EiF' oflif;z v'i.?#1[<i. F:??
..xi:i.i3zgC:, t3"<?3s.ic. io:i :%<3.i'i_ 112 :iT?ifb' receive J"34 or "Fl"lor(:=
CU;?lmsiildh Ir? ~ ,Mich .:h., s_{ntf;;:#10: i:"sfff 15 ft o#a3 a ce:i3.da# I3i? . Fflu`i"',i(C'd3 ih1ol'.gh the #lkf.bF:e devIo4.: 110. I.; sC;TF-1:'=
?x3i ).t~`>.'.' :t.3.#i?.iis. ~:~F~'. tic1I2S<I< .1:?3'1 card. 112 may I.t,.E.~Fai:~ti i3.~:Ã;F such i:~~ a PÃo, a ,.;yet' ID 3i3C) .5?siWo3"d ;ijmM3-.IF3i#A`.F3., biSipF,3C'iic Si',?T.i<Fi:EFFv, F1d;oF' others.
.., regards to i.ic?i"i;ila'cY31:2' between p3"+:iiot <?iS:, tA f'.
i.i'fi'ESawdsit c F#'f ^ ~ .i,. F3:F:4' p#es.,e5ti #F3iE`>iA3]<3iRf"in. d.i3, .fY?= (.:<i333'ipIi'., ISO 781tb a s?kii'.td<3:ic3 ;.:o+s:01 F3A3<2:f>F' ::i? od3.,.: .{. this caw, le :3m.)..iui.WT.i card 112 may FFi3Is c3I:: b--t,ote+`e_ an ~~C p3'e_s?:f3t::A.
i;:'.;;., iSO z8i;i 2> c3:tltf ffii~ tf'.i#1SiiizlF>F17i:i12d pF't`,wQt:`E.
I. y4'?leL F11?:<ii<'i2fFi~iC2i~. ISO
7is1 6 c:`=:3i3i3ii3li.ij if3eiy bc...:n+.'F3~.zsWa'i<:i.~ wfE!]i23 iA?E;u:Eitic:.~ C:lz:?.,.z3.iFlE.t.s used to n<3:3isd..i: dFiti3.
:>:v .w...,.3 the zi3i3sF device .114 and the tiE'ai-d 1: 12, I.3 i3Cli?ifi+i#"F, Fh+ ..>..id i 12 i:xc3y Ehc I'?vb1f(3 de`J#v<'. I W through a ph:6'51c%il I3.:eFt.34"c:. :3?
i}OS d.:~ `.:.< ? 14, tii`Ã.ie8iÃ.w a..di'+)i' p:5'Stit2Ã ;:1hn5 (: g, ;:llit<?-vAsÃÃ.t: <;,f.ra) to the i.#:?;':
di oi3i:;.i the 00 , 1 :; geiT:Ia'Ãc. <1ild/S3T Ã7"<`Iils-.13-ii Eo, E.he f#:i3;:i>i{'I:;E
using the i?"ii)bi;e dL';iLC'. 110 ià 4;el1:3.1ai' 9;:<1pible: aIId;"o; wiaus.
;Ii :i<?F";;?
fn3:p.e;Y3e>:ic,6f?.?s. .hi'. t:CiFi1Sa(%E3l?:i3 +:<3,Td. 112 xl"1F2y #.Etchtd(? .3 ~'+_#~IF3~tF#1#Ã;i?E+ii A?<dLdo R~'lth of s j T. ;.`t i?3 Era3d3sicii.i`?3.i InZ?dije, ciTlteI:FT:iii E,,in?Il'w', s::F'C%LEIE, t?c.'3Zs'4-i c#.I'C:(Ft EfF2C3s >'.i E3.FzF.?a>.i:Ã:i'i' <1.F3i. ?33.:i ...?....d to w,x::hF f2g:' w IZ lt 5ti d3.i.e.i SZ%FEEn#f retail t:f'ra1Y#1<3l I 1=¾, :.? ~#I L' a#3i~?l(i37t f3~:~e;:?E1R, tiIt. I:fa#Z'tii:E:i#C?:f3 i:F?ni 112 #F3-i;4' tf3it,<.u. a ifFF#"?J,.Fi;i3.oE#. :i2 .
. ;: least a user yelei'..e1334;;' a g'ap.3.k~<3j vFt.'~3iZeiI i,`n i FQ
(A.:a aI.., r::r`
.i'<3:f3~c.ti f ::. ...x."ti ~ ~ .$3ii3 `#.FlFiiiiL F). #E caY:$ iS.iitiF; ~i fE~]. f3:U'` ~Df ~ S~ E c3 :fl'i i::S~?l FiS:' ~<? F3: if <3 EE
Z=i'aak ti<? . qsifi`ye '1,i'FI3isT?1U; d by the POS 114, In >C?iIit; i.:%
E. <T,34.F:'$iC?Ti i ::i3:, . 2 r....j' Se>.:ct?v+ El aYl=':i.dl iti'. .iMC'lll:i<'3 bt;nw<'.f`:f3. <1:f3 {?F ii#:E+.l ofl:iF.<3.s~ ;.FA F'eopc.:s.zs<'. :Ã'i i fi?' t ~' l t t?3:'. ~.L'i.s. `r~iti one C? i3":iC?~ii: events FiFt~' 3i1C=lt.t~G ii i:Es4r 3:~:i;t~`~'sE, i::;.?"2 ~.ii`:,f? E?#
insertion i?`. .:a3'd 112 in a C{;.f~~:i?"eF3.i: F.(7bil` d1.v1G~.'~, oQ,:iiioF 4hz3zcrt:, Ei?'as:.`..i' ev(7i .S, ;.ae:e,:i;i?:; of incorrect PIN 431t:1'.i-i:=d, bsi the i?x(>:.", chc?F,g+:: of e'}3Z. is C;i :aF.a..at%d to, 3":'~3Ls4;;h,'e Ft:i%S::F4?<.d fz(?d'el the fiFc3:m:<til Fis:$iFEai?F:>v?
I3'iC3tyrl?d1 SSlc:] as SBA:Y. F3..d;'EiF' oflif;z v'i.?#1[<i. F:??
..xi:i.i3zgC:, t3"<?3s.ic. io:i :%<3.i'i_ 112 :iT?ifb' receive J"34 or "Fl"lor(:=
CU;?lmsiildh Ir? ~ ,Mich .:h., s_{ntf;;:#10: i:"sfff 15 ft o#a3 a ce:i3.da# I3i? . Fflu`i"',i(C'd3 ih1ol'.gh the #lkf.bF:e devIo4.: 110. I.; sC;TF-1:'=
?x3i ).t~`>.'.' :t.3.#i?.iis. ~:~F~'. tic1I2S<I< .1:?3'1 card. 112 may I.t,.E.~Fai:~ti i3.~:Ã;F such i:~~ a PÃo, a ,.;yet' ID 3i3C) .5?siWo3"d ;ijmM3-.IF3i#A`.F3., biSipF,3C'iic Si',?T.i<Fi:EFFv, F1d;oF' others.
.., regards to i.ic?i"i;ila'cY31:2' between p3"+:iiot <?iS:, tA f'.
i.i'fi'ESawdsit c F#'f ^ ~ .i,. F3:F:4' p#es.,e5ti #F3iE`>iA3]<3iRf"in. d.i3, .fY?= (.:<i333'ipIi'., ISO 781tb a s?kii'.td<3:ic3 ;.:o+s:01 F3A3<2:f>F' ::i? od3.,.: .{. this caw, le :3m.)..iui.WT.i card 112 may FFi3Is c3I:: b--t,ote+`e_ an ~~C p3'e_s?:f3t::A.
i;:'.;;., iSO z8i;i 2> c3:tltf ffii~ tf'.i#1SiiizlF>F17i:i12d pF't`,wQt:`E.
I. y4'?leL F11?:<ii<'i2fFi~iC2i~. ISO
7is1 6 c:`=:3i3i3ii3li.ij if3eiy bc...:n+.'F3~.zsWa'i<:i.~ wfE!]i23 iA?E;u:Eitic:.~ C:lz:?.,.z3.iFlE.t.s used to n<3:3isd..i: dFiti3.
:>:v .w...,.3 the zi3i3sF device .114 and the tiE'ai-d 1: 12, I.3 i3Cli?ifi+i#"F, Fh+ ..>..id i 12 i:xc3y Ehc I'?vb1f(3 de`J#v<'. I W through a ph:6'51c%il I3.:eFt.34"c:. :3?
4..? .3.1 N--IfE?I'C3SD, 25 ?iEni-~~~ SD, 'MMC", man:MVitV, it.aiarcA1NQ liSLK Fnz#f#L;SI3, m:icEYUM.
D;v;iA:v, iA3A i. iDock, iiF_ta'<<?,. others. EI3 ;'<'..t=tZSti to t^eclF#"#.i.:Y
p'CIC=E.s:iÃ::;, :hc E::''.=i> :iC:i;<_?:', ac.;s:E I.' s3l{>` i1i' f3:i 1r< ~`.i'y'~'.ti;?'1 i's~g~?i'#E~Iii1S C(? :ot:%.i:<'.
:i:F#.FS Ft i:;t3 .A3i?7i2<FE)~?:i3 st-i..h _:;? c.3,'.d, #i3tnb:>#' credit card number, debiE t..':irC?
ri:.I,3E?f?i. ..:F#'tk .3ci'.E?I2.E3..
#1lF> c233. ~.,.:,.c',~F SiN, +1~3:. ;F'. .~""'3 `:iE.:C.~F33iSL..'C
\ .i: :
c:ilE~`~3; other #'~;~itt:~~ 3f3.i1.E z< ..Fi~# Y'~i.. ~~.~' ::t: aad~(~~i~.'.`' sa-> ti;+`tZ ,. ?.iCy< an f~~?.FI~' date, <,.~da"s_E s 4~I'ff#f:iE~.Ft:#~{ fõ~?c3<'., YF1t'.'i 3.F`~.A32~..`. E.t~:F3:Fv rnia ~F.~. ~~ 1 ~ ..~?i~i? and/or . . . ; ;C.e.t t \vi.F.i? s. .iY.t~i:~~f5' Y .:3?i;, user . (t.:' t,8+~t' ifi~C>T22E3F,i~,\ > 2i:~~t?L# `
~i an # >ei:i3.: y of iic S;ciId h?ldf'.r, I. .? :io#.:3:U the i S; t .:i: key (S6'333:i3_ii Ã.,'.i xil"i?f.tfl3i11, s) sEiC:h as DES, ~IDE or 1~ ? :a y txi;?yY?i113::t''iZ'. ;:flgi?fith3?1.Si SF2d3 as 3tzi A> S;`ll?E?C4c C'.fFT";%E:,::, :FE.d , ., s. ti3:'e"s, z#F
Fds.F`>:..i..,, tx.~ {F't3::.?4i3vti<37i %i=f na 112 i9l%
#'e".ti=l1Clt': 1';]iLTl1C??Z Fc,"Esr>. a+1?':
~ ~'. ~ +, ~et3{.,.i~? t:s~...r i.<`iit3 <i3?;.?aat.<~i:iii., 1j~~l3Ff`. ~v~' ~C.'~3~St't;>f::~, e`fF"1:~f`CZ#{#i:~e:%E" :i~<:3 Iileiki3:EF:
Is.Lt~;e:e:'iC
>.:
to .3pp3F >iai'i3;?, =t.e :rifn:ii?.Lb:.:fi card 112 f)my tmC";{Ite a lo:`s:iily ,.Ee....'"l> appfi'_- .FE.`fF <:f1-.d p3t,s.",?: >i '`,ix?i<l.1 EyFx I:i? ;:3T.Fd ?"e,t:e.l'::ii ii1f(?f'mF3:Xi?d2 fr?zd il'# fi;+r 4 lht"3_fLEFi? ::?C: GUI 111.
~. .
;+; c. L.'Cia._ t Z:.`i~. i:~3< I~itil: i3<:~?C?A .F#"i~ .~1A?I?.F;4' l3~~EIEC, an si~'3:p3i.1~:23:>i?;3 EF'E~ d`: 1y ?:.;IE"v#3.E!"~
a3, m.:.?::ao b?l:F#m b!'#lt3? i} ?S : 11~ , c the ~:;1= ~ 3sii~t F:3 lI
~.~`1.S? . :SE21,~. Ã~:F+. E~_:?. I ~ i = t .a fEi= F . .~..>' "Z;:`t'.3~`11i3>.I1 `l;% or in F3Ciditit3T.i to ifppl#cFtID#1~ th ~ s{F.`c .::t> a C . :-d J . 2' EX?t:E?' i- .TCS to >~~z' EI~`s'i` iF`C ~=~lG ~3~_'~ .: ~.E~.i2. t`Fil~: >...
>{iti:.l:ilF:::
p?Vt`seA?L . >.ili..i,> ~ 3'~~NC'b 3<l 3 ..#1"E4~, r . .C'.:~3?
ft~ ~N`'b . a~ =z>.i3'i,\.E1v33 :F~i~ 112 i?-I C.fL <3u,t.>:ilLiYF:.cfl~.~' ~;F"L:S.'#tt an tt, 33 t.{~st?;si.a;i;o R3 th7e>? {f.oi ,::. Z71>,xi 111. In sC>il3l: #i"#Zp1eiY>C.i'1:znE<?I"ts; d14., f.OIn6 NN.t:`.l-.1 A>t i,;E' C c;.i?. T'3`:t associated .i3,F3.F1.~3i?l i7FSHctlti?fF 106. In sC?i?iL 1:F"#Ip.t'.f;i<.lt2ftit_ns, d2+: $Es.ns;:E;`:Fz>FA+,'<3-t :12 can be i':..C3fZv..i;.`t. i:o#:.FFõ?t;fflAe and :J3s0Y'41#t'.`= as a mF2titi stoFc.E`,?;,, dwv>t;~. ,'=4:3F' Cx<F#F"#j-'~10> F: F>3<'.
, .i i {
:=;'F`Eii ::?`i<3Lc i; ~iC: ~:#"sEFEii:i-11){) <:~:E'C~. ?, I:Y ?iE,1 i`, c?Fti3~~aL: c> ; C:.:; >F .$c:d, }, E:c 3'5 t#:.F3.ts.:.{:iF.J.: card Yi i,'`. I:iii?S" C?pvFae.Ef. as a _i2c1s:=
storage <?Cvicti s;E?F~r~. .`2 ..'s..F's F<. access hg.3 stored 3#? i.il: memory c)1:F]p?I1eLFt (E F?., FEftSh). Ii"f ti)#1'w d'Fe i7',3i,4ai'St:FZ?, .. ...dF.d .1...i ti.;:? a sL=t <?f I:EIi$iitfiz<EiC?2l GC?:,I3n:II:F.:= in F'~S~?t?A?4 . to at lC:Fs:
n,Ct#.?e_i :;o dia. #?:tot>?iC d'=tiFvE.`, Il{:,. I}Fer'.C`= initialization oos,"12"S?aml'> inay 4ci'iiSiC'..
dam,,ai ),.: i,i:=5.{:.. ?..,.c4t(:d i?i. i'F"233{ltiC?1'? f>E' the F:?t?i?:ihe dC.V,.z~C? z>:.i i.,?f'.: F?EI#?"E[2s_', .'J ;ilgnc,t,.ro C: >?131t, :#.Lii ...`,i:wCi2"k iYFx<3#TF2e3:t3?f1.
l<3t:;:e1tF?#1 Ii3~~##?Fa+:;{.f31 i#FFii ~3,opc dr'lc:i'.iT3iF"#ilig LfSi'f f th{tF ?Av il1;.i31~mi:Et.F<'+n Pz,`.''ti CoCeC ; oE;. #: t ci3Fo#F ~~3<IG}, ::.`,w3ti.:i'; JÃ.tt::3'i=s fltt4w;, .3T2.i ,FC'<:oõdAF'lg to `t-n ti,`:i?1C' .S,.i'}},eIili=nti3tiC?I1S, 1lf' tr21.E1.iHC:E3C?n eF3YY3 1,12 may ;=:`:i:titFTF1:F...~<2fll4 .,:;? '.=;t3i:= C>3- . . . , + : ? . f 5 : ` " i . > . t d control pE'oi;vSsLS. FC3t" L`=A'{al;?piC, the tE'F:?1sE;d' ; C<2:E'f$ . 12 Fni3:"
z:F: ?pGF 3..y.<>i]i?l Z:l3t3:i2ge and tiltitt?33:Fatit'<illy t#c.?"iRli"II#
u z?):3rw,~3t:EiFF3 .t> di.. : f.E?.FF:F;:Fii3 3.F"tasii.;a;ot `.s5;:d, at 'iS;iiSt in p:?.#'#, ?n be idC:nhA.la change.
The iti:?..,cF:.:ti?.> '<tiY> ~ .S9A
T'F3 Ft tti1o ffiaE3.l i,: ;;E3~ .>l 1Zrf,yLC 5sC's E1,1 E:m's:,#"Fl"fF#F. a V:E,d.FEFC?:E? :`.$ s;E.: (>r tF1C?i'C' 3:.E3eq and ?23 i s.a?i?"kili.#ciillj' C;.ti4cf2te 43.i:}E'., (?r mo.E4 actions ...a >`Q ..tSo:isc .? ia. IC.I.:i: ::iF'.
?+~< ~
>i) v'iC3]:?,`,:?z> ~`. I#i regards to t F"fd::S, the tk"i1F cf,< :~.Eaf. ~z;
card 112 m< t2 :^>c;k'C? #'lFl,.t";:
{S:i? :<?i~,.a :L'?~;e updates to 3~.34'i`~:~2C?#lt: il`>'~ti of E.~~:i.~
:. fFiS,.3L1F#?fi %<ii~; c_E., . ~`~`.E' e`S a>a,.t3.t> .?e tr,it;y<7Ã>#.?t,?i? card 1 12 #?1t5y i\E+?i 4 a nde WC,cFEII). a ChGEF"kfxu 3i> n.,t. l?F,.<. .E:.^.=,~-?
device >. >:s s?":i .tpo#`ift.l?Y:;?,l z3.>ea¾ÃvLF. 1I:1 some thw F>,Fa <I.
Eei?Ae C<F=f"d 12 V j~ Y a~=. ` < t\~<~ of < .
,,<~~' s..>ii' Ti.Fat.ti ~~iE:iC:La, c3{ 7L<.`~.. afl ~3ia;EY C)I{:%1~?L~ tC.s E~1 C1I]ti ,~rF' rt;Fivf,: the ...F ,t? , pi1E>:Y:; ii..,F:.1?+d i?.E i3o){ de1Iti<'. 110; 3'dAC address of xe:?SE
d<'.!'1i.. .?' G4'eiLl l:i.\' t% tniiLcit:t;: to host s(.YIt:e .11.0, lCN;.<'3.t1: ;fS Ctf host dc'.Z'#t C.:;Ad: Ct#. .: E.is.. i#1 ?C .:ts:
:.i3 to :?i?i' or f:F3.:y.i't: vZ%{1t5 P{"fF3:chiTig, C3'Eht #"4:'.is.<
v;ol3E;n:; d;<:
:) eF"{.! -s<a:oJ. c:1:i'd 112 i{itZ' i;N..c{2.Ie t?32E'. !?' mE33'f' p1 1i%:S-',i;', to tF~3i:<+:i2iS<;.3t PE:ve{IE: or ;3'`hof w;,>e the fT.i?.e{TIi7i; iflslltEF:tFof1S 106 of potEfltt<3ll.' ;~fo{LO.?C:la ,.eE1R'3I\i. Fo:' e? {#Ii?.i`v' the i2.:f;: 7f::3ilL card 112 {l ril% execute i3:
{:C?i7{1'Fii{IFd $!? ~.~C1~:i{ :{ft .FsS:?t ,aE{E'.d EFsUi ; ~ '? .~ t +.
..,.iN .i" .Y? t3'<3.F3s<?~:ti:11 card 1.~:.. .~2.iCii`#< \L. :j% :F' Eo, >: #..F:;I3. rf.:. ! 3i < S.F~:I.:
'~i?
:t:i,!!3#3z f .,... ..:F3i' ;~.!{f.~?!?3: a t'=<3Ii13T1iiF"fd t.`, {;i' fifli:21Cl;3.i 11if#ftFt;oa{ i;ti:t f~, .2e :i15%
. ~~ r=' : . ~, ;:? :3i~~i :. .: ..:. ~ a i:?. , ~'i? ;~s.'.'s{:'.
i:,,?k?.i4;il:{eF1~GEÃiCi7Fs. the E?iEi2S;{..:FC?fl :....~ .~ :> 2 .+,ct,=
+o333#'.?,.;?d .?uel ai least in part, on an :.'.i;f,l'Ft E!TC.. ET) Jo23ie ex<Z.i31(?j{`s, {,.e t.:{3zh<f.,t?L?:i?
,::F3.a.. .. 2 F:i<?y 3.773i1:iaE~:..` :F t;.:{il e!'3Eh, the fifiFfF-ft:fiti h25tiEF.El.ftf{. 1E36 i?i to at jo<:E;i#; a ,.t'.. Fi? aiiEF"f3l?t'.." of Mi: 'f3i3tE !oY'AGe H 0.. IY? S;tm.:
4:x]:Fmple<i., f a. #.:.aYiS.,ia;.?n card B1;'`.
x ` w i.i<o.y f: a.\e ,.EF3.i= ifi? 'ti'.tTv,Ft,(?f. ~ ` ,Ft?t.e:`:~ in #Csp)tSFf:i<: #i.. at least a s~)@L.f_.iL'=d tZp,:. An ,., e4if?ia:L:ion J-:rt>t:<ss ?"iIi{4 3I3Gl:kk,. F?i%t3v.t1f114F. Ei1,s ;3'tZi3s<;Z'.i.ft311 .:>z??. ;:i?1t../E?:' ..I.):{1'FcF:i3 >Et'.t'ii?;F~F.I:
F?4 .?'iJt::sS.. :i ?n more ..vUF3l b4 i~~~1{ #"f: y{3ev$ to FKHiRE 9. In the aiEil4a`viiv!? card 112 .i)laL ;'',lt'.'i:{df'. a E.'~E}32).i)1cE{3d to dI..`C?fZfFC.L'.i the (~ !] :I fr:??TF the E-mi?4;F:::?o... +.:Ffd 112. IS: t'F{YtitGE17i: ..,.E'd 11.<.' ?'.F3ay i`F?'?tofeE a dfse'i?F'.i3.eGt";:?3'4 ,`.3; #:.ii ui::?;? Ehio.3g:? $i3:'. (31.;1 111 prior to :'1t,1'.l.t:-3#1<' tAie ooFeai.?#.i:'A. ,F3 ti::=I~:Fr' 1:he f#d.i3s<3o.1+.}3'{ iai"i? x 12 In<SL' (.,.{TIJfF'ft, a Flie fini,?t'.ia~
eY3Sf;...?.3.`..? 106 i) ~~~ i':v5{S <:E~L' eifi %FcCC3.3f'1.t i:E>SC)41tlF.!?CF with E~ie card 112.
#.p`3p3i:S,.c?2l<if. ) Ar., Ehe PÃ)'.'> 114 fl#l.t ;=E 1,i1:E.43.C.Ã,t,;.;.
??'qi2<'.SE 117 to .3t.~~ ur.F3.,s.3L`t:aoi# card 112 f<f{ #1zio1'iI3;:F#t?n EZ) generate i3.i1. F.E{fEp3Z;F1;!i i{C2FF .t<~ F<o . 118. In ?f= pt. ,.. .... F?E 3.,~zsE El:ie tJ':fn>:<;(,ttt?{i 7C'qie('sE. Ef't::
transaction 1F.,. i31<3 :i'<3:i3 sFl:{f~: one 1.:1 or F?ivm~ 1xt...f.aiEci#<?37 responses 1 i9 fdGntlyFFAFV
11:{ft}1T.F]i{EFofS [istio,,3.{:w'a ~'c?d:t :s pa:'rIZ.(`>F:Ft <?if.?.3.n':. > n. sC?.i33e i,.ila?lt.IT{enEs.tiC)S?s. ihE'. POS la0vic_.;
1JI.4 may 1;.{?{5f.:le. a n:`.l.2iAtsE 118 Ã:(?
!3t?tht.....>..: :4"? the i.Ff?z3114..ii:El fi-1:ibE{,EE:;t<ii. 106. T.i?e ak3dF>i..<;<A{.!:: f:zGF??):{E:i?n f?"i Ev ifli:?.tde a:Ei`., i3C:'i::!?!3_i3i 313.F333%4 a #i<#nS:{wE..{}n i3..p.:zoL:11t, user a!{d, õS` oi:he3:
I3:t ie.5~?~?fFSt. to ;{. l,.~3-s~~ the EF':{:#aS.3E:ti;.i1.t f'~ti~l>t=~i. I
iis`. :~15 ;F:A<{.{~.,.i> fF;.:~~IEF.Eti~:;:'z ;
..., 1: ~ I r;=..... X~.`>~~ ~ t..~5 3t~:~~'. ;,>.t~ >:~< to E:~iv . ~i..
Z'f:E' ~~ s:3{3:{i;:
ft#. t>.~' ...c::A~fili#
~S an ~`{' t~4.<~. 1~i;
~ tG~i:E' tI1#.:~' the x ~<o~3~Z_I~S:'. ,::~ r~3~~~i !t ~~~.~EQ[.'. ~E.~;
:lii ::3E'. ~ -~:... 4:. 114 ~E`i lilll:i ;?i` Ãf.,{a:
vi:#ii_ `'= .i <'?. The transaction r+;:.:ipa 33..: C. 12v F;.?#.iy include, ::C34 a ''ef'.t`fpE:
. }{?"oL:k.h Ei:: c3ul Al. i<''F.. I2T sonic .3.F)pleF"F{E<aai:F! fFy>. ::hC
5ncE:ilC;;c3.l r-9-i?tiÃl,.a.>'.`=t` 3v3 :F.;1 ii.311S,azT ÃI1G F.tÃhC?flLlt1<?1": 1t.Sj'fE?EA
z 120 Fi? E.,::bf5E: .`i='z?C?
E i s x ; , :~. .EF~c:F:~GFE2 =4 ;c S'i.~fe .?i...L s ~ r~ ~~ i ~'~ s ~F
Ãa?>,~? . .. ..~.~ili~i.,, i:E~.i~e:~. .~ ::.~. E~F Ã~F Fit~>3z,z34IFÃ<,tF
..,, :nJÃltun<?A? , .)i; S?7<3'v ~3F?i t n?. :it. t:~ Ãh .Ãh5oc12FE?E?11 bi Ew`eS.`F Ãz>( I1Fi3Ã3?~C iiC >Cf% i ~ ? .Ã>id Ã}Ff:
ia;a.s<k .;..i ::EiF"i> 112 dF.EI'ifFz; tI'xi'- 3.EsE:3 ~Fg#?-E.Fp AsrL>:;<h`, c?i?tt>;,.:t$.:iciÃ':' E?p:?#'l i:s;.:E' S :?C;tF1..4t.i?.`. >> =.~1t, c't3:E'i = 12 wii` ?F, zt33' x<EFYipiE,,, ÃhC
vi1E'i3 i i 2 :S n1F .Fa~ )' S >~.,aÃki3 F'Ão rn<~.i,v i:..S> e I`Z?., %E3'.Ed,<)r nÃ1,C:1. t`,Y. ?'d=c, a#1 th'.
IlEEFSÃ'...Tl'.d EFFapEE>.::344'Ii:iEETi> .,. .~kSa PEi)3I 3 4 (.?.
:` >.,: :.: ui : v? 1,()E)1p1'ia S ii :;1"Ip1l:i>a.: FAt?G.E' F.EIÃC:d"f3i', +FpS'.E'FFbk i: :<E~.:>w` Ã.,e EFse iii.. ..f'?.;~ 14 .;> '34te?'laEi?v 4 .`ith il:: lecF$Ã: ? pt?'t1C?F l?f th: s='c:-.$('F.3 ?E}+i for E:EE>; s,d#ii?Ã?ic:'.:
t-s~i. p~~s.,... 4..~..ie. F3~ iA F..St:1" :-.`=J.1S:AiF]c:
f~E<3I?S~F~.F'i."s::: A11~.("J:=E21~."t:`.1~~i11 4C t`~'[~'i.
Eic2F31:E~:.?.:1i3~.F
ii?.C t.~~,>..<F7zce. ...aL:, o.i3?-.ii6 pF'eSt:FF-tldlt; :7ail1:i:3ct3C?4F
f12foi.:.I2'sEÃ;E+ill (:', y , $::E3e t3: <3:EF1'+.Fd.E?1i.).
4f3LA3e.Zati .3t:G GU3 109 pi'{?i..dC9;+ Ã'he tYsiF`tICI:EldF' :1s..='?%v`ith a!n vÃ'ÃFc.:i?SFt Ãaiid Eas3_ ia::F2dlZ=' ~ En a ; AU-~i`,C ~ ~.~ Y' i:s3' L'l? i:~iY?t3 ? ; 2i;E:IE. ,< Y3`i~.~3tI~ ~
>~~i; ~ , iEFi~.',3 '=~iis~.~:~L.~.a:. , __; i. >~` ia.li~. ~):~1. ~ ~ ~ . i.~ : A,. : `i .Ãi:i:.3 r <:E Si?
i3:d3 S:;i.,ienà i??ia ii;iGr-xrJi_':?dlti TI7;:sii.Fs fot' $.ii: 11.sE?r eC? .:It1Ãfei;:C: {E Ys=F.if..::.ac4C?:E?
'.t l'F. . >..e isa:Eis<?+."ÃE,:3Z <>.<iEd 112. Th4' G7i,: I. 109 i31F2 pt'c,tif:.2: ,i sE`I'l:,> t?1 :?cFe..Ff.s o .hsi?l:EV;=
:i? 'xx?v }35:.':'.' ii?. fo.i eX:FFplt'=, a..C,~.`t cF tF<3I?s:<.t'1+f12 ;tEd t3t;E:I s>`;$1E'E\% eiEfi.E?..:t1:?P s3:;..i i:E:
;:t i:a si;tl'i:, 3i2?plt'f`i3<:d]j'stÃE<;?1"Fs, Ã'Ã1e t3"c'2.ETbc,ciit: 1 ?`r.i?ff 11 ,c.' i::.t1:i b, i.i3-FpJt,Fi ?EC'i>
ia?iiv=..> ::ii-. iht ir:ETFsct3:::Ã7?31 Ci:EI'd 112 .ÃIFab' bi: ?e?lpii.'-flltFÃiia tEsii Ki.:i'FOTs <tF:+I ?::.?li):E:FS
i:ive oi3ÃsESle i:.?i? 4T3.i?b:Elt`= di'.'6'3t.i>. 110 c3S i3 FOB. lI3 Ãh5 ,.tESi:, thi' Eriii2S.;,..iC3; c.,.f'C? 312 E?:i ti b:% . ..sa,Z':= E}32i; p. Vc'i:i'C.d frt?Ex'E i1F). i#1d?.i>Ãf?IZ.
:f31FigE)i>.E t' f1t'ld 1 Ye'1FC'F"c;E4t; by [I3G PO">
114. . ?i' Ã.Aii?':.E..:IC?x? Gia.xii 112 1'3'loE\' bc:% FIF"kplvil_i:=ItOd sd3 the EC?:"?i i; f iiF: .,:.d1.1:5:`:'1al ?i3ieg:.cd,::d c.a<iid; ch7'p foi 31ii?1F23t3.Ã2g C?n bPCB f?E IC ih.p . 3n :.nFC.> iE7Fz1.em:,.>.cite1':>>
iA?i .i.i,:t,a. i,,3.?i3 cc'3id 11' 2i?:1y bo: i?'A3,?leiTiE;I'l:C d FFF the foTF"4, i3?,` %I :s<:1. G s)c: >3.61C'c. +Es.skÃi?F?
:c.:i sÃ:s9F;..1:..?_...., F:i3't9i po:L`u#'ed i"sy ,\Ãt>.?'E;EIl AC
>Sd;3~.?[E>r d?.E' =Ec3A3i? :2lÃzF?i: ?i`?: i? Ss;F'Fv t~ `>, c3~Fiis, Ã7>. ' 5iEf:Ãii>I3 ~.iFlY~. ,,1i: (:iE11 ?:se:
..?f3,ls;E;Fi..li'.+.~ <34 ;il'F ~`.?:ÃC>.F'FF:Fl _,;.v.r=.>~i'~_~: at.F Ã: .
A?3?~ ..e_ >
i:4e:Ã.3L .? ,. .<? >:E .E?1::si3?le di'.i%Ei:t> 110 f f .<; cc1A;e.`) a?d, i'onTFKSi'FS:.is to f:i?i : ? ob.,le C3i%Z 3:;:
Esii .> , # =phLE.:3? !FIÃ<,3 thi;<>= sd`w0h iFS U:`>B? S<::Pal pi?FE, th.`
1-D;...ti eEpa?tt: tvpuw=E<:E?'t=
A3:e; Ã'.<F?" , '. J,'o3' i?ÃhC:F' inÃ:vrili::e.
in si1;'`..d', F3Y3~.`.leFa?v7i _a"I3 IFs, $h(' ti'iFI}sa<=:?iz i...l3`d .11.2 r:z<3,y pe:<a:+: E>.F EA,...E$zlK4i`
wi:t: _._u .:`F $Iore <?.f thi.. }()iks\S?AtS :2?i?dvs, cE;tFv,: 4ilrd LmLEliit.coYE.. i:3L..<. <c3dC'.>; ;s?f?
t3<3d1i> \3lled-. ,.:en?orJ> sni?G"t;v?:> <37i1 or +.3thi:J" .3kf:i.Uti. ;`h4 :3'i1:3..F,:?Fi?F c<Ez1 ia.. j0.e<Fy <
E_~?i EÃ; .. i..:.:c<3Y'i3.i'.F.?t`alI,lÃ:')li. i3'Fodk ÃS3 t"t?;,we1"t th>' F:F;;.fbFli:_ delE(-< 10 Ef; : i:iFAF.>;.Ãi.ti;E
à i? =.
p4}y Y.,(.E>Z de?Oo iCr.ided WiÃh <} 3i1sfF'ku:az vi:h4iG` ~FV) that n<3v be; fvF:"2:;iFdi::pAf . : i:F'C'dFEf..tl : i3:i, .t2:i'd. ,.l3:1d`C?,' :3~,l:,Y. -Z'.liill paZ'E2"ECn, p..r<?dF.i .E. l.:. ;ozi5 FF3C`de> E?ii`.
i:i=..}#E.>i:.C:`iw... c3.t'd 112 ?.F il' i,`~x<'liFti p<.y?TFvF:Et t;iFI?~<a'acÃ3C3'.t4 ci} i:EF".ty LcEp<}.:?,.L C~t:F p;.E I1.wE.t Ãvi iT3'F:i; l3OS 114) s.i C Cpts P<F Y'm I.Ã
3I? iy ..3{: <a311tc?+ ~}f v ~F3ii~'3~C.'=C~ #t;YnTi21iEli,~ (,.3.m<:3".tly :(:i3F.. E:oplZ'od tby iF;,,iC iii'3:i? s t;3IdL i' .'y'lias;.iA.ai'i~ s payj"1.3s5, VTb<1'S A)i?y-\,:ib'e: 3,1,or t;}.iis. Ai3.fi.a E:kpe s-5t"aL'.
i.i3.+i>ob;~.'i= ...e~' , <3?2d,'t}1" C?Eil{';:i' piy3Y3 #:lÃ
f3=(?{;T'iF#F?.N, After <iho antenna of Ãi<t1':i ià IiE` a 112 ?.> aC?tF1..ÃL.Ei in this aa3C?dQ, a F3?if5;:l1:F.T.F$ ÃC.FF1:Ti<3l F<Fi' CiC'.tC:C:e iiic ?v;ttin4f.' oà :}
a.;
i ..:.. 1l"i~.i+r~. 3~i:` Ã:..i~ 1` ~ = + 7 :1.. :AE`,.~ ~ < v d , a-c Z.: ,~:C- c...x:.13C:f3C,: ~33>F~?~?. ;~3L.: user :E~ :F;Fi;.?.,a?.: .i ";: mwh i3s : 4~iIF4.ei.'!.ng :} PIN, :ij{;1'=?M in a tt:f#F.:1ili:l FiFtt'rlsim o<.?FF:iEf?.;:iii i3.3'it)EIE?Ã C?:
Ãh, ai`> ?<3~ .vTF, atld."iii l?teI' i3e':3C?d3: In this n.. de, such :7aiFk;e's'iC:6C?FS m}y e?e handled .:is a ,.1'.¾-.3>,3.. . }3E;-prLs:,#'F3. :.a.E3`<FcÃ:io3:i. l1: ?t1 ,i woFds, d1t.
POS 1.14 :i)1<^ " perceive 01c :F=;a..>> ac,io>i oi?'d U 2 :F4 a cC)F:<FC:flf'.:is plastic rii1pnSi2.
%.i?:s_i and nF.iiR'' 't:C:4;:iri)i3:i3i<.<.F.t; S=ViÃlZ.
#~:i;; card 13 i.s as a :',C?:i3ÃactlC'SS pl.Fs'tit pF5>22eeE ciaxd $o i.?..eÃa.Et p<>i'i3z<:i,i , i Ãx"a. ..w....e:.3s. iJ? :~~.~t::>Se ,..71.`k?leI?C',11Ãii$1C3T1` WIIe29 ti3G 4...;'d 112 oi)i.:F<?.~~:., in an a.e1vÃ'^C:".aF"d :',:.3i,t.,._.. .:;C;dt, ,;3Z' POS U4 c<1.t3: SF3"eilrSs;y C:iizõ1.}3Fli:"T?c<Ett ~xÃi? ÃIF:' card 12.... ix Y n,:'. s:FTi>i' SF;;Fii l:Seil to c C?F"FF"F2iYF1iE;aEt; Vldt a g3J}s;c i` 24'rzi C'7Ft ....~:i <Fc,:Iv'c-ciA}'d x:a3'Aul<FtiC?i iIFlidC%, :}F<: iF"e}Is<zt,E??3'E
c<1:E'C3 i.`.,, f z313 3:i#.'.`=~ a . ~;ts3i:3:: '`' ,. y ~.-.'.+~.?' ~x}ti1:.1iLT34 t and E2?e}"~+ ~...
.~<'3C~kt=':}7'C~. compatible L~iFF_. i~F:v 11~~~s ~_ 1 .
t'C . . ~. ,~. ~. .
~ In ....`:i t?t3p}uE3.FLn'Ã4i:t:iC?3t, Fi3::i$l3E'=r Li"c, ÃC'F"F"FIF:E'd:
nor :i1e fiYa"a31E.1<:G EIFs't3ÃCFÃ?l?tn. n%.i<3 require ;}{i{:.y.:.`i`. z si?rtp<FiC' :;3 i,x<:::.FF.k. dli:: :1<2F34i3ii}CSTF. IFz .FddIÃ;.F> dFi Ã<.-t1.F1 112 F:
~: .
Y~i3s 3. i :..Y.<3v i re ~ui=~~. fS_iF :?E~3C I 3~?~:}iEC'.i~.ÃI(~Fl i.. i i3 ::~~1~1 e y>i~s`.E.? access C(~...E:"~ .~ tC} {> ~
gs.cs di..o?' i3? a oi?;Ti33'!)ÃC3 C%n\i"<SiFTIlt'In or in a Ã:E'tF11Sdl +:nVF2",:3TF>F3t.'IFE , io<';it<... MC;::i :: iu3`o3 (to roquest i3?:'{S;%t)F'k access :~3ci a PQ application af C:e51 c. `.,3Ãm ,Ei.i E)ny e:;00cSS
25 iC?. sFi.,.t as 'i:<1i34pf?::E'ciÃ'.l?"i, iF,o:'E<,5 or wI)C ii:=`t.'.>
p:FS`n.tF} :35:<'.d;i i4 b.: In:}C2C' to i>}? :>icx >A :C3 a 3d~ iiÃJ ~ >:}d:id/oF" :?dwF Lt~:p~~f+:FFÃIC):34.
>.;: ...i m(?do the e2:}1Jc:cE"4.i?k2 card 112 :s3 }! c:3#};.;:i Ãiw m:tbFlS:
:iav ,' a ~ >F.Ã:'.} ~~t S:r reader ~?x , 9i::: <<3~C),:i"flC:
{?~~;i'4~<.'.e`v:~A?`; {.t<a. when in i 111M?~ of <3 ti=.,}3=i`..nii:iY?4 ÃE:i?m:Fn%il (<'.,t,s. l'Ã):` 111.4). 1:13- 5i?F;.l >371~3~a.fF"ttifaEi}r1;:31~ tI`!!s, P,FA}:3do can ret:;F:EF.':' :>:? special N, U ili3.i'C3w:33'i.'. 1Z'Fti:F .it;<.ide" ?:,wdC?.
C;,}p<1Wfi.\' as part of ÃlFf . tTa:}"s C:+3C1:3 card I 12.
i;? .i?t. .:ve,. ~~a?iFl d"ae IIIC?bei8: di~L'iC;S.` 110 is proximate d.f;..
10 ::::e or .:,`~s.) <.i Ei'<>.,? ifFfIiFFFr:;
i.iiC: 1'caCÃeF" mode <)f dl's% it:}3'1s..,ko}3 card 112 nF.<t4 ::EE`,t:l<.:.::3.` and ~.`mil;:i :azC:
i1`i e+) to ii Ci.i'c i~i~Ãr; E~3 <_?ligjl ~~tt ~e~:l~ t~{` i3-}izy i`3.i~' ~3{' yP,#Fia't??ic .o::' F:3ob:iIL' E-~o-V:iE:='~i~=:3 :1-W -w.ith a ~~I
elC'.1i:3<21t.; ~s1:FE:.Fa as an OK b:3tE>m c. JC?`t'E=3i, F1'F ...3..D, :4') ;,3'ft>FE <1E.'. thi3} diF:Fa".'G.cfi;ptfi'Y21 is F)E.'~#F)~ F'l:qEit.'~sES:'.(I, a.:F.E,`E? i. .,. E.'F' : <t'i'f<34E;i.
OFFE%i the E?'F):i3itll,1:iS)]l, the E3'F3S?sFFG::iCsi1 card 11; #:n d?Fs::?.)tFe ai:F)i ;..:q`EZ'C?, i:t:Y`i t. i's: ly s:ti4F.L A?i'ol:C:,s i3i?t: a:li3V <..`:.LM:e a E:i'1:i3siC'.i:foFl cint.,'<lf <?n~v_EF d g:3 0,.." ;< i3a;v3:at.`.A c. L#t1 F~3l,, LE)t. :I" F~` <.. ~<'1C:iFE.~`x1 ..ci;fF 112 f. i~Fs :;2tklÃ' f?:<t- tt.:.
~.
:4. ~' ; :F3 ~:. < `'lI3 t S.`FS'e =31'i???)'.',3.oF1<3l `)t?st:3-s., vt'2:1Ci<2??:; .hE, ts.xF:;;.,:,he of t) E3i;kct...; Oa t`lf::'rs.
;:'o. :x.:i a p.:e, :tFC% 3'iFInctL<l;'F7 i:'f3fli 112 :i: this a33E)EiE;=
fl"f .j :i.#1"#E:}iE?:3 i3:: e _::E`F?.>L'. INS
tf'. r.k3:i3 F, xU<=E'.it'i#1L '<iil <liFif ..t ?ifl?7?2i3:F1E)-~:'i:1F#:I a pl:F5tf, {`.t):.Eatti;e,S 4c3"'CEt."a'013 :3.f?Ci :'OS 11e to ~,?:}'.#'.sF?:i'e a i:};a#1Hi.iG:):E2 F..qEFe.*# t: F.A?c ffi.FI1F)t;f!).!
~~~i 'ii. 1 ia? ~ tii3ti.~i:..3 t =~~ l ?t~> ~+;5 ,e t. j . ?Cf'~C, ~~a3cS.
EtzL: afF'f;,fi~'>ci; ~ ,~.l z>:..E3 :v,~itF~ _FvfF i~~ .~~' :
+?#i~iF a t.i:~.~tltF3i' <%i1I~E `i fGi'4j ::?tt~.o...:.:s i:.E:) Ã.3#2~E?i'.'EiJ37, the #?3t3e 3li= device 110 FOiIE' displ:.i:=' k ::+ IFx1,.,3:F, i,f?-i E.f d tF t< ti i ;:i i :i t. - ie.i through t}:iE'. {:4IA 111.
:::> regards ti-i i.ti3f'. SciF^'i`iI.FF.i 3:F?:L)d<'., the t1'i1.2)tiF1C'.ti?F.F card . 12 3f%a2% t.<ti:E%uEE.: >., LL.l.,SA:=`F'E of <.:.E? $E:cEdoi 1T?Cid<:, In some FI11phFT?C'=11taIE`..E1J, :a2<: sE.ff t#'tE.+.r F:F..odo c<"i3i b<' >s :l(`,.i:<3W: }`y a.F sp+,',:'=:iF).i .AcE3:):i3 #z .. :E needle point press to a tifF',3 i C?f 44F), :}'i:}n>:? i'. Y?,-F:aswt7.1 'd. ; 3tF IFt! (its 111), In .t S],.?i1si'. ff> ,F. E.iFoE .ft-:::4 a I.n 1, :11 Fs >E)Eii, ti) #<:4:i) iF<?#I card 112 #ifily :7C~ Ci?3''Ff2~.V,}3:i'C.d to receive Pt :'NE:E3bFliT.i2iE>i d<3}i2 fi):r ~,`: t3?3pie, >:i;:' short ='r}F'A<.ro tjv'i3"elEas "F'tvF'fiFCG:
f'C37.F), c,it:t.i?::I =fLeF' d<.t}#s,.,L6.):i, t::FZ:tC. ;i,+.?: as the .<zs'i".- cards L:o}2?pl?;:}31i. with this f7:i33E:i: F1<F1 y tF'.d ...;
iFe~Fa Wy .'i:itF<3:t,..><F:; >.:f;>Ã}t}.:iS;i?'f 1$?` i~;F' a specially prepared tiE:ÃF2)fF'FI;tF'{zE?t`~'. +:FiACI ~~? S~:E)t~ ~3..e~`,': ~<:, P#..st.?:..iA.ir..<.:..o:}3 tiZiL:i'C,c<,YE'eCi in this mf')d`.: ]:F3:F:6' {ft;JitdE.' encrypted I' i= I.t}ii-fi:FfiwF that Yi: 4,:v. C<: .... soC"LEF c#i F"I1C-i"i3E?f'y 's.'f ti'Ic~ t?<3a*P5$S::i+z33 card I 122, 2.tz sf?i31e `::3p Ic }IF#'.F):ta1F:1FFs;. Eeh.i4;;
`.n card i% i:FA ~:F3ti mode T.FTi3y receive O:iw FV fFf~>oFF:E2c.fio,:, i)I~iFF:~i a :n):c%FE3C:?:' of a b'<3:F3"?Y?i;.i',3' and/or oh:.'S. 'Fhf%
,3'<fnn<2<'[FoF ;.:F,? 112 #n:FS' $i>oT?
25 Syi`13Fe.,>:<.. F3-iu ~ ?s il?~.iSF'F"etF~di)Tl that <t.Ite.tii)E?f1dS to the }2sE F accE`E1El't :t;::t:ta ta<...:I,`s': "a">i #F3to1) ie soc.nFZ' 3?3i)di}ls;; i:,..a`;: iF?.:.3;3dE%s; ;:?r :'xaFI1plE
3iEZ="naii: ii:s?' S.`xcc, ...e , , <. ,f.EiL .E';.'s31 106 and `'f~i t ~a ~...~..F Z +:E,.F
.iS~E~ :#d,.i?;; LY"#F=ti1 financial Il.S ~{?S. <.ti...>...c3~' ,:n~.4~F
,~.h,i, IlC' st;i%h?;.3:i;i`d.. F3:e }y be }3s.~d :t? F't-pe1-;iC3#Iaffl7:C.
:h<>Fi)#1 112 :E#: the :F`it:.
In :isiz:F):: t>` a~`i~nnL=I:Fi:3fiE;f1s, <Fl.. PF'E=t'i?,uh data can bt de .Gd if the F"fFC?<FC> is 30 :3:;t<.ti<.d, .F hSJ Ob ;f'Fl.F3 f?"1(>& may bt.: a pt.=E:.i':.tt.C)-p<:e~E' mode wh4 .'E' the i'.33.~F .,,~ Fa1:S' #~LEf:%L ~?C?Si:?3..<?~1:ri.}~{+:'1F 3i3~t)7Faie.E#i?F3 I-rTtl iFIFCj~.I'L# i1:Ffi c3Sif?fF:E t<tF~;=I .~ 1'-~:.
i:F3e3S represent :.Fl additional pz=r4E?})<FiFIatAE>F: Fl1E`.d., :Fs 4i..f"'s:' `,.-...: ,:F31d't:.}' O3`eT-a.Fe-A1.F' fff*Lk,; pE;iso#1Fl;la?E?fr `F::C',i<3i.t<:s:i ;~l:f =.~ YF):Fy` E:?G
Ã.i'i'ee' i.i, a:fii:z3t ps rSi?:.sih,.a:ii?n '-s%<.iwT`l }$. 11"1 u:fillG
i#2Frfli.Ã':3L.+.F:i3ie?FaS, th: ;i<:if-ti'3FÃ'E
0:0~le i?:t y 1>;;: .F p.t'.E' ioT+'m' pF::.i'S`i)ib i:ili.Ãd`.i"3 IF'F[.'dc whE%Ye the $.i'iinJc.L..:t?:i3 c<trd. 112 I'<:Lo.i,i<'J pGi oi,sÃ3a..ir_Fi::t?Ã3 323fo x`Ã~imtÃ.ot3 ;3'i}#n ;:t:.oih<'F
il<3Fa.;<')E:.EioF: E<.:3rd. S'A at.e iwi?
Ã.i:;F.J;.ici. t..: c<'3:i'C'~s U 2 :3Fv used 3i3 thiS T.IIi?Clt, this Il:t}de 7z3<Iy bS. ~..t..fzv"(:.3E fi-f> i .3 seÃ'Z'4.f'.
:? to i.i,.i,"=.idt I)..#'so!?i:llizi3iÃ?Ee sioI3a2'14' F3.s'~vItb- a.
aavto:j, Si:efYe, iimd O'FA
>`.: .'1`gIFd i:o thd:: lil:lii.iv+, i3'iF;di:, i:lZv tfifnCitEt~iiofi t:<3f'd 1:2 fe isi km$p+`I':3rF3Z
C?i..3cti4;;;to ai.o :Y12o.F'fiFGC-.`~. In S<1I11(; EÃ22p~t:i.3<'.t1..Fti<?a s, ;.i2L'. ÃiZ.l i :%; i:iEidF`.= c<3.i2 x:3~. al oI:i?rh zhw p}is7, iil ifiteT'fitcv miih the 1'fiobile dE t Fi:L :t:
sAI.;h a4 :
i3ic.o.`'3D .3.>:.Ã.:.>.e. .ti31 :i'eSpt3115<'. 10 ,ti l:.`=%t4t ttIz t;ctIS'iliii3n of .hC`. .F2iiam-' >.i3?dv. $xdL', c.3 i 112 Ã13ay tai?'ipCti'F3AFly bd:i<).i`c'. as only a ?(3.F15-F31C`=F1ioF'4 card. In si;mv impttC.mmA.:33ii?ns, the card 112 I>;dy .3N<? enter this Ma:ie itA, Ã;e:is`., ).F..ei:UQ. `i3::fÃ:E3^: Ãs, ~.
`~`v:9J~.... i. `;: tx.s .i)'.FilS.~~.'> ttÃt~ ZF'.i3.d)4ciCi,~fiTl card 112 tl >y, ~.~f~.S'F'L'4 lisii~.~~=si<:3Ã".~
a. .
iA 1-i?3ia:'`s`.i..:3 a?iti 3t:ii1 a}.ilaft'ac`dl ii:io#' Cii:tt.F. In d2:i:i Ãn;d:, the tY:SESsa:i.l<?ÃF :,tÃ'S:i 1,.2 Ã.Fl:c }=' ;;ZZ.F,.::w: ~.i3e ,:=iiv<it?i?n process gFiid if ;.i:FLck,ssfLi nie.iy ii:i:Elf>z Eo the active fi.<3s:E+:".
15 .1='2ÃgmL:aii ..34iha:1s`'il:i 106 ilii3r: use ihl.i Elii:id+..i!}
iE'.3T2pX)i`dt'RS' p{':.venti:F>k`?..,`Ã.iZ response tf:i at i.a:^:3. .Et~:'F3.3fy.ta.ig <:Ff least >ya.3~t'i3i1<F~~G
,~1i:?tiEi~L'12~ itCiitity.
I:F 4~~},.a:['d.s to i,:e k3ll,`d F31odP.> the ;.i'<iF:s<FLIiC)sA 4;iFI"d ~.'.? :K ; r3f...3i<>i~c7?F~Y
:i1s' cFininu:3eSs il2tcd:cFcC, I:"; s<3,:aZ'= If ?~)!Gi?Ei.fli.;i:E st15; he ki?E.'d i3i6sfAF` is <i+...! <. i"F: :31?'F:$%b 3a1t`. , ih) R3s..:El ]i7.i:v?'3`.:;Ll` iS'tb the mobile t1teE lc'. l 10 ;>:ic,. <..:o a 1"flFcrC3SD
20 ?F'9~t .oRm 3.:. ~re:p~ifil;it: :.> at least ihe d0.%aiÃ)i3 of the k.il-lC'Ci .3'F+3FEt., alFi Ee'<1i34;3;~iF~3i:i ciE1'd i .,3:iS' pZ..rx3FiTtfi;.i3i:a'v e3s;i3t3vt's as a T:?Ii3.S5 filei'lifi':=
s2ÃG}t: Ini ij.t that the ia1i;'.~.
il::=O+tk= }>i>.tlti i" pÃ.a.shid, the transaction card I i2 :i21ctZ:ir.i 5fcilli' i3o: be :11.EF>. .` Q n A Q any other modes. 1I2 addition, Filt i ' . < ` i t ' d . .
i: rn<2i% delete :F#:tmw.:<:i e.3u.:Ã:n in :il'.II.Fl:Ft3pv i.Y F'eq?(msi' i:3 <31 least this Fi3t?>o bi'=Ii'!,- iFi:lS.a.:t1.. >3'E to:xit'.
25 implt>fnN..3....ti..{ie-is. financial ii?siltF3:fÃOms .06 may E.S:, this m.:de to d ,`.Z...c: data zrY2FF-F e?
iF'#t1,S..:t.:.`Y : :.2..i. :~~ that is p1ysICi3"?l.y l<'3st t;Ylti: SÃfl:
S;:E?ElfiecÃC;d to the 5243:.<t'.;i` :3e..1:`FlE'E'i i'a:iF ii.w ,..`:i d-.i'i?:CaQ
>3; '.'e :3A'is: to ;i"fe z:;:#11s> ry Ã?xodo, F:fl`
1r"F?lya.:ÃE?IZ.4:;;F1'Cl 11,2 i3i":l% operate otk , f?z<35:i inetilii'y yd:\ sFdi:tl that the AI`>yt`iif:1F'L' is iiL:ces'sibl:~'. through c)E2vC;nf:<)..,.:.` E3.Fi.',t.:?C?ds. :`a'I
the ii':FnSaFri:1.t5F1 card 112 .Elliiy <i:F1toifai:ti<':i ..?,J a+..;li a:iC:
Ern>> tnodC' ;'o aa lt:'.a:?t be.illg i-GI11;?b'Y:=d ft??1Ta the host di.\ tt:e I3sF:ae~`t3 a.zm :.i i'koE1-a.i3i.,, ii:, .~ ..i;;<~i I.:.`Ãi:~., and/or other i:y'::zt~,. 'I.=,.is:
1,F~.,FASiEE;~ti?dz ~=~Ei~` E>.' .~i.:xt' be `whv,mu to .f,',,6L4 mode f1'(>dli illw~ ial;;Tlt)"~i i~'=)dv i1y, ftTA
om.al}'3Si,'.~ Ãn:il :'.Ãi3i ii1C; s,::1rd -j 1 ..
i 12 >:t, .:> : sizi;3+:1",::<'.L. dE`L'.lE;i' or TFnY t?'.. Swif.^,a,ed fF=?[3'F .33Iti 3:i?ceG I.iltF d;E`
+-~c ` .;~~a ~ t AE.L i et) ~= a 14 ..4' host EC:t~ t Cc> t c:=i:C.l3.ii, z :>. +.. ;;> ~. =.c.I~~L ?ci~.i;.:i. ~}Ff". s:S~:i'1~:'x:. >; a ,..+('=?3' E~t. IfF
5i?3EE i;F p.e.t)eJ1t<iE3i?X3s, tlIL= Fnt:I31{33 J iA:l?le iTiily S)'}'1r`=I=at;.'= sii?uFeiFit:i::ll4 si.'e'AiC. <is the :iiii'<.Ev'Ã.',..~:~ ~:.
;? 13a 5i?3' c fhw tiiknb<3(:=tFt1FF i.=:tt-E; 112 fnmt= '..=:: :iC:-~,> ~ a = ; \,3, ' . \ 5C3 ~t :b'aF' s '=~
4 tfttaS;:%:, 3:i~<F:FfE~,,i:F-s'x,: ccT.a .,j.
s:3C3'.i i3.
i3;_t3:iw.3:: . L.wF: SYo3' :-`ri.'..#2apAi;., the user I3iiZy :iF.Eit Ft?
3'L;=,~?t 1:a: I:Fc3~A `~ .~.:'. .. d,3~E;. ~F,s?.i :'<nd ~i t? ,-3 fC= ai?St ii'L'v3L`';i, .>L3 have A~'.i iltl~:3i(:~ ~2C)?E C~eVFCs' , tFT?t.%E~: E?~~FC., i'i..i~sv1~. :?
~ ;
3':`gi3a; to the sC?.i.4'iro da.%icE; 3F2Fialcixr..FF1'L`:i3:5 d:E: tlSt:I' may i3C'eE to +.,,~.iE' .ilt': ?.i' i',:~:E `~+'.' host =j '# ~=,; ~3 the ~ s~~'23.. .>~= ~:
~i :3~:: S ~'~. _t .u ~.i'iF~iJc.~..l: i.; card ~~.,:. 2I?~L:~('=C~ ~si s'<3'.~'E the ~".1 =L i.:'F:::4 :31F i,i, ii e:: app3ii;ti#1C)3?. some 2_i31plE,~`,F'kE:Y?tcltE')n:i, the ;xEinteFre management ap~.'<i>+.,tisio3a c.3F bi. ..F" .k,i?PtGiltio'1 directly installed C?YE
iilE .>be1n 101 C'.'3?e<1Wd as 13 ,3'4i7 i n 3E` F.t ?7Ei x.xil .::F':1Gh3'i?':1:=','3:i#iC`+3I
ip,7l:tci3E7C)? such as AF:iiil.'~SyFC. via a i?iJ, ,>+.. p,7 i:. 3Y3 ::ea?213;,g 0:i3 the pI'Esv:du:3''h w<'biitE'., z3}d;=i?" :3EE.L?,`". 1:`EFY'C,;ti. ;?c i"'. ?.ntv tiFe %tppl::,ÃiilL>F and YCiTIfõ5'' their iE.-.`=i3:3.ty, <=Xii.l i3."z ~R'.;ip.e11st'. to ih<'. application 3mtiS` `elIk=stid access tQ? iF. (`Fv?FC~Y.`.:i R<.;.Si?n in the d<"Z=FC%c.
1-.i3.i7i<3 C 7F#t AF: :fi1plzc iitFi?I3. ~~lti= device fa3i3i2iFg.'.iT2(%31t read EiA`
rj=iFls"aclii`,...:d3'i? 112 and dlSi3,<3y Li'.EtJ MAC addresses, :oi:Yi3 iEi.fi'c5 of the devices :.i3ii:i he .:3<i> >i?.:.C`:i.n.> his 3:311:#z,.'n to, other device spG.::fiE, neUE:.fl' . ~>i ;es:iy be miFT.kG:d us c3LtFvv iF1d the host d.E .v1G<. 3, :y be disiE3l+?li.C'.E';
F;::t <. ?;?3it<3UE>i` i)iay enable the ia.;=<`.,r ii) i:qpil>il;z d''.z' yiiEi:EFS of ti'o Yf'l'r ?'Fi?St :r_'i ia ;,i3i:; iF :.spois;~~ to at least i;.ie S<'.lus_('ii>ia. the dC`ti.s.i.e a: <i=3a;f;i3'Fei?.t :FppliGziEli?:;
3Y3;iy 3Y3si,:i3. #.3iG s?.,,Fat:E3"u on th<', new host device cFIFG.
:i?:li3:E'k t31.te3:~ie 5t:3:tEFti as , õ ~ = =
e3~i() ~3i ::. .3; sZ.~:?.#3': 323cE:`Qi' '=0: f.iTC t7'iitliF3t:EFC?;.? card 11. , a:>L: LIhS..; #Ia, ?; 2:tis .; EC? F3. s<2 25 i3pdxF..: iS stt:`s5 C3f t}ifi; .Fl:}bIlo dc1''i'E I 10 to dFtii1lli?Ve'E.'=d. OdaE':= 4i i5t:, ;SEAb ElEveGt:s `e.iB:iy ;1C. .3t:,,tt and ls. .i'=F3:i5<1t?i1i)I3 cmd 112 Fny }?;e switched bs.:cw:.+_-.s ,:Iic two i.:t..viE,t's, in :E.=x i ttS :~o =tiiE:= S.F,:FdL4=il.ib rL.>c:~E pri)LC%sS. tl1e use i31Fly tise F.he .E_'<E?. aE.C.f.ile PE`iF.FE pit.ysi?.ii d3t pt..'st,.<.i t:m3?sa+.;NSt3:i ci33'i'F 112 to i:iC:tv,aif'= the self-train .:i3i?d::, E. x31ssdE`., EiaE`
d:Fi:i F-ilt' bC: Lid.'wtA si33E:i havi: til bE iCiC?c.E:E'.'=ci. WiiE;;i3 dkE: faFi:?1.i<+:<.., i.z:F d 112 30 i$ ins;ii<?Ea x:iEJ t.' F,eb,=' xFoA deL.3c< the piot.SE+_s3'E3:f2y p3',.3S.E:ti:. :a3:.iy E;C, ;c: :s dis.m3s:'4.i ;3i`i?z`:;.
:3F4 ~~~) S S ~~ ci~i~ include any ~3f#t%;3:.i,~, ~~:F=.~4t:FT"k:, .FF<3'=ifF ~_~:,..:F:t~<t)"' tE~a<:E
>.o>3: the ti, .'ii;i:q14tli?n u3:t=d 112 ,icCt+uFlt ;.3:tfiot'mit:io:.+
:i7.i' C4xeC:Z:FiT.r:.F t?cF.~vf+:=.:;5'if ~?' #:F?f?f.. .i51<li3i;J.<3l :f,iy#e:3:i#f{i?15 :06. For t,xti:nplc:, ffic PO``s i;4 Fa z' I3e 2].f3 elÃ.t.i#K?Tii:: C'i>slf regisWr (:Gfi?ii.We of idIv'1L=S`.ily C>if1TFfntfl#ll.<3'fng tfc.l:~cfiF# ~, :IFk?Y.FfF:;#i ;IF
w .t'ii .4.i:: iii3.i35.;C#.iJF i:.i33'"C3 ;:12i. The Pl)S 114 >i3.iS`
wz3';TFLE.f3.ic.:f;` i>cti34:f.koiz 3:f3.br.t<3.i;.i`:i ,.is5.?<-1:<3Ee`:ii w:f#.i>. 13<3d.i#Fi11.Ftl.i i:.oflÃ:at;: p;p22LYFt i3Ft?F`hc?.35 ti1.Ec3:F <3s 1.i1h#t. <'.:.rf#:<
and <%?;.eYS,:j, If '71i#fi?if:d 'ii)':' Lii"s'zfi:,~.4(?II~<3vi3<a~
i?<Iy3'aeT.Fi t'Ii<' POS 114 i3'f<3 ?3:i3"t:Ft13 :.iF:i F:f3ft?.ix3'iF3l1?.i3. 1;+'31h thC', #.f'<i115it:tlol3, i=i.ii'3. 112 :3i fSF.t `F' niore Eh .. ~ . . .. . .. . . . .. . .. . . .. . .
>c31k3"4n; :' r3-:Ff:t.>: 1,4443 "izqx; A%fA, Fcbc>a, NhF:t?-s:., ISO 18092, ÃSO , ?;i9+ a.ad c?
{rt,i3L'3"J, ...' i3'<li3yi i=~#fL3TF 323:;3y ,Ffclt3<_3C Z+0fi:i f~zt:>t.
3.F3~'<L Ff<3't:fi?t3; E;hi ;~:ei.
:l:az~~~?'".'. :o:: f3i13313'sF:f. ii.:~s;i31i. ;1F1i31~-ttt"3I?si$<'.#.EC313 i?3~2,3:3t. f.i 2~:, EAF'?~ .i'h ti::<'.3'i i::
A3lFaF ..`>.:, -ili?aFt ID. merchant paf'<3IF'ctiis, cfedIE t':nCi fFEi:F'fbef, ;..s:iL?..tF'd Ti?FI'Fb:'F', 1#).~i?fi?3<3.31t:f3.. ~Y: ~<?:>?L .:3t~stCt.F3.:`aF#.<?:It`.> F .?.t` fF. FA;
3t?t:;i?IF
<;,3<3.. sf .a:`F:n';. <3:d3d1f?r other ?x3fo7,:"L3:.i> :i3:F"e`J a?c vIF<:i"L'pik~t2. In ilFfL<.strfE(:i6 iFI3plt'fet<:?f;xi<Zzt, ::1he 110S 1114. t2FF;:
:Z'#f+.:3os4.~i ? ce;ve ~.'il:;i'Lp(t`d #:.11:F5i:.t&f)f3.
F.dA?.i'mat.t>nfroi:F1 the tf.i11sc;aA(iF? Q<3A1. H ,: FfF;:i:i elCavfik<iHy 3<.ild E!>s.' fn#:f3"3IFat;<?Yf to one 01' 3T3o7CE' of d2e W23:i1e3<F3 6?SiFtEF+.?4aBs 3?`A?F' F: i t.'Xi2i3Fple.; the POS 3 14 ?33<FS' ?'t`C~E',F vf , an fF"fdF;,ad.F.f that a <s.alfi"etcE?.(?E3 3..3.\ accepted :3r declined for :ffiC. ,l"s C'31 l:.iSd :w oE?FE c`ife C33 :~';:3F:::si:
.11o ;aiiali<?,'4;3i iii<3Y ;;3iiti?fF iii?:;i ?hC: #1"i331sds:'#:#?}?"f card 3 t 2.
As used 3:i# ii FS ihSdl?SLiIv, ti::ts'ht;:i3t 104 are intended :> a pes cf?e:i-ii wf..+_i: screen r.en3 :4`f33., wi`ik-sta#.lf?n, #it;twC?Fk- ci?i3tpu<t.T.. :E
dQ; ktttp r:C3sk, :~y ~~#I,? ?( I,, ]fiii3# ~:3L=, ~?~~3L. one i:t3' 1I1C~f~;
~.?2"'s_s6.vS`Ff)F':t 4i':i#:3~F1. E.:~`.s. ~3: i?%t1Cf' o$3?S.'.I h1Pl.tai3le }?3'ocLs:iI.fY or ~lei:,.T'ii?'.,,o t3Ã'?%FCE% used :w ::a>:.F.~,<3t:t:~`.te ia?~'t?ii3:FIi?:ii <1:.;?t3C.lifto4? 53,'1tl1 the tYFf?~S<.i..tICifa. ~.<3A~. :: . 1`+Si C::Y.<3i31piC'; the :>~,y,#~ 104 . a..;ati% S' :f I'~.~+,3 ti3~3t:..:.f~e3l<'. (.e? LS
f'G;,t;4.dN" i::(sFlIlec:;t wf`.i3 an ,t,- 23''is4i:=f3.f'E~~d ;F.'.:s2:: k:. .7, ,3f3t? ?.it'; L;.Sailipl: . tE;::, +;he32t 104 i23zfy <w'.:I31p3;s6:; a l<3pt<'3,3 t3{iS includes .:4F'F
; _ 1:F33>.lf ? .'2 .~ . SFc:A as a kOypiF.dl tL?'t2vif ;iC:i'E.'e1"'e, fl'kiF;:E i<> or other device that can accept fiY.tF i3iF fii1~~?tF: t~.er~et;C; ti'fFF:E t:C?;itit`.1~s f?fit>:f:3:f~:FC?Fe <3.~,f~':f<1I~C: S3Itl?
~=;wwfwt'.i,# oX%31h the 3:?I3a3'it:f<ll :n4E;;tff:ioTis Eft including d.fg,F<f! v.:fÃc.,. ist :
_i ,? 3<?3.Fi` or f.:I.?I 3It iF, some 3fTiplE [31t,3t:t17S3?15.; #.33c ct:i'.31:: I t,i 4b t.:i4l i'. FfvwS d j=:
iZ';th tb.ew #:uf3lSi.ff;lld)n card 3 3~~.ft} using, Q t:.'iFfF'piq i:fi'i VIFC! 3?f'. i;+:.t:i iF:F
5i?' ae'A ..:3-F3G=FF~ F:3t?i34 N: fILII# 104t3 ?I3C,hWe:i a card F'C:It3.E'r ~ 3:3 .3zi`','Fx?;; a physical afeltn~<~:,'= . 3 ~ir3Y3f3'FLi113i<Ati31 s -~vi#:h iht. 4.'?Tisitõ(:fi?i?
L<3:'d. > I 2c. 13i j.`.i2ft the c2ird 1'~.3 ic2' 1 30 ;Ii<3y e-fe 6cf5: iFFClIFde zf:: adapter 3 3Csb ;h<>
adapts `tÃ1e ..:tw3`123i:-S.:
~aa 7po:tw'ix ;1y d:.. .:h`v'! L 104 (.;~.5.~,:> US13v ~ tat't~ 1f' . 13s.fd:
tf sE'it:i3, ~~ 3F?) to ti-i: phy:bFoifl - 3;i_ ?S?wi i :ix..:` s't'ippt 3F ud E":L' it1c card 112 :9 ~~ ~N- VC). `i:. 1h. s f:`ii>t.,.,:.`= c ~ iC%F3.i 1 04a. tl'E;? :;
:i , ;1,...xk E:F?i3's.:i'.3L`t:3' fi?, ~'63'cjE`S5 Ci}FF?P?'.tiF'3;v<ll#i?Fl.
.. ._i {: "'.U Ii 5 >:i t;i.Fph3val int t= 1:F;.1v?"f<3vc operable E`
cf1c{_3w tl?o E3 :E'F' ;,ss.
W :i3i} 104 tt? .i?Iwi,:<tcv A'1f:43 F3:E least :3 portion of F.h: =l a. 3n i ..i; f'i`F' <3z3y ~:t:#FE<Ti?iE:
~;SL#3~?~`.i.'.; c?s Ziv:`v.i314? t32f3` F?vtfl?T? ftlff33~'.3titfC2T.F, 1:3i-I3f:F=:3~~v', i~'~ `\1~.~~. ~i >?:t)~ i.:~i.`i ;i1:.' P<irt.( fl;F:> user 'stt"z effi::.ic;tl; and i3 L`:i 1Y`E I?~~a0 prese1'ft,fE?i?.i3 of CI7#Ã> pfoZ`idC.t> f?;` :?#-~+".. i },. 'i ;" ; :?a~..
i#~ the si~:~t:;F~, lf t~~'Ee Cst~I 11: iF-~~,z~ cE ~~3.is~ .. ~ .tty A
wiÃ~?
$I.3o-w:?t)t=:'3Cw&hav3i3z 3f21iF'F?i~t:VV.I:E;ldS,pzli!=:dt?sR.fi:3;3y E`ilisoz3;:
opaz ii.t`.i: by :hfi user. ~riIC.= 1C`,.i#r :2iiFphaval user ;Il"SL4fiFw:.
'?aZ' be used .'... ;lic sFFF".:J:FF" f?F'.
ii.? Fz3 iTl :#m... to de;,t,;F'3b<. C:f3.C: E;f= Ti:iE>t'L gi<3F?h1f,.F;:
user e:>Et`iftlt%c4 and each of do:ipji3yS
of a .q><.tiiki,bi= g s.,3t;il:i#l tisL''J ,33iei'faci. =I=l3` L.ri=.4 1 6 5 can l.ncaFlde a'? . =:fpiF3Ga: :bSi'f.
D;v;iA:v, iA3A i. iDock, iiF_ta'<<?,. others. EI3 ;'<'..t=tZSti to t^eclF#"#.i.:Y
p'CIC=E.s:iÃ::;, :hc E::''.=i> :iC:i;<_?:', ac.;s:E I.' s3l{>` i1i' f3:i 1r< ~`.i'y'~'.ti;?'1 i's~g~?i'#E~Iii1S C(? :ot:%.i:<'.
:i:F#.FS Ft i:;t3 .A3i?7i2<FE)~?:i3 st-i..h _:;? c.3,'.d, #i3tnb:>#' credit card number, debiE t..':irC?
ri:.I,3E?f?i. ..:F#'tk .3ci'.E?I2.E3..
#1lF> c233. ~.,.:,.c',~F SiN, +1~3:. ;F'. .~""'3 `:iE.:C.~F33iSL..'C
\ .i: :
c:ilE~`~3; other #'~;~itt:~~ 3f3.i1.E z< ..Fi~# Y'~i.. ~~.~' ::t: aad~(~~i~.'.`' sa-> ti;+`tZ ,. ?.iCy< an f~~?.FI~' date, <,.~da"s_E s 4~I'ff#f:iE~.Ft:#~{ fõ~?c3<'., YF1t'.'i 3.F`~.A32~..`. E.t~:F3:Fv rnia ~F.~. ~~ 1 ~ ..~?i~i? and/or . . . ; ;C.e.t t \vi.F.i? s. .iY.t~i:~~f5' Y .:3?i;, user . (t.:' t,8+~t' ifi~C>T22E3F,i~,\ > 2i:~~t?L# `
~i an # >ei:i3.: y of iic S;ciId h?ldf'.r, I. .? :io#.:3:U the i S; t .:i: key (S6'333:i3_ii Ã.,'.i xil"i?f.tfl3i11, s) sEiC:h as DES, ~IDE or 1~ ? :a y txi;?yY?i113::t''iZ'. ;:flgi?fith3?1.Si SF2d3 as 3tzi A> S;`ll?E?C4c C'.fFT";%E:,::, :FE.d , ., s. ti3:'e"s, z#F
Fds.F`>:..i..,, tx.~ {F't3::.?4i3vti<37i %i=f na 112 i9l%
#'e".ti=l1Clt': 1';]iLTl1C??Z Fc,"Esr>. a+1?':
~ ~'. ~ +, ~et3{.,.i~? t:s~...r i.<`iit3 <i3?;.?aat.<~i:iii., 1j~~l3Ff`. ~v~' ~C.'~3~St't;>f::~, e`fF"1:~f`CZ#{#i:~e:%E" :i~<:3 Iileiki3:EF:
Is.Lt~;e:e:'iC
>.:
to .3pp3F >iai'i3;?, =t.e :rifn:ii?.Lb:.:fi card 112 f)my tmC";{Ite a lo:`s:iily ,.Ee....'"l> appfi'_- .FE.`fF <:f1-.d p3t,s.",?: >i '`,ix?i<l.1 EyFx I:i? ;:3T.Fd ?"e,t:e.l'::ii ii1f(?f'mF3:Xi?d2 fr?zd il'# fi;+r 4 lht"3_fLEFi? ::?C: GUI 111.
~. .
;+; c. L.'Cia._ t Z:.`i~. i:~3< I~itil: i3<:~?C?A .F#"i~ .~1A?I?.F;4' l3~~EIEC, an si~'3:p3i.1~:23:>i?;3 EF'E~ d`: 1y ?:.;IE"v#3.E!"~
a3, m.:.?::ao b?l:F#m b!'#lt3? i} ?S : 11~ , c the ~:;1= ~ 3sii~t F:3 lI
~.~`1.S? . :SE21,~. Ã~:F+. E~_:?. I ~ i = t .a fEi= F . .~..>' "Z;:`t'.3~`11i3>.I1 `l;% or in F3Ciditit3T.i to ifppl#cFtID#1~ th ~ s{F.`c .::t> a C . :-d J . 2' EX?t:E?' i- .TCS to >~~z' EI~`s'i` iF`C ~=~lG ~3~_'~ .: ~.E~.i2. t`Fil~: >...
>{iti:.l:ilF:::
p?Vt`seA?L . >.ili..i,> ~ 3'~~NC'b 3<l 3 ..#1"E4~, r . .C'.:~3?
ft~ ~N`'b . a~ =z>.i3'i,\.E1v33 :F~i~ 112 i?-I C.fL <3u,t.>:ilLiYF:.cfl~.~' ~;F"L:S.'#tt an tt, 33 t.{~st?;si.a;i;o R3 th7e>? {f.oi ,::. Z71>,xi 111. In sC>il3l: #i"#Zp1eiY>C.i'1:znE<?I"ts; d14., f.OIn6 NN.t:`.l-.1 A>t i,;E' C c;.i?. T'3`:t associated .i3,F3.F1.~3i?l i7FSHctlti?fF 106. In sC?i?iL 1:F"#Ip.t'.f;i<.lt2ftit_ns, d2+: $Es.ns;:E;`:Fz>FA+,'<3-t :12 can be i':..C3fZv..i;.`t. i:o#:.FFõ?t;fflAe and :J3s0Y'41#t'.`= as a mF2titi stoFc.E`,?;,, dwv>t;~. ,'=4:3F' Cx<F#F"#j-'~10> F: F>3<'.
, .i i {
:=;'F`Eii ::?`i<3Lc i; ~iC: ~:#"sEFEii:i-11){) <:~:E'C~. ?, I:Y ?iE,1 i`, c?Fti3~~aL: c> ; C:.:; >F .$c:d, }, E:c 3'5 t#:.F3.ts.:.{:iF.J.: card Yi i,'`. I:iii?S" C?pvFae.Ef. as a _i2c1s:=
storage <?Cvicti s;E?F~r~. .`2 ..'s..F's F<. access hg.3 stored 3#? i.il: memory c)1:F]p?I1eLFt (E F?., FEftSh). Ii"f ti)#1'w d'Fe i7',3i,4ai'St:FZ?, .. ...dF.d .1...i ti.;:? a sL=t <?f I:EIi$iitfiz<EiC?2l GC?:,I3n:II:F.:= in F'~S~?t?A?4 . to at lC:Fs:
n,Ct#.?e_i :;o dia. #?:tot>?iC d'=tiFvE.`, Il{:,. I}Fer'.C`= initialization oos,"12"S?aml'> inay 4ci'iiSiC'..
dam,,ai ),.: i,i:=5.{:.. ?..,.c4t(:d i?i. i'F"233{ltiC?1'? f>E' the F:?t?i?:ihe dC.V,.z~C? z>:.i i.,?f'.: F?EI#?"E[2s_', .'J ;ilgnc,t,.ro C: >?131t, :#.Lii ...`,i:wCi2"k iYFx<3#TF2e3:t3?f1.
l<3t:;:e1tF?#1 Ii3~~##?Fa+:;{.f31 i#FFii ~3,opc dr'lc:i'.iT3iF"#ilig LfSi'f f th{tF ?Av il1;.i31~mi:Et.F<'+n Pz,`.''ti CoCeC ; oE;. #: t ci3Fo#F ~~3<IG}, ::.`,w3ti.:i'; JÃ.tt::3'i=s fltt4w;, .3T2.i ,FC'<:oõdAF'lg to `t-n ti,`:i?1C' .S,.i'}},eIili=nti3tiC?I1S, 1lf' tr21.E1.iHC:E3C?n eF3YY3 1,12 may ;=:`:i:titFTF1:F...~<2fll4 .,:;? '.=;t3i:= C>3- . . . , + : ? . f 5 : ` " i . > . t d control pE'oi;vSsLS. FC3t" L`=A'{al;?piC, the tE'F:?1sE;d' ; C<2:E'f$ . 12 Fni3:"
z:F: ?pGF 3..y.<>i]i?l Z:l3t3:i2ge and tiltitt?33:Fatit'<illy t#c.?"iRli"II#
u z?):3rw,~3t:EiFF3 .t> di.. : f.E?.FF:F;:Fii3 3.F"tasii.;a;ot `.s5;:d, at 'iS;iiSt in p:?.#'#, ?n be idC:nhA.la change.
The iti:?..,cF:.:ti?.> '<tiY> ~ .S9A
T'F3 Ft tti1o ffiaE3.l i,: ;;E3~ .>l 1Zrf,yLC 5sC's E1,1 E:m's:,#"Fl"fF#F. a V:E,d.FEFC?:E? :`.$ s;E.: (>r tF1C?i'C' 3:.E3eq and ?23 i s.a?i?"kili.#ciillj' C;.ti4cf2te 43.i:}E'., (?r mo.E4 actions ...a >`Q ..tSo:isc .? ia. IC.I.:i: ::iF'.
?+~< ~
>i) v'iC3]:?,`,:?z> ~`. I#i regards to t F"fd::S, the tk"i1F cf,< :~.Eaf. ~z;
card 112 m< t2 :^>c;k'C? #'lFl,.t";:
{S:i? :<?i~,.a :L'?~;e updates to 3~.34'i`~:~2C?#lt: il`>'~ti of E.~~:i.~
:. fFiS,.3L1F#?fi %<ii~; c_E., . ~`~`.E' e`S a>a,.t3.t> .?e tr,it;y<7Ã>#.?t,?i? card 1 12 #?1t5y i\E+?i 4 a nde WC,cFEII). a ChGEF"kfxu 3i> n.,t. l?F,.<. .E:.^.=,~-?
device >. >:s s?":i .tpo#`ift.l?Y:;?,l z3.>ea¾ÃvLF. 1I:1 some thw F>,Fa <I.
Eei?Ae C<F=f"d 12 V j~ Y a~=. ` < t\~<~ of < .
,,<~~' s..>ii' Ti.Fat.ti ~~iE:iC:La, c3{ 7L<.`~.. afl ~3ia;EY C)I{:%1~?L~ tC.s E~1 C1I]ti ,~rF' rt;Fivf,: the ...F ,t? , pi1E>:Y:; ii..,F:.1?+d i?.E i3o){ de1Iti<'. 110; 3'dAC address of xe:?SE
d<'.!'1i.. .?' G4'eiLl l:i.\' t% tniiLcit:t;: to host s(.YIt:e .11.0, lCN;.<'3.t1: ;fS Ctf host dc'.Z'#t C.:;Ad: Ct#. .: E.is.. i#1 ?C .:ts:
:.i3 to :?i?i' or f:F3.:y.i't: vZ%{1t5 P{"fF3:chiTig, C3'Eht #"4:'.is.<
v;ol3E;n:; d;<:
:) eF"{.! -s<a:oJ. c:1:i'd 112 i{itZ' i;N..c{2.Ie t?32E'. !?' mE33'f' p1 1i%:S-',i;', to tF~3i:<+:i2iS<;.3t PE:ve{IE: or ;3'`hof w;,>e the fT.i?.e{TIi7i; iflslltEF:tFof1S 106 of potEfltt<3ll.' ;~fo{LO.?C:la ,.eE1R'3I\i. Fo:' e? {#Ii?.i`v' the i2.:f;: 7f::3ilL card 112 {l ril% execute i3:
{:C?i7{1'Fii{IFd $!? ~.~C1~:i{ :{ft .FsS:?t ,aE{E'.d EFsUi ; ~ '? .~ t +.
..,.iN .i" .Y? t3'<3.F3s<?~:ti:11 card 1.~:.. .~2.iCii`#< \L. :j% :F' Eo, >: #..F:;I3. rf.:. ! 3i < S.F~:I.:
'~i?
:t:i,!!3#3z f .,... ..:F3i' ;~.!{f.~?!?3: a t'=<3Ii13T1iiF"fd t.`, {;i' fifli:21Cl;3.i 11if#ftFt;oa{ i;ti:t f~, .2e :i15%
. ~~ r=' : . ~, ;:? :3i~~i :. .: ..:. ~ a i:?. , ~'i? ;~s.'.'s{:'.
i:,,?k?.i4;il:{eF1~GEÃiCi7Fs. the E?iEi2S;{..:FC?fl :....~ .~ :> 2 .+,ct,=
+o333#'.?,.;?d .?uel ai least in part, on an :.'.i;f,l'Ft E!TC.. ET) Jo23ie ex<Z.i31(?j{`s, {,.e t.:{3zh<f.,t?L?:i?
,::F3.a.. .. 2 F:i<?y 3.773i1:iaE~:..` :F t;.:{il e!'3Eh, the fifiFfF-ft:fiti h25tiEF.El.ftf{. 1E36 i?i to at jo<:E;i#; a ,.t'.. Fi? aiiEF"f3l?t'.." of Mi: 'f3i3tE !oY'AGe H 0.. IY? S;tm.:
4:x]:Fmple<i., f a. #.:.aYiS.,ia;.?n card B1;'`.
x ` w i.i<o.y f: a.\e ,.EF3.i= ifi? 'ti'.tTv,Ft,(?f. ~ ` ,Ft?t.e:`:~ in #Csp)tSFf:i<: #i.. at least a s~)@L.f_.iL'=d tZp,:. An ,., e4if?ia:L:ion J-:rt>t:<ss ?"iIi{4 3I3Gl:kk,. F?i%t3v.t1f114F. Ei1,s ;3'tZi3s<;Z'.i.ft311 .:>z??. ;:i?1t../E?:' ..I.):{1'FcF:i3 >Et'.t'ii?;F~F.I:
F?4 .?'iJt::sS.. :i ?n more ..vUF3l b4 i~~~1{ #"f: y{3ev$ to FKHiRE 9. In the aiEil4a`viiv!? card 112 .i)laL ;'',lt'.'i:{df'. a E.'~E}32).i)1cE{3d to dI..`C?fZfFC.L'.i the (~ !] :I fr:??TF the E-mi?4;F:::?o... +.:Ffd 112. IS: t'F{YtitGE17i: ..,.E'd 11.<.' ?'.F3ay i`F?'?tofeE a dfse'i?F'.i3.eGt";:?3'4 ,`.3; #:.ii ui::?;? Ehio.3g:? $i3:'. (31.;1 111 prior to :'1t,1'.l.t:-3#1<' tAie ooFeai.?#.i:'A. ,F3 ti::=I~:Fr' 1:he f#d.i3s<3o.1+.}3'{ iai"i? x 12 In<SL' (.,.{TIJfF'ft, a Flie fini,?t'.ia~
eY3Sf;...?.3.`..? 106 i) ~~~ i':v5{S <:E~L' eifi %FcCC3.3f'1.t i:E>SC)41tlF.!?CF with E~ie card 112.
#.p`3p3i:S,.c?2l<if. ) Ar., Ehe PÃ)'.'> 114 fl#l.t ;=E 1,i1:E.43.C.Ã,t,;.;.
??'qi2<'.SE 117 to .3t.~~ ur.F3.,s.3L`t:aoi# card 112 f<f{ #1zio1'iI3;:F#t?n EZ) generate i3.i1. F.E{fEp3Z;F1;!i i{C2FF .t<~ F<o . 118. In ?f= pt. ,.. .... F?E 3.,~zsE El:ie tJ':fn>:<;(,ttt?{i 7C'qie('sE. Ef't::
transaction 1F.,. i31<3 :i'<3:i3 sFl:{f~: one 1.:1 or F?ivm~ 1xt...f.aiEci#<?37 responses 1 i9 fdGntlyFFAFV
11:{ft}1T.F]i{EFofS [istio,,3.{:w'a ~'c?d:t :s pa:'rIZ.(`>F:Ft <?if.?.3.n':. > n. sC?.i33e i,.ila?lt.IT{enEs.tiC)S?s. ihE'. POS la0vic_.;
1JI.4 may 1;.{?{5f.:le. a n:`.l.2iAtsE 118 Ã:(?
!3t?tht.....>..: :4"? the i.Ff?z3114..ii:El fi-1:ibE{,EE:;t<ii. 106. T.i?e ak3dF>i..<;<A{.!:: f:zGF??):{E:i?n f?"i Ev ifli:?.tde a:Ei`., i3C:'i::!?!3_i3i 313.F333%4 a #i<#nS:{wE..{}n i3..p.:zoL:11t, user a!{d, õS` oi:he3:
I3:t ie.5~?~?fFSt. to ;{. l,.~3-s~~ the EF':{:#aS.3E:ti;.i1.t f'~ti~l>t=~i. I
iis`. :~15 ;F:A<{.{~.,.i> fF;.:~~IEF.Eti~:;:'z ;
..., 1: ~ I r;=..... X~.`>~~ ~ t..~5 3t~:~~'. ;,>.t~ >:~< to E:~iv . ~i..
Z'f:E' ~~ s:3{3:{i;:
ft#. t>.~' ...c::A~fili#
~S an ~`{' t~4.<~. 1~i;
~ tG~i:E' tI1#.:~' the x ~<o~3~Z_I~S:'. ,::~ r~3~~~i !t ~~~.~EQ[.'. ~E.~;
:lii ::3E'. ~ -~:... 4:. 114 ~E`i lilll:i ;?i` Ãf.,{a:
vi:#ii_ `'= .i <'?. The transaction r+;:.:ipa 33..: C. 12v F;.?#.iy include, ::C34 a ''ef'.t`fpE:
. }{?"oL:k.h Ei:: c3ul Al. i<''F.. I2T sonic .3.F)pleF"F{E<aai:F! fFy>. ::hC
5ncE:ilC;;c3.l r-9-i?tiÃl,.a.>'.`=t` 3v3 :F.;1 ii.311S,azT ÃI1G F.tÃhC?flLlt1<?1": 1t.Sj'fE?EA
z 120 Fi? E.,::bf5E: .`i='z?C?
E i s x ; , :~. .EF~c:F:~GFE2 =4 ;c S'i.~fe .?i...L s ~ r~ ~~ i ~'~ s ~F
Ãa?>,~? . .. ..~.~ili~i.,, i:E~.i~e:~. .~ ::.~. E~F Ã~F Fit~>3z,z34IFÃ<,tF
..,, :nJÃltun<?A? , .)i; S?7<3'v ~3F?i t n?. :it. t:~ Ãh .Ãh5oc12FE?E?11 bi Ew`eS.`F Ãz>( I1Fi3Ã3?~C iiC >Cf% i ~ ? .Ã>id Ã}Ff:
ia;a.s<k .;..i ::EiF"i> 112 dF.EI'ifFz; tI'xi'- 3.EsE:3 ~Fg#?-E.Fp AsrL>:;<h`, c?i?tt>;,.:t$.:iciÃ':' E?p:?#'l i:s;.:E' S :?C;tF1..4t.i?.`. >> =.~1t, c't3:E'i = 12 wii` ?F, zt33' x<EFYipiE,,, ÃhC
vi1E'i3 i i 2 :S n1F .Fa~ )' S >~.,aÃki3 F'Ão rn<~.i,v i:..S> e I`Z?., %E3'.Ed,<)r nÃ1,C:1. t`,Y. ?'d=c, a#1 th'.
IlEEFSÃ'...Tl'.d EFFapEE>.::344'Ii:iEETi> .,. .~kSa PEi)3I 3 4 (.?.
:` >.,: :.: ui : v? 1,()E)1p1'ia S ii :;1"Ip1l:i>a.: FAt?G.E' F.EIÃC:d"f3i', +FpS'.E'FFbk i: :<E~.:>w` Ã.,e EFse iii.. ..f'?.;~ 14 .;> '34te?'laEi?v 4 .`ith il:: lecF$Ã: ? pt?'t1C?F l?f th: s='c:-.$('F.3 ?E}+i for E:EE>; s,d#ii?Ã?ic:'.:
t-s~i. p~~s.,... 4..~..ie. F3~ iA F..St:1" :-.`=J.1S:AiF]c:
f~E<3I?S~F~.F'i."s::: A11~.("J:=E21~."t:`.1~~i11 4C t`~'[~'i.
Eic2F31:E~:.?.:1i3~.F
ii?.C t.~~,>..<F7zce. ...aL:, o.i3?-.ii6 pF'eSt:FF-tldlt; :7ail1:i:3ct3C?4F
f12foi.:.I2'sEÃ;E+ill (:', y , $::E3e t3: <3:EF1'+.Fd.E?1i.).
4f3LA3e.Zati .3t:G GU3 109 pi'{?i..dC9;+ Ã'he tYsiF`tICI:EldF' :1s..='?%v`ith a!n vÃ'ÃFc.:i?SFt Ãaiid Eas3_ ia::F2dlZ=' ~ En a ; AU-~i`,C ~ ~.~ Y' i:s3' L'l? i:~iY?t3 ? ; 2i;E:IE. ,< Y3`i~.~3tI~ ~
>~~i; ~ , iEFi~.',3 '=~iis~.~:~L.~.a:. , __; i. >~` ia.li~. ~):~1. ~ ~ ~ . i.~ : A,. : `i .Ãi:i:.3 r <:E Si?
i3:d3 S:;i.,ienà i??ia ii;iGr-xrJi_':?dlti TI7;:sii.Fs fot' $.ii: 11.sE?r eC? .:It1Ãfei;:C: {E Ys=F.if..::.ac4C?:E?
'.t l'F. . >..e isa:Eis<?+."ÃE,:3Z <>.<iEd 112. Th4' G7i,: I. 109 i31F2 pt'c,tif:.2: ,i sE`I'l:,> t?1 :?cFe..Ff.s o .hsi?l:EV;=
:i? 'xx?v }35:.':'.' ii?. fo.i eX:FFplt'=, a..C,~.`t cF tF<3I?s:<.t'1+f12 ;tEd t3t;E:I s>`;$1E'E\% eiEfi.E?..:t1:?P s3:;..i i:E:
;:t i:a si;tl'i:, 3i2?plt'f`i3<:d]j'stÃE<;?1"Fs, Ã'Ã1e t3"c'2.ETbc,ciit: 1 ?`r.i?ff 11 ,c.' i::.t1:i b, i.i3-FpJt,Fi ?EC'i>
ia?iiv=..> ::ii-. iht ir:ETFsct3:::Ã7?31 Ci:EI'd 112 .ÃIFab' bi: ?e?lpii.'-flltFÃiia tEsii Ki.:i'FOTs <tF:+I ?::.?li):E:FS
i:ive oi3ÃsESle i:.?i? 4T3.i?b:Elt`= di'.'6'3t.i>. 110 c3S i3 FOB. lI3 Ãh5 ,.tESi:, thi' Eriii2S.;,..iC3; c.,.f'C? 312 E?:i ti b:% . ..sa,Z':= E}32i; p. Vc'i:i'C.d frt?Ex'E i1F). i#1d?.i>Ãf?IZ.
:f31FigE)i>.E t' f1t'ld 1 Ye'1FC'F"c;E4t; by [I3G PO">
114. . ?i' Ã.Aii?':.E..:IC?x? Gia.xii 112 1'3'loE\' bc:% FIF"kplvil_i:=ItOd sd3 the EC?:"?i i; f iiF: .,:.d1.1:5:`:'1al ?i3ieg:.cd,::d c.a<iid; ch7'p foi 31ii?1F23t3.Ã2g C?n bPCB f?E IC ih.p . 3n :.nFC.> iE7Fz1.em:,.>.cite1':>>
iA?i .i.i,:t,a. i,,3.?i3 cc'3id 11' 2i?:1y bo: i?'A3,?leiTiE;I'l:C d FFF the foTF"4, i3?,` %I :s<:1. G s)c: >3.61C'c. +Es.skÃi?F?
:c.:i sÃ:s9F;..1:..?_...., F:i3't9i po:L`u#'ed i"sy ,\Ãt>.?'E;EIl AC
>Sd;3~.?[E>r d?.E' =Ec3A3i? :2lÃzF?i: ?i`?: i? Ss;F'Fv t~ `>, c3~Fiis, Ã7>. ' 5iEf:Ãii>I3 ~.iFlY~. ,,1i: (:iE11 ?:se:
..?f3,ls;E;Fi..li'.+.~ <34 ;il'F ~`.?:ÃC>.F'FF:Fl _,;.v.r=.>~i'~_~: at.F Ã: .
A?3?~ ..e_ >
i:4e:Ã.3L .? ,. .<? >:E .E?1::si3?le di'.i%Ei:t> 110 f f .<; cc1A;e.`) a?d, i'onTFKSi'FS:.is to f:i?i : ? ob.,le C3i%Z 3:;:
Esii .> , # =phLE.:3? !FIÃ<,3 thi;<>= sd`w0h iFS U:`>B? S<::Pal pi?FE, th.`
1-D;...ti eEpa?tt: tvpuw=E<:E?'t=
A3:e; Ã'.<F?" , '. J,'o3' i?ÃhC:F' inÃ:vrili::e.
in si1;'`..d', F3Y3~.`.leFa?v7i _a"I3 IFs, $h(' ti'iFI}sa<=:?iz i...l3`d .11.2 r:z<3,y pe:<a:+: E>.F EA,...E$zlK4i`
wi:t: _._u .:`F $Iore <?.f thi.. }()iks\S?AtS :2?i?dvs, cE;tFv,: 4ilrd LmLEliit.coYE.. i:3L..<. <c3dC'.>; ;s?f?
t3<3d1i> \3lled-. ,.:en?orJ> sni?G"t;v?:> <37i1 or +.3thi:J" .3kf:i.Uti. ;`h4 :3'i1:3..F,:?Fi?F c<Ez1 ia.. j0.e<Fy <
E_~?i EÃ; .. i..:.:c<3Y'i3.i'.F.?t`alI,lÃ:')li. i3'Fodk ÃS3 t"t?;,we1"t th>' F:F;;.fbFli:_ delE(-< 10 Ef; : i:iFAF.>;.Ãi.ti;E
à i? =.
p4}y Y.,(.E>Z de?Oo iCr.ided WiÃh <} 3i1sfF'ku:az vi:h4iG` ~FV) that n<3v be; fvF:"2:;iFdi::pAf . : i:F'C'dFEf..tl : i3:i, .t2:i'd. ,.l3:1d`C?,' :3~,l:,Y. -Z'.liill paZ'E2"ECn, p..r<?dF.i .E. l.:. ;ozi5 FF3C`de> E?ii`.
i:i=..}#E.>i:.C:`iw... c3.t'd 112 ?.F il' i,`~x<'liFti p<.y?TFvF:Et t;iFI?~<a'acÃ3C3'.t4 ci} i:EF".ty LcEp<}.:?,.L C~t:F p;.E I1.wE.t Ãvi iT3'F:i; l3OS 114) s.i C Cpts P<F Y'm I.Ã
3I? iy ..3{: <a311tc?+ ~}f v ~F3ii~'3~C.'=C~ #t;YnTi21iEli,~ (,.3.m<:3".tly :(:i3F.. E:oplZ'od tby iF;,,iC iii'3:i? s t;3IdL i' .'y'lias;.iA.ai'i~ s payj"1.3s5, VTb<1'S A)i?y-\,:ib'e: 3,1,or t;}.iis. Ai3.fi.a E:kpe s-5t"aL'.
i.i3.+i>ob;~.'i= ...e~' , <3?2d,'t}1" C?Eil{';:i' piy3Y3 #:lÃ
f3=(?{;T'iF#F?.N, After <iho antenna of Ãi<t1':i ià IiE` a 112 ?.> aC?tF1..ÃL.Ei in this aa3C?dQ, a F3?if5;:l1:F.T.F$ ÃC.FF1:Ti<3l F<Fi' CiC'.tC:C:e iiic ?v;ttin4f.' oà :}
a.;
i ..:.. 1l"i~.i+r~. 3~i:` Ã:..i~ 1` ~ = + 7 :1.. :AE`,.~ ~ < v d , a-c Z.: ,~:C- c...x:.13C:f3C,: ~33>F~?~?. ;~3L.: user :E~ :F;Fi;.?.,a?.: .i ";: mwh i3s : 4~iIF4.ei.'!.ng :} PIN, :ij{;1'=?M in a tt:f#F.:1ili:l FiFtt'rlsim o<.?FF:iEf?.;:iii i3.3'it)EIE?Ã C?:
Ãh, ai`> ?<3~ .vTF, atld."iii l?teI' i3e':3C?d3: In this n.. de, such :7aiFk;e's'iC:6C?FS m}y e?e handled .:is a ,.1'.¾-.3>,3.. . }3E;-prLs:,#'F3. :.a.E3`<FcÃ:io3:i. l1: ?t1 ,i woFds, d1t.
POS 1.14 :i)1<^ " perceive 01c :F=;a..>> ac,io>i oi?'d U 2 :F4 a cC)F:<FC:flf'.:is plastic rii1pnSi2.
%.i?:s_i and nF.iiR'' 't:C:4;:iri)i3:i3i<.<.F.t; S=ViÃlZ.
#~:i;; card 13 i.s as a :',C?:i3ÃactlC'SS pl.Fs'tit pF5>22eeE ciaxd $o i.?..eÃa.Et p<>i'i3z<:i,i , i Ãx"a. ..w....e:.3s. iJ? :~~.~t::>Se ,..71.`k?leI?C',11Ãii$1C3T1` WIIe29 ti3G 4...;'d 112 oi)i.:F<?.~~:., in an a.e1vÃ'^C:".aF"d :',:.3i,t.,._.. .:;C;dt, ,;3Z' POS U4 c<1.t3: SF3"eilrSs;y C:iizõ1.}3Fli:"T?c<Ett ~xÃi? ÃIF:' card 12.... ix Y n,:'. s:FTi>i' SF;;Fii l:Seil to c C?F"FF"F2iYF1iE;aEt; Vldt a g3J}s;c i` 24'rzi C'7Ft ....~:i <Fc,:Iv'c-ciA}'d x:a3'Aul<FtiC?i iIFlidC%, :}F<: iF"e}Is<zt,E??3'E
c<1:E'C3 i.`.,, f z313 3:i#.'.`=~ a . ~;ts3i:3:: '`' ,. y ~.-.'.+~.?' ~x}ti1:.1iLT34 t and E2?e}"~+ ~...
.~<'3C~kt=':}7'C~. compatible L~iFF_. i~F:v 11~~~s ~_ 1 .
t'C . . ~. ,~. ~. .
~ In ....`:i t?t3p}uE3.FLn'Ã4i:t:iC?3t, Fi3::i$l3E'=r Li"c, ÃC'F"F"FIF:E'd:
nor :i1e fiYa"a31E.1<:G EIFs't3ÃCFÃ?l?tn. n%.i<3 require ;}{i{:.y.:.`i`. z si?rtp<FiC' :;3 i,x<:::.FF.k. dli:: :1<2F34i3ii}CSTF. IFz .FddIÃ;.F> dFi Ã<.-t1.F1 112 F:
~: .
Y~i3s 3. i :..Y.<3v i re ~ui=~~. fS_iF :?E~3C I 3~?~:}iEC'.i~.ÃI(~Fl i.. i i3 ::~~1~1 e y>i~s`.E.? access C(~...E:"~ .~ tC} {> ~
gs.cs di..o?' i3? a oi?;Ti33'!)ÃC3 C%n\i"<SiFTIlt'In or in a Ã:E'tF11Sdl +:nVF2",:3TF>F3t.'IFE , io<';it<... MC;::i :: iu3`o3 (to roquest i3?:'{S;%t)F'k access :~3ci a PQ application af C:e51 c. `.,3Ãm ,Ei.i E)ny e:;00cSS
25 iC?. sFi.,.t as 'i:<1i34pf?::E'ciÃ'.l?"i, iF,o:'E<,5 or wI)C ii:=`t.'.>
p:FS`n.tF} :35:<'.d;i i4 b.: In:}C2C' to i>}? :>icx >A :C3 a 3d~ iiÃJ ~ >:}d:id/oF" :?dwF Lt~:p~~f+:FFÃIC):34.
>.;: ...i m(?do the e2:}1Jc:cE"4.i?k2 card 112 :s3 }! c:3#};.;:i Ãiw m:tbFlS:
:iav ,' a ~ >F.Ã:'.} ~~t S:r reader ~?x , 9i::: <<3~C),:i"flC:
{?~~;i'4~<.'.e`v:~A?`; {.t<a. when in i 111M?~ of <3 ti=.,}3=i`..nii:iY?4 ÃE:i?m:Fn%il (<'.,t,s. l'Ã):` 111.4). 1:13- 5i?F;.l >371~3~a.fF"ttifaEi}r1;:31~ tI`!!s, P,FA}:3do can ret:;F:EF.':' :>:? special N, U ili3.i'C3w:33'i.'. 1Z'Fti:F .it;<.ide" ?:,wdC?.
C;,}p<1Wfi.\' as part of ÃlFf . tTa:}"s C:+3C1:3 card I 12.
i;? .i?t. .:ve,. ~~a?iFl d"ae IIIC?bei8: di~L'iC;S.` 110 is proximate d.f;..
10 ::::e or .:,`~s.) <.i Ei'<>.,? ifFfIiFFFr:;
i.iiC: 1'caCÃeF" mode <)f dl's% it:}3'1s..,ko}3 card 112 nF.<t4 ::EE`,t:l<.:.::3.` and ~.`mil;:i :azC:
i1`i e+) to ii Ci.i'c i~i~Ãr; E~3 <_?ligjl ~~tt ~e~:l~ t~{` i3-}izy i`3.i~' ~3{' yP,#Fia't??ic .o::' F:3ob:iIL' E-~o-V:iE:='~i~=:3 :1-W -w.ith a ~~I
elC'.1i:3<21t.; ~s1:FE:.Fa as an OK b:3tE>m c. JC?`t'E=3i, F1'F ...3..D, :4') ;,3'ft>FE <1E.'. thi3} diF:Fa".'G.cfi;ptfi'Y21 is F)E.'~#F)~ F'l:qEit.'~sES:'.(I, a.:F.E,`E? i. .,. E.'F' : <t'i'f<34E;i.
OFFE%i the E?'F):i3itll,1:iS)]l, the E3'F3S?sFFG::iCsi1 card 11; #:n d?Fs::?.)tFe ai:F)i ;..:q`EZ'C?, i:t:Y`i t. i's: ly s:ti4F.L A?i'ol:C:,s i3i?t: a:li3V <..`:.LM:e a E:i'1:i3siC'.i:foFl cint.,'<lf <?n~v_EF d g:3 0,.." ;< i3a;v3:at.`.A c. L#t1 F~3l,, LE)t. :I" F~` <.. ~<'1C:iFE.~`x1 ..ci;fF 112 f. i~Fs :;2tklÃ' f?:<t- tt.:.
~.
:4. ~' ; :F3 ~:. < `'lI3 t S.`FS'e =31'i???)'.',3.oF1<3l `)t?st:3-s., vt'2:1Ci<2??:; .hE, ts.xF:;;.,:,he of t) E3i;kct...; Oa t`lf::'rs.
;:'o. :x.:i a p.:e, :tFC% 3'iFInctL<l;'F7 i:'f3fli 112 :i: this a33E)EiE;=
fl"f .j :i.#1"#E:}iE?:3 i3:: e _::E`F?.>L'. INS
tf'. r.k3:i3 F, xU<=E'.it'i#1L '<iil <liFif ..t ?ifl?7?2i3:F1E)-~:'i:1F#:I a pl:F5tf, {`.t):.Eatti;e,S 4c3"'CEt."a'013 :3.f?Ci :'OS 11e to ~,?:}'.#'.sF?:i'e a i:};a#1Hi.iG:):E2 F..qEFe.*# t: F.A?c ffi.FI1F)t;f!).!
~~~i 'ii. 1 ia? ~ tii3ti.~i:..3 t =~~ l ?t~> ~+;5 ,e t. j . ?Cf'~C, ~~a3cS.
EtzL: afF'f;,fi~'>ci; ~ ,~.l z>:..E3 :v,~itF~ _FvfF i~~ .~~' :
+?#i~iF a t.i:~.~tltF3i' <%i1I~E `i fGi'4j ::?tt~.o...:.:s i:.E:) Ã.3#2~E?i'.'EiJ37, the #?3t3e 3li= device 110 FOiIE' displ:.i:=' k ::+ IFx1,.,3:F, i,f?-i E.f d tF t< ti i ;:i i :i t. - ie.i through t}:iE'. {:4IA 111.
:::> regards ti-i i.ti3f'. SciF^'i`iI.FF.i 3:F?:L)d<'., the t1'i1.2)tiF1C'.ti?F.F card . 12 3f%a2% t.<ti:E%uEE.: >., LL.l.,SA:=`F'E of <.:.E? $E:cEdoi 1T?Cid<:, In some FI11phFT?C'=11taIE`..E1J, :a2<: sE.ff t#'tE.+.r F:F..odo c<"i3i b<' >s :l(`,.i:<3W: }`y a.F sp+,',:'=:iF).i .AcE3:):i3 #z .. :E needle point press to a tifF',3 i C?f 44F), :}'i:}n>:? i'. Y?,-F:aswt7.1 'd. ; 3tF IFt! (its 111), In .t S],.?i1si'. ff> ,F. E.iFoE .ft-:::4 a I.n 1, :11 Fs >E)Eii, ti) #<:4:i) iF<?#I card 112 #ifily :7C~ Ci?3''Ff2~.V,}3:i'C.d to receive Pt :'NE:E3bFliT.i2iE>i d<3}i2 fi):r ~,`: t3?3pie, >:i;:' short ='r}F'A<.ro tjv'i3"elEas "F'tvF'fiFCG:
f'C37.F), c,it:t.i?::I =fLeF' d<.t}#s,.,L6.):i, t::FZ:tC. ;i,+.?: as the .<zs'i".- cards L:o}2?pl?;:}31i. with this f7:i33E:i: F1<F1 y tF'.d ...;
iFe~Fa Wy .'i:itF<3:t,..><F:; >.:f;>Ã}t}.:iS;i?'f 1$?` i~;F' a specially prepared tiE:ÃF2)fF'FI;tF'{zE?t`~'. +:FiACI ~~? S~:E)t~ ~3..e~`,': ~<:, P#..st.?:..iA.ir..<.:..o:}3 tiZiL:i'C,c<,YE'eCi in this mf')d`.: ]:F3:F:6' {ft;JitdE.' encrypted I' i= I.t}ii-fi:FfiwF that Yi: 4,:v. C<: .... soC"LEF c#i F"I1C-i"i3E?f'y 's.'f ti'Ic~ t?<3a*P5$S::i+z33 card I 122, 2.tz sf?i31e `::3p Ic }IF#'.F):ta1F:1FFs;. Eeh.i4;;
`.n card i% i:FA ~:F3ti mode T.FTi3y receive O:iw FV fFf~>oFF:E2c.fio,:, i)I~iFF:~i a :n):c%FE3C:?:' of a b'<3:F3"?Y?i;.i',3' and/or oh:.'S. 'Fhf%
,3'<fnn<2<'[FoF ;.:F,? 112 #n:FS' $i>oT?
25 Syi`13Fe.,>:<.. F3-iu ~ ?s il?~.iSF'F"etF~di)Tl that <t.Ite.tii)E?f1dS to the }2sE F accE`E1El't :t;::t:ta ta<...:I,`s': "a">i #F3to1) ie soc.nFZ' 3?3i)di}ls;; i:,..a`;: iF?.:.3;3dE%s; ;:?r :'xaFI1plE
3iEZ="naii: ii:s?' S.`xcc, ...e , , <. ,f.EiL .E';.'s31 106 and `'f~i t ~a ~...~..F Z +:E,.F
.iS~E~ :#d,.i?;; LY"#F=ti1 financial Il.S ~{?S. <.ti...>...c3~' ,:n~.4~F
,~.h,i, IlC' st;i%h?;.3:i;i`d.. F3:e }y be }3s.~d :t? F't-pe1-;iC3#Iaffl7:C.
:h<>Fi)#1 112 :E#: the :F`it:.
In :isiz:F):: t>` a~`i~nnL=I:Fi:3fiE;f1s, <Fl.. PF'E=t'i?,uh data can bt de .Gd if the F"fFC?<FC> is 30 :3:;t<.ti<.d, .F hSJ Ob ;f'Fl.F3 f?"1(>& may bt.: a pt.=E:.i':.tt.C)-p<:e~E' mode wh4 .'E' the i'.33.~F .,,~ Fa1:S' #~LEf:%L ~?C?Si:?3..<?~1:ri.}~{+:'1F 3i3~t)7Faie.E#i?F3 I-rTtl iFIFCj~.I'L# i1:Ffi c3Sif?fF:E t<tF~;=I .~ 1'-~:.
i:F3e3S represent :.Fl additional pz=r4E?})<FiFIatAE>F: Fl1E`.d., :Fs 4i..f"'s:' `,.-...: ,:F31d't:.}' O3`eT-a.Fe-A1.F' fff*Lk,; pE;iso#1Fl;la?E?fr `F::C',i<3i.t<:s:i ;~l:f =.~ YF):Fy` E:?G
Ã.i'i'ee' i.i, a:fii:z3t ps rSi?:.sih,.a:ii?n '-s%<.iwT`l }$. 11"1 u:fillG
i#2Frfli.Ã':3L.+.F:i3ie?FaS, th: ;i<:if-ti'3FÃ'E
0:0~le i?:t y 1>;;: .F p.t'.E' ioT+'m' pF::.i'S`i)ib i:ili.Ãd`.i"3 IF'F[.'dc whE%Ye the $.i'iinJc.L..:t?:i3 c<trd. 112 I'<:Lo.i,i<'J pGi oi,sÃ3a..ir_Fi::t?Ã3 323fo x`Ã~imtÃ.ot3 ;3'i}#n ;:t:.oih<'F
il<3Fa.;<')E:.EioF: E<.:3rd. S'A at.e iwi?
Ã.i:;F.J;.ici. t..: c<'3:i'C'~s U 2 :3Fv used 3i3 thiS T.IIi?Clt, this Il:t}de 7z3<Iy bS. ~..t..fzv"(:.3E fi-f> i .3 seÃ'Z'4.f'.
:? to i.i,.i,"=.idt I)..#'so!?i:llizi3iÃ?Ee sioI3a2'14' F3.s'~vItb- a.
aavto:j, Si:efYe, iimd O'FA
>`.: .'1`gIFd i:o thd:: lil:lii.iv+, i3'iF;di:, i:lZv tfifnCitEt~iiofi t:<3f'd 1:2 fe isi km$p+`I':3rF3Z
C?i..3cti4;;;to ai.o :Y12o.F'fiFGC-.`~. In S<1I11(; EÃ22p~t:i.3<'.t1..Fti<?a s, ;.i2L'. ÃiZ.l i :%; i:iEidF`.= c<3.i2 x:3~. al oI:i?rh zhw p}is7, iil ifiteT'fitcv miih the 1'fiobile dE t Fi:L :t:
sAI.;h a4 :
i3ic.o.`'3D .3.>:.Ã.:.>.e. .ti31 :i'eSpt3115<'. 10 ,ti l:.`=%t4t ttIz t;ctIS'iliii3n of .hC`. .F2iiam-' >.i3?dv. $xdL', c.3 i 112 Ã13ay tai?'ipCti'F3AFly bd:i<).i`c'. as only a ?(3.F15-F31C`=F1ioF'4 card. In si;mv impttC.mmA.:33ii?ns, the card 112 I>;dy .3N<? enter this Ma:ie itA, Ã;e:is`., ).F..ei:UQ. `i3::fÃ:E3^: Ãs, ~.
`~`v:9J~.... i. `;: tx.s .i)'.FilS.~~.'> ttÃt~ ZF'.i3.d)4ciCi,~fiTl card 112 tl >y, ~.~f~.S'F'L'4 lisii~.~~=si<:3Ã".~
a. .
iA 1-i?3ia:'`s`.i..:3 a?iti 3t:ii1 a}.ilaft'ac`dl ii:io#' Cii:tt.F. In d2:i:i Ãn;d:, the tY:SESsa:i.l<?ÃF :,tÃ'S:i 1,.2 Ã.Fl:c }=' ;;ZZ.F,.::w: ~.i3e ,:=iiv<it?i?n process gFiid if ;.i:FLck,ssfLi nie.iy ii:i:Elf>z Eo the active fi.<3s:E+:".
15 .1='2ÃgmL:aii ..34iha:1s`'il:i 106 ilii3r: use ihl.i Elii:id+..i!}
iE'.3T2pX)i`dt'RS' p{':.venti:F>k`?..,`Ã.iZ response tf:i at i.a:^:3. .Et~:'F3.3fy.ta.ig <:Ff least >ya.3~t'i3i1<F~~G
,~1i:?tiEi~L'12~ itCiitity.
I:F 4~~},.a:['d.s to i,:e k3ll,`d F31odP.> the ;.i'<iF:s<FLIiC)sA 4;iFI"d ~.'.? :K ; r3f...3i<>i~c7?F~Y
:i1s' cFininu:3eSs il2tcd:cFcC, I:"; s<3,:aZ'= If ?~)!Gi?Ei.fli.;i:E st15; he ki?E.'d i3i6sfAF` is <i+...! <. i"F: :31?'F:$%b 3a1t`. , ih) R3s..:El ]i7.i:v?'3`.:;Ll` iS'tb the mobile t1teE lc'. l 10 ;>:ic,. <..:o a 1"flFcrC3SD
20 ?F'9~t .oRm 3.:. ~re:p~ifil;it: :.> at least ihe d0.%aiÃ)i3 of the k.il-lC'Ci .3'F+3FEt., alFi Ee'<1i34;3;~iF~3i:i ciE1'd i .,3:iS' pZ..rx3FiTtfi;.i3i:a'v e3s;i3t3vt's as a T:?Ii3.S5 filei'lifi':=
s2ÃG}t: Ini ij.t that the ia1i;'.~.
il::=O+tk= }>i>.tlti i" pÃ.a.shid, the transaction card I i2 :i21ctZ:ir.i 5fcilli' i3o: be :11.EF>. .` Q n A Q any other modes. 1I2 addition, Filt i ' . < ` i t ' d . .
i: rn<2i% delete :F#:tmw.:<:i e.3u.:Ã:n in :il'.II.Fl:Ft3pv i.Y F'eq?(msi' i:3 <31 least this Fi3t?>o bi'=Ii'!,- iFi:lS.a.:t1.. >3'E to:xit'.
25 implt>fnN..3....ti..{ie-is. financial ii?siltF3:fÃOms .06 may E.S:, this m.:de to d ,`.Z...c: data zrY2FF-F e?
iF'#t1,S..:t.:.`Y : :.2..i. :~~ that is p1ysICi3"?l.y l<'3st t;Ylti: SÃfl:
S;:E?ElfiecÃC;d to the 5243:.<t'.;i` :3e..1:`FlE'E'i i'a:iF ii.w ,..`:i d-.i'i?:CaQ
>3; '.'e :3A'is: to ;i"fe z:;:#11s> ry Ã?xodo, F:fl`
1r"F?lya.:ÃE?IZ.4:;;F1'Cl 11,2 i3i":l% operate otk , f?z<35:i inetilii'y yd:\ sFdi:tl that the AI`>yt`iif:1F'L' is iiL:ces'sibl:~'. through c)E2vC;nf:<)..,.:.` E3.Fi.',t.:?C?ds. :`a'I
the ii':FnSaFri:1.t5F1 card 112 .Elliiy <i:F1toifai:ti<':i ..?,J a+..;li a:iC:
Ern>> tnodC' ;'o aa lt:'.a:?t be.illg i-GI11;?b'Y:=d ft??1Ta the host di.\ tt:e I3sF:ae~`t3 a.zm :.i i'koE1-a.i3i.,, ii:, .~ ..i;;<~i I.:.`Ãi:~., and/or other i:y'::zt~,. 'I.=,.is:
1,F~.,FASiEE;~ti?dz ~=~Ei~` E>.' .~i.:xt' be `whv,mu to .f,',,6L4 mode f1'(>dli illw~ ial;;Tlt)"~i i~'=)dv i1y, ftTA
om.al}'3Si,'.~ Ãn:il :'.Ãi3i ii1C; s,::1rd -j 1 ..
i 12 >:t, .:> : sizi;3+:1",::<'.L. dE`L'.lE;i' or TFnY t?'.. Swif.^,a,ed fF=?[3'F .33Iti 3:i?ceG I.iltF d;E`
+-~c ` .;~~a ~ t AE.L i et) ~= a 14 ..4' host EC:t~ t Cc> t c:=i:C.l3.ii, z :>. +.. ;;> ~. =.c.I~~L ?ci~.i;.:i. ~}Ff". s:S~:i'1~:'x:. >; a ,..+('=?3' E~t. IfF
5i?3EE i;F p.e.t)eJ1t<iE3i?X3s, tlIL= Fnt:I31{33 J iA:l?le iTiily S)'}'1r`=I=at;.'= sii?uFeiFit:i::ll4 si.'e'AiC. <is the :iiii'<.Ev'Ã.',..~:~ ~:.
;? 13a 5i?3' c fhw tiiknb<3(:=tFt1FF i.=:tt-E; 112 fnmt= '..=:: :iC:-~,> ~ a = ; \,3, ' . \ 5C3 ~t :b'aF' s '=~
4 tfttaS;:%:, 3:i~<F:FfE~,,i:F-s'x,: ccT.a .,j.
s:3C3'.i i3.
i3;_t3:iw.3:: . L.wF: SYo3' :-`ri.'..#2apAi;., the user I3iiZy :iF.Eit Ft?
3'L;=,~?t 1:a: I:Fc3~A `~ .~.:'. .. d,3~E;. ~F,s?.i :'<nd ~i t? ,-3 fC= ai?St ii'L'v3L`';i, .>L3 have A~'.i iltl~:3i(:~ ~2C)?E C~eVFCs' , tFT?t.%E~: E?~~FC., i'i..i~sv1~. :?
~ ;
3':`gi3a; to the sC?.i.4'iro da.%icE; 3F2Fialcixr..FF1'L`:i3:5 d:E: tlSt:I' may i3C'eE to +.,,~.iE' .ilt': ?.i' i',:~:E `~+'.' host =j '# ~=,; ~3 the ~ s~~'23.. .>~= ~:
~i :3~:: S ~'~. _t .u ~.i'iF~iJc.~..l: i.; card ~~.,:. 2I?~L:~('=C~ ~si s'<3'.~'E the ~".1 =L i.:'F:::4 :31F i,i, ii e:: app3ii;ti#1C)3?. some 2_i31plE,~`,F'kE:Y?tcltE')n:i, the ;xEinteFre management ap~.'<i>+.,tisio3a c.3F bi. ..F" .k,i?PtGiltio'1 directly installed C?YE
iilE .>be1n 101 C'.'3?e<1Wd as 13 ,3'4i7 i n 3E` F.t ?7Ei x.xil .::F':1Gh3'i?':1:=','3:i#iC`+3I
ip,7l:tci3E7C)? such as AF:iiil.'~SyFC. via a i?iJ, ,>+.. p,7 i:. 3Y3 ::ea?213;,g 0:i3 the pI'Esv:du:3''h w<'biitE'., z3}d;=i?" :3EE.L?,`". 1:`EFY'C,;ti. ;?c i"'. ?.ntv tiFe %tppl::,ÃiilL>F and YCiTIfõ5'' their iE.-.`=i3:3.ty, <=Xii.l i3."z ~R'.;ip.e11st'. to ih<'. application 3mtiS` `elIk=stid access tQ? iF. (`Fv?FC~Y.`.:i R<.;.Si?n in the d<"Z=FC%c.
1-.i3.i7i<3 C 7F#t AF: :fi1plzc iitFi?I3. ~~lti= device fa3i3i2iFg.'.iT2(%31t read EiA`
rj=iFls"aclii`,...:d3'i? 112 and dlSi3,<3y Li'.EtJ MAC addresses, :oi:Yi3 iEi.fi'c5 of the devices :.i3ii:i he .:3<i> >i?.:.C`:i.n.> his 3:311:#z,.'n to, other device spG.::fiE, neUE:.fl' . ~>i ;es:iy be miFT.kG:d us c3LtFvv iF1d the host d.E .v1G<. 3, :y be disiE3l+?li.C'.E';
F;::t <. ?;?3it<3UE>i` i)iay enable the ia.;=<`.,r ii) i:qpil>il;z d''.z' yiiEi:EFS of ti'o Yf'l'r ?'Fi?St :r_'i ia ;,i3i:; iF :.spois;~~ to at least i;.ie S<'.lus_('ii>ia. the dC`ti.s.i.e a: <i=3a;f;i3'Fei?.t :FppliGziEli?:;
3Y3;iy 3Y3si,:i3. #.3iG s?.,,Fat:E3"u on th<', new host device cFIFG.
:i?:li3:E'k t31.te3:~ie 5t:3:tEFti as , õ ~ = =
e3~i() ~3i ::. .3; sZ.~:?.#3': 323cE:`Qi' '=0: f.iTC t7'iitliF3t:EFC?;.? card 11. , a:>L: LIhS..; #Ia, ?; 2:tis .; EC? F3. s<2 25 i3pdxF..: iS stt:`s5 C3f t}ifi; .Fl:}bIlo dc1''i'E I 10 to dFtii1lli?Ve'E.'=d. OdaE':= 4i i5t:, ;SEAb ElEveGt:s `e.iB:iy ;1C. .3t:,,tt and ls. .i'=F3:i5<1t?i1i)I3 cmd 112 Fny }?;e switched bs.:cw:.+_-.s ,:Iic two i.:t..viE,t's, in :E.=x i ttS :~o =tiiE:= S.F,:FdL4=il.ib rL.>c:~E pri)LC%sS. tl1e use i31Fly tise F.he .E_'<E?. aE.C.f.ile PE`iF.FE pit.ysi?.ii d3t pt..'st,.<.i t:m3?sa+.;NSt3:i ci33'i'F 112 to i:iC:tv,aif'= the self-train .:i3i?d::, E. x31ssdE`., EiaE`
d:Fi:i F-ilt' bC: Lid.'wtA si33E:i havi: til bE iCiC?c.E:E'.'=ci. WiiE;;i3 dkE: faFi:?1.i<+:<.., i.z:F d 112 30 i$ ins;ii<?Ea x:iEJ t.' F,eb,=' xFoA deL.3c< the piot.SE+_s3'E3:f2y p3',.3S.E:ti:. :a3:.iy E;C, ;c: :s dis.m3s:'4.i ;3i`i?z`:;.
:3F4 ~~~) S S ~~ ci~i~ include any ~3f#t%;3:.i,~, ~~:F=.~4t:FT"k:, .FF<3'=ifF ~_~:,..:F:t~<t)"' tE~a<:E
>.o>3: the ti, .'ii;i:q14tli?n u3:t=d 112 ,icCt+uFlt ;.3:tfiot'mit:io:.+
:i7.i' C4xeC:Z:FiT.r:.F t?cF.~vf+:=.:;5'if ~?' #:F?f?f.. .i51<li3i;J.<3l :f,iy#e:3:i#f{i?15 :06. For t,xti:nplc:, ffic PO``s i;4 Fa z' I3e 2].f3 elÃ.t.i#K?Tii:: C'i>slf regisWr (:Gfi?ii.We of idIv'1L=S`.ily C>if1TFfntfl#ll.<3'fng tfc.l:~cfiF# ~, :IFk?Y.FfF:;#i ;IF
w .t'ii .4.i:: iii3.i35.;C#.iJF i:.i33'"C3 ;:12i. The Pl)S 114 >i3.iS`
wz3';TFLE.f3.ic.:f;` i>cti34:f.koiz 3:f3.br.t<3.i;.i`:i ,.is5.?<-1:<3Ee`:ii w:f#.i>. 13<3d.i#Fi11.Ftl.i i:.oflÃ:at;: p;p22LYFt i3Ft?F`hc?.35 ti1.Ec3:F <3s 1.i1h#t. <'.:.rf#:<
and <%?;.eYS,:j, If '71i#fi?if:d 'ii)':' Lii"s'zfi:,~.4(?II~<3vi3<a~
i?<Iy3'aeT.Fi t'Ii<' POS 114 i3'f<3 ?3:i3"t:Ft13 :.iF:i F:f3ft?.ix3'iF3l1?.i3. 1;+'31h thC', #.f'<i115it:tlol3, i=i.ii'3. 112 :3i fSF.t `F' niore Eh .. ~ . . .. . .. . . . .. . .. . . .. . .
>c31k3"4n; :' r3-:Ff:t.>: 1,4443 "izqx; A%fA, Fcbc>a, NhF:t?-s:., ISO 18092, ÃSO , ?;i9+ a.ad c?
{rt,i3L'3"J, ...' i3'<li3yi i=~#fL3TF 323:;3y ,Ffclt3<_3C Z+0fi:i f~zt:>t.
3.F3~'<L Ff<3't:fi?t3; E;hi ;~:ei.
:l:az~~~?'".'. :o:: f3i13313'sF:f. ii.:~s;i31i. ;1F1i31~-ttt"3I?si$<'.#.EC313 i?3~2,3:3t. f.i 2~:, EAF'?~ .i'h ti::<'.3'i i::
A3lFaF ..`>.:, -ili?aFt ID. merchant paf'<3IF'ctiis, cfedIE t':nCi fFEi:F'fbef, ;..s:iL?..tF'd Ti?FI'Fb:'F', 1#).~i?fi?3<3.31t:f3.. ~Y: ~<?:>?L .:3t~stCt.F3.:`aF#.<?:It`.> F .?.t` fF. FA;
3t?t:;i?IF
<;,3<3.. sf .a:`F:n';. <3:d3d1f?r other ?x3fo7,:"L3:.i> :i3:F"e`J a?c vIF<:i"L'pik~t2. In ilFfL<.strfE(:i6 iFI3plt'fet<:?f;xi<Zzt, ::1he 110S 1114. t2FF;:
:Z'#f+.:3os4.~i ? ce;ve ~.'il:;i'Lp(t`d #:.11:F5i:.t&f)f3.
F.dA?.i'mat.t>nfroi:F1 the tf.i11sc;aA(iF? Q<3A1. H ,: FfF;:i:i elCavfik<iHy 3<.ild E!>s.' fn#:f3"3IFat;<?Yf to one 01' 3T3o7CE' of d2e W23:i1e3<F3 6?SiFtEF+.?4aBs 3?`A?F' F: i t.'Xi2i3Fple.; the POS 3 14 ?33<FS' ?'t`C~E',F vf , an fF"fdF;,ad.F.f that a <s.alfi"etcE?.(?E3 3..3.\ accepted :3r declined for :ffiC. ,l"s C'31 l:.iSd :w oE?FE c`ife C33 :~';:3F:::si:
.11o ;aiiali<?,'4;3i iii<3Y ;;3iiti?fF iii?:;i ?hC: #1"i331sds:'#:#?}?"f card 3 t 2.
As used 3:i# ii FS ihSdl?SLiIv, ti::ts'ht;:i3t 104 are intended :> a pes cf?e:i-ii wf..+_i: screen r.en3 :4`f33., wi`ik-sta#.lf?n, #it;twC?Fk- ci?i3tpu<t.T.. :E
dQ; ktttp r:C3sk, :~y ~~#I,? ?( I,, ]fiii3# ~:3L=, ~?~~3L. one i:t3' 1I1C~f~;
~.?2"'s_s6.vS`Ff)F':t 4i':i#:3~F1. E.:~`.s. ~3: i?%t1Cf' o$3?S.'.I h1Pl.tai3le }?3'ocLs:iI.fY or ~lei:,.T'ii?'.,,o t3Ã'?%FCE% used :w ::a>:.F.~,<3t:t:~`.te ia?~'t?ii3:FIi?:ii <1:.;?t3C.lifto4? 53,'1tl1 the tYFf?~S<.i..tICifa. ~.<3A~. :: . 1`+Si C::Y.<3i31piC'; the :>~,y,#~ 104 . a..;ati% S' :f I'~.~+,3 ti3~3t:..:.f~e3l<'. (.e? LS
f'G;,t;4.dN" i::(sFlIlec:;t wf`.i3 an ,t,- 23''is4i:=f3.f'E~~d ;F.'.:s2:: k:. .7, ,3f3t? ?.it'; L;.Sailipl: . tE;::, +;he32t 104 i23zfy <w'.:I31p3;s6:; a l<3pt<'3,3 t3{iS includes .:4F'F
; _ 1:F33>.lf ? .'2 .~ . SFc:A as a kOypiF.dl tL?'t2vif ;iC:i'E.'e1"'e, fl'kiF;:E i<> or other device that can accept fiY.tF i3iF fii1~~?tF: t~.er~et;C; ti'fFF:E t:C?;itit`.1~s f?fit>:f:3:f~:FC?Fe <3.~,f~':f<1I~C: S3Itl?
~=;wwfwt'.i,# oX%31h the 3:?I3a3'it:f<ll :n4E;;tff:ioTis Eft including d.fg,F<f! v.:fÃc.,. ist :
_i ,? 3<?3.Fi` or f.:I.?I 3It iF, some 3fTiplE [31t,3t:t17S3?15.; #.33c ct:i'.31:: I t,i 4b t.:i4l i'. FfvwS d j=:
iZ';th tb.ew #:uf3lSi.ff;lld)n card 3 3~~.ft} using, Q t:.'iFfF'piq i:fi'i VIFC! 3?f'. i;+:.t:i iF:F
5i?' ae'A ..:3-F3G=FF~ F:3t?i34 N: fILII# 104t3 ?I3C,hWe:i a card F'C:It3.E'r ~ 3:3 .3zi`','Fx?;; a physical afeltn~<~:,'= . 3 ~ir3Y3f3'FLi113i<Ati31 s -~vi#:h iht. 4.'?Tisitõ(:fi?i?
L<3:'d. > I 2c. 13i j.`.i2ft the c2ird 1'~.3 ic2' 1 30 ;Ii<3y e-fe 6cf5: iFFClIFde zf:: adapter 3 3Csb ;h<>
adapts `tÃ1e ..:tw3`123i:-S.:
~aa 7po:tw'ix ;1y d:.. .:h`v'! L 104 (.;~.5.~,:> US13v ~ tat't~ 1f' . 13s.fd:
tf sE'it:i3, ~~ 3F?) to ti-i: phy:bFoifl - 3;i_ ?S?wi i :ix..:` s't'ippt 3F ud E":L' it1c card 112 :9 ~~ ~N- VC). `i:. 1h. s f:`ii>t.,.,:.`= c ~ iC%F3.i 1 04a. tl'E;? :;
:i , ;1,...xk E:F?i3's.:i'.3L`t:3' fi?, ~'63'cjE`S5 Ci}FF?P?'.tiF'3;v<ll#i?Fl.
.. ._i {: "'.U Ii 5 >:i t;i.Fph3val int t= 1:F;.1v?"f<3vc operable E`
cf1c{_3w tl?o E3 :E'F' ;,ss.
W :i3i} 104 tt? .i?Iwi,:<tcv A'1f:43 F3:E least :3 portion of F.h: =l a. 3n i ..i; f'i`F' <3z3y ~:t:#FE<Ti?iE:
~;SL#3~?~`.i.'.; c?s Ziv:`v.i314? t32f3` F?vtfl?T? ftlff33~'.3titfC2T.F, 1:3i-I3f:F=:3~~v', i~'~ `\1~.~~. ~i >?:t)~ i.:~i.`i ;i1:.' P<irt.( fl;F:> user 'stt"z effi::.ic;tl; and i3 L`:i 1Y`E I?~~a0 prese1'ft,fE?i?.i3 of CI7#Ã> pfoZ`idC.t> f?;` :?#-~+".. i },. 'i ;" ; :?a~..
i#~ the si~:~t:;F~, lf t~~'Ee Cst~I 11: iF-~~,z~ cE ~~3.is~ .. ~ .tty A
wiÃ~?
$I.3o-w:?t)t=:'3Cw&hav3i3z 3f21iF'F?i~t:VV.I:E;ldS,pzli!=:dt?sR.fi:3;3y E`ilisoz3;:
opaz ii.t`.i: by :hfi user. ~riIC.= 1C`,.i#r :2iiFphaval user ;Il"SL4fiFw:.
'?aZ' be used .'... ;lic sFFF".:J:FF" f?F'.
ii.? Fz3 iTl :#m... to de;,t,;F'3b<. C:f3.C: E;f= Ti:iE>t'L gi<3F?h1f,.F;:
user e:>Et`iftlt%c4 and each of do:ipji3yS
of a .q><.tiiki,bi= g s.,3t;il:i#l tisL''J ,33iei'faci. =I=l3` L.ri=.4 1 6 5 can l.ncaFlde a'? . =:fpiF3Ga: :bSi'f.
5.3L:, as a gc;:F?i1c Z='s'e`i:t bu'C3 r1 seT or touch wY'Ge3E, that f:F.F
s;`tit::>;; 100 and presents the :"vstFhs to the l:fyGr The f,kl'<3IF<i'l E3;M;F2Et:?(3;?s 106 can t :Ei'ce}`t data 3eEfia? .i.ii`. L.hV"i?t 104 aS?:i3gõ fE?F' vxe`i..i3.?lt;, i.hC'. `?.<i3 E?re.w;:.vF' 4IiQ>+SSEiR' 15 ?3"1teFi.et :; <t>it)t':.r or M'i3ifIN F3i'c:I<.:3x3 c F1d return f'vspK?3'isC,> (e=; HTML
or IT;,,L) to the browser aSFIFg ti"ii. I3L''t\S.t31"k 108. In s.:f3:FC'.
1:f3F(F~.:1 AE:t3.<::kE;i~z ihS.` GUYn ?. IlL of :a.k:: t?'F?:f3vactfi311 ';.i3'd 11 2c ma5' b:`pF E;soPFLC:.Cs ?.hf'f.?ÃIgh the i3 UI 1 >..fiE :?i ;iFL : EaE::f3:
E;J4d3. i>..stie i2"a?pic37?eI3tFftiC=1'3`, :h<, (A)l 1x..~::F may retrieve user c":F=t?:?...Fk.i<3ls :1oTi3 e:11C
Cl~i `.i ? e A ie..d .?O,F?liz<AC's i'iuaFlcic1l DaI"I3s Pf=Lsv11CE:d in 1i1F:. (z,A 11 .,f:f. Fe?x el.f3t31zs <`:, ;hf:`
;_,`i G:. ; ...` n.F.'.y pres+,`.f3i a ISjf`1:IfTl U) the user f;i v.l.tci'3-3g ?`i:vC33i: _:i?#=4 tf?
}?iw Ll,3:i.' gÃ>i?Ei tii3'f>;`+gh t{i' :23.C`,:i'f3e.'4, f333d the GUT i 1 Si3 n'xcit' popui;3#s #t..f: i::S"4F3 E15if?.r;
dw GSI:' i:% aii ;;L:=spL33::3sv eo F3 least a f'<'.q3.ie-a i:'E>fn tl?E' user.
Financial Fx3S<3lEFF3C)nb 100fE-i.. G3.a? iiic.hÃdE:, any Li3fGt~3a ~~ F;?::ii ;:<?= #:i.:~I3:?T~::~i' `EI=:3asc,.wi?...,., .+.vCivv1:E d35<?:3gi? Th:'; 31i:.1wt?.5.{ 10S. For exi3Fzp?L'.: t>1w t1nc#fw>i: 3i3.:^fi#::#'tf;oF3 ~E.FIFa..:'.t1f:I3 ::? it36<. >.F3.ii) bt a ,.~.'bi card p;':?t'idC`,,f= that f::<:tvT?T1fF;t.s wl"tE.'=thCE= t+: c?i3i~'Fisi#.:: a based, at ..,:.t.>3.:i32 ps:in, on 3.f34Y?3X?za11S>F3.3'C:cv3VVd through r;ile -nc:!';t?rk- 10E`. The Ef3tF3'E?' :3a..3mO'..... 106 ,ic4'y be a credit card provider, ii b.21~s:, an <3n:3:3s.>,ai3_F(?I? VI:?.A;, a :i=t'.tc.i. file,vi3,3.;"A Target), a prepaid ?l#,at card pr()\ i.<-, an 3fY:C'i32f;: ='?2Af3'Y., <.t.f3:dlC:F#' SDthcI>, ~'C=23r;:#s#~a,, the fti2cF3Lwd i3ISfiE>:3t.fs3J1 :F6 i?.<3y execute .i?a(: n:fv ?ft.t3<:
<iI=eqtFLSI to s1:ti3L)#.IU i3 tE<n5at.t Ci:a; ?de1.Ft;.tv d.F1i:ti313}*.i=
and :?~i.~sLi 3i3f?i3323:f3f1(?:i3',{z,$;,, PIN); Fta#.i:ii.i~.~~;' f4dI3~~~
and/or a :t5sf1~:#.F3:~.:.E3 i4:th fa?:' ,de'F'3:firaod c?.ci~(?i3:i3#; tietef131;f1e wheEl.i:=f the :zFTIJs..ctdis.il request cx.ek:ds the 16i3:is iFn+:, i,. .'..S'..d3t ?,#.3'iit i3'3fio;.' 1'ff;?iFtes any other .1E.,eh associated w..'3., ffif; :F<:':4v#.F3:Fi.;
i( <Ri3si'3Fii ..nnt_E,cittit3#", vi414the#" "bt'.= 1r;3:I1sEFGf<3#"f i1uS
beoF'; claock?E<d d,.c;.i icd; t:F;di?}"
:2Li L:, px"t.cf ti.,iw:s. I.i3 't.gc-3.:i"dt U? baF".ik ng_ the fI.i1.FFFt,Fc?? -i#:FJ:1Ã:EFE:oLe R):3 gFl< y kf;ai)..Ify an ;a:t >?:.;.. .'1.,..,:3?i? bi1#:ik ,.i,l?i31i):1t l:Z',~i#~ s <1#'i~
}3aaY.a;~t ~f and .Fmo.;:E;#WiA v EEhwtEl?#:F
Fi?fi?idi#.3:3?:.7 ' g , ~~I~V ;1~} code) 'stI'1 d C~vt(=3a?~lI?C: ~"E3fFC~1 ~iv'i}E3<}~1~i. itF :>F<. .,at-C3+?a:t ~113}f~i.'.E
Bi;s.,.l, .,e.i,i: `x3 pIEI''i, i?I'e the ?di'TaINOt{ l.`+,itlda, t'"RS=
fF;.i}Fc::i, iTaE:i.ii:;EF 106 ;ncEy :3leF.
tiLS i3. ,. `e t'.z:t t>:e #":;qE3c;S}4;;d e:ra31S.`.E:E#i?:i3 or 3=cq.et.SE
tadd.:fAiE3.'i# F.E.fi?.iA>1ai#.>E}., sii sf;t ot"kL ;S'p`?F the ?i#Ii:tF"1t:}.iF: :,i14i..a:#:`I2 106 IF2iFy C#:w iF
piibl,< . Foy 's 2 <.?'.I:h:c.a .:F:wh RSA
'i3#' e t;?:i.. wi33'~'t.~ ..?,~='t?#''~'33'3t't.'~:'~ ~;~v ,}l~.
<~?.~.lE~~.i3:FS Sili:~fF <2ti I .,3~..S tf: ~=IF:^,~~. and t.oÃ.':'~'~?E
. J .
da ia->;? N:'ii;': I'k ? F3oi fat.Fl:ii1l,s w.i'eJi`~s` t)#" wired .i;e, fiF3.:FTs'<:.Fxi3 }.i"la>ii?3d<<3.;s ,:iFli3 iFI}V +:tdw#" EL>t;:M or #"tnF"IotL lCsiTFpEFfC=r, :=F.tdF as <:if:'E]Es 1104 POS'.
i,k`vi.t. Network 108 TF1;Fy be aR or a portion of an 4fFtL`zpd"fs4 or s:'::EFE"id..,;(.tw:'F"k.
MMUe ...,m.1.3t<:ti a:i sE#1gl`.;` ,:3Elvv)ik, network DOii ia1>:y 1'3e c3 Q,C?ZiE#:i)E`el?EFs Eaefwf3#9i;
l'.3f #t'aUy i..~~ai:fed zi-;.$(? 4.3.i'ioEF> sub-nets or t'fF"1:EF<El E2~.~ii'i?xE,.4 tSit.iF ttE$ dE:pFf.#.EAg L:'oÃFF: du'.
`.:~~.pa4 A`.) y_ S: , 5:. 3~ }wi as at ~t? [ i:~ a 3f ~ >ttd<>F~ f sf Fef :~'~t. E~ .~.E~.i ~ ~~,. 8 l~efi <:`! f,i~i~EFii;F.E ;' . ,`. ..~..i>ci?i?~Z x c:?nFiF:t}:ii;w;>:.?.`.... fA ix:^ie;.3<1cE?C?.'.? #_E13`i):EE37<3t;,fiEa between it3f.'~ fi.iIE1FFS:,E<:. ..,..t..iiFCF>}j ?E?+`, E~-f.$' i,i f ra:.} 3 04 a31:~3 :be t?ffli3i: stiDI=e 1E11 In some ?"ik,`iFZ'<?:k 108 any internal 3F't:5.te3'#1c`-fl i1S::iY3'C)rk., 2Ff%twt?:lS, a.ib=-F.cEwC3rk, 3, z..EFE~?#.FItEf,F?;>
tit:FS,ievf !?i...rai;~~o to ri3fJl:$<Ftt:s t't?3Y}lF11iF131:a1'.`.>.1h between Vf3:i+iuS co`i:Fi3 i>j :FS., coF1pi?:i3oEF'i5 20 i?:i SYs:eE; ,00. 'Nt?t1L't?ik 108 in23y i=t%TknFEFIFlci3te, a'}F"
e?iE#'EapeC'., ~AFt::.E3ti P#=fsit?t:sS :`3113 i3F1'2i`<+,::s> F."<F`ii3L= Rv!?y fii`ii?I3: s, s3syiliizE'?F2i?i1~
'Ti`aTFsi'.F` VlodS.` (ATNI) S..:eli:>, Z%?: tfi ,.i<E::.i, :a?.Id other suitable .FTIfoTF"I1EFtFf2T1 b<:LV'e<'.n network Ftikl#i,s; oy. 'Ni'E 4'siF'k 108 :3:icl, a.AS hK )#i<.?: :Il:t( s,,.f. sf7;'r.A area Fif:fwC3l"ks ( LANi ).
radio FEiõ=ct,;,st. nwE:v'o.. ti\ ;.ÃZANs `
Y
:3F~,a`vi>=:??,=>i> .:F`i.cF a:i'El=i':2C~~ i3s3.ANs?, wide area 22t.EwfiF'k:+
(WAM ), all o. ., po(.I:,.F 3I, 25 ifli` ;:` i;"t i.. c.`:E3:Fp1.it::A" network known cE:i 03:
i.EFte#`EFC'.t> i:iE2d e#" any t`,.hS:?E i:C1iI3i3FtIEF C-iE~ IC3i.:
sS's:<;i3F or svM<'.t33s at b:>#3f> or >e#.).i'E` ii?i:tl.3.?Fls.
.i' ,! R: R3:, 2 is F block dfi3gt":iFIF Hi13:5h`tltl#:g an exclE2?4p.)lE;
iF"..EF7.ti<.tt: E. on t y mC_>a3 200 f? `4.i .: > 3> cL>32?:i3"f`ai33#tt1Fi11 s Er<323SiiQ?ScFT.FJ IFFiC3T
22:Ft,(1x; FE~}if~ cdjtb?<:Ei' : 1.:?<2 i.E`'hE3.E2l;kg`S'.
i:
I': ,i UY.. 9yaeoF1 200 FIIiiy :v:E#i.=:e;iSlv' i`,on:neaF.EaEc<)i% a ;`ocf;:pt to t.c:iid ` 1.2. ?i:7#tA:s a i::}CDWit.'~ host dC;`v'Fl:e I `#f? and wt:RE2l;2E
:>.ii::#t2 ilFi:t- i,e.?du3Eec Cflob,.,, Sl hE:Te'z A+3a 3 3 , a. Y tv"ir.`
c #F?:.~.vi3i3f3i1 ('~z;Jt~) ~'s~i:~i; ~.~?~,1Saf3E2 l~v~Zlill::t~"}lt.
.ZiC:4s:~ ? ~ ~
W3>i >_ . .:a.:+i#i3ITF11333:'r.i$i:3}F~ ">y.it' .#.F: (UIATv! al2djC1E" any '..=dC. i' i:: H.E:E.<E, ii.'CN"f:f33gY'.
ai$ ;,.'`,3::4,3Li.3; 1ni$?ft#fit;J1'1;i 106 $ili3y aSti.ig1, 011's: .~f-iYi<?i'<: 12?: ;bfi= h<Tsà dt.:.4e: ato a ~.t'<?IaS;?wà z:>s z:,.i)'x 112 F?i response tt? one or ?11f32'S`, '4'f'.FIÃs, 111 5I'?lE G:ie`Fi3IÃ'?Ã{`=ti the Ã?sF
3:i3.; eili. <?$:e Z`v $31E`s?' 1?7?bils. dC'.;'ils.s:< 110 S\'EEi? the ii$?iae'."&;a.1 i ,s';i>Ei.Ã:etss; 10$3 ;i:i C>T?.ai.i i o `4'1~;. . f?f' tJ:s??x3i)~C. I'ii~?L7kifi~ the associated .?<3f1S:1cÃ:!.{ ?F. v<'aiU 12. I,:: ti;f?Ff::
:. iaxa[3ap?:`s. t4C: i:<a3"tii, 112 r'^t`.ly register thB.'= {31'itb1lC'e, i1t;'sif: dvSr;<'. I 10 at.??.?Ti`:..;i ET?St?Ãii .?CYT? 106 17i ?'LSPX?fiNi t(? Ui ..<.<?SE an initial ?T?Z'Tii<3n ei3e:C3 d S f..c 110.
Ra ,?,"...:s . , 3l?G asai).:aatF.{?i) P3't3;,,':ss, the syotL3:i1 100 32Z ?y use E:z, i.:;fl.,ie3:?' c<Yp:3:;ili?:ie,-, of di=...`. .:i . `i dF:,1'$LeS 110 } lo i;;);:?:i#23.i?.I3.Lc'<tIU
Ai7f:EY?1i2ÃiE?il between i; cZ i .3.:e1iõ .i3l 3a3sft$.i3:F.i?t24 10t :ln.; ?`.i3i: u':?ii,'<?E%Ã:lt~:s.x s:'i?.Id 111 Iii CiSiFi;;- Ãi'ic cGfli3eea2' rtfd?`.: EC:oh8K33o::y 0. . ..iC: h>:it 3 : .c , '` :ht; s ;,Ãt'm 1~.ti+ 'e'1?'s:?y i'ST?3:?3-1t?T?3.:=t?i.i.
Zh'I.Ã:h *i.t? :<t? t> > e .,, E iit.:i the :<Ãi. . 12 .s ; {; p? .;x:$~l,AzG a retail device, such as ÃI'ls. i'C~4 {.~t:t%:cE 114 of F_Ã :`~ RE
.. Ã31E;` 1Ehi.iÃ.?'.?E4.,i1 i.?'z3i.'imt.'t?Ãai3?:?, Ãht cellular 00T'h.`.
?f,z'E`;?'<3Tk 202 ype:i:El:y i.is.l3t3<.> , .I'ioiis sV.%;iL b1Ãli.f, cl<'.?IIL$3t;i, <_?'F3sGwiaj'S
a.E?.d h+...\ EcE`> (.t?,a:3"o. 2?d{?.. EroIeti 10=
,?Fv1>:$.?T?r3 Cwi~t.I`?t.: services. IliC: ...uR1?hr C<_i?"e i3etVs:lk 202 iR;t provides Ãi:z::S's:
... services via <1: :t33:i?3bE;r of i.:E,"`fliil;`-le access networks ff.g.
RAN-; and :Fa{`$z,:c;~~:a Eho e: $4Ã:3.>a sys,4:i?'i i$d? <?ÃI?L?' Go?"I?t?ltF?1?i%iZdi}?7 systems such as ..1e i3;Ã'woA`c 108 via a MSC
~?; I~ ?'~ ' S'1Ã~~i? Ã:i1~: zwC=xld1llI' :iE<a:.'a.??`t.~:? the C~f~l.?.~<?:I' L<:3et: i?G.. ~`
...,~i, :i ...: a;i? .au..F :i%'L? v.,. . . . . .. `C. . .. .. .. . .
~~i`'i"~ ..oi,2 iT?Cf r' .ii+.?l?S.k a v{r:=3:it swiWhvd f,r L'J}Ge swikN$2zif p?I'Ã1oE. 131"
pIY?L:C'^,y..r3ff vi?,i:L.' 4.'?jls and a i:?#:i:=. :'.? ;ia;.i.Gaaea (?f' daÃ:a switching) j?o.::1oi1 for S3.ij)z's(;f'l 'e3g data i;.:z:15,.E_t\ for <._ i.. ~~.~ t, ~, <?7,>.?.ti, r i 32ivSsa<: ~t;i and a; 't t'...F: switched '` portion t ~ et<:>.2:>' web ~.?I"{iY=L'ti?TF "~~t .E. " ~:,~~:~A..t=s ~, ~
AASC 206 ih<3.: aw.$:3z.?:"ci or l;:`i7;?3eC;t: MGphoi1Ã ,i?fl`i 3C;tw-Eõ:e1l radio :?!:`,::i'..=iS 1'?f:iwE?rk (RA NNI-) :.. ,$ <?31i:l Ãi:Ãi;' >"?E`.?w?:i'k 10:S or 'aI?fjÃ:,i343 nC.'Ã:wo?'ii:, b`v'i14t:011 cellular G=C?Y'<: :iiGÃ'F,oI'k\ i?i' others. ;:'..:'utd?e core TiE$wt>f~' 202 is a GSNM cC?:<'.. T2C'.Ã:woP.k d?C
cE;... network ?' 02 cEF;.
:ii?tdiZ;:. paE_ke#.:.:viÃihcd pi?di3d`I3.. .:E?;o ts?"i{?mn'1 as CJv...c3al dl4Ei.l::>$ P~F3dio Service 25 ZG3IRS` ?>?ct'tIM;.4F a +.~~em?iiz GPR.`s ~'s?1p'$?<?:CÃ N(3f.s,. f Cs`f3`SNF (e'ao4 f.Ei?:?Jkc.+ udL similar t>
~
: ~ , ...$Z ~.~.
~=;S~. .~i se 'i?ils,:; <3.i1i. $.i':?w~i?#?~? ;`)$l13'Il?f3#i;z?El~?~?
f~'3E,~.s Ã. 2, F3i1~> a E..,;?'<.'"s3 ?~ S.ST ~~
i;{?p:#: Nvxi3~? (G(3:ii~) ,33E.'s .Ã.lz3SÃ:I'1t d) ft3F C;it?bl?sl2i,ig <t>rti3.ÃEz3,is :?Gii3'`i#?pF)i:kwÃ:.
i::?[Z.?Sii:
4i4 iiv]t.'<i ?,dY.''t>z::s and 4 Y):i213'i3?[3.Ãa;<lÃIi333 devices ? ii.
~nif; SGSN fm:j <?.1io data ÃT:,6.`,.fÃ?: R?1' usUWl:iWfli- and Na?Xd121g over call.
t:.;s]YaYE;=4E:?ST?J. The vcliLEls .
;>: core network .,.',?>,M,' ?:i7i?v also .[3ciIF.dz` a 13t?T.?1C;, lC1G;;aEI?i3.i't'Ts:e .' ÃIiLK.2 .,`.. .:'ie.tit?..a;a:i3"ty:
tit:l`i?si ii!')wi d:3:W and a vt4ts" location register . (v' .R) b?_,,.d,`t an SGSN) f?a "?,.i".?Poa.ti.i4.st a:i%i$1Ã<ltT1Y:]g" ti1.Ebtoc.i'ibCt' d3.Ãil k'ti;i( =Z'ed fi-C3ela nri< 11LE <i$?ie F.?'i^-a2-ii>?I{`
on 03:: location of t3z?<?'sL LC}$il?31i:Te$E "t~lE?Fi~ 4zS ':ict4 ' 1{.=' Fe~i#?4 a :. j ~ ..
(3a<.tb<:)d, ~'<7 addition, the i f:=llE3l,ax C:iFI'G= nf:1w(?f"k- 202 kn4fy u~.'s'lEIdC:
xixthwn'',;cc3; i?.i3, a'1'.F.dhi~t i`,.=:latEt?.i3, and . kGS::ot'sflti.?;;
(AAA) that 3:; ti?FFis i1F. F'41i;` c>f.
>3uth.i?:i'..ll1f, ,S.l% ~16:%~:C)lf):i~:1115~, t<ii~ Ct~~ 5.,0 fi:Ls I f :r~
)C:F_<3.f: ~.. <:~'~:. 5\ ZY...,`\, r 4 ~ a. .?~ \~~~ a... ...
v+".L .3L:w{",k 20,2. W1.ilCG tziy d< :iL.:lptI<)I2 o~ th'L' L=E)rG
114=EWoI=aSS. 202 is d<,ai_:?bS:Ei v4atll ;eapi:=i't to G&M ;:i'1w(3.i'ks, the core F3i'tLt.'o,ii. 'li,:.T n):14=
include ii?`.i)<.. ..E'3kd<F" F"F3df;1 tE;c'37. E`,: w.`:LJ slld .a.: UI~ITS, CD'''='1M, .A:IEe Wht't's 'wFIi1':fLft df'pafÃit', fiwn, .:?e i:op<: ':.sf this ta.f\:%}osili'e.
.;e R:ZJN 2:)4 pr}Z%fde;: a t'ildlo f11terAi1c4 Eit>iZtii'.E,.i3 Y?;.JbiqE;
t.C.:'3t:a-h i3:)E? OA`
C:wHF3:ai i;o:t) IIE%t4'o'i?ik .....0,c.~ whiCi.i #1'1i3y provide i'LiEk3mt, Z,'FvS. data, and. d'..?f,~,EfI'E2C'diii sL: `v,v<...:3 Q.. . a vdo Vi n1<3bilt deY%3E:E ,ti thT"C)itWl Ãi :I7_lf:'tck=C34C.:l ....~08, f:: ~- LnwA::i3., the R.AN
.~:;3~ ~~:F::...".F3F~;a.il~:i z3i .~I i?Y?i:i b'FE3 F<Eft: ;F"'s:E~IZ<'.F2GZ
(~~~'') .ai).i~. i,.. ~~a~)~a.;~.F:. i~:ft. R::~~
204 ' :?a:v~)i:S b.,s1r.::v:;: air h:till:.s to j'3htiSTGfti llklk bi1wd I'ItE:>sc ;es f..`r i:wnSiFIS3;i?i3 th3t`u;;:ii the i:ei...:flr C+)"C= t30F:wE?;k 202, ThC' RAN 204 .?t8.y fm~prt'::e3tFl, +..?i:1F'f2ple, 4'ieAf:= of ,A.t ;.i;)l?t?win~. w;rk":lc; s interface 5taf'ld3F'dS E3tb i.,i ftians, :F.,sF :I'.~: AtiifF'Fi;O.<_i ':; M:1:: . ?,_7ne Sz.:f'Of,e (AMPS), GS&Ã Code Division ,?-fiu:t.ipl.
:"zcs:es;, WD>^.i'a.. .:ianw Division N.fiuasiplL. Access cl'I3M t). iS-54 TUM._z E
Gs,:iu:f<.x P._i;ket:
Raz:.? S.._::v.Ee ii`,T'RS}, Enhanced .l:)at<? Itate.S ic)r t11ot)al iEDGI:3, or F'."i3dio il:iwIfctE'=<'.s. L Set'5 F23a4 sI2bseI'b, to ÃJ1e RAN :i)r e1.<a23zp,t'.. to :'`t.: f? .; ,,i;u?a.e' :x`h~pbonE :`,I i Tce. Ctztib;3: Pit.,.,fi)2"I2T1g Systi011'1 (e` s?)S) X;k.l a'f:d?i?
,.0 uc'i'v3f::E?õ etc.
: l:` RAN v 204 .:e<j litE=~1.fE!` ~3ii Stat.i3F1s (BS) 2 . 0 cl?ii3E" 4.tE
.i:.1 tC? xSi:::iC S;if#';C3a?
i':`i?F?tmiit .s iB`{": ;..'. 11 13S 2.31 i t:L.d's z: and Er1:i3\f11Fa1 al.f.2 i.mw.. `6i:....~. . s?`y'~<EÃ tlt~%
;'Sõ;.s.~..; Z3? RAN 204 (I.<:', tr3I?Ji31F:1~~'sA by a cellular device 02e}
and i?ETu'lium1lmes 4?%fE?:t fa; $: 212 2s ~ BSC other i~d,.."-.iL~i'=s 110 C~)'"faxz: =ii'C~ :E? the '~t;~~'~ E:E13'4 ~~
25 :IssE?.!<;w~~ ~v:tb t)ne or .~1j:re BS 2 1 3 a?lta controls the 'tSsol:=fatB',EI BS :` 10, , f a:?i?IFI7~?~i'.>
(' .?aY..~S` ,,3l~tf. ~3:~3' L.~t?.i3 ~ A:ti; . si:{.'.3I i?s ~1t1F1(~'>Z%"`= , .. C:~;iz ,i1 ).~~J..~. i<?E'c::?3 : : f : ` c r : C~.~
~,~~Z ~ ~31"C3 E~F:ii~. E'=vi~+2"E?t r.Y3y A.:3Z',3' hlfllr'tble fi:ff3.ttiE?fis zE;T' Ifta*a<.;. A g :fF"i:
ri) 01.ag s ` .a,.s.o [lii-i i,'ri)m,- B:? 2i0, IASC ,:.)0t) .Z`cfi'fSELi`
access to B4;,.. 222 and Vie y bt. CC3mwLl6.'d. to BSC 212 thf'CF3gh a st<aF)d<lid if2.eI"f:3.`v}=
ii"t?1::i'k 206 1F3td, 3:1 riswh as ,..L . ..Ft3la'e'facf:, WI.t:l`v` the elei1'wA3Es of ktA,'''! 204 E3:'G d.:st.F.:Eie with respect $E?
(36"I, dif. = RAN 204= i3).i3y FIZI:lI:F.d:, tit.:3E'?' 0"diEil:li ii'=c~~~ll'F.olf)g"Fi:"s R:...i> as S. ~~TTS, .>th~..'~rJ. II3 ffi". case of t,' M FS, the RANI 204 may F:r:cl.d t: Node B
a:f]Ei . :>
coiiaca .lf`ys coi,#liF!"t C'iFn] 214 is ii pC?C.kE;.'~t ;yi'I,vd Gti.;.-d.
:=4'3?h : iF'1bC.ddE.i:E fl'AwtS#'F3Eca c3ici.iEis ..><. p#'+3s..,.sti :F`'..3`.br.imatif")FI. For :Aiai23plL-`, the s#11i;A'E card 14 n3<FS`
#.' .Li; ~, ?..<..:Jot4;Ã~?.? :#'i;~~'#'?Y~lEi~?Y:, ~1l~?~E ~ i~3C;
#4t~<?:iF]<i:~IC%fF using ~;fF'i.~~~::t~,Li~ <3:T~,Iivit$:l;fil:i and transmit a responsc. n.i4 S.;i?nEF:t tlE.JS sTii<i:f'E card 2::4 iTF:EZ%
w#:F> ,t.S`,` slZ%
ar..?A:i?i3'~:, ~: r .t ',i?.,F..:;,: .3i~~F i?F3i~~ readers t.~)3'i?tFL:~1 :'~.~.~3 IF?c~i3i'.t.E;';#'F is?.;3F#1 si~{?gt= <FE .i'3:tCas ?$.
:
,ti't T .? 848 kbiUs. The s;i3;i: 214 331,3.1' ~,vi#"5l('.SSl\=' X?iF3F1Fiz# L2it; "4'_i.th pi \F(?Fi2.<. E i:,>Cr's, `.:?:.wo..;: 30u:Fn I:sGJE ' 1444nr.:) to 4;,k7:F) (c.'.k?., ISO :569.3)..?C' C.:JFicir::fl5. tis :im.3i, c....,. 23 . opC'.i<3iLs iY_1lF< ).`:{ft;fii of an 1dit;.:?':i'sil power :-l?q~at [:#";d L<:tpiF.;<:?
$.F'C?i3i 3F>:;.d,:FFE ::<lt3':iii fF'::qtis;i3c:;' interrogation sif:F1FFiS
to p?:4'd.:" .he o#.F?.i?e;:k1<:.`C1 ':iYlu: 5#?1'_in 214 F`>iiFy N? a #nG%;3>F y card : i: c`.=ti.i~:~
:'~?:.~..ti' :<i#'e~. In k ,eF3ci'li.: lxe...I;>.Z C<?:rds include only I3C?TF-4'<3liF.WC', TFllfl;:t;ti', mtIF<i:e and Ti'}.?4`
>_F>. F`:a:: :a>:d.e specific security iZ?eft. idicrC?p:o4L4;,1?' cards #Fli.titd:2 o:<.EF.zie i?i;~F1:b?q' :uFd a,%uu yixi:=(.sso.i cvlFTp?i"1miiS. 11"1 'S"'fF1}:' 1.f2"di-A:#F1UIF"t<3teoF34, id?t' S::t'FcI .i c;3:#'<? 214 c'ti)"F
}?:iYs:,` :ii:>.i-:,kiSF-',:; tsf i??P.'fl.i1:ll4' vicdit i,tt#'d SFrSr_'.
(f?:g; 85.60 ,,i.9cS' x .76 ;F'FiFF. 5 x 15 x .76 ili.Y?i :n sF? mC. .%FTI4323:'.'~1.1 ciE?<?i3ti le sFX'i,:ig card 2 a^?
#Fl<;y ?:si, a fi?:? or .?EElb:A Jv;i1zi$y tt?IXIi, n Tic ;>':".i?'cixi card 21y t3.3'sÃ`y' FIiClii.dC', a s ct[r#tti ~~~te?;F bti F+h A:?i>pe#q.ies ,:t swu':` t;d'31)t3pF'O<:+.r4soJ', Sf'.f;1S3'E' fil( sS'5teFli., hwIn:lli-Ã"e,i~h~~le <ind t` :?' ; be Lo33'fi5;t3:i'ed Ii? A7iei'-tiÃt security services (t g, Co?d.ceC'.31:F<? 3i:of Nii?xC.iz Wi; F,:F>.ie ::".??'F
J: "'>F.;e aspects of <?p Z rFidt):F?., thi', financial i3i:?tiEutio?? 1,06 may as.:' the FF?.i?bll:~
"w,.t .tm'.cC`. i 10 to ct:iilii`ii3.Ei'YFL'.ltbe a3ift*F'iTiat:C2Ti Is3 a1S.' tFe3:SFSii4i:f;?F"f <õsfd. 1 .n.. For ..~::F3:F)plt'., t.h. institution 306 #.3<3S'" wirelessly L~C.3T.FZ.FZ:F1iYilG":%ftà wftie ilI:c >z'3.e?b..3.e host t.`~i(?vii'e :10 :.s2#'i .:>?<: v<.liLdiii core F\.tZi=i_f#k 202. I't? 2il?TFae :iFC
h.z<B:ic1iii i?'iJil,-:il#:.`:. , 1,6 t31c.1' 'taF=431:iF'f3ii ..a.forFllsitiC?n to i?3?bili:: .?+_ m dE`4>-o ? 0 F3? Ef?
25 at h:.,Si ::.. e:t?:F?t. 11:it', :F31l:")n):FE.iti)Ti may include, foP' eX:FF'F:Ã'.l. ~, tF<iii:.FFci.o.i .:3i?F'Ii'4:iE.',oi:
#ec:10.1i transaction h#titC?Iy)y " 2Ipt , a.pphE::FE?C?aFS, Web p; ;~
Ae?:'a/(?,";
?:x?LF' ?Ii.. ? x:?<3i3`.=il ?a,S:ooL'll:ttvd with 1:hS`, financial institutions lv6. J t.:; ov..i): ::F.F3L' i:?cliide co??)lAo ,i?1<s a ,?<u3ti<3iiFiF13, dC`.WF'il:Fb33:I1M; a transaction card :12 .n :?ÃFi;~idG~ thv :?;ti3..F i.?: FIiY of a POS ~.::F~i'ili3"3.i3l: .Lti~;1?='iI2~: a request .~#';F#rt?. a ...~;F' <1~~ ":~?'`.= #'i)3i?iI.? host _ ~.
;3 2-a F +3 'i<3i)'FpS4 , fl:lt fi.tI.iilF<F:3 fi25tiEFEtES.i#'z 106 if#f::'' de.i3f\ a k3FsFt:f#l+:`
host device I W iFm?t;#e3.1<:d :`dih a card 112 dF;i$ .XiC=E3wd <:
11"ctFl;;<:tf`.tit?rF and EIF$fFS.i3F!Ã:
.<..u:;,. > i.i3:t:?itki'slii:3ii t(? Il.a' XFl{}bf.C hvyt t742.c. 110 3.isit1g t.ie .:<'llFF;.i3;' v:`F'~ FFt tv~Ã?3k 202, i i : M#Fg the .':HllbF' coi't'.= F3Ã:~twS.)3"k 202, :bf: finifnC~li3., .ifFsE1t.`#v:Fa.s 106 2n:~ y ti:FFs.a.?:i#t 3i3lt>`"F> ',~.:::d: i> Ã~ i~fr i:f~.. .zs<. t1t~,3 i?~l'C~. i;..~
~'3!~C.'sL ~: 'C~C~~iDI.iF'~? a ~ ''~;~ '~C.=> r i ~ic: ; : `"lE2.,....
~,~'.F1~s.
J#oxi:ia?..z,t. .?> thL' i%itra 112. :.Il i:dd1:`#()i3 tlr i3."`Ã(:=3'I?oFtfvt':4, :hC htae?I?t.$::fl #KiEbi?di 106 inay ,'que.ii 3.i?fl?f#iSi:ioi3 'fi':?i?'.? thf..` ?I:i?bili. host device I
I ` e:he i:':ia15af..Efti 4:<#'d I f:.:
F`i.t user .5iny tj?e ffll.ilF' S<?i'i'. F1t`twi1Fk 202, For C'.Sf3:3pie...
d::
iF.?si3.Ã:i:?':?i> ;},3)' ti';3F?sill#Ã if i'+.qlEeiY fi?i' E'sid::?St3GÃ:iC?T:i ha'=.Ãi;#'S' : ? thi'. . ;'Ã.E . ;,.v , a;..t:.f.fy!'3 iii :ai?:t3i a,qpcdC:Ãs of .?p`:F'i3.I1L?dY. a #Z13;E'C;huE?.I or t>theF" i E?tF:Fy IT.<y it..E"Ãi? F,:[;
Wi:e host `ii3'4?i'~.': I ?ic Ãis a iI'!i?biat: ~IOS '.Li'iTif.ia.i C::ti2fif::w<:d ÃC? ::='F'elcssxS C:xe::.3.iÃo :i';.th Ã)Fe z,?i3:2'Ã c.i..t1 211 For .'.1z;2?.ple; a F'i;1di?:i A:<f^ :?c:
F?t.;2?dts s iiix. <.:.t?:c'; and .Q?::' 3t3ihO" a I?Ii3bFle host deZ%i'.:t. I 10i:
wFtl.: a tF::::,c`'S.C,E:oF: c<?:'d : t2f.%.
i:i? 4I?:5 ;~'.X.a3i173L' E'if:: ti'.;i.S:iS;t1[Sn card 11 2c inay ZS't~CS;
~i Av4.':,'~#L F; vs::Ifi~: :;?ft? i?'tia'tIi?.n, a#'^.?.i.. `ii!,= miii3:#l v,.t$ir{ 214-4 and the l}OS 114 inay mTlsk)1t ai e`IIF:t+;F.F:?;,..to3z '.':q`,.:.,.a: to the >.?:3;3;fv'tE3 !`> rÃ:'Ãilt>.f)i'`.. 106 l5i31: :i]L 1.30i?;.le, ht?;,Ã
i.EevfC'si .~ 110 and Ã:.F. .;c:'.11.Eac'?
202. .z:. .espt,.FfSe Ãio, at least the F'qiZem, d]t`, E.Fa<;F"Ad i11sEFlIF#:ioF" ;06 m 37 ??t.w:Ee cii:
., Is .id~).` ' :?.,~. . Ãi. ~ the transaction Li~ L~ i .. ~ 1::. ~~t' :t51.
~at+~ . Il,t_` .,4,?,i~ <4. ~ ~.~: 10 i.i..,.'`.i3x'Z.o~;a3T;?C' ~; . iA.. E
a3id :::. ;ilii,:E?i' 3YS.ÃNi`i?F. k- 02 ii> si?ii'ls the s,YsÃ'<:iY3 100 inay ;?:.:wtF.Ã<' i?:i3i'. or F:i?.f,it S`f`
Ãiaw 3110&S :3`il,ii it.'~spà f:'.: it:i FIÃtL~~~ZE d. For c%X11>zX? f:. the lF:2.:x::&>.i?F: cFl.i'ia 112 i`,': y ..: ..usl"ilg Lhw <dedi3ii:fi is:iC't3o ttvi,l';+;'log`' +:~f Ei?f:
mobF.li'. E?:?~4 2: 3 di.v'3...'. .: The ;1,.~'cr 3.i7i3:y want to r.`-p<'3'wn2lHzf'.. the i.i-aFsitt:':-FoF. c;:Ei 3 112 to ohifi#t.`.'f;=~
host ?(:L.ct::,; ti? 2<.~:,. :Yll3lt?pli:= host d:?S'F.i'cs. G3i3ia%S:'s' other reasons h, i:-gF3i'i>s- Ã.t? the Sof.w...t't? d.:?C;t mai'ie3`r',4iilvrt'i#, bi` user 3I3<Y [iItS:?lIÃ iC;
Ã3t' fii'#..#IbFa; 106 a g i~,t~~~"l` ?>1.+,} i: a rcqi3e.: zi-s :i: A3:,.i`i`i?<;.ize the 1:.:tb:'sctt:=6t>iF c?Ts_! 112 W2~?
< ~~~ : `
`a.;o itz~,~,. ; i:.,~: : i~~V~ I S S~}
i.:~~ l . \ .
< ^;i <t ' a: t'a ~: ~S.i3.3:,~...C'= Ec1.
2i 1-'.K3 ti E ? a?hB#,<lw:i is a block i~.it gE'c YiA YfiE1SiT"!
carii 112 of FIGURE I i"Ii sf.`:t:Grdiii3oL S<?:11's?
EF2?pl<.nt?f'.".lt.[.t?;T4 oz' the p#'C>;iGiF;
In t:,i.nc=.'i3ti, the .?di3sa<'l1{3?1 v72.ii 112 includes pc.Ã'so.?<..:?ed `>'.EZ`.,`dt?It`=h E,.i3:
~tr ; ~ ,~C?E?~J.. uF~:=di:.t. Ef t. ~~If's. .~~. tNFA, ~.t~":
a .i.~:~ct,.i3z?z~. i#li3(:~.i'?i~iFl~: t?~~1~1~ . 3. ...~rc,,.~
;:.Fi.t,;...3...3:?n card 112 is Io:r i%?.<3:i?1pl:L"` i?litpi3wS C?nlJ, and .h<: Ãi<F~sa.:I'zcs.; card 1 z:'. FI.i:Ey . ,~t i ~ 7 .t =9 5 ~= ~ if:#+ `G:ip~. of #it?s .;t?..,i?-, <3l?. or b.y1-1"L=ii 3t I3'li_~~:~~<:s without t~G~}i3 tFiF g .;i c3i ;?scii?si3ai?, e;> 1t?#..? ..I3~?<i~17if Ã3ts~SiC?T15., t 1e~, E3'i3il;~a3l~Ã:i+}T:i card 112 +,i: .i?i'.JF.lii? :~F :i~.EG`}'Ãif;4 N~'G,~? server _ilh a xi'<1l-t#S.S 3~,`aiTi,~,.i4Z4'i:y~t~ `t.~.
~}<?~':i1S:`.#Z3.
fii? Ai~Ir'~~i 3~34 a iA7a7.`f,.i,:.?x?j 3.i 3v <?ii.t: <?<idc:'.L: F:ppEii:iIE<?i'!~ 3 P . i1\L.;
t;rt',I:4.i3:3<1,: 314. ie,3i E6:e:i. O.<J 316.
i, i1.ips"t 318, iiliit'Fi{i'ct C':)i2ÃT'l3l f-lt.::c;df27.ti 320Y
4li3F<=FF't:. .. 22, E`:fFli, used L;?f?r: 324; ai;.d i'i'LN' il'34d11<3ry 376. In 4:)i3':iC iZllplf?3En+3E oa3s, <1 host t?nt>.iilfE:.r #.i1tZ rfFi c lii I
~'>:`, ~ 302, i ~3C'. ?1it'I_:'U.-I 30-1. Ã ,i' \-Vi;C? s:,Iii:3 ihC: It'.c'{.1^6:i)'ie 3r,,.3-tew''3 k.?S0i die S:i`.i3.Ãiif:;ÃleS5 t;hip;.ei 3M ci#'.iG: the :iE'iÃLiini3 320: ."^
S~~x..t. .ii`x?tt o-t'3Y~x3#.3l?I'?~, <). ;?tlli3'it4' 122i)C~i3.~+
iY?c'Li;~CB #.~7'` ~,~t:~E~'. z. ip,r~e <:#.''..`.i)s ?:fF :illd a.sei' ivdfi;,.`.i).di3ls 314. 1W.'. bank used iIFeI'ti]y' 324 c,ei'd fir4.<~ = Ii'i.f; t g; .F#` Ii<i4' 4):`c, c: 3.n<.;. n;2d in 2't<ltiiA, iY? :i;3Ti)e ii?:lj3lG.#I3eFli:<;:lA;:i25, the ::i3#Ft.it:Ã:kh5 chipset 318 ;n<3y ;3e 1>i.L;.3;;i:.c.> .,_:hii'# the S.a.a'i"'s?' i13i?dtElL'' or opo"?t.'d as a sE..i?fdil;ti'e. ;.ho iii'{to:'ti'<3. 322 <" ~ ~`a `' ;~.a ;::i . ....p.ti..,.~i3.;C ~t.a. 5<..~..:~i. : fw ;v q.
eix:, . .
i?.e i:i).ÃZ..Mi'.i` layer 302 :i31dlidf..ti interfaces to })<?E'.'a die 1.io:a# d;~wtcE,, i:C' pi?ySkiFz l:=C :3'.rli. .?rm; and i1::i:: L:k#eY'Y3iti world, i.t?., -wiFel3::hS/'s:-C?:i?.taC.fleS\ (;. F1F1t.'.:F1C3.:. S. `p<;y1:i2eIeF
i#:iw?, ixe:..:...Fhi?Its t3 :.'~ wireless i;i>ili7LcÃi(ii' can be based +'3E' iEiL Sti1t,AAlC s; F'E',jesS
jii.ti'xti.=z??'i.i :>,t+::): as :Z;.3Ãa,.flesv (c.f, ,., aflAP .4443 .?i.:.B), prC?:t` :,i#.y fC ~c.. iSC? '~~''.~
, (i J, 3..'?Y) 18092f; and/or othe#'S. In si?i)'i<: the :i'F t_tS:E? L.:FtiF
C~iC1ai i.::ir >.iii'. a.:.`.ffier s31 Ti; i<iilt?S'. WI.i'f'.lt'.`=tity p3"i'>rl?C:o?
:ngt..h as BlLietv+3Eh. :3.t!p:¾ivÃ:ii;4' irit,.,f,3:'i s ia;t5 by Ii:ti~l pii:y'7.i'iOSPI it_'nnIi2iFls (FobCa in Japan, M3F<3ri in Asia, 3tt:i~~ i`.~3b::S. >'i<Ti?ki~5 `:C3 #.~1tJ
phS'S.i6;,<ii 3I3tC.ifi:ii <t', 4 ~ F c t i~)C'. c.; 302 ~
õ3l ! s.t... Y? ..:Ã0=rl,.':..e the 3?3C3b.i3e device 110 EiSi11g an SI) As?'i>tocE>g s1i4:.i3. as MEt;t'E)`3EX
t:is NE>: \.ij o Sõ) Ã'}:-;iK>#I.f .i. Iia St:jiltv i:`iiple2?ft';{FtiTi:1Ct31:i, d'le phyjii:<).: >:ti `6{cti>:; I.F?<?y 3:i3t iiiC k, to 4õi?:i?ic?`t bvtwY.'=Li: Ãwi) te:f-fS;i'eFFt I~roE<3f':o~s' biE;?4d> at k'9st f3 P4i'i, :~? the .,.,f?Ã?.'ai: device I I Ã). h1 SC)Y)3e i#:i>pEt'I:i)i'1:E#a6f).?S. the i)'it3 NiC? device 11 `%3ay ii?iY3:31?.i3Y3l:.att ._is1.i2g protocols Sidl:h, <l:? ~~~Ek W&,, MC3`tc ;?;'E?pii_;aEi ,v i{?tE.'='Ãaco., or (3titx.:a\ g.~,,<.., , The .'ZMUx i=t{y,.{" 304 can iI.iCGilide any ~i?aih'ffi'G=. hifi"dwiF.v., :bnww<3:ie ih!'2.i t?pi:,.,e:. as an AM bamv:%1"B :Ã.e .i)3C3bill; device II i} and Ite<' ÃF'#Eil;+<ti:iio., c.,#{i 112 ?:3i,Ei 4E;:
die i3t'i xl3. PF'1L?f= to executing Iieifl-sds:`.Ãi;t11S, ~~le bre::31;;<1C:#.)w? 'i:<:Ad 11.~ i).i:`.>
O.?.i<?.: 3:i3s t.ile (133l='i'ry 3.i1. the i3if7b?lr , C..vic4; . 1*10 in iL'=spC).Y+isC Ã") cit 3{)".'(A:3C):ii, Fi>? , x.:: ip3','; U..,i_. it'fl#'imC,:iO3.. +:'.F):i'd 112 1.tYFiy <ifi.`ms:i3.ic<;.flJ 1t)..rÃiifl a Mllt:'vS.i.Z' R.3:',Vi<:F:s "'` device 110 si "? C~li?~3 ;li' ÃiI : A? t, I ~ ._. i3 1, ..., i i?~~:; xt.. die f.,;l~'. Ãi,.i.l.<3A;#.ei? ti' Ii~~?I:lli:
t. ' i ; in some ^.. ;.. ~. A.:~<F,.3 <o .,.2., L `=:' ` z > ~~Z~' t+IcF1~i3.CÃi~z: <::i'<~ 1 .`: : ~? : e':);iZ >
,. >ai:~. =;.. .
e?'dk.a..dya:i.`i a}i.v.il<, 3.E1-li,.vl" such as a Mass Mi'#nC)iy wl.th, Radio (MMR) ;:?i. .E?:i this dicit2ti:1'l'it,c can da.'11'e ia Lhsy ?Ã:` E?li?g-}f_, that cc.r,:t'L<3i?i ?A?>i5s i.,.S`.i3.to;y elti v" ..U :: , .i :iii3: ; I.i7ta'"{`3`,?cG:. "3~'be NINMR. ; 4PT 132:{S' OXC'"i:-tFEt, s sFi'.`, c's{` FFl,{`':= o:i`2'I?`: ffili?wI:i);;:
o>F3?~:w.`~yisLt.b?13~i'ct tC>.~:~ii i"Ii 3C _'NIMP, controller EV11CFisi'Ã?fFiF+Sji<;g i:3 the ph#a .ini;
...<3a;f using N--1M pls.:,tEx,{:sl (t.g:, SD; M_IM, :YD, 1.~SB, F:r,z6re)~
s,,t:d tnci`ypÃ{:, d :i:_i3.<i iC`, :i: c4'i{>tAoõ+<'3, Z,E1.\: ,i.Ck_{).C?TT"E'ff53 ,YFIt<i3E
fZf, :iiF.Gc;..S or {Y'::F`:E':.C?
tieiii.3s ,i3ts ti<i:fing dt.=scTi..`=tit?37 E>f s:.F!"C?I': :iid"!1 :adfC) itlf..:i: send 3i3s?.f"EF.C'tzt3,i 1Ci thL'=
>i'<FY?s>ict:.s. Qc?'d z x2 ii? Yi:f;'ii t1FC4 i?T:ite'=I1LFiT on with Spf.41fL'l.il: 'tli0~ i?Fvd ;i+;: lda . 3n\`t:e, :3.ie313:i3.; . :I3d.}>, ta{37;ifI3.{F dzFEa tii3.f:l2 <); send .335#.{'ikGi?:? to <:oI'FEF2U'.`=A' to irLi#y,.F?ii dti.i: vF,i the radio; l:si>::.1 f_tl" dmt{ ~"`s'L#Cli <3sS<'.11d instruction to G.o#2r\>tEt:t to JBsE<:d:
iC?9" .d data tii7ch <l:r 5 ri3d i315.3'{t.,:if2i2 t'+.3 t;.C?i3iT:illC'=i lo jC:,ti the r:`\:t:F\'f`t, by il3L 33tiivi" ; ~'cl;:af3\~,i~ii' others. I{F sC;:i3. iTl ~7j<?SFC?IF~F{ftC?iF~. ~:~~i;l~I~'~ l:F?:{F :3<'" ( <2.AAfi{:3.{?f wk., M51'. W:. .t}3.31 I.i3F~3]t:Il4 YFE<3~f i?4, ,`=lPe Ã'riC..{psi31<Ited i:'>O 7 ;t` t'C3i22.i3lG#F".dte IFFi:{4' L?C= a?toC i: sse>b:' i)ie:' SC',E.={3.itj< 32T1?dWE'. 1.{3_ <lddiF.3<?n (Ce C1ti1C'.#' c:#3'ib:t2FFFCI:S.
i:: ::33iC3 hniAC .l?eT:ia.<3fiC)IIs, the API ctfn opu<F.E[: in :F.C>tC?f'd<i?"14v wFfai the two ??3';s's:::sy`s. (1) ih~;' transaction i.,:{i'd 112 if.:i the i)1<fmerand Ehi` mobile 4if i ar-o ? i`:. as lhG.
15 ;iliF~e, ...rtt ~? , 0>c card U1 as a1e iT3fi:it'.=r. Ill FE2.fiftE"?
p:?F"S:' .\,,, the 1.1.2 i;:i>a` i,.t.::i ,` ;:;. ?i' 3.i2d?i'c L 3n337:FFE{lda 3o i}:t. ?':3ob:ile device H 0 in {'e?s,t?.?PF-se l:C?. k3> L:Cai??pls.., ;"iisei:.+.i; C?i Eh0 t:fli'1J#li..iL?:1 c3.{d 112 ?Flio;: :,l.`.: Eil't.hC
?nC?bfle: ff Sf::e 110, ii :.i,ill so::t.#Ii;{?.
bC.i'SL\,Qii. :3.. . EF`<3i34<F~i.iC3~F card 112 and the P{~~ 114, and/or other Ut't#Fi:i. `4i iE?.Y+:?f;
the transaction card i 12 can request dFS.' {I:C1bA?e d\:.k;(.= M to 10~ : x..C:aW :~:>c C)#' ,..aorc (~f t(?lloi.'SfFg fUfFctititfS: Get Ul3['.{' l.?pIAI;. <.ttt S1gi,i.ziai_i'< DI:,,p3i:iy ;.~3t3, &`d`\. i)<1~z, Receive ~:)Elt#:i; <3.i3t~~()~ C3L~liA"y. T~FO tsf .
~. Sc I:3i?:FE ~:#Si"FF#Fd fnF:~ iTFi.i?.
Y3ivat ::õ a .'i'C'ql-#Ls; t;"1:.+;1#\ i. Me GIA I I I fE3?` data eE'<SF11 t.i3e fF.seF, ii.i :SC?Ri:S:'.
.t},Z'". Cs..¾ U.J:.F' liApL#t '1'i2#b' present a request ;.'i>i 1'{):{Fif)ple d<.<2 a?pFFEs.
"f 1?\: :#.:3:<, =;'lif; may be any :+{:F:i#ble j<1T?.Flai sEL`vt-.`i as i3iltiie?'iG, <3.li:A"E;3EFtF>3i's'.#'Ec, z?F:{s'l?>{.
..,. :?#:h.i' st: t , vSii#i3c3.\.1":s. ;i3`, Ãtc# Signature cC;n).i3:F>:,..d .i3z<1'. the {"FFY>l>fSG
i' C.~i.'~z3(if iCiF.Fii?il s:3i#~:i:# such c ? ' ~, d`.i' w3ii11r1~`l<> <3, is..t?{;,: ieF {?F~^C{'. a 3 ~:3".:~E' v3 > i e i.'.
dt.
0 to ;, ID õk(- an :MEI code or a .Z':AC f?ddfC'.s5, a i:<'.m;ik l:\SdCa s.{
.)s\iFA?.FL?4! 2E) Ukt` thC:
;.13';..3i#..?':1b,,;i, c?;'~C)#if3:'cEit>d3 sl{3tilS2 l;9ir#?bC?fF
lI2`iC?Im{FtI.:Ei7 wF F>
1 \\:. ~Z~\:ut:v\=\ A ~i f ~~A ~iSg. lt '~ Y {
<i: F Y \l \~. t i 1 ~;= S~>\t,i il`#:L i~Y){`i3'Fa .i(i;;t, ~ : : a.~<fy' :Fic'#
LC3,i~fi~F:EF"d A7t.. :l:$ :
:i',`.` >ieft.?g 't:o :ix. .,..C;i' i.Elt`t'Lq`"rl tili= (A.T 111. 111 ;i`s3:)e aAFlpi'1t3:'Ii.;,EIo:i34, t:>i? S .3TF
a period f if fi]'i3e, a -C{JeF ;if9`FC:s`.t~f:?:i2, t1i2d/C3F" other =Fluo sC"11Ã: Data 4:`iX2#t1.F:i: ia {i#.C:;il rlTa; ; rwbfle device I 10 F:i? 1.Fc{t;ci1.12{E
pffi'kC'f. data F:.:i3x3+_ its o>'i'?z ~~ ..Y~..~ kl34 S; ?:;4i'iliil .r..~ ~i `f. ~ 3, S~'~is ', t;~':.~i Elli.,liFr Z ~\
a 3, i,.=i~~U. <i', \!?!' . ~..i3t 3~'Q~.{S'C; . i:3.Ei:>
;^,$3. #i>:;>:i .,?>:i ' F'i+qEiE' d-Ze .i}it3b3le (E.'viL:C ~.~3 Et` i3;?ivi <i ;~Ã,`i3F7GtiÃ;iCj?: .<lF:.EIAFki 4'iitF
C<e i<z3i3 F:;I?is:.<:2"s i373C. #d.oTÃ:f" data #':C.<#.Vf'.el Ãh?ti'S;.i4.h .h4' ~:)e F2:`,c::Ecfn. t',nt Ã:a?t% cC??A3F3ia#ld GFiil #.cqtieSt II3t' T21ifbFlC' t't<..:ec i.+:# E<_?
i`6E ,!:'F3;E'< AE3y i:1.3:i :
;,E? <? S,N:iSi ..i:Ã:islSFa'Ig S =;'t<3FIi TIÃ.i'e2iF to ;?e fo.=wÃ?T"dic<:i>?:i? the :f-iF3.y.aLtFvFF 4=.i':.: 112, i; " ;c:_dS to thG UI t.5 i31c2Z C;i, ffiC; ~_.T #:):c y e xC:;:'tf.., f3t:E`~ fi:. F1101'i'`= (;`~0AC`.
i3i3l3:iti ?~: af-':;m7tj i'Fit;dWr' {o1'A3x3':it}F3La.!ASpi}i2:ie; Al'tf-,v:ii<:/x.3C`tt(.E?tc:iC Fi:sIi ib'EC:FIICYiV
F+...i:.~lO.t; Send Ml wEt31 or ;w,ith01:t t:Yei'=E'ypÃ1.on; Rc<.+:..Fie D<3:a ubFt;z <?r wAt.:3i?EFt :3::cFtpd: ` URL Y:s: Ã: DFi'Ã:i. / ~."RI.. Post Di#:<i> tiI?dro: oÃhE.S\.
3i";E' ~c..ii~E'E$y #F3i):T.Fii+`::
.i?zF3y i:l:Fte to se' F7i'it.y Ã..lic:Ã:i<s?1S provided b4 the .:i:?'a.
;ifid <iI'e dFFC`.C:FG`C>
ti?waI'Liti :>?c :x~c'u. :y F"f.iUdlile ik`2th'i.El Ãli's:=
Ã#"w.E_'x<3Ct:1?F:. card 112 (t,x tiine::ci:t~ ISO~ 7816, pi.:sp .it:<?ry i:l?n13mtFT1d;s). IT3 ;ifiF.?f3 ?Fl Ã3?L FF3C'TFE;i't3C?i 4, the i"i?iiy-F#1ci.ade 'j:c ,..?t#e`>3.; i3F.ffit3k::ii;ci3l3%3õ pCC?v;.:i#:E)6]FYig of data, creation o:ÃSt~iti'Etl=' di?m<3F#:i5;.
:sg?Z?ÃfÃe of õUC'LF3iÃ')'' do33ci.EF-F., ti;3dMe o$ EF:w!' C:F'c'.df:FlÃ:d'c7sS iFD(.r '.'e?',Acif,il3;i of ke:y, <.t?lEi'oE.
Oi.s'ti;:',. ..#; ",'C;t3ii? the E:.i3.F3:F1'F3.FI:d5 Ãn<y :;i~~:.`.lEidC`~, non sf::%CEF'1 ! f..?<F:Ãf`.(`a 53i3<.; t ,.a.,a ~tiCh :i >, l:!t' L'Ya:Ã32plL F( t à itfElf:> iC=i#:;F?
lliiii>i'Z' :.t #f,:i1E;i:ld:E. IN`
1 ..;~Ã'~}#Z ;:`,i3i#":3i3I'Fi~ }i1Fiv ~?e:"ff?l'F31 i: TS<ii~ of E~'>t: :
~.3..<`= )I'~? . ~~'f <;ii :i.iw ~icFa:ti':~~1:t~FF i}:Fi~ i }i '. In l1:'s3i'~ #f13~?~Li?' certain ~s :4.'.i or tSI'C `"" Obw ;. <3y be Lcr.iÃÃL.3 to after SitF;3Ãy, t`Li"4{iGe3.Ã;E?i3. 'll14 >:i?.a? .}FiYii .T3~:iy E:+õÃ.?i3ti; or C~<'<3..~t?~ii.i't:i'. .;f'.F'Ãci1:i3 fliiAe:=i1C?.i3:i of t~:v :3'i:}..lN.ivtFvti C.'iF1 s :: ~Y~:Et:' FhiS'i3 .?i.3a3orY' Reci.d;""'fite 0=oI?1FI2=1#"Sd may el-Lcti3.G a 1'S Fii ~'##Ã>? ope?.<3>F.': F3 oIF a `ope.cid it.?c2. of the i?i?1.i'-SEL'i$rt'. 1F3omi1i', 326. T 3:C'= SC~md Dwz:i tS#F:i <3:' without e7:i.ry>6o'; i'C?m#T3:F#"ld #23ciy #.Fa;t:Fi3t:t the transaction t:-i:iT'G.
s13 io tcFa:i::11 d.i.F: wMiExg E:;i ;Wi#. .~;iati iii?t.~i tiF'A with, ::;i' G Xii:Ii"d~'4~, F~?E l'~3S 114. t.t ;:ii~Ã:ia:#:C~Fa. Ã...~ ~F~:i:i F'Fii:l ~%v i;::F3(Yi'4pt::t by dli. t::i.in,?i3cE3C3:i3 ::<):F'd 112 i?t"Af'jF' to tt=cF3:a`e':i33sSF1>tF using, fE? ,k6:y\' ..5 and t.`i3ci y,7 :: :. vi3pi1bUt i stsivd ~4=3Ã.}31F7 the SC'.ctu`FEr' 123.:3c3E1le. "{l3t We:i :4.d.i t?.""
:,,c. ypi3"sn C..c3:i313:F3.iiYtC}t #_i3.<?.Y iu:iEl'3:f,.~E ti1e Eaiiz3Si3.C:tIC3f1 C,.3E'd ..,. '.~ , Ã:C?
I3:ieiu.F3.i<.;.at?CIC: tõ receive data h"<?#i.s #ts, 35'#iC.1i:tih ct;Ã3.F)C,'~E..Ã~~:.3:; wõih, the Q=^Pi.~ ` 3 14). ?:i). i;ii?I3e ;?m;?tm3'.3eF'fmÃ:.iC)nt data dC',C;#.'Z'i3fio#: can bX' #eqzE<'swd by W
sQL:~i3x'#::' :3i~>s i?L ti\iIl'~w', for 4~x43t31~~~.L keys and i.~*.`.~,=J:;S'tiC?Ia cl;~~i?~iÃ.~iti:.s s Z i:;F3~%i~' ':%E2. 1~'it' s:?d1.=-~?(~iiY~~' c~: ~E~`~?tt<?:f2_ I'lfÃ` ~,~~~. ~r~`.Ã: ~~ii:2. :~:.. ~~
si i.~.3Ãd:.
L'=<3?>iii`i:iiz3 =isti'F3Gt the web sQT,~ct' 306, ;:o r<:Ã.i3Eit as t3t,.F' C:=¾flF-F:w :;ct 11)", ;?f?:A
3'#a ,.u...; ns .3s?I3, f,-;1' . tc3i11pl .>ffl-ifl. ::T'L'S.
^4-, ,.v Wi i.` se>Y'f i' 30t3. ;:i;i pii,'i of Ef] OS of iI3C:
IY"cEia::<3.GE1on card I I 2, Ex?ay aSS6"?3:3 i i#:,,sot;.3#iw, ~TRI., sIylc. iiddtvSSing to +::E'.=Sti3.IiE ftlf'.ti :.tZ:Fod in ?~.~ ?
c , nai>; ti3 If., tw.Fm<in.it.3 , ci1.i'd 112. In ;,<37:?( Fllpii.?;1LF.a:3Eio?S, tbe `: ,.:bset\t'' 3,.6 i] ?i3 aii. UIRL ~a?1 rC;tl:i:ia:: Eh; fil': :"S a b[t2w::eF i4 .3.;
t.z..di)i<.
h BTIT:1 styk ti.3#Fs% Iai <iia3e iS3'1plvFInL'#iiiitions, EhE:
CiC.fITiltft.ai: o; dw i:1t:s ::iTl f?e z,3n-mitÃ.e> . .?l3g staiaii<3r;i X11 i'.-M1., W`tIi, r3:,&':3r 104L 5.yl,a ar.lgireges. U::
fik .:.aZ' .,.c.ti.i.:e :13]iLi: dun pl%Y31t ii, ddd3"di:si7iil Ã?f'flIt;it,'~
sti:}ii3.ZE> lCYC:).fii4i'I;T #.i?. i1:411'$is3"y 326 iTiii?F'tve yiEt:;S Li?ii$ the i3'.ii3I:3?le device I 1; i"F?s:`i :aC<.:iSS, ..n s#;1'ds<
the VVch si;'ST'E' 306 id:i3.y s3.ippEsi't 'a<',t>ii:'ify ,3.?iot'.e3k such as SSL.
?;? I`i):.' tNei3 <3C;i'L`t'.# 306 .3my i?'f1P Si+~I' an application 4.F'1.
tiz4::i31C?#y 3426 dFe i.`'.iC?:?fl`::= df.l Ii'o ; .i I :.i'i :i.;>:il1.3i#;i) and ,hC',e;i3.d)i).. IlC', W+.,'t? 1<'n='4i' R16 11?.<3y i:i:<Ft3e:i#. ETi:= ,`:is3FPbF.Ft#e4 of the i,:t?w<t;i= i?i? the device 110 L#'aiil& ft,i" t.l.?3i;pit'., filE;
bEoM>t`E i]N`: :4t..d)i 1 ifll:?, a:, i?n?i~; to .::.'#.):) i'sFffi?1e:, Web page i3::t:i)T'dAawF Eii i?fEht sacbis,. .....t: bõi)vL'~"t'. si.#i.~l: 3`?, fÃ?i' e1i:i?3plt, st3ppC1#t:`d F??~a.'4i;.p %a)z>Ei ctt`. S:.#eeti .iF::!i, C3??i)> 5 <3.i3"Ci :i?.icb.
A-,, `?i3it vt :ht'`, Real li:::3e .A, MS`. ;;mbbY?:w hc:?"t:?f,'wmk 308 f3'Ia:.C e\+:l%u#. :ti16_ or i3lcsab. ??x.\..+s;:is 3;F#yS;d., c3.. Si;ii ki pi1n, on one t>i' iYTi?;C'=
pLnEsC.:h t>f ,'t7i: .',':<EFf?ph`=, ,,2 3i'1o ~i'iti-,e.o.G fe'...,<\+,::si'k iiT~ F?1F3y `.I<lbl0 an internal clock if'ti<3ki1.3Ee oi:: F,). i...f .. to i'te'oZ:id+.` 'to,\.\.:;~ti3S .i,35 in #COt3oi"l,i : to #3t .C.c1.]t iC'.qiZe53'vd. C<Z%'`.a.E;.. ~~'bt .,:3l fi?:>C. >:Fc3#F'w.wE?'<k 20 3138 .#??:? ,.d.,.,w cui:.?.Y: tasks :43 be p.e schC;dllled SiK',h tiA.3 dFc tasks a#.~.: i;:t.cAitf',; in i'i',yE . 3?>Ã' iC3 <il lC..3s1 certain O.:ne ii#ld/l)X ;ve3n based ti.it;.r:t;,;.4. In ~Ti,SniE' the ic:':.E iii:e :ni3i1A nil?, .'k 308 i'Y?iy allow the if3 insert in t%crti3i>l .i<?a.5.ic.,: o.:s. I:a Si?:i?li'. F:F2'?pli`ilit`,i)"lc.tliC)i'k. a p;3.i't of VVAI' s' i##4lai'd< ,.;iffla.Z? WTAt yWi#"el.t~;is ti;I';q,Iii:`23C)y Appl1,.,.ii:ii331 It1tE 3'f"<ll:i ice1n be lFE3ple:`.."'E'.?nt?d to .dl?w C)f:.3:3L.
2 to fl:ilk: i:Eic of fEP1il:tio?.tõ> i.'i}3C.`zC34:[ bi: Eii< E..' `3..C:
:C'.
1;,i bit>tL3t~3' pc.gi::; on the card 1111 110 .a. . send / .ic.:;:ive 1Y'3I'ilesti tf<3tl3, send , 1"GVdti'f? S":~IS, ?:tc.k<. ,, :<`zsõ~c Ca3il, p3t3.y ii i#? i :ma?e :)a: .?.
. .,. papi t.;,i. #ipoii';:i3li(?tiS 3101 C1:ii i icii1dC'. <3:i)i 1.;{'.tS'v{3I"f., hardware, :tFid/:i' i#.ii 1FT i?>t ` A:ii v ti:?a31i~?c:e t 1da,f3(:L?i)T? . F C3~i'f:ili3Eit)fi LVI~:lF ~:iIC> dGtE3;#~. , c.3iz>E?~
't3E .
..,, instances, ,.. :?rv 4,.It'hnS,:d Set}:?4n:e c3t3d;`S':s3" data lZ)r1"d<'3i. i z ~'?" L Yiti"t ~# 3~? ;<,y' s@" F:aÃ`ii::
~. L; he.~.4.-\t ~\
311.> \ 5x:i\ , ~+;i2=: ST I:lf:i a Iv3p<33' iyC'. 1? .i te'il.'i5autYs3w 3'~' ~i:EG ~ ,\4' ~.>
,.=i' C Irwa't:'i"'o i23C.11diTi`' i14i;`.F' ci'odc;IT.1.ils ;:;., :l1'. 3.e As..>?:4+:, iF', a ft:i?`i:F3a3 ri .`
~::o ? r.c\....
.a 1L^.il iiL?'ie t Ei#i :~iiT.?137c~~'~ ~sF3}3 ? a:E }?:l)CC fF'#4. <#i ,{~iia:.i3:.C)~?. ie":
.
- ?5 dii,pci~'323E'.#1~. ' {3 S L .~i ~ G " ~ I~
Y'k p~.~i#<'F).1#:t?t,: 1~3 ?Ylit`d itili: or iF,fF'e: C?z I~:.t f(?lj>i:?:i ;. :#a:?yda31t Pit>x?f:=1i#va (?f the transaction card 11,.~ F#
~spCSn:S`v' :s:s 2a~" ti15t i$A?
.idS i3...,tv:3di.:`Fi i'Zq`ai4 st #'vc<3vt'd f#=CSFIi the Pg:?i;3 .~ 14:
#'c'..<.#D't'.' a r4q?.{i O :i {" :t'.;I3te ;{
:.o#' C,id',.#1:~.~;L, d"i'r.' PO<,,'.'r a it ie:S<:?].ffv fFs'T= fvdL?.i>Ws e:: t..2e b.allk=:ised . ?ili)oA y .. w4.iTl t `;pi?i3se to f'; lt.fsE ttifi: ri~?qtw5Ã:: generate a c 2 "i2:?23Sf E:><?sL,ti, iai Df3:ti# #> 3;:i#i., 3? :la{':= user L.f:C?<,3;ti:lal5; F=E3i1Ji31#.l lie ?Fi:.F c#,:f#C?z? i't''. p? 1:.<' 3^ F;:F :1,10S
: r .. . ? ', ?6' a coTiT3cil<'.5s chj"S;iC1., f"f%S::ii/t d;iEFa, .1(?' f:`.? ..i`.,?z<: a .zi#'ktEi?I3F
i.":?rn t1.;~.' POS 114 and provide a response vf1F.~;:;1.F3t#1f: i-,`a3<
j%ptZ'.E:. d:iEi: E?4`
.?l{> clear da.at<i u. f;1L the L;#1iptoLi`,:iA?h#t: <:<3pifb#l3fie:: _f fl'{i: :.v.tF#:i:
it# i i...,:;iTil#f .._..,i. t:i,Liyptt%d dii:[ii using ihL +.i?:lt<1d1f;=Ss L:=hpSeà 3M iFi..fer:3f...it a #<iI#scf6.'::ioF"f :?iiw::F' w.ct3: every ?~3';.ins.lCtii`,:F3 request $"ei.tvi'.d5 transmit a vc.AF..{ transaction .#.. v ~I~L:#kaC $(? =,'a F`cq:,iGat f1`<::?1f1 ML POg 114.. aE<l c: ?<^<fF ~
;:f$ f:23i' :c.ii.,3:;r".iC?fi '.f;. h':?i;1 the ~~{ ':3 114 :{]At1 ti1e transaction i1i'LC;:i'y f.^? L.%:i of -.?3e a3F3::?k used i13c#f3c;>,i,- 324,; t#.ai`..:+#I1:it t:<allsfl',:I1E>ia fitst<?#'ti' 1C? the CPlJ of $::c(; .F Fe.'=H3gC.?.: f;i:f#t. 112 in 15 t i::'.yi.~.#:,5:? t<. receive '~..:. S.tv.:., a 2. ; .' ti.i ti.:..^t, .
~ISC3 7816 I"C? from * 2 2 CliS..SÃS .'tthe _. `~: ~ ^. ~ ~`~ ) >~iEfi,ll:ge?"zt c:a.v . .. ?, ..:ie(;53~,. c:3i`i't'.:ip+i#1d#I34; ti',:f#YS$.`,',I#():{3.) using EhC. ;;5.;::EF#"S OS; pA'<?S'#:df?
,.`:is.;k to t}.i*.. CPt'; ;li3iit't)r other J:)3't3S::i.'SaCS, ff3 '~-.?,<'F3L.cft'>2c, the E of?l;;ivt#on ik.i-~ pc`;.tif31t'=.Fal. application ~ 10 II?'r.:y gem.'f"r: ic, the e5pC,ft:iv F'i a fi#F'm.ft sp<:w;faGd by the pcat. 'F?.{:Y3t network (VISA., Ai17C`.?F, D#...cf:=t'<'.") <.F:c,sov.F>2.+w=d with a 20 fFita>ilv.:? :.A..b'ti.tC#:? 106 or a pfY?p$iL=wgv f6f'f32<'aE t)wFT,t:d and de3`..F.ed by [Lw iFlic`.EI~C:#i~r ^a#.+! prf?.;<553bli: by the POS 114 Ti:li::~ EF'a..d4c#.E:tic}r: F"~q{#C;: S
<:?nC <.. . :..< of dhS. f<3flC)''.k.a"3g; user i:#,'.de#1t{ fU (mg . account z3f'e#'Flbi:.A): C-xpe.i.-~' d:#{:;> cFfF'tE
:'Z:ifE<. .:t:i#; 113:i3Y3bC',#'S; a ~.""`t.ins<1cf3l?A? Li.)iei"at;, ca,ced`=iSI' iftliC;F: card or I.{3 some a.iag.;'^;?"#eIg:i::fi`s??;i, the payment ippRC,a[FC,F.1 310 i314f!=' :d3ai3p.'iJ:'"=s d:i i?f'owsr;:f' J %{ppifi'.a`i3..`F. 3.o e31a:?lo t#'ci2 S:IC:tSf:`Il:?, I'lIG br04i's4=' 'c3ppl#.L:e'afio-#1 310 may he a E?F=E.'m.^C`.F- Ei1,ia'.
i"3;4 .3. : 3siaflod.:dfihe d.c:Z3.=;',<' 110 is L:{U2.GF" T.i3:iSSit#g, <3 brC#wse'.I';.;F' has e. efz(? S= ~<.:' ttF;`I
I:Fic.#ii,p<3d:?}e w,iIa the ~'~'fk ?(:IVci: 306 on the card 112. 1-^4R.;F~' inm.iN,`.:WiF of aE#Ch, b?f>2L^>e3' 310, Ai,Fi:F:i`~ L:i?I3-1i"11ild?dG<i.-ti()dlS between iffi=
#T2CZbf, L` dE>i`,:,i':= ;:FAd the we~~;z_ õ~;.
ia .iv":.:" .:Sv3 ?:t?ifkr' 3.#>< tbo 37 ~A%!:;v IYFStii3lcd browser.
30 .. ; , i:'.=<1.e-E#iT-li; OS 316 may `vxcGa1E(< or f?th<# :w1: e #.I3.::.F:Fdt' i?:3Ã . >' n<#Te oF` the Ai3acLi4...? ;(".i.ll-I:i3$?G f#'a3374:'.w;7P'k Y0,8; a host t1f"oGc`a4 that a;ii,,paCi2;EC'f?^,S ffii: pi3VSE:.`~F3.:
N.:\S=~:.i`=? ci3?< i:#'i?:l~i~< ^#if11 ( tf3'E~ CTILf and the F-ni`bAl4 device 110; a., da.~-~i-->fe:(.<:
that : `, `a2 . '~ # }l t i==t;iF the and ~Ii,`
z :.,?~.:..~.:..#.;i #.i~~i:.i~ F.li:I~~fl:L ~?G~'~' 2<;-:F3i;y a 'i~L. c"s j :ill#3iZ.<l~?i i31~?F~. ~IF'i?i; y> t~.F : A Sf ~ <'s ;
?
?l?yse:iia i>.i;.#.:i#? L= i`=s::wCd'#F ihu t: 37lscikia(>.#1-'v'1v:iY~ and ~.Y~~~,. =:F"#i: :a3k: ;.?. ', "'t'.,`1C3, -i ry "2~ r?^F~;
~i i#i~#t3'a3,' i?'x ci 3=5.., .i.3 ?`? :i1L`E 3~?#t.ccs:? "ili:it tiZ"l}5iE:3'33L::lti aFS
API ia.i3ta A t..p<:bijIE,,'.4;. d:F :WGb St'3Nk: .:?.:i`. f'aaCEJ 1:f34 320; pa3;b'f`i' 3taF :'EiFA?<' i#?":z3 Li3#w:se.a:;i?1?y, f?L iLcll='#i;.<' OS' 316 may n3<?I?ii'; theJ?he s.<:i3l i'?w#'fi4Ece b:.tty"t.C;a: id?4 CP . ~ fi Ci El7EZ 5i'E;i7.i'i' FZ:FemC?:ty 324 t}k<`lÃ: d:i3t ludE:s FZEZa?zEiF ~.` ;ZtZEZ1:aE<3:~E,IZ
Ã'i? _ .a:=L~~ Oeai :?.i` i;.t;3:?o#y <3'ms io be I"t#irEGU i3.i.e.ss tit'>i~.`C3#' data r E
5:?,nt: . ~:'L'.l.it,/ I-iZ.?dillc; C;<!23 i3i:li#d.: a 5..i:F:Ei'iE3 I'i=:;di.#i:' OS
25.rt>v..ih.-.. tc,' t;;L= s''r:.::3:#6ty module Vendor A#?.d. 3x12iy be :t>#l#~.~.:.i?E. l,#.;:: ,b.,s._F :.i#I f:
>:s :1%1.<iskC< d :3~F.fit:i1t#ti:i1:Z. .3tIC% Seci:f2'iEy' #1~>E;di:#lf. OS
z,icE\r s:.mt.,'lii>-<f iht: E:E<aW fF',i the ~i=Ci#rii?' ?..:dY3li'= It? be L.i3it1pl#2#Z.1 Pc'1.y%pi5s and/or piywiFi.;<hPc.'-if.t,c3iiE>F`s f>F' <Z.#tZ' i3rZ..3 i3~'#33i'j ea ;:onEi3C:ilvsS 5vtill p3iay'#I1i.'.i3# s#:dE3sEa~
spC.E.#6citAt1i, RF cat?d..J#'+3n, EE::
iZ'iiy ..E>i>#3IeiZi<ay 1is3'S' host d.':S`I.E.;t. signatures iEtZ.Ci s#6l<3?i=` modes of the ii.'',:`:t.:E?a?ia 3:2 in the s:%i":aa:% .`.ti{i<.3:Fi. 324. In Si1IZZi'. S:I31~3~.iFlt "?EFI~:~iiZh. E:zs:; fe.il-tE:F#L: OS 31:3 F':,<x' t `i3 i tC? ri3C: ;ir: ,;i#l <. i~ ~
#3;i..i .+,; ., OS i,~i,;iii>:t, j?.'F'~<..Z~#u.l:~ ~:,E.~..a.;: :3.. 4 such =j } vi raw FV i~i3:i2 S,i?CC (?LFTF? i#LEFZ.F~3<i, C:?ap dIc:' Rtt:> ~~=:E2-i:i ve?'ifiE:::;.:o.. N<i1.iZ'ibC`,i' (CVN). Whe#' c9pphl`aElon spE=6f3<'.
EiE_t.:.?lS) :1Fo sE.c:i;'E.` tts F'?:fi`.i3 ii,tm?.Z<3lF.`,,. II:i addition, the S?13:cTC3CC?:i3:7'C3jlci' OS :i31a#Z j sFi=Sw=#1i fl;ii ;:Ex H., as a Z'l...,,::?D stE,3ag:. Eo the host device. ThE; Fi .iESCiZi.E,E>3~~t 4IS
t.i:; }?F:#ii alCZ,i t?:#(Z
20 ;?"#i _.;i,; y :t? user St.SõtE:33", 13iZd a protected device cZ.pplF.E~~.rlo1? SE.cW?n,. 11i i:h#5 '=xt?Y aAs;E.', the dLY?acc application section F.^s:i 5bf.' EISE=C? to store p#l)s t.E?r h(Fi`:C:iI.3i:.
. . . . . .. . . :'.'s``? E.;#~it..`=5 i3;:lE vl~:~-1x.i 3~)C`.i"t?'Et?
~i'i?iTl t~31i segment of the F~ t>i3i?::or ~.::'E.~ >:a:>~ei:33F;t:~ t)I?
~.EZC'.' ?, c fri):+i: ;?"i?iT3 '~i.b:#s :e~ csd3:i'F.~.~~: of Ei1~:= ili~.Illt?f"S>
*.
i'l:;`.. sE:cZ.i?"ZtS'' T?'3.s,3d3.#l:: l'i1ip #I,i:ij% provide ~cl#1.~'. #
#<:#iEc?IZ :ib.2 E~~'iZ?'t: S:.'i~.:i:Ei'EEy-fE=s.a.E??a,. "v`i .i`.f:t't'pi3i?A?., of :as.`=1 t'."C tst?> +ii#a:a ~~i.=. r.F:iy~ tZ't~.#3ii1?#1s, on-board ~?Y'z3:'~.~.:~1lty c<lpEi[3#l}.tiC i fi}3' i .C<:.:s a:Zd s.:>:<tc. cs .?a.:+.i,=#lr f}(:ht'7'`.. 1:1impl3:.Z?e.lFai Fi_?1:F1, E61t; : CE..ii #t :?Zit2c_.;i,E:..s. :) 'i::iF'xF
include i3:f' Gh>iA.):ii;l _i ;. J.
a.. t i.'sa31.:3i;;e.ic;is 4h<p:1L! 318 may pF. vide;a bi a?F."C3E=e`:::t?l ?i: ciTliF/i}#~ ~3'Zl`L~T.'i .~~C;f- RF i:~t;:EZ'EÃ.??EI_#Z_#~'F3tE>#Z. For r`.? e ,i3~fle, ,.,. ::(`#AF.:E:i~E?y el}Zp.... 318 li.i%il include C)I3t43<`3.I'd RF =:=;;a'c.'ilki"`v' to :#i2tet.^,..;t'. el`#Eh an external Z=4=ox:E:
c:s3~:tnia.o>"F Zi:?e'I<s 3 ~iAtt.~LaJ,` =:?#Z~iiz ~~LS~ t?FIiv4Ei?#i. ~~he t11E'E`.IE : <`i2.i?t-{:t:i+:?F- may :?(:.
aC3T v"w?i, L. i;:ii::3i ti` node f..`=i'AnTF7.:Fl. / I'4#edL'.r .b4ESC:
;i::'3Ã3t>.,;, to C:13c'.3'Ft (p:Fss~3've t<?2;) ' :`~'.?` ii? >v't.'~i';ii73t. #43i;=r [it'{i)5c^~.vi3(??? card 112).
<?1.Fii=33?>.F ci?r3E3`t:ii ft3:FC;$.i<)IF 320 may e,=C)#?tI'C>l,--, :.i3ia i3 :IF::iIz3fiF.i> ;. E'3.t<= RF
:F:#i`Y; ?u:'E. Fo:" f'\<3.i31&; thi: ai'ItC'.327:1F3 ci3TTti'i?l I(FIFctS.il? 320 r33i3.4 :=1:aLi i?n.: .?x..,, fi #e ^'i3s.'st'3c% $i), :.31' C'=xa3i1ph:sll..s,.,5A.Fli .IEiEht;A3E3cit:o:'F. GoIF pE., _IC3~. #;: a i'i?#3ti#3.. : St.'. J?x5h+;ta by li-Fc OS .` 1 ;), i3::Vi.tF' other V4#1C:
1%i, <.A?Ãf.:.?g.s.. 322 .3F:;E2% bu a WE
3iln,i c L=.rcios,#+ :FntÃ:Y?3?a itii)E3:I3C. ;Wd Lt) '<333. NFC inlay Viie a ::SffiY ic: s"3 3s..:?: m cla E... >::
,";`ZN . (?:,:~ .; ol`'e'i;:: i:?lC:?IFG.3`Et.
4 i:3 a h?C?ck 4::?eF<p.'.,T'iEi'F llEISj-rill:ng an E:=?<i.F3F3plc i3#+
i.izgt .`Fi QS;:FTt. 4f.Y:? in whh some Spl(;In'L`.i3iat1(?i3S of the }3F'C:#+i;?E d1sClvs'tilr.. .:'E.`
LKiFmple. the F3"i3 3`,<3o?iL?..? of TF3`GU Rx'.. I 3Fii31' b<. 3I:F3~~leillef"1$LlE I.'s tF6.ct33>il<E31,e ":'i:~l t:.:~.' i.hEq-i:iied ai'tCH'+yi i. card 40?i. In WZ'.3:iG.'il. ti1e WhgGTn C;3d 400 F"?i:y F.Ed4.'.Ã;.,11eE:;:t3.ii\ .3...co;<i ;X'.3": iL .:;; a Z /41e' tx.:.i..<li;6t?34. IlF`v' FFIti.lhgC%1U 4`c1.EA.
400 is dw .iUmf3:<E.,?mz p.~.iP: s =s only :;id. i3i3:y . i: .>.fde si)i 3e all, i?Y" LafIerE:n$ eieF'cFt .Oth(?tF:1 d'pa; ,33g 3' s3:3 OFS: scope ict' As .fli3st:i.:il..ti, 1J?e intelligent card 400 ii?<'ii3EieS an <32)eeE3-E3..i =a" ,i ,-,,4Z iEca> phF;?
2F:F'`3 `,.'. . :><:i}iz 404. a st%L;?:ii'3tVr' I3:1{3i.hd:' and CC?Ini},Ltless chipset 4W a (. K; 4 ;S and i.:1Ã;e?:ii?. , 410. "H3.:) ili3iet333iF 02 t'viI'el.C`si/` tE'i3a?S33'13t.5 and receives igFif3:: m3f:=i'? as WC
t: iY ~ili`. '#322~, ~l%..,3.t:3~ i 1 i::F iF~i^ C=iti zS ,; 2 < 1 ,.~iti1:, t}Fk. sLZ%iEf:~3 ~3~i:3ti Et,ar. l'.?:i#I ii: 3 t:F3< S' :~Z='I3.FI:F3.Fy2E.~
~,i3. F3~:.. .; ii~ > si,I
=<:l? iail3?l;:l :'3''F.~ inep#'.5;:<;,ci = of Me <Fom3X3i:F 402 to #llE3.4=
the tE'Ei3:'ti?331t and/or rE:L..slo f:beF.FC. :i'.="y', ifF a:a:..z?:`.., ;.i3<~ switch AdE3S ili?'I3.i3g ci.Luai 04 iT?a\
sE'=leeeke1;% sw1Ã..;F 1AiE: ;3Fti;'miE 40~
o#? :13'Fd o? ?a3 spoi3Se to at least a S;fsIIFIlii3d e.i'C) in :b<%
C~~`PI_; ==E:?~.. IE3 <1#Fl~, ??3.Fpl, ???..:. t: i:tn31s., the <;3Et3:i1I3ii 402 can be a 3hi}3 i range SL
tF'ei#: :FFItm?FcE ;'.<Y#FF<,:: Ãcir Eo ~ r~~~:. .:..~.. as an NAND Cii3:'tCa or other #.3e3:ti't'.FE t#? i3. zyL'4r ` : zt' Z'ls. a `+t): it~=LF3" S E;L,%3~w:1 ',+I:Et~, ~ 3 an 1~õ
IoE co,.,. i3'<)3F3 the CPZi.3 4`i=S ti) ftI3: the antenna 402 a."+ and ifD.
In some i:d?;Fpl.,< a {Y ~...~t, ..<3. .i,ili~+ ~~3 ,~~ ~ > iT?4tv 4 fl.+, tdCl<'..
#E31 i1E`C inlay i `i1c, f that : Cc`1E3 ~iti'..E
i .~'.= E:'s.~ ~'`~i ;?a~4ib c t ,.i, , i.; LI3:<ltt>E, t?f N.~ C ~ ~ TcE.I1:Tt. !~ Fr'lc:Ss iC~;~11Fs'sii?:`S ~t%I'i i tF i E f:'<:}I:;A
,. ~ =
ti.r`'i:l?:i3:F3. in o;s~ii:r F.l? :i'a31\13tF: data back oi a ;?tiY??a..~,-ei tE?.E~.?xt=t?:E::E3.iif~e s.: F:E; .i3.~.
an t,NNi'C a.i'}?psi; to power at:?3vf: reader nF:)dÃ: and 3t'lf E?'Fi:i11 FE3:)de. I?i eE:-EdiE?(?F. :?;t`
30 '<:-<$#>.F s=i:F4' 3i3L%h:OO= an e:itC-t`t3.'sli E3.i.E:dre point reset (ni'$ ..3cl t3tiIn:t?e~e ) E.l,a<FE pF'i):i3Fpt; i.Il`
`~ TIJ -408 to dw=perst??iSlit;e. f:a3e F:S::i3:iC33)'= ol' ;icf%i2SC:
E'=lC:Flt`>AeE.
~\: = ~. ~t'C i3l ?li3\ ~ir.3I5alI`~ tlIf, JE'v1t;.hilf. ct>i;:a?3<).E3d ?:: It'\po15e to sErc e'.:=i)#?i :s:xb .`.n a ?.iJ'.?' ZCqi;;it, cC)3.F'#plot1C?Yl of a t3"s131stFd:.ic:F3, wF2d/{,..i Wh.~31 ..;x:ti:.hCCi on, - 28 :
t.3L' ;,I'L:i.9;'i"Y z.>F#.i"5 and .t?.it:ic1xC:Ss .:htpSf:.`1 406 is ci?FFIFC`::-ft'f3 1I? EEai;= <#E3..L%?.E3iF 402 tAF:d o '":, t#' It3L?#'f'. of a.i3e f't?31L?w#tlg, f;:s#3Y3%il 43gr?t1l4 fL>#
wil'<~L"ss .f1 ili..:;E1'EFL i:fi'F"F 1fF
w'iiF L?tie L?I" I3"#E>:(:= fi3l2Tit:Ets, dCL i^'pt #'f ( vaC ( f# F#FC >Sc ~CI S:tilf> if:?'3:F?<:
Tes; i331t}leI]-<:FoÃi+C user i:F"i.'doIFiI's:ik' ?l?L'23ll} ;#ti?:'C d ;:i ait.`= #Fi.`.:iz<ta`2% 4 3.fZ;
3:i>.d. :? : i.dw# pi'f?f',''4;ii.>#:. A'i7i: #:E2L:nA(?i' ` 41 C) #Y?'y #T36i3.d4 <3 s(tit.F:: 3 :if:i tFi?::i, .'i# ti?#< ~dT?~1~ III~.FI~iI~:#t?33, the svc i;i= Y?](;?3L?
i410 a?3i3.j% sE<.t < C? v;3F #"di':`.fi' Li;i<:4"
f:#" i3...3.i$?ii3-; fiF<3t <3Ct, ?.i?t <3L ~ Ctiti }?.~fi` by fhe lEen h1 .3d'+.iF.t2fiF2, thL' tZFC>=F:?#?:y 4 1 :? F-z<3V iEt:"sF'I-=
Vffl##F4 W.u 3i1+ões, appA?.L:GEti.::3#".s, tIc:Y1:i':4L%2FL?fi history, il13t`s:'C3i' other c?i:iw, fla :ii;;#"EF =
~,~; i Z `AS' ~~ ., `,=~S .., 2:) .~.:.E.k:?.
Fi1t3Y3tf's3~;% 41~i 321dS l.Fl.(:iF.=.t~C ~'~Ã#.h~2 F2:FZ'.Fa?L. ,iFA` ~ Ã-~i :E..
.:d :,ta dhif31i. the fn;'i3"i+.<33"Z' 4D+? I2"#a}` be pL?rf#fF:,ned fllto u-~=t::# .tle#:iZ:`EL i::i tdC>,Z'Fu ;:ippiH .'r.i:t>.`> .`?:c.Y'(t3F'y. The eMptiS:;~ 406 IF',c3i' include i3 S(.ti~F.EF'FES mL3d#,}e' i:31t is. fi?r ex.3lF#23if' V1:i2:4 (3n~~o3" MasterCard certified R?E' :seETv`i#1g AiT:ez,li.:Fa'E <ZE3cF'`(}b' ...
<3.Lua,id:33iix<i`#i:h {,.-diJbi13 tit,F(?daA'LjS. Ii3 addition to a user's fifF`ziF"#i:d<':3l fllt, 'scQE#.i'v i`i ..~.7. ::?:`iysto#.e S#.?#1<3l'l.i3.i.`,:< of allowed b<?St doS'ii'<'>
F3.IFd/SF' idF1leF'aF-1<3 FF?L3i~C:?.
". ..: som3e i>d?k3TFen%ti#i#oI3J. thv (.PI_1 40S may ti\x'#tl:l"i the antenna 402 b`"v't4'c-'s:`L.'"c:
:t(;?::%`c; aE:.`. :.mL: vb.it:'. mL?li<.> b<Fwd, cit lr'ils: ?3, pkt,E'$.
(?:I ct a}eno#Fc4E#'al#.L?E2. "`~`.?<E3<1331#:IL>.i.
~C',<~,.~ i~ ..Ea.it?n., i:i:=Uiiti:-d bF'> Z 1 t . . .Yiia. t3lt;. c user, C !1:"tri'i?iit(?i' U'~, fE?t<i:i~3L:#.1 :ks:
A?EY i, >:i#': L?: others. ~'i? I.:X3.i3~~1i:, the ~'lIt% 44!e~ #;3ei~' ~GtE...~?~, e~.E:;'= <Z:E3.~+<>.EaE).<F ~Ef~2 .f... .i~zf.fs..f)t L:.ii"lt is physically awd?F1.i)~.4~.~'. G E< .s a host ~
i..~. ?tE t3'~xC:~> a ~ F La ~~ii{ .g(:
a'I3.~.a the .a 20 :?l:tY1 T :}<'3N >:'F#.i`, th..' host de:?i "4 is sE3lceS]f1.,H`,' executed. ~:FA sC31:Fu; i#F?.pk~F'aeeT1t:F[iofFs, th::. C't'l:. 408 may a liti?i3.F+.i..ia;iitlL' deactivate ~.l2i'.~
:EF"S.tL~">iFaa3 402 i:~`~?C"#:i ~:~iL: ;t~;.tC'.~~.~>t FFt :.~:iiE:
=: .
? ;,?:~>4r`.L> t?;3'.i d"#i: i7L?St device. It1. :>i3mi?
:i32)oE;tYtmucl'[Ft?Fq the n.,<t 4t.,~ .'.. #
#$? is rt <3ib~ iy:: ,,i` .: sIli:3'i Ee2<;i tt3u ill#L:llTgtiii t.~3f'f~ 400 ~i?~i`
~1t? used E~_. a ;T~:<2FF : af%i:.i Ss d'.4T. e (E d,Otit: Gn ;. ..L L' .hc:i}1). in i.fi.;`xi3?'C?s Es" t,1t=
a:<t#1L>5hi3ki#14 s`:..e:a5, iE3i.' <:'pÃ.;
-,s, 408 ~. one r, ~ ~ to E;' to f_f:
~
.: t~ . ;:~~.'i''s: i.L. >,= sL t'L',= authentication ~>i'C?C:L'..y. s prior ?(. ii.-:, .3E1.F. , (.?
i.Fat;dl3 g#_. ,.aF,J 4.00 tint:;=c?t antenna 402 as i91usua:et:l inFIC::.liR-f.: 7, Ãv,3# t-xarFi.~~le, the ,~
Y.~-~ i-F)c': naiy f.'.`>..'=`v'fiiL: a t3hti'sIL'sii fitithC?#lti'=3t#::i)., a device :iEbdhf,`.x>i#4:$.I<3I> ..:?fLr f):'<3 kFSf'.#' >k a~3s #"#:i< t?
:t,.i. "td.+%Fi, g. t.>: L>.xF#raI7le. illL? CKi 408 Flli3k' i?i'.:1vF3.IE'.
Eitt_ antenna 4tr2 in at .Z.<3.,.F .#:iwa;.F'ig a f't:>d3.lCC'tii)#t ?=.o fhi, phS`S:ci3l 1iFiC:a{@t:e wfM tFt~" ~lC? i t.<~Z::?e as ? -SD
i ei.i :ilit .:=L';isi''.il .1Tist.3.lli3E1i:>3l of the do4'II.~ ['. driver zL,' E"#Fiss fl#>..?E? t#Z :a: t'..~.>.5ti ie.::.:= :^i.? t~~:.'#.(;l ~~ii:%L:=# j I?F~# the host s:~t.1~~:f';=. IEa si?F?zf:.`.
~ > ~
iEF fx.L. : ~.,.sL?;.i may i31i,WdS physical ilElO..C:`sEi( "iF3f)Y3 iF.
:id:?#dti`F2 ;::? : signatur, t # ~ a~o ! i i~itf ~i?:
i::> 1:.;..1 o: of a L4~+'IL:C signature ,'L) ~~ in :i3:FC;i2?C2;Y
LE',,f~~'., sE;f"E.#Ei.`y' Eb':
?':
iL.?s -~di`cFi.id during iJ.Fat i7yt {PFi?t'.islt)i'IFziti) Ã:o ii F'F:EFI-Ã:33:3C. Ig33wzI.G FA:1:EZg.; for ,~'.1c3YlqF:~le. a 't3i3.iqLE'L` paiarnt',t's':i' iZf t'1<: l313. Ã
i:ÃCvk(:=G. In Ãi1e CL'4lf ._o l.i!:3t tie4'3LC' sFS:711EÃ:EF'c:
exFs:t Yi3 ffiz the CPT,? 408 ilciy bind wiih Ã:h'. fir7E .:`+tF3pclE3E?1c iFi3sE d'::S'Ii;e ÃhS.
,::F3';f 4() .,.. inserted i17fi?. A. i?I:F7;piiE3bk ht)5t dL,v:iC= #2"6;3.y bi a d.5.c< that <':3:F
iFilÃ:~2E:iÃ:.FceitF(;F SEI.<..Ls;ii:F.kl, ;% ff ,a, h+.3yE d:`i'i:=e Fs. F`i'=sL- ~3'ii: in fhi IF3'F.f;i'y, tl3C' CM:i 408 csiialp:..,Us Ã:fF'.
S:;F'-tl 5 t:i1<3Ã3.iiC: w?f~:t ~ 'P.
....ik.xea.e sl3FMiiF:; of Ã'i3i' c3.ilaCL3f host (2`. :#`;<'.: If :~2Ã:~ s :?31;tiLs ..?;,.c~Ãi:~F..; Ã~~E3 ~Y~ ~.~ `F=y~
, 333c L?.':`c?i'=d i.'ic, c+?FTipl`a':eC: IbC' b.)L?tati"i;p C`pek"sFt.C3fz.
If fi3L sigikiiti:F'=S do 3F<s$ E i3?c:i3., hi4;^$
do43c,,: :s >:~..Jv.'icd> i7:)oN.3<3i3 is iibL33'Et-.`~d and f:h<: .,F.d,4ft0 :4 '4fFl:i'i3l?d tC? ..23E'.' FY:.?dc ia w%Fs :3er(wZ: E?%.Eia .;3;i4Jf'ieLa 1':i<? the dia';ci., a':' <:iiiÃ}.~F Ã:,f .FÃet?e Fl ..y ,3`tt==iLiC:e vt iix1cat2C3T1 of ph, :cal i.on;.;<LiF'.:i3 rizi.h a ;.FCae:.
>.3:; i;i3t F,.; by 1~1E` E1~..F", a 1.:?i}<x EyI"~t' i::E'13fFE:F3:1L. i;3 il?i3<2iF<~ F:: the :=t3"ii>
:ft- e,: ?>. the host det F{,e',. <iTi4:'oA C3fl3e3'p.I'i?(.eas<%:i.
Df'ViC%s;', and user :iEi:E;wFEFC.<tÃ;?n fl-liaZ~
5!`'':'e:v a i3h` .+1f'.al ti;.;:i323<S;ÃioFl'w:iE.h device through C:=C?FFIpiFFY,,:io11 f?Ã <). +.k:vF Y ,k`yF3:i3ldF'.7i3:F2d iPsei iiÃF .,<_=,.E3Lai:io,.i sh.FY?EF-gf: YCl'iUciFlC)1 of 'Fs(:.; PIN or hi 4t?:iTiG
the user can sWmÃ' a 3e'~.'~ CsF` certificate at p=+3vf;;Io.3i .i.;f f:.FF3:', If fhI:.
:-<n. Ic CT?.I 408 :i3'1:3.1' i31stFi11tia:iÃ:v 3 SfsffiV.'3f'G plugEl'E on #:h:, i:t`.st devi:(,. For c'.'>.F3.F)1pk=, a :! ,.fw:i>t po:s ft'; 1-.F?#:Fyi'eqEFt.sà Ãh: .FScF' loI" 1-kiS PINf ,w:
real ti1".L, read a EE5<`r cmtlAf.S.=E?,i:.
Y;:i;1.:Fi~e., on :l3C' device (C..r,>,., xõ509), <kid/i)F oheF;S. 'I'he operation plE3:,.=
t`2:? 3;, ar' ..u sF3moFTiIL'+.i by the pk"l)vId(%;:. Rega1'dl<'S;i, the ..i3ÃLi'e'F3t3<i :.t ;:i' e:E3Ãi, n3.tiy he C:o`..lpc:x'ct user I,F3Ã<3. stored in the F'.34T33o`'1`, II3 c'st% of a sLtmkt;-,3i.f! nFiFÃ.C:h, MG
i?3.. Lli:..i; 402 1"k134' be aL il\%iii¾;& h3 +.31U of an LF11ylFs,t;mShi BY3::Fwh of a .. FEFhf :FI:t`=, dwF;.
-,, i i;?F3Y'~2 '32?'i. . .~~::k,..3 vtii~t~. ~-ik case t:~~~ unsuccessful d~~~:'~
FIii.E$f'h, the LE:i<=i !niF y i;ig` i.qfIC:SE?`d to .c pei3: PIN ~Fiiu331pÃS i31?i9i a successful 1n>Ff4li or Ellt'= i(FInb4`
ozat$,:FTipf;i t\LC%:'d.s a 25 HOa<.','t3:;, The Zs.FSk provider 2?1FFy (.FJÃ+_i123il,C thC', aLIen3pÃ
Ã~F1 E,i~:L;~i?.
A+>_ sgkFif:.. t.. :..iiS%oF'k EF13.i~i7i=FflCiii:t+S31, the i.?d:?SÃ dE
v.:'L.e #:E3<21 bf:'. a i?..o11L 'z.FE f;
<~i. . t ~ >t33' a ~ ~i~ -t- V v .~, ,. ~i::3~: ....ta.~ -~i. i..,.'t\% #''.~iki:Si. FIisE2=St~ it?
FlcEi.cF.Ãt~.fF, E< a<... L.S::id..3F3's::.
.eke S.W k'.;i? i': t b5; d1;iUtÃF s:d b4' a Wi1k:lba1 ''i<twE?F"k Opi'.I'<iÃoI (WA)+ '.>F<.EÃ: >"eqEF:>r`.i :F1.Eti~va~.~3C='~<3Ãkt~F~.. .:i3 this t<;C't.iF:~".3),~t.`, a I<~g F3 :G2T1C3fl Fi1i}' i.fL. ~(;E to C~~c`
atil:iktIC.?:EA ?` FEqLFF.E't`.ci. It` the flag is <<.'E Et? C.~~`V. a unique ::J EkF3't 3Fav='3ik i..1Fthif ~, Ei.a:xi:~.~' i: v.3: ~~3a= ei~i{)~ti+`:~L~ 3:F+ ~~'i'i?i':~tE. 3ti f('SS;
el~~S :i~(?I,~Ci~ ??:I :T3<FEI: ;'~~ gtFe :E,~ c.; ~~<3~3::~t. ~i~:Yt<?k'~
~.CE Z'C?1 ~~, ito, (3S%MF3e3twi?rkS, a NII) for CDlv1A F3c'Ei=4><3i'p%s; a SSID :br broadband i\
e~s .Z3F.: ~iA3 f Ci'.aS. if this f7.<14 . Y is {. `~ c ~, the CPU ~~) 408 i 3\ to ` insertion may ii~ :. j4~ . ,(;~ .i3`~4: ~.v e:i~. least ;Ai i .~
:=eqiios} a yp..c:.<Dl NE>fivv i3e Phlg-lil to be l:Z?w23lE>i'xdc:d to the ?lo:it d+ .:=s:E` .,nCx ;f:sEc.ti3't;iEC:E'a.
=I'l33J ,: ~,.`n:g==1#1 ini3y Ihw host C!<`.i'dS.'e< IE} respond Wf.t.3 EFvi:}lti, iF::
JCiTil.< :}J;~~s. fl'#f E.~?E' Esf l}d.}qEiE3 I3i:#.L4'C3i'k i.Es`,:EIEity i:n1plEDyed ..'tizd ttzt ::::`E.iE:d 4.E`, d:'..dEAC:E? k#.
i.`E'E`?3I 1iCi .Yi?l?S`t Ea. :ieE'. .i33i3.\% I.-sy: S.'F3#'Ee:tbl<: and dE'.x:sC=II(IC:3kt. .ii'.t the i.Eer:C%C?#'A~i :?t.'E)v#iEe#' and C:iti?:}i3ii S' j:i3 the hC3sE de'S'iE:fi, If e .31E' l<.)Cii.l3'i:-Sti3D"'f:ilt IL) i'F}v.hE's tht;:E'.qe..i.s, ii.I Ih[.' CPÃi 408 >...,:::z3.a'd thi. .iat...; Y?. 402 .si E'31F)Mt`, <4.C:ci:s;i or E)#`Fi?F'LF t4i: ;ii'.F't:E+.;s eiit. d:.`n(:Cz.
'R, iziESt;iiit s it3'I e.~i~I?'I~:?iz ~:if1SftGt3E)f JCs.C}} :~t? tf?
4,1F'4i~.y:?~ti' I.'>t.`:Ã};:> .}i}31 ::F'.:n>,F3G3E?Yi :.3fE?i7.11<?Fl=c?S3 using one E?: <D
Pi1E'i}liE`i=' C`f it3.eF=?kf,:s. For C'+C'3tD.Fp o, .:...w systen3 500 may li1tE:iii3cA` the :}=i3,E1S<iCt#it11 vi:tid 112 ?Ec.i.Ett a ~3,r<:E.> or iu 4' ~C~~.?~ E`t'# '3"~iIE:C; In zt~iliLas :C3 L5'~}=w~C~
I~.~~E.F.~ii:CS;`.s ~Ci'L~ ~~.'S1..f%FI'a s>C~~~ i}3C EtaceE3s an i3Cliti~d:vi 504 and a YE?<3de 3 506. The adaptor 504 e.aiA ?Ili,lifeZ<'. any software, h}F',:?:m~. . o, <l:E3il:`,Dr r5 . Y q\ 1 . ~Y , ~ r' ~ .. . :C r a:##t#.2.Ri:cv ti: ia"~~'i ilE:~t:ItE:=C~ E?i~t.~ii~.a.: a tE,I'kD1Fit v<.?32x~?c?xl~,l~`". ,v#t~s : t~)~: : ~`{ i::dt(a i'=_,.=?<3}1l'i-lE'.' with 1l1c õi3i'llt iiAC'.. For ox<aI2'EpaC=, ihc, .xdEipEE>t' 5'04 may tr"c.in4xiEEo tbn, bef4; c.:;,n ....._o`>D p3-ti}4.oC%i?A and a USB plI'C?tC?cC?l. Th< r<.;z.doi .`Dit.? +:a;t? 3nC.zF:.dL` any 3y ;^E..,#'4<3:C; ...iF'dwc3i.', :2F;.diF3' fixtilZh'f.F':', ci?.)flgiF=E`=d io d1FGC>.fl4` F.EeI'fac" w`E.de I.i2e tii7'S.^:
a, r;i _'i htex:.t32D}sE<., dl<, reader 506 may be a n2?C%3e.`'s'D F'mW;;E' 1E:c 3. 1Ã'iFflt t.a3C'. >c,'Ila ;104f;?
:D:3t..3.,,<..:.E'.:. with 1iie m}"ed 112il EF.SIig a IIlc:"E%SD protocol.
I# regards , .E? .?v}:#'C'.iLsN
`t3:1; sySiC.'3Yl .;.}Y=' include a i,:i.`Aidlli#F' interface 502 ~:EEd a ;i3}Cia='E':iX.:g+:"
regards to thi'. CellE}liii' IIZteF'f:i~>f:; 5v , the financial .t,i<)I3:~iii'~il3 11 :::!"4, ,..~',E:
20 3.}3.`.iE:#}>~:c~i.c:. . t+.c .:t.> uitt' 4ihS.iC%ss;Y
CC3f3'li"t3Eit3l..c~;t.EFv ivEd). ti1t, E3 t a Z ,il;< E:`~r eC._?i:...3.:' radio ,ei..i3:}3E?li3r;;; ;3f [lia i?'i(it33ie dCWef 110, 113~:?re~~sE<'. ffitc t.i'.'flEF:i3;
i333....r.,..:c.' 502 .;n[ty Ese a CD\,I.A i:f1lCilc.+.'.i.. a G:sTA
WkE<F'fi:li%c, a U:4t . S z..$E:3fiIci%, and/or other E31tS.:fa.C'.:i. I3} regards to ihE? w?i'ElE.s a>E .
t3.}1}?iwi+:i .nsfin}tiE?fD~ 106 may 33'F:i'C',IE 5)l ti C<f}F7:iF.nF.EFIIc<'ttC% .Yatih the EF"ie'.;sD~tioYi Ci3::C? 3 i,?f y. The shCYn-i=F3:[IT;E' -wFF}:ks.. 1-nwF'Ac.t%:;OS `>;3i}:y "bC:
:} 3#:> t t: 3;. .zi134?~S .$~Via z iE3Ci3i2E?lOg, an 80111 .,.aECiic3C;ts; a lal3.it:,1;3r}th. I?21ui'f.}C';t'. ailil /CDT
>4=3;E:lL~ zli :ik;zFE:"
the C:licii.t 104e t:ii y iY?C'.ltZElc'. ci <3.t,F;.sa,`.Z,:',r used f;..
Z,v3.i=elc::a cvdth the t2"a3'}:.c#cEii?.i3 card 11..~1.
F .GURa.: 6 is a J4hÃ`=EDF!'1.t:iE- dlkg3'}323 600 of personalization :ii:
~n (:g.; .3:i. t .~'i_a i~ 11:; cttiCD E.E~4'ai C: :F `=; card A 210), ii 1~
1.1FE:t~d~:a 3, Et.;}.. ià ;; }.'~i ~: I3= c~~:E~4 '"c#:}cF'c,E:~i:DFi i:zi7. .
})_} Y }.`::: :...a\mli.tilE.C: prior ?~.Cs b12.}7g issued to a id:+:~~ar, !,t f:,E-= l~~E7:}1"i .,F<::h{`.,' i?E D.I`:
i5s.#..., l:.` a ::iS.'.q. .. ;?E~N f5s'ti~c..s%0~, 411 P~.`~:}1"i.i:~ ~:C?
3~?}L, 1:~sEIs.t>1S`C. iF~vS~:E ..,..:'c~`. .t<3 ~i pC:}CiiF#iEZ:.i..,., . in ?Y3.}ss i3c3tchE:5 at. lbr L:'fi33npiE:=, a i<3C:ff3E'y, in ..-:i o'=fE'.E3 . 3;
>ti~ ~i.g' .i.. : c<$S'd #IIfly .)L ~L?iitE is Yi`t~~3 LiSeF' Lrfi;detitiafEs, security i:.ca.Ela:;.woA'k. Li~3F3~;6 C$EiE> at.
oii,??:'3i' Mb r3'r.ge4, c1lidii>F'>?tht'#' d<3ÃF3.. I;1 soII's.
I3~tjJ~i=2'cFlt<i.:t:F3ti, a i.FFÃ~ i.Ye':#Ff cF3A'fe i?<Eti' be ~`.:?;'5:~..3>:i.i.,.: 3_F3:d:i+=#d13':ile>' E31, fL?i ixit.iTFpli, a h;l.tt- bF'.3Fe.Ez. E2 i4'i#< L.2...> a r:3Eell#hL'=na L.<?:F<l i??; y ;C: :ii?LiF6i`>t3i3llS' lt.i3.dL =i.E with data d:::otic?alLd_Ã ?k:EtEI a ::so:' <:iftL., :ew c?eiIFF'(~l<', ?S.?e Cti k. As fai p.:5t, is;:~F F?I1eC,., ti?t: zl'aGltisfLA`E L~f?:Li F3'ie.EF b;:=
4?iZ 3 .t~ v. Ft?, L; x,:Fn3plt', dhC: Iria..luc3C:l:it:37; L?i:fi'L~ 112 .31ay b:? iE
L' ~.ti3.E?:3" ::<~#',`,F"te<% IL?T:i Lsi<1b..is}-FS:;d lia;.n`;- tllC?b?lC
Ls('.='i?ve 1.10. 3F3 SL?Fi~E' ,ii? E33ti?D#3:eIlt Lard 17ia1` be personalized by h~ilC;E)tl?a. .:E#1S E' iFh ti E?o 2?tp?:i;`e: 's:ei:h as c;at:,2a. ,.;F^r. Il3:.`= transaction card 112 zflcEy d'L.'cL,'e fr.?.3-a <e:.: eF?E5'.`..i'p='i5:' 30 at ivia,~i?: ..s;i?i.S.i;.t,d i1%F.3E the <i#:ETEF#1E=e:E7 1#23%t:S;?F"
10:3 :}Ic.ft pL=r-S DI.I<?lF:t'=:E$Eo>:i pEii:3. to =s.icilv..:?oi? :i?"it'ld.id3I3g user .:.iei3':'I?iT.iiti, pc.'t)%F):i;~'.ilt >:Fxipl.t:sit?oA; .;F2d at zL:Fs: C?,it`= L=f i: im.F$,3~?,V.?d3i flii ',S. rule tÃile7li or 1# t i 1ilt.ott:e. I'l?e pGf's`f?sE;h<iE.o?cbt:i pF'i SGF> in the ;~F?`;a :st` lFlyDdi3i. :d i:ifF<'#' ii.t:E\'F#t#L7TF 1.E:ii3g at llL. fftii <?TFc of the fi?flo.~ E3:# E1.F:th<?tES:
LY?dv .;st or mL'..:E diC; ,?1'.iGssaf,r,eS i::L?mi3iltiFl;; z;33t,Ã:#.F3i ,:..kt. jt'.L-3R'4 iEpdat: 2i?SÃ''+icl','.t. al<?:
>5 liu...:w: :~r ciÃs:t .Fpoii;iiE3i)A3 eFAt3_F3_!#1g on a PC c+F11#E'L Wd to th:' E.<T.F;5;aL fiC?>F card E 1.2. via tl3Z. dZ v3C; t?:F' <). card reader; a.it<mi(', t iFppi i423ETC?:. w:r r`lehs;.Z% t 3}1...'?c#. .3g ?o t?io :;ivil?..i3L ~.L`i: L.it.FY3t 112 via the host T?',d?bidt'`, device or user n2W#lctcv : Ã.?lift:<iE#L3i L?f tk in3i3ti ?: :`...3- c:3.F'.3 2 ,.F~selt\; and/or <?tlI(;T' fnL{hL?tlS.
?,. ~-,t?#?:t' 3lrqllf.ti2v?-.itÃFtF<?T.Fs. Pri?vf:i#.oFIFIig of the l2lteld3gL?,a card C'F?:E? :?i Naso41, <:EÃ:
La! i;: i3t3;':., on t3t.ie sti3tiiw:ibi.i.:iC)71 i'.#1t:Fw (F.'g, o#1i?E2E:S.id ii15b(YEdt_=i':> >F.xeli.'45 L?pL .F'<iFt:iF'.
i3:aL,r,. Pow ...\a,.1A?lC'., d'1}' .i1$Ld1:if.;c.Fl.l: card I1123}' bÃ, d1;;$.i'.ibiae+:~ by a i#"FititwEt:?#"E
s:sc., .:~ a biT.33C. i.Ti the bank FF31pit'.3234#1t:FI?C?%i, the E#'at3flEiye;.7E L%itrLa can be piC-t?3f>> w#d# user <.+.:t;l)ti#'it5. IIi this vaa.y'el the e1iEf`.lfigeat L:<3Fd.:ni-?.y ;?C'. <3~.Ec .?FC' : ?EZ
r6 ',a?O.E3\L% tC F3:~ .lei3si ?a'31fiial lltsoF'tioil :il3$o a host dt' ECL'`. 'I'l.e a?iti 2:FTIE? #:F3oiiC' .?:<3t >i. :>a'E iC?
i?>s.sk..; laiai?'zLd?i?4.:i?.iC3:'z only by i3L'~.FlE1. In sL?:E31t' v:~aETEp~.Ls, the user ;3Li, ~' seE~ wLl:L:i ci -, . s PIN diFz:.;~: .liL. Ff3t3:E3 to prevent unauthorized use w Ei'':ritF.'~,F3 a ~?~~ L'2"<f:3l+, . and A3)i32 3:
:-~
:'id'ci?'k<'?::L?i.3,.a:t ytiftlL:lru FA`H)C' host C34v#L:i.: does #:Fi'St have a c,7.:: In ti'ic w?:Ft,a:w A>i.#a$i?r i?I?pleiX1<'.,lFME+?#'F, ht: FmoWg<'I3t ti:a.'d fl'lily ?yeotE.?.iL dS;;: itio <iitdx.s?to.ad.`.? JvR#Fc: .F..=ii.'<iIL?i. I:3 yo.?'10 L.'~1Lr`I.F3:1plGs, the IFSL'.?' E? :ii+ pFoZ.j.o>t f:,:,Ck:?.:toEe$t r 30 il< `x \ei..F'edFt or L_Ã:b3tf il:<?i3i, one of S(;veia: :E21dh<?d6. In addition, the L:.?4> r:ic.EZ' add `z.iitr aLF:i..ei7t_i(.:3t.iC)%:1, In the ',wi;=.1' prL)VIdEn=Li F'F3~?~f FFiLTi? i~i~?FF. ~~3t w1i.;Y' may acquire #:;?iti3 'cr>. '.":a!'S:i iri?.iT.i, .ib?' i'tic`'.li7;Fpi, il. retail 5turL% or fit}?Z'ii'shc3.Emds t,kE= OF.N.l 0^ _ ta.o5#c.e In th5 case, ti'tc 115'.F: }i3ay activate 'i.il<: <'.a:d. F;i a p1LiF":?.l3ty t;r d;_t"fe;'i:i: Ã3.cvF.eeS w3.ti p:F=t?t'F.deF= ;if l(:-t;tvd pTf3'#%241on3-E1:#,) .:E> ?'ck#'ds 1.^. F?ctF"i-ating fi?F' fI23E.i?1t;:FiiE t`f,)f'.' A::tE'.ll.#4Li A.t FFAi?y b C'.
.:i?#Z # ;.=_ :i31t F::is:)F"y -;??f2s_S '. aII(%3 F3 i?;.(3EsiFt S the disk a :xiFi , a 3>3e.i=;:Fti`I', >:F thi, ."ti-pFfF"Ã:S=' aC?rt?S13G1', t3t3iYGF' s3UieF'S
AcEtt :FtF:TFi of dF:' may :3#., 1611; Zi.i#1g two lf:L'ols: 1) physically, speCd~'F:E)g aE).1<'..',.E2<3 ava.Eet.`i-i.F.Fy iFnd.C`F' a sp;~.s_Ax).4 1Ls of t;FI=GF::F71s.<.EI3Les desired by the pF'(?'v'Fd3F'> and b) ji)b t Fiiy, at elFi: fiFFi:ti)l-Ea:;
3:i;:A,3i:A?n > ;n:i yI.E3;; >.Fellt-<3i3.C)_ii i?f :hi` fil1Fl-E3i=Yill ;'i;l33clf'. t:,.i1.~-tia;.l on U3e s <;IA, ?i> 3`E?:F<?
Fnl~ lanwF.:3`iFt>:#?.sa :ii:dvMFm3 i3'#av z)L' based, at least EF1 X2i:til on device i:E)skbi#t<?.i., .2b. >k,l?, ~'~1 StleCI]C? ? i, i3i~;`.?;' type 3". ~~ i` host device as ?~~Li:iiF,~iti.F e. in `ii3,~'~ff? I
IFAia..~ tF:
i?4Ws' .
.... ... ..._ ...._.... ...i -- - .... ........................ .....................................
iag;,a Ndkr and P1s3g4n lr3#3aà St:st#3 De53Ce H<s ..NiF ~. rE.tsst ~~c~icc ~~ k~ ?+~~tc:ak c~
NkxFs. (4;NOYilmaurz and Ania:aina , Keybc?arai d s.4 Ã:o<#a ca ?
Avai3:we1i:ty Ã;fsoke.
......--- -2 ( i3l;.i,fk.:...:.31 T:.> \ of i;lsw; n is litdy } (:-.Eli I';'f'. zt;f,ll!-,E`i "i? Wd s.:G.t` E.i)lD
p.#eg. i ('9u;m','.h(t;...b).f}? tiit%I'S a.it'tl'tt-hk 2Ji:.,.FC?t:.
. . . . . . . .. . .
>3'c~.(. t. ~' is) i3S. i: .s21 e?..at3:33) :}?:: .:?F3 'STER: -~ . `=='f . i we!) #.`. I3:Eci.
o, ihii>:i'3. i_a V) i3nd.:.2:Le3T~Tif mode ttÃ3Ckhsfl1 a SiFt?:fi3c.k_'.ii ...+....<t.. :U 3.'Ntstit ..:tioi:f3:. C:.'.n Et3:ioS..c;)s~#ic Ttc. E.SC3.
,.e:lF
e:4: A3at.3Cn.......3Ciri acCc'SS ~.s5 ;aiL' n3i ehi~ fFC:E\'BU.. .2:3 n..t.>:.., by iE3:C C3ii. :FS 3 f; EiFF<?EbeT iFf:i`.f"FE3,;: .o ., mCi#i33;
PC ititii'::iv'f;w #)iS
003';3;.,f03 f3::s: . :3g>lj A ;SN ;): :>.. ,s Nsr3::
;; .-=; ?;.;.
TE3c ;+ti33Fikli <>(2?iot'tffEl t' \d; r=: a P! C\
asoi Efi3tfi..lfE.iG::{3C?i2i 8; i2:~
163":\. $33:'f, . , h3iti2:d fE3~. ;3;tE,:, . , `
_ ........:....:........: ------------ ...............................
.................. ...--....-.---._--.-.__ --...3.....-............... ------'--...................:
-,23..
............................. ..... .................... .......
.......................
CFli iG Y'E'a 32E33T;i2C:'.oi.
t;~:C1:.;=`,i:i;<~:??3L1:?iLifi.., fiE!i zÃ<a>Ãc: .~~ sva?,Ã ~cir:>.:::e ;2:\,2.: ....ib:i;.,... ;i33;Ei22tÃ
"' . ' - ------. . ... . .. <.,... ....._..._. --.. ..
~..i`.i?i!''q_ N".nAt pS1G<fb;c -' AJSlf,)S?(..,' ~;c..ac,`.`tI37 tiL.l...> : ::3a33' 1~fnJlfE' iE .\ p3eiltliiy Ap ,f:aa h .,;f:J6Ã LEÃ p.Fmf.. Af udOCL'tt:L. C*?,C,.3ci?.
s,g37aE1:tCNr#'t#1.:}3t):t oE:i:so .tb.Ft3tÃ?e.cÃ1aiÃic:
,3GSÃ. ~4 E . .
! . Fi+:Sl 3JCi' C2 ,.a. x,< E3.C:
, .fo p.. a? 4 3:EfjAs i3cl=is;f.) .S.T,;.. FV ~5.::(Ci:C3~3., , ..3.,c..
:Z f.3. .3, i. so. i... i3E'tI>ASi??2"} is not aj)Ãilaf <.....33.,, ...1t.
t..tic'P ts {
>itYCl`.i ?{7;i is.?3C?:d. Pt31Ãe3.'.Eil fS3?='iEt::Ã ff> S3.ie3 i3j) Yd(Eh rlltfs?E}E?:F t= ,J~Ã.tf) Ã ;~t /:LC:r'a-.?i;'1<:3'.:iL.'.iiiife .aE`:~`.k....~`.3;.. F~.h.C'~Et?
i 3ei g-ii: f.<f 3 J?>o ,fSL'd :Sp is f iS~f.E ~ <fS:'CS>E 3.
wa t ! hi?si dL :Gr:`:E;S CEifi;3 i~i a t:'ifii!<fe;L`(Ã Over j.Sd`,.'3;zt.iÃ
:k`lE.hj AiEE3i' O<'imr ih:.
2o <?iC. :+E:1, ... iG`t:~;:fF~CE f:?3' fi3lÃ
u?3 Liw3Yi:3Ã?eoo :i; :Fii`.'.' .. ijNN. `3' :Y? ,`Z' iF: i{3i: w:ÃSC`:
'g'~E2l:'i31 !tj?.; if4:3f:f;>:;
UE'c4s'i Ã:.>s:OPf1>.eF?:
f :Z.Ei~c`.E':??,...ii'o;Ei;3:(=i~`:>:;<`
fa?af?a.t;:...: i:iC?f3 Ã`:!Y Ia:E ,'~Y
Ã;if<i. _, 3=> i,mf:?cà n :.
:C';;f3(!Gs=C: 3;.=CEfE3 the Si :=f`Je;
Af3iCfi3:: :fFYf;:r3~ffffira}
:i3f; (1Fif2.,>YE i:fF:fS aa1.J:f >;YES}:E<_ YRlz~; 2f;~~3"fQY4~ .
, = =
.
j.:
.............................................. ............. ............
...... ........
);ft:~::. 3~~i=~3? ~'::?-:f'}
3.,..
CÃE:'i. i3N S`O??:'t..iFt) i i3t~: 5Fi'#: ;?1:~e;?3 te;cÃ
2 2~ riz32L?f"}3?.. . :i?z2:?;S if#i.
;.` ' ......E................
,,._,,. ___ _ _____ ~!'Z='..V~.)~ ....'.+.1.. . ...
3~Lf7 ,2 3.S !f3 l!=.4~1'3)3'V ....... ,`).~^~.,t.,3J. +.. . .. -A&~}3~`?..sf+.,. Ã~ ...~::.: ,..:f:!
3~~ff;.;:=.4i33=:. i`',>C ~3;3>' Z`t;?SÃ{ .. iE ls .;{itC Ea>-. .. a.s ,3fe~ 3.:I~ .CflJfii?~:f_LC.C. ~ C=E33'fZ ,.Z>.. Pil gd3a wan f.: CÃ..Wf, ,...f ,...e.:2:f'.{
iie; s.O{ t 3.i?)i :ES #:) ~:C:Lk t)h C.Ci;33?' i,2 ;fi> ;i G.`L ,....:c, 1s 5:'.; a3 3~ ... ... .3. ~... . {r5~. Q.3t2 t:?C:
>;{.,..{a:..... ar':. Ã;3.......~i..+. ,e..si4?'scr#e.d :Gi.. .i:
={.<. s ..i >a 3c t : 5_! .t33'k r. ai3.t?[ ki3~.C~ itiiT s i21C:
.;,i.Y ,S 3,7 <.>T.. i, i3Ntc. ,lc', . . . .
.ai - f ?v.. -e ;3a?53;. 3 .. F {. `. E C:Efi3 t f:3 .
3i E?7{'.sf'., C:. 4f3C1'::S~~i2.L 2 3.ft~ . t.:.i { ~ ; fe3` 3, :.fFiC't ::i3[it?:ie t? :F31+YE32ii r:E Yt>L'?":Ci; .if32:i `3y ICi :3. {3}_fi. ~ ~ ; p.f'1.y [yi i? :k'..t}{2i' 01v {o i:2:,. ?:i?wL;r1.
LÃ";CC' Afi3:Ãi;CÃ[i'i;.
;3:ifi.(: ..... ;i?i?#llE`.~~
- r r~ - c.i ~ 'c;!f 2 0F3N.:':i1C:f'33.d if'iN.'3: E3:3C\ 30 31i3:'fr.'=3'y f3;:Gd::. fi:EtiCSVei:
T(0 d"3G;'y {i1N p?aii:..
= E3; '.i.?L,.... s?is:
ctisf3e ....._ ... .......,.,..,,T,...,,.....,, ....... _ , ..... ..... . .
.,..,,..___,_._._... 3 ~ 3.. ~`~ . .... ....
i?i 1~~ i[i,Ã,',?,.),:[: li,.t3#:~.:3:4iõ2 T`:~~,(?:f~~~l)ar. L?Ã, )3..~:
Ã`:.;f..c_..
.;<)l?1NSb3.;1ld"'d ;3;1yj2F);3Cfe`?:. 3'i3c:i fi>' {l;[`
? ....
, . , , . , . = .
......................_.. ------.....5............:........ ...........
........._._...._._:___.___- ----.............:. -........z.............._:.... ........................____., ------------ ------------------- ________ :~ie33< BC;' .:f'Ec.; s ;3 !&:S~?e3:
SF]<3;f f'; :?;fi, aF3)~iC^:f3E?Fi.
:.(~.: i`:'i33= :XsF':;ii::f 3C.
.l? ;:Ã7pt3C:.fi4):E OvcP the' A33'.
Tt3f. Fm: :)Ã i:fw e'Ei t:d:~i;St s .
E E~~t~.;Z 31`r;::tf3:~ f~i: : Sff?37e .i5 .
;;TmC' Qff3:ie3 C Ã i\ttii' :3::y :'alik8:?ot? (ek:2F3vec 5:2,3(f,:i E`) j1 E i :C~:i~.Ã \>2 ~`t t t3 .fit,g4 4C)f "Sf'@C, f;t?
, . : &3philfi;>; FÃS :.Fif3 FV::
at Ã? 3'^,i3:::E3 .3f3 .?i3 :>3e FiE;dIi3Wf'iio+
(ii {~EUf: ... ......' fiP3!`fi',a~G;?
2 E .
-. , to i~ t'e ~.c~i .`oam :::::;
2 'c:~?EiC,;E Ss ; 3'S.1:ci3wd3 CfLC'=: 'ai~: ~3::~','iEi~.E ~~i: 3,Ã'.c3 __ _ _ ... .. ;.
;___..___ .....................---'---_ -__ _ ..
.:rz.Dc b. f . Ow d..m>... ;.s .<'...<t5 LlevFCe iC` i;3e IC bVidi O: 1J a an t.i1:u;lt-..:f33.F:dft)Tf SYP3:'.:3 ffi.liiSAgIk :p C)Ef Md:. PC.' E:.i)wvU I? EfI3i;
ti.. ..of*3g. 1h a3i. H'; no t u.:c: w" . mncttm :3:
&3:E3e tf;.
<'3;.2iÃbs';l Ã,.2o c;E v'wc SS
in i;`
J)PQiti'.m, 1:Ãec OC,.&.i:; ...
Ã3Uf?i;<Ã 1:<) S1'iL. Cit.'tls.`
. , = , ivfitlsvt.d YisE3> t3:t3 f2t3;4 = = , . , , = ;
, .~.
: f. ;"..t.., t.m Eif3fc;f32'::
. `.i:.
........____ ..... _____ ________ Fiin:S :?K A11:ist---------------------j?N'4m i;'kf. ? Eii2itf.,:3f' {imi{.f.. F;:ii dsi':::c :f32<;d:327t3 =:f?~
? ;'=ev;c.e. }3t.3::: es ;i%cs a dtv3C:e`.
[1;.tib t . ..
............... ............... .._.............. ............ ..-.......____.___________________-______,,, _ Thw rt,;,i: i...si.d Ã:iit3?'t `: ~ for {'t%'ti,;p1t`, pd.qt?:?b:ti <-3Wy. ilE-'~ E'as:.`f' iF:iii fS::.:fZ <3ti< õsa3 i:3 ell?ht:=t'Et ::izF', using dit. 1urIe.. 4i`.i3-ie, or different processes without departing f:F'C?`..T :iF' d:opS.4 E1~
this t`s.i si%a{?u?i?':. , ..'.iGz...:.i.; 7 f.;^: a flL?Y` c11ii?i }.ili 5t1i3.ii'i2g an t'.x<?$3iiY1C'.
.?1,.FA^,,%d 700 ~.>, <3;It?F?7<3E1<. :?.i~' ;C3z3 Si c:l?? 2~; iii.l :F31tLB:F} '.:FT.Ã La3'(I :Fl:i f'C:s ?iTY'iJe l.i?
at l4l.i:i. F'aC.:F'I:tt?- into ;:F hC2w wm.v,.C%. I
gm.mi. .;i hif:dl x;s.:zli:Oiii-i.~ may F.xei'-ti:le i1Y?c i?YF3_Ft?].e ,.:iÃ.Cd.-.?Afit:iiE:i?d3 pr;c::di.EF'0s- prior t(?
N-La3'fZ' of d:i,;: tijt'.p5 in t3z.?:^ pL)S'4'eh`cFI't II7..i.y' ti3kC-place `Fi?A.?f<)il<::s? i~Z .{1:Ft;/i?i' in a]E.c,.,:;.?i s.l.dt'='s, Fi~ 5hoSZ%:F3.. t.'i j%:e#.(:2:I2 100 or sS'sÃ4iT3 zT?4iZ a4w ;v.fl3.
:3 .{dd 3ft:a At:. t~-f3:i ~.t,`L-4,{.'~ oti;:;~.?~> s:l:i~rÃ>F ;:~13~fC:iE
F3t ";4i~,., Sl? E4?F?;z:F~ he i-iEi(1'eUd~ .+~f?'?ili:#1 +;>
a~ it i 3-:~~?: : il:.~:.
\=o~2i i ~ i~`~, } i-s~ ~: step ~t .. ~~~') -.;~ ~ ~Fi iit~~ : a 'F{xi . t .zi` ` 3co 3 ':i s_fs.ftZ.:e: ~{S., .~:Z.{...>-..s{:.. ~? begins ?~.; ~%,'? lat~,~tl'E3l.
For ex:z:Y?vi. the Z3"F3.i3"<?vtiE?3:? ..zF?'d 112 tTiifV t{ULU
I.ExSS:.f'ÃI.t?ii :;iti2 fl3:t: F;.iC?bE~ device -a;v, :iu.Ãx:::a dca:?i?i3 .. ?:i); 3eõqF313'i;d bi" F;'?d' <FSp4C%l: of 1.}lc'..
:F3'.itillet;ci1c::.<3:F't: 23:i d...~."<,e) o :? step 15 704,, A.`>'a . =;`,ct't?t?33 ends. If i1utlli:~lIK%ko#1 IS :i'E'.-qti1.F'ed for :2:t i4%FsE <}F, c3:i'te'.cF... thi':i3.
Yic `,dv:'i ?õoct!i:C?i, to de.::1SxCF1F3 . Sl:ti-'I 706. If i:t?Zi;?IEEEi..E<'.F3tI(>?1 `1;th #.i1.i' hi?yt t:,it`.iF::e .--.:~zZ3.fi.Ls one or ita.`,re t;n't>-ti, thf'.11, at v1F::p 701 a faItIP-e l~ 1"dFG?eE<-d to tiz1e Fi:;?S'..F'. 1F,, the e;?'s:i)i ?,C;, the iiei#.Fsi:Fi,?.(IL?n ciaY'ti E12 .in<!V present i 12]d1'C;<jlioi: of a error .l Ãi? : ~is: ,..<~i:i3;~lat`. ~;3'~)~. I I .~ . I~' a t,c?:3~:Iailil.i~:.ii.-~lY?i error is ~'~~.1..'`,i:f{.+.~ 2Ã: +.~C:G.>F:4?ii.;3.
20 s#:t%p 706, ,-s;Z:a <axec{ldF`ti j-31'i?i::"edS to C3uc:sii?T?E2-1 step 710. I:3 Szailie >22)p1's':F3l zt:i aE e. lh :bill <3,amt.'~i3llci?t1oi:, then 6.x<'{ i1d(3i1. proceeds to di`=C?.~.?.t>f?a: step 712. If the 'e..:.Cvo3k ,i a a?~'.?~eF..c?E3C?i3 3li 3 nt?E :i i: ;o on, dj:Fi, at 3:
step ? ~ 4~ the <''si3EC wac: i on <3:F3d le ..,:.wla.4t'iii card is Eipd2Ft(Xd with i2{i:~f F~i ~'d L
41:Yi3<iYt:EF'4, As foA 3b.: $h:::
..<?1"d .1 : 2 I:13.1S` activate th4 antenna for wi:-E-less :TatF..i.L:IiCkls z~si z -:'=i32: ~ Y}th tile h.'siiF'-dL`i'iL;t' yltii:i:ii'e. 11 $'iiL '.A
alS;?#;~: :{+.ithettiC:<3i; F' flag 3"' ;3.-;3'n.d on ,:i: S'?C t.sori31 stL:p . i.j~ thci)-, <iE. step 716, the 3:F).t<'.ffiS?;C`Fzf C<iF'C> ii-:iltiia::~ i:
,.
.
4"k.`,qi7i ti: .to:` ::?i-' na4?v'()Ik 11) to the host dC;'v if;:`,: Next, :lE MS:A? 718, c:i#"d #'i.'b 1.. ve: ., o<?f:c1F f:.,^.iored network Ii.1. If E.;zf, `tC?#"ed }?,.(Z=C>C3li, i i,.? ~#nt: f:hc 11 L(,-.:i 11, ?.Yii#1..1 :2.F b.lS.,II:?#.;I3ai step 720th`v'}-1ffi< disk is a4E3i='i..cC.e_l <?: oa:.p 714. Sf the iwC? #?.; `vvi?3'k ID';? Li"> not i7?iFtL:F. then the ;.}EItE'.nF1<3 is det3c$FvEm-11 at sÃC:=? 2n' j R..:,.?i##t? :'> dfi isFt?3}:ti step 710, if :I?C FaiFE110; E:<:.at:iS33:
#; A?i f > 4' =?[3v`4itiil'^, ::t:iz3Q::,f3?.%x.oZ`: -0ii.`>i t%Xe(;LFE#o:i i3A'ol:.,t:d;? to &w.dsorlc3.i JIt2 24 EhZ 2>":fdw#?.tF,;iit}E?EF
Sfov#.f'.L i$'talhcizaF1tiEdl?I}, At,'.#2, i3: 5wp 126, tffiG J-#?
+~vffi~~4"f#i L,:a1"fa Fai#EI:#43.#E:i r .
? qi . s: . ?:#' a 3:#t,t~Z!t?.k ?.~.~ EC} EFEi host ~~C :='F~ C : :~ i s.C p ii~ ` E..E, #?3 S li# 2l Fi3. t:.:iEE1 i43F'i~'~'5::::
" I.~' '~:~?~'. #:FZ 1 ~+:: < E. : ; t tiE;`.`JiGi` ~i~;?..e.i't~.i<.:i. +.:S1I~:,C:T:i~ card ~IC~~,;: 3'Stj~ ,.;a' .ei least ~ #:}C;
<, If # >:}k: 4i:vitlFE' =#}i card 4.0 ~: :; ';.#.i33'i., ..iY`3:?} ~.:~c;~: ) 2 ; r a~E c.eQxi.s t< decisional step . ~
. ,:. ~. ..c#~it.E.
>i>~
;:?.9a..ltiS:3S.`=y one :>#' #22{?#'<' d.,vEt:=i >. 3:}at,XIe: ; 1h.'=I}
s;`tit::>;; 100 and presents the :"vstFhs to the l:fyGr The f,kl'<3IF<i'l E3;M;F2Et:?(3;?s 106 can t :Ei'ce}`t data 3eEfia? .i.ii`. L.hV"i?t 104 aS?:i3gõ fE?F' vxe`i..i3.?lt;, i.hC'. `?.<i3 E?re.w;:.vF' 4IiQ>+SSEiR' 15 ?3"1teFi.et :; <t>it)t':.r or M'i3ifIN F3i'c:I<.:3x3 c F1d return f'vspK?3'isC,> (e=; HTML
or IT;,,L) to the browser aSFIFg ti"ii. I3L''t\S.t31"k 108. In s.:f3:FC'.
1:f3F(F~.:1 AE:t3.<::kE;i~z ihS.` GUYn ?. IlL of :a.k:: t?'F?:f3vactfi311 ';.i3'd 11 2c ma5' b:`pF E;soPFLC:.Cs ?.hf'f.?ÃIgh the i3 UI 1 >..fiE :?i ;iFL : EaE::f3:
E;J4d3. i>..stie i2"a?pic37?eI3tFftiC=1'3`, :h<, (A)l 1x..~::F may retrieve user c":F=t?:?...Fk.i<3ls :1oTi3 e:11C
Cl~i `.i ? e A ie..d .?O,F?liz<AC's i'iuaFlcic1l DaI"I3s Pf=Lsv11CE:d in 1i1F:. (z,A 11 .,f:f. Fe?x el.f3t31zs <`:, ;hf:`
;_,`i G:. ; ...` n.F.'.y pres+,`.f3i a ISjf`1:IfTl U) the user f;i v.l.tci'3-3g ?`i:vC33i: _:i?#=4 tf?
}?iw Ll,3:i.' gÃ>i?Ei tii3'f>;`+gh t{i' :23.C`,:i'f3e.'4, f333d the GUT i 1 Si3 n'xcit' popui;3#s #t..f: i::S"4F3 E15if?.r;
dw GSI:' i:% aii ;;L:=spL33::3sv eo F3 least a f'<'.q3.ie-a i:'E>fn tl?E' user.
Financial Fx3S<3lEFF3C)nb 100fE-i.. G3.a? iiic.hÃdE:, any Li3fGt~3a ~~ F;?::ii ;:<?= #:i.:~I3:?T~::~i' `EI=:3asc,.wi?...,., .+.vCivv1:E d35<?:3gi? Th:'; 31i:.1wt?.5.{ 10S. For exi3Fzp?L'.: t>1w t1nc#fw>i: 3i3.:^fi#::#'tf;oF3 ~E.FIFa..:'.t1f:I3 ::? it36<. >.F3.ii) bt a ,.~.'bi card p;':?t'idC`,,f= that f::<:tvT?T1fF;t.s wl"tE.'=thCE= t+: c?i3i~'Fisi#.:: a based, at ..,:.t.>3.:i32 ps:in, on 3.f34Y?3X?za11S>F3.3'C:cv3VVd through r;ile -nc:!';t?rk- 10E`. The Ef3tF3'E?' :3a..3mO'..... 106 ,ic4'y be a credit card provider, ii b.21~s:, an <3n:3:3s.>,ai3_F(?I? VI:?.A;, a :i=t'.tc.i. file,vi3,3.;"A Target), a prepaid ?l#,at card pr()\ i.<-, an 3fY:C'i32f;: ='?2Af3'Y., <.t.f3:dlC:F#' SDthcI>, ~'C=23r;:#s#~a,, the fti2cF3Lwd i3ISfiE>:3t.fs3J1 :F6 i?.<3y execute .i?a(: n:fv ?ft.t3<:
<iI=eqtFLSI to s1:ti3L)#.IU i3 tE<n5at.t Ci:a; ?de1.Ft;.tv d.F1i:ti313}*.i=
and :?~i.~sLi 3i3f?i3323:f3f1(?:i3',{z,$;,, PIN); Fta#.i:ii.i~.~~;' f4dI3~~~
and/or a :t5sf1~:#.F3:~.:.E3 i4:th fa?:' ,de'F'3:firaod c?.ci~(?i3:i3#; tietef131;f1e wheEl.i:=f the :zFTIJs..ctdis.il request cx.ek:ds the 16i3:is iFn+:, i,. .'..S'..d3t ?,#.3'iit i3'3fio;.' 1'ff;?iFtes any other .1E.,eh associated w..'3., ffif; :F<:':4v#.F3:Fi.;
i( <Ri3si'3Fii ..nnt_E,cittit3#", vi414the#" "bt'.= 1r;3:I1sEFGf<3#"f i1uS
beoF'; claock?E<d d,.c;.i icd; t:F;di?}"
:2Li L:, px"t.cf ti.,iw:s. I.i3 't.gc-3.:i"dt U? baF".ik ng_ the fI.i1.FFFt,Fc?? -i#:FJ:1Ã:EFE:oLe R):3 gFl< y kf;ai)..Ify an ;a:t >?:.;.. .'1.,..,:3?i? bi1#:ik ,.i,l?i31i):1t l:Z',~i#~ s <1#'i~
}3aaY.a;~t ~f and .Fmo.;:E;#WiA v EEhwtEl?#:F
Fi?fi?idi#.3:3?:.7 ' g , ~~I~V ;1~} code) 'stI'1 d C~vt(=3a?~lI?C: ~"E3fFC~1 ~iv'i}E3<}~1~i. itF :>F<. .,at-C3+?a:t ~113}f~i.'.E
Bi;s.,.l, .,e.i,i: `x3 pIEI''i, i?I'e the ?di'TaINOt{ l.`+,itlda, t'"RS=
fF;.i}Fc::i, iTaE:i.ii:;EF 106 ;ncEy :3leF.
tiLS i3. ,. `e t'.z:t t>:e #":;qE3c;S}4;;d e:ra31S.`.E:E#i?:i3 or 3=cq.et.SE
tadd.:fAiE3.'i# F.E.fi?.iA>1ai#.>E}., sii sf;t ot"kL ;S'p`?F the ?i#Ii:tF"1t:}.iF: :,i14i..a:#:`I2 106 IF2iFy C#:w iF
piibl,< . Foy 's 2 <.?'.I:h:c.a .:F:wh RSA
'i3#' e t;?:i.. wi33'~'t.~ ..?,~='t?#''~'33'3t't.'~:'~ ~;~v ,}l~.
<~?.~.lE~~.i3:FS Sili:~fF <2ti I .,3~..S tf: ~=IF:^,~~. and t.oÃ.':'~'~?E
. J .
da ia->;? N:'ii;': I'k ? F3oi fat.Fl:ii1l,s w.i'eJi`~s` t)#" wired .i;e, fiF3.:FTs'<:.Fxi3 }.i"la>ii?3d<<3.;s ,:iFli3 iFI}V +:tdw#" EL>t;:M or #"tnF"IotL lCsiTFpEFfC=r, :=F.tdF as <:if:'E]Es 1104 POS'.
i,k`vi.t. Network 108 TF1;Fy be aR or a portion of an 4fFtL`zpd"fs4 or s:'::EFE"id..,;(.tw:'F"k.
MMUe ...,m.1.3t<:ti a:i sE#1gl`.;` ,:3Elvv)ik, network DOii ia1>:y 1'3e c3 Q,C?ZiE#:i)E`el?EFs Eaefwf3#9i;
l'.3f #t'aUy i..~~ai:fed zi-;.$(? 4.3.i'ioEF> sub-nets or t'fF"1:EF<El E2~.~ii'i?xE,.4 tSit.iF ttE$ dE:pFf.#.EAg L:'oÃFF: du'.
`.:~~.pa4 A`.) y_ S: , 5:. 3~ }wi as at ~t? [ i:~ a 3f ~ >ttd<>F~ f sf Fef :~'~t. E~ .~.E~.i ~ ~~,. 8 l~efi <:`! f,i~i~EFii;F.E ;' . ,`. ..~..i>ci?i?~Z x c:?nFiF:t}:ii;w;>:.?.`.... fA ix:^ie;.3<1cE?C?.'.? #_E13`i):EE37<3t;,fiEa between it3f.'~ fi.iIE1FFS:,E<:. ..,..t..iiFCF>}j ?E?+`, E~-f.$' i,i f ra:.} 3 04 a31:~3 :be t?ffli3i: stiDI=e 1E11 In some ?"ik,`iFZ'<?:k 108 any internal 3F't:5.te3'#1c`-fl i1S::iY3'C)rk., 2Ff%twt?:lS, a.ib=-F.cEwC3rk, 3, z..EFE~?#.FItEf,F?;>
tit:FS,ievf !?i...rai;~~o to ri3fJl:$<Ftt:s t't?3Y}lF11iF131:a1'.`.>.1h between Vf3:i+iuS co`i:Fi3 i>j :FS., coF1pi?:i3oEF'i5 20 i?:i SYs:eE; ,00. 'Nt?t1L't?ik 108 in23y i=t%TknFEFIFlci3te, a'}F"
e?iE#'EapeC'., ~AFt::.E3ti P#=fsit?t:sS :`3113 i3F1'2i`<+,::s> F."<F`ii3L= Rv!?y fii`ii?I3: s, s3syiliizE'?F2i?i1~
'Ti`aTFsi'.F` VlodS.` (ATNI) S..:eli:>, Z%?: tfi ,.i<E::.i, :a?.Id other suitable .FTIfoTF"I1EFtFf2T1 b<:LV'e<'.n network Ftikl#i,s; oy. 'Ni'E 4'siF'k 108 :3:icl, a.AS hK )#i<.?: :Il:t( s,,.f. sf7;'r.A area Fif:fwC3l"ks ( LANi ).
radio FEiõ=ct,;,st. nwE:v'o.. ti\ ;.ÃZANs `
Y
:3F~,a`vi>=:??,=>i> .:F`i.cF a:i'El=i':2C~~ i3s3.ANs?, wide area 22t.EwfiF'k:+
(WAM ), all o. ., po(.I:,.F 3I, 25 ifli` ;:` i;"t i.. c.`:E3:Fp1.it::A" network known cE:i 03:
i.EFte#`EFC'.t> i:iE2d e#" any t`,.hS:?E i:C1iI3i3FtIEF C-iE~ IC3i.:
sS's:<;i3F or svM<'.t33s at b:>#3f> or >e#.).i'E` ii?i:tl.3.?Fls.
.i' ,! R: R3:, 2 is F block dfi3gt":iFIF Hi13:5h`tltl#:g an exclE2?4p.)lE;
iF"..EF7.ti<.tt: E. on t y mC_>a3 200 f? `4.i .: > 3> cL>32?:i3"f`ai33#tt1Fi11 s Er<323SiiQ?ScFT.FJ IFFiC3T
22:Ft,(1x; FE~}if~ cdjtb?<:Ei' : 1.:?<2 i.E`'hE3.E2l;kg`S'.
i:
I': ,i UY.. 9yaeoF1 200 FIIiiy :v:E#i.=:e;iSlv' i`,on:neaF.EaEc<)i% a ;`ocf;:pt to t.c:iid ` 1.2. ?i:7#tA:s a i::}CDWit.'~ host dC;`v'Fl:e I `#f? and wt:RE2l;2E
:>.ii::#t2 ilFi:t- i,e.?du3Eec Cflob,.,, Sl hE:Te'z A+3a 3 3 , a. Y tv"ir.`
c #F?:.~.vi3i3f3i1 ('~z;Jt~) ~'s~i:~i; ~.~?~,1Saf3E2 l~v~Zlill::t~"}lt.
.ZiC:4s:~ ? ~ ~
W3>i >_ . .:a.:+i#i3ITF11333:'r.i$i:3}F~ ">y.it' .#.F: (UIATv! al2djC1E" any '..=dC. i' i:: H.E:E.<E, ii.'CN"f:f33gY'.
ai$ ;,.'`,3::4,3Li.3; 1ni$?ft#fit;J1'1;i 106 $ili3y aSti.ig1, 011's: .~f-iYi<?i'<: 12?: ;bfi= h<Tsà dt.:.4e: ato a ~.t'<?IaS;?wà z:>s z:,.i)'x 112 F?i response tt? one or ?11f32'S`, '4'f'.FIÃs, 111 5I'?lE G:ie`Fi3IÃ'?Ã{`=ti the Ã?sF
3:i3.; eili. <?$:e Z`v $31E`s?' 1?7?bils. dC'.;'ils.s:< 110 S\'EEi? the ii$?iae'."&;a.1 i ,s';i>Ei.Ã:etss; 10$3 ;i:i C>T?.ai.i i o `4'1~;. . f?f' tJ:s??x3i)~C. I'ii~?L7kifi~ the associated .?<3f1S:1cÃ:!.{ ?F. v<'aiU 12. I,:: ti;f?Ff::
:. iaxa[3ap?:`s. t4C: i:<a3"tii, 112 r'^t`.ly register thB.'= {31'itb1lC'e, i1t;'sif: dvSr;<'. I 10 at.??.?Ti`:..;i ET?St?Ãii .?CYT? 106 17i ?'LSPX?fiNi t(? Ui ..<.<?SE an initial ?T?Z'Tii<3n ei3e:C3 d S f..c 110.
Ra ,?,"...:s . , 3l?G asai).:aatF.{?i) P3't3;,,':ss, the syotL3:i1 100 32Z ?y use E:z, i.:;fl.,ie3:?' c<Yp:3:;ili?:ie,-, of di=...`. .:i . `i dF:,1'$LeS 110 } lo i;;);:?:i#23.i?.I3.Lc'<tIU
Ai7f:EY?1i2ÃiE?il between i; cZ i .3.:e1iõ .i3l 3a3sft$.i3:F.i?t24 10t :ln.; ?`.i3i: u':?ii,'<?E%Ã:lt~:s.x s:'i?.Id 111 Iii CiSiFi;;- Ãi'ic cGfli3eea2' rtfd?`.: EC:oh8K33o::y 0. . ..iC: h>:it 3 : .c , '` :ht; s ;,Ãt'm 1~.ti+ 'e'1?'s:?y i'ST?3:?3-1t?T?3.:=t?i.i.
Zh'I.Ã:h *i.t? :<t? t> > e .,, E iit.:i the :<Ãi. . 12 .s ; {; p? .;x:$~l,AzG a retail device, such as ÃI'ls. i'C~4 {.~t:t%:cE 114 of F_Ã :`~ RE
.. Ã31E;` 1Ehi.iÃ.?'.?E4.,i1 i.?'z3i.'imt.'t?Ãai3?:?, Ãht cellular 00T'h.`.
?f,z'E`;?'<3Tk 202 ype:i:El:y i.is.l3t3<.> , .I'ioiis sV.%;iL b1Ãli.f, cl<'.?IIL$3t;i, <_?'F3sGwiaj'S
a.E?.d h+...\ EcE`> (.t?,a:3"o. 2?d{?.. EroIeti 10=
,?Fv1>:$.?T?r3 Cwi~t.I`?t.: services. IliC: ...uR1?hr C<_i?"e i3etVs:lk 202 iR;t provides Ãi:z::S's:
... services via <1: :t33:i?3bE;r of i.:E,"`fliil;`-le access networks ff.g.
RAN-; and :Fa{`$z,:c;~~:a Eho e: $4Ã:3.>a sys,4:i?'i i$d? <?ÃI?L?' Go?"I?t?ltF?1?i%iZdi}?7 systems such as ..1e i3;Ã'woA`c 108 via a MSC
~?; I~ ?'~ ' S'1Ã~~i? Ã:i1~: zwC=xld1llI' :iE<a:.'a.??`t.~:? the C~f~l.?.~<?:I' L<:3et: i?G.. ~`
...,~i, :i ...: a;i? .au..F :i%'L? v.,. . . . . .. `C. . .. .. .. . .
~~i`'i"~ ..oi,2 iT?Cf r' .ii+.?l?S.k a v{r:=3:it swiWhvd f,r L'J}Ge swikN$2zif p?I'Ã1oE. 131"
pIY?L:C'^,y..r3ff vi?,i:L.' 4.'?jls and a i:?#:i:=. :'.? ;ia;.i.Gaaea (?f' daÃ:a switching) j?o.::1oi1 for S3.ij)z's(;f'l 'e3g data i;.:z:15,.E_t\ for <._ i.. ~~.~ t, ~, <?7,>.?.ti, r i 32ivSsa<: ~t;i and a; 't t'...F: switched '` portion t ~ et<:>.2:>' web ~.?I"{iY=L'ti?TF "~~t .E. " ~:,~~:~A..t=s ~, ~
AASC 206 ih<3.: aw.$:3z.?:"ci or l;:`i7;?3eC;t: MGphoi1Ã ,i?fl`i 3C;tw-Eõ:e1l radio :?!:`,::i'..=iS 1'?f:iwE?rk (RA NNI-) :.. ,$ <?31i:l Ãi:Ãi;' >"?E`.?w?:i'k 10:S or 'aI?fjÃ:,i343 nC.'Ã:wo?'ii:, b`v'i14t:011 cellular G=C?Y'<: :iiGÃ'F,oI'k\ i?i' others. ;:'..:'utd?e core TiE$wt>f~' 202 is a GSNM cC?:<'.. T2C'.Ã:woP.k d?C
cE;... network ?' 02 cEF;.
:ii?tdiZ;:. paE_ke#.:.:viÃihcd pi?di3d`I3.. .:E?;o ts?"i{?mn'1 as CJv...c3al dl4Ei.l::>$ P~F3dio Service 25 ZG3IRS` ?>?ct'tIM;.4F a +.~~em?iiz GPR.`s ~'s?1p'$?<?:CÃ N(3f.s,. f Cs`f3`SNF (e'ao4 f.Ei?:?Jkc.+ udL similar t>
~
: ~ , ...$Z ~.~.
~=;S~. .~i se 'i?ils,:; <3.i1i. $.i':?w~i?#?~? ;`)$l13'Il?f3#i;z?El~?~?
f~'3E,~.s Ã. 2, F3i1~> a E..,;?'<.'"s3 ?~ S.ST ~~
i;{?p:#: Nvxi3~? (G(3:ii~) ,33E.'s .Ã.lz3SÃ:I'1t d) ft3F C;it?bl?sl2i,ig <t>rti3.ÃEz3,is :?Gii3'`i#?pF)i:kwÃ:.
i::?[Z.?Sii:
4i4 iiv]t.'<i ?,dY.''t>z::s and 4 Y):i213'i3?[3.Ãa;<lÃIi333 devices ? ii.
~nif; SGSN fm:j <?.1io data ÃT:,6.`,.fÃ?: R?1' usUWl:iWfli- and Na?Xd121g over call.
t:.;s]YaYE;=4E:?ST?J. The vcliLEls .
;>: core network .,.',?>,M,' ?:i7i?v also .[3ciIF.dz` a 13t?T.?1C;, lC1G;;aEI?i3.i't'Ts:e .' ÃIiLK.2 .,`.. .:'ie.tit?..a;a:i3"ty:
tit:l`i?si ii!')wi d:3:W and a vt4ts" location register . (v' .R) b?_,,.d,`t an SGSN) f?a "?,.i".?Poa.ti.i4.st a:i%i$1Ã<ltT1Y:]g" ti1.Ebtoc.i'ibCt' d3.Ãil k'ti;i( =Z'ed fi-C3ela nri< 11LE <i$?ie F.?'i^-a2-ii>?I{`
on 03:: location of t3z?<?'sL LC}$il?31i:Te$E "t~lE?Fi~ 4zS ':ict4 ' 1{.=' Fe~i#?4 a :. j ~ ..
(3a<.tb<:)d, ~'<7 addition, the i f:=llE3l,ax C:iFI'G= nf:1w(?f"k- 202 kn4fy u~.'s'lEIdC:
xixthwn'',;cc3; i?.i3, a'1'.F.dhi~t i`,.=:latEt?.i3, and . kGS::ot'sflti.?;;
(AAA) that 3:; ti?FFis i1F. F'41i;` c>f.
>3uth.i?:i'..ll1f, ,S.l% ~16:%~:C)lf):i~:1115~, t<ii~ Ct~~ 5.,0 fi:Ls I f :r~
)C:F_<3.f: ~.. <:~'~:. 5\ ZY...,`\, r 4 ~ a. .?~ \~~~ a... ...
v+".L .3L:w{",k 20,2. W1.ilCG tziy d< :iL.:lptI<)I2 o~ th'L' L=E)rG
114=EWoI=aSS. 202 is d<,ai_:?bS:Ei v4atll ;eapi:=i't to G&M ;:i'1w(3.i'ks, the core F3i'tLt.'o,ii. 'li,:.T n):14=
include ii?`.i)<.. ..E'3kd<F" F"F3df;1 tE;c'37. E`,: w.`:LJ slld .a.: UI~ITS, CD'''='1M, .A:IEe Wht't's 'wFIi1':fLft df'pafÃit', fiwn, .:?e i:op<: ':.sf this ta.f\:%}osili'e.
.;e R:ZJN 2:)4 pr}Z%fde;: a t'ildlo f11terAi1c4 Eit>iZtii'.E,.i3 Y?;.JbiqE;
t.C.:'3t:a-h i3:)E? OA`
C:wHF3:ai i;o:t) IIE%t4'o'i?ik .....0,c.~ whiCi.i #1'1i3y provide i'LiEk3mt, Z,'FvS. data, and. d'..?f,~,EfI'E2C'diii sL: `v,v<...:3 Q.. . a vdo Vi n1<3bilt deY%3E:E ,ti thT"C)itWl Ãi :I7_lf:'tck=C34C.:l ....~08, f:: ~- LnwA::i3., the R.AN
.~:;3~ ~~:F::...".F3F~;a.il~:i z3i .~I i?Y?i:i b'FE3 F<Eft: ;F"'s:E~IZ<'.F2GZ
(~~~'') .ai).i~. i,.. ~~a~)~a.;~.F:. i~:ft. R::~~
204 ' :?a:v~)i:S b.,s1r.::v:;: air h:till:.s to j'3htiSTGfti llklk bi1wd I'ItE:>sc ;es f..`r i:wnSiFIS3;i?i3 th3t`u;;:ii the i:ei...:flr C+)"C= t30F:wE?;k 202, ThC' RAN 204 .?t8.y fm~prt'::e3tFl, +..?i:1F'f2ple, 4'ieAf:= of ,A.t ;.i;)l?t?win~. w;rk":lc; s interface 5taf'ld3F'dS E3tb i.,i ftians, :F.,sF :I'.~: AtiifF'Fi;O.<_i ':; M:1:: . ?,_7ne Sz.:f'Of,e (AMPS), GS&Ã Code Division ,?-fiu:t.ipl.
:"zcs:es;, WD>^.i'a.. .:ianw Division N.fiuasiplL. Access cl'I3M t). iS-54 TUM._z E
Gs,:iu:f<.x P._i;ket:
Raz:.? S.._::v.Ee ii`,T'RS}, Enhanced .l:)at<? Itate.S ic)r t11ot)al iEDGI:3, or F'."i3dio il:iwIfctE'=<'.s. L Set'5 F23a4 sI2bseI'b, to ÃJ1e RAN :i)r e1.<a23zp,t'.. to :'`t.: f? .; ,,i;u?a.e' :x`h~pbonE :`,I i Tce. Ctztib;3: Pit.,.,fi)2"I2T1g Systi011'1 (e` s?)S) X;k.l a'f:d?i?
,.0 uc'i'v3f::E?õ etc.
: l:` RAN v 204 .:e<j litE=~1.fE!` ~3ii Stat.i3F1s (BS) 2 . 0 cl?ii3E" 4.tE
.i:.1 tC? xSi:::iC S;if#';C3a?
i':`i?F?tmiit .s iB`{": ;..'. 11 13S 2.31 i t:L.d's z: and Er1:i3\f11Fa1 al.f.2 i.mw.. `6i:....~. . s?`y'~<EÃ tlt~%
;'Sõ;.s.~..; Z3? RAN 204 (I.<:', tr3I?Ji31F:1~~'sA by a cellular device 02e}
and i?ETu'lium1lmes 4?%fE?:t fa; $: 212 2s ~ BSC other i~d,.."-.iL~i'=s 110 C~)'"faxz: =ii'C~ :E? the '~t;~~'~ E:E13'4 ~~
25 :IssE?.!<;w~~ ~v:tb t)ne or .~1j:re BS 2 1 3 a?lta controls the 'tSsol:=fatB',EI BS :` 10, , f a:?i?IFI7~?~i'.>
(' .?aY..~S` ,,3l~tf. ~3:~3' L.~t?.i3 ~ A:ti; . si:{.'.3I i?s ~1t1F1(~'>Z%"`= , .. C:~;iz ,i1 ).~~J..~. i<?E'c::?3 : : f : ` c r : C~.~
~,~~Z ~ ~31"C3 E~F:ii~. E'=vi~+2"E?t r.Y3y A.:3Z',3' hlfllr'tble fi:ff3.ttiE?fis zE;T' Ifta*a<.;. A g :fF"i:
ri) 01.ag s ` .a,.s.o [lii-i i,'ri)m,- B:? 2i0, IASC ,:.)0t) .Z`cfi'fSELi`
access to B4;,.. 222 and Vie y bt. CC3mwLl6.'d. to BSC 212 thf'CF3gh a st<aF)d<lid if2.eI"f:3.`v}=
ii"t?1::i'k 206 1F3td, 3:1 riswh as ,..L . ..Ft3la'e'facf:, WI.t:l`v` the elei1'wA3Es of ktA,'''! 204 E3:'G d.:st.F.:Eie with respect $E?
(36"I, dif. = RAN 204= i3).i3y FIZI:lI:F.d:, tit.:3E'?' 0"diEil:li ii'=c~~~ll'F.olf)g"Fi:"s R:...i> as S. ~~TTS, .>th~..'~rJ. II3 ffi". case of t,' M FS, the RANI 204 may F:r:cl.d t: Node B
a:f]Ei . :>
coiiaca .lf`ys coi,#liF!"t C'iFn] 214 is ii pC?C.kE;.'~t ;yi'I,vd Gti.;.-d.
:=4'3?h : iF'1bC.ddE.i:E fl'AwtS#'F3Eca c3ici.iEis ..><. p#'+3s..,.sti :F`'..3`.br.imatif")FI. For :Aiai23plL-`, the s#11i;A'E card 14 n3<FS`
#.' .Li; ~, ?..<..:Jot4;Ã~?.? :#'i;~~'#'?Y~lEi~?Y:, ~1l~?~E ~ i~3C;
#4t~<?:iF]<i:~IC%fF using ~;fF'i.~~~::t~,Li~ <3:T~,Iivit$:l;fil:i and transmit a responsc. n.i4 S.;i?nEF:t tlE.JS sTii<i:f'E card 2::4 iTF:EZ%
w#:F> ,t.S`,` slZ%
ar..?A:i?i3'~:, ~: r .t ',i?.,F..:;,: .3i~~F i?F3i~~ readers t.~)3'i?tFL:~1 :'~.~.~3 IF?c~i3i'.t.E;';#'F is?.;3F#1 si~{?gt= <FE .i'3:tCas ?$.
:
,ti't T .? 848 kbiUs. The s;i3;i: 214 331,3.1' ~,vi#"5l('.SSl\=' X?iF3F1Fiz# L2it; "4'_i.th pi \F(?Fi2.<. E i:,>Cr's, `.:?:.wo..;: 30u:Fn I:sGJE ' 1444nr.:) to 4;,k7:F) (c.'.k?., ISO :569.3)..?C' C.:JFicir::fl5. tis :im.3i, c....,. 23 . opC'.i<3iLs iY_1lF< ).`:{ft;fii of an 1dit;.:?':i'sil power :-l?q~at [:#";d L<:tpiF.;<:?
$.F'C?i3i 3F>:;.d,:FFE ::<lt3':iii fF'::qtis;i3c:;' interrogation sif:F1FFiS
to p?:4'd.:" .he o#.F?.i?e;:k1<:.`C1 ':iYlu: 5#?1'_in 214 F`>iiFy N? a #nG%;3>F y card : i: c`.=ti.i~:~
:'~?:.~..ti' :<i#'e~. In k ,eF3ci'li.: lxe...I;>.Z C<?:rds include only I3C?TF-4'<3liF.WC', TFllfl;:t;ti', mtIF<i:e and Ti'}.?4`
>_F>. F`:a:: :a>:d.e specific security iZ?eft. idicrC?p:o4L4;,1?' cards #Fli.titd:2 o:<.EF.zie i?i;~F1:b?q' :uFd a,%uu yixi:=(.sso.i cvlFTp?i"1miiS. 11"1 'S"'fF1}:' 1.f2"di-A:#F1UIF"t<3teoF34, id?t' S::t'FcI .i c;3:#'<? 214 c'ti)"F
}?:iYs:,` :ii:>.i-:,kiSF-',:; tsf i??P.'fl.i1:ll4' vicdit i,tt#'d SFrSr_'.
(f?:g; 85.60 ,,i.9cS' x .76 ;F'FiFF. 5 x 15 x .76 ili.Y?i :n sF? mC. .%FTI4323:'.'~1.1 ciE?<?i3ti le sFX'i,:ig card 2 a^?
#Fl<;y ?:si, a fi?:? or .?EElb:A Jv;i1zi$y tt?IXIi, n Tic ;>':".i?'cixi card 21y t3.3'sÃ`y' FIiClii.dC', a s ct[r#tti ~~~te?;F bti F+h A:?i>pe#q.ies ,:t swu':` t;d'31)t3pF'O<:+.r4soJ', Sf'.f;1S3'E' fil( sS'5teFli., hwIn:lli-Ã"e,i~h~~le <ind t` :?' ; be Lo33'fi5;t3:i'ed Ii? A7iei'-tiÃt security services (t g, Co?d.ceC'.31:F<? 3i:of Nii?xC.iz Wi; F,:F>.ie ::".??'F
J: "'>F.;e aspects of <?p Z rFidt):F?., thi', financial i3i:?tiEutio?? 1,06 may as.:' the FF?.i?bll:~
"w,.t .tm'.cC`. i 10 to ct:iilii`ii3.Ei'YFL'.ltbe a3ift*F'iTiat:C2Ti Is3 a1S.' tFe3:SFSii4i:f;?F"f <õsfd. 1 .n.. For ..~::F3:F)plt'., t.h. institution 306 #.3<3S'" wirelessly L~C.3T.FZ.FZ:F1iYilG":%ftà wftie ilI:c >z'3.e?b..3.e host t.`~i(?vii'e :10 :.s2#'i .:>?<: v<.liLdiii core F\.tZi=i_f#k 202. I't? 2il?TFae :iFC
h.z<B:ic1iii i?'iJil,-:il#:.`:. , 1,6 t31c.1' 'taF=431:iF'f3ii ..a.forFllsitiC?n to i?3?bili:: .?+_ m dE`4>-o ? 0 F3? Ef?
25 at h:.,Si ::.. e:t?:F?t. 11:it', :F31l:")n):FE.iti)Ti may include, foP' eX:FF'F:Ã'.l. ~, tF<iii:.FFci.o.i .:3i?F'Ii'4:iE.',oi:
#ec:10.1i transaction h#titC?Iy)y " 2Ipt , a.pphE::FE?C?aFS, Web p; ;~
Ae?:'a/(?,";
?:x?LF' ?Ii.. ? x:?<3i3`.=il ?a,S:ooL'll:ttvd with 1:hS`, financial institutions lv6. J t.:; ov..i): ::F.F3L' i:?cliide co??)lAo ,i?1<s a ,?<u3ti<3iiFiF13, dC`.WF'il:Fb33:I1M; a transaction card :12 .n :?ÃFi;~idG~ thv :?;ti3..F i.?: FIiY of a POS ~.::F~i'ili3"3.i3l: .Lti~;1?='iI2~: a request .~#';F#rt?. a ...~;F' <1~~ ":~?'`.= #'i)3i?iI.? host _ ~.
;3 2-a F +3 'i<3i)'FpS4 , fl:lt fi.tI.iilF<F:3 fi25tiEFEtES.i#'z 106 if#f::'' de.i3f\ a k3FsFt:f#l+:`
host device I W iFm?t;#e3.1<:d :`dih a card 112 dF;i$ .XiC=E3wd <:
11"ctFl;;<:tf`.tit?rF and EIF$fFS.i3F!Ã:
.<..u:;,. > i.i3:t:?itki'slii:3ii t(? Il.a' XFl{}bf.C hvyt t742.c. 110 3.isit1g t.ie .:<'llFF;.i3;' v:`F'~ FFt tv~Ã?3k 202, i i : M#Fg the .':HllbF' coi't'.= F3Ã:~twS.)3"k 202, :bf: finifnC~li3., .ifFsE1t.`#v:Fa.s 106 2n:~ y ti:FFs.a.?:i#t 3i3lt>`"F> ',~.:::d: i> Ã~ i~fr i:f~.. .zs<. t1t~,3 i?~l'C~. i;..~
~'3!~C.'sL ~: 'C~C~~iDI.iF'~? a ~ ''~;~ '~C.=> r i ~ic: ; : `"lE2.,....
~,~'.F1~s.
J#oxi:ia?..z,t. .?> thL' i%itra 112. :.Il i:dd1:`#()i3 tlr i3."`Ã(:=3'I?oFtfvt':4, :hC htae?I?t.$::fl #KiEbi?di 106 inay ,'que.ii 3.i?fl?f#iSi:ioi3 'fi':?i?'.? thf..` ?I:i?bili. host device I
I ` e:he i:':ia15af..Efti 4:<#'d I f:.:
F`i.t user .5iny tj?e ffll.ilF' S<?i'i'. F1t`twi1Fk 202, For C'.Sf3:3pie...
d::
iF.?si3.Ã:i:?':?i> ;},3)' ti';3F?sill#Ã if i'+.qlEeiY fi?i' E'sid::?St3GÃ:iC?T:i ha'=.Ãi;#'S' : ? thi'. . ;'Ã.E . ;,.v , a;..t:.f.fy!'3 iii :ai?:t3i a,qpcdC:Ãs of .?p`:F'i3.I1L?dY. a #Z13;E'C;huE?.I or t>theF" i E?tF:Fy IT.<y it..E"Ãi? F,:[;
Wi:e host `ii3'4?i'~.': I ?ic Ãis a iI'!i?biat: ~IOS '.Li'iTif.ia.i C::ti2fif::w<:d ÃC? ::='F'elcssxS C:xe::.3.iÃo :i';.th Ã)Fe z,?i3:2'Ã c.i..t1 211 For .'.1z;2?.ple; a F'i;1di?:i A:<f^ :?c:
F?t.;2?dts s iiix. <.:.t?:c'; and .Q?::' 3t3ihO" a I?Ii3bFle host deZ%i'.:t. I 10i:
wFtl.: a tF::::,c`'S.C,E:oF: c<?:'d : t2f.%.
i:i? 4I?:5 ;~'.X.a3i173L' E'if:: ti'.;i.S:iS;t1[Sn card 11 2c inay ZS't~CS;
~i Av4.':,'~#L F; vs::Ifi~: :;?ft? i?'tia'tIi?.n, a#'^.?.i.. `ii!,= miii3:#l v,.t$ir{ 214-4 and the l}OS 114 inay mTlsk)1t ai e`IIF:t+;F.F:?;,..to3z '.':q`,.:.,.a: to the >.?:3;3;fv'tE3 !`> rÃ:'Ãilt>.f)i'`.. 106 l5i31: :i]L 1.30i?;.le, ht?;,Ã
i.EevfC'si .~ 110 and Ã:.F. .;c:'.11.Eac'?
202. .z:. .espt,.FfSe Ãio, at least the F'qiZem, d]t`, E.Fa<;F"Ad i11sEFlIF#:ioF" ;06 m 37 ??t.w:Ee cii:
., Is .id~).` ' :?.,~. . Ãi. ~ the transaction Li~ L~ i .. ~ 1::. ~~t' :t51.
~at+~ . Il,t_` .,4,?,i~ <4. ~ ~.~: 10 i.i..,.'`.i3x'Z.o~;a3T;?C' ~; . iA.. E
a3id :::. ;ilii,:E?i' 3YS.ÃNi`i?F. k- 02 ii> si?ii'ls the s,YsÃ'<:iY3 100 inay ;?:.:wtF.Ã<' i?:i3i'. or F:i?.f,it S`f`
Ãiaw 3110&S :3`il,ii it.'~spà f:'.: it:i FIÃtL~~~ZE d. For c%X11>zX? f:. the lF:2.:x::&>.i?F: cFl.i'ia 112 i`,': y ..: ..usl"ilg Lhw <dedi3ii:fi is:iC't3o ttvi,l';+;'log`' +:~f Ei?f:
mobF.li'. E?:?~4 2: 3 di.v'3...'. .: The ;1,.~'cr 3.i7i3:y want to r.`-p<'3'wn2lHzf'.. the i.i-aFsitt:':-FoF. c;:Ei 3 112 to ohifi#t.`.'f;=~
host ?(:L.ct::,; ti? 2<.~:,. :Yll3lt?pli:= host d:?S'F.i'cs. G3i3ia%S:'s' other reasons h, i:-gF3i'i>s- Ã.t? the Sof.w...t't? d.:?C;t mai'ie3`r',4iilvrt'i#, bi` user 3I3<Y [iItS:?lIÃ iC;
Ã3t' fii'#..#IbFa; 106 a g i~,t~~~"l` ?>1.+,} i: a rcqi3e.: zi-s :i: A3:,.i`i`i?<;.ize the 1:.:tb:'sctt:=6t>iF c?Ts_! 112 W2~?
< ~~~ : `
`a.;o itz~,~,. ; i:.,~: : i~~V~ I S S~}
i.:~~ l . \ .
< ^;i <t ' a: t'a ~: ~S.i3.3:,~...C'= Ec1.
2i 1-'.K3 ti E ? a?hB#,<lw:i is a block i~.it gE'c YiA YfiE1SiT"!
carii 112 of FIGURE I i"Ii sf.`:t:Grdiii3oL S<?:11's?
EF2?pl<.nt?f'.".lt.[.t?;T4 oz' the p#'C>;iGiF;
In t:,i.nc=.'i3ti, the .?di3sa<'l1{3?1 v72.ii 112 includes pc.Ã'so.?<..:?ed `>'.EZ`.,`dt?It`=h E,.i3:
~tr ; ~ ,~C?E?~J.. uF~:=di:.t. Ef t. ~~If's. .~~. tNFA, ~.t~":
a .i.~:~ct,.i3z?z~. i#li3(:~.i'?i~iFl~: t?~~1~1~ . 3. ...~rc,,.~
;:.Fi.t,;...3...3:?n card 112 is Io:r i%?.<3:i?1pl:L"` i?litpi3wS C?nlJ, and .h<: Ãi<F~sa.:I'zcs.; card 1 z:'. FI.i:Ey . ,~t i ~ 7 .t =9 5 ~= ~ if:#+ `G:ip~. of #it?s .;t?..,i?-, <3l?. or b.y1-1"L=ii 3t I3'li_~~:~~<:s without t~G~}i3 tFiF g .;i c3i ;?scii?si3ai?, e;> 1t?#..? ..I3~?<i~17if Ã3ts~SiC?T15., t 1e~, E3'i3il;~a3l~Ã:i+}T:i card 112 +,i: .i?i'.JF.lii? :~F :i~.EG`}'Ãif;4 N~'G,~? server _ilh a xi'<1l-t#S.S 3~,`aiTi,~,.i4Z4'i:y~t~ `t.~.
~}<?~':i1S:`.#Z3.
fii? Ai~Ir'~~i 3~34 a iA7a7.`f,.i,:.?x?j 3.i 3v <?ii.t: <?<idc:'.L: F:ppEii:iIE<?i'!~ 3 P . i1\L.;
t;rt',I:4.i3:3<1,: 314. ie,3i E6:e:i. O.<J 316.
i, i1.ips"t 318, iiliit'Fi{i'ct C':)i2ÃT'l3l f-lt.::c;df27.ti 320Y
4li3F<=FF't:. .. 22, E`:fFli, used L;?f?r: 324; ai;.d i'i'LN' il'34d11<3ry 376. In 4:)i3':iC iZllplf?3En+3E oa3s, <1 host t?nt>.iilfE:.r #.i1tZ rfFi c lii I
~'>:`, ~ 302, i ~3C'. ?1it'I_:'U.-I 30-1. Ã ,i' \-Vi;C? s:,Iii:3 ihC: It'.c'{.1^6:i)'ie 3r,,.3-tew''3 k.?S0i die S:i`.i3.Ãiif:;ÃleS5 t;hip;.ei 3M ci#'.iG: the :iE'iÃLiini3 320: ."^
S~~x..t. .ii`x?tt o-t'3Y~x3#.3l?I'?~, <). ;?tlli3'it4' 122i)C~i3.~+
iY?c'Li;~CB #.~7'` ~,~t:~E~'. z. ip,r~e <:#.''..`.i)s ?:fF :illd a.sei' ivdfi;,.`.i).di3ls 314. 1W.'. bank used iIFeI'ti]y' 324 c,ei'd fir4.<~ = Ii'i.f; t g; .F#` Ii<i4' 4):`c, c: 3.n<.;. n;2d in 2't<ltiiA, iY? :i;3Ti)e ii?:lj3lG.#I3eFli:<;:lA;:i25, the ::i3#Ft.it:Ã:kh5 chipset 318 ;n<3y ;3e 1>i.L;.3;;i:.c.> .,_:hii'# the S.a.a'i"'s?' i13i?dtElL'' or opo"?t.'d as a sE..i?fdil;ti'e. ;.ho iii'{to:'ti'<3. 322 <" ~ ~`a `' ;~.a ;::i . ....p.ti..,.~i3.;C ~t.a. 5<..~..:~i. : fw ;v q.
eix:, . .
i?.e i:i).ÃZ..Mi'.i` layer 302 :i31dlidf..ti interfaces to })<?E'.'a die 1.io:a# d;~wtcE,, i:C' pi?ySkiFz l:=C :3'.rli. .?rm; and i1::i:: L:k#eY'Y3iti world, i.t?., -wiFel3::hS/'s:-C?:i?.taC.fleS\ (;. F1F1t.'.:F1C3.:. S. `p<;y1:i2eIeF
i#:iw?, ixe:..:...Fhi?Its t3 :.'~ wireless i;i>ili7LcÃi(ii' can be based +'3E' iEiL Sti1t,AAlC s; F'E',jesS
jii.ti'xti.=z??'i.i :>,t+::): as :Z;.3Ãa,.flesv (c.f, ,., aflAP .4443 .?i.:.B), prC?:t` :,i#.y fC ~c.. iSC? '~~''.~
, (i J, 3..'?Y) 18092f; and/or othe#'S. In si?i)'i<: the :i'F t_tS:E? L.:FtiF
C~iC1ai i.::ir >.iii'. a.:.`.ffier s31 Ti; i<iilt?S'. WI.i'f'.lt'.`=tity p3"i'>rl?C:o?
:ngt..h as BlLietv+3Eh. :3.t!p:¾ivÃ:ii;4' irit,.,f,3:'i s ia;t5 by Ii:ti~l pii:y'7.i'iOSPI it_'nnIi2iFls (FobCa in Japan, M3F<3ri in Asia, 3tt:i~~ i`.~3b::S. >'i<Ti?ki~5 `:C3 #.~1tJ
phS'S.i6;,<ii 3I3tC.ifi:ii <t', 4 ~ F c t i~)C'. c.; 302 ~
õ3l ! s.t... Y? ..:Ã0=rl,.':..e the 3?3C3b.i3e device 110 EiSi11g an SI) As?'i>tocE>g s1i4:.i3. as MEt;t'E)`3EX
t:is NE>: \.ij o Sõ) Ã'}:-;iK>#I.f .i. Iia St:jiltv i:`iiple2?ft';{FtiTi:1Ct31:i, d'le phyjii:<).: >:ti `6{cti>:; I.F?<?y 3:i3t iiiC k, to 4õi?:i?ic?`t bvtwY.'=Li: Ãwi) te:f-fS;i'eFFt I~roE<3f':o~s' biE;?4d> at k'9st f3 P4i'i, :~? the .,.,f?Ã?.'ai: device I I Ã). h1 SC)Y)3e i#:i>pEt'I:i)i'1:E#a6f).?S. the i)'it3 NiC? device 11 `%3ay ii?iY3:31?.i3Y3l:.att ._is1.i2g protocols Sidl:h, <l:? ~~~Ek W&,, MC3`tc ;?;'E?pii_;aEi ,v i{?tE.'='Ãaco., or (3titx.:a\ g.~,,<.., , The .'ZMUx i=t{y,.{" 304 can iI.iCGilide any ~i?aih'ffi'G=. hifi"dwiF.v., :bnww<3:ie ih!'2.i t?pi:,.,e:. as an AM bamv:%1"B :Ã.e .i)3C3bill; device II i} and Ite<' ÃF'#Eil;+<ti:iio., c.,#{i 112 ?:3i,Ei 4E;:
die i3t'i xl3. PF'1L?f= to executing Iieifl-sds:`.Ãi;t11S, ~~le bre::31;;<1C:#.)w? 'i:<:Ad 11.~ i).i:`.>
O.?.i<?.: 3:i3s t.ile (133l='i'ry 3.i1. the i3if7b?lr , C..vic4; . 1*10 in iL'=spC).Y+isC Ã") cit 3{)".'(A:3C):ii, Fi>? , x.:: ip3','; U..,i_. it'fl#'imC,:iO3.. +:'.F):i'd 112 1.tYFiy <ifi.`ms:i3.ic<;.flJ 1t)..rÃiifl a Mllt:'vS.i.Z' R.3:',Vi<:F:s "'` device 110 si "? C~li?~3 ;li' ÃiI : A? t, I ~ ._. i3 1, ..., i i?~~:; xt.. die f.,;l~'. Ãi,.i.l.<3A;#.ei? ti' Ii~~?I:lli:
t. ' i ; in some ^.. ;.. ~. A.:~<F,.3 <o .,.2., L `=:' ` z > ~~Z~' t+IcF1~i3.CÃi~z: <::i'<~ 1 .`: : ~? : e':);iZ >
,. >ai:~. =;.. .
e?'dk.a..dya:i.`i a}i.v.il<, 3.E1-li,.vl" such as a Mass Mi'#nC)iy wl.th, Radio (MMR) ;:?i. .E?:i this dicit2ti:1'l'it,c can da.'11'e ia Lhsy ?Ã:` E?li?g-}f_, that cc.r,:t'L<3i?i ?A?>i5s i.,.S`.i3.to;y elti v" ..U :: , .i :iii3: ; I.i7ta'"{`3`,?cG:. "3~'be NINMR. ; 4PT 132:{S' OXC'"i:-tFEt, s sFi'.`, c's{` FFl,{`':= o:i`2'I?`: ffili?wI:i);;:
o>F3?~:w.`~yisLt.b?13~i'ct tC>.~:~ii i"Ii 3C _'NIMP, controller EV11CFisi'Ã?fFiF+Sji<;g i:3 the ph#a .ini;
...<3a;f using N--1M pls.:,tEx,{:sl (t.g:, SD; M_IM, :YD, 1.~SB, F:r,z6re)~
s,,t:d tnci`ypÃ{:, d :i:_i3.<i iC`, :i: c4'i{>tAoõ+<'3, Z,E1.\: ,i.Ck_{).C?TT"E'ff53 ,YFIt<i3E
fZf, :iiF.Gc;..S or {Y'::F`:E':.C?
tieiii.3s ,i3ts ti<i:fing dt.=scTi..`=tit?37 E>f s:.F!"C?I': :iid"!1 :adfC) itlf..:i: send 3i3s?.f"EF.C'tzt3,i 1Ci thL'=
>i'<FY?s>ict:.s. Qc?'d z x2 ii? Yi:f;'ii t1FC4 i?T:ite'=I1LFiT on with Spf.41fL'l.il: 'tli0~ i?Fvd ;i+;: lda . 3n\`t:e, :3.ie313:i3.; . :I3d.}>, ta{37;ifI3.{F dzFEa tii3.f:l2 <); send .335#.{'ikGi?:? to <:oI'FEF2U'.`=A' to irLi#y,.F?ii dti.i: vF,i the radio; l:si>::.1 f_tl" dmt{ ~"`s'L#Cli <3sS<'.11d instruction to G.o#2r\>tEt:t to JBsE<:d:
iC?9" .d data tii7ch <l:r 5 ri3d i315.3'{t.,:if2i2 t'+.3 t;.C?i3iT:illC'=i lo jC:,ti the r:`\:t:F\'f`t, by il3L 33tiivi" ; ~'cl;:af3\~,i~ii' others. I{F sC;:i3. iTl ~7j<?SFC?IF~F{ftC?iF~. ~:~~i;l~I~'~ l:F?:{F :3<'" ( <2.AAfi{:3.{?f wk., M51'. W:. .t}3.31 I.i3F~3]t:Il4 YFE<3~f i?4, ,`=lPe Ã'riC..{psi31<Ited i:'>O 7 ;t` t'C3i22.i3lG#F".dte IFFi:{4' L?C= a?toC i: sse>b:' i)ie:' SC',E.={3.itj< 32T1?dWE'. 1.{3_ <lddiF.3<?n (Ce C1ti1C'.#' c:#3'ib:t2FFFCI:S.
i:: ::33iC3 hniAC .l?eT:ia.<3fiC)IIs, the API ctfn opu<F.E[: in :F.C>tC?f'd<i?"14v wFfai the two ??3';s's:::sy`s. (1) ih~;' transaction i.,:{i'd 112 if.:i the i)1<fmerand Ehi` mobile 4if i ar-o ? i`:. as lhG.
15 ;iliF~e, ...rtt ~? , 0>c card U1 as a1e iT3fi:it'.=r. Ill FE2.fiftE"?
p:?F"S:' .\,,, the 1.1.2 i;:i>a` i,.t.::i ,` ;:;. ?i' 3.i2d?i'c L 3n337:FFE{lda 3o i}:t. ?':3ob:ile device H 0 in {'e?s,t?.?PF-se l:C?. k3> L:Cai??pls.., ;"iisei:.+.i; C?i Eh0 t:fli'1J#li..iL?:1 c3.{d 112 ?Flio;: :,l.`.: Eil't.hC
?nC?bfle: ff Sf::e 110, ii :.i,ill so::t.#Ii;{?.
bC.i'SL\,Qii. :3.. . EF`<3i34<F~i.iC3~F card 112 and the P{~~ 114, and/or other Ut't#Fi:i. `4i iE?.Y+:?f;
the transaction card i 12 can request dFS.' {I:C1bA?e d\:.k;(.= M to 10~ : x..C:aW :~:>c C)#' ,..aorc (~f t(?lloi.'SfFg fUfFctititfS: Get Ul3['.{' l.?pIAI;. <.ttt S1gi,i.ziai_i'< DI:,,p3i:iy ;.~3t3, &`d`\. i)<1~z, Receive ~:)Elt#:i; <3.i3t~~()~ C3L~liA"y. T~FO tsf .
~. Sc I:3i?:FE ~:#Si"FF#Fd fnF:~ iTFi.i?.
Y3ivat ::õ a .'i'C'ql-#Ls; t;"1:.+;1#\ i. Me GIA I I I fE3?` data eE'<SF11 t.i3e fF.seF, ii.i :SC?Ri:S:'.
.t},Z'". Cs..¾ U.J:.F' liApL#t '1'i2#b' present a request ;.'i>i 1'{):{Fif)ple d<.<2 a?pFFEs.
"f 1?\: :#.:3:<, =;'lif; may be any :+{:F:i#ble j<1T?.Flai sEL`vt-.`i as i3iltiie?'iG, <3.li:A"E;3EFtF>3i's'.#'Ec, z?F:{s'l?>{.
..,. :?#:h.i' st: t , vSii#i3c3.\.1":s. ;i3`, Ãtc# Signature cC;n).i3:F>:,..d .i3z<1'. the {"FFY>l>fSG
i' C.~i.'~z3(if iCiF.Fii?il s:3i#~:i:# such c ? ' ~, d`.i' w3ii11r1~`l<> <3, is..t?{;,: ieF {?F~^C{'. a 3 ~:3".:~E' v3 > i e i.'.
dt.
0 to ;, ID õk(- an :MEI code or a .Z':AC f?ddfC'.s5, a i:<'.m;ik l:\SdCa s.{
.)s\iFA?.FL?4! 2E) Ukt` thC:
;.13';..3i#..?':1b,,;i, c?;'~C)#if3:'cEit>d3 sl{3tilS2 l;9ir#?bC?fF
lI2`iC?Im{FtI.:Ei7 wF F>
1 \\:. ~Z~\:ut:v\=\ A ~i f ~~A ~iSg. lt '~ Y {
<i: F Y \l \~. t i 1 ~;= S~>\t,i il`#:L i~Y){`i3'Fa .i(i;;t, ~ : : a.~<fy' :Fic'#
LC3,i~fi~F:EF"d A7t.. :l:$ :
:i',`.` >ieft.?g 't:o :ix. .,..C;i' i.Elt`t'Lq`"rl tili= (A.T 111. 111 ;i`s3:)e aAFlpi'1t3:'Ii.;,EIo:i34, t:>i? S .3TF
a period f if fi]'i3e, a -C{JeF ;if9`FC:s`.t~f:?:i2, t1i2d/C3F" other =Fluo sC"11Ã: Data 4:`iX2#t1.F:i: ia {i#.C:;il rlTa; ; rwbfle device I 10 F:i? 1.Fc{t;ci1.12{E
pffi'kC'f. data F:.:i3x3+_ its o>'i'?z ~~ ..Y~..~ kl34 S; ?:;4i'iliil .r..~ ~i `f. ~ 3, S~'~is ', t;~':.~i Elli.,liFr Z ~\
a 3, i,.=i~~U. <i', \!?!' . ~..i3t 3~'Q~.{S'C; . i:3.Ei:>
;^,$3. #i>:;>:i .,?>:i ' F'i+qEiE' d-Ze .i}it3b3le (E.'viL:C ~.~3 Et` i3;?ivi <i ;~Ã,`i3F7GtiÃ;iCj?: .<lF:.EIAFki 4'iitF
C<e i<z3i3 F:;I?is:.<:2"s i373C. #d.oTÃ:f" data #':C.<#.Vf'.el Ãh?ti'S;.i4.h .h4' ~:)e F2:`,c::Ecfn. t',nt Ã:a?t% cC??A3F3ia#ld GFiil #.cqtieSt II3t' T21ifbFlC' t't<..:ec i.+:# E<_?
i`6E ,!:'F3;E'< AE3y i:1.3:i :
;,E? <? S,N:iSi ..i:Ã:islSFa'Ig S =;'t<3FIi TIÃ.i'e2iF to ;?e fo.=wÃ?T"dic<:i>?:i? the :f-iF3.y.aLtFvFF 4=.i':.: 112, i; " ;c:_dS to thG UI t.5 i31c2Z C;i, ffiC; ~_.T #:):c y e xC:;:'tf.., f3t:E`~ fi:. F1101'i'`= (;`~0AC`.
i3i3l3:iti ?~: af-':;m7tj i'Fit;dWr' {o1'A3x3':it}F3La.!ASpi}i2:ie; Al'tf-,v:ii<:/x.3C`tt(.E?tc:iC Fi:sIi ib'EC:FIICYiV
F+...i:.~lO.t; Send Ml wEt31 or ;w,ith01:t t:Yei'=E'ypÃ1.on; Rc<.+:..Fie D<3:a ubFt;z <?r wAt.:3i?EFt :3::cFtpd: ` URL Y:s: Ã: DFi'Ã:i. / ~."RI.. Post Di#:<i> tiI?dro: oÃhE.S\.
3i";E' ~c..ii~E'E$y #F3i):T.Fii+`::
.i?zF3y i:l:Fte to se' F7i'it.y Ã..lic:Ã:i<s?1S provided b4 the .:i:?'a.
;ifid <iI'e dFFC`.C:FG`C>
ti?waI'Liti :>?c :x~c'u. :y F"f.iUdlile ik`2th'i.El Ãli's:=
Ã#"w.E_'x<3Ct:1?F:. card 112 (t,x tiine::ci:t~ ISO~ 7816, pi.:sp .it:<?ry i:l?n13mtFT1d;s). IT3 ;ifiF.?f3 ?Fl Ã3?L FF3C'TFE;i't3C?i 4, the i"i?iiy-F#1ci.ade 'j:c ,..?t#e`>3.; i3F.ffit3k::ii;ci3l3%3õ pCC?v;.:i#:E)6]FYig of data, creation o:ÃSt~iti'Etl=' di?m<3F#:i5;.
:sg?Z?ÃfÃe of õUC'LF3iÃ')'' do33ci.EF-F., ti;3dMe o$ EF:w!' C:F'c'.df:FlÃ:d'c7sS iFD(.r '.'e?',Acif,il3;i of ke:y, <.t?lEi'oE.
Oi.s'ti;:',. ..#; ",'C;t3ii? the E:.i3.F3:F1'F3.FI:d5 Ãn<y :;i~~:.`.lEidC`~, non sf::%CEF'1 ! f..?<F:Ãf`.(`a 53i3<.; t ,.a.,a ~tiCh :i >, l:!t' L'Ya:Ã32plL F( t à itfElf:> iC=i#:;F?
lliiii>i'Z' :.t #f,:i1E;i:ld:E. IN`
1 ..;~Ã'~}#Z ;:`,i3i#":3i3I'Fi~ }i1Fiv ~?e:"ff?l'F31 i: TS<ii~ of E~'>t: :
~.3..<`= )I'~? . ~~'f <;ii :i.iw ~icFa:ti':~~1:t~FF i}:Fi~ i }i '. In l1:'s3i'~ #f13~?~Li?' certain ~s :4.'.i or tSI'C `"" Obw ;. <3y be Lcr.iÃÃL.3 to after SitF;3Ãy, t`Li"4{iGe3.Ã;E?i3. 'll14 >:i?.a? .}FiYii .T3~:iy E:+õÃ.?i3ti; or C~<'<3..~t?~ii.i't:i'. .;f'.F'Ãci1:i3 fliiAe:=i1C?.i3:i of t~:v :3'i:}..lN.ivtFvti C.'iF1 s :: ~Y~:Et:' FhiS'i3 .?i.3a3orY' Reci.d;""'fite 0=oI?1FI2=1#"Sd may el-Lcti3.G a 1'S Fii ~'##Ã>? ope?.<3>F.': F3 oIF a `ope.cid it.?c2. of the i?i?1.i'-SEL'i$rt'. 1F3omi1i', 326. T 3:C'= SC~md Dwz:i tS#F:i <3:' without e7:i.ry>6o'; i'C?m#T3:F#"ld #23ciy #.Fa;t:Fi3t:t the transaction t:-i:iT'G.
s13 io tcFa:i::11 d.i.F: wMiExg E:;i ;Wi#. .~;iati iii?t.~i tiF'A with, ::;i' G Xii:Ii"d~'4~, F~?E l'~3S 114. t.t ;:ii~Ã:ia:#:C~Fa. Ã...~ ~F~:i:i F'Fii:l ~%v i;::F3(Yi'4pt::t by dli. t::i.in,?i3cE3C3:i3 ::<):F'd 112 i?t"Af'jF' to tt=cF3:a`e':i33sSF1>tF using, fE? ,k6:y\' ..5 and t.`i3ci y,7 :: :. vi3pi1bUt i stsivd ~4=3Ã.}31F7 the SC'.ctu`FEr' 123.:3c3E1le. "{l3t We:i :4.d.i t?.""
:,,c. ypi3"sn C..c3:i313:F3.iiYtC}t #_i3.<?.Y iu:iEl'3:f,.~E ti1e Eaiiz3Si3.C:tIC3f1 C,.3E'd ..,. '.~ , Ã:C?
I3:ieiu.F3.i<.;.at?CIC: tõ receive data h"<?#i.s #ts, 35'#iC.1i:tih ct;Ã3.F)C,'~E..Ã~~:.3:; wõih, the Q=^Pi.~ ` 3 14). ?:i). i;ii?I3e ;?m;?tm3'.3eF'fmÃ:.iC)nt data dC',C;#.'Z'i3fio#: can bX' #eqzE<'swd by W
sQL:~i3x'#::' :3i~>s i?L ti\iIl'~w', for 4~x43t31~~~.L keys and i.~*.`.~,=J:;S'tiC?Ia cl;~~i?~iÃ.~iti:.s s Z i:;F3~%i~' ':%E2. 1~'it' s:?d1.=-~?(~iiY~~' c~: ~E~`~?tt<?:f2_ I'lfÃ` ~,~~~. ~r~`.Ã: ~~ii:2. :~:.. ~~
si i.~.3Ãd:.
L'=<3?>iii`i:iiz3 =isti'F3Gt the web sQT,~ct' 306, ;:o r<:Ã.i3Eit as t3t,.F' C:=¾flF-F:w :;ct 11)", ;?f?:A
3'#a ,.u...; ns .3s?I3, f,-;1' . tc3i11pl .>ffl-ifl. ::T'L'S.
^4-, ,.v Wi i.` se>Y'f i' 30t3. ;:i;i pii,'i of Ef] OS of iI3C:
IY"cEia::<3.GE1on card I I 2, Ex?ay aSS6"?3:3 i i#:,,sot;.3#iw, ~TRI., sIylc. iiddtvSSing to +::E'.=Sti3.IiE ftlf'.ti :.tZ:Fod in ?~.~ ?
c , nai>; ti3 If., tw.Fm<in.it.3 , ci1.i'd 112. In ;,<37:?( Fllpii.?;1LF.a:3Eio?S, tbe `: ,.:bset\t'' 3,.6 i] ?i3 aii. UIRL ~a?1 rC;tl:i:ia:: Eh; fil': :"S a b[t2w::eF i4 .3.;
t.z..di)i<.
h BTIT:1 styk ti.3#Fs% Iai <iia3e iS3'1plvFInL'#iiiitions, EhE:
CiC.fITiltft.ai: o; dw i:1t:s ::iTl f?e z,3n-mitÃ.e> . .?l3g staiaii<3r;i X11 i'.-M1., W`tIi, r3:,&':3r 104L 5.yl,a ar.lgireges. U::
fik .:.aZ' .,.c.ti.i.:e :13]iLi: dun pl%Y31t ii, ddd3"di:si7iil Ã?f'flIt;it,'~
sti:}ii3.ZE> lCYC:).fii4i'I;T #.i?. i1:411'$is3"y 326 iTiii?F'tve yiEt:;S Li?ii$ the i3'.ii3I:3?le device I 1; i"F?s:`i :aC<.:iSS, ..n s#;1'ds<
the VVch si;'ST'E' 306 id:i3.y s3.ippEsi't 'a<',t>ii:'ify ,3.?iot'.e3k such as SSL.
?;? I`i):.' tNei3 <3C;i'L`t'.# 306 .3my i?'f1P Si+~I' an application 4.F'1.
tiz4::i31C?#y 3426 dFe i.`'.iC?:?fl`::= df.l Ii'o ; .i I :.i'i :i.;>:il1.3i#;i) and ,hC',e;i3.d)i).. IlC', W+.,'t? 1<'n='4i' R16 11?.<3y i:i:<Ft3e:i#. ETi:= ,`:is3FPbF.Ft#e4 of the i,:t?w<t;i= i?i? the device 110 L#'aiil& ft,i" t.l.?3i;pit'., filE;
bEoM>t`E i]N`: :4t..d)i 1 ifll:?, a:, i?n?i~; to .::.'#.):) i'sFffi?1e:, Web page i3::t:i)T'dAawF Eii i?fEht sacbis,. .....t: bõi)vL'~"t'. si.#i.~l: 3`?, fÃ?i' e1i:i?3plt, st3ppC1#t:`d F??~a.'4i;.p %a)z>Ei ctt`. S:.#eeti .iF::!i, C3??i)> 5 <3.i3"Ci :i?.icb.
A-,, `?i3it vt :ht'`, Real li:::3e .A, MS`. ;;mbbY?:w hc:?"t:?f,'wmk 308 f3'Ia:.C e\+:l%u#. :ti16_ or i3lcsab. ??x.\..+s;:is 3;F#yS;d., c3.. Si;ii ki pi1n, on one t>i' iYTi?;C'=
pLnEsC.:h t>f ,'t7i: .',':<EFf?ph`=, ,,2 3i'1o ~i'iti-,e.o.G fe'...,<\+,::si'k iiT~ F?1F3y `.I<lbl0 an internal clock if'ti<3ki1.3Ee oi:: F,). i...f .. to i'te'oZ:id+.` 'to,\.\.:;~ti3S .i,35 in #COt3oi"l,i : to #3t .C.c1.]t iC'.qiZe53'vd. C<Z%'`.a.E;.. ~~'bt .,:3l fi?:>C. >:Fc3#F'w.wE?'<k 20 3138 .#??:? ,.d.,.,w cui:.?.Y: tasks :43 be p.e schC;dllled SiK',h tiA.3 dFc tasks a#.~.: i;:t.cAitf',; in i'i',yE . 3?>Ã' iC3 <il lC..3s1 certain O.:ne ii#ld/l)X ;ve3n based ti.it;.r:t;,;.4. In ~Ti,SniE' the ic:':.E iii:e :ni3i1A nil?, .'k 308 i'Y?iy allow the if3 insert in t%crti3i>l .i<?a.5.ic.,: o.:s. I:a Si?:i?li'. F:F2'?pli`ilit`,i)"lc.tliC)i'k. a p;3.i't of VVAI' s' i##4lai'd< ,.;iffla.Z? WTAt yWi#"el.t~;is ti;I';q,Iii:`23C)y Appl1,.,.ii:ii331 It1tE 3'f"<ll:i ice1n be lFE3ple:`.."'E'.?nt?d to .dl?w C)f:.3:3L.
2 to fl:ilk: i:Eic of fEP1il:tio?.tõ> i.'i}3C.`zC34:[ bi: Eii< E..' `3..C:
:C'.
1;,i bit>tL3t~3' pc.gi::; on the card 1111 110 .a. . send / .ic.:;:ive 1Y'3I'ilesti tf<3tl3, send , 1"GVdti'f? S":~IS, ?:tc.k<. ,, :<`zsõ~c Ca3il, p3t3.y ii i#? i :ma?e :)a: .?.
. .,. papi t.;,i. #ipoii';:i3li(?tiS 3101 C1:ii i icii1dC'. <3:i)i 1.;{'.tS'v{3I"f., hardware, :tFid/:i' i#.ii 1FT i?>t ` A:ii v ti:?a31i~?c:e t 1da,f3(:L?i)T? . F C3~i'f:ili3Eit)fi LVI~:lF ~:iIC> dGtE3;#~. , c.3iz>E?~
't3E .
..,, instances, ,.. :?rv 4,.It'hnS,:d Set}:?4n:e c3t3d;`S':s3" data lZ)r1"d<'3i. i z ~'?" L Yiti"t ~# 3~? ;<,y' s@" F:aÃ`ii::
~. L; he.~.4.-\t ~\
311.> \ 5x:i\ , ~+;i2=: ST I:lf:i a Iv3p<33' iyC'. 1? .i te'il.'i5autYs3w 3'~' ~i:EG ~ ,\4' ~.>
,.=i' C Irwa't:'i"'o i23C.11diTi`' i14i;`.F' ci'odc;IT.1.ils ;:;., :l1'. 3.e As..>?:4+:, iF', a ft:i?`i:F3a3 ri .`
~::o ? r.c\....
.a 1L^.il iiL?'ie t Ei#i :~iiT.?137c~~'~ ~sF3}3 ? a:E }?:l)CC fF'#4. <#i ,{~iia:.i3:.C)~?. ie":
.
- ?5 dii,pci~'323E'.#1~. ' {3 S L .~i ~ G " ~ I~
Y'k p~.~i#<'F).1#:t?t,: 1~3 ?Ylit`d itili: or iF,fF'e: C?z I~:.t f(?lj>i:?:i ;. :#a:?yda31t Pit>x?f:=1i#va (?f the transaction card 11,.~ F#
~spCSn:S`v' :s:s 2a~" ti15t i$A?
.idS i3...,tv:3di.:`Fi i'Zq`ai4 st #'vc<3vt'd f#=CSFIi the Pg:?i;3 .~ 14:
#'c'..<.#D't'.' a r4q?.{i O :i {" :t'.;I3te ;{
:.o#' C,id',.#1:~.~;L, d"i'r.' PO<,,'.'r a it ie:S<:?].ffv fFs'T= fvdL?.i>Ws e:: t..2e b.allk=:ised . ?ili)oA y .. w4.iTl t `;pi?i3se to f'; lt.fsE ttifi: ri~?qtw5Ã:: generate a c 2 "i2:?23Sf E:><?sL,ti, iai Df3:ti# #> 3;:i#i., 3? :la{':= user L.f:C?<,3;ti:lal5; F=E3i1Ji31#.l lie ?Fi:.F c#,:f#C?z? i't''. p? 1:.<' 3^ F;:F :1,10S
: r .. . ? ', ?6' a coTiT3cil<'.5s chj"S;iC1., f"f%S::ii/t d;iEFa, .1(?' f:`.? ..i`.,?z<: a .zi#'ktEi?I3F
i.":?rn t1.;~.' POS 114 and provide a response vf1F.~;:;1.F3t#1f: i-,`a3<
j%ptZ'.E:. d:iEi: E?4`
.?l{> clear da.at<i u. f;1L the L;#1iptoLi`,:iA?h#t: <:<3pifb#l3fie:: _f fl'{i: :.v.tF#:i:
it# i i...,:;iTil#f .._..,i. t:i,Liyptt%d dii:[ii using ihL +.i?:lt<1d1f;=Ss L:=hpSeà 3M iFi..fer:3f...it a #<iI#scf6.'::ioF"f :?iiw::F' w.ct3: every ?~3';.ins.lCtii`,:F3 request $"ei.tvi'.d5 transmit a vc.AF..{ transaction .#.. v ~I~L:#kaC $(? =,'a F`cq:,iGat f1`<::?1f1 ML POg 114.. aE<l c: ?<^<fF ~
;:f$ f:23i' :c.ii.,3:;r".iC?fi '.f;. h':?i;1 the ~~{ ':3 114 :{]At1 ti1e transaction i1i'LC;:i'y f.^? L.%:i of -.?3e a3F3::?k used i13c#f3c;>,i,- 324,; t#.ai`..:+#I1:it t:<allsfl',:I1E>ia fitst<?#'ti' 1C? the CPlJ of $::c(; .F Fe.'=H3gC.?.: f;i:f#t. 112 in 15 t i::'.yi.~.#:,5:? t<. receive '~..:. S.tv.:., a 2. ; .' ti.i ti.:..^t, .
~ISC3 7816 I"C? from * 2 2 CliS..SÃS .'tthe _. `~: ~ ^. ~ ~`~ ) >~iEfi,ll:ge?"zt c:a.v . .. ?, ..:ie(;53~,. c:3i`i't'.:ip+i#1d#I34; ti',:f#YS$.`,',I#():{3.) using EhC. ;;5.;::EF#"S OS; pA'<?S'#:df?
,.`:is.;k to t}.i*.. CPt'; ;li3iit't)r other J:)3't3S::i.'SaCS, ff3 '~-.?,<'F3L.cft'>2c, the E of?l;;ivt#on ik.i-~ pc`;.tif31t'=.Fal. application ~ 10 II?'r.:y gem.'f"r: ic, the e5pC,ft:iv F'i a fi#F'm.ft sp<:w;faGd by the pcat. 'F?.{:Y3t network (VISA., Ai17C`.?F, D#...cf:=t'<'.") <.F:c,sov.F>2.+w=d with a 20 fFita>ilv.:? :.A..b'ti.tC#:? 106 or a pfY?p$iL=wgv f6f'f32<'aE t)wFT,t:d and de3`..F.ed by [Lw iFlic`.EI~C:#i~r ^a#.+! prf?.;<553bli: by the POS 114 Ti:li::~ EF'a..d4c#.E:tic}r: F"~q{#C;: S
<:?nC <.. . :..< of dhS. f<3flC)''.k.a"3g; user i:#,'.de#1t{ fU (mg . account z3f'e#'Flbi:.A): C-xpe.i.-~' d:#{:;> cFfF'tE
:'Z:ifE<. .:t:i#; 113:i3Y3bC',#'S; a ~.""`t.ins<1cf3l?A? Li.)iei"at;, ca,ced`=iSI' iftliC;F: card or I.{3 some a.iag.;'^;?"#eIg:i::fi`s??;i, the payment ippRC,a[FC,F.1 310 i314f!=' :d3ai3p.'iJ:'"=s d:i i?f'owsr;:f' J %{ppifi'.a`i3..`F. 3.o e31a:?lo t#'ci2 S:IC:tSf:`Il:?, I'lIG br04i's4=' 'c3ppl#.L:e'afio-#1 310 may he a E?F=E.'m.^C`.F- Ei1,ia'.
i"3;4 .3. : 3siaflod.:dfihe d.c:Z3.=;',<' 110 is L:{U2.GF" T.i3:iSSit#g, <3 brC#wse'.I';.;F' has e. efz(? S= ~<.:' ttF;`I
I:Fic.#ii,p<3d:?}e w,iIa the ~'~'fk ?(:IVci: 306 on the card 112. 1-^4R.;F~' inm.iN,`.:WiF of aE#Ch, b?f>2L^>e3' 310, Ai,Fi:F:i`~ L:i?I3-1i"11ild?dG<i.-ti()dlS between iffi=
#T2CZbf, L` dE>i`,:,i':= ;:FAd the we~~;z_ õ~;.
ia .iv":.:" .:Sv3 ?:t?ifkr' 3.#>< tbo 37 ~A%!:;v IYFStii3lcd browser.
30 .. ; , i:'.=<1.e-E#iT-li; OS 316 may `vxcGa1E(< or f?th<# :w1: e #.I3.::.F:Fdt' i?:3Ã . >' n<#Te oF` the Ai3acLi4...? ;(".i.ll-I:i3$?G f#'a3374:'.w;7P'k Y0,8; a host t1f"oGc`a4 that a;ii,,paCi2;EC'f?^,S ffii: pi3VSE:.`~F3.:
N.:\S=~:.i`=? ci3?< i:#'i?:l~i~< ^#if11 ( tf3'E~ CTILf and the F-ni`bAl4 device 110; a., da.~-~i-->fe:(.<:
that : `, `a2 . '~ # }l t i==t;iF the and ~Ii,`
z :.,?~.:..~.:..#.;i #.i~~i:.i~ F.li:I~~fl:L ~?G~'~' 2<;-:F3i;y a 'i~L. c"s j :ill#3iZ.<l~?i i31~?F~. ~IF'i?i; y> t~.F : A Sf ~ <'s ;
?
?l?yse:iia i>.i;.#.:i#? L= i`=s::wCd'#F ihu t: 37lscikia(>.#1-'v'1v:iY~ and ~.Y~~~,. =:F"#i: :a3k: ;.?. ', "'t'.,`1C3, -i ry "2~ r?^F~;
~i i#i~#t3'a3,' i?'x ci 3=5.., .i.3 ?`? :i1L`E 3~?#t.ccs:? "ili:it tiZ"l}5iE:3'33L::lti aFS
API ia.i3ta A t..p<:bijIE,,'.4;. d:F :WGb St'3Nk: .:?.:i`. f'aaCEJ 1:f34 320; pa3;b'f`i' 3taF :'EiFA?<' i#?":z3 Li3#w:se.a:;i?1?y, f?L iLcll='#i;.<' OS' 316 may n3<?I?ii'; theJ?he s.<:i3l i'?w#'fi4Ece b:.tty"t.C;a: id?4 CP . ~ fi Ci El7EZ 5i'E;i7.i'i' FZ:FemC?:ty 324 t}k<`lÃ: d:i3t ludE:s FZEZa?zEiF ~.` ;ZtZEZ1:aE<3:~E,IZ
Ã'i? _ .a:=L~~ Oeai :?.i` i;.t;3:?o#y <3'ms io be I"t#irEGU i3.i.e.ss tit'>i~.`C3#' data r E
5:?,nt: . ~:'L'.l.it,/ I-iZ.?dillc; C;<!23 i3i:li#d.: a 5..i:F:Ei'iE3 I'i=:;di.#i:' OS
25.rt>v..ih.-.. tc,' t;;L= s''r:.::3:#6ty module Vendor A#?.d. 3x12iy be :t>#l#~.~.:.i?E. l,#.;:: ,b.,s._F :.i#I f:
>:s :1%1.<iskC< d :3~F.fit:i1t#ti:i1:Z. .3tIC% Seci:f2'iEy' #1~>E;di:#lf. OS
z,icE\r s:.mt.,'lii>-<f iht: E:E<aW fF',i the ~i=Ci#rii?' ?..:dY3li'= It? be L.i3it1pl#2#Z.1 Pc'1.y%pi5s and/or piywiFi.;<hPc.'-if.t,c3iiE>F`s f>F' <Z.#tZ' i3rZ..3 i3~'#33i'j ea ;:onEi3C:ilvsS 5vtill p3iay'#I1i.'.i3# s#:dE3sEa~
spC.E.#6citAt1i, RF cat?d..J#'+3n, EE::
iZ'iiy ..E>i>#3IeiZi<ay 1is3'S' host d.':S`I.E.;t. signatures iEtZ.Ci s#6l<3?i=` modes of the ii.'',:`:t.:E?a?ia 3:2 in the s:%i":aa:% .`.ti{i<.3:Fi. 324. In Si1IZZi'. S:I31~3~.iFlt "?EFI~:~iiZh. E:zs:; fe.il-tE:F#L: OS 31:3 F':,<x' t `i3 i tC? ri3C: ;ir: ,;i#l <. i~ ~
#3;i..i .+,; ., OS i,~i,;iii>:t, j?.'F'~<..Z~#u.l:~ ~:,E.~..a.;: :3.. 4 such =j } vi raw FV i~i3:i2 S,i?CC (?LFTF? i#LEFZ.F~3<i, C:?ap dIc:' Rtt:> ~~=:E2-i:i ve?'ifiE:::;.:o.. N<i1.iZ'ibC`,i' (CVN). Whe#' c9pphl`aElon spE=6f3<'.
EiE_t.:.?lS) :1Fo sE.c:i;'E.` tts F'?:fi`.i3 ii,tm?.Z<3lF.`,,. II:i addition, the S?13:cTC3CC?:i3:7'C3jlci' OS :i31a#Z j sFi=Sw=#1i fl;ii ;:Ex H., as a Z'l...,,::?D stE,3ag:. Eo the host device. ThE; Fi .iESCiZi.E,E>3~~t 4IS
t.i:; }?F:#ii alCZ,i t?:#(Z
20 ;?"#i _.;i,; y :t? user St.SõtE:33", 13iZd a protected device cZ.pplF.E~~.rlo1? SE.cW?n,. 11i i:h#5 '=xt?Y aAs;E.', the dLY?acc application section F.^s:i 5bf.' EISE=C? to store p#l)s t.E?r h(Fi`:C:iI.3i:.
. . . . . .. . . :'.'s``? E.;#~it..`=5 i3;:lE vl~:~-1x.i 3~)C`.i"t?'Et?
~i'i?iTl t~31i segment of the F~ t>i3i?::or ~.::'E.~ >:a:>~ei:33F;t:~ t)I?
~.EZC'.' ?, c fri):+i: ;?"i?iT3 '~i.b:#s :e~ csd3:i'F.~.~~: of Ei1~:= ili~.Illt?f"S>
*.
i'l:;`.. sE:cZ.i?"ZtS'' T?'3.s,3d3.#l:: l'i1ip #I,i:ij% provide ~cl#1.~'. #
#<:#iEc?IZ :ib.2 E~~'iZ?'t: S:.'i~.:i:Ei'EEy-fE=s.a.E??a,. "v`i .i`.f:t't'pi3i?A?., of :as.`=1 t'."C tst?> +ii#a:a ~~i.=. r.F:iy~ tZ't~.#3ii1?#1s, on-board ~?Y'z3:'~.~.:~1lty c<lpEi[3#l}.tiC i fi}3' i .C<:.:s a:Zd s.:>:<tc. cs .?a.:+.i,=#lr f}(:ht'7'`.. 1:1impl3:.Z?e.lFai Fi_?1:F1, E61t; : CE..ii #t :?Zit2c_.;i,E:..s. :) 'i::iF'xF
include i3:f' Gh>iA.):ii;l _i ;. J.
a.. t i.'sa31.:3i;;e.ic;is 4h<p:1L! 318 may pF. vide;a bi a?F."C3E=e`:::t?l ?i: ciTliF/i}#~ ~3'Zl`L~T.'i .~~C;f- RF i:~t;:EZ'EÃ.??EI_#Z_#~'F3tE>#Z. For r`.? e ,i3~fle, ,.,. ::(`#AF.:E:i~E?y el}Zp.... 318 li.i%il include C)I3t43<`3.I'd RF =:=;;a'c.'ilki"`v' to :#i2tet.^,..;t'. el`#Eh an external Z=4=ox:E:
c:s3~:tnia.o>"F Zi:?e'I<s 3 ~iAtt.~LaJ,` =:?#Z~iiz ~~LS~ t?FIiv4Ei?#i. ~~he t11E'E`.IE : <`i2.i?t-{:t:i+:?F- may :?(:.
aC3T v"w?i, L. i;:ii::3i ti` node f..`=i'AnTF7.:Fl. / I'4#edL'.r .b4ESC:
;i::'3Ã3t>.,;, to C:13c'.3'Ft (p:Fss~3've t<?2;) ' :`~'.?` ii? >v't.'~i';ii73t. #43i;=r [it'{i)5c^~.vi3(??? card 112).
<?1.Fii=33?>.F ci?r3E3`t:ii ft3:FC;$.i<)IF 320 may e,=C)#?tI'C>l,--, :.i3ia i3 :IF::iIz3fiF.i> ;. E'3.t<= RF
:F:#i`Y; ?u:'E. Fo:" f'\<3.i31&; thi: ai'ItC'.327:1F3 ci3TTti'i?l I(FIFctS.il? 320 r33i3.4 :=1:aLi i?n.: .?x..,, fi #e ^'i3s.'st'3c% $i), :.31' C'=xa3i1ph:sll..s,.,5A.Fli .IEiEht;A3E3cit:o:'F. GoIF pE., _IC3~. #;: a i'i?#3ti#3.. : St.'. J?x5h+;ta by li-Fc OS .` 1 ;), i3::Vi.tF' other V4#1C:
1%i, <.A?Ãf.:.?g.s.. 322 .3F:;E2% bu a WE
3iln,i c L=.rcios,#+ :FntÃ:Y?3?a itii)E3:I3C. ;Wd Lt) '<333. NFC inlay Viie a ::SffiY ic: s"3 3s..:?: m cla E... >::
,";`ZN . (?:,:~ .; ol`'e'i;:: i:?lC:?IFG.3`Et.
4 i:3 a h?C?ck 4::?eF<p.'.,T'iEi'F llEISj-rill:ng an E:=?<i.F3F3plc i3#+
i.izgt .`Fi QS;:FTt. 4f.Y:? in whh some Spl(;In'L`.i3iat1(?i3S of the }3F'C:#+i;?E d1sClvs'tilr.. .:'E.`
LKiFmple. the F3"i3 3`,<3o?iL?..? of TF3`GU Rx'.. I 3Fii31' b<. 3I:F3~~leillef"1$LlE I.'s tF6.ct33>il<E31,e ":'i:~l t:.:~.' i.hEq-i:iied ai'tCH'+yi i. card 40?i. In WZ'.3:iG.'il. ti1e WhgGTn C;3d 400 F"?i:y F.Ed4.'.Ã;.,11eE:;:t3.ii\ .3...co;<i ;X'.3": iL .:;; a Z /41e' tx.:.i..<li;6t?34. IlF`v' FFIti.lhgC%1U 4`c1.EA.
400 is dw .iUmf3:<E.,?mz p.~.iP: s =s only :;id. i3i3:y . i: .>.fde si)i 3e all, i?Y" LafIerE:n$ eieF'cFt .Oth(?tF:1 d'pa; ,33g 3' s3:3 OFS: scope ict' As .fli3st:i.:il..ti, 1J?e intelligent card 400 ii?<'ii3EieS an <32)eeE3-E3..i =a" ,i ,-,,4Z iEca> phF;?
2F:F'`3 `,.'. . :><:i}iz 404. a st%L;?:ii'3tVr' I3:1{3i.hd:' and CC?Ini},Ltless chipset 4W a (. K; 4 ;S and i.:1Ã;e?:ii?. , 410. "H3.:) ili3iet333iF 02 t'viI'el.C`si/` tE'i3a?S33'13t.5 and receives igFif3:: m3f:=i'? as WC
t: iY ~ili`. '#322~, ~l%..,3.t:3~ i 1 i::F iF~i^ C=iti zS ,; 2 < 1 ,.~iti1:, t}Fk. sLZ%iEf:~3 ~3~i:3ti Et,ar. l'.?:i#I ii: 3 t:F3< S' :~Z='I3.FI:F3.Fy2E.~
~,i3. F3~:.. .; ii~ > si,I
=<:l? iail3?l;:l :'3''F.~ inep#'.5;:<;,ci = of Me <Fom3X3i:F 402 to #llE3.4=
the tE'Ei3:'ti?331t and/or rE:L..slo f:beF.FC. :i'.="y', ifF a:a:..z?:`.., ;.i3<~ switch AdE3S ili?'I3.i3g ci.Luai 04 iT?a\
sE'=leeeke1;% sw1Ã..;F 1AiE: ;3Fti;'miE 40~
o#? :13'Fd o? ?a3 spoi3Se to at least a S;fsIIFIlii3d e.i'C) in :b<%
C~~`PI_; ==E:?~.. IE3 <1#Fl~, ??3.Fpl, ???..:. t: i:tn31s., the <;3Et3:i1I3ii 402 can be a 3hi}3 i range SL
tF'ei#: :FFItm?FcE ;'.<Y#FF<,:: Ãcir Eo ~ r~~~:. .:..~.. as an NAND Cii3:'tCa or other #.3e3:ti't'.FE t#? i3. zyL'4r ` : zt' Z'ls. a `+t): it~=LF3" S E;L,%3~w:1 ',+I:Et~, ~ 3 an 1~õ
IoE co,.,. i3'<)3F3 the CPZi.3 4`i=S ti) ftI3: the antenna 402 a."+ and ifD.
In some i:d?;Fpl.,< a {Y ~...~t, ..<3. .i,ili~+ ~~3 ,~~ ~ > iT?4tv 4 fl.+, tdCl<'..
#E31 i1E`C inlay i `i1c, f that : Cc`1E3 ~iti'..E
i .~'.= E:'s.~ ~'`~i ;?a~4ib c t ,.i, , i.; LI3:<ltt>E, t?f N.~ C ~ ~ TcE.I1:Tt. !~ Fr'lc:Ss iC~;~11Fs'sii?:`S ~t%I'i i tF i E f:'<:}I:;A
,. ~ =
ti.r`'i:l?:i3:F3. in o;s~ii:r F.l? :i'a31\13tF: data back oi a ;?tiY??a..~,-ei tE?.E~.?xt=t?:E::E3.iif~e s.: F:E; .i3.~.
an t,NNi'C a.i'}?psi; to power at:?3vf: reader nF:)dÃ: and 3t'lf E?'Fi:i11 FE3:)de. I?i eE:-EdiE?(?F. :?;t`
30 '<:-<$#>.F s=i:F4' 3i3L%h:OO= an e:itC-t`t3.'sli E3.i.E:dre point reset (ni'$ ..3cl t3tiIn:t?e~e ) E.l,a<FE pF'i):i3Fpt; i.Il`
`~ TIJ -408 to dw=perst??iSlit;e. f:a3e F:S::i3:iC33)'= ol' ;icf%i2SC:
E'=lC:Flt`>AeE.
~\: = ~. ~t'C i3l ?li3\ ~ir.3I5alI`~ tlIf, JE'v1t;.hilf. ct>i;:a?3<).E3d ?:: It'\po15e to sErc e'.:=i)#?i :s:xb .`.n a ?.iJ'.?' ZCqi;;it, cC)3.F'#plot1C?Yl of a t3"s131stFd:.ic:F3, wF2d/{,..i Wh.~31 ..;x:ti:.hCCi on, - 28 :
t.3L' ;,I'L:i.9;'i"Y z.>F#.i"5 and .t?.it:ic1xC:Ss .:htpSf:.`1 406 is ci?FFIFC`::-ft'f3 1I? EEai;= <#E3..L%?.E3iF 402 tAF:d o '":, t#' It3L?#'f'. of a.i3e f't?31L?w#tlg, f;:s#3Y3%il 43gr?t1l4 fL>#
wil'<~L"ss .f1 ili..:;E1'EFL i:fi'F"F 1fF
w'iiF L?tie L?I" I3"#E>:(:= fi3l2Tit:Ets, dCL i^'pt #'f ( vaC ( f# F#FC >Sc ~CI S:tilf> if:?'3:F?<:
Tes; i331t}leI]-<:FoÃi+C user i:F"i.'doIFiI's:ik' ?l?L'23ll} ;#ti?:'C d ;:i ait.`= #Fi.`.:iz<ta`2% 4 3.fZ;
3:i>.d. :? : i.dw# pi'f?f',''4;ii.>#:. A'i7i: #:E2L:nA(?i' ` 41 C) #Y?'y #T36i3.d4 <3 s(tit.F:: 3 :if:i tFi?::i, .'i# ti?#< ~dT?~1~ III~.FI~iI~:#t?33, the svc i;i= Y?](;?3L?
i410 a?3i3.j% sE<.t < C? v;3F #"di':`.fi' Li;i<:4"
f:#" i3...3.i$?ii3-; fiF<3t <3Ct, ?.i?t <3L ~ Ctiti }?.~fi` by fhe lEen h1 .3d'+.iF.t2fiF2, thL' tZFC>=F:?#?:y 4 1 :? F-z<3V iEt:"sF'I-=
Vffl##F4 W.u 3i1+ões, appA?.L:GEti.::3#".s, tIc:Y1:i':4L%2FL?fi history, il13t`s:'C3i' other c?i:iw, fla :ii;;#"EF =
~,~; i Z `AS' ~~ ., `,=~S .., 2:) .~.:.E.k:?.
Fi1t3Y3tf's3~;% 41~i 321dS l.Fl.(:iF.=.t~C ~'~Ã#.h~2 F2:FZ'.Fa?L. ,iFA` ~ Ã-~i :E..
.:d :,ta dhif31i. the fn;'i3"i+.<33"Z' 4D+? I2"#a}` be pL?rf#fF:,ned fllto u-~=t::# .tle#:iZ:`EL i::i tdC>,Z'Fu ;:ippiH .'r.i:t>.`> .`?:c.Y'(t3F'y. The eMptiS:;~ 406 IF',c3i' include i3 S(.ti~F.EF'FES mL3d#,}e' i:31t is. fi?r ex.3lF#23if' V1:i2:4 (3n~~o3" MasterCard certified R?E' :seETv`i#1g AiT:ez,li.:Fa'E <ZE3cF'`(}b' ...
<3.Lua,id:33iix<i`#i:h {,.-diJbi13 tit,F(?daA'LjS. Ii3 addition to a user's fifF`ziF"#i:d<':3l fllt, 'scQE#.i'v i`i ..~.7. ::?:`iysto#.e S#.?#1<3l'l.i3.i.`,:< of allowed b<?St doS'ii'<'>
F3.IFd/SF' idF1leF'aF-1<3 FF?L3i~C:?.
". ..: som3e i>d?k3TFen%ti#i#oI3J. thv (.PI_1 40S may ti\x'#tl:l"i the antenna 402 b`"v't4'c-'s:`L.'"c:
:t(;?::%`c; aE:.`. :.mL: vb.it:'. mL?li<.> b<Fwd, cit lr'ils: ?3, pkt,E'$.
(?:I ct a}eno#Fc4E#'al#.L?E2. "`~`.?<E3<1331#:IL>.i.
~C',<~,.~ i~ ..Ea.it?n., i:i:=Uiiti:-d bF'> Z 1 t . . .Yiia. t3lt;. c user, C !1:"tri'i?iit(?i' U'~, fE?t<i:i~3L:#.1 :ks:
A?EY i, >:i#': L?: others. ~'i? I.:X3.i3~~1i:, the ~'lIt% 44!e~ #;3ei~' ~GtE...~?~, e~.E:;'= <Z:E3.~+<>.EaE).<F ~Ef~2 .f... .i~zf.fs..f)t L:.ii"lt is physically awd?F1.i)~.4~.~'. G E< .s a host ~
i..~. ?tE t3'~xC:~> a ~ F La ~~ii{ .g(:
a'I3.~.a the .a 20 :?l:tY1 T :}<'3N >:'F#.i`, th..' host de:?i "4 is sE3lceS]f1.,H`,' executed. ~:FA sC31:Fu; i#F?.pk~F'aeeT1t:F[iofFs, th::. C't'l:. 408 may a liti?i3.F+.i..ia;iitlL' deactivate ~.l2i'.~
:EF"S.tL~">iFaa3 402 i:~`~?C"#:i ~:~iL: ;t~;.tC'.~~.~>t FFt :.~:iiE:
=: .
? ;,?:~>4r`.L> t?;3'.i d"#i: i7L?St device. It1. :>i3mi?
:i32)oE;tYtmucl'[Ft?Fq the n.,<t 4t.,~ .'.. #
#$? is rt <3ib~ iy:: ,,i` .: sIli:3'i Ee2<;i tt3u ill#L:llTgtiii t.~3f'f~ 400 ~i?~i`
~1t? used E~_. a ;T~:<2FF : af%i:.i Ss d'.4T. e (E d,Otit: Gn ;. ..L L' .hc:i}1). in i.fi.;`xi3?'C?s Es" t,1t=
a:<t#1L>5hi3ki#14 s`:..e:a5, iE3i.' <:'pÃ.;
-,s, 408 ~. one r, ~ ~ to E;' to f_f:
~
.: t~ . ;:~~.'i''s: i.L. >,= sL t'L',= authentication ~>i'C?C:L'..y. s prior ?(. ii.-:, .3E1.F. , (.?
i.Fat;dl3 g#_. ,.aF,J 4.00 tint:;=c?t antenna 402 as i91usua:et:l inFIC::.liR-f.: 7, Ãv,3# t-xarFi.~~le, the ,~
Y.~-~ i-F)c': naiy f.'.`>..'=`v'fiiL: a t3hti'sIL'sii fitithC?#lti'=3t#::i)., a device :iEbdhf,`.x>i#4:$.I<3I> ..:?fLr f):'<3 kFSf'.#' >k a~3s #"#:i< t?
:t,.i. "td.+%Fi, g. t.>: L>.xF#raI7le. illL? CKi 408 Flli3k' i?i'.:1vF3.IE'.
Eitt_ antenna 4tr2 in at .Z.<3.,.F .#:iwa;.F'ig a f't:>d3.lCC'tii)#t ?=.o fhi, phS`S:ci3l 1iFiC:a{@t:e wfM tFt~" ~lC? i t.<~Z::?e as ? -SD
i ei.i :ilit .:=L';isi''.il .1Tist.3.lli3E1i:>3l of the do4'II.~ ['. driver zL,' E"#Fiss fl#>..?E? t#Z :a: t'..~.>.5ti ie.::.:= :^i.? t~~:.'#.(;l ~~ii:%L:=# j I?F~# the host s:~t.1~~:f';=. IEa si?F?zf:.`.
~ > ~
iEF fx.L. : ~.,.sL?;.i may i31i,WdS physical ilElO..C:`sEi( "iF3f)Y3 iF.
:id:?#dti`F2 ;::? : signatur, t # ~ a~o ! i i~itf ~i?:
i::> 1:.;..1 o: of a L4~+'IL:C signature ,'L) ~~ in :i3:FC;i2?C2;Y
LE',,f~~'., sE;f"E.#Ei.`y' Eb':
?':
iL.?s -~di`cFi.id during iJ.Fat i7yt {PFi?t'.islt)i'IFziti) Ã:o ii F'F:EFI-Ã:33:3C. Ig33wzI.G FA:1:EZg.; for ,~'.1c3YlqF:~le. a 't3i3.iqLE'L` paiarnt',t's':i' iZf t'1<: l313. Ã
i:ÃCvk(:=G. In Ãi1e CL'4lf ._o l.i!:3t tie4'3LC' sFS:711EÃ:EF'c:
exFs:t Yi3 ffiz the CPT,? 408 ilciy bind wiih Ã:h'. fir7E .:`+tF3pclE3E?1c iFi3sE d'::S'Ii;e ÃhS.
,::F3';f 4() .,.. inserted i17fi?. A. i?I:F7;piiE3bk ht)5t dL,v:iC= #2"6;3.y bi a d.5.c< that <':3:F
iFilÃ:~2E:iÃ:.FceitF(;F SEI.<..Ls;ii:F.kl, ;% ff ,a, h+.3yE d:`i'i:=e Fs. F`i'=sL- ~3'ii: in fhi IF3'F.f;i'y, tl3C' CM:i 408 csiialp:..,Us Ã:fF'.
S:;F'-tl 5 t:i1<3Ã3.iiC: w?f~:t ~ 'P.
....ik.xea.e sl3FMiiF:; of Ã'i3i' c3.ilaCL3f host (2`. :#`;<'.: If :~2Ã:~ s :?31;tiLs ..?;,.c~Ãi:~F..; Ã~~E3 ~Y~ ~.~ `F=y~
, 333c L?.':`c?i'=d i.'ic, c+?FTipl`a':eC: IbC' b.)L?tati"i;p C`pek"sFt.C3fz.
If fi3L sigikiiti:F'=S do 3F<s$ E i3?c:i3., hi4;^$
do43c,,: :s >:~..Jv.'icd> i7:)oN.3<3i3 is iibL33'Et-.`~d and f:h<: .,F.d,4ft0 :4 '4fFl:i'i3l?d tC? ..23E'.' FY:.?dc ia w%Fs :3er(wZ: E?%.Eia .;3;i4Jf'ieLa 1':i<? the dia';ci., a':' <:iiiÃ}.~F Ã:,f .FÃet?e Fl ..y ,3`tt==iLiC:e vt iix1cat2C3T1 of ph, :cal i.on;.;<LiF'.:i3 rizi.h a ;.FCae:.
>.3:; i;i3t F,.; by 1~1E` E1~..F", a 1.:?i}<x EyI"~t' i::E'13fFE:F3:1L. i;3 il?i3<2iF<~ F:: the :=t3"ii>
:ft- e,: ?>. the host det F{,e',. <iTi4:'oA C3fl3e3'p.I'i?(.eas<%:i.
Df'ViC%s;', and user :iEi:E;wFEFC.<tÃ;?n fl-liaZ~
5!`'':'e:v a i3h` .+1f'.al ti;.;:i323<S;ÃioFl'w:iE.h device through C:=C?FFIpiFFY,,:io11 f?Ã <). +.k:vF Y ,k`yF3:i3ldF'.7i3:F2d iPsei iiÃF .,<_=,.E3Lai:io,.i sh.FY?EF-gf: YCl'iUciFlC)1 of 'Fs(:.; PIN or hi 4t?:iTiG
the user can sWmÃ' a 3e'~.'~ CsF` certificate at p=+3vf;;Io.3i .i.;f f:.FF3:', If fhI:.
:-<n. Ic CT?.I 408 :i3'1:3.1' i31stFi11tia:iÃ:v 3 SfsffiV.'3f'G plugEl'E on #:h:, i:t`.st devi:(,. For c'.'>.F3.F)1pk=, a :! ,.fw:i>t po:s ft'; 1-.F?#:Fyi'eqEFt.sà Ãh: .FScF' loI" 1-kiS PINf ,w:
real ti1".L, read a EE5<`r cmtlAf.S.=E?,i:.
Y;:i;1.:Fi~e., on :l3C' device (C..r,>,., xõ509), <kid/i)F oheF;S. 'I'he operation plE3:,.=
t`2:? 3;, ar' ..u sF3moFTiIL'+.i by the pk"l)vId(%;:. Rega1'dl<'S;i, the ..i3ÃLi'e'F3t3<i :.t ;:i' e:E3Ãi, n3.tiy he C:o`..lpc:x'ct user I,F3Ã<3. stored in the F'.34T33o`'1`, II3 c'st% of a sLtmkt;-,3i.f! nFiFÃ.C:h, MG
i?3.. Lli:..i; 402 1"k134' be aL il\%iii¾;& h3 +.31U of an LF11ylFs,t;mShi BY3::Fwh of a .. FEFhf :FI:t`=, dwF;.
-,, i i;?F3Y'~2 '32?'i. . .~~::k,..3 vtii~t~. ~-ik case t:~~~ unsuccessful d~~~:'~
FIii.E$f'h, the LE:i<=i !niF y i;ig` i.qfIC:SE?`d to .c pei3: PIN ~Fiiu331pÃS i31?i9i a successful 1n>Ff4li or Ellt'= i(FInb4`
ozat$,:FTipf;i t\LC%:'d.s a 25 HOa<.','t3:;, The Zs.FSk provider 2?1FFy (.FJÃ+_i123il,C thC', aLIen3pÃ
Ã~F1 E,i~:L;~i?.
A+>_ sgkFif:.. t.. :..iiS%oF'k EF13.i~i7i=FflCiii:t+S31, the i.?d:?SÃ dE
v.:'L.e #:E3<21 bf:'. a i?..o11L 'z.FE f;
<~i. . t ~ >t33' a ~ ~i~ -t- V v .~, ,. ~i::3~: ....ta.~ -~i. i..,.'t\% #''.~iki:Si. FIisE2=St~ it?
FlcEi.cF.Ãt~.fF, E< a<... L.S::id..3F3's::.
.eke S.W k'.;i? i': t b5; d1;iUtÃF s:d b4' a Wi1k:lba1 ''i<twE?F"k Opi'.I'<iÃoI (WA)+ '.>F<.EÃ: >"eqEF:>r`.i :F1.Eti~va~.~3C='~<3Ãkt~F~.. .:i3 this t<;C't.iF:~".3),~t.`, a I<~g F3 :G2T1C3fl Fi1i}' i.fL. ~(;E to C~~c`
atil:iktIC.?:EA ?` FEqLFF.E't`.ci. It` the flag is <<.'E Et? C.~~`V. a unique ::J EkF3't 3Fav='3ik i..1Fthif ~, Ei.a:xi:~.~' i: v.3: ~~3a= ei~i{)~ti+`:~L~ 3:F+ ~~'i'i?i':~tE. 3ti f('SS;
el~~S :i~(?I,~Ci~ ??:I :T3<FEI: ;'~~ gtFe :E,~ c.; ~~<3~3::~t. ~i~:Yt<?k'~
~.CE Z'C?1 ~~, ito, (3S%MF3e3twi?rkS, a NII) for CDlv1A F3c'Ei=4><3i'p%s; a SSID :br broadband i\
e~s .Z3F.: ~iA3 f Ci'.aS. if this f7.<14 . Y is {. `~ c ~, the CPU ~~) 408 i 3\ to ` insertion may ii~ :. j4~ . ,(;~ .i3`~4: ~.v e:i~. least ;Ai i .~
:=eqiios} a yp..c:.<Dl NE>fivv i3e Phlg-lil to be l:Z?w23lE>i'xdc:d to the ?lo:it d+ .:=s:E` .,nCx ;f:sEc.ti3't;iEC:E'a.
=I'l33J ,: ~,.`n:g==1#1 ini3y Ihw host C!<`.i'dS.'e< IE} respond Wf.t.3 EFvi:}lti, iF::
JCiTil.< :}J;~~s. fl'#f E.~?E' Esf l}d.}qEiE3 I3i:#.L4'C3i'k i.Es`,:EIEity i:n1plEDyed ..'tizd ttzt ::::`E.iE:d 4.E`, d:'..dEAC:E? k#.
i.`E'E`?3I 1iCi .Yi?l?S`t Ea. :ieE'. .i33i3.\% I.-sy: S.'F3#'Ee:tbl<: and dE'.x:sC=II(IC:3kt. .ii'.t the i.Eer:C%C?#'A~i :?t.'E)v#iEe#' and C:iti?:}i3ii S' j:i3 the hC3sE de'S'iE:fi, If e .31E' l<.)Cii.l3'i:-Sti3D"'f:ilt IL) i'F}v.hE's tht;:E'.qe..i.s, ii.I Ih[.' CPÃi 408 >...,:::z3.a'd thi. .iat...; Y?. 402 .si E'31F)Mt`, <4.C:ci:s;i or E)#`Fi?F'LF t4i: ;ii'.F't:E+.;s eiit. d:.`n(:Cz.
'R, iziESt;iiit s it3'I e.~i~I?'I~:?iz ~:if1SftGt3E)f JCs.C}} :~t? tf?
4,1F'4i~.y:?~ti' I.'>t.`:Ã};:> .}i}31 ::F'.:n>,F3G3E?Yi :.3fE?i7.11<?Fl=c?S3 using one E?: <D
Pi1E'i}liE`i=' C`f it3.eF=?kf,:s. For C'+C'3tD.Fp o, .:...w systen3 500 may li1tE:iii3cA` the :}=i3,E1S<iCt#it11 vi:tid 112 ?Ec.i.Ett a ~3,r<:E.> or iu 4' ~C~~.?~ E`t'# '3"~iIE:C; In zt~iliLas :C3 L5'~}=w~C~
I~.~~E.F.~ii:CS;`.s ~Ci'L~ ~~.'S1..f%FI'a s>C~~~ i}3C EtaceE3s an i3Cliti~d:vi 504 and a YE?<3de 3 506. The adaptor 504 e.aiA ?Ili,lifeZ<'. any software, h}F',:?:m~. . o, <l:E3il:`,Dr r5 . Y q\ 1 . ~Y , ~ r' ~ .. . :C r a:##t#.2.Ri:cv ti: ia"~~'i ilE:~t:ItE:=C~ E?i~t.~ii~.a.: a tE,I'kD1Fit v<.?32x~?c?xl~,l~`". ,v#t~s : t~)~: : ~`{ i::dt(a i'=_,.=?<3}1l'i-lE'.' with 1l1c õi3i'llt iiAC'.. For ox<aI2'EpaC=, ihc, .xdEipEE>t' 5'04 may tr"c.in4xiEEo tbn, bef4; c.:;,n ....._o`>D p3-ti}4.oC%i?A and a USB plI'C?tC?cC?l. Th< r<.;z.doi .`Dit.? +:a;t? 3nC.zF:.dL` any 3y ;^E..,#'4<3:C; ...iF'dwc3i.', :2F;.diF3' fixtilZh'f.F':', ci?.)flgiF=E`=d io d1FGC>.fl4` F.EeI'fac" w`E.de I.i2e tii7'S.^:
a, r;i _'i htex:.t32D}sE<., dl<, reader 506 may be a n2?C%3e.`'s'D F'mW;;E' 1E:c 3. 1Ã'iFflt t.a3C'. >c,'Ila ;104f;?
:D:3t..3.,,<..:.E'.:. with 1iie m}"ed 112il EF.SIig a IIlc:"E%SD protocol.
I# regards , .E? .?v}:#'C'.iLsN
`t3:1; sySiC.'3Yl .;.}Y=' include a i,:i.`Aidlli#F' interface 502 ~:EEd a ;i3}Cia='E':iX.:g+:"
regards to thi'. CellE}liii' IIZteF'f:i~>f:; 5v , the financial .t,i<)I3:~iii'~il3 11 :::!"4, ,..~',E:
20 3.}3.`.iE:#}>~:c~i.c:. . t+.c .:t.> uitt' 4ihS.iC%ss;Y
CC3f3'li"t3Eit3l..c~;t.EFv ivEd). ti1t, E3 t a Z ,il;< E:`~r eC._?i:...3.:' radio ,ei..i3:}3E?li3r;;; ;3f [lia i?'i(it33ie dCWef 110, 113~:?re~~sE<'. ffitc t.i'.'flEF:i3;
i333....r.,..:c.' 502 .;n[ty Ese a CD\,I.A i:f1lCilc.+.'.i.. a G:sTA
WkE<F'fi:li%c, a U:4t . S z..$E:3fiIci%, and/or other E31tS.:fa.C'.:i. I3} regards to ihE? w?i'ElE.s a>E .
t3.}1}?iwi+:i .nsfin}tiE?fD~ 106 may 33'F:i'C',IE 5)l ti C<f}F7:iF.nF.EFIIc<'ttC% .Yatih the EF"ie'.;sD~tioYi Ci3::C? 3 i,?f y. The shCYn-i=F3:[IT;E' -wFF}:ks.. 1-nwF'Ac.t%:;OS `>;3i}:y "bC:
:} 3#:> t t: 3;. .zi134?~S .$~Via z iE3Ci3i2E?lOg, an 80111 .,.aECiic3C;ts; a lal3.it:,1;3r}th. I?21ui'f.}C';t'. ailil /CDT
>4=3;E:lL~ zli :ik;zFE:"
the C:licii.t 104e t:ii y iY?C'.ltZElc'. ci <3.t,F;.sa,`.Z,:',r used f;..
Z,v3.i=elc::a cvdth the t2"a3'}:.c#cEii?.i3 card 11..~1.
F .GURa.: 6 is a J4hÃ`=EDF!'1.t:iE- dlkg3'}323 600 of personalization :ii:
~n (:g.; .3:i. t .~'i_a i~ 11:; cttiCD E.E~4'ai C: :F `=; card A 210), ii 1~
1.1FE:t~d~:a 3, Et.;}.. ià ;; }.'~i ~: I3= c~~:E~4 '"c#:}cF'c,E:~i:DFi i:zi7. .
})_} Y }.`::: :...a\mli.tilE.C: prior ?~.Cs b12.}7g issued to a id:+:~~ar, !,t f:,E-= l~~E7:}1"i .,F<::h{`.,' i?E D.I`:
i5s.#..., l:.` a ::iS.'.q. .. ;?E~N f5s'ti~c..s%0~, 411 P~.`~:}1"i.i:~ ~:C?
3~?}L, 1:~sEIs.t>1S`C. iF~vS~:E ..,..:'c~`. .t<3 ~i pC:}CiiF#iEZ:.i..,., . in ?Y3.}ss i3c3tchE:5 at. lbr L:'fi33npiE:=, a i<3C:ff3E'y, in ..-:i o'=fE'.E3 . 3;
>ti~ ~i.g' .i.. : c<$S'd #IIfly .)L ~L?iitE is Yi`t~~3 LiSeF' Lrfi;detitiafEs, security i:.ca.Ela:;.woA'k. Li~3F3~;6 C$EiE> at.
oii,??:'3i' Mb r3'r.ge4, c1lidii>F'>?tht'#' d<3ÃF3.. I;1 soII's.
I3~tjJ~i=2'cFlt<i.:t:F3ti, a i.FFÃ~ i.Ye':#Ff cF3A'fe i?<Eti' be ~`.:?;'5:~..3>:i.i.,.: 3_F3:d:i+=#d13':ile>' E31, fL?i ixit.iTFpli, a h;l.tt- bF'.3Fe.Ez. E2 i4'i#< L.2...> a r:3Eell#hL'=na L.<?:F<l i??; y ;C: :ii?LiF6i`>t3i3llS' lt.i3.dL =i.E with data d:::otic?alLd_Ã ?k:EtEI a ::so:' <:iftL., :ew c?eiIFF'(~l<', ?S.?e Cti k. As fai p.:5t, is;:~F F?I1eC,., ti?t: zl'aGltisfLA`E L~f?:Li F3'ie.EF b;:=
4?iZ 3 .t~ v. Ft?, L; x,:Fn3plt', dhC: Iria..luc3C:l:it:37; L?i:fi'L~ 112 .31ay b:? iE
L' ~.ti3.E?:3" ::<~#',`,F"te<% IL?T:i Lsi<1b..is}-FS:;d lia;.n`;- tllC?b?lC
Ls('.='i?ve 1.10. 3F3 SL?Fi~E' ,ii? E33ti?D#3:eIlt Lard 17ia1` be personalized by h~ilC;E)tl?a. .:E#1S E' iFh ti E?o 2?tp?:i;`e: 's:ei:h as c;at:,2a. ,.;F^r. Il3:.`= transaction card 112 zflcEy d'L.'cL,'e fr.?.3-a <e:.: eF?E5'.`..i'p='i5:' 30 at ivia,~i?: ..s;i?i.S.i;.t,d i1%F.3E the <i#:ETEF#1E=e:E7 1#23%t:S;?F"
10:3 :}Ic.ft pL=r-S DI.I<?lF:t'=:E$Eo>:i pEii:3. to =s.icilv..:?oi? :i?"it'ld.id3I3g user .:.iei3':'I?iT.iiti, pc.'t)%F):i;~'.ilt >:Fxipl.t:sit?oA; .;F2d at zL:Fs: C?,it`= L=f i: im.F$,3~?,V.?d3i flii ',S. rule tÃile7li or 1# t i 1ilt.ott:e. I'l?e pGf's`f?sE;h<iE.o?cbt:i pF'i SGF> in the ;~F?`;a :st` lFlyDdi3i. :d i:ifF<'#' ii.t:E\'F#t#L7TF 1.E:ii3g at llL. fftii <?TFc of the fi?flo.~ E3:# E1.F:th<?tES:
LY?dv .;st or mL'..:E diC; ,?1'.iGssaf,r,eS i::L?mi3iltiFl;; z;33t,Ã:#.F3i ,:..kt. jt'.L-3R'4 iEpdat: 2i?SÃ''+icl','.t. al<?:
>5 liu...:w: :~r ciÃs:t .Fpoii;iiE3i)A3 eFAt3_F3_!#1g on a PC c+F11#E'L Wd to th:' E.<T.F;5;aL fiC?>F card E 1.2. via tl3Z. dZ v3C; t?:F' <). card reader; a.it<mi(', t iFppi i423ETC?:. w:r r`lehs;.Z% t 3}1...'?c#. .3g ?o t?io :;ivil?..i3L ~.L`i: L.it.FY3t 112 via the host T?',d?bidt'`, device or user n2W#lctcv : Ã.?lift:<iE#L3i L?f tk in3i3ti ?: :`...3- c:3.F'.3 2 ,.F~selt\; and/or <?tlI(;T' fnL{hL?tlS.
?,. ~-,t?#?:t' 3lrqllf.ti2v?-.itÃFtF<?T.Fs. Pri?vf:i#.oFIFIig of the l2lteld3gL?,a card C'F?:E? :?i Naso41, <:EÃ:
La! i;: i3t3;':., on t3t.ie sti3tiiw:ibi.i.:iC)71 i'.#1t:Fw (F.'g, o#1i?E2E:S.id ii15b(YEdt_=i':> >F.xeli.'45 L?pL .F'<iFt:iF'.
i3:aL,r,. Pow ...\a,.1A?lC'., d'1}' .i1$Ld1:if.;c.Fl.l: card I1123}' bÃ, d1;;$.i'.ibiae+:~ by a i#"FititwEt:?#"E
s:sc., .:~ a biT.33C. i.Ti the bank FF31pit'.3234#1t:FI?C?%i, the E#'at3flEiye;.7E L%itrLa can be piC-t?3f>> w#d# user <.+.:t;l)ti#'it5. IIi this vaa.y'el the e1iEf`.lfigeat L:<3Fd.:ni-?.y ;?C'. <3~.Ec .?FC' : ?EZ
r6 ',a?O.E3\L% tC F3:~ .lei3si ?a'31fiial lltsoF'tioil :il3$o a host dt' ECL'`. 'I'l.e a?iti 2:FTIE? #:F3oiiC' .?:<3t >i. :>a'E iC?
i?>s.sk..; laiai?'zLd?i?4.:i?.iC3:'z only by i3L'~.FlE1. In sL?:E31t' v:~aETEp~.Ls, the user ;3Li, ~' seE~ wLl:L:i ci -, . s PIN diFz:.;~: .liL. Ff3t3:E3 to prevent unauthorized use w Ei'':ritF.'~,F3 a ~?~~ L'2"<f:3l+, . and A3)i32 3:
:-~
:'id'ci?'k<'?::L?i.3,.a:t ytiftlL:lru FA`H)C' host C34v#L:i.: does #:Fi'St have a c,7.:: In ti'ic w?:Ft,a:w A>i.#a$i?r i?I?pleiX1<'.,lFME+?#'F, ht: FmoWg<'I3t ti:a.'d fl'lily ?yeotE.?.iL dS;;: itio <iitdx.s?to.ad.`.? JvR#Fc: .F..=ii.'<iIL?i. I:3 yo.?'10 L.'~1Lr`I.F3:1plGs, the IFSL'.?' E? :ii+ pFoZ.j.o>t f:,:,Ck:?.:toEe$t r 30 il< `x \ei..F'edFt or L_Ã:b3tf il:<?i3i, one of S(;veia: :E21dh<?d6. In addition, the L:.?4> r:ic.EZ' add `z.iitr aLF:i..ei7t_i(.:3t.iC)%:1, In the ',wi;=.1' prL)VIdEn=Li F'F3~?~f FFiLTi? i~i~?FF. ~~3t w1i.;Y' may acquire #:;?iti3 'cr>. '.":a!'S:i iri?.iT.i, .ib?' i'tic`'.li7;Fpi, il. retail 5turL% or fit}?Z'ii'shc3.Emds t,kE= OF.N.l 0^ _ ta.o5#c.e In th5 case, ti'tc 115'.F: }i3ay activate 'i.il<: <'.a:d. F;i a p1LiF":?.l3ty t;r d;_t"fe;'i:i: Ã3.cvF.eeS w3.ti p:F=t?t'F.deF= ;if l(:-t;tvd pTf3'#%241on3-E1:#,) .:E> ?'ck#'ds 1.^. F?ctF"i-ating fi?F' fI23E.i?1t;:FiiE t`f,)f'.' A::tE'.ll.#4Li A.t FFAi?y b C'.
.:i?#Z # ;.=_ :i31t F::is:)F"y -;??f2s_S '. aII(%3 F3 i?;.(3EsiFt S the disk a :xiFi , a 3>3e.i=;:Fti`I', >:F thi, ."ti-pFfF"Ã:S=' aC?rt?S13G1', t3t3iYGF' s3UieF'S
AcEtt :FtF:TFi of dF:' may :3#., 1611; Zi.i#1g two lf:L'ols: 1) physically, speCd~'F:E)g aE).1<'..',.E2<3 ava.Eet.`i-i.F.Fy iFnd.C`F' a sp;~.s_Ax).4 1Ls of t;FI=GF::F71s.<.EI3Les desired by the pF'(?'v'Fd3F'> and b) ji)b t Fiiy, at elFi: fiFFi:ti)l-Ea:;
3:i;:A,3i:A?n > ;n:i yI.E3;; >.Fellt-<3i3.C)_ii i?f :hi` fil1Fl-E3i=Yill ;'i;l33clf'. t:,.i1.~-tia;.l on U3e s <;IA, ?i> 3`E?:F<?
Fnl~ lanwF.:3`iFt>:#?.sa :ii:dvMFm3 i3'#av z)L' based, at least EF1 X2i:til on device i:E)skbi#t<?.i., .2b. >k,l?, ~'~1 StleCI]C? ? i, i3i~;`.?;' type 3". ~~ i` host device as ?~~Li:iiF,~iti.F e. in `ii3,~'~ff? I
IFAia..~ tF:
i?4Ws' .
.... ... ..._ ...._.... ...i -- - .... ........................ .....................................
iag;,a Ndkr and P1s3g4n lr3#3aà St:st#3 De53Ce H<s ..NiF ~. rE.tsst ~~c~icc ~~ k~ ?+~~tc:ak c~
NkxFs. (4;NOYilmaurz and Ania:aina , Keybc?arai d s.4 Ã:o<#a ca ?
Avai3:we1i:ty Ã;fsoke.
......--- -2 ( i3l;.i,fk.:...:.31 T:.> \ of i;lsw; n is litdy } (:-.Eli I';'f'. zt;f,ll!-,E`i "i? Wd s.:G.t` E.i)lD
p.#eg. i ('9u;m','.h(t;...b).f}? tiit%I'S a.it'tl'tt-hk 2Ji:.,.FC?t:.
. . . . . . . .. . .
>3'c~.(. t. ~' is) i3S. i: .s21 e?..at3:33) :}?:: .:?F3 'STER: -~ . `=='f . i we!) #.`. I3:Eci.
o, ihii>:i'3. i_a V) i3nd.:.2:Le3T~Tif mode ttÃ3Ckhsfl1 a SiFt?:fi3c.k_'.ii ...+....<t.. :U 3.'Ntstit ..:tioi:f3:. C:.'.n Et3:ioS..c;)s~#ic Ttc. E.SC3.
,.e:lF
e:4: A3at.3Cn.......3Ciri acCc'SS ~.s5 ;aiL' n3i ehi~ fFC:E\'BU.. .2:3 n..t.>:.., by iE3:C C3ii. :FS 3 f; EiFF<?EbeT iFf:i`.f"FE3,;: .o ., mCi#i33;
PC ititii'::iv'f;w #)iS
003';3;.,f03 f3::s: . :3g>lj A ;SN ;): :>.. ,s Nsr3::
;; .-=; ?;.;.
TE3c ;+ti33Fikli <>(2?iot'tffEl t' \d; r=: a P! C\
asoi Efi3tfi..lfE.iG::{3C?i2i 8; i2:~
163":\. $33:'f, . , h3iti2:d fE3~. ;3;tE,:, . , `
_ ........:....:........: ------------ ...............................
.................. ...--....-.---._--.-.__ --...3.....-............... ------'--...................:
-,23..
............................. ..... .................... .......
.......................
CFli iG Y'E'a 32E33T;i2C:'.oi.
t;~:C1:.;=`,i:i;<~:??3L1:?iLifi.., fiE!i zÃ<a>Ãc: .~~ sva?,Ã ~cir:>.:::e ;2:\,2.: ....ib:i;.,... ;i33;Ei22tÃ
"' . ' - ------. . ... . .. <.,... ....._..._. --.. ..
~..i`.i?i!''q_ N".nAt pS1G<fb;c -' AJSlf,)S?(..,' ~;c..ac,`.`tI37 tiL.l...> : ::3a33' 1~fnJlfE' iE .\ p3eiltliiy Ap ,f:aa h .,;f:J6Ã LEÃ p.Fmf.. Af udOCL'tt:L. C*?,C,.3ci?.
s,g37aE1:tCNr#'t#1.:}3t):t oE:i:so .tb.Ft3tÃ?e.cÃ1aiÃic:
,3GSÃ. ~4 E . .
! . Fi+:Sl 3JCi' C2 ,.a. x,< E3.C:
, .fo p.. a? 4 3:EfjAs i3cl=is;f.) .S.T,;.. FV ~5.::(Ci:C3~3., , ..3.,c..
:Z f.3. .3, i. so. i... i3E'tI>ASi??2"} is not aj)Ãilaf <.....33.,, ...1t.
t..tic'P ts {
>itYCl`.i ?{7;i is.?3C?:d. Pt31Ãe3.'.Eil fS3?='iEt::Ã ff> S3.ie3 i3j) Yd(Eh rlltfs?E}E?:F t= ,J~Ã.tf) Ã ;~t /:LC:r'a-.?i;'1<:3'.:iL.'.iiiife .aE`:~`.k....~`.3;.. F~.h.C'~Et?
i 3ei g-ii: f.<f 3 J?>o ,fSL'd :Sp is f iS~f.E ~ <fS:'CS>E 3.
wa t ! hi?si dL :Gr:`:E;S CEifi;3 i~i a t:'ifii!<fe;L`(Ã Over j.Sd`,.'3;zt.iÃ
:k`lE.hj AiEE3i' O<'imr ih:.
2o <?iC. :+E:1, ... iG`t:~;:fF~CE f:?3' fi3lÃ
u?3 Liw3Yi:3Ã?eoo :i; :Fii`.'.' .. ijNN. `3' :Y? ,`Z' iF: i{3i: w:ÃSC`:
'g'~E2l:'i31 !tj?.; if4:3f:f;>:;
UE'c4s'i Ã:.>s:OPf1>.eF?:
f :Z.Ei~c`.E':??,...ii'o;Ei;3:(=i~`:>:;<`
fa?af?a.t;:...: i:iC?f3 Ã`:!Y Ia:E ,'~Y
Ã;if<i. _, 3=> i,mf:?cà n :.
:C';;f3(!Gs=C: 3;.=CEfE3 the Si :=f`Je;
Af3iCfi3:: :fFYf;:r3~ffffira}
:i3f; (1Fif2.,>YE i:fF:fS aa1.J:f >;YES}:E<_ YRlz~; 2f;~~3"fQY4~ .
, = =
.
j.:
.............................................. ............. ............
...... ........
);ft:~::. 3~~i=~3? ~'::?-:f'}
3.,..
CÃE:'i. i3N S`O??:'t..iFt) i i3t~: 5Fi'#: ;?1:~e;?3 te;cÃ
2 2~ riz32L?f"}3?.. . :i?z2:?;S if#i.
;.` ' ......E................
,,._,,. ___ _ _____ ~!'Z='..V~.)~ ....'.+.1.. . ...
3~Lf7 ,2 3.S !f3 l!=.4~1'3)3'V ....... ,`).~^~.,t.,3J. +.. . .. -A&~}3~`?..sf+.,. Ã~ ...~::.: ,..:f:!
3~~ff;.;:=.4i33=:. i`',>C ~3;3>' Z`t;?SÃ{ .. iE ls .;{itC Ea>-. .. a.s ,3fe~ 3.:I~ .CflJfii?~:f_LC.C. ~ C=E33'fZ ,.Z>.. Pil gd3a wan f.: CÃ..Wf, ,...f ,...e.:2:f'.{
iie; s.O{ t 3.i?)i :ES #:) ~:C:Lk t)h C.Ci;33?' i,2 ;fi> ;i G.`L ,....:c, 1s 5:'.; a3 3~ ... ... .3. ~... . {r5~. Q.3t2 t:?C:
>;{.,..{a:..... ar':. Ã;3.......~i..+. ,e..si4?'scr#e.d :Gi.. .i:
={.<. s ..i >a 3c t : 5_! .t33'k r. ai3.t?[ ki3~.C~ itiiT s i21C:
.;,i.Y ,S 3,7 <.>T.. i, i3Ntc. ,lc', . . . .
.ai - f ?v.. -e ;3a?53;. 3 .. F {. `. E C:Efi3 t f:3 .
3i E?7{'.sf'., C:. 4f3C1'::S~~i2.L 2 3.ft~ . t.:.i { ~ ; fe3` 3, :.fFiC't ::i3[it?:ie t? :F31+YE32ii r:E Yt>L'?":Ci; .if32:i `3y ICi :3. {3}_fi. ~ ~ ; p.f'1.y [yi i? :k'..t}{2i' 01v {o i:2:,. ?:i?wL;r1.
LÃ";CC' Afi3:Ãi;CÃ[i'i;.
;3:ifi.(: ..... ;i?i?#llE`.~~
- r r~ - c.i ~ 'c;!f 2 0F3N.:':i1C:f'33.d if'iN.'3: E3:3C\ 30 31i3:'fr.'=3'y f3;:Gd::. fi:EtiCSVei:
T(0 d"3G;'y {i1N p?aii:..
= E3; '.i.?L,.... s?is:
ctisf3e ....._ ... .......,.,..,,T,...,,.....,, ....... _ , ..... ..... . .
.,..,,..___,_._._... 3 ~ 3.. ~`~ . .... ....
i?i 1~~ i[i,Ã,',?,.),:[: li,.t3#:~.:3:4iõ2 T`:~~,(?:f~~~l)ar. L?Ã, )3..~:
Ã`:.;f..c_..
.;<)l?1NSb3.;1ld"'d ;3;1yj2F);3Cfe`?:. 3'i3c:i fi>' {l;[`
? ....
, . , , . , . = .
......................_.. ------.....5............:........ ...........
........._._...._._:___.___- ----.............:. -........z.............._:.... ........................____., ------------ ------------------- ________ :~ie33< BC;' .:f'Ec.; s ;3 !&:S~?e3:
SF]<3;f f'; :?;fi, aF3)~iC^:f3E?Fi.
:.(~.: i`:'i33= :XsF':;ii::f 3C.
.l? ;:Ã7pt3C:.fi4):E OvcP the' A33'.
Tt3f. Fm: :)Ã i:fw e'Ei t:d:~i;St s .
E E~~t~.;Z 31`r;::tf3:~ f~i: : Sff?37e .i5 .
;;TmC' Qff3:ie3 C Ã i\ttii' :3::y :'alik8:?ot? (ek:2F3vec 5:2,3(f,:i E`) j1 E i :C~:i~.Ã \>2 ~`t t t3 .fit,g4 4C)f "Sf'@C, f;t?
, . : &3philfi;>; FÃS :.Fif3 FV::
at Ã? 3'^,i3:::E3 .3f3 .?i3 :>3e FiE;dIi3Wf'iio+
(ii {~EUf: ... ......' fiP3!`fi',a~G;?
2 E .
-. , to i~ t'e ~.c~i .`oam :::::;
2 'c:~?EiC,;E Ss ; 3'S.1:ci3wd3 CfLC'=: 'ai~: ~3::~','iEi~.E ~~i: 3,Ã'.c3 __ _ _ ... .. ;.
;___..___ .....................---'---_ -__ _ ..
.:rz.Dc b. f . Ow d..m>... ;.s .<'...<t5 LlevFCe iC` i;3e IC bVidi O: 1J a an t.i1:u;lt-..:f33.F:dft)Tf SYP3:'.:3 ffi.liiSAgIk :p C)Ef Md:. PC.' E:.i)wvU I? EfI3i;
ti.. ..of*3g. 1h a3i. H'; no t u.:c: w" . mncttm :3:
&3:E3e tf;.
<'3;.2iÃbs';l Ã,.2o c;E v'wc SS
in i;`
J)PQiti'.m, 1:Ãec OC,.&.i:; ...
Ã3Uf?i;<Ã 1:<) S1'iL. Cit.'tls.`
. , = , ivfitlsvt.d YisE3> t3:t3 f2t3;4 = = , . , , = ;
, .~.
: f. ;"..t.., t.m Eif3fc;f32'::
. `.i:.
........____ ..... _____ ________ Fiin:S :?K A11:ist---------------------j?N'4m i;'kf. ? Eii2itf.,:3f' {imi{.f.. F;:ii dsi':::c :f32<;d:327t3 =:f?~
? ;'=ev;c.e. }3t.3::: es ;i%cs a dtv3C:e`.
[1;.tib t . ..
............... ............... .._.............. ............ ..-.......____.___________________-______,,, _ Thw rt,;,i: i...si.d Ã:iit3?'t `: ~ for {'t%'ti,;p1t`, pd.qt?:?b:ti <-3Wy. ilE-'~ E'as:.`f' iF:iii fS::.:fZ <3ti< õsa3 i:3 ell?ht:=t'Et ::izF', using dit. 1urIe.. 4i`.i3-ie, or different processes without departing f:F'C?`..T :iF' d:opS.4 E1~
this t`s.i si%a{?u?i?':. , ..'.iGz...:.i.; 7 f.;^: a flL?Y` c11ii?i }.ili 5t1i3.ii'i2g an t'.x<?$3iiY1C'.
.?1,.FA^,,%d 700 ~.>, <3;It?F?7<3E1<. :?.i~' ;C3z3 Si c:l?? 2~; iii.l :F31tLB:F} '.:FT.Ã La3'(I :Fl:i f'C:s ?iTY'iJe l.i?
at l4l.i:i. F'aC.:F'I:tt?- into ;:F hC2w wm.v,.C%. I
gm.mi. .;i hif:dl x;s.:zli:Oiii-i.~ may F.xei'-ti:le i1Y?c i?YF3_Ft?].e ,.:iÃ.Cd.-.?Afit:iiE:i?d3 pr;c::di.EF'0s- prior t(?
N-La3'fZ' of d:i,;: tijt'.p5 in t3z.?:^ pL)S'4'eh`cFI't II7..i.y' ti3kC-place `Fi?A.?f<)il<::s? i~Z .{1:Ft;/i?i' in a]E.c,.,:;.?i s.l.dt'='s, Fi~ 5hoSZ%:F3.. t.'i j%:e#.(:2:I2 100 or sS'sÃ4iT3 zT?4iZ a4w ;v.fl3.
:3 .{dd 3ft:a At:. t~-f3:i ~.t,`L-4,{.'~ oti;:;~.?~> s:l:i~rÃ>F ;:~13~fC:iE
F3t ";4i~,., Sl? E4?F?;z:F~ he i-iEi(1'eUd~ .+~f?'?ili:#1 +;>
a~ it i 3-:~~?: : il:.~:.
\=o~2i i ~ i~`~, } i-s~ ~: step ~t .. ~~~') -.;~ ~ ~Fi iit~~ : a 'F{xi . t .zi` ` 3co 3 ':i s_fs.ftZ.:e: ~{S., .~:Z.{...>-..s{:.. ~? begins ?~.; ~%,'? lat~,~tl'E3l.
For ex:z:Y?vi. the Z3"F3.i3"<?vtiE?3:? ..zF?'d 112 tTiifV t{ULU
I.ExSS:.f'ÃI.t?ii :;iti2 fl3:t: F;.iC?bE~ device -a;v, :iu.Ãx:::a dca:?i?i3 .. ?:i); 3eõqF313'i;d bi" F;'?d' <FSp4C%l: of 1.}lc'..
:F3'.itillet;ci1c::.<3:F't: 23:i d...~."<,e) o :? step 15 704,, A.`>'a . =;`,ct't?t?33 ends. If i1utlli:~lIK%ko#1 IS :i'E'.-qti1.F'ed for :2:t i4%FsE <}F, c3:i'te'.cF... thi':i3.
Yic `,dv:'i ?õoct!i:C?i, to de.::1SxCF1F3 . Sl:ti-'I 706. If i:t?Zi;?IEEEi..E<'.F3tI(>?1 `1;th #.i1.i' hi?yt t:,it`.iF::e .--.:~zZ3.fi.Ls one or ita.`,re t;n't>-ti, thf'.11, at v1F::p 701 a faItIP-e l~ 1"dFG?eE<-d to tiz1e Fi:;?S'..F'. 1F,, the e;?'s:i)i ?,C;, the iiei#.Fsi:Fi,?.(IL?n ciaY'ti E12 .in<!V present i 12]d1'C;<jlioi: of a error .l Ãi? : ~is: ,..<~i:i3;~lat`. ~;3'~)~. I I .~ . I~' a t,c?:3~:Iailil.i~:.ii.-~lY?i error is ~'~~.1..'`,i:f{.+.~ 2Ã: +.~C:G.>F:4?ii.;3.
20 s#:t%p 706, ,-s;Z:a <axec{ldF`ti j-31'i?i::"edS to C3uc:sii?T?E2-1 step 710. I:3 Szailie >22)p1's':F3l zt:i aE e. lh :bill <3,amt.'~i3llci?t1oi:, then 6.x<'{ i1d(3i1. proceeds to di`=C?.~.?.t>f?a: step 712. If the 'e..:.Cvo3k ,i a a?~'.?~eF..c?E3C?i3 3li 3 nt?E :i i: ;o on, dj:Fi, at 3:
step ? ~ 4~ the <''si3EC wac: i on <3:F3d le ..,:.wla.4t'iii card is Eipd2Ft(Xd with i2{i:~f F~i ~'d L
41:Yi3<iYt:EF'4, As foA 3b.: $h:::
..<?1"d .1 : 2 I:13.1S` activate th4 antenna for wi:-E-less :TatF..i.L:IiCkls z~si z -:'=i32: ~ Y}th tile h.'siiF'-dL`i'iL;t' yltii:i:ii'e. 11 $'iiL '.A
alS;?#;~: :{+.ithettiC:<3i; F' flag 3"' ;3.-;3'n.d on ,:i: S'?C t.sori31 stL:p . i.j~ thci)-, <iE. step 716, the 3:F).t<'.ffiS?;C`Fzf C<iF'C> ii-:iltiia::~ i:
,.
.
4"k.`,qi7i ti: .to:` ::?i-' na4?v'()Ik 11) to the host dC;'v if;:`,: Next, :lE MS:A? 718, c:i#"d #'i.'b 1.. ve: ., o<?f:c1F f:.,^.iored network Ii.1. If E.;zf, `tC?#"ed }?,.(Z=C>C3li, i i,.? ~#nt: f:hc 11 L(,-.:i 11, ?.Yii#1..1 :2.F b.lS.,II:?#.;I3ai step 720th`v'}-1ffi< disk is a4E3i='i..cC.e_l <?: oa:.p 714. Sf the iwC? #?.; `vvi?3'k ID';? Li"> not i7?iFtL:F. then the ;.}EItE'.nF1<3 is det3c$FvEm-11 at sÃC:=? 2n' j R..:,.?i##t? :'> dfi isFt?3}:ti step 710, if :I?C FaiFE110; E:<:.at:iS33:
#; A?i f > 4' =?[3v`4itiil'^, ::t:iz3Q::,f3?.%x.oZ`: -0ii.`>i t%Xe(;LFE#o:i i3A'ol:.,t:d;? to &w.dsorlc3.i JIt2 24 EhZ 2>":fdw#?.tF,;iit}E?EF
Sfov#.f'.L i$'talhcizaF1tiEdl?I}, At,'.#2, i3: 5wp 126, tffiG J-#?
+~vffi~~4"f#i L,:a1"fa Fai#EI:#43.#E:i r .
? qi . s: . ?:#' a 3:#t,t~Z!t?.k ?.~.~ EC} EFEi host ~~C :='F~ C : :~ i s.C p ii~ ` E..E, #?3 S li# 2l Fi3. t:.:iEE1 i43F'i~'~'5::::
" I.~' '~:~?~'. #:FZ 1 ~+:: < E. : ; t tiE;`.`JiGi` ~i~;?..e.i't~.i<.:i. +.:S1I~:,C:T:i~ card ~IC~~,;: 3'Stj~ ,.;a' .ei least ~ #:}C;
<, If # >:}k: 4i:vitlFE' =#}i card 4.0 ~: :; ';.#.i33'i., ..iY`3:?} ~.:~c;~: ) 2 ; r a~E c.eQxi.s t< decisional step . ~
. ,:. ~. ..c#~it.E.
>i>~
;:?.9a..ltiS:3S.`=y one :>#' #22{?#'<' d.,vEt:=i >. 3:}at,XIe: ; 1h.'=I}
6':\efi.ÃilI>E, to dÃ.cWrsit?E?.--d 'SFi,;.1?
s 732. i? one 7''th., l.SL=sace signatures #33#}EC=:'.S #FZe rt'GlLEest network I?.l dF:':n e1ect##.?i??
5}'`..v i:-"`, i.L? f}it":clsfoÃF:?i 5wp 731 If ttlE, :?lgg#?.i}tI:i2'es and fi1E #C.qi { st FiE'.iw:.`.i'< ID 'tao not :Y?;#3.:1?; &.`#x f'.m`cl#t?t?n p?s3ceid:, $i> step 722 ff?A
dtiF3t'LtS'%Ed<.),:. if user .;#g:'s'.F?t ati3FF #:?
not ex'=v33.0Qd i1? the a3i3d"#?.=:#?.d:=4idi?t} process, iheI.}
C:xcE%i.FtE{:n p1'IE'C'.edti to ~~v4=1~#3?.c3:i McA?
s 732. i? one 7''th., l.SL=sace signatures #33#}EC=:'.S #FZe rt'GlLEest network I?.l dF:':n e1ect##.?i??
5}'`..v i:-"`, i.L? f}it":clsfoÃF:?i 5wp 731 If ttlE, :?lgg#?.i}tI:i2'es and fi1E #C.qi { st FiE'.iw:.`.i'< ID 'tao not :Y?;#3.:1?; &.`#x f'.m`cl#t?t?n p?s3ceid:, $i> step 722 ff?A
dtiF3t'LtS'%Ed<.),:. if user .;#g:'s'.F?t ati3FF #:?
not ex'=v33.0Qd i1? the a3i3d"#?.=:#?.d:=4idi?t} process, iheI.}
C:xcE%i.FtE{:n p1'IE'C'.edti to ~~v4=1~#3?.c3:i McA?
7~F.~~ # Ff.il s ~,.}3#:~tEt:~3_' , ~ ~c^<~ t i .. ~.:. ..~~.. l1i{.;:i.. ;. i~,i~z+wi}:~~Q:#l. If #JJ;Y
tiliE.~2.i'1:iE1`v~~EC:i~. ZN >4f; '<*.C 4: E...;..#.,F2:i . :?E4,?
j i3}~}: ~ Y> ~i#>3 ,:#? F>#'C?ce.:ds.f? step 738, ttL? d's:`v'#Ci:ii>?'##}l ;<Wp 72t if ihc i3:llFht:A]E?tUdF$?oK? process d3C;:2 not inci::3LIf`
:1 v.. <. : :..3:w1?:14~i.iC3T1, t~2ti~fi Ã.Yeti:#1ti)#).
~:?#`~14õ{`f;i;i t~? c:~Ll. .sÃ?#:c#' ;.,C:i~ ~'.3i, 33', E1SZ~:
i :?:t}F3# :.:F:_.,##i?#i #r. 3?;3F. IdÃ}ti.ed ?:? the i?#Y)`:,i'.55,thf,11, at ,LCp 722= i.ho a?i1~~. >Y?, t:<Irf? is mti3"f}iw:? `>'.. `r iisei" 3ti ?:F?.i:<lLEded. iz?f=i}, at '#.;p 73t the 4}.La3Fr:f::FFe t;=a#"#I
i-<;,q3-iLSi i PIN -i3ilx?-abt:: irC37nn ti"F.e user using E.h. ,:f}3t deF'?i:f-%. Wh#i` the user is d`'s<;#"#bt;d \I #fl:F #'''.:SpC'G1: to C<`:?Ei"=F"}flg a PIN dm? 3 ,:? the Il}CTt,Fle i;(?::2.
dF. vFcoõ i..ie ?.isz,i: may be atTtheIitl(:tit(:d using other ii'Ifo:i':iTii:#if<,.#"F s.ic.: i3.,-, %c':.g r#F):;4r~,^,7'1:#?t,=. A4's.:3;:1 i'eFLwi'flf}g to d1E
6:.,?:>}J:ilp.iC:. :>}t transaction 4 112 . . . `1-2 3 r,~tc:~ ~;i:'.:~:'- a TC(~~Sf.st for the user ~.f? l.#IE:`=E~ Ei 111: 4 ~~l~t>:i ; t~.?C'. <t~.:k 111. At 41:,l.
74; the .F :WWgmu t;:i?;. retrieves a locally-stored ~IIN. I?: E}.}i.
õE.q;.c:;f I}IN 8.#;.dsti?r:?i:
PIN I31 ..::>: at dQ::#S3C??l ~ ~tQp 742, tt7.L;1:1 ~<YeC1f1:iE?u p#..#+;.';e:F#i to dt:{,:s3i?EiF#l ::t:.p 712 fe73' 33hys? . authentication. If the request PIF`~1 and i}tc stored PIN do : t?E
.},,};?h at .501 d:ci::f?}>:}o_ ?tip .242, thi:33 execution proceeds :l? decisional z,,E..:=p, 744< f; }:.1C: i.Ei}.?be:' f?t' a$lL#"3pTs ,<.S~:'. iFmF exceeded a specified [hi'L.SbE?:d. then Lxm3t#C%F3.
zf:f6.EF'FT~ #;o step 73:`'i.
t>x.~
.
of .I?#s:I31j?E:? has o:Y.l;i:~vl.f ',C? the threshold, E~f,~:i $~:k<, s.#~FE~:;i.e~:. #l ~BC.<1C.E.~'ii~~~~C#
If the i:}iF# Ai.:#' ti;t s::ef.2..., In the <>>at?1pli=, if the event that Mfi QtlSa'u.E:i1'.,~n.
card 2 zi i4,\ t(? ,#i.iihc?1azt.' iFi?i 3t' '3<:'.' i etwo'rk iF1d%?.i' lf ~eE', the ti'i}:FISi3ltA{'ll i`.i?rd 112 ?'F2i:y ZZ-E?'msSiy 1.i':F"xFSF`:i11' an ~ ,~, 3:i3siS;.a}_::: ., iEi~. .3s:{,EE`-.ilWd f?.3,.F37CFi.`.; II1ti~.iELFFIC3:z Ffsdt3:~ EIlt.. vG`.l1iE~c.: ?:3.~t(.. t...i.:aa`.`>c}_` a' ?
the h{3it l'At.L 111 IIl th:FS v4}st'., ti?e fllll5t. F?E:vd 1nL:=E>e'id 700 ` ti Z' b=
?:}3"ipk 12F`Y:wd <3s ~a, fraud u[ t1t:"3l pi-i3cte1S to sEibsW#l1:EitH`' l)At::;'L:I3i .3a::i:. ?1c?, ..: d use .? Ehe ' ticLils~.'z,: :? `3? \. i}? ai 112, 3'EYsURE : t 2ti1 example call B:?:Te 00 3.i?. it,<:<}l-dail.iC', a3+'?EF., *01110 < a As illLE$~ii'iFEG(a, :~.i 1~,v <A
Yi33-ip#m,,.3 is.c~:at. if:i of ~~l: ~, z3'f,:tit:Y3: <~:}S~.~C)SFI.i'E'.. ~
the ` " EF` <` `.
a host device 804, ii.I3 i.1ti:HrtyeT2E card 8{1(, and a :em?aI:<E# 808 -,"Iiv h?:"t ae-vY..C : t?4 3:> L=<3nfig ;#'E:d :.o cL?:F??m.Fl}?_}+:FFEc YvIEh the network 802 Ã1nd, i:tll:F?doS .^.s sl?Ft. fY:' #:? :i?ut3i:.:?3:: o, the i}3FC.1lT:,4ni vi:llU'06. E'#Z: t31tL.~ligE::E?.E
card is06 is EC1FFfi<?":.;.k'?{: i.o tr:Ft"õsS3'li}
`:onif?::3:#i.v .t? and .(,ct}vi' d<3...1 fi'i?, .Tk a user i7I$eT`facG
o`tppl. .FE:?o?.F c?:t.i:;}dI<:[i by the 3:F?,.? ~~yZ~ Fce 810 <inii_E
`':~~..:t?iL #f ~}?.F:iiFLtIL`}3.:i 331L1L.~1'i;tiF~}:.~E of ~.~: ~??S~
z~~:=~= ki: ' 8M. l.m ;>:i?'E:
5306 :i;:?.t:ie a a.P;' 812 lbF v:Ke%tEtil?g transactions :k}ad a virc;i'S4 QhipSi'E 814 $'ezi-3~i3iTi?Yi~.<.>?..3G: `~vi3I the EcS~',.i.3:3tFl i5l#.S. The CPU 812 4{C.f.E?:I<'.}: a.:5;n .mI1EFdtL.$.'API
15 :F3umt^,t:' T:<> to ni#I151B2?ia i?i:r313I3'iaE3<1'S in a f?tf.õ
vi`:}Fip%Et;EIle ;'?Ãh t9tt: i?A?'~"t {icY ic.. 804 :11d :<i.}?ve?, dmi; ,:T'<3T2) Mv host device 804 to a x+3I". .
c,Za.}3Ã3.}EebxS,` i`',%?En} tz`n'=
C113 ~' a.:2.
:U ...3..si3 ';'d, the H:3w 800 ?r.,dy fii`hWe i31td11oi s..Sdi?z?s 820 twtweOx. E;is h.fs:
>:'.=t..v 804 and d3e c`F?"d 806 and b.<.w0=.'zl ti-li:= card 806 and E aL.
t<'3"32)in<>l 808. 11::':
?ijF1.:$:I'iit,'=s a sS:sS?C?i? mi}37<'3;F;C',C~bV thE.' C.cE3'd 806 F?s,"if3<; the i3<.-Mt:}'k.
i:<ig>s.Sb.li?,c. of iii: host dL':%3i;3, 81{i. IT} L~'Alti exi?"f1pZC'., the card ~,})t, :;i'.}TisFFiiE:s data i<:E' thi'i>EI;,h a cl:l;tl:i:3.". }3i:wt>rk connected to t.'E3'= bC?NiF device <i,>d after F'i;'.=:>F*,=Y33:i H.< ..o>fÃalF3;' d.:(:i:F, E:,'it: hoyidt.v:}:;U 804 ;.1'aJ1S:ntE:S t,te data r.F e11c. 80~2.
in rf .pi`,E. e fio i%eL'e?vF91`y data txY?El> the 11etZ~'C?ik 802: flhtt::
:.ifi,.i>.c'. f?EA ?m.}y : Stizl>.S:inlt the .'eccived d`eAM to li;; SS:FIA 806. f_} s3?T1C the card ms}`v' br...?i:>3T3iE a request ft?J ia dE.A13:' ig#:Fa1WY`v :: t.3;~, host Ca<:v?C.e Rr-4 <3s, : 1.
}i?.t5t3i3i:a in ;;>..y; i'?? ^,e,.?3:?, l'~:' 4 ,XcF1i?~?l'.. the :~=i?ii:~ 8?(i . may fA.- device . ~
"E;`?>3t.;?, : JY.3 .:s :i e>L;t?#s~7"~t~?~?F~3f'. ~>??;<o`. T~ie 5:`s;,:>f? 83?c fdii:.,.,;E:S i.~l<}E i} ..,;+.:t' Yl':i`;y' 1.1b?.?:a i;-..=`:?F3}3sFlids to fl3o, c:aeY; 806 tE1T<3;3gh the interface of th:'. host d<v}C:i: cG.<0's'_ 1~*i?a 30 e:is:i 3 ?l4. , the user i3:i:i ri-;i:z3..}+ ~,t that the disk display d}S." F7scF''S E?`iTi3>,:%fi)f, ht'~;: `,CZ, dutLtt....> the i}l.W h1:5: S?~ thS~. }FS,st lC;S'}cC: 804, i.3'. `O`.:.1,`= ;i]33.~7~'F . 71~i#Ei?#t?~ the +::fl%'l~ 806 } i 1y t'c:eivC a :+}?.F)EA.:} td :o o.EcEit.ei'ic :a : ~,'t#~.F. z:
`si~ ibF7~:~:i~.lli1 s~i?~~1E~.3 < <Y the host device ~., ~rt4 .
Il.~EeS~:R'<`.E$.'f ?kZ :s.. <..s~?~?.. E ~-'~ ~
~i:,t..> + ..?= >.ii.'. ii. ' - 39 .
;3i3;.FT.lf;1ii 3#'.1Ji,.:l3iFC%Il i?13i' idOil.Ã1.fy lt7'f'L1IlFir Ã.rz:..sifti#C?;?zo ,^,:tTd .1<3iltiiX:i¾. a ?t; ,v,: ,a r }`} card i?:i~: ';i#.`.^, \~> S F?:F`f . i? the :3(:Y=~='t.3 k S~ x. to ~~E'GEE..]L'iFt:.'. ti3Ã.'= C:ci.Ea .:C z.,i:x:>;:..ia . t :`i:l ;L't.?..,.t_ a .iti;~'.3" ~,$' requesting , $a PIN liS:l#F~ the h< js: E>C.
4'3 ~ ~~ . r~'t\ r.2a~sEE<~. t C~. #:F, 4C'. c.<z-i ii.
~e=~ zC? . '_'.??. , Ix:i k3s::#' i?~ ,j' Si:Ã)},3'3IÃ a PIN to 'Ã~2t:
~:?tC~ s~~3{) lFtil#:Ff-~ i1F+`.~. ,;::4~e <ti c of the i"tE?Si:
C?C'.: . \: :3td in :i'C'.;~~.?C)Ilst; to an ?Z cF~1:F3:3.`,i2 (?lti's SL4bt;Ã:Ãt Ed IIIN, :~:iS: t::#i'Ca ~f' 3 FF?.<$Y
#?i :`i>.i'Z?tigh d1C% hC3s; dÃ'vic( = 804 i}f2 IF2.d1cF?Ã#.oI7 th<iE. Ã}.FC:
fi:Se' i`i%:`A~34.FA>i: is aiiui.~:.Jl'.ii -, has In et;:i31C' FI?lp?cT:i3ef2Ã23ETC?i3õ a user fiIe`z#:c:.<3i 3t?,''2y #i: =33.:Si a 1;:.iciTiscii::E#i?i3 hFs.1?}"S' of the G:iF`d 806 <FS
ili,aui.,.iF e:z E#.F sC:ssi =#:F T20f. For a f:#?<3:i?.i:ial 3:i?SÃ:i'ii.Ã:i?Il iliity li1F23#3).f a request f<.:'s3' t.hie .:CiTasa.Ã:t>: I?:iSi;F#y n F
j:? :.,... ?.i:;.j,'k ~z?,#.;. i:i}313],`.cI.i:Ci `.i? the ~~f.?;,~ device 804, and in F.'spt3.:e..., ES;: at in O-:. ?;`qiFesi th<. card 806 :":ic`i1' iF";331S:;Fi$ Ci,e "3".i115E::=i#t,i1 }FT+to;Z' #:t` t::o f:i3;:i#1Ã;i,:?
=r%sii3g Ã'#3<'. :<.Ã.w.`i t 80C C{?i1F2E.'C;.Ã('=s:E to E; C' bog C3c.\'1G(' 804 i:3 5<?IF:E`.
F`z' ~r L???i.i3iz:.sFl s'i:hi' tlSt'>' a`i.iai present C?fRF2Te 'Al'`.=b [}<FgR'õ stored z#'i 1 i 'r 806 #.E:-, IBu;:Ã"i.':: i _.., smsFC?:i? 821 Ft3i' example, Ã:hC'. card 806 #:i).<FS
iS`=cC'Ftiv a _'cqEE:,s: k3 p#6.tit`,.i3:
15 :;i'. E3<?yYi fi?:)i.?3 the user the ~~?tit .,.iS:s:~~~ 804 i2a;ZE~ A`
Ls.:#F#. ".. ?t. i~~~.lEI1E%
. . ~ .. ~_~_. #i?. the "C:L. 1,., ; :L; data : ..d in the 'l;'r`s~,...,a .; 3i: ~,:~ ' 'i In hJ < . s:}F
#??m35sF'`% .f ii:w cc3aZs 806 T37i3y be piosE;FLl;d through, fC3r example, l4.: host dm'3t.e 804 as Ulwis<3wt: in : t.;:<..kF 8=~~{h'. Fz!F" C'.l.dt?1pic'; the user nzdTt=' i"i=y#:C',a Ve'.'C F.;.t. FI:fC?7F2;i.t?E?F.?.
<3sr.oc,aÃÃ?i.. a ti.i#13z.i;#Hoia .?i? : certain dFÃ<'F i#iCi ti?c L'ciI"f? 8016 .C:;.:.n'c ÃiFC; d:i:[;
20 and i_?ooi3i ,.i3C` data to the user iFs133g the host device 804, h3 ,.idd#Ã:kU.',., the fFsm. F:;,#y w.i:i#.U (... .., it? the ;.::?C'.i\3C?iS' in the C'%EF'L~ 806 as :ihmf:iltvd kFt ;ae.,1.{zr, i.`~()l "`>e' r Cf:EFnp4:, O3a. 2isC'.3' :i3t .j% update i7-i:FISaot.i3 data wFf3.i an :FFTFC)#:i}t#?i).. and ?i3 ,:tipt?F.,c to s: , least the k.i~;#:'=~i, i?`L 0#1#'f1 806 i3r :Z% Fldk:at<% th 31vEh(:: the update 11=`i~s a sEbC:v.~:: or Izli:.i'C, .;? >n..::3ds to tit `:i#`ii. bC%Ã:wt.'C=F' E`'=ic card ~,,.)C] iFFFd ÃhL'.
.eFF'Fii?itlõ ii?+: flow i"4'4.#
`'A.
s:i j s~i= 8<.\S#tv. . ~z..~ :~ ~~
E.... . ` 2 : ~... _zU`.. 820k .;+ ~z.t.i? 82;,1!` and the t;FI:..~i~.l. 'C
('#
:..? F~~L::z~: . `3' ~`yi..s` ;:F,.i~.:SF1iFA_,c.ciÃ.< zr ` its :! ~FI
i<.._.c3 ~z.
;:o li fifFfiF-lc l:ri ii)4a;itilÃ1?:. may }?C:=TsC2lciz:il's:% <'3.
~~ii#'C~ 806 :4#Ã:h al?pliQFlt#i?Fltia Web pc tts_:F, m)d/C3. C?EhS:: i.3fC?:fFlci:`.S+?n ,is FiJ:.:zwited. FF
82.>iC, For e`S:F#11p!:. :he tu#.7:F1FAIiil ts138 ti2lt\ 1'S',:i335F:i?.F: a pi`2's:iC#..:3*, i ,l?l.ie;F,. Ã:o ihb cca::Ca 806 .inS..iL1d3.Ã'1õ .{sso::%Ii'Fwd dsii<l. The protocol fF'FiF..4isitFC#*n:i s8 't1 ~ 331ay u-<3.E..Slr.E.$i.'~ the i'}s }`a t}#;i:_..zr'. + 3i F ZAtiv:it li: a f,>iiX3 C)i?1pFi1::'}ii with tlFG card ii:.ii?. ~~t I": ~~`C?.F~Sf? to .a.. ~.LPi;iE
3.r3x .i':'qus..t, the CK: 81.2 Ã:s.iF;.,iTi'1FE 3i1 1Y3CF:L:itiC?#F whether ii"Ea w<}~ ..
~i.~i+:~t.:'as :., eis:e: ?al~?":~ the protocol 4T~127SliFsFC?TF c~i1.8.
Prior :<3 E~:;' #,0^?z3-i3 r? St iEÃFa~ e#
Ã>iz? +,>i:_: := :~1;.` 3t'I".F7inc`.:': 808 12?sFy st1.b33:1#.Ã: a tf-i:ir5c3LÃIC?n C;3;.illC'.:a fi'. w IFe +::f3Ec Jf}E} as flaFsEF ':Ci 3t., tiC?\s#`.`,:i3. ~:YEse, IFa tti.FS t/i35i.'. 'El!: L'F7d 8`06 may de{2E'.{fZ e` C C'v+C : 5:ig32<'2:a.FT'+w` of t?3.:, a ?Si .ieZ>.FC>r` e04, pF si:Ft i3.s;iC?i. 3:.{tLd data to the user Ã.ircYtFgh tl3.G= hoJE t ic:, ic:i 80=:, :3;Fi d tiFC: sii n<3tLFTC% E4:s Ei::= Ãt:rTia3?lial 808 il4:1i1g t.:'t;
PF.:F;>>:?i Ff..{e.:i:<lE>:.`: 818.
r'I?:.URi_ a,t:i a F~o'w iAliF"E 1ll {.SÃ'xiil2Fr aw t.xiafl?pid;=
#.i.a{>tht?d 'A.t'O fl d3c:E t;FfiFFS: . a w3:{=t'.l:.`Sy {zi3F3;i34i::FCm SZ'SÃt:=1'1 t1F.3:it;lSilt; <`1F1 odH`fG,IFE
C%;3:C3. Ii-'t t"C.FL#::a. {? l dA3 e:uFgCi:e?`
t:i. {a >?xi3L :;aLf-Fiiv l??e or i".3C='e {?4t.Scal:F;f33 p:':}+".etit :
t3:; :C'SpCSFSE.' t.C`. C3:' em:ifFpb~, a s( l,.vtc;3.4 ti:t3a? .:t user. MaF?S' of the 4w]3s in :hIS ffl:)4v:.,3?.ii ;itay #.<kc i:ti:it:.i'.
ciFdr't`.=.{' Fe d.''~''`"e":Ã o'dC#"i as shC:u%{i. SL`sw:F3 z00 oz :y:
i't' 200 may F:i C i3.ya;.eody 1:'?.:.i iFdddfiC?{iC{i 'it,pS, fewer sÃC'.ps. a?d{s.'iF' dRi:,ie.1F sEC:A:s;,, so l::`,:F3g as ek, ;:;;;'.?'h:?#.is ?:;.{3:F<3iFF iFppr<.3pi"3ÃF'E"s':=.
:'..ci3?C3d 9{}01 >7{;.g?ilb Ea Swp 902 S',%}AC;,'.'C. ~ e{F"YqEFvsE l<?
a1:.#v,'':FtG a E:'F3i:s.F+,F:o...caF'C3 :-~
17C??" imF3':F3p.i4, Ã33i'= Ltw?= #31:1.y \C.3:t`.C'.t a c>3'Cip]FJz'sil C.Ei,'3".F7(:F: tsz,pl<tLo>F through F.t.?C'.
(;:.;. ...1 o: a {31i3b#le host device 110 'e' F16`C<YRE 1. If <)t?
't{;.cS'silit <3C:E?y`<FaFC1fF 3:
?A?C:?tF3f%ed ..a dvi:.s.<_31..'v step 904. then LFt titE. ~p 906, a rC:qi.#4y: to ...# CFE. .e"t.: associated fiY.:.:.:Ju?, is i't'F~.3LsSly t1.i3:.'.,3tlY.d vi h11<):3L.c3.3 1F3:;'+ÃIEi:EÃ:on i..;TIc= ..dhd{3.{= :F':{dt`
lr`.i.r??ioa`gy of Ãiit: host d f : v':Fi:l..`~. FCjr L:,iflFl3p1C:, Ã.li:
Ã3ansi1'+:?"i+?#"F 0,''.F#'f.; E ..I C`:' FI(A)Re,' 2 3'F%: sv:>`.v?<'.`S iAai]5F'F'i aFl i's(%tFsc`{Ã::c1f~? request tf.3 the fir:F<3.3c3aa institution lt)'16 iFsItIF?: i.cE3Ca cÃllL31:>, ~a= Fe;h21C?:o, crv .= , Ã:Fe F3:F<?~2lv ~ ~t: ,+yt device ; (3 ... :.. an :Fv4C?.aiE d:>~: - ~<~EF~~ ,r. 't.
:<? = ~~?ai~ tÃ.iC3A: >>
n:?t aF3L::t{ .::i,; liffi<.F L:!CC'.c.:3i#C2:{)ps3u;t'.d's Ão decisional step 902i. lff c.F#'6:I l? not ,,'=;.` i.3clmlt.:, then fix..tit{dist i:FCis. I{ <'aF'{i i.i;i#\.aEFC?F,i is :I3vIF.i3cd., then L,X+.v1,{i.4#:? FS.o.:C'.4.C1::
Eji {..3;i?is.?c.3 :~tL? i/?>1. .\F3.F3. ti{wl.l~%<li3i?ia CiL: is K3.
3:FlC'.l{Aded, ct11cF2 at s`.4rS 912, c?ri: C?:=
4..:. .+.. t : r..=7; ~ : : ~*= U~ i~ ~ ;.t t ~
.:zts.i. .~t3<SIiC;:{ls c3.{'.. ~?. r C'.Sf'?'1ÃE:C [C Ii'S;.' 'td.:.tf ;
.~sc~ ~.. 3`. E:^ li.yi:
Returning ki Ãhe:1lF'Ã.ial t' iF3?l~>?Ã'., #lIC ti'''sF12S>.G:tiÃ?Ia c:l3ri+
112 :;:aZ {da'{3.Iff~,' ii 3L' ; ii s.d vEw_::#..+.c3.a and present à ?u LiFC3's lFC)iF's to ElFi~; E31C.F"
F1;FIF3 3.ho G(: H : :?A, the 1"t3<3bdl{, .:.`.i i:to.l device . i3. At ~t~.~9 ~t1^~. lE?+:':i3.y `=r~~C?I'L'.(;.
:t.Fs4't'E .f'sEi? ~~-.t' ~?r~=~.#.~.Fi?#:?Ft`te SI ;E.~F<.sBF: <$:C?
ii?Cid..C?t_ \t:'.l{3i'{3i11?: to d`s`.C#::.3::;Ili}l sl<.p 910, iC an {F+.`.t:{w3it:F3. code is FFC'kidCiJ, then ? rt'yi'::i:Cihs Ão decisional step 93.f?. If the <FLÃa'i;3E:f?' OC3di. t,\
{3..2:F3F.:Fd't emmeC$
by the }.;:>t, t:3::#? <3Ã: sFs:p 91 t a i'i:.qtF.C;ià tb#' iht, aCl#v{3EIC?n ct?ds:: o pF-i'S4it4C. to E.s.?+.? {'x;:
1.b_Fo. ,:;>. F,,e GUI i?f thC: 3:i3:?bElo l1i:iL i3C'=\%Fi'S:. ITF ÃIlv :FIIIÃisd +_xxF,:iz,.j>Ee, S;:i{'Ci 30 112 {., s, ` sE ~..<' e3:l i1C:~7Z%{3~~#^F3<:.sfxt` Jil~}F i:t9 .> :+ÃF-g E~3. C:>c.C:F.i:A, to i~3C' ,'- :' ~ :{~'.Sc'1"{3. a 3";;.~.~i:it:t.~
:as{..: uu<? a, the OU"I M s;fda; mobile Ix{?sà device 110. s: fl3c cac;:z't ,Ã<3rF ,::a i.: #~', a3<?:
F3F ?;.F7..;fli a:..3.-iti'd by the .+tie{', then at ;i1C p 92E3, di<
;Fci:t1.,,F3.tFo#'F
CA` ';:3.:t. 3s` aC . ?cfi F4<:}~ i?F' code i# f t~ ; > I<^(=~1 il 3Ãsu";
:~z .,?ii host cBS:V:i<:i~.
: S t4* . the C f~~E ~{I" radio ' .c .. 'E
4t ?#r Ã3i :?:?i?,.:fF" `vxili>?i.?30., tlli'= tE'sill;iifGÃ1)fl i'fFz'd 112 ds?if`o' irf3f2.s;,?ia a Fs:qtaC:s+ Ã;; fifl'sil';aiifi ;.Fx,Ã.t1.:,..:.o ", a-;Fl-i3l :hs:; 'i~Alf,1iw3' C;ore i).'~I.'.4'oFk 202.
I-P e1ffivF' 4c`F:iC%, Il)e 3C?C:.dEy~I:C)I'C''.d ~; ,; .
;:i,.3<>.i3.... code .s ii.ii;33t;.ff'.G~ at ;-,:'~3 922, If the lC)Cuitl~~
~e3A<:e_~ F"fi.c.,;..<'.S the pto3..iC;".;: ?Il3.s:?~F:diitn?fl at dE<F-s1C2nifl step 924, ti'ks:fF at step 926the ÃicF: fõE3oi`> card is :?c::i s3ii:.'t .'^f' exa:i?7pl<~y '.e9TCi 112 :31aj a,,1. ,l#:f:; #.F2.
F.`efi`F3,in..,; 't,.s itF least a Y3s<.. +.,>ieF"3:iFg a FIl's:Ã:::iliilg c.t81'<3.I1>:I code E..iF"t;tF:Egi, the GUI I 11. if U'ie provided d5:3e;; not TF7.<ifs:;l3. t,.]"' locally :'tC;F'ed iFFÃ4j:17:?ci+1C2FF.
i.hC'F t.:<(!cEFt;oF;
? V;.,:?Rk,S 13A and Di?B Al(Fs12'c`?.ÃC' Cxe:if)ip3..:: cards and ?Ã~~f F'+:.'4p5.<;Ef4'e.it%, for $hi ti.i1:iSacÃI?il card 112 +?f FIGUR;.', 1. F;f:r C%Xai;Yp>E.=. Ãh;`
,ie3a1s{i3f;.rt?"2 L:iR'C ~
~:;
... 112 2 .Fi'c;y 3ii~ iiFSeTlei into thC,' cards 1000 and 1020 during the ~?F:i43`i:c:ftF.._ e.iC3TF pFY?C:.':'s., if3`t i>l d.s;,6.),s;:{;?37 processes. 131. i.=):vctttli24a"
p<',F";i'iiFf:.Ã.tit.:Gf$isJ,, `vhFit tlii.
~~i?.fY~s ..2 may b a? 3:s;1 tlf:! ~ tti ~ ti y 3 t 1 <, , Fc < f ei3 )C `iF1Ft Z ;i':ft ~~ > ~"
FF23<fn '.i3:.A`. wf#. ~fF~;~l::f31Y:f~~~ =,' 330 d3.F e_nFÃ:it?TfS. 133 C)ffi<:a" ~Z C?d'<?s. f.f;< E...,; tA:F 1000 c"3:f3C; 102Ã?
aF''ay ,aa.<<. ui:t:?5Ãan$li:ai;4' `a33):.i>bF' dlF'lt .F'.:i1C)F3s c.s :ii-i)iFf'Ã cards sEIch .}iea A)e>\ofl l.,z:Ã:Ã3>;>
^.`? 5ytiwms t3a.: 4F ?zflc.i.lS process the <:li'ds~ 1000 cfF3d'?F' #.h.
.Ã}.:.'(?. t1: ::.F.A-, the ci3r<.l 3000 includes a ;+i>t 1002 :ÃbT7~,lLiE b3 hold Eh, ÃF'a`,.15 f,.FitsF3 clf3 ~. 12. ~~?t f..{1:fmpl5;', the slot 110,02 i3'FitL' >fi:',ttf?I3 the Ã:I'ffF~'1:3itcÃlt?iF card EPs.iT.Fg uf icÃ.iCa' ai fit 4EEv.ii fis internal ::l.i.t>.i.;u>;c AiWht.:ÃF 3"<'tijiilLi in t2:.' dC)t 1002, Ã 1C=' EF<i:3~.F=.?fs3:i card .1k3 i zi3; i3s:
s>ba:...F->Ã: ?l". :lush ~vith the l{,:nt and h;3ek szfrt<:c.s of iii<:
<;a.d. 1000, ha 10B, 20 the c:3.F'ti 102(1 :n:llI<7.:i a pocket 1022 for IeÃi;I:iZ.fT-Fg thC t .EI'd 112 at k:F.st :F:C3:# 3~a ia: a si:irficFc:' of the vilfYt 102a In ;i;õ;FTIo fF'EloC3Il<:F'fÃ:ilÃ11Yes. ihS.' .,<-13i:`t:i '10?Ã? ::f#"fiE
1020 F3 m`.w i? iLit,: Fntig 1L::I C: a: i'F~?s to i J:~ S:; i"IÃt' C, F2:;Ã%fC:E T7'c1.Flai'>?+ 3 ' Ã F;fFs.
A : iifF3`Ã>a of 's.'fxiil?dtE3.t,.i]ÃJ of Ãh.. ,...i e12$i) ? l1.<avC=
b'.f)i) dC.s,;nE34.<..
1 v-fH ;?e .;t:i?du:<Ãi?od i'mà '4'iti'1c:3tis T.FIi?d,?fW'sfÃi);iz, i22<3.y bc d,fi:tde bs'f$:3?fF-E zt'.:~p:fFt7":f e`h< and s:+3psy` of :ilf:: :fI2vi::A?t1C):i3. A"t)F'diTFoi; other C'FF)~)t~<>zTF3i'.`?E~ a.i' ;i'~i.?I>F $t`e ~.
: ::>p C; i:i.c :?fl)w3:f3w ;~;om:;:.
tiliE.~2.i'1:iE1`v~~EC:i~. ZN >4f; '<*.C 4: E...;..#.,F2:i . :?E4,?
j i3}~}: ~ Y> ~i#>3 ,:#? F>#'C?ce.:ds.f? step 738, ttL? d's:`v'#Ci:ii>?'##}l ;<Wp 72t if ihc i3:llFht:A]E?tUdF$?oK? process d3C;:2 not inci::3LIf`
:1 v.. <. : :..3:w1?:14~i.iC3T1, t~2ti~fi Ã.Yeti:#1ti)#).
~:?#`~14õ{`f;i;i t~? c:~Ll. .sÃ?#:c#' ;.,C:i~ ~'.3i, 33', E1SZ~:
i :?:t}F3# :.:F:_.,##i?#i #r. 3?;3F. IdÃ}ti.ed ?:? the i?#Y)`:,i'.55,thf,11, at ,LCp 722= i.ho a?i1~~. >Y?, t:<Irf? is mti3"f}iw:? `>'.. `r iisei" 3ti ?:F?.i:<lLEded. iz?f=i}, at '#.;p 73t the 4}.La3Fr:f::FFe t;=a#"#I
i-<;,q3-iLSi i PIN -i3ilx?-abt:: irC37nn ti"F.e user using E.h. ,:f}3t deF'?i:f-%. Wh#i` the user is d`'s<;#"#bt;d \I #fl:F #'''.:SpC'G1: to C<`:?Ei"=F"}flg a PIN dm? 3 ,:? the Il}CTt,Fle i;(?::2.
dF. vFcoõ i..ie ?.isz,i: may be atTtheIitl(:tit(:d using other ii'Ifo:i':iTii:#if<,.#"F s.ic.: i3.,-, %c':.g r#F):;4r~,^,7'1:#?t,=. A4's.:3;:1 i'eFLwi'flf}g to d1E
6:.,?:>}J:ilp.iC:. :>}t transaction 4 112 . . . `1-2 3 r,~tc:~ ~;i:'.:~:'- a TC(~~Sf.st for the user ~.f? l.#IE:`=E~ Ei 111: 4 ~~l~t>:i ; t~.?C'. <t~.:k 111. At 41:,l.
74; the .F :WWgmu t;:i?;. retrieves a locally-stored ~IIN. I?: E}.}i.
õE.q;.c:;f I}IN 8.#;.dsti?r:?i:
PIN I31 ..::>: at dQ::#S3C??l ~ ~tQp 742, tt7.L;1:1 ~<YeC1f1:iE?u p#..#+;.';e:F#i to dt:{,:s3i?EiF#l ::t:.p 712 fe73' 33hys? . authentication. If the request PIF`~1 and i}tc stored PIN do : t?E
.},,};?h at .501 d:ci::f?}>:}o_ ?tip .242, thi:33 execution proceeds :l? decisional z,,E..:=p, 744< f; }:.1C: i.Ei}.?be:' f?t' a$lL#"3pTs ,<.S~:'. iFmF exceeded a specified [hi'L.SbE?:d. then Lxm3t#C%F3.
zf:f6.EF'FT~ #;o step 73:`'i.
t>x.~
.
of .I?#s:I31j?E:? has o:Y.l;i:~vl.f ',C? the threshold, E~f,~:i $~:k<, s.#~FE~:;i.e~:. #l ~BC.<1C.E.~'ii~~~~C#
If the i:}iF# Ai.:#' ti;t s::ef.2..., In the <>>at?1pli=, if the event that Mfi QtlSa'u.E:i1'.,~n.
card 2 zi i4,\ t(? ,#i.iihc?1azt.' iFi?i 3t' '3<:'.' i etwo'rk iF1d%?.i' lf ~eE', the ti'i}:FISi3ltA{'ll i`.i?rd 112 ?'F2i:y ZZ-E?'msSiy 1.i':F"xFSF`:i11' an ~ ,~, 3:i3siS;.a}_::: ., iEi~. .3s:{,EE`-.ilWd f?.3,.F37CFi.`.; II1ti~.iELFFIC3:z Ffsdt3:~ EIlt.. vG`.l1iE~c.: ?:3.~t(.. t...i.:aa`.`>c}_` a' ?
the h{3it l'At.L 111 IIl th:FS v4}st'., ti?e fllll5t. F?E:vd 1nL:=E>e'id 700 ` ti Z' b=
?:}3"ipk 12F`Y:wd <3s ~a, fraud u[ t1t:"3l pi-i3cte1S to sEibsW#l1:EitH`' l)At::;'L:I3i .3a::i:. ?1c?, ..: d use .? Ehe ' ticLils~.'z,: :? `3? \. i}? ai 112, 3'EYsURE : t 2ti1 example call B:?:Te 00 3.i?. it,<:<}l-dail.iC', a3+'?EF., *01110 < a As illLE$~ii'iFEG(a, :~.i 1~,v <A
Yi33-ip#m,,.3 is.c~:at. if:i of ~~l: ~, z3'f,:tit:Y3: <~:}S~.~C)SFI.i'E'.. ~
the ` " EF` <` `.
a host device 804, ii.I3 i.1ti:HrtyeT2E card 8{1(, and a :em?aI:<E# 808 -,"Iiv h?:"t ae-vY..C : t?4 3:> L=<3nfig ;#'E:d :.o cL?:F??m.Fl}?_}+:FFEc YvIEh the network 802 Ã1nd, i:tll:F?doS .^.s sl?Ft. fY:' #:? :i?ut3i:.:?3:: o, the i}3FC.1lT:,4ni vi:llU'06. E'#Z: t31tL.~ligE::E?.E
card is06 is EC1FFfi<?":.;.k'?{: i.o tr:Ft"õsS3'li}
`:onif?::3:#i.v .t? and .(,ct}vi' d<3...1 fi'i?, .Tk a user i7I$eT`facG
o`tppl. .FE:?o?.F c?:t.i:;}dI<:[i by the 3:F?,.? ~~yZ~ Fce 810 <inii_E
`':~~..:t?iL #f ~}?.F:iiFLtIL`}3.:i 331L1L.~1'i;tiF~}:.~E of ~.~: ~??S~
z~~:=~= ki: ' 8M. l.m ;>:i?'E:
5306 :i;:?.t:ie a a.P;' 812 lbF v:Ke%tEtil?g transactions :k}ad a virc;i'S4 QhipSi'E 814 $'ezi-3~i3iTi?Yi~.<.>?..3G: `~vi3I the EcS~',.i.3:3tFl i5l#.S. The CPU 812 4{C.f.E?:I<'.}: a.:5;n .mI1EFdtL.$.'API
15 :F3umt^,t:' T:<> to ni#I151B2?ia i?i:r313I3'iaE3<1'S in a f?tf.õ
vi`:}Fip%Et;EIle ;'?Ãh t9tt: i?A?'~"t {icY ic.. 804 :11d :<i.}?ve?, dmi; ,:T'<3T2) Mv host device 804 to a x+3I". .
c,Za.}3Ã3.}EebxS,` i`',%?En} tz`n'=
C113 ~' a.:2.
:U ...3..si3 ';'d, the H:3w 800 ?r.,dy fii`hWe i31td11oi s..Sdi?z?s 820 twtweOx. E;is h.fs:
>:'.=t..v 804 and d3e c`F?"d 806 and b.<.w0=.'zl ti-li:= card 806 and E aL.
t<'3"32)in<>l 808. 11::':
?ijF1.:$:I'iit,'=s a sS:sS?C?i? mi}37<'3;F;C',C~bV thE.' C.cE3'd 806 F?s,"if3<; the i3<.-Mt:}'k.
i:<ig>s.Sb.li?,c. of iii: host dL':%3i;3, 81{i. IT} L~'Alti exi?"f1pZC'., the card ~,})t, :;i'.}TisFFiiE:s data i<:E' thi'i>EI;,h a cl:l;tl:i:3.". }3i:wt>rk connected to t.'E3'= bC?NiF device <i,>d after F'i;'.=:>F*,=Y33:i H.< ..o>fÃalF3;' d.:(:i:F, E:,'it: hoyidt.v:}:;U 804 ;.1'aJ1S:ntE:S t,te data r.F e11c. 80~2.
in rf .pi`,E. e fio i%eL'e?vF91`y data txY?El> the 11etZ~'C?ik 802: flhtt::
:.ifi,.i>.c'. f?EA ?m.}y : Stizl>.S:inlt the .'eccived d`eAM to li;; SS:FIA 806. f_} s3?T1C the card ms}`v' br...?i:>3T3iE a request ft?J ia dE.A13:' ig#:Fa1WY`v :: t.3;~, host Ca<:v?C.e Rr-4 <3s, : 1.
}i?.t5t3i3i:a in ;;>..y; i'?? ^,e,.?3:?, l'~:' 4 ,XcF1i?~?l'.. the :~=i?ii:~ 8?(i . may fA.- device . ~
"E;`?>3t.;?, : JY.3 .:s :i e>L;t?#s~7"~t~?~?F~3f'. ~>??;<o`. T~ie 5:`s;,:>f? 83?c fdii:.,.,;E:S i.~l<}E i} ..,;+.:t' Yl':i`;y' 1.1b?.?:a i;-..=`:?F3}3sFlids to fl3o, c:aeY; 806 tE1T<3;3gh the interface of th:'. host d<v}C:i: cG.<0's'_ 1~*i?a 30 e:is:i 3 ?l4. , the user i3:i:i ri-;i:z3..}+ ~,t that the disk display d}S." F7scF''S E?`iTi3>,:%fi)f, ht'~;: `,CZ, dutLtt....> the i}l.W h1:5: S?~ thS~. }FS,st lC;S'}cC: 804, i.3'. `O`.:.1,`= ;i]33.~7~'F . 71~i#Ei?#t?~ the +::fl%'l~ 806 } i 1y t'c:eivC a :+}?.F)EA.:} td :o o.EcEit.ei'ic :a : ~,'t#~.F. z:
`si~ ibF7~:~:i~.lli1 s~i?~~1E~.3 < <Y the host device ~., ~rt4 .
Il.~EeS~:R'<`.E$.'f ?kZ :s.. <..s~?~?.. E ~-'~ ~
~i:,t..> + ..?= >.ii.'. ii. ' - 39 .
;3i3;.FT.lf;1ii 3#'.1Ji,.:l3iFC%Il i?13i' idOil.Ã1.fy lt7'f'L1IlFir Ã.rz:..sifti#C?;?zo ,^,:tTd .1<3iltiiX:i¾. a ?t; ,v,: ,a r }`} card i?:i~: ';i#.`.^, \~> S F?:F`f . i? the :3(:Y=~='t.3 k S~ x. to ~~E'GEE..]L'iFt:.'. ti3Ã.'= C:ci.Ea .:C z.,i:x:>;:..ia . t :`i:l ;L't.?..,.t_ a .iti;~'.3" ~,$' requesting , $a PIN liS:l#F~ the h< js: E>C.
4'3 ~ ~~ . r~'t\ r.2a~sEE<~. t C~. #:F, 4C'. c.<z-i ii.
~e=~ zC? . '_'.??. , Ix:i k3s::#' i?~ ,j' Si:Ã)},3'3IÃ a PIN to 'Ã~2t:
~:?tC~ s~~3{) lFtil#:Ff-~ i1F+`.~. ,;::4~e <ti c of the i"tE?Si:
C?C'.: . \: :3td in :i'C'.;~~.?C)Ilst; to an ?Z cF~1:F3:3.`,i2 (?lti's SL4bt;Ã:Ãt Ed IIIN, :~:iS: t::#i'Ca ~f' 3 FF?.<$Y
#?i :`i>.i'Z?tigh d1C% hC3s; dÃ'vic( = 804 i}f2 IF2.d1cF?Ã#.oI7 th<iE. Ã}.FC:
fi:Se' i`i%:`A~34.FA>i: is aiiui.~:.Jl'.ii -, has In et;:i31C' FI?lp?cT:i3ef2Ã23ETC?i3õ a user fiIe`z#:c:.<3i 3t?,''2y #i: =33.:Si a 1;:.iciTiscii::E#i?i3 hFs.1?}"S' of the G:iF`d 806 <FS
ili,aui.,.iF e:z E#.F sC:ssi =#:F T20f. For a f:#?<3:i?.i:ial 3:i?SÃ:i'ii.Ã:i?Il iliity li1F23#3).f a request f<.:'s3' t.hie .:CiTasa.Ã:t>: I?:iSi;F#y n F
j:? :.,... ?.i:;.j,'k ~z?,#.;. i:i}313],`.cI.i:Ci `.i? the ~~f.?;,~ device 804, and in F.'spt3.:e..., ES;: at in O-:. ?;`qiFesi th<. card 806 :":ic`i1' iF";331S:;Fi$ Ci,e "3".i115E::=i#t,i1 }FT+to;Z' #:t` t::o f:i3;:i#1Ã;i,:?
=r%sii3g Ã'#3<'. :<.Ã.w.`i t 80C C{?i1F2E.'C;.Ã('=s:E to E; C' bog C3c.\'1G(' 804 i:3 5<?IF:E`.
F`z' ~r L???i.i3iz:.sFl s'i:hi' tlSt'>' a`i.iai present C?fRF2Te 'Al'`.=b [}<FgR'õ stored z#'i 1 i 'r 806 #.E:-, IBu;:Ã"i.':: i _.., smsFC?:i? 821 Ft3i' example, Ã:hC'. card 806 #:i).<FS
iS`=cC'Ftiv a _'cqEE:,s: k3 p#6.tit`,.i3:
15 :;i'. E3<?yYi fi?:)i.?3 the user the ~~?tit .,.iS:s:~~~ 804 i2a;ZE~ A`
Ls.:#F#. ".. ?t. i~~~.lEI1E%
. . ~ .. ~_~_. #i?. the "C:L. 1,., ; :L; data : ..d in the 'l;'r`s~,...,a .; 3i: ~,:~ ' 'i In hJ < . s:}F
#??m35sF'`% .f ii:w cc3aZs 806 T37i3y be piosE;FLl;d through, fC3r example, l4.: host dm'3t.e 804 as Ulwis<3wt: in : t.;:<..kF 8=~~{h'. Fz!F" C'.l.dt?1pic'; the user nzdTt=' i"i=y#:C',a Ve'.'C F.;.t. FI:fC?7F2;i.t?E?F.?.
<3sr.oc,aÃÃ?i.. a ti.i#13z.i;#Hoia .?i? : certain dFÃ<'F i#iCi ti?c L'ciI"f? 8016 .C:;.:.n'c ÃiFC; d:i:[;
20 and i_?ooi3i ,.i3C` data to the user iFs133g the host device 804, h3 ,.idd#Ã:kU.',., the fFsm. F:;,#y w.i:i#.U (... .., it? the ;.::?C'.i\3C?iS' in the C'%EF'L~ 806 as :ihmf:iltvd kFt ;ae.,1.{zr, i.`~()l "`>e' r Cf:EFnp4:, O3a. 2isC'.3' :i3t .j% update i7-i:FISaot.i3 data wFf3.i an :FFTFC)#:i}t#?i).. and ?i3 ,:tipt?F.,c to s: , least the k.i~;#:'=~i, i?`L 0#1#'f1 806 i3r :Z% Fldk:at<% th 31vEh(:: the update 11=`i~s a sEbC:v.~:: or Izli:.i'C, .;? >n..::3ds to tit `:i#`ii. bC%Ã:wt.'C=F' E`'=ic card ~,,.)C] iFFFd ÃhL'.
.eFF'Fii?itlõ ii?+: flow i"4'4.#
`'A.
s:i j s~i= 8<.\S#tv. . ~z..~ :~ ~~
E.... . ` 2 : ~... _zU`.. 820k .;+ ~z.t.i? 82;,1!` and the t;FI:..~i~.l. 'C
('#
:..? F~~L::z~: . `3' ~`yi..s` ;:F,.i~.:SF1iFA_,c.ciÃ.< zr ` its :! ~FI
i<.._.c3 ~z.
;:o li fifFfiF-lc l:ri ii)4a;itilÃ1?:. may }?C:=TsC2lciz:il's:% <'3.
~~ii#'C~ 806 :4#Ã:h al?pliQFlt#i?Fltia Web pc tts_:F, m)d/C3. C?EhS:: i.3fC?:fFlci:`.S+?n ,is FiJ:.:zwited. FF
82.>iC, For e`S:F#11p!:. :he tu#.7:F1FAIiil ts138 ti2lt\ 1'S',:i335F:i?.F: a pi`2's:iC#..:3*, i ,l?l.ie;F,. Ã:o ihb cca::Ca 806 .inS..iL1d3.Ã'1õ .{sso::%Ii'Fwd dsii<l. The protocol fF'FiF..4isitFC#*n:i s8 't1 ~ 331ay u-<3.E..Slr.E.$i.'~ the i'}s }`a t}#;i:_..zr'. + 3i F ZAtiv:it li: a f,>iiX3 C)i?1pFi1::'}ii with tlFG card ii:.ii?. ~~t I": ~~`C?.F~Sf? to .a.. ~.LPi;iE
3.r3x .i':'qus..t, the CK: 81.2 Ã:s.iF;.,iTi'1FE 3i1 1Y3CF:L:itiC?#F whether ii"Ea w<}~ ..
~i.~i+:~t.:'as :., eis:e: ?al~?":~ the protocol 4T~127SliFsFC?TF c~i1.8.
Prior :<3 E~:;' #,0^?z3-i3 r? St iEÃFa~ e#
Ã>iz? +,>i:_: := :~1;.` 3t'I".F7inc`.:': 808 12?sFy st1.b33:1#.Ã: a tf-i:ir5c3LÃIC?n C;3;.illC'.:a fi'. w IFe +::f3Ec Jf}E} as flaFsEF ':Ci 3t., tiC?\s#`.`,:i3. ~:YEse, IFa tti.FS t/i35i.'. 'El!: L'F7d 8`06 may de{2E'.{fZ e` C C'v+C : 5:ig32<'2:a.FT'+w` of t?3.:, a ?Si .ieZ>.FC>r` e04, pF si:Ft i3.s;iC?i. 3:.{tLd data to the user Ã.ircYtFgh tl3.G= hoJE t ic:, ic:i 80=:, :3;Fi d tiFC: sii n<3tLFTC% E4:s Ei::= Ãt:rTia3?lial 808 il4:1i1g t.:'t;
PF.:F;>>:?i Ff..{e.:i:<lE>:.`: 818.
r'I?:.URi_ a,t:i a F~o'w iAliF"E 1ll {.SÃ'xiil2Fr aw t.xiafl?pid;=
#.i.a{>tht?d 'A.t'O fl d3c:E t;FfiFFS: . a w3:{=t'.l:.`Sy {zi3F3;i34i::FCm SZ'SÃt:=1'1 t1F.3:it;lSilt; <`1F1 odH`fG,IFE
C%;3:C3. Ii-'t t"C.FL#::a. {? l dA3 e:uFgCi:e?`
t:i. {a >?xi3L :;aLf-Fiiv l??e or i".3C='e {?4t.Scal:F;f33 p:':}+".etit :
t3:; :C'SpCSFSE.' t.C`. C3:' em:ifFpb~, a s( l,.vtc;3.4 ti:t3a? .:t user. MaF?S' of the 4w]3s in :hIS ffl:)4v:.,3?.ii ;itay #.<kc i:ti:it:.i'.
ciFdr't`.=.{' Fe d.''~''`"e":Ã o'dC#"i as shC:u%{i. SL`sw:F3 z00 oz :y:
i't' 200 may F:i C i3.ya;.eody 1:'?.:.i iFdddfiC?{iC{i 'it,pS, fewer sÃC'.ps. a?d{s.'iF' dRi:,ie.1F sEC:A:s;,, so l::`,:F3g as ek, ;:;;;'.?'h:?#.is ?:;.{3:F<3iFF iFppr<.3pi"3ÃF'E"s':=.
:'..ci3?C3d 9{}01 >7{;.g?ilb Ea Swp 902 S',%}AC;,'.'C. ~ e{F"YqEFvsE l<?
a1:.#v,'':FtG a E:'F3i:s.F+,F:o...caF'C3 :-~
17C??" imF3':F3p.i4, Ã33i'= Ltw?= #31:1.y \C.3:t`.C'.t a c>3'Cip]FJz'sil C.Ei,'3".F7(:F: tsz,pl<tLo>F through F.t.?C'.
(;:.;. ...1 o: a {31i3b#le host device 110 'e' F16`C<YRE 1. If <)t?
't{;.cS'silit <3C:E?y`<FaFC1fF 3:
?A?C:?tF3f%ed ..a dvi:.s.<_31..'v step 904. then LFt titE. ~p 906, a rC:qi.#4y: to ...# CFE. .e"t.: associated fiY.:.:.:Ju?, is i't'F~.3LsSly t1.i3:.'.,3tlY.d vi h11<):3L.c3.3 1F3:;'+ÃIEi:EÃ:on i..;TIc= ..dhd{3.{= :F':{dt`
lr`.i.r??ioa`gy of Ãiit: host d f : v':Fi:l..`~. FCjr L:,iflFl3p1C:, Ã.li:
Ã3ansi1'+:?"i+?#"F 0,''.F#'f.; E ..I C`:' FI(A)Re,' 2 3'F%: sv:>`.v?<'.`S iAai]5F'F'i aFl i's(%tFsc`{Ã::c1f~? request tf.3 the fir:F<3.3c3aa institution lt)'16 iFsItIF?: i.cE3Ca cÃllL31:>, ~a= Fe;h21C?:o, crv .= , Ã:Fe F3:F<?~2lv ~ ~t: ,+yt device ; (3 ... :.. an :Fv4C?.aiE d:>~: - ~<~EF~~ ,r. 't.
:<? = ~~?ai~ tÃ.iC3A: >>
n:?t aF3L::t{ .::i,; liffi<.F L:!CC'.c.:3i#C2:{)ps3u;t'.d's Ão decisional step 902i. lff c.F#'6:I l? not ,,'=;.` i.3clmlt.:, then fix..tit{dist i:FCis. I{ <'aF'{i i.i;i#\.aEFC?F,i is :I3vIF.i3cd., then L,X+.v1,{i.4#:? FS.o.:C'.4.C1::
Eji {..3;i?is.?c.3 :~tL? i/?>1. .\F3.F3. ti{wl.l~%<li3i?ia CiL: is K3.
3:FlC'.l{Aded, ct11cF2 at s`.4rS 912, c?ri: C?:=
4..:. .+.. t : r..=7; ~ : : ~*= U~ i~ ~ ;.t t ~
.:zts.i. .~t3<SIiC;:{ls c3.{'.. ~?. r C'.Sf'?'1ÃE:C [C Ii'S;.' 'td.:.tf ;
.~sc~ ~.. 3`. E:^ li.yi:
Returning ki Ãhe:1lF'Ã.ial t' iF3?l~>?Ã'., #lIC ti'''sF12S>.G:tiÃ?Ia c:l3ri+
112 :;:aZ {da'{3.Iff~,' ii 3L' ; ii s.d vEw_::#..+.c3.a and present à ?u LiFC3's lFC)iF's to ElFi~; E31C.F"
F1;FIF3 3.ho G(: H : :?A, the 1"t3<3bdl{, .:.`.i i:to.l device . i3. At ~t~.~9 ~t1^~. lE?+:':i3.y `=r~~C?I'L'.(;.
:t.Fs4't'E .f'sEi? ~~-.t' ~?r~=~.#.~.Fi?#:?Ft`te SI ;E.~F<.sBF: <$:C?
ii?Cid..C?t_ \t:'.l{3i'{3i11?: to d`s`.C#::.3::;Ili}l sl<.p 910, iC an {F+.`.t:{w3it:F3. code is FFC'kidCiJ, then ? rt'yi'::i:Cihs Ão decisional step 93.f?. If the <FLÃa'i;3E:f?' OC3di. t,\
{3..2:F3F.:Fd't emmeC$
by the }.;:>t, t:3::#? <3Ã: sFs:p 91 t a i'i:.qtF.C;ià tb#' iht, aCl#v{3EIC?n ct?ds:: o pF-i'S4it4C. to E.s.?+.? {'x;:
1.b_Fo. ,:;>. F,,e GUI i?f thC: 3:i3:?bElo l1i:iL i3C'=\%Fi'S:. ITF ÃIlv :FIIIÃisd +_xxF,:iz,.j>Ee, S;:i{'Ci 30 112 {., s, ` sE ~..<' e3:l i1C:~7Z%{3~~#^F3<:.sfxt` Jil~}F i:t9 .> :+ÃF-g E~3. C:>c.C:F.i:A, to i~3C' ,'- :' ~ :{~'.Sc'1"{3. a 3";;.~.~i:it:t.~
:as{..: uu<? a, the OU"I M s;fda; mobile Ix{?sà device 110. s: fl3c cac;:z't ,Ã<3rF ,::a i.: #~', a3<?:
F3F ?;.F7..;fli a:..3.-iti'd by the .+tie{', then at ;i1C p 92E3, di<
;Fci:t1.,,F3.tFo#'F
CA` ';:3.:t. 3s` aC . ?cfi F4<:}~ i?F' code i# f t~ ; > I<^(=~1 il 3Ãsu";
:~z .,?ii host cBS:V:i<:i~.
: S t4* . the C f~~E ~{I" radio ' .c .. 'E
4t ?#r Ã3i :?:?i?,.:fF" `vxili>?i.?30., tlli'= tE'sill;iifGÃ1)fl i'fFz'd 112 ds?if`o' irf3f2.s;,?ia a Fs:qtaC:s+ Ã;; fifl'sil';aiifi ;.Fx,Ã.t1.:,..:.o ", a-;Fl-i3l :hs:; 'i~Alf,1iw3' C;ore i).'~I.'.4'oFk 202.
I-P e1ffivF' 4c`F:iC%, Il)e 3C?C:.dEy~I:C)I'C''.d ~; ,; .
;:i,.3<>.i3.... code .s ii.ii;33t;.ff'.G~ at ;-,:'~3 922, If the lC)Cuitl~~
~e3A<:e_~ F"fi.c.,;..<'.S the pto3..iC;".;: ?Il3.s:?~F:diitn?fl at dE<F-s1C2nifl step 924, ti'ks:fF at step 926the ÃicF: fõE3oi`> card is :?c::i s3ii:.'t .'^f' exa:i?7pl<~y '.e9TCi 112 :31aj a,,1. ,l#:f:; #.F2.
F.`efi`F3,in..,; 't,.s itF least a Y3s<.. +.,>ieF"3:iFg a FIl's:Ã:::iliilg c.t81'<3.I1>:I code E..iF"t;tF:Egi, the GUI I 11. if U'ie provided d5:3e;; not TF7.<ifs:;l3. t,.]"' locally :'tC;F'ed iFFÃ4j:17:?ci+1C2FF.
i.hC'F t.:<(!cEFt;oF;
? V;.,:?Rk,S 13A and Di?B Al(Fs12'c`?.ÃC' Cxe:if)ip3..:: cards and ?Ã~~f F'+:.'4p5.<;Ef4'e.it%, for $hi ti.i1:iSacÃI?il card 112 +?f FIGUR;.', 1. F;f:r C%Xai;Yp>E.=. Ãh;`
,ie3a1s{i3f;.rt?"2 L:iR'C ~
~:;
... 112 2 .Fi'c;y 3ii~ iiFSeTlei into thC,' cards 1000 and 1020 during the ~?F:i43`i:c:ftF.._ e.iC3TF pFY?C:.':'s., if3`t i>l d.s;,6.),s;:{;?37 processes. 131. i.=):vctttli24a"
p<',F";i'iiFf:.Ã.tit.:Gf$isJ,, `vhFit tlii.
~~i?.fY~s ..2 may b a? 3:s;1 tlf:! ~ tti ~ ti y 3 t 1 <, , Fc < f ei3 )C `iF1Ft Z ;i':ft ~~ > ~"
FF23<fn '.i3:.A`. wf#. ~fF~;~l::f31Y:f~~~ =,' 330 d3.F e_nFÃ:it?TfS. 133 C)ffi<:a" ~Z C?d'<?s. f.f;< E...,; tA:F 1000 c"3:f3C; 102Ã?
aF''ay ,aa.<<. ui:t:?5Ãan$li:ai;4' `a33):.i>bF' dlF'lt .F'.:i1C)F3s c.s :ii-i)iFf'Ã cards sEIch .}iea A)e>\ofl l.,z:Ã:Ã3>;>
^.`? 5ytiwms t3a.: 4F ?zflc.i.lS process the <:li'ds~ 1000 cfF3d'?F' #.h.
.Ã}.:.'(?. t1: ::.F.A-, the ci3r<.l 3000 includes a ;+i>t 1002 :ÃbT7~,lLiE b3 hold Eh, ÃF'a`,.15 f,.FitsF3 clf3 ~. 12. ~~?t f..{1:fmpl5;', the slot 110,02 i3'FitL' >fi:',ttf?I3 the Ã:I'ffF~'1:3itcÃlt?iF card EPs.iT.Fg uf icÃ.iCa' ai fit 4EEv.ii fis internal ::l.i.t>.i.;u>;c AiWht.:ÃF 3"<'tijiilLi in t2:.' dC)t 1002, Ã 1C=' EF<i:3~.F=.?fs3:i card .1k3 i zi3; i3s:
s>ba:...F->Ã: ?l". :lush ~vith the l{,:nt and h;3ek szfrt<:c.s of iii<:
<;a.d. 1000, ha 10B, 20 the c:3.F'ti 102(1 :n:llI<7.:i a pocket 1022 for IeÃi;I:iZ.fT-Fg thC t .EI'd 112 at k:F.st :F:C3:# 3~a ia: a si:irficFc:' of the vilfYt 102a In ;i;õ;FTIo fF'EloC3Il<:F'fÃ:ilÃ11Yes. ihS.' .,<-13i:`t:i '10?Ã? ::f#"fiE
1020 F3 m`.w i? iLit,: Fntig 1L::I C: a: i'F~?s to i J:~ S:; i"IÃt' C, F2:;Ã%fC:E T7'c1.Flai'>?+ 3 ' Ã F;fFs.
A : iifF3`Ã>a of 's.'fxiil?dtE3.t,.i]ÃJ of Ãh.. ,...i e12$i) ? l1.<avC=
b'.f)i) dC.s,;nE34.<..
1 v-fH ;?e .;t:i?du:<Ãi?od i'mà '4'iti'1c:3tis T.FIi?d,?fW'sfÃi);iz, i22<3.y bc d,fi:tde bs'f$:3?fF-E zt'.:~p:fFt7":f e`h< and s:+3psy` of :ilf:: :fI2vi::A?t1C):i3. A"t)F'diTFoi; other C'FF)~)t~<>zTF3i'.`?E~ a.i' ;i'~i.?I>F $t`e ~.
: ::>p C; i:i.c :?fl)w3:f3w ;~;om:;:.
Claims (30)
1. A method for interfacing a mobile host device and a card, comprising:
identifying the mobile host device in response to at least insertion of at least a portion of the card into a port of the mobile host device, wherein the mobile host device includes a Graphical User Interface (GUI), the card wirelessly executes financial transactions with a retail terminal independent of the mobile host device and presents and receives information through the GUI of the mobile host device;
and transmitting one or more commands to the mobile host device in response to at least an event, wherein the card substantially controls one or more hardware elements of the mobile host device using the one or more commands.
identifying the mobile host device in response to at least insertion of at least a portion of the card into a port of the mobile host device, wherein the mobile host device includes a Graphical User Interface (GUI), the card wirelessly executes financial transactions with a retail terminal independent of the mobile host device and presents and receives information through the GUI of the mobile host device;
and transmitting one or more commands to the mobile host device in response to at least an event, wherein the card substantially controls one or more hardware elements of the mobile host device using the one or more commands.
2. The method of claim 1, wherein the port comprises a slot.
3. The method of claim 1, wherein the one or more commands comprise one or more first commands, the event comprises a first event, further comprising receiving one or more second commands from the mobile host device in response to at least a second event.
4. The method of claim 3, wherein the second event comprises a user selecting a graphical element through the GUI of the mobile host device.
5. The method of claim1, wherien the one or more second commands include one or more International Organization for Standardization (ISO) 7816.
6. The method of claim 1, wherein the port comprises one of a SecureDigital (SD) slot, a miniSD slot, an MMC slot, a miniMMC slot, a microMMC
slot, a USB port, miniUSB port, a microUSB firewire port, the Apple iDock port or a microSD slot.
slot, a USB port, miniUSB port, a microUSB firewire port, the Apple iDock port or a microSD slot.
7. The method of claim 1, further comprising:
translating the one or more commands to a form compatible with the mobile host device prior to transmission; and translating data from the mobile host device to a form compatible with the card.
translating the one or more commands to a form compatible with the mobile host device prior to transmission; and translating data from the mobile host device to a form compatible with the card.
8. The method of claim 1, wherein the event comprises the card receiving a transaction request from the retail terminal.
9. The method of claim 1, wherein the one or more hardware elements comprises a display, the one or more commands presents through the GUI a request for a user to input information.
10. The method of claim 9, wherein the request for user identification data including at least one of a Personal Identification Number (PIN), a user ID
and password, or a biometric signature.
and password, or a biometric signature.
11. The method of claim 1, wherein the one or more commands request information associated with the one or more hardware elements.
12. The method of claim 11, wherein the request information includes at least one of a phone number, a device ID, a subscription ID, a network code, a connection status, location information, Wi-Fi beacons or GPS data.
13. The method of claim 1, wherein the one or more hardware components includes cellular radio technology, the one or more commands transmit packet data using cellular radio technology of the mobile host device.
14. The method of claim 13, wherein the packet data includes at least one of Short Message Service (SMS) data, cellular data, or WiFi data.
15. The method of claim 13, further comprising transmitting a request to the mobile host device to establish a connection channel to forward to the card information associated with one or more parameters and received by the cellular radio technology of the mobile host device.
16. A card, comprising:
a processing module that identifies a mobile host device in response to at least insertion of the card into a port of the mobile host device, wherein the mobile host device includes a Graphical User Interface (GUI), the card wirelessly executes financial transactions with retail terminals independent of the mobile host device and presents and receives information through the GUI of the mobile host device;
and an Application Program Interface (API) that transmits one or more commands to the mobile host device in response to at least an event, wherein the card substantially controls one or more hardware elements of the mobile host device using the one or more commands.
a processing module that identifies a mobile host device in response to at least insertion of the card into a port of the mobile host device, wherein the mobile host device includes a Graphical User Interface (GUI), the card wirelessly executes financial transactions with retail terminals independent of the mobile host device and presents and receives information through the GUI of the mobile host device;
and an Application Program Interface (API) that transmits one or more commands to the mobile host device in response to at least an event, wherein the card substantially controls one or more hardware elements of the mobile host device using the one or more commands.
17. The card of claim 16, wherein the port comprises a slot.
18. The card of claim 16, wherein the one or more commands comprise one or more first commands, the event comprises a first event, the API further receives one or more second commands from the mobile host device in response to at least a second event.
19. The card of claim 18, wherein the second event comprises a user selecting a graphical element through the GUI of the mobile host device.
20. The card of claim 18, wherein the one or more second commands include one or more International Organization for Standardization (ISO) 7816 commands.
21. The card of claim 16, wherein the port comprises one of an SD slot, a miniSD slot, an MMC slot, a miniMMC slot, a microMMC slot, a USB port, miniUSB
port, a microUSB firewire port, the Apple iDock port or a microSD slot.
port, a microUSB firewire port, the Apple iDock port or a microSD slot.
22. The card of claim 16, the API further operable to:
translate the one or more commands to a form compatible with the mobile host device prior to transmission; and translate date from the mobile host device to a form compatible with the card.
translate the one or more commands to a form compatible with the mobile host device prior to transmission; and translate date from the mobile host device to a form compatible with the card.
23. The card of claim 16, wherein the event comprises the card receiving a transaction request from a retail terminal.
24. The card of claim 15, wherein the one or more hardware elements comprises a display, the one or more commands presents through the GUI a request for a user to input information.
25. The card of claim 24, wherein the request comprises a request for user identification data including at least one of a PIN, a user ID and password, or a biometric signature.
26. The card of claim 15, wherein the one or more commands request information associated with the one or more hardware elements.
27. The card of claim 26, wherein the requested information includes at least one of a phone number, a device ID, a subscription ID, a network code, a connection status, location information, a Wi-Fi beacon or GPS data.
28. The card of claim 16, wherein the one or more hardware components includes cellular radio technology, the one or more commands transmit packet data using the cellular radio technology of the mobile host device.
29. The card of claim 28, wherein the packet data includes at least one of SMS data, cellular data, or WiFi data.
30. The card of claim 28, the API further operable to transmit a request to the mobile host device to establish a connection channel to forward to the card information associated with one or more parameters and received by the cellular radio technology of the mobile host device.
Applications Claiming Priority (5)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| US97181307P | 2007-09-12 | 2007-09-12 | |
| US60/971,813 | 2007-09-12 | ||
| US12/205,807 | 2008-09-05 | ||
| US12/205,807 US20090069049A1 (en) | 2007-09-12 | 2008-09-05 | Interfacing transaction cards with host devices |
| PCT/US2008/075977 WO2009036141A1 (en) | 2007-09-12 | 2008-09-11 | Interfacing transaction cards with host devices |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CA2698885A1 true CA2698885A1 (en) | 2009-03-19 |
Family
ID=40119295
Family Applications (8)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CA2698891A Active CA2698891C (en) | 2007-09-12 | 2008-09-11 | Selectively switching antennas of transaction cards |
| CA2698890A Abandoned CA2698890A1 (en) | 2007-09-12 | 2008-09-11 | Presenting web pages through mobile host devices |
| CA2698417A Abandoned CA2698417A1 (en) | 2007-09-12 | 2008-09-11 | Wirelessly executing transactions with different enterprises |
| CA2698885A Abandoned CA2698885A1 (en) | 2007-09-12 | 2008-09-11 | Interfacing transaction cards with host devices |
| CA2698684A Expired - Fee Related CA2698684C (en) | 2007-09-12 | 2008-09-12 | Updating mobile devices with additional elements |
| CA2697759A Abandoned CA2697759A1 (en) | 2007-09-12 | 2008-09-12 | Wirelessly executing financial transactions |
| CA2699456A Abandoned CA2699456A1 (en) | 2007-09-12 | 2008-09-12 | Receiving broadcast signals using intelligent covers for mobile devices |
| CA2699448A Abandoned CA2699448A1 (en) | 2007-09-12 | 2008-09-12 | Wirelessly accessing broadband services using intelligent covers |
Family Applications Before (3)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CA2698891A Active CA2698891C (en) | 2007-09-12 | 2008-09-11 | Selectively switching antennas of transaction cards |
| CA2698890A Abandoned CA2698890A1 (en) | 2007-09-12 | 2008-09-11 | Presenting web pages through mobile host devices |
| CA2698417A Abandoned CA2698417A1 (en) | 2007-09-12 | 2008-09-11 | Wirelessly executing transactions with different enterprises |
Family Applications After (4)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CA2698684A Expired - Fee Related CA2698684C (en) | 2007-09-12 | 2008-09-12 | Updating mobile devices with additional elements |
| CA2697759A Abandoned CA2697759A1 (en) | 2007-09-12 | 2008-09-12 | Wirelessly executing financial transactions |
| CA2699456A Abandoned CA2699456A1 (en) | 2007-09-12 | 2008-09-12 | Receiving broadcast signals using intelligent covers for mobile devices |
| CA2699448A Abandoned CA2699448A1 (en) | 2007-09-12 | 2008-09-12 | Wirelessly accessing broadband services using intelligent covers |
Country Status (16)
| Country | Link |
|---|---|
| US (26) | US20090070691A1 (en) |
| EP (8) | EP2201541A1 (en) |
| JP (3) | JP2010539813A (en) |
| KR (2) | KR20100075497A (en) |
| CN (3) | CN101809633B (en) |
| AT (2) | ATE546947T1 (en) |
| AU (3) | AU2008298886B2 (en) |
| BR (3) | BRPI0816324A2 (en) |
| CA (8) | CA2698891C (en) |
| ES (1) | ES2388695T3 (en) |
| HK (3) | HK1145237A1 (en) |
| MX (2) | MX2010002838A (en) |
| MY (2) | MY152556A (en) |
| PL (1) | PL2196010T3 (en) |
| SG (2) | SG184734A1 (en) |
| WO (9) | WO2009036141A1 (en) |
Families Citing this family (792)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US9016572B2 (en) | 2010-10-13 | 2015-04-28 | Square, Inc. | Systems and methods for financial transaction through miniaturized card with ASIC |
| US9286635B2 (en) | 2002-02-05 | 2016-03-15 | Square, Inc. | Method of transmitting information from efficient communication protocol card readers to mobile devices |
| US8235287B2 (en) | 2010-10-13 | 2012-08-07 | Square, Inc. | Read head device with slot configured to reduce torque |
| US9224142B2 (en) | 2002-02-05 | 2015-12-29 | Square, Inc. | Card reader with power efficient architecture that includes a power supply and a wake up circuit |
| US8573486B2 (en) | 2010-10-13 | 2013-11-05 | Square, Inc. | Systems and methods for financial transaction through miniaturized card reader with confirmation of payment sent to buyer |
| US9495676B2 (en) | 2002-02-05 | 2016-11-15 | Square, Inc. | Method of transmitting information from a power efficient card to a mobile device |
| US9582795B2 (en) | 2002-02-05 | 2017-02-28 | Square, Inc. | Methods of transmitting information from efficient encryption card readers to mobile devices |
| US9324100B2 (en) | 2002-02-05 | 2016-04-26 | Square, Inc. | Card reader with asymmetric spring |
| US9495675B2 (en) | 2002-02-05 | 2016-11-15 | Square, Inc. | Small card reader configured to be coupled to a mobile device |
| US9262777B2 (en) | 2002-02-05 | 2016-02-16 | Square, Inc. | Card reader with power efficient architecture that includes a wake-up circuit |
| US9305314B2 (en) | 2002-02-05 | 2016-04-05 | Square, Inc. | Methods of transmitting information to mobile devices using cost effective card readers |
| US9262757B2 (en) | 2002-02-05 | 2016-02-16 | Square, Inc. | Method of transmitting information from a card reader with a power supply and wake-up circuit to a mobile device |
| US9916581B2 (en) | 2002-02-05 | 2018-03-13 | Square, Inc. | Back end of payment system associated with financial transactions using card readers coupled to mobile devices |
| US8825356B2 (en) | 2003-05-09 | 2014-09-02 | Dimitri Vorona | System for transmitting, processing, receiving, and displaying traffic information |
| US7440842B1 (en) * | 2003-05-09 | 2008-10-21 | Dimitri Vorona | System for transmitting, processing, receiving, and displaying traffic information |
| US7493111B2 (en) * | 2003-09-16 | 2009-02-17 | Research In Motion Limited | Demand-based provisioning for a mobile communication device |
| DK200301664A (en) * | 2003-11-10 | 2005-05-11 | Gn Netcom As | Communication device connected to a PC's PC phone |
| US7460737B2 (en) | 2004-02-12 | 2008-12-02 | Hoshiko Llc | Method and apparatus for photograph finding |
| US7581678B2 (en) * | 2005-02-22 | 2009-09-01 | Tyfone, Inc. | Electronic transaction card |
| US7447908B2 (en) * | 2005-05-09 | 2008-11-04 | Silverbrook Research Pty Ltd | Method of authenticating a print medium offline |
| US8352323B2 (en) * | 2007-11-30 | 2013-01-08 | Blaze Mobile, Inc. | Conducting an online payment transaction using an NFC enabled mobile communication device |
| US8290433B2 (en) | 2007-11-14 | 2012-10-16 | Blaze Mobile, Inc. | Method and system for securing transactions made through a mobile communication device |
| US8275312B2 (en) | 2005-12-31 | 2012-09-25 | Blaze Mobile, Inc. | Induction triggered transactions using an external NFC device |
| US20070156436A1 (en) | 2005-12-31 | 2007-07-05 | Michelle Fisher | Method And Apparatus For Completing A Transaction Using A Wireless Mobile Communication Channel And Another Communication Channel |
| US8693995B2 (en) | 2007-12-13 | 2014-04-08 | Michelle Fisher | Customized mobile applications for special interest groups |
| US8683362B2 (en) | 2008-05-23 | 2014-03-25 | Qualcomm Incorporated | Card metaphor for activities in a computing device |
| US9274807B2 (en) * | 2006-04-20 | 2016-03-01 | Qualcomm Incorporated | Selective hibernation of activities in an electronic device |
| US8296684B2 (en) | 2008-05-23 | 2012-10-23 | Hewlett-Packard Development Company, L.P. | Navigating among activities in a computing device |
| US8190785B2 (en) * | 2006-05-26 | 2012-05-29 | Smart Technologies Ulc | Plug-and-play device and method for enhancing features and settings in an interactive display system |
| US20100115145A1 (en) * | 2006-05-26 | 2010-05-06 | Smart Technologies Ulc | Plug-and-play device and method of using the same |
| EP1883228A1 (en) * | 2006-07-26 | 2008-01-30 | Gemplus | A broadcast system with a local electronic service guide generation |
| US8165635B2 (en) * | 2006-09-01 | 2012-04-24 | Vivotech, Inc. | Methods, systems, and computer readable media for over the air (OTA) provisioning of soft cards on devices with wireless communications capabilities |
| US11195163B2 (en) | 2006-09-01 | 2021-12-07 | Mastercard International Incorporated | Methods, systems and computer readable media for over the air (OTA) provisioning of soft cards on devices with wireless communications capabilities |
| US9047601B2 (en) * | 2006-09-24 | 2015-06-02 | RFCyber Corpration | Method and apparatus for settling payments using mobile devices |
| US9240009B2 (en) * | 2006-09-24 | 2016-01-19 | Rich House Global Technology Ltd. | Mobile devices for commerce over unsecured networks |
| US20170011391A1 (en) * | 2006-09-24 | 2017-01-12 | Rfcyber Corp. | Method and apparatus for mobile payment |
| US7991158B2 (en) * | 2006-12-13 | 2011-08-02 | Tyfone, Inc. | Secure messaging |
| CN101201827B (en) * | 2006-12-14 | 2013-02-20 | 阿里巴巴集团控股有限公司 | Method and system for displaying web page |
| US8281010B2 (en) | 2006-12-29 | 2012-10-02 | Prodea Systems, Inc. | System and method for providing network support services and premises gateway support infrastructure |
| US20080244208A1 (en) * | 2007-03-30 | 2008-10-02 | Narendra Siva G | Memory card hidden command protocol |
| US20110320347A1 (en) * | 2007-03-30 | 2011-12-29 | Obopay, Inc. | Mobile Networked Payment System |
| US8604995B2 (en) * | 2007-06-11 | 2013-12-10 | Visa U.S.A. Inc. | Shielding of portable consumer device |
| US20090070691A1 (en) | 2007-09-12 | 2009-03-12 | Devicefidelity, Inc. | Presenting web pages through mobile host devices |
| US9311766B2 (en) * | 2007-09-12 | 2016-04-12 | Devicefidelity, Inc. | Wireless communicating radio frequency signals |
| US8070057B2 (en) | 2007-09-12 | 2011-12-06 | Devicefidelity, Inc. | Switching between internal and external antennas |
| US8915447B2 (en) * | 2007-09-12 | 2014-12-23 | Devicefidelity, Inc. | Amplifying radio frequency signals |
| US9304555B2 (en) * | 2007-09-12 | 2016-04-05 | Devicefidelity, Inc. | Magnetically coupling radio frequency antennas |
| WO2009039419A1 (en) * | 2007-09-21 | 2009-03-26 | Wireless Dynamics, Inc. | Wireless smart card and integrated personal area network, near field communication and contactless payment system |
| US8348155B2 (en) * | 2007-09-21 | 2013-01-08 | Telefonaktiebolaget L M Ericsson (Publ) | All in one card |
| TW200922185A (en) * | 2007-09-26 | 2009-05-16 | Packetvideo Corp | System and method for receiving broadcast multimedia on a mobile device |
| US8249935B1 (en) | 2007-09-27 | 2012-08-21 | Sprint Communications Company L.P. | Method and system for blocking confidential information at a point-of-sale reader from eavesdropping |
| US9883381B1 (en) | 2007-10-02 | 2018-01-30 | Sprint Communications Company L.P. | Providing secure access to smart card applications |
| US8038068B2 (en) * | 2007-11-28 | 2011-10-18 | Visa U.S.A. Inc. | Multifunction removable cover for portable payment device |
| US8126806B1 (en) | 2007-12-03 | 2012-02-28 | Sprint Communications Company L.P. | Method for launching an electronic wallet |
| US9741027B2 (en) * | 2007-12-14 | 2017-08-22 | Tyfone, Inc. | Memory card based contactless devices |
| US9137018B2 (en) | 2007-12-19 | 2015-09-15 | The Directv Group, Inc. | Method and system for providing a generic program guide data from a primary content provider to a user network device through a partner service provider |
| US9532007B2 (en) | 2007-12-19 | 2016-12-27 | The Directv Group, Inc. | Method and system for remotely requesting recording at a user network device for a user recording system |
| US8341675B2 (en) * | 2007-12-19 | 2012-12-25 | The Directv Group, Inc. | Method and system for providing program guide data from a content provider to a user device through a partner service provider based upon user attributes |
| US20090172770A1 (en) * | 2007-12-31 | 2009-07-02 | Sandage David A | Method and apparatus for renting computer peripheral devices in-situ |
| SK50042008A3 (en) * | 2008-01-04 | 2009-09-07 | Logomotion, S. R. O. | Method and system for authentication preferably at payments, identifier of identity and/or agreement |
| US8367235B2 (en) | 2008-01-18 | 2013-02-05 | Mophie, Inc. | Battery pack, holster, and extendible processing and interface platform for mobile devices |
| US8055184B1 (en) | 2008-01-30 | 2011-11-08 | Sprint Communications Company L.P. | System and method for active jamming of confidential information transmitted at a point-of-sale reader |
| AU2009222006B2 (en) * | 2008-03-04 | 2013-01-24 | Apple Inc. | System and method of authorizing execution of software code based on at least one installed profile |
| US20090247124A1 (en) * | 2008-03-04 | 2009-10-01 | Apple Inc. | Provisioning mobile devices based on a carrier profile |
| EP2250607A1 (en) * | 2008-03-04 | 2010-11-17 | Apple Inc. | System and method of authorizing execution of software code based on accessible entitlements |
| US20090228868A1 (en) * | 2008-03-04 | 2009-09-10 | Max Drukman | Batch configuration of multiple target devices |
| AU2009222009B2 (en) * | 2008-03-04 | 2013-02-07 | Apple Inc. | System and method of authorizing execution of software code in a device based on entitlements granted to a carrier |
| SK288721B6 (en) * | 2008-03-25 | 2020-01-07 | Smk Kk | Method, circuit and carrier for perform multiple operations on the keypad of mobile communication equipment |
| US8655310B1 (en) | 2008-04-08 | 2014-02-18 | Sprint Communications Company L.P. | Control of secure elements through point-of-sale device |
| KR100964553B1 (en) * | 2008-04-10 | 2010-06-21 | 삼성에스디에스 주식회사 | Integrated RF card reader |
| US9247050B2 (en) * | 2008-05-30 | 2016-01-26 | Ringcentral, Inc. | Telecommunications services activation |
| US8626115B2 (en) | 2009-01-28 | 2014-01-07 | Headwater Partners I Llc | Wireless network service interfaces |
| US8589541B2 (en) | 2009-01-28 | 2013-11-19 | Headwater Partners I Llc | Device-assisted services for protecting network capacity |
| US8402111B2 (en) | 2009-01-28 | 2013-03-19 | Headwater Partners I, Llc | Device assisted services install |
| US8340634B2 (en) | 2009-01-28 | 2012-12-25 | Headwater Partners I, Llc | Enhanced roaming services and converged carrier networks with device assisted services and a proxy |
| US8548428B2 (en) | 2009-01-28 | 2013-10-01 | Headwater Partners I Llc | Device group partitions and settlement platform |
| US8832777B2 (en) | 2009-03-02 | 2014-09-09 | Headwater Partners I Llc | Adapting network policies based on device service processor configuration |
| US8275830B2 (en) | 2009-01-28 | 2012-09-25 | Headwater Partners I Llc | Device assisted CDR creation, aggregation, mediation and billing |
| US8406748B2 (en) | 2009-01-28 | 2013-03-26 | Headwater Partners I Llc | Adaptive ambient services |
| US8331901B2 (en) | 2009-01-28 | 2012-12-11 | Headwater Partners I, Llc | Device assisted ambient services |
| US8346225B2 (en) | 2009-01-28 | 2013-01-01 | Headwater Partners I, Llc | Quality of service for device assisted services |
| US20090307140A1 (en) * | 2008-06-06 | 2009-12-10 | Upendra Mardikar | Mobile device over-the-air (ota) registration and point-of-sale (pos) payment |
| US9626363B2 (en) * | 2008-06-08 | 2017-04-18 | Apple Inc. | System and method for placeshifting media playback |
| US11258652B2 (en) | 2008-06-08 | 2022-02-22 | Apple Inc. | System and method for placeshifting media playback |
| US8516125B2 (en) * | 2008-06-08 | 2013-08-20 | Apple Inc. | System and method for simplified data transfer |
| US10008067B2 (en) * | 2008-06-16 | 2018-06-26 | Visa U.S.A. Inc. | System and method for authorizing financial transactions with online merchants |
| WO2009154418A2 (en) * | 2008-06-18 | 2009-12-23 | Lg Electronics Inc. | Transmitting/receiving system and method of processing data in the transmitting/receiving system |
| EP2139211A1 (en) * | 2008-06-27 | 2009-12-30 | Axalto S.A. | System and method of extending smart card capability via a coupling with a portable electronic device |
| JP5281332B2 (en) * | 2008-08-08 | 2013-09-04 | キヤノン株式会社 | Broadcast receiving apparatus and control method thereof |
| US7961101B2 (en) | 2008-08-08 | 2011-06-14 | Tyfone, Inc. | Small RFID card with integrated inductive element |
| US20100033310A1 (en) * | 2008-08-08 | 2010-02-11 | Narendra Siva G | Power negotation for small rfid card |
| US8451122B2 (en) | 2008-08-08 | 2013-05-28 | Tyfone, Inc. | Smartcard performance enhancement circuits and systems |
| US8634703B1 (en) * | 2008-08-12 | 2014-01-21 | Tivo Inc. | Real-time DVR usage and reporting system |
| US8620299B2 (en) * | 2008-08-12 | 2013-12-31 | Mastercard International Incorporated | Methods, systems and computer readable media for electronically delivering a prepaid card to a mobile device |
| US8428649B2 (en) * | 2008-08-20 | 2013-04-23 | Sandisk Technologies Inc. | Memory device upgrade |
| US8447669B2 (en) | 2008-08-26 | 2013-05-21 | Visa U.S.A. Inc. | System and method for implementing financial assistance programs |
| US8275097B2 (en) | 2008-08-28 | 2012-09-25 | Ebay Inc. | Voice phone-based method and system to authenticate users |
| CA2732235C (en) * | 2008-08-29 | 2017-03-28 | Logomotion, S.R.O. | Removable card for a contactless communication, its utilization and the method of production |
| US9485536B1 (en) | 2008-09-03 | 2016-11-01 | The Directv Group, Inc. | Method and system for updating programming listing data for a broadcasting system |
| US20100063932A1 (en) * | 2008-09-08 | 2010-03-11 | Jan Leonhard Camenisch | Forming Credentials |
| US8116749B2 (en) | 2008-09-08 | 2012-02-14 | Proctor Jr James Arthur | Protocol for anonymous wireless communication |
| SK288747B6 (en) * | 2009-04-24 | 2020-04-02 | Smk Kk | Method and system for cashless payment transactions, particularly with contactless payment device using |
| SK288757B6 (en) * | 2008-09-19 | 2020-05-04 | Smk Kk | System and method for contactless payment authorization |
| SK50862008A3 (en) * | 2008-09-19 | 2010-06-07 | Logomotion, S. R. O. | System for electronic payment applications and method for payment authorization |
| US9098845B2 (en) * | 2008-09-19 | 2015-08-04 | Logomotion, S.R.O. | Process of selling in electronic shop accessible from the mobile communication device |
| DK2327015T3 (en) * | 2008-09-26 | 2018-12-03 | Sonova Ag | WIRELESS UPDATE OF HEARING DEVICES |
| ES2415750T3 (en) * | 2008-09-30 | 2013-07-26 | Deutsche Telekom Ag | Procedure and communications system for the authorization control of a contactless interface installation |
| US8793306B2 (en) * | 2008-10-03 | 2014-07-29 | Infosys Limited | System, wireless communication device and method for combining compatible services |
| KR20110104480A (en) * | 2008-10-06 | 2011-09-22 | 비보텍, 인코포레이티드 | Systems, methods, and computer readable media for payment and non-payment virtual card transfer between mobile devices |
| SK288641B6 (en) * | 2008-10-15 | 2019-02-04 | Smk Corporation | Communication method with POS terminal and frequency convertor for POS terminal |
| US9883233B1 (en) | 2008-10-23 | 2018-01-30 | Tivo Solutions Inc. | Real-time audience measurement system |
| US8850532B2 (en) * | 2008-10-31 | 2014-09-30 | At&T Intellectual Property I, L.P. | Systems and methods to control access to multimedia content |
| US10803515B2 (en) * | 2008-10-31 | 2020-10-13 | First Data Corporation | Systems, methods, and apparatus for using a contactless transaction device reader with a computing system |
| US20100112540A1 (en) * | 2008-11-03 | 2010-05-06 | Digital Millennial Consulting Llc | System and method of education utilizing mobile devices |
| US9113195B1 (en) | 2008-12-31 | 2015-08-18 | Tivo Inc. | Real-time DVR programming |
| US7782610B2 (en) | 2008-11-17 | 2010-08-24 | Incase Designs Corp. | Portable electronic device case with battery |
| US9986279B2 (en) | 2008-11-26 | 2018-05-29 | Free Stream Media Corp. | Discovery, access control, and communication with networked services |
| US9961388B2 (en) | 2008-11-26 | 2018-05-01 | David Harrison | Exposure of public internet protocol addresses in an advertising exchange server to improve relevancy of advertisements |
| US10880340B2 (en) | 2008-11-26 | 2020-12-29 | Free Stream Media Corp. | Relevancy improvement through targeting of information based on data gathered from a networked device associated with a security sandbox of a client device |
| US9386356B2 (en) | 2008-11-26 | 2016-07-05 | Free Stream Media Corp. | Targeting with television audience data across multiple screens |
| US10334324B2 (en) | 2008-11-26 | 2019-06-25 | Free Stream Media Corp. | Relevant advertisement generation based on a user operating a client device communicatively coupled with a networked media device |
| US9154942B2 (en) | 2008-11-26 | 2015-10-06 | Free Stream Media Corp. | Zero configuration communication between a browser and a networked media device |
| US10631068B2 (en) | 2008-11-26 | 2020-04-21 | Free Stream Media Corp. | Content exposure attribution based on renderings of related content across multiple devices |
| US10567823B2 (en) | 2008-11-26 | 2020-02-18 | Free Stream Media Corp. | Relevant advertisement generation based on a user operating a client device communicatively coupled with a networked media device |
| US10419541B2 (en) | 2008-11-26 | 2019-09-17 | Free Stream Media Corp. | Remotely control devices over a network without authentication or registration |
| US9519772B2 (en) | 2008-11-26 | 2016-12-13 | Free Stream Media Corp. | Relevancy improvement through targeting of information based on data gathered from a networked device associated with a security sandbox of a client device |
| US8180891B1 (en) | 2008-11-26 | 2012-05-15 | Free Stream Media Corp. | Discovery, access control, and communication with networked services from within a security sandbox |
| US10977693B2 (en) | 2008-11-26 | 2021-04-13 | Free Stream Media Corp. | Association of content identifier of audio-visual data with additional data through capture infrastructure |
| EP2194490A1 (en) * | 2008-11-28 | 2010-06-09 | Gemalto SA | Intelligent portable tool comprising graphic customisation data |
| EP2197167B1 (en) * | 2008-12-12 | 2017-07-12 | Vodafone Holding GmbH | Device and method for short range communication |
| US9842356B2 (en) * | 2008-12-17 | 2017-12-12 | Iii Holdings 1, Llc | System, method, apparatus and computer program product for interfacing a multi-card radio frequency (RF) device with a mobile communications device |
| EP2380125A4 (en) * | 2008-12-31 | 2013-03-13 | Mastercard International Inc | Methods, systems and computer readable media for redeeming and delivering electronic loyalty reward certificates using a mobile device |
| US8903434B2 (en) * | 2008-12-31 | 2014-12-02 | Sybase, Inc. | System and method for message-based conversations |
| US9100222B2 (en) * | 2008-12-31 | 2015-08-04 | Sybase, Inc. | System and method for mobile user authentication |
| US8380989B2 (en) | 2009-03-05 | 2013-02-19 | Sybase, Inc. | System and method for second factor authentication |
| US9209994B2 (en) * | 2008-12-31 | 2015-12-08 | Sybase, Inc. | System and method for enhanced application server |
| US8060449B1 (en) | 2009-01-05 | 2011-11-15 | Sprint Communications Company L.P. | Partially delegated over-the-air provisioning of a secure element |
| US8200582B1 (en) * | 2009-01-05 | 2012-06-12 | Sprint Communications Company L.P. | Mobile device password system |
| US11218854B2 (en) | 2009-01-28 | 2022-01-04 | Headwater Research Llc | Service plan design, user interfaces, application programming interfaces, and device management |
| US9980146B2 (en) | 2009-01-28 | 2018-05-22 | Headwater Research Llc | Communications device with secure data path processing agents |
| US10798252B2 (en) | 2009-01-28 | 2020-10-06 | Headwater Research Llc | System and method for providing user notifications |
| US10779177B2 (en) | 2009-01-28 | 2020-09-15 | Headwater Research Llc | Device group partitions and settlement platform |
| US9647918B2 (en) | 2009-01-28 | 2017-05-09 | Headwater Research Llc | Mobile device and method attributing media services network usage to requesting application |
| US10841839B2 (en) | 2009-01-28 | 2020-11-17 | Headwater Research Llc | Security, fraud detection, and fraud mitigation in device-assisted services systems |
| US10326800B2 (en) | 2009-01-28 | 2019-06-18 | Headwater Research Llc | Wireless network service interfaces |
| US9954975B2 (en) | 2009-01-28 | 2018-04-24 | Headwater Research Llc | Enhanced curfew and protection associated with a device group |
| US10492102B2 (en) | 2009-01-28 | 2019-11-26 | Headwater Research Llc | Intermediate networking devices |
| US10264138B2 (en) | 2009-01-28 | 2019-04-16 | Headwater Research Llc | Mobile device and service management |
| US10237757B2 (en) | 2009-01-28 | 2019-03-19 | Headwater Research Llc | System and method for wireless network offloading |
| US9572019B2 (en) | 2009-01-28 | 2017-02-14 | Headwater Partners LLC | Service selection set published to device agent with on-device service selection |
| US9270559B2 (en) | 2009-01-28 | 2016-02-23 | Headwater Partners I Llc | Service policy implementation for an end-user device having a control application or a proxy agent for routing an application traffic flow |
| US9565707B2 (en) | 2009-01-28 | 2017-02-07 | Headwater Partners I Llc | Wireless end-user device with wireless data attribution to multiple personas |
| US10484858B2 (en) | 2009-01-28 | 2019-11-19 | Headwater Research Llc | Enhanced roaming services and converged carrier networks with device assisted services and a proxy |
| US10783581B2 (en) | 2009-01-28 | 2020-09-22 | Headwater Research Llc | Wireless end-user device providing ambient or sponsored services |
| US10057775B2 (en) | 2009-01-28 | 2018-08-21 | Headwater Research Llc | Virtualized policy and charging system |
| US10715342B2 (en) | 2009-01-28 | 2020-07-14 | Headwater Research Llc | Managing service user discovery and service launch object placement on a device |
| US10248996B2 (en) | 2009-01-28 | 2019-04-02 | Headwater Research Llc | Method for operating a wireless end-user device mobile payment agent |
| US9392462B2 (en) | 2009-01-28 | 2016-07-12 | Headwater Partners I Llc | Mobile end-user device with agent limiting wireless data communication for specified background applications based on a stored policy |
| US10200541B2 (en) | 2009-01-28 | 2019-02-05 | Headwater Research Llc | Wireless end-user device with divided user space/kernel space traffic policy system |
| US10064055B2 (en) | 2009-01-28 | 2018-08-28 | Headwater Research Llc | Security, fraud detection, and fraud mitigation in device-assisted services systems |
| US9955332B2 (en) | 2009-01-28 | 2018-04-24 | Headwater Research Llc | Method for child wireless device activation to subscriber account of a master wireless device |
| US9706061B2 (en) | 2009-01-28 | 2017-07-11 | Headwater Partners I Llc | Service design center for device assisted services |
| US9092772B2 (en) * | 2009-02-16 | 2015-07-28 | Xius Corp. | Integrated system and method for enabling mobile commerce transactions using “contactless identity modules in mobile handsets” |
| US8768845B1 (en) | 2009-02-16 | 2014-07-01 | Sprint Communications Company L.P. | Electronic wallet removal from mobile electronic devices |
| TWI420398B (en) * | 2009-02-24 | 2013-12-21 | Tyfone Inc | Contactless device with miniaturized antenna |
| SK500092009A3 (en) * | 2009-02-27 | 2010-09-07 | Logomotion, S. R. O. | Computer mouse for data transmission, preferably at electronic payment, method for data transmission |
| US9160813B2 (en) * | 2009-03-10 | 2015-10-13 | Nxp, B.V. | Method and apparatus for transmitting an NFC application via a secure channel including a proxy and computing device |
| US10992817B2 (en) * | 2009-03-18 | 2021-04-27 | Mastercard International Incorporated | Methods, systems and computer readable media for selecting and delivering electronic value certificates using a mobile device |
| US9230259B1 (en) | 2009-03-20 | 2016-01-05 | Jpmorgan Chase Bank, N.A. | Systems and methods for mobile ordering and payment |
| JP4687808B2 (en) * | 2009-03-31 | 2011-05-25 | ブラザー工業株式会社 | Image transmission system |
| US20100257067A1 (en) * | 2009-04-01 | 2010-10-07 | Tai Man Chan | Remote web service appliance for point of sale actions |
| DE102009016532A1 (en) * | 2009-04-06 | 2010-10-07 | Giesecke & Devrient Gmbh | Method for carrying out an application using a portable data carrier |
| US20100272261A1 (en) * | 2009-04-27 | 2010-10-28 | Uniband Electronic Corp. | Data Security Transmission Wirelessly with Zigbee Chips |
| WO2010127012A1 (en) * | 2009-04-28 | 2010-11-04 | Mastercard International Incorporated | Apparatus, method, and computer program product for providing a quality control mechanism for the contactless interface of a dual-interface card |
| RU2543935C2 (en) * | 2009-05-03 | 2015-03-10 | Логомотион, С.Р.О. | Payment terminal using mobile communication device such as mobile telephone and non-cash payment method |
| US8656432B2 (en) * | 2009-05-12 | 2014-02-18 | At&T Intellectual Property I, L.P. | Providing audio signals using a network back-channel |
| US7690032B1 (en) | 2009-05-22 | 2010-03-30 | Daon Holdings Limited | Method and system for confirming the identity of a user |
| US20100306531A1 (en) * | 2009-05-29 | 2010-12-02 | Ebay Inc. | Hardware-Based Zero-Knowledge Strong Authentication (H0KSA) |
| US9489503B2 (en) | 2009-12-21 | 2016-11-08 | Paypal, Inc. | Behavioral stochastic authentication (BSA) |
| US8650614B2 (en) * | 2009-05-29 | 2014-02-11 | Ebay Inc. | Interactive phishing detection (IPD) |
| US9734496B2 (en) * | 2009-05-29 | 2017-08-15 | Paypal, Inc. | Trusted remote attestation agent (TRAA) |
| US20100306076A1 (en) * | 2009-05-29 | 2010-12-02 | Ebay Inc. | Trusted Integrity Manager (TIM) |
| US9135424B2 (en) * | 2009-05-29 | 2015-09-15 | Paypal, Inc. | Secure identity binding (SIB) |
| CN101635714B (en) * | 2009-05-31 | 2012-02-29 | 飞天诚信科技股份有限公司 | Method and system for improving network application safety |
| US8320962B2 (en) * | 2009-06-05 | 2012-11-27 | Visa International Service Association | Contactless disablement |
| US9436955B2 (en) | 2009-06-10 | 2016-09-06 | Square, Inc. | Methods for transferring funds using a payment service where financial account information is only entered once with a payment service and need not be re-entered for future transfers |
| ITTO20090446A1 (en) | 2009-06-11 | 2010-12-12 | West Calder Ltd | PORTABLE ELECTRONIC APPLIANCE PREPARED FOR USE WITH A PROGRAMMABLE MULTI-USE ELECTRONIC CARD, MULTI-PROGRAMMABLE USE, AS WELL AS THE SYSTEM AND PROCEDURE FOR FRUITION OF SERVICES THROUGH THIS CARD |
| US9307205B2 (en) * | 2009-06-18 | 2016-04-05 | Centurylink Intellectual Property Llc | System and method for utilizing a secured service provider memory |
| US8989705B1 (en) | 2009-06-18 | 2015-03-24 | Sprint Communications Company L.P. | Secure placement of centralized media controller application in mobile access terminal |
| US8955747B2 (en) * | 2009-06-23 | 2015-02-17 | At&T Mobility Ii Llc | Devices, systems and methods for wireless point-of-sale |
| EP2278539A1 (en) * | 2009-07-17 | 2011-01-26 | Tomasz Hundt | Method for performing financial operations and mobility account system |
| TWM368981U (en) * | 2009-07-28 | 2009-11-11 | Inventec Appliances Corp | Electronic device for wireless transmitting |
| WO2011019365A2 (en) | 2009-08-14 | 2011-02-17 | Payfone, Inc. | System and method for paying a merchant using a cellular telephone account |
| EP2306684A1 (en) * | 2009-09-30 | 2011-04-06 | Gemalto SA | Method for securizing the execution of a NFC application installed in a secure element integrated in a mobile terminal |
| US10454693B2 (en) * | 2009-09-30 | 2019-10-22 | Visa International Service Association | Mobile payment application architecture |
| US9531844B2 (en) * | 2009-10-01 | 2016-12-27 | Sony Corporation | Automatic internet connection sharing among related devices |
| US8437742B2 (en) * | 2009-10-16 | 2013-05-07 | At&T Intellectual Property I, L.P. | Systems and methods for providing location-based application authentication using a location token service |
| US8713616B2 (en) | 2009-10-26 | 2014-04-29 | Lg Electronics Inc. | Digital broadcasting system and method of processing data in digital broadcasting system |
| JP4656458B1 (en) * | 2009-11-09 | 2011-03-23 | Ｎｅｃインフロンティア株式会社 | Handy terminal and payment method by handy terminal |
| US8290552B2 (en) * | 2009-11-10 | 2012-10-16 | At&T Mobility Ii Llc | Devices, systems and methods for identification through a mobile device |
| US20110111624A1 (en) * | 2009-11-12 | 2011-05-12 | David Ball | Broadband Interface Connection System |
| US20110119705A1 (en) * | 2009-11-18 | 2011-05-19 | Dish Network Llc | Apparatus and Methods For Storing Packetized Video Content |
| JP2011108183A (en) * | 2009-11-20 | 2011-06-02 | Fujitsu Ltd | Communication control system, central device, terminal device, and computer program |
| US8762232B2 (en) * | 2010-01-20 | 2014-06-24 | Futurewei Technologies, Inc. | Method for accounting information handling in an interworking |
| US8904167B2 (en) * | 2010-01-22 | 2014-12-02 | Qualcomm Incorporated | Method and apparatus for securing wireless relay nodes |
| US20110191160A1 (en) * | 2010-01-29 | 2011-08-04 | Bank Of America Corporation | Mobile payment device for conducting transactions associated with a merchant offer program |
| US20110196782A1 (en) * | 2010-02-05 | 2011-08-11 | Bank Of America Corporation | Transferring Funds Using Mobile Devices |
| US8868458B1 (en) * | 2010-02-12 | 2014-10-21 | Jpmorgan Chase Bank, N.A. | Remote account control system and method |
| US20110212735A1 (en) * | 2010-03-01 | 2011-09-01 | Mark Buer | Method and system for seamless consummation of an electronic transaction based on location related data |
| US9158333B1 (en) * | 2010-03-02 | 2015-10-13 | Amazon Technologies, Inc. | Rendering on composite portable devices |
| US8803817B1 (en) | 2010-03-02 | 2014-08-12 | Amazon Technologies, Inc. | Mixed use multi-device interoperability |
| US9940300B2 (en) * | 2010-03-04 | 2018-04-10 | Nasdaq, Inc. | Board portal subsidiary management system, method, and computer program product |
| US9336519B2 (en) * | 2010-03-08 | 2016-05-10 | Qualcom Incorporated | System and method for determining appropriate redemption presentations for a virtual token associated with a stored value account |
| US20110239281A1 (en) * | 2010-03-26 | 2011-09-29 | Nokia Corporation | Method and apparatus for authentication of services |
| US20110239282A1 (en) * | 2010-03-26 | 2011-09-29 | Nokia Corporation | Method and Apparatus for Authentication and Promotion of Services |
| WO2011123514A1 (en) | 2010-03-30 | 2011-10-06 | Salamander Technologies, Inc. | System and method for accountability by interlinking electronic identities for access control and tracking of personnel at an incident or emergency scene |
| US7918685B1 (en) | 2010-04-01 | 2011-04-05 | CableJive LLC | Cable assembly for mobile media devices |
| US8608067B2 (en) * | 2010-04-02 | 2013-12-17 | Xerox Corporation | Web service for enabling network access to hardware peripherals |
| EP2566289B1 (en) * | 2010-04-23 | 2017-09-20 | Huawei Device Co., Ltd. | Wireless Internet access module and method for synchronizing data |
| CN103229329B (en) | 2010-05-19 | 2016-05-11 | 摩飞公司 | For the modularization movable accessory of mobile device |
| IT1400153B1 (en) * | 2010-05-21 | 2013-05-17 | Carnevale | METHODS OF USE OF BAGS FOR EXPENDITURE OF THE REUSABLE TYPE WITH DIGITAL IDENTIFICATION. |
| US8326266B2 (en) * | 2010-05-25 | 2012-12-04 | Telefonaktiebolaget Lm Ericsson (Publ) | Redundant credentialed access to a secured network |
| US8965781B2 (en) | 2010-06-01 | 2015-02-24 | Albert Bruce Urquhart | Online pay-per-use system and method |
| US8655422B2 (en) | 2010-06-04 | 2014-02-18 | Apple Inc. | Ring-shaped cover for portable electronic device |
| US8711743B2 (en) * | 2010-06-17 | 2014-04-29 | Iminds Vzw | Node and wireless sensor network comprising the node |
| US8355670B2 (en) * | 2010-06-22 | 2013-01-15 | At&T Mobility Ii Llc | Near field communication adapters |
| JP5251929B2 (en) * | 2010-06-24 | 2013-07-31 | ブラザー工業株式会社 | Communication apparatus and wireless communication system |
| WO2012000438A1 (en) * | 2010-06-29 | 2012-01-05 | 飞天诚信科技股份有限公司 | Method for operating electronic purse |
| EP2410451A1 (en) * | 2010-07-22 | 2012-01-25 | Gemalto SA | Method of configuration of a portable electronic device, corresponding activation method and electronic device |
| IL207180A (en) * | 2010-07-25 | 2016-03-31 | Elta Systems Ltd | Switched application processor apparatus for cellular devices |
| US10552809B2 (en) * | 2010-07-26 | 2020-02-04 | Visa International Service Association | Programmable card |
| US8620215B2 (en) * | 2010-08-05 | 2013-12-31 | Microsoft Corporation | Personalization of a mobile communcation device |
| US20120036076A1 (en) * | 2010-08-06 | 2012-02-09 | Jennifer Vanderwall | Prepaid distribution application and device |
| US9723351B2 (en) | 2010-08-17 | 2017-08-01 | Qualcomm Incorporated | Web server TV dongle for electronic device |
| US8068011B1 (en) | 2010-08-27 | 2011-11-29 | Q Street, LLC | System and method for interactive user-directed interfacing between handheld devices and RFID media |
| US20120066107A1 (en) * | 2010-08-27 | 2012-03-15 | Sven Grajetzki | Method and System for Securing Accounts |
| US20120059918A1 (en) * | 2010-09-08 | 2012-03-08 | Qualcomm Incorporated | Location based service data connection support across multiple profiles |
| TWI446271B (en) * | 2010-09-14 | 2014-07-21 | Icon Minsky Luo | Near field communication device, authentication system using the same and method thereof |
| US8559869B2 (en) * | 2011-09-21 | 2013-10-15 | Daniel R. Ash, JR. | Smart channel selective repeater |
| US9805348B2 (en) | 2010-09-22 | 2017-10-31 | Mastercard International Incorporated | Methods and systems for initiating a financial transaction by a cardholder device |
| CN102413224B (en) * | 2010-09-25 | 2015-02-04 | 中国移动通信有限公司 | Methods, systems and equipment for binding and running security digital card |
| US20120075204A1 (en) * | 2010-09-27 | 2012-03-29 | Google Inc. | Using a Touch-Sensitive Display of a Mobile Device with a Host Computer |
| US9558481B2 (en) * | 2010-09-28 | 2017-01-31 | Barclays Bank Plc | Secure account provisioning |
| WO2012048118A2 (en) | 2010-10-06 | 2012-04-12 | Blackbird Technology Holdings, Inc. | Method and apparatus for adaptive searching of distributed datasets |
| WO2012048098A1 (en) | 2010-10-06 | 2012-04-12 | Blackbird Technology Holdings, Inc. | Method and apparatus for low-power, long-range networking |
| US8718551B2 (en) * | 2010-10-12 | 2014-05-06 | Blackbird Technology Holdings, Inc. | Method and apparatus for a multi-band, multi-mode smartcard |
| US9619797B2 (en) | 2010-10-13 | 2017-04-11 | Square, Inc. | Payment methods with a payment service and tabs selected by a first party and opened by a second party at an geographic location of the first party's mobile device |
| US9454866B2 (en) | 2010-10-13 | 2016-09-27 | Square, Inc. | Method of conducting financial transactions where a payer's financial account information is entered only once with a payment system |
| US20120095865A1 (en) * | 2010-10-15 | 2012-04-19 | Ezpayy, Inc. | System And Method For Mobile Electronic Purchasing |
| WO2012054786A1 (en) | 2010-10-20 | 2012-04-26 | Playspan Inc. | Flexible monetization service apparatuses, methods and systems |
| US11144916B2 (en) * | 2010-10-28 | 2021-10-12 | Ncr Corporation | Techniques for conducting single or limited use purchases via a mobile device |
| US9379905B2 (en) * | 2010-10-28 | 2016-06-28 | Kyocera Corporation | Supporting a wireless network protocol on a mobile device using a wired interface |
| US8555067B2 (en) | 2010-10-28 | 2013-10-08 | Apple Inc. | Methods and apparatus for delivering electronic identification components over a wireless network |
| US8924715B2 (en) | 2010-10-28 | 2014-12-30 | Stephan V. Schell | Methods and apparatus for storage and execution of access control clients |
| US8622312B2 (en) | 2010-11-16 | 2014-01-07 | Blackbird Technology Holdings, Inc. | Method and apparatus for interfacing with a smartcard |
| US20120266220A1 (en) * | 2010-11-17 | 2012-10-18 | Sequent Software Inc. | System and Method for Controlling Access to a Third-Party Application with Passwords Stored in a Secure Element |
| US10032163B2 (en) | 2010-12-02 | 2018-07-24 | B & H Worldwide, Llc | Processing a financial transaction using single-use financial account card number via portable communication device |
| JP2014505285A (en) * | 2010-12-03 | 2014-02-27 | グーグル・インコーポレーテッド | Tap-to-device interaction and communication protocol |
| US8424757B2 (en) | 2010-12-06 | 2013-04-23 | On Track Innovations Ltd. | Contactless smart SIM functionality retrofit for mobile communication device |
| US8966201B2 (en) | 2010-12-10 | 2015-02-24 | Sandisk Technologies Inc. | Method and system for hijacking writes to a non-volatile memory |
| US20120158528A1 (en) * | 2010-12-21 | 2012-06-21 | Ebay, Inc. | Efficient transactions at a point of sale location |
| KR20120071982A (en) * | 2010-12-23 | 2012-07-03 | 주식회사 케이티 | Near field communication device for secure payment and method for secure payment using near field communication device |
| US8235289B2 (en) * | 2010-12-23 | 2012-08-07 | Verifone, Inc. | Point of sale terminal for engagement with a mobile communicator |
| US8706559B2 (en) | 2010-12-23 | 2014-04-22 | Mastercard International Incorporated | Methods and systems for activating a contactless transaction card |
| US8701992B2 (en) * | 2010-12-29 | 2014-04-22 | Mastercard International Incorporated | Two-part reader for contactless cards |
| TWM413922U (en) * | 2011-01-07 | 2011-10-11 | Lingo Ltd | Interactive system |
| US8514717B2 (en) * | 2011-01-21 | 2013-08-20 | T-Mobile Usa, Inc. | Smart connection manager |
| WO2012100145A1 (en) | 2011-01-21 | 2012-07-26 | Blackbird Technology Holdings, Inc. | Method and apparatus for memory management |
| US9576159B1 (en) | 2011-01-24 | 2017-02-21 | Square, Inc. | Multiple payment card reader system |
| US10204327B2 (en) | 2011-02-05 | 2019-02-12 | Visa International Service Association | Merchant-consumer bridging platform apparatuses, methods and systems |
| US9953334B2 (en) | 2011-02-10 | 2018-04-24 | Visa International Service Association | Electronic coupon issuance and redemption apparatuses, methods and systems |
| WO2012112650A1 (en) | 2011-02-15 | 2012-08-23 | Blackbird Technology Holdings, Inc. | Method and apparatus for plug and play, networkable iso 18000-7 connectivity |
| US10586227B2 (en) | 2011-02-16 | 2020-03-10 | Visa International Service Association | Snap mobile payment apparatuses, methods and systems |
| BR112013021059A2 (en) | 2011-02-16 | 2020-10-27 | Visa International Service Association | Snap mobile payment systems, methods and devices |
| BR112013021057A2 (en) | 2011-02-22 | 2020-11-10 | Visa International Service Association | universal electronic payment devices, methods and systems |
| US9773212B2 (en) | 2011-02-28 | 2017-09-26 | Visa International Service Association | Secure anonymous transaction apparatuses, methods and systems |
| US9154392B2 (en) | 2011-03-02 | 2015-10-06 | Blackbird Technology Holdings, Inc. | Method and apparatus for power autoscaling in a resource-constrained network |
| WO2012122060A1 (en) | 2011-03-04 | 2012-09-13 | Visa International Service Association | Cloud service facilitator apparatuses, methods and systems |
| US8370319B1 (en) * | 2011-03-08 | 2013-02-05 | A9.Com, Inc. | Determining search query specificity |
| US20120236160A1 (en) * | 2011-03-15 | 2012-09-20 | Tomas Rezek | Remote studio management and control |
| EP2503495A1 (en) * | 2011-03-17 | 2012-09-26 | Research In Motion Limited | Methods and apparatus to obtain transaction confirmation |
| US8392259B2 (en) | 2011-03-17 | 2013-03-05 | Research In Motion Limited | Methods and apparatus to obtain transaction confirmation |
| CN102694663A (en) * | 2011-03-25 | 2012-09-26 | 中国移动通信集团公司 | Transit multicast transmission method and system thereof, transit selection server, transit node and terminal |
| JP5483264B2 (en) * | 2011-03-30 | 2014-05-07 | カシオ計算機株式会社 | Portable terminal device and program |
| US8707022B2 (en) | 2011-04-05 | 2014-04-22 | Apple Inc. | Apparatus and methods for distributing and storing electronic access clients |
| US9009475B2 (en) * | 2011-04-05 | 2015-04-14 | Apple Inc. | Apparatus and methods for storing electronic access clients |
| WO2012142131A2 (en) * | 2011-04-11 | 2012-10-18 | Visa International Service Association | Interoperable financial transactions via mobile devices |
| US8789146B2 (en) * | 2011-04-14 | 2014-07-22 | Yubico Inc. | Dual interface device for access control and a method therefor |
| US9253167B2 (en) * | 2011-04-19 | 2016-02-02 | Apriva, Llc | Device and system for facilitating communication and networking within a secure mobile environment |
| CN102149085B (en) * | 2011-04-21 | 2014-01-15 | 惠州Tcl移动通信有限公司 | Mobile terminal and multi-access point management method |
| US10026078B1 (en) * | 2011-04-26 | 2018-07-17 | Jpmorgan Chase Bank, N.A. | System and method for accessing multiple accounts |
| TWI537851B (en) * | 2011-05-04 | 2016-06-11 | jian-gang Yang | Mobile transaction method and hand-held electronic device |
| US9659291B2 (en) | 2011-05-04 | 2017-05-23 | Chien-Kang Yang | Method for processing a payment |
| US9158336B2 (en) * | 2011-05-06 | 2015-10-13 | Micron Technology, Inc. | Cases for tablet computers and methods |
| EP2707847A4 (en) * | 2011-05-10 | 2015-04-01 | Dynamics Inc | Systems, devices, and methods for mobile payment acceptance, mobile authorizations, mobile wallets, and contactless communication mechanisms |
| WO2012155081A1 (en) | 2011-05-11 | 2012-11-15 | Visa International Service Association | Electronic receipt manager apparatuses, methods and systems |
| CA2835734A1 (en) | 2011-05-11 | 2012-11-15 | Mark Itwaru | Split mobile payment system |
| US9547861B2 (en) * | 2011-05-11 | 2017-01-17 | Mark Itwaru | System and method for wireless communication with an IC chip for submission of pin data |
| US9288744B2 (en) * | 2011-05-27 | 2016-03-15 | Nokia Technologies Oy | Method and apparatus for sharing connectivity settings via social networks |
| US8880706B1 (en) * | 2011-05-31 | 2014-11-04 | Sprint Communications Company L.P. | Method and systems for enabling interaction between a device that comprises a display and a separable mobile core |
| US8762224B2 (en) * | 2011-06-03 | 2014-06-24 | Ebay Inc. | Payer device that changes physical state based on payer information |
| WO2012167202A2 (en) | 2011-06-03 | 2012-12-06 | Visa International Service Association | Virtual wallet card selection apparatuses, methods and systems |
| US8725112B2 (en) * | 2011-06-05 | 2014-05-13 | Apple Inc. | Activation solution |
| EP2717734A4 (en) | 2011-06-10 | 2015-03-04 | Mophie Inc | Wireless communication accessory for a mobile device |
| US9300665B2 (en) | 2011-06-10 | 2016-03-29 | Securekey Technologies Inc. | Credential authentication methods and systems |
| US10055746B1 (en) | 2011-06-24 | 2018-08-21 | The Directv Group, Inc. | Method and system for obtaining feedback for a content recommendation by various algorithms |
| MX2013015270A (en) | 2011-06-24 | 2014-03-31 | Direct Tv Group Inc | Method and system for obtaining viewing data and providing content recommendations at a set top box. |
| US9788069B1 (en) * | 2011-06-24 | 2017-10-10 | The Directv Group, Inc. | Method and system for recording recommended content within a user device |
| WO2013006725A2 (en) | 2011-07-05 | 2013-01-10 | Visa International Service Association | Electronic wallet checkout platform apparatuses, methods and systems |
| US9355393B2 (en) | 2011-08-18 | 2016-05-31 | Visa International Service Association | Multi-directional wallet connector apparatuses, methods and systems |
| US9582598B2 (en) | 2011-07-05 | 2017-02-28 | Visa International Service Association | Hybrid applications utilizing distributed models and views apparatuses, methods and systems |
| WO2013008055A2 (en) * | 2011-07-13 | 2013-01-17 | Citex Llc | A method and a system for electronic transection using point of sales (pos) device and a contactless reader for mobile phone for online electronic |
| US9087284B2 (en) * | 2011-07-14 | 2015-07-21 | Verizon Patent And Licensing Inc. | Method and apparatus for secure radio frequency identification tag |
| US8929961B2 (en) | 2011-07-15 | 2015-01-06 | Blackbird Technology Holdings, Inc. | Protective case for adding wireless functionality to a handheld electronic device |
| US10438176B2 (en) | 2011-07-17 | 2019-10-08 | Visa International Service Association | Multiple merchant payment processor platform apparatuses, methods and systems |
| US8978975B2 (en) * | 2011-07-18 | 2015-03-17 | Accullink, Inc. | Systems and methods for authenticating near field communcation financial transactions |
| US8771011B2 (en) | 2011-07-19 | 2014-07-08 | David J Ball | Broadband interface connection system |
| US11392708B2 (en) * | 2011-08-05 | 2022-07-19 | Harris Corporation | Method and system for embedding security in a mobile communications device |
| US9203617B2 (en) * | 2011-08-17 | 2015-12-01 | Vixs Systems, Inc. | Secure provisioning of integrated circuits at various states of deployment, methods thereof |
| US10242358B2 (en) | 2011-08-18 | 2019-03-26 | Visa International Service Association | Remote decoupled application persistent state apparatuses, methods and systems |
| US10318941B2 (en) | 2011-12-13 | 2019-06-11 | Visa International Service Association | Payment platform interface widget generation apparatuses, methods and systems |
| US10825001B2 (en) | 2011-08-18 | 2020-11-03 | Visa International Service Association | Multi-directional wallet connector apparatuses, methods and systems |
| US9710807B2 (en) | 2011-08-18 | 2017-07-18 | Visa International Service Association | Third-party value added wallet features and interfaces apparatuses, methods and systems |
| US9008616B2 (en) | 2011-08-19 | 2015-04-14 | Google Inc. | Point of sale processing initiated by a single tap |
| KR101272600B1 (en) * | 2011-08-23 | 2013-06-10 | (주)에이티솔루션즈 | Method and System for Mobile Payment by Using Near Field Communication |
| EP3996019A1 (en) * | 2011-08-30 | 2022-05-11 | OV Loop Inc. | Systems and methods for authorizing a transaction with an unexpected cryptogram |
| US9032451B2 (en) | 2011-09-01 | 2015-05-12 | The Directv Group, Inc. | Method and system for using a second screen device for interacting with a set top box to enhance a user experience |
| US8862767B2 (en) | 2011-09-02 | 2014-10-14 | Ebay Inc. | Secure elements broker (SEB) for application communication channel selector optimization |
| KR101385429B1 (en) * | 2011-09-07 | 2014-04-15 | 주식회사 팬택 | Method for authenticating individual of electronic contract using nfc, authentication server and terminal for performing the method |
| KR20130027930A (en) * | 2011-09-08 | 2013-03-18 | 주식회사 팬택 | Nfc terminal and data synchronizing method between nfc terminals |
| US9172539B2 (en) * | 2011-09-14 | 2015-10-27 | Mastercard International Incorporated | In-market personalization of payment devices |
| US9117225B2 (en) | 2011-09-16 | 2015-08-25 | Visa International Service Association | Apparatuses, methods and systems for transforming user infrastructure requests inputs to infrastructure design product and infrastructure allocation outputs |
| US20130073429A1 (en) * | 2011-09-18 | 2013-03-21 | Tyfone, Inc. | Secure commerce within electronic banking |
| US9390414B2 (en) | 2011-09-18 | 2016-07-12 | Google Inc. | One-click offline buying |
| US10223730B2 (en) | 2011-09-23 | 2019-03-05 | Visa International Service Association | E-wallet store injection search apparatuses, methods and systems |
| US10019704B2 (en) * | 2011-09-26 | 2018-07-10 | Cubic Corporation | Personal point of sale |
| US20130085916A1 (en) * | 2011-10-04 | 2013-04-04 | Emmanuel Abbe | Data managment systems and processing for financial risk analysis |
| DE102011114989A1 (en) * | 2011-10-06 | 2013-04-11 | Giesecke & Devrient Gmbh | transaction system |
| US9105025B2 (en) | 2011-10-17 | 2015-08-11 | Capital One Financial Corporation | Enhanced near field communications attachment |
| US10482457B2 (en) | 2011-10-17 | 2019-11-19 | Capital One Services, Llc | System and method for token-based payments |
| US9183490B2 (en) * | 2011-10-17 | 2015-11-10 | Capital One Financial Corporation | System and method for providing contactless payment with a near field communications attachment |
| US10102401B2 (en) * | 2011-10-20 | 2018-10-16 | Gilbarco Inc. | Fuel dispenser user interface system architecture |
| US9544759B2 (en) | 2011-11-01 | 2017-01-10 | Google Inc. | Systems, methods, and computer program products for managing states |
| US8875228B2 (en) | 2011-11-01 | 2014-10-28 | Jvl Ventures, Llc | Systems, methods, and computer program products for managing secure elements |
| US9767452B2 (en) | 2011-11-03 | 2017-09-19 | Mastercard International Incorporated | Methods, systems, and computer readable media for provisioning and utilizing an aggregated soft card on a mobile device |
| US8649820B2 (en) | 2011-11-07 | 2014-02-11 | Blackberry Limited | Universal integrated circuit card apparatus and related methods |
| USD718289S1 (en) | 2011-11-11 | 2014-11-25 | Mophie, Inc. | Multi-piece case |
| US8725833B2 (en) | 2011-11-11 | 2014-05-13 | Motorola Mobility Llc | Comparison of selected item data to usage data for items associated with a user account |
| US8818867B2 (en) * | 2011-11-14 | 2014-08-26 | At&T Intellectual Property I, L.P. | Security token for mobile near field communication transactions |
| DE202012100620U1 (en) | 2011-11-22 | 2012-06-13 | Square, Inc. | System for processing cardless payment transactions |
| US8874467B2 (en) | 2011-11-23 | 2014-10-28 | Outerwall Inc | Mobile commerce platforms and associated systems and methods for converting consumer coins, cash, and/or other forms of value for use with same |
| CN103139733B (en) * | 2011-11-25 | 2015-12-09 | 中国移动通信集团公司 | By the System and method for of note pull-up off-line application program |
| US9292846B2 (en) * | 2011-11-28 | 2016-03-22 | Mocapay, Inc. | Mobile device authorization system for concurrent submission of multiple tender types |
| US9129273B2 (en) | 2011-12-01 | 2015-09-08 | At&T Intellectual Property I, L.P. | Point of sale for mobile transactions |
| US9111301B2 (en) | 2011-12-13 | 2015-08-18 | Boku, Inc. | Activating an account based on an SMS message |
| US9953378B2 (en) | 2012-04-27 | 2018-04-24 | Visa International Service Association | Social checkout widget generation and integration apparatuses, methods and systems |
| WO2013090611A2 (en) | 2011-12-13 | 2013-06-20 | Visa International Service Association | Dynamic widget generator apparatuses, methods and systems |
| US8601597B2 (en) * | 2011-12-29 | 2013-12-03 | Elwha Llc | System and method for protecting data stored on a removable data storage device |
| US8391934B1 (en) * | 2011-12-29 | 2013-03-05 | Elwha Llc | Customized hardware selection for a mobile phone |
| US8621644B2 (en) | 2011-12-29 | 2013-12-31 | Elwha Llc | System and method for protecting data stored on a removable data storage device |
| CN103187996B (en) * | 2011-12-31 | 2015-08-19 | 中国移动通信集团贵州有限公司 | Based on data transmission method, the Apparatus and system of RFID |
| US10223710B2 (en) | 2013-01-04 | 2019-03-05 | Visa International Service Association | Wearable intelligent vision device apparatuses, methods and systems |
| US11308227B2 (en) | 2012-01-09 | 2022-04-19 | Visa International Service Association | Secure dynamic page content and layouts apparatuses, methods and systems |
| US10262148B2 (en) | 2012-01-09 | 2019-04-16 | Visa International Service Association | Secure dynamic page content and layouts apparatuses, methods and systems |
| USD711819S1 (en) | 2012-01-09 | 2014-08-26 | Mophie Inc. | Mobile battery charger |
| USD714215S1 (en) | 2012-01-09 | 2014-09-30 | Mophie, Inc. | Mobile battery charger |
| US20130185214A1 (en) * | 2012-01-12 | 2013-07-18 | Firethorn Mobile Inc. | System and Method For Secure Offline Payment Transactions Using A Portable Computing Device |
| CN103325036B (en) * | 2012-01-16 | 2018-02-02 | 深圳市可秉资产管理合伙企业（有限合伙） | The mobile device of Secure Transaction is carried out by insecure network |
| WO2013109134A1 (en) * | 2012-01-16 | 2013-07-25 | Mobile Money International Sdn Bhd | Hybrid payment smartcard |
| AU2013214801B2 (en) | 2012-02-02 | 2018-06-21 | Visa International Service Association | Multi-source, multi-dimensional, cross-entity, multimedia database platform apparatuses, methods and systems |
| EP2624612B1 (en) | 2012-02-03 | 2018-08-29 | Telia Company AB | A method for near field communication operation, a device and a system thereto |
| US8630904B2 (en) | 2012-02-14 | 2014-01-14 | Boku, Inc. | Transaction authentication with a variable-type user-stored account identifier |
| US10956899B2 (en) * | 2012-02-14 | 2021-03-23 | Mastercard International Incorporated | Mechanism to allow the use of disposable cards on a system designed to accept cards conforming to the standards of the global payments industry |
| US20130211898A1 (en) * | 2012-02-15 | 2013-08-15 | Boku, Inc. | Expense tracker |
| US9767453B2 (en) * | 2012-02-23 | 2017-09-19 | XRomb Inc. | System and method for processing payment during an electronic commerce transaction |
| BR112014020775A2 (en) | 2012-02-29 | 2019-09-24 | Mobeewave Inc | method, device, and security element for conducting a secure financial transaction on a device |
| US10970688B2 (en) | 2012-03-07 | 2021-04-06 | Early Warning Services, Llc | System and method for transferring funds |
| US9691056B2 (en) | 2012-03-07 | 2017-06-27 | Clearxchange, Llc | System and method for transferring funds |
| US10318936B2 (en) | 2012-03-07 | 2019-06-11 | Early Warning Services, Llc | System and method for transferring funds |
| US10395247B2 (en) | 2012-03-07 | 2019-08-27 | Early Warning Services, Llc | Systems and methods for facilitating a secure transaction at a non-financial institution system |
| US10395223B2 (en) | 2012-03-07 | 2019-08-27 | Early Warning Services, Llc | System and method for transferring funds |
| US11593800B2 (en) | 2012-03-07 | 2023-02-28 | Early Warning Services, Llc | System and method for transferring funds |
| US8690412B2 (en) * | 2012-03-15 | 2014-04-08 | Apple Inc. | Backlight structures and backlight assemblies for electronic device displays |
| TWI581101B (en) * | 2012-03-16 | 2017-05-01 | 深圳市華星光電技術有限公司 | A mobile device having interchangeable back cover is provided |
| CA2867697C (en) | 2012-03-19 | 2022-03-29 | Paynet Payments Network, Llc | Systems and methods for real-time account access |
| US10535064B2 (en) * | 2012-03-19 | 2020-01-14 | Paynet Payments Network, Llc | Systems and methods for real-time account access |
| JP5962896B2 (en) * | 2012-03-26 | 2016-08-03 | ブラザー工業株式会社 | Printer |
| US20130256405A1 (en) * | 2012-03-27 | 2013-10-03 | Mary Ann C. Montout | Digital Image Barcode Scanner |
| FR2988886A1 (en) * | 2012-03-30 | 2013-10-04 | France Telecom | HULL FOR MOBILE TELEPHONE AND MOBILE TERMINAL |
| WO2013144423A1 (en) | 2012-03-30 | 2013-10-03 | Nokia Corporation | Identity based ticketing |
| US8881302B1 (en) * | 2012-04-03 | 2014-11-04 | Google Inc. | Detecting security token reuse in a third party mediated video authentication system |
| US8712407B1 (en) * | 2012-04-05 | 2014-04-29 | Sprint Communications Company L.P. | Multiple secure elements in mobile electronic device with near field communication capability |
| US8774721B2 (en) | 2012-04-10 | 2014-07-08 | Google Inc. | Detecting a communication tap via signal monitoring |
| USD703208S1 (en) | 2012-04-13 | 2014-04-22 | Blackberry Limited | UICC apparatus |
| US8936199B2 (en) | 2012-04-13 | 2015-01-20 | Blackberry Limited | UICC apparatus and related methods |
| EP2839602B1 (en) * | 2012-04-17 | 2017-10-11 | Secure NFC Pty. Ltd. | Multi-issuer secure element partition architecture for nfc enabled devices |
| KR101671457B1 (en) * | 2012-04-18 | 2016-11-01 | 구글 인코포레이티드 | Processing payment transactions without a secure element |
| USD701864S1 (en) | 2012-04-23 | 2014-04-01 | Blackberry Limited | UICC apparatus |
| US9027102B2 (en) | 2012-05-11 | 2015-05-05 | Sprint Communications Company L.P. | Web server bypass of backend process on near field communications and secure element chips |
| USD720687S1 (en) | 2012-05-24 | 2015-01-06 | Mophie, Inc. | Mobile battery charger |
| USD728467S1 (en) | 2012-05-24 | 2015-05-05 | Mophie, Inc. | Mobile battery charger |
| MX359818B (en) | 2012-05-24 | 2018-10-11 | Google Inc | Systems, methods, and computer program products for providing a contactless protocol. |
| USD721356S1 (en) | 2012-05-25 | 2015-01-20 | Mophie, Inc. | Mobile phone case |
| USD721685S1 (en) | 2012-05-25 | 2015-01-27 | Mophie, Inc. | Mobile phone case |
| US8862181B1 (en) | 2012-05-29 | 2014-10-14 | Sprint Communications Company L.P. | Electronic purchase transaction trust infrastructure |
| US9178567B2 (en) * | 2012-06-01 | 2015-11-03 | Rockwell Collins, Inc. | Secure communication apparatus and method for a mobile computing device |
| US9672519B2 (en) * | 2012-06-08 | 2017-06-06 | Fmr Llc | Mobile device software radio for securely passing financial information between a customer and a financial services firm |
| US9047602B2 (en) * | 2012-06-08 | 2015-06-02 | GM Global Technology Operations LLC | In-vehicle mobile transactions |
| DE102012210343A1 (en) * | 2012-06-19 | 2013-12-19 | Vodafone Holding Gmbh | Method and apparatus for transmitting a verification request to an identification module |
| US20130347075A1 (en) * | 2012-06-22 | 2013-12-26 | Tyfone, Inc. | Method and apparatus for secure consolidation of cloud services |
| US9282898B2 (en) | 2012-06-25 | 2016-03-15 | Sprint Communications Company L.P. | End-to-end trusted communications infrastructure |
| US9066230B1 (en) | 2012-06-27 | 2015-06-23 | Sprint Communications Company L.P. | Trusted policy and charging enforcement function |
| US8649770B1 (en) | 2012-07-02 | 2014-02-11 | Sprint Communications Company, L.P. | Extended trusted security zone radio modem |
| US8527368B1 (en) * | 2012-07-06 | 2013-09-03 | Fragmob, Llc | Purchase card data persistence using mobile card reader in direct sales system |
| US20140012750A1 (en) | 2012-07-09 | 2014-01-09 | Jvl Ventures, Llc | Systems, methods, and computer program products for integrating third party services with a mobile wallet |
| US10360556B2 (en) * | 2012-07-19 | 2019-07-23 | Veritec Inc. | Financial card transaction security and processing methods |
| USD727883S1 (en) | 2012-07-20 | 2015-04-28 | Mophie, Inc. | Mobile phone case |
| US8843398B2 (en) * | 2012-07-23 | 2014-09-23 | Wal-Mart Stores, Inc. | Transferring digital receipt data to mobile devices |
| US8738454B2 (en) * | 2012-07-23 | 2014-05-27 | Wal-Mart Stores, Inc. | Transferring digital receipt data to mobile devices |
| US8667607B2 (en) | 2012-07-24 | 2014-03-04 | Sprint Communications Company L.P. | Trusted security zone access to peripheral devices |
| US8863252B1 (en) | 2012-07-25 | 2014-10-14 | Sprint Communications Company L.P. | Trusted access to third party applications systems and methods |
| US8639291B1 (en) * | 2012-07-28 | 2014-01-28 | Sprint Communications Company L.P. | Mobile phone operation during low battery condition |
| US8676709B2 (en) | 2012-07-31 | 2014-03-18 | Google Inc. | Merchant category codes in a proxy card transaction |
| JP5980037B2 (en) * | 2012-08-06 | 2016-08-31 | キヤノン株式会社 | Management system, server, client, and method thereof |
| US9183412B2 (en) | 2012-08-10 | 2015-11-10 | Sprint Communications Company L.P. | Systems and methods for provisioning and using multiple trusted security zones on an electronic device |
| EP2885753A4 (en) * | 2012-08-17 | 2016-01-06 | Google Inc | Wireless reader and payment transaction terminal functionality |
| US20140052613A1 (en) | 2012-08-17 | 2014-02-20 | Square, Inc., A Delaware Corporation | Systems and methods for providing gratuities to merchants |
| CN103634944B (en) * | 2012-08-20 | 2018-10-26 | 南京中兴新软件有限责任公司 | The operating mode of data card type terminal determines method, apparatus and system |
| US9002267B2 (en) * | 2012-08-22 | 2015-04-07 | Blackberry Limited | Near field communications-based soft subscriber identity module |
| US9015068B1 (en) | 2012-08-25 | 2015-04-21 | Sprint Communications Company L.P. | Framework for real-time brokering of digital content delivery |
| US8954588B1 (en) | 2012-08-25 | 2015-02-10 | Sprint Communications Company L.P. | Reservations in real-time brokering of digital content delivery |
| US9215180B1 (en) | 2012-08-25 | 2015-12-15 | Sprint Communications Company L.P. | File retrieval in real-time brokering of digital content |
| US8793767B2 (en) * | 2012-08-30 | 2014-07-29 | Schweitzer Engineering Laboratories Inc | Network access management via a secondary communication channel |
| WO2014036248A1 (en) | 2012-09-01 | 2014-03-06 | Mophie, Inc. | Wireless communication accessory for a mobile device |
| JP5630485B2 (en) * | 2012-09-06 | 2014-11-26 | 株式会社デンソー | In-vehicle communication system |
| US8752140B1 (en) | 2012-09-11 | 2014-06-10 | Sprint Communications Company L.P. | System and methods for trusted internet domain networking |
| KR101363566B1 (en) * | 2012-09-14 | 2014-02-17 | 주식회사 터치웍스 | Apparatus and method for generating unique identity of radio frequency |
| JP6072907B2 (en) * | 2012-09-18 | 2017-02-01 | グーグル インコーポレイテッド | Systems, methods, and computer program products for interfacing trusted service managers and secure elements of multiple service providers |
| EP2711864A1 (en) * | 2012-09-25 | 2014-03-26 | Gemalto SA | Method of configuring two wireless devices for mutual communication |
| JP5639134B2 (en) * | 2012-09-26 | 2014-12-10 | レノボ・シンガポール・プライベート・リミテッド | Method of communicating with stopped short-range communication device, method of acquiring IP address, and information terminal device |
| USD723530S1 (en) | 2012-10-03 | 2015-03-03 | Mophie, Inc. | Unbanded battery case for a mobile device |
| WO2014062623A1 (en) * | 2012-10-15 | 2014-04-24 | Powered Card Solutions, Llc | System and method for secure remote access and remote payment using a mobile device and a powered display card |
| US20140108252A1 (en) * | 2012-10-16 | 2014-04-17 | Riavera Corp. | Mobile image payment system using sound-based codes |
| USD718754S1 (en) | 2012-10-30 | 2014-12-02 | Mophie, Inc. | Thin banded battery case for a mobile device |
| USD721687S1 (en) | 2012-10-30 | 2015-01-27 | Mophie, Inc. | High capacity banded battery case for a mobile device |
| US10057400B1 (en) | 2012-11-02 | 2018-08-21 | Majen Tech, LLC | Lock screen interface for a mobile device apparatus |
| SE536683C2 (en) * | 2012-11-16 | 2014-05-20 | Mobile Payment Solutions Holding Nordic Ab | Procedure for making a payment using a portable communication device |
| US8898769B2 (en) | 2012-11-16 | 2014-11-25 | At&T Intellectual Property I, Lp | Methods for provisioning universal integrated circuit cards |
| GB2508015A (en) * | 2012-11-19 | 2014-05-21 | Mastercard International Inc | Method and apparatus for secure card transactions |
| US8959331B2 (en) | 2012-11-19 | 2015-02-17 | At&T Intellectual Property I, Lp | Systems for provisioning universal integrated circuit cards |
| USD718293S1 (en) | 2012-11-30 | 2014-11-25 | Mophie, Inc. | Unbanded snap battery case for a mobile device |
| USD718230S1 (en) | 2012-12-04 | 2014-11-25 | Mophie, Inc. | High capacity banded snap battery case for a mobile device |
| US9195817B2 (en) | 2012-12-07 | 2015-11-24 | nCap Holdings, LLC | Techniques for biometric authentication of user of mobile device |
| USD718755S1 (en) | 2012-12-18 | 2014-12-02 | Mophie, Inc. | Thin banded snap battery case for a mobile device |
| TWI546748B (en) * | 2013-01-15 | 2016-08-21 | hong-jian Zhou | Portable electronic trading device |
| MX348460B (en) | 2013-01-25 | 2017-06-14 | Google Inc | Systems, methods, and computer program products for managing data re-installation. |
| EP2763401A1 (en) * | 2013-02-02 | 2014-08-06 | Novomatic AG | Embedded system for video processing with hardware equipment |
| CA2926206C (en) | 2013-02-07 | 2018-03-20 | Schlage Lock Company Llc | A system and method for nfc peer-to-peer authentication and secure data transfer |
| US9578664B1 (en) | 2013-02-07 | 2017-02-21 | Sprint Communications Company L.P. | Trusted signaling in 3GPP interfaces in a network function virtualization wireless communication system |
| US9161227B1 (en) | 2013-02-07 | 2015-10-13 | Sprint Communications Company L.P. | Trusted signaling in long term evolution (LTE) 4G wireless communication |
| US9307403B2 (en) | 2013-02-07 | 2016-04-05 | Schlage Lock Company Llc | System and method for NFC peer-to-peer authentication and secure data transfer |
| WO2014127515A1 (en) * | 2013-02-21 | 2014-08-28 | 华为技术有限公司 | Service providing system, method, mobile edge application server and support node |
| US9755444B2 (en) | 2013-02-25 | 2017-09-05 | Mophie, Inc. | Protective case with switch cover |
| US9104840B1 (en) | 2013-03-05 | 2015-08-11 | Sprint Communications Company L.P. | Trusted security zone watermark |
| US9647997B2 (en) | 2013-03-13 | 2017-05-09 | Nagrastar, Llc | USB interface for performing transport I/O |
| USD758372S1 (en) | 2013-03-13 | 2016-06-07 | Nagrastar Llc | Smart card interface |
| USD729808S1 (en) | 2013-03-13 | 2015-05-19 | Nagrastar Llc | Smart card interface |
| US9485533B2 (en) | 2013-03-13 | 2016-11-01 | Nagrastar Llc | Systems and methods for assembling and extracting command and control data |
| US8881977B1 (en) | 2013-03-13 | 2014-11-11 | Sprint Communications Company L.P. | Point-of-sale and automated teller machine transactions using trusted mobile access device |
| USD759022S1 (en) | 2013-03-13 | 2016-06-14 | Nagrastar Llc | Smart card interface |
| US9888283B2 (en) | 2013-03-13 | 2018-02-06 | Nagrastar Llc | Systems and methods for performing transport I/O |
| US9613208B1 (en) | 2013-03-13 | 2017-04-04 | Sprint Communications Company L.P. | Trusted security zone enhanced with trusted hardware drivers |
| WO2014159862A1 (en) | 2013-03-14 | 2014-10-02 | Headwater Partners I Llc | Automated credential porting for mobile devices |
| US10003780B1 (en) | 2013-03-14 | 2018-06-19 | The Directv Group, Inc. | Method and system for recording recommended content within a user device and indicating recording capacity |
| US8924259B2 (en) | 2013-03-14 | 2014-12-30 | Square, Inc. | Mobile device payments |
| US9940616B1 (en) | 2013-03-14 | 2018-04-10 | Square, Inc. | Verifying proximity during payment transactions |
| US9049013B2 (en) | 2013-03-14 | 2015-06-02 | Sprint Communications Company L.P. | Trusted security zone containers for the protection and confidentiality of trusted service manager data |
| US9049186B1 (en) | 2013-03-14 | 2015-06-02 | Sprint Communications Company L.P. | Trusted security zone re-provisioning and re-use capability for refurbished mobile devices |
| US9436165B2 (en) * | 2013-03-15 | 2016-09-06 | Tyfone, Inc. | Personal digital identity device with motion sensor responsive to user interaction |
| US9319881B2 (en) | 2013-03-15 | 2016-04-19 | Tyfone, Inc. | Personal digital identity device with fingerprint sensor |
| CA3189434A1 (en) * | 2013-03-15 | 2014-09-18 | Videri Inc. | Systems and methods for decrypting digital art and imaging for display of the same |
| US9374363B1 (en) | 2013-03-15 | 2016-06-21 | Sprint Communications Company L.P. | Restricting access of a portable communication device to confidential data or applications via a remote network based on event triggers generated by the portable communication device |
| WO2014142960A1 (en) * | 2013-03-15 | 2014-09-18 | Intel Corporation | Mechanisms for locking computing devices |
| US8984592B1 (en) | 2013-03-15 | 2015-03-17 | Sprint Communications Company L.P. | Enablement of a trusted security zone authentication for remote mobile device management systems and methods |
| US9021585B1 (en) | 2013-03-15 | 2015-04-28 | Sprint Communications Company L.P. | JTAG fuse vulnerability determination and protection using a trusted execution environment |
| US9191388B1 (en) | 2013-03-15 | 2015-11-17 | Sprint Communications Company L.P. | Trusted security zone communication addressing on an electronic device |
| US9086689B2 (en) | 2013-03-15 | 2015-07-21 | Tyfone, Inc. | Configurable personal digital identity device with imager responsive to user interaction |
| US9781598B2 (en) | 2013-03-15 | 2017-10-03 | Tyfone, Inc. | Personal digital identity device with fingerprint sensor responsive to user interaction |
| WO2014150555A1 (en) | 2013-03-15 | 2014-09-25 | Mophie, Inc. | Protective case for mobile device |
| US9448543B2 (en) | 2013-03-15 | 2016-09-20 | Tyfone, Inc. | Configurable personal digital identity device with motion sensor responsive to user interaction |
| JP6347829B2 (en) * | 2013-03-18 | 2018-06-27 | ボク インコーポレイテッド | Merchant management subscription |
| US9003078B2 (en) | 2013-03-18 | 2015-04-07 | Boku, Inc. | Merchant managed subscriptions at a merchant server |
| US9286049B2 (en) | 2013-03-26 | 2016-03-15 | Google Inc. | Systems, methods, and computer program products for managing service installation |
| WO2014158331A1 (en) | 2013-03-26 | 2014-10-02 | Jvl Ventures, Llc | Systems, methods, and computer program products for managing wallet activation |
| US9495558B2 (en) | 2013-03-26 | 2016-11-15 | Google Inc. | Systems, methods, and computer program products for managing access control |
| US9171243B1 (en) | 2013-04-04 | 2015-10-27 | Sprint Communications Company L.P. | System for managing a digest of biographical information stored in a radio frequency identity chip coupled to a mobile communication device |
| DE202013003693U1 (en) * | 2013-04-04 | 2013-08-22 | Certgate Gmbh | Device with communication means and a receptacle for a chip card |
| US9454723B1 (en) | 2013-04-04 | 2016-09-27 | Sprint Communications Company L.P. | Radio frequency identity (RFID) chip electrically and communicatively coupled to motherboard of mobile communication device |
| US9324016B1 (en) | 2013-04-04 | 2016-04-26 | Sprint Communications Company L.P. | Digest of biographical information for an electronic device with static and dynamic portions |
| EP2981939B1 (en) | 2013-04-05 | 2020-06-17 | Visa International Service Association | Systems, methods and devices for transacting |
| USD732012S1 (en) | 2013-04-06 | 2015-06-16 | Mophie, Inc. | Curved battery case for a mobile device |
| US9838869B1 (en) | 2013-04-10 | 2017-12-05 | Sprint Communications Company L.P. | Delivering digital content to a mobile device via a digital rights clearing house |
| US9443088B1 (en) | 2013-04-15 | 2016-09-13 | Sprint Communications Company L.P. | Protection for multimedia files pre-downloaded to a mobile device |
| US9084115B2 (en) | 2013-05-13 | 2015-07-14 | Dennis Thomas Abraham | System and method for data verification using a smart phone |
| US9069952B1 (en) | 2013-05-20 | 2015-06-30 | Sprint Communications Company L.P. | Method for enabling hardware assisted operating system region for safe execution of untrusted code using trusted transitional memory |
| WO2014189748A1 (en) | 2013-05-21 | 2014-11-27 | Jvl Ventures, Llc | Systems, methods and computer program products for managing disabling of services |
| US20140351040A1 (en) | 2013-05-22 | 2014-11-27 | Google Inc. | Receipt rendering in a prepaid architecture |
| US9870556B2 (en) * | 2013-05-22 | 2018-01-16 | Google Llc | Split tender in a prepaid architecture |
| CN104239803B (en) * | 2013-06-06 | 2017-08-25 | 中国银联股份有限公司 | The safety information interaction method shifted for e-sourcing |
| US9560519B1 (en) | 2013-06-06 | 2017-01-31 | Sprint Communications Company L.P. | Mobile communication device profound identity brokering framework |
| WO2014204832A1 (en) | 2013-06-17 | 2014-12-24 | Jvl Ventures, Llc | Systems, methods, and computer program products for processing a request relating to a mobile communication device |
| US9292345B2 (en) | 2013-07-08 | 2016-03-22 | Google Inc. | Systems, methods, and computer program products for processing sets of instructions for mobile devices |
| US9183606B1 (en) | 2013-07-10 | 2015-11-10 | Sprint Communications Company L.P. | Trusted processing location within a graphics processing unit |
| GB2516828A (en) | 2013-07-25 | 2015-02-11 | Visa Europe Ltd | Processing electronic tokens |
| TWI553568B (en) * | 2013-07-31 | 2016-10-11 | 緯創資通股份有限公司 | Mobile device and authentication method for mobile payment system |
| US20150039502A1 (en) * | 2013-08-05 | 2015-02-05 | Bank Of America Corporation | Misappropriation protection based on shipping address or store info from e-receipt |
| EP3033869B1 (en) | 2013-08-12 | 2018-09-26 | Moduware PTY LTD | Adaptor enabling an electronic communication device with additional functions |
| US9208339B1 (en) | 2013-08-12 | 2015-12-08 | Sprint Communications Company L.P. | Verifying Applications in Virtual Environments Using a Trusted Security Zone |
| US10062223B2 (en) * | 2013-08-30 | 2018-08-28 | Bayerische Motoren Werke Akttiengesellschaft | Intermediary access device for communication with a vehicle |
| JP6236639B2 (en) * | 2013-09-02 | 2017-11-29 | パナソニックＩｐマネジメント株式会社 | Information processing device |
| US9036820B2 (en) | 2013-09-11 | 2015-05-19 | At&T Intellectual Property I, Lp | System and methods for UICC-based secure communication |
| US20150081490A1 (en) * | 2013-09-13 | 2015-03-19 | Synchology Llc | Systems and methods for convertible prepaid account |
| US9832646B2 (en) * | 2013-09-13 | 2017-11-28 | Network Kinetix, LLC | System and method for an automated system for continuous observation, audit and control of user activities as they occur within a mobile network |
| CN103489028B (en) * | 2013-09-23 | 2017-01-04 | 深圳前海君浩银通科技发展有限公司 | A kind of financial IC card, Multi-protocol communication system and method |
| US9311491B2 (en) | 2013-09-30 | 2016-04-12 | Google Inc. | Systems, methods, and computer program products for securely managing data on a secure element |
| US9124573B2 (en) | 2013-10-04 | 2015-09-01 | At&T Intellectual Property I, Lp | Apparatus and method for managing use of secure tokens |
| AU2014333430A1 (en) * | 2013-10-09 | 2016-04-28 | Thandisizwe Ezwenilethu Pama | Electronic transaction fraud prevention system |
| US9811825B2 (en) | 2013-10-10 | 2017-11-07 | Google Inc. | Systems, methods, and computer program products for managing contactless transactions |
| US9697516B2 (en) | 2013-10-10 | 2017-07-04 | Google Inc. | System, methods, and computer program products for storing and managing program data |
| MY171500A (en) | 2013-10-14 | 2019-10-15 | Chee Tieng Wong | A functional flip cover protective case with physical keypad for smart phone devices |
| US9208300B2 (en) | 2013-10-23 | 2015-12-08 | At&T Intellectual Property I, Lp | Apparatus and method for secure authentication of a communication device |
| US9240994B2 (en) | 2013-10-28 | 2016-01-19 | At&T Intellectual Property I, Lp | Apparatus and method for securely managing the accessibility to content and applications |
| US11803841B1 (en) | 2013-10-29 | 2023-10-31 | Block, Inc. | Discovery and communication using direct radio signal communication |
| US9185626B1 (en) | 2013-10-29 | 2015-11-10 | Sprint Communications Company L.P. | Secure peer-to-peer call forking facilitated by trusted 3rd party voice server provisioning |
| GB2519825B (en) | 2013-10-29 | 2021-06-30 | Cryptomathic Ltd | Secure mobile user interface |
| US9240989B2 (en) | 2013-11-01 | 2016-01-19 | At&T Intellectual Property I, Lp | Apparatus and method for secure over the air programming of a communication device |
| US9313660B2 (en) | 2013-11-01 | 2016-04-12 | At&T Intellectual Property I, Lp | Apparatus and method for secure provisioning of a communication device |
| US9191522B1 (en) | 2013-11-08 | 2015-11-17 | Sprint Communications Company L.P. | Billing varied service based on tier |
| US9161325B1 (en) | 2013-11-20 | 2015-10-13 | Sprint Communications Company L.P. | Subscriber identity module virtualization |
| US9799021B1 (en) | 2013-11-26 | 2017-10-24 | Square, Inc. | Tip processing at a point-of-sale system |
| US8910868B1 (en) | 2013-11-27 | 2014-12-16 | Square, Inc. | Firmware management |
| US9413759B2 (en) | 2013-11-27 | 2016-08-09 | At&T Intellectual Property I, Lp | Apparatus and method for secure delivery of data from a communication device |
| WO2015081125A1 (en) | 2013-11-27 | 2015-06-04 | Mophie, Inc. | Battery pack with supplemental memory |
| US8967465B1 (en) | 2013-11-27 | 2015-03-03 | Square, Inc. | Audio signaling training for bidirectional communications |
| US10078811B2 (en) | 2013-11-29 | 2018-09-18 | Fedex Corporate Services, Inc. | Determining node location based on context data in a wireless node network |
| BR102013031062A2 (en) * | 2013-12-03 | 2015-10-20 | Antonio Ferreira De Souza | electronic consultation system and verification of authenticity, validity and restriction of national driving license (cnh), vehicle registration certificate (crv) and vehicle registration and licensing certificate (crlv), using approach data reading technology |
| USD733043S1 (en) | 2013-12-09 | 2015-06-30 | Mophie, Inc. | Battery pack |
| US9633236B1 (en) | 2013-12-11 | 2017-04-25 | Square, Inc. | Power harvesting in reader devices |
| US8931699B1 (en) | 2013-12-11 | 2015-01-13 | Square, Inc. | Bidirectional audio communication in reader devices |
| US20150170137A1 (en) * | 2013-12-16 | 2015-06-18 | Tal Balbus | Smartphone application enabling instant activation or deactivation of credit cards with the touch of a button |
| US11481781B2 (en) | 2013-12-18 | 2022-10-25 | PayRange Inc. | Processing interrupted transaction over non-persistent network connections |
| US11481780B2 (en) | 2013-12-18 | 2022-10-25 | PayRange Inc. | Method and system for asynchronous mobile payments for multiple in-person transactions conducted in parallel |
| US20150170136A1 (en) | 2013-12-18 | 2015-06-18 | PayRange Inc. | Method and System for Performing Mobile Device-To-Machine Payments |
| US9659296B2 (en) | 2013-12-18 | 2017-05-23 | PayRange Inc. | Method and system for presenting representations of payment accepting unit events |
| US9875473B2 (en) | 2013-12-18 | 2018-01-23 | PayRange Inc. | Method and system for retrofitting an offline-payment operated machine to accept electronic payments |
| US8856045B1 (en) | 2013-12-18 | 2014-10-07 | PayRange Inc. | Mobile-device-to-machine payment systems |
| US10019724B2 (en) | 2015-01-30 | 2018-07-10 | PayRange Inc. | Method and system for providing offers for automated retail machines via mobile devices |
| USD755183S1 (en) | 2013-12-18 | 2016-05-03 | Payrange, Inc. | In-line dongle |
| US11205163B2 (en) | 2013-12-18 | 2021-12-21 | PayRange Inc. | Systems and methods for determining electric pulses to provide to an unattended machine based on remotely-configured options |
| US11074580B2 (en) | 2013-12-18 | 2021-07-27 | PayRange Inc. | Device and method for providing external access to multi-drop bus peripheral devices |
| US11475454B2 (en) | 2013-12-18 | 2022-10-18 | PayRange Inc. | Intermediary communications over non-persistent network connections |
| EP3085009B1 (en) | 2013-12-19 | 2019-03-13 | Google LLC | Systems, methods, and computer program products for service processing |
| CN105934961A (en) | 2013-12-19 | 2016-09-07 | 谷歌公司 | Systems, methods, and computer program products for obtaining mobile device data |
| FR3015820B1 (en) * | 2013-12-20 | 2017-06-09 | Valeo Securite Habitacle | MOBILE TELEPHONE FIT TO AUTOMATICALLY APPARE WITH A MOTOR VEHICLE AND AUTOMATIC PAIRING METHOD |
| FR3015736A1 (en) * | 2013-12-23 | 2015-06-26 | Orange | TRANSMITTING AND PROCESSING DATA RELATING TO A CONTACTLESS TRANSACTION |
| CA2935177C (en) * | 2013-12-27 | 2019-08-13 | Square, Inc. | Card reader emulation for cardless transactions |
| USD721646S1 (en) | 2014-01-02 | 2015-01-27 | Mophie, Inc. | Battery pack with integrated connector |
| US9118655B1 (en) | 2014-01-24 | 2015-08-25 | Sprint Communications Company L.P. | Trusted display and transmission of digital ticket documentation |
| US10198731B1 (en) | 2014-02-18 | 2019-02-05 | Square, Inc. | Performing actions based on the location of mobile device during a card swipe |
| US9256769B1 (en) | 2014-02-25 | 2016-02-09 | Square, Inc. | Mobile reader device |
| US9226145B1 (en) | 2014-03-28 | 2015-12-29 | Sprint Communications Company L.P. | Verification of mobile device integrity during activation |
| US10505800B2 (en) * | 2014-04-10 | 2019-12-10 | Screenovate Technologies Ltd. | Method for real-time activation of receiver module |
| US9713006B2 (en) | 2014-05-01 | 2017-07-18 | At&T Intellectual Property I, Lp | Apparatus and method for managing security domains for a universal integrated circuit card |
| US9569767B1 (en) | 2014-05-06 | 2017-02-14 | Square, Inc. | Fraud protection based on presence indication |
| US9571472B2 (en) * | 2014-05-06 | 2017-02-14 | Cryptography Research, Inc. | Establishing an initial root of trust for individual components of a distributed security infrastructure |
| US9959529B1 (en) | 2014-05-11 | 2018-05-01 | Square, Inc. | Open tab transactions |
| US10592899B2 (en) * | 2014-05-13 | 2020-03-17 | Visa International Service Association | Master applet for secure remote payment processing |
| US10304043B1 (en) | 2014-05-21 | 2019-05-28 | Square, Inc. | Multi-peripheral host device |
| US10313264B2 (en) * | 2014-05-28 | 2019-06-04 | Apple Inc. | Sharing account data between different interfaces to a service |
| US9400977B2 (en) | 2014-05-29 | 2016-07-26 | Apple Inc. | User device enabling access to payment information in response to mechanical input detection |
| US10362010B2 (en) | 2014-05-29 | 2019-07-23 | Apple Inc. | Management of credentials on an electronic device using an online resource |
| CN105228126B (en) * | 2014-05-30 | 2019-10-22 | 华为技术有限公司 | A kind of method and system of network access point trustship |
| US9515645B2 (en) * | 2014-06-03 | 2016-12-06 | Infineon Technologies Ag | System and method for a radio frequency switch |
| AU2015271399B2 (en) | 2014-06-04 | 2020-12-17 | Adaptalift Investments Pty Ltd | Super hub system and method thereof |
| KR20170016925A (en) | 2014-06-04 | 2017-02-14 | 넥스팩 리미티드 | Battery-Powered Platform for Interchangeable Modules |
| USD762651S1 (en) | 2014-06-06 | 2016-08-02 | Square, Inc. | Mobile device case |
| US20150373692A1 (en) * | 2014-06-19 | 2015-12-24 | Walkbase Ltd | Anonymous fingerprint generation for mobile communication device |
| ES2532869B1 (en) * | 2014-06-21 | 2015-10-29 | Luis GÓMEZ HENARES | Environmental noise control procedure and notifications |
| US9760740B1 (en) | 2014-06-23 | 2017-09-12 | Square, Inc. | Terminal case with integrated dual reader stack |
| US9256770B1 (en) | 2014-07-02 | 2016-02-09 | Square, Inc. | Terminal case with integrated reader and shortened base |
| US9241269B1 (en) * | 2014-07-10 | 2016-01-19 | Sprint Communications Company L.P. | Method to identify a customer on a Wi-Fi network |
| DE102014110694A1 (en) * | 2014-07-29 | 2016-02-04 | Bundesdruckerei Gmbh | Document with sensor means |
| US9230085B1 (en) | 2014-07-29 | 2016-01-05 | Sprint Communications Company L.P. | Network based temporary trust extension to a remote or mobile device enabled via specialized cloud services |
| KR102004881B1 (en) | 2014-08-06 | 2019-07-29 | 삼성전자주식회사 | Terminal apparatus and method for controlling thereof |
| US9799025B2 (en) | 2014-08-19 | 2017-10-24 | Square, Inc. | Energy harvesting bidirectional audio interface |
| US10095638B2 (en) * | 2014-09-02 | 2018-10-09 | Toshiba Memory Corporation | Memory system capable of wireless communication and method of controlling memory system |
| US9997933B2 (en) | 2014-09-03 | 2018-06-12 | Mophie, Inc. | Systems and methods for battery charging and management |
| US20160071091A1 (en) * | 2014-09-10 | 2016-03-10 | Mastercard International Incorporated | Method and system for real time consumer transaction tracking |
| US9558488B2 (en) * | 2014-09-23 | 2017-01-31 | Sony Corporation | Customer's CE device interrogating customer's e-card for transaction information |
| US9646307B2 (en) | 2014-09-23 | 2017-05-09 | Sony Corporation | Receiving fingerprints through touch screen of CE device |
| US9953323B2 (en) | 2014-09-23 | 2018-04-24 | Sony Corporation | Limiting e-card transactions based on lack of proximity to associated CE device |
| US10262316B2 (en) * | 2014-09-23 | 2019-04-16 | Sony Corporation | Automatic notification of transaction by bank card to customer device |
| US20160086159A1 (en) * | 2014-09-24 | 2016-03-24 | Stmicroelectronics, Inc. | Application identifier (aid) prioritization of security module applications |
| US20170012964A1 (en) * | 2014-09-29 | 2017-01-12 | Identity Over Ip | Providing authentication of control instructions from a control device to a remotely-controllable physical interaction device using a remote control authentication token |
| WO2016053222A1 (en) * | 2014-09-29 | 2016-04-07 | Алексей Анатольевич МАРЦЕНЮК-КУХАРУК | Method for carrying out "paybeam" contactless payments |
| US9741026B1 (en) | 2014-09-30 | 2017-08-22 | Square, Inc. | Payment by use of identifier |
| US9153985B1 (en) | 2014-09-30 | 2015-10-06 | Mophie, Inc. | Portable charging device |
| EP3013014A1 (en) * | 2014-10-21 | 2016-04-27 | Gemalto Sa | Method for accessing a service, corresponding first device, second device and system |
| DE102014221958A1 (en) * | 2014-10-28 | 2016-04-28 | Bayerische Motoren Werke Aktiengesellschaft | Method for transmitting data records to mobile terminals |
| IL235508B (en) * | 2014-11-05 | 2018-11-29 | Elta Systems Ltd | Add-on modem for wireless devices and methods useful in conjunction therewith |
| KR101638879B1 (en) * | 2014-11-06 | 2016-07-12 | 주식회사 아이디스 | Mobile device capable of connection with security system under widget |
| US10304042B2 (en) | 2014-11-06 | 2019-05-28 | Early Warning Services, Llc | Location-based authentication of transactions conducted using mobile devices |
| USD797092S1 (en) | 2014-11-25 | 2017-09-12 | Mophie, Inc. | Case for a mobile electronic device |
| USD797091S1 (en) | 2014-11-25 | 2017-09-12 | Mophie, Inc. | Case for a mobile electronic device |
| US9275389B1 (en) | 2014-11-26 | 2016-03-01 | Paypal, Inc. | Modular device payment system |
| USD797093S1 (en) | 2014-12-03 | 2017-09-12 | Mophie, Inc. | Case for a mobile electronic device |
| US9542083B2 (en) | 2014-12-04 | 2017-01-10 | Comcast Cable Communications, Llc | Configuration responsive to a device |
| US9356267B1 (en) | 2014-12-17 | 2016-05-31 | Mophie, Inc. | Protective battery case to partially enclose a mobile electronic device |
| CN105792092B (en) * | 2014-12-19 | 2019-02-19 | 上海域格信息技术有限公司 | Wireless short-distance authentication 4G routing module and its optimal network selection method |
| US10970691B2 (en) * | 2014-12-22 | 2021-04-06 | Capital One Services, Llc | System, method, and apparatus for reprogramming a transaction card |
| US9779232B1 (en) | 2015-01-14 | 2017-10-03 | Sprint Communications Company L.P. | Trusted code generation and verification to prevent fraud from maleficent external devices that capture data |
| WO2016113736A1 (en) * | 2015-01-15 | 2016-07-21 | Mazaki Reuven | Keypad flip cover for mobile devices |
| US9838868B1 (en) | 2015-01-26 | 2017-12-05 | Sprint Communications Company L.P. | Mated universal serial bus (USB) wireless dongles configured with destination addresses |
| USD773508S1 (en) | 2015-01-30 | 2016-12-06 | PayRange Inc. | Display screen or portion thereof with a graphical user interface |
| USD763905S1 (en) | 2015-01-30 | 2016-08-16 | PayRange Inc. | Display screen or portion thereof with animated graphical user interface |
| USD836118S1 (en) | 2015-01-30 | 2018-12-18 | Payrange, Inc. | Display screen or portion thereof with an animated graphical user interface |
| USD862501S1 (en) | 2015-01-30 | 2019-10-08 | PayRange Inc. | Display screen or portion thereof with a graphical user interface |
| USD764532S1 (en) | 2015-01-30 | 2016-08-23 | PayRange Inc. | Display screen or portion thereof with animated graphical user interface |
| USD763888S1 (en) | 2015-01-30 | 2016-08-16 | PayRange Inc. | Display screen or portion thereof with graphical user interface |
| FR3032293B1 (en) * | 2015-02-03 | 2018-03-23 | Stmicroelectronics (Rousset) Sas | METHOD FOR AUTHENTICATING AN OBJECT BY A DEVICE CAPABLE OF COMMUNICATING MUTUALLY WITHOUT CONTACT, CORRESPONDING SYSTEM AND OBJECT |
| US10116601B2 (en) * | 2015-02-06 | 2018-10-30 | Jamdeo Canada Ltd. | Methods and devices for display device notifications |
| US11216468B2 (en) | 2015-02-08 | 2022-01-04 | Visa International Service Association | Converged merchant processing apparatuses, methods and systems |
| US9355285B1 (en) | 2015-02-12 | 2016-05-31 | Square, Inc. | Tone-based wake up circuit for card reader |
| EP3261355A4 (en) | 2015-02-17 | 2018-08-15 | Sony Corporation | Receiving device, receiving method, sending device and sending method |
| KR102371943B1 (en) * | 2015-02-24 | 2022-03-08 | 삼성전자 주식회사 | Handheld electronic device capable of magnetic field communication and payment method using the same |
| SG10201506662XA (en) * | 2015-03-03 | 2016-10-28 | Mastercard Asia Pacific Pte Ltd | Method For Enabling A Communication Link Between A Mobile Terminal And A Receiving Terminal |
| US9836683B2 (en) * | 2015-03-04 | 2017-12-05 | Google Inc. | Microelectronics device with exposed user interfaces |
| ES2858302T3 (en) | 2015-03-11 | 2021-09-30 | Commscope Technologies Llc | Distributed Radio Access Network with Adaptive Fronthaul |
| US11037139B1 (en) | 2015-03-19 | 2021-06-15 | Wells Fargo Bank, N.A. | Systems and methods for smart card mobile device authentication |
| USD780763S1 (en) | 2015-03-20 | 2017-03-07 | Nagrastar Llc | Smart card interface |
| US10878387B2 (en) | 2015-03-23 | 2020-12-29 | Early Warning Services, Llc | Real-time determination of funds availability for checks and ACH items |
| US10839359B2 (en) | 2015-03-23 | 2020-11-17 | Early Warning Services, Llc | Payment real-time funds availability |
| US10832246B2 (en) | 2015-03-23 | 2020-11-10 | Early Warning Services, Llc | Payment real-time funds availability |
| US10769606B2 (en) | 2015-03-23 | 2020-09-08 | Early Warning Services, Llc | Payment real-time funds availability |
| US10748127B2 (en) | 2015-03-23 | 2020-08-18 | Early Warning Services, Llc | Payment real-time funds availability |
| US11188919B1 (en) | 2015-03-27 | 2021-11-30 | Wells Fargo Bank, N.A. | Systems and methods for contactless smart card authentication |
| US10528945B1 (en) | 2015-03-31 | 2020-01-07 | Square, Inc. | Open ticket payment handling with incremental authorization |
| US10043162B1 (en) * | 2015-03-31 | 2018-08-07 | Square, Inc. | Open ticket payment handling with bill splitting |
| KR20160118794A (en) * | 2015-04-03 | 2016-10-12 | 삼성전자주식회사 | Data communicating method using secure element and electronic system adopting the same |
| US9826364B2 (en) | 2015-04-03 | 2017-11-21 | Qualcomm Incorporated | Systems and methods for location-based tuning |
| USD766819S1 (en) | 2015-04-06 | 2016-09-20 | Mophie, Inc. | Protective battery case |
| USD767485S1 (en) | 2015-04-07 | 2016-09-27 | Mophie, Inc. | Battery case |
| US9473945B1 (en) | 2015-04-07 | 2016-10-18 | Sprint Communications Company L.P. | Infrastructure for secure short message transmission |
| US9654164B2 (en) * | 2015-04-14 | 2017-05-16 | Apple Inc. | Removable electronic device case with supplemental wireless circuitry |
| US9351025B1 (en) * | 2015-04-17 | 2016-05-24 | Rovi Guides, Inc. | Systems and methods for providing automatic content recognition to verify affiliate programming |
| US9934393B2 (en) * | 2015-04-21 | 2018-04-03 | Sap Se | Transparent namespace-aware mechanism for encrypted storage of data within web applications |
| GB201506954D0 (en) * | 2015-04-23 | 2015-06-10 | Royal College Of Art | Communications device system and method |
| CN104967722A (en) * | 2015-04-27 | 2015-10-07 | 小米科技有限责任公司 | Method of displaying use recording, device of displaying use recording and system of displaying use recording |
| USD864968S1 (en) | 2015-04-30 | 2019-10-29 | Echostar Technologies L.L.C. | Smart card interface |
| US9436938B1 (en) | 2015-05-13 | 2016-09-06 | Square, Inc. | Transaction payment processing by multiple data centers |
| USD861653S1 (en) | 2015-05-27 | 2019-10-01 | Mophie Inc. | Protective battery case for mobile communications device |
| US20160364553A1 (en) * | 2015-06-09 | 2016-12-15 | Intel Corporation | System, Apparatus And Method For Providing Protected Content In An Internet Of Things (IOT) Network |
| FR3038099A1 (en) * | 2015-06-26 | 2016-12-30 | Orange | METHOD AND DEVICE FOR MANAGING NON-CONTACT APPLICATIONS |
| TWI584542B (en) * | 2015-07-03 | 2017-05-21 | 新唐科技股份有限公司 | Connector and manufacturing method and updating method of the same |
| TWM515252U (en) * | 2015-07-13 | 2016-01-01 | 凱揚科技股份有限公司 | Smart ultra box, protective case and mobile phone protective case with the same |
| KR101790204B1 (en) * | 2015-07-14 | 2017-11-20 | 삼성전자주식회사 | Card registration method for pament service and mobile electronic device implementing the same |
| US11386410B2 (en) | 2015-07-21 | 2022-07-12 | Early Warning Services, Llc | Secure transactions with offline device |
| US11037122B2 (en) | 2015-07-21 | 2021-06-15 | Early Warning Services, Llc | Secure real-time transactions |
| US10963856B2 (en) | 2015-07-21 | 2021-03-30 | Early Warning Services, Llc | Secure real-time transactions |
| US10438175B2 (en) | 2015-07-21 | 2019-10-08 | Early Warning Services, Llc | Secure real-time payment transactions |
| US10970695B2 (en) | 2015-07-21 | 2021-04-06 | Early Warning Services, Llc | Secure real-time transactions |
| US11037121B2 (en) | 2015-07-21 | 2021-06-15 | Early Warning Services, Llc | Secure real-time transactions |
| US11157884B2 (en) | 2015-07-21 | 2021-10-26 | Early Warning Services, Llc | Secure transactions with offline device |
| US11151522B2 (en) | 2015-07-21 | 2021-10-19 | Early Warning Services, Llc | Secure transactions with offline device |
| US11151523B2 (en) | 2015-07-21 | 2021-10-19 | Early Warning Services, Llc | Secure transactions with offline device |
| US10956888B2 (en) | 2015-07-21 | 2021-03-23 | Early Warning Services, Llc | Secure real-time transactions |
| US11062290B2 (en) | 2015-07-21 | 2021-07-13 | Early Warning Services, Llc | Secure real-time transactions |
| CN105162497B (en) * | 2015-08-04 | 2018-11-16 | 天地融科技股份有限公司 | A kind of data transmission method, terminal, electronic signature equipment and system |
| US10284542B2 (en) | 2015-08-21 | 2019-05-07 | International Business Machines Corporation | Intelligent certificate discovery in physical and virtualized networks |
| US10425447B2 (en) * | 2015-08-28 | 2019-09-24 | International Business Machines Corporation | Incident response bus for data security incidents |
| US9819679B1 (en) | 2015-09-14 | 2017-11-14 | Sprint Communications Company L.P. | Hardware assisted provenance proof of named data networking associated to device data, addresses, services, and servers |
| US9519901B1 (en) | 2015-09-16 | 2016-12-13 | Square, Inc. | Biometric payment technology |
| US9569757B1 (en) | 2015-09-30 | 2017-02-14 | Square, Inc. | Anticipatory creation of point-of-sale data structures |
| US9922206B2 (en) | 2015-10-02 | 2018-03-20 | Blackberry Limited | Private data exchange |
| US10387636B2 (en) | 2015-10-20 | 2019-08-20 | Vivint, Inc. | Secure unlock of a device |
| US10608734B2 (en) | 2015-10-22 | 2020-03-31 | Phluido, Inc. | Virtualization and orchestration of a radio access network |
| US10282719B1 (en) | 2015-11-12 | 2019-05-07 | Sprint Communications Company L.P. | Secure and trusted device-based billing and charging process using privilege for network proxy authentication and audit |
| US20170140358A1 (en) * | 2015-11-18 | 2017-05-18 | Andrew Orrock | Network Bridge for Local Transaction Authorization |
| US10346819B2 (en) | 2015-11-19 | 2019-07-09 | Coinstar Asset Holdings, Llc | Mobile device applications, other applications and associated kiosk-based systems and methods for facilitating coin saving |
| US9817992B1 (en) | 2015-11-20 | 2017-11-14 | Sprint Communications Company Lp. | System and method for secure USIM wireless network access |
| JP2017107450A (en) * | 2015-12-10 | 2017-06-15 | 富士通株式会社 | Access monitoring program, access monitoring method, and access monitor |
| US20170169407A1 (en) * | 2015-12-14 | 2017-06-15 | Mikko Vaananen | Method and means for social network payments |
| US10523441B2 (en) | 2015-12-15 | 2019-12-31 | Visa International Service Association | Authentication of access request of a device and protecting confidential information |
| US11295293B2 (en) * | 2016-01-07 | 2022-04-05 | Worldpay, Llc | Point of interaction device emulation for payment transaction simulation |
| CN106997527A (en) | 2016-01-25 | 2017-08-01 | 阿里巴巴集团控股有限公司 | Credit payment method and device based on mobile terminal P2P |
| CN108496193A (en) * | 2016-01-25 | 2018-09-04 | 苹果公司 | It is traded using the electronic equipment with non-local authority |
| CN115719224A (en) * | 2016-01-25 | 2023-02-28 | 创新先进技术有限公司 | Credit payment method and device based on mobile terminal card simulation |
| USD950538S1 (en) * | 2016-03-03 | 2022-05-03 | Mophie Inc. | Case for a mobile electronic device |
| WO2017165011A1 (en) | 2016-03-23 | 2017-09-28 | Fedex Corporate Services, Inc. | Systems, apparatus, and methods for self-adjusting a broadcast setting of a node in a wireless node network |
| US11113688B1 (en) | 2016-04-22 | 2021-09-07 | Wells Fargo Bank, N.A. | Systems and methods for mobile wallet provisioning |
| GB2550207A (en) * | 2016-05-13 | 2017-11-15 | Visa Europe Ltd | Extended data storage |
| US20170337541A1 (en) * | 2016-05-20 | 2017-11-23 | Mastercard International Incorporated | Enhanced user experience for low value transactions |
| US10311420B1 (en) | 2016-06-17 | 2019-06-04 | Square, Inc. | Synchronizing open ticket functionality with kitchen display systems |
| US10289992B1 (en) | 2016-06-17 | 2019-05-14 | Square, Inc. | Kitchen display interfaces with in flight capabilities |
| US10580455B2 (en) * | 2016-06-20 | 2020-03-03 | Scripps Networks Interactive, Inc. | Non-linear program planner, preparation, and delivery system |
| US10360648B1 (en) | 2016-06-22 | 2019-07-23 | Square, Inc. | Synchronizing KDS functionality with POS waitlist generation |
| US10580062B1 (en) | 2016-06-28 | 2020-03-03 | Square, Inc. | Integrating predefined templates with open ticket functionality |
| KR102543267B1 (en) * | 2016-07-13 | 2023-06-13 | 삼성에스디에스 주식회사 | Method and apparatus for white box cryptography |
| KR20180024450A (en) * | 2016-08-30 | 2018-03-08 | 현대자동차주식회사 | Usb communication control method of usb host |
| US11151566B2 (en) | 2016-09-19 | 2021-10-19 | Early Warning Services, Llc | Authentication and fraud prevention in provisioning a mobile wallet |
| CN107872786B (en) * | 2016-09-23 | 2021-06-25 | 中国移动通信有限公司研究院 | Control method and smart card |
| CN106357795A (en) * | 2016-10-12 | 2017-01-25 | 天津科技大学 | SIP (session initiation protocol)-based tourism social software architecture and multifunctional platform |
| CN106776684B (en) * | 2016-10-28 | 2021-01-22 | 努比亚技术有限公司 | Audio file management method and device and terminal |
| US10678310B2 (en) | 2016-11-23 | 2020-06-09 | Mobelisk Group, Llc | Modular tablet case with environmental monitoring components |
| US11151534B2 (en) * | 2016-11-29 | 2021-10-19 | Netclearance Systems, Inc. | Consumer interaction module for point-of-sale (POS) systems |
| US10062074B1 (en) | 2016-11-30 | 2018-08-28 | Square, Inc. | System for improving card on file transactions |
| US9953258B1 (en) * | 2016-12-09 | 2018-04-24 | Capital One Services, Llc | Transaction card having structural reinforcement |
| JP6457471B2 (en) * | 2016-12-12 | 2019-01-23 | ファナック株式会社 | Operator identification system |
| US11074605B1 (en) * | 2016-12-22 | 2021-07-27 | Synchrony Bank | System and method for processing of promotions in connection with digital purchasing |
| WO2018126247A2 (en) | 2017-01-02 | 2018-07-05 | Mojoose, Inc. | Automatic signal strength indicator and automatic antenna switch |
| US9967395B1 (en) | 2017-02-23 | 2018-05-08 | T-Mobile Usa, Inc. | IOT-connected devices and equipment automated login system |
| US10402807B1 (en) | 2017-02-28 | 2019-09-03 | Square, Inc. | Estimating interchange fees for card payments |
| US11334869B2 (en) * | 2017-03-29 | 2022-05-17 | Innoviti Payment Solutions Private Limited | Method and system for establishing secure communication between terminal device and target system |
| TWI661379B (en) * | 2017-04-13 | 2019-06-01 | 天鏡科技股份有限公司 | Financial automatic transaction management system and control method thereof |
| EP3410406B1 (en) * | 2017-06-02 | 2023-02-22 | Nxp B.V. | Mobile device and reader for facilitating a transaction |
| CN107507003B (en) * | 2017-06-26 | 2020-04-24 | 创新先进技术有限公司 | Service processing method, device and system |
| US10917402B2 (en) * | 2017-06-29 | 2021-02-09 | Motorola Mobility Llc | Sending verification password responsive to mobile device proximity |
| US10902152B2 (en) * | 2017-06-30 | 2021-01-26 | Oracle International Corporation | Restricting plug-in application recipes |
| US11023300B2 (en) | 2017-06-30 | 2021-06-01 | Oracle International Corporation | Governing access to third-party application programming interfaces |
| AU2018296964A1 (en) * | 2017-07-03 | 2020-02-20 | Gp Network Asia Pte. Ltd. | Processing payments |
| US10499249B1 (en) | 2017-07-11 | 2019-12-03 | Sprint Communications Company L.P. | Data link layer trust signaling in communication network |
| EP3441945A1 (en) * | 2017-08-07 | 2019-02-13 | Skidata Ag | Method for operating an access control system comprising a server, at least one access control device and at least one point-of-sale terminal for access rights for the area covered by the access control system |
| WO2019043550A1 (en) * | 2017-08-28 | 2019-03-07 | Fireid Inc | System and method of performing a financial transaction |
| US20190087823A1 (en) * | 2017-09-20 | 2019-03-21 | Mastercard International Incorporated | Cashless transaction processing methods and apparatus |
| KR101970152B1 (en) * | 2017-09-22 | 2019-04-17 | 코나아이 (주) | Multi card and payment method using it |
| CN109561406B (en) * | 2017-09-25 | 2021-07-30 | 中国移动通信有限公司研究院 | SIM card selection method, device, system, electronic equipment and medium |
| US10742662B2 (en) * | 2017-09-28 | 2020-08-11 | Apple Inc. | Non-transaction enabling data security |
| US10467559B1 (en) | 2017-09-29 | 2019-11-05 | Square, Inc. | Order fulfillment and tracking systems and methods |
| US10943311B1 (en) | 2017-09-29 | 2021-03-09 | Square, Inc. | Order fulfillment and tracking systems and methods |
| CN109660979B (en) * | 2017-10-11 | 2022-04-29 | 中国移动通信有限公司研究院 | Internet of things air card opening method and device, computing equipment and storage medium |
| CN107766070A (en) * | 2017-10-16 | 2018-03-06 | 北京锐安科技有限公司 | A kind of service card upgrade method, device, equipment and computer-readable recording medium |
| US11354426B2 (en) | 2017-11-15 | 2022-06-07 | High Sec Labs Ltd. | Cellular phone security pack method and apparatus |
| US10966092B2 (en) * | 2017-11-20 | 2021-03-30 | Ppip, Llc | Active base apparatus |
| US10516431B2 (en) | 2017-11-21 | 2019-12-24 | Mophie Inc. | Mobile device case for receiving wireless signals |
| US10410021B1 (en) | 2017-12-08 | 2019-09-10 | Square, Inc. | Transaction object reader with digital signal input/output and internal audio-based communication |
| CN107833054B (en) * | 2017-12-11 | 2019-05-28 | 飞天诚信科技股份有限公司 | A kind of bluetooth fiscard and its working method |
| US11087301B1 (en) | 2017-12-19 | 2021-08-10 | Square, Inc. | Tamper resistant device |
| US11240233B2 (en) | 2017-12-22 | 2022-02-01 | Mastercard International Incorporated | Systems and methods for provisioning biometric image templates to devices for use in user authentication |
| CN108108317B (en) * | 2017-12-29 | 2019-11-15 | 飞天诚信科技股份有限公司 | A kind of method and apparatus for realizing the multiplex roles equipment for apple mobile terminal |
| CN208061359U (en) * | 2018-02-07 | 2018-11-06 | 北京三快在线科技有限公司 | A kind of payment merchant tenninal and payment system |
| CN108446130A (en) * | 2018-03-12 | 2018-08-24 | 北京百瑞互联技术有限公司 | OTA upgrade methods |
| US10503566B2 (en) * | 2018-04-16 | 2019-12-10 | Chicago Mercantile Exchange Inc. | Conservation of electronic communications resources and computing resources via selective processing of substantially continuously updated data |
| USD905059S1 (en) | 2018-07-25 | 2020-12-15 | Square, Inc. | Card reader device |
| US10997583B1 (en) | 2018-08-31 | 2021-05-04 | Square, Inc. | Temporarily provisioning card on file payment functionality to proximate merchants |
| US10878402B1 (en) | 2018-08-31 | 2020-12-29 | Square, Inc. | Temporarily provisioning payment functionality to alternate payment instrument |
| KR20200034020A (en) | 2018-09-12 | 2020-03-31 | 삼성전자주식회사 | Electronic apparatus and control method thereof |
| KR102493561B1 (en) * | 2018-09-18 | 2023-01-31 | 삼성전자 주식회사 | Electronic device and method for controlling connection of external device thereof |
| KR20210068391A (en) | 2018-10-02 | 2021-06-09 | 캐피탈 원 서비시즈, 엘엘씨 | System and method for cryptographic authentication of contactless card |
| US10909527B2 (en) * | 2018-10-02 | 2021-02-02 | Capital One Services, Llc | Systems and methods for performing a reissue of a contactless card |
| US10331989B1 (en) * | 2018-10-05 | 2019-06-25 | Capital One Services, Llc | Multi-part transaction card |
| EP3648034A1 (en) * | 2018-10-29 | 2020-05-06 | MasterCard International Incorporated | Non-default payment application selection during emv-compliant payment transaction method |
| CN113039771A (en) * | 2018-10-31 | 2021-06-25 | 索尼公司 | Terminal housing, holding device, and information processing device |
| US11138680B1 (en) | 2018-11-21 | 2021-10-05 | Square, Inc. | Updating menus based on predicted efficiencies |
| US10915905B1 (en) | 2018-12-13 | 2021-02-09 | Square, Inc. | Batch-processing transactions in response to an event |
| USD940647S1 (en) | 2019-01-07 | 2022-01-11 | Mophie Inc. | Battery pack |
| US11049085B2 (en) | 2019-02-05 | 2021-06-29 | Freedompay, Inc. | Point of sale client integration platform |
| WO2020172134A1 (en) * | 2019-02-18 | 2020-08-27 | One Gallon, Llc | Mobile device on-line account authentication hardware and method for authentication |
| US10984416B2 (en) * | 2019-03-20 | 2021-04-20 | Capital One Services, Llc | NFC mobile currency transfer |
| US11234235B2 (en) | 2019-04-30 | 2022-01-25 | Bank Of America Corporation | Resource distribution hub generation on a mobile device |
| US11196737B2 (en) | 2019-04-30 | 2021-12-07 | Bank Of America Corporation | System for secondary authentication via contactless distribution of dynamic resources |
| US10998937B2 (en) | 2019-04-30 | 2021-05-04 | Bank Of America Corporation | Embedded tag for resource distribution |
| CN110321173B (en) * | 2019-06-18 | 2022-05-27 | 广东汇泰龙科技股份有限公司 | Method for rapidly switching wireless communication module and firmware of door lock and intelligent cloud lock |
| TWI703851B (en) * | 2019-07-30 | 2020-09-01 | 華東科技股份有限公司 | Peer device connection method |
| US11443292B2 (en) * | 2019-08-01 | 2022-09-13 | Capital One Services, Llc | Transaction card with integrated USB device |
| US11551200B1 (en) | 2019-09-18 | 2023-01-10 | Wells Fargo Bank, N.A. | Systems and methods for activating a transaction card |
| KR102192857B1 (en) * | 2019-11-25 | 2020-12-18 | 주식회사 엘지유플러스 | Method and apparatus for providing firmware through over the air |
| US11055683B1 (en) * | 2020-04-02 | 2021-07-06 | Capital One Services, Llc | Computer-based systems involving fingerprint or biometrically-activated transaction cards and methods of use thereof |
| US11210656B2 (en) * | 2020-04-13 | 2021-12-28 | Capital One Services, Llc | Determining specific terms for contactless card activation |
| US11783310B1 (en) * | 2020-06-16 | 2023-10-10 | Block, Inc. | Point-of-sale authorization |
| WO2022067095A1 (en) * | 2020-09-25 | 2022-03-31 | Rodney Yates | Incentivizing repeat transactions with merchants within a prescribed geographic area using payment processing network data |
| US11295549B1 (en) | 2020-10-01 | 2022-04-05 | Bank Of America Corporation | System for implementing contactless authentication |
| CN112232467A (en) * | 2020-10-13 | 2021-01-15 | 珠海优特物联科技有限公司 | Account switching method and multi-frequency Internet of things card |
| US11892954B2 (en) | 2020-10-29 | 2024-02-06 | Xerox Corporation | Self-adding smartcard reader system |
| US11165586B1 (en) * | 2020-10-30 | 2021-11-02 | Capital One Services, Llc | Call center web-based authentication using a contactless card |
| US11423392B1 (en) | 2020-12-01 | 2022-08-23 | Wells Fargo Bank, N.A. | Systems and methods for information verification using a contactless card |
| US20220217136A1 (en) * | 2021-01-04 | 2022-07-07 | Bank Of America Corporation | Identity verification through multisystem cooperation |
| US11606680B2 (en) * | 2021-01-27 | 2023-03-14 | Capital One Services, Llc | Method and device for discriminating one of a group of NFC transmitters |
| CN112905219A (en) * | 2021-02-07 | 2021-06-04 | 惠州Tcl移动通信有限公司 | Software updating method based on SD card, terminal and computer readable storage medium |
| US11556627B2 (en) | 2021-04-27 | 2023-01-17 | International Business Machines Corporation | Intelligent screen protector |
| US11726940B2 (en) * | 2021-08-06 | 2023-08-15 | Lear Corporation | System for communicating with removable components |
| US20230096101A1 (en) * | 2021-09-24 | 2023-03-30 | Rockwell Automation Technologies, Inc. | Option card for facilitating communication in drive applications |
| CN115187237B (en) * | 2022-07-08 | 2023-03-24 | 深圳市深圳通有限公司 | Transaction method, device, terminal equipment and medium for digital RMB hard wallet |
Family Cites Families (317)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US701031A (en) * | 1901-09-20 | 1902-05-27 | John Gilson | Grinding-machine. |
| US3713148A (en) | 1970-05-21 | 1973-01-23 | Communications Services Corp I | Transponder apparatus and system |
| US5140517A (en) | 1984-03-19 | 1992-08-18 | Omron Tateisi Electronics Co. | IC card with keyboard for prestoring transaction data |
| US4876441A (en) | 1984-03-27 | 1989-10-24 | Casio Computer Co., Ltd. | Card-like electronic apparatus |
| US4614861A (en) | 1984-11-15 | 1986-09-30 | Intellicard International, Inc. | Unitary, self-contained card verification and validation system and method |
| JPS62179994A (en) | 1986-02-04 | 1987-08-07 | カシオ計算機株式会社 | Electronic card |
| US4766293A (en) | 1986-06-26 | 1988-08-23 | Visa International Service Association | Portable financial transaction card capable of authorizing a transaction in foreign currencies |
| US5180902A (en) | 1988-04-21 | 1993-01-19 | David Schick | Self verifying transaction card with disabling capability |
| US5239166A (en) * | 1989-01-17 | 1993-08-24 | Graves Marcel A | Secure data interchange system erasing a card memory upon an invalid response |
| DE3906349A1 (en) * | 1989-03-01 | 1990-09-13 | Hartmut Hennige | METHOD AND DEVICE FOR SIMPLIFYING THE USE OF A VARIETY OF CREDIT CARDS AND THE LIKE |
| GB2241133A (en) | 1990-02-14 | 1991-08-21 | Motorola Inc | Radiotelephone having removable memory means for storing radio user validation code |
| JP3083187B2 (en) * | 1991-09-30 | 2000-09-04 | 富士通株式会社 | Key management method of electronic wallet system |
| US5272319A (en) | 1991-12-19 | 1993-12-21 | Rey Jean Yves | Memory holder for credit card or the like |
| US6553178B2 (en) * | 1992-02-07 | 2003-04-22 | Max Abecassis | Advertisement subsidized video-on-demand system |
| US6817532B2 (en) * | 1992-02-12 | 2004-11-16 | Lenscard U.S., Llc | Wallet card with built-in light |
| SE470041B (en) | 1992-10-01 | 1993-10-25 | Nordictel Ab | Digital mobile telephone system in which each subscription is assigned a subscriber number and multiple subscriber cards (SIM) |
| US5880769A (en) * | 1994-01-19 | 1999-03-09 | Smarttv Co. | Interactive smart card system for integrating the provision of remote and local services |
| US5434398A (en) | 1994-02-22 | 1995-07-18 | Haim Labenski | Magnetic smartcard |
| JP3082825B2 (en) | 1994-08-29 | 2000-08-28 | 日本電信電話株式会社 | Communication device |
| US5590038A (en) * | 1994-06-20 | 1996-12-31 | Pitroda; Satyan G. | Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions |
| EP0775409A4 (en) | 1994-08-12 | 2000-03-22 | Neosoft Ag | Nonlinear digital communications system |
| US5528222A (en) | 1994-09-09 | 1996-06-18 | International Business Machines Corporation | Radio frequency circuit and memory in thin flexible package |
| US5834747A (en) | 1994-11-04 | 1998-11-10 | Pixel Instruments | Universal credit card apparatus and method |
| US5748737A (en) * | 1994-11-14 | 1998-05-05 | Daggar; Robert N. | Multimedia electronic wallet with generic card |
| JPH08172377A (en) * | 1994-12-19 | 1996-07-02 | Mitsubishi Electric Corp | Antenna switching circuit |
| FI99071C (en) | 1995-02-15 | 1997-09-25 | Nokia Mobile Phones Ltd | Procedure for use of applications in a mobile telephone as well as a mobile telephone |
| US6771981B1 (en) | 2000-08-02 | 2004-08-03 | Nokia Mobile Phones Ltd. | Electronic device cover with embedded radio frequency (RF) transponder and methods of using same |
| FI952146A (en) * | 1995-05-04 | 1996-11-05 | Nokia Telecommunications Oy | Checking the eligibility of a subscriber device |
| US6347218B1 (en) | 1996-02-28 | 2002-02-12 | Nokia Mobile Phones Limited | Electronic device with housing supplement |
| TW373374B (en) | 1996-04-25 | 1999-11-01 | Daishin Frame Inc | Method and apparatus for managing subscription of commercial articles |
| US5734154A (en) * | 1996-09-03 | 1998-03-31 | Motorola, Inc. | Smart card with Iintegrated reader and visual image display |
| US6032859A (en) * | 1996-09-18 | 2000-03-07 | New View Technologies, Inc. | Method for processing debit purchase transactions using a counter-top terminal system |
| JPH10143570A (en) * | 1996-11-15 | 1998-05-29 | Susumu Miyake | Electronic transfer method for individual information of credit card, and miniature ic card, adapter card, terminal adapter, slip issuing machine and portable terminal therefor |
| US8225089B2 (en) | 1996-12-04 | 2012-07-17 | Otomaku Properties Ltd., L.L.C. | Electronic transaction systems utilizing a PEAD and a private key |
| IL119943A (en) * | 1996-12-31 | 2000-11-21 | On Track Innovations Ltd | Contact/contactless data transaction card |
| US5768370A (en) * | 1997-01-08 | 1998-06-16 | Nokia Mobile Phones, Ltd. | User changeable cosmetic phone interface |
| ATE281680T1 (en) | 1997-03-24 | 2004-11-15 | Visa Int Service Ass | SYSTEM AND METHOD FOR A MULTIPURPOSE CHIP CARD WHICH ALLOWS SUBSEQUENT STORAGE OF AN APPLICATION ON THIS CARD |
| US6999936B2 (en) * | 1997-05-06 | 2006-02-14 | Sehr Richard P | Electronic ticketing system and methods utilizing multi-service visitor cards |
| US6144948A (en) * | 1997-06-23 | 2000-11-07 | Walker Digital, Llc | Instant credit card marketing system for reservations for future services |
| US6073856A (en) * | 1997-09-05 | 2000-06-13 | Dai Nippon Printing Co., Ltd. | Noncontact IC device |
| US6073840A (en) | 1997-09-26 | 2000-06-13 | Gilbarco Inc. | Fuel dispensing and retail system providing for transponder prepayment |
| WO1999034314A1 (en) | 1997-12-30 | 1999-07-08 | Pitroda Satyan G | Universal electronic communications card |
| US6098053A (en) * | 1998-01-28 | 2000-08-01 | Citibank, N.A. | System and method for performing an electronic financial transaction |
| FR2775810B1 (en) | 1998-03-09 | 2000-04-28 | Gemplus Card Int | NON-CONTACT CARD MANUFACTURING PROCESS |
| DE19845065A1 (en) | 1998-05-15 | 1999-11-25 | Siemens Ag | Contactless data transmission arrangement |
| US6297789B2 (en) * | 1998-07-09 | 2001-10-02 | Tyco Electronics Corporation | Integrated circuit card with liquid crystal display for viewing at least a portion of the information stored in the card |
| GB9824420D0 (en) | 1998-11-07 | 1998-12-30 | Ncr Int Inc | Smart card and method of operating the smart card |
| US6829711B1 (en) * | 1999-01-26 | 2004-12-07 | International Business Machines Corporation | Personal website for electronic commerce on a smart java card with multiple security check points |
| US7083095B2 (en) * | 1999-02-18 | 2006-08-01 | Colin Hendrick | System for automatic connection to a network |
| US6434403B1 (en) * | 1999-02-19 | 2002-08-13 | Bodycom, Inc. | Personal digital assistant with wireless telephone |
| FI114434B (en) * | 1999-05-11 | 2004-10-15 | Nokia Corp | communication equipment |
| FR2794595B1 (en) * | 1999-06-03 | 2002-03-15 | Gemplus Card Int | PRE-CHECKING A PROGRAM IN AN ADDITIONAL CHIP CARD OF A TERMINAL |
| US6484259B1 (en) | 1999-07-23 | 2002-11-19 | Microsoft Corporation | Methods and arrangements for mapping widely disparate portable tokens to a static machine concentric cryptographic environment |
| US7093767B2 (en) | 1999-09-07 | 2006-08-22 | American Express Travel Related Services Company, Inc. | System and method for manufacturing a punch-out RFID transaction device |
| SE516510C2 (en) | 1999-09-21 | 2002-01-22 | Ericsson Telefon Ab L M | Portable communication device with first and second user interfaces, as well as an accessory device comprising a keypad and display for a portable radio telephone |
| US6853987B1 (en) | 1999-10-27 | 2005-02-08 | Zixit Corporation | Centralized authorization and fraud-prevention system for network-based transactions |
| JP2001167231A (en) | 1999-12-07 | 2001-06-22 | Hitachi Ltd | Terminal for ic card |
| JP2001167241A (en) | 1999-12-10 | 2001-06-22 | Fujitsu Ltd | Non-contact ic card and producing method therefor |
| AUPQ487399A0 (en) | 1999-12-24 | 2000-02-03 | Vfj Technology Pty Limited | Method and system for secure contactless card applications |
| JP2001297278A (en) * | 1999-12-28 | 2001-10-26 | Future System Consulting Corp | Customer portable device and trader portable device used to clear up transaction |
| JP4053704B2 (en) * | 2000-01-05 | 2008-02-27 | 株式会社東芝 | IC card with built-in wireless interface function, antenna module, information processing device |
| US7268668B2 (en) | 2003-05-09 | 2007-09-11 | American Express Travel Related Services Company, Inc. | Systems and methods for managing multiple accounts on a RF transaction instrument |
| US6171138B1 (en) * | 2000-01-28 | 2001-01-09 | Motorola, Inc. | Electrical connector for removable components |
| JP2001216567A (en) * | 2000-02-01 | 2001-08-10 | Leben Co Ltd | Method for settling price of purchased merchandise by portable telephone |
| JP2001236324A (en) * | 2000-02-24 | 2001-08-31 | Fujitsu Ltd | Portable electronic device with individual authenticating function by biometric information |
| US6407914B1 (en) | 2000-04-11 | 2002-06-18 | Hewlett-Packard Company | Docking system for portable computer |
| CA2305249A1 (en) * | 2000-04-14 | 2001-10-14 | Branko Sarcanin | Virtual safe |
| US6891811B1 (en) * | 2000-04-18 | 2005-05-10 | Telecommunication Systems Inc. | Short messaging service center mobile-originated to HTTP internet communications |
| WO2001082031A2 (en) | 2000-04-26 | 2001-11-01 | Portable Internet Inc. | Portable internet services |
| US7054660B2 (en) * | 2000-05-04 | 2006-05-30 | Paperless Interactive Newspaper, Llc | Multimedia broadcasting, broadcast services for cell phone and other users and modified SIM card and related means for enabling such broadcast reception |
| DE60141964D1 (en) * | 2000-06-29 | 2010-06-10 | Mount Sinai Hospital Corp | LUMBAR |
| WO2002005095A1 (en) | 2000-07-07 | 2002-01-17 | Fujitsu Limited | Ic card |
| KR20030029645A (en) | 2000-08-02 | 2003-04-14 | 노키아 모빌 폰즈 리미티드 | Electronic device cover with embedded radio frequency(RF) transponder and methods of using same |
| DE10042946A1 (en) * | 2000-08-31 | 2002-03-14 | Siemens Ag | cover |
| US20020065902A1 (en) * | 2000-09-05 | 2002-05-30 | Janik Craig M. | Webpad and method for using the same |
| JP4530509B2 (en) * | 2000-09-19 | 2010-08-25 | 京セラ株式会社 | Checkout system for stores |
| US6625425B1 (en) | 2000-09-22 | 2003-09-23 | Motorola, Inc. | Latching assembly for a module cover of a wireless communication device |
| US7133659B2 (en) * | 2000-09-29 | 2006-11-07 | Nokia Mobile Phones Limited | Methods of operating a reservation system using electronic device cover with embedded transponder |
| US7774231B2 (en) | 2000-09-29 | 2010-08-10 | Nokia Corporation | Electronic payment methods for a mobile device |
| US6634564B2 (en) | 2000-10-24 | 2003-10-21 | Dai Nippon Printing Co., Ltd. | Contact/noncontact type data carrier module |
| TW529862U (en) * | 2000-11-06 | 2003-04-21 | Ohfish Communications Inc | Wireless digital communication transceiver |
| SE518059C2 (en) * | 2000-12-22 | 2002-08-20 | Payment Security Sweden Ab | Procedure for increasing security when paying by credit and debit card |
| JP2002281081A (en) * | 2001-01-10 | 2002-09-27 | Sega Corp | Data distributing device, data distributing method, data receiving device, and data receiving method |
| US6999804B2 (en) | 2001-01-22 | 2006-02-14 | Wildseed, Ltd. | Interchangeable covering additions to a mobile communication device for display and key reorientation |
| US20030186729A1 (en) | 2001-05-17 | 2003-10-02 | Engstrom G. Eric | Personalizing electronic device and smart covering |
| US20020116330A1 (en) * | 2001-02-21 | 2002-08-22 | Hed Aharon Zeev | Wireless communicating credit card |
| JP4649766B2 (en) | 2001-05-02 | 2011-03-16 | ソニー株式会社 | Expansion module |
| US6920338B2 (en) | 2001-05-17 | 2005-07-19 | Wildseed, Ltd. | Adding I/O ports to mobile device via smart interchangeable cover |
| US7253840B2 (en) * | 2001-06-11 | 2007-08-07 | Fujifilm Corporation | Cradle for digital camera |
| US8520840B2 (en) * | 2001-06-13 | 2013-08-27 | Echoworx Corporation | System, method and computer product for PKI (public key infrastructure) enabled data transactions in wireless devices connected to the internet |
| JP3082825U (en) * | 2001-06-20 | 2002-01-11 | 劉 國勝 | Wireless transmission CMOS image sensor scanner |
| US6745944B2 (en) * | 2001-06-20 | 2004-06-08 | Capital One Financial Corporation | System and method for identifying applications loaded in a smart card |
| US7493288B2 (en) * | 2001-07-10 | 2009-02-17 | Xatra Fund Mx, Llc | RF payment via a mobile device |
| US7827106B2 (en) * | 2001-07-10 | 2010-11-02 | American Express Travel Related Services Company, Inc. | System and method for manufacturing a punch-out RFID transaction device |
| US7228155B2 (en) * | 2001-07-10 | 2007-06-05 | American Express Travel Related Services Company, Inc. | System and method for remotely initializing a RF transaction |
| US7224797B2 (en) * | 2001-08-17 | 2007-05-29 | Koninklijke Philips Electronics N.V. | System and method for hybrid conditional access for receivers of encrypted transmissions |
| US7176506B2 (en) | 2001-08-28 | 2007-02-13 | Tessera, Inc. | High frequency chip packages with connecting elements |
| US7114078B2 (en) * | 2001-08-31 | 2006-09-26 | Qualcomm Incorporated | Method and apparatus for storage of usernames, passwords and associated network addresses in portable memory |
| US20030046365A1 (en) * | 2001-09-04 | 2003-03-06 | Schlumberger Technology Corporation | System and method for caching content |
| US6607127B2 (en) * | 2001-09-18 | 2003-08-19 | Jacob Y. Wong | Magnetic stripe bridge |
| US7120473B1 (en) | 2001-10-14 | 2006-10-10 | Palm, Inc. | Method and apparatus for controlling a mobile device by using a pivoting input switch |
| US20030085288A1 (en) * | 2001-11-06 | 2003-05-08 | Luu Deniel V.H. | Contactless SIM card carrier with detachable antenna and carrier therefore |
| US20030100338A1 (en) * | 2001-11-28 | 2003-05-29 | Peter Lee | Personal digital assistant cover with an integrated keypad |
| FR2834154B1 (en) | 2001-12-21 | 2005-03-11 | Oberthur Card Syst Sa | ELECTRONIC UNIT INCLUDING CRYPTOGRAPHIC MEANS CAPABLE OF PROCESSING HIGH-SPEED INFORMATION |
| US7752135B2 (en) * | 2002-01-16 | 2010-07-06 | International Business Machines Corporation | Credit authorization system and method |
| US7421269B2 (en) | 2002-03-01 | 2008-09-02 | Nokia Corporation | Functional cover for use with a wireless terminal |
| JP4083447B2 (en) | 2002-03-07 | 2008-04-30 | トヨタ自動車株式会社 | Nickel hydroxide for producing lithium nickelate, method for producing the same, lithium nickelate and secondary battery |
| US20030172028A1 (en) | 2002-03-07 | 2003-09-11 | International Business Machines Corporation | Authorization of payment for a commercial transaction via a bluetooth enabled device |
| US20050182710A1 (en) | 2002-03-13 | 2005-08-18 | Beamtrust A/S | Method of processing an electronic payment cheque |
| CN1610918A (en) | 2002-03-20 | 2005-04-27 | 松下电器产业株式会社 | Mobile settlement system and device |
| US7584493B2 (en) | 2002-04-29 | 2009-09-01 | The Boeing Company | Receiver card technology for a broadcast subscription video service |
| US6820177B2 (en) * | 2002-06-12 | 2004-11-16 | Intel Corporation | Protected configuration space in a protected environment |
| US7920827B2 (en) | 2002-06-26 | 2011-04-05 | Nokia Corporation | Apparatus and method for facilitating physical browsing on wireless devices using radio frequency identification |
| US20040127256A1 (en) * | 2002-07-30 | 2004-07-01 | Scott Goldthwaite | Mobile device equipped with a contactless smart card reader/writer |
| US6763990B2 (en) * | 2002-07-30 | 2004-07-20 | Yun-Chung Lee | Rotary cover head of nail gun |
| US6980777B2 (en) | 2002-07-31 | 2005-12-27 | Nokia Corporation | Smart pouch cover for mobile device |
| US7822688B2 (en) | 2002-08-08 | 2010-10-26 | Fujitsu Limited | Wireless wallet |
| US7606560B2 (en) | 2002-08-08 | 2009-10-20 | Fujitsu Limited | Authentication services using mobile device |
| US7349871B2 (en) * | 2002-08-08 | 2008-03-25 | Fujitsu Limited | Methods for purchasing of goods and services |
| US6693586B1 (en) | 2002-08-10 | 2004-02-17 | Garmin Ltd. | Navigation apparatus for coupling with an expansion slot of a portable, handheld computing device |
| DE60238002D1 (en) | 2002-08-12 | 2010-11-25 | Infotrust Inc | BATTERY SET WITH INTERFACE FOR TWO DIFFERENT CHIP CARDS |
| DE60326598D1 (en) * | 2002-08-26 | 2009-04-23 | Dainippon Printing Co Ltd | SIM, IC MODULE AND IC CARD |
| US8140569B2 (en) * | 2003-05-29 | 2012-03-20 | Microsoft Corporation | Dependency network based model (or pattern) |
| US7149977B2 (en) * | 2002-08-28 | 2006-12-12 | Microsoft Corporation | Virtual calling card system and method |
| US20040064612A1 (en) * | 2002-09-26 | 2004-04-01 | Sandisk Corporation | Method and system for using a memory card protocol inside a bus protocol |
| US7765162B2 (en) * | 2002-10-07 | 2010-07-27 | Mastercard International Incorporated | Method and system for conducting off-line and on-line pre-authorized payment transactions |
| JP4236440B2 (en) * | 2002-10-09 | 2009-03-11 | 株式会社ルネサステクノロジ | IC card |
| US20040083275A1 (en) * | 2002-10-11 | 2004-04-29 | John Strisower | Method, business processes and apparatus for remote data, image and video collection, transmission and distribution using cellular electronic serial number enabled devices |
| FR2847089B1 (en) | 2002-11-12 | 2005-02-04 | Inside Technologies | TUNABLE ANTENNA CIRCUIT, IN PARTICULAR FOR NON-CONTACT INTEGRATED CIRCUIT READER |
| US20040098312A1 (en) | 2002-11-19 | 2004-05-20 | American Express Travel Related Service Co., Inc. | System and method for facilitating interaction between consumer and merchant |
| KR100578148B1 (en) * | 2002-12-07 | 2006-05-10 | 주식회사 헬스피아 | mobile phone with integrated IC card settlement feature |
| WO2004056076A1 (en) * | 2002-12-18 | 2004-07-01 | Mitsubishi Denki Kabushiki Kaisha | Mobile communication terminal |
| US7588184B2 (en) * | 2003-01-03 | 2009-09-15 | American Express Travel Related Services Company, Inc. | Metal-containing transaction card and method of making the same |
| JP4322021B2 (en) * | 2003-02-06 | 2009-08-26 | 株式会社ルネサステクノロジ | Memory card |
| AU2004215827A1 (en) | 2003-02-25 | 2004-09-10 | Dai Nippon Printing Co., Ltd. | SIM reader/writer and mobile phone |
| JP2004295271A (en) * | 2003-03-26 | 2004-10-21 | Renesas Technology Corp | Card and pass code generator |
| JP4554598B2 (en) * | 2003-03-27 | 2010-09-29 | サンディスク アイエル リミテッド | A data storage device that is fully accessible by all users |
| JP2004304294A (en) * | 2003-03-28 | 2004-10-28 | Sharp Corp | Mobile terminal and system with personal authentication function |
| WO2004088791A1 (en) | 2003-03-28 | 2004-10-14 | Fujitsu Limited | Radio apparatus |
| DE10317394A1 (en) | 2003-04-15 | 2004-11-04 | Power Data Communications Co., Ltd., Banchiau | Radio transmission memory card for handset mounted with flash memory card, has memory card controller, flash controller, radio control circuit and radio frequency interface in controller chip, built in flash memory card |
| US7827077B2 (en) | 2003-05-02 | 2010-11-02 | Visa U.S.A. Inc. | Method and apparatus for management of electronic receipts on portable devices |
| US7609946B2 (en) | 2003-05-15 | 2009-10-27 | Audiovox Corporation | Portable video system |
| WO2004105359A2 (en) | 2003-05-19 | 2004-12-02 | Einar Rosenberg | An apparatus and method for increased security of wireless transactions |
| US7269732B2 (en) * | 2003-06-05 | 2007-09-11 | Sap Aktiengesellschaft | Securing access to an application service based on a proximity token |
| CN1788481B (en) | 2003-06-12 | 2010-04-21 | 诺基亚有限公司 | Mobile communication device cover and method for its operation |
| JP2005010964A (en) * | 2003-06-18 | 2005-01-13 | Dainippon Printing Co Ltd | Settlement system using mobile communication terminal |
| WO2004114696A1 (en) * | 2003-06-24 | 2004-12-29 | Lg Telecom, Ltd. | System for providing banking services by use of mobile communication system |
| US7184146B2 (en) * | 2003-06-24 | 2007-02-27 | Cardinal Ig Company | Methods and apparatus for evaluating insulating glass units |
| KR101010789B1 (en) * | 2003-07-03 | 2011-01-25 | 르네사스 일렉트로닉스 가부시키가이샤 | Multi-function card device |
| JP3993142B2 (en) * | 2003-07-04 | 2007-10-17 | アルゼ株式会社 | Mahjong game system and mahjong ranking display method |
| US20050216639A1 (en) | 2003-07-24 | 2005-09-29 | Craig Sparer | Mobile memory device with integrated applications and online services |
| EP1503352A1 (en) * | 2003-07-31 | 2005-02-02 | Matsushita Electric Industrial Co., Ltd. | Portable device, IC module, IC card, and method for using services |
| FR2858866B1 (en) * | 2003-08-14 | 2005-12-02 | Datacard Inc | ADAPTER ELEMENT FOR PROGRAMMABLE ELECTRONIC SUPPORTS AND USE IN A UNIVERSAL PERSONALIZATION MACHINE |
| US9811603B2 (en) * | 2003-09-03 | 2017-11-07 | International Business Machines Corporation | Transport and administration model for offline browsing |
| US7509487B2 (en) | 2003-09-29 | 2009-03-24 | Gemalto Inc. | Secure networking using a resource-constrained device |
| US7873353B2 (en) * | 2003-09-30 | 2011-01-18 | Ianywhere Solutions, Inc. | Method and system for accessing applications and data, and for tracking of key indicators on mobile handheld devices |
| US20060008256A1 (en) * | 2003-10-01 | 2006-01-12 | Khedouri Robert K | Audio visual player apparatus and system and method of content distribution using the same |
| US20130097302A9 (en) | 2003-10-01 | 2013-04-18 | Robert Khedouri | Audio visual player apparatus and system and method of content distribution using the same |
| KR100524988B1 (en) * | 2003-10-02 | 2005-10-31 | 삼성전자주식회사 | Multimedia card apparatus capable of interfacing USB host and interfacing method of the same |
| US7366304B2 (en) | 2003-10-07 | 2008-04-29 | Lenovo (Singapore) Pte. Ltd. | Cruable U-NII wireless radio with secure, integral antenna connection via SM BIOS in U-NII wireless ready device |
| CA2543612A1 (en) | 2003-10-28 | 2005-05-06 | Wheel For Life Llc | Advanced gestational wheel calculator |
| CA2544024C (en) | 2003-11-02 | 2013-04-02 | Yossy Sela | Mobile telephone gateway apparatus, communication system, and gateway operating system |
| US20050114780A1 (en) | 2003-11-12 | 2005-05-26 | Shlomo Turgeman | Adapter card for television reception |
| FR2862409B1 (en) | 2003-11-17 | 2006-04-14 | Datacard Inc | ADAPTER ELEMENT FOR PROGRAMMABLE ELECTRONIC SUPPORTS |
| US7213766B2 (en) * | 2003-11-17 | 2007-05-08 | Dpd Patent Trust Ltd | Multi-interface compact personal token apparatus and methods of use |
| US7597250B2 (en) | 2003-11-17 | 2009-10-06 | Dpd Patent Trust Ltd. | RFID reader with multiple interfaces |
| US7762470B2 (en) | 2003-11-17 | 2010-07-27 | Dpd Patent Trust Ltd. | RFID token with multiple interface controller |
| US20050119936A1 (en) * | 2003-12-02 | 2005-06-02 | Robert Buchanan | Sponsored media content |
| JP2005165750A (en) * | 2003-12-03 | 2005-06-23 | Ricoh Co Ltd | Web server function-borne built-in device |
| US7209995B2 (en) * | 2003-12-09 | 2007-04-24 | Sandisk Corporation | Efficient connection between modules of removable electronic circuit cards |
| FR2864297B1 (en) | 2003-12-17 | 2006-04-14 | Gemplus Card Int | FULLY SIMULTANEOUS INFORMATION OF STATUS VARIATIONS FOR A DUAL INTERFACE OBJECT |
| US20060287964A1 (en) | 2003-12-17 | 2006-12-21 | Brown Kerry D | Contact/contactless and magnetic-stripe data collaboration in a payment card |
| US7272782B2 (en) * | 2003-12-19 | 2007-09-18 | Backweb Technologies, Inc. | System and method for providing offline web application, page, and form access in a networked environment |
| JP2005198205A (en) * | 2004-01-09 | 2005-07-21 | Sony Corp | Information processing system |
| US7305260B2 (en) | 2004-01-30 | 2007-12-04 | Nokia Corporation | Function specific interchangeable cover piece for a mobile communication device |
| EP1560172A1 (en) | 2004-02-02 | 2005-08-03 | Matsushita Electric Industrial Co., Ltd. | Secure device and mobile terminal which carry out data exchange between card applications |
| WO2005086407A1 (en) | 2004-02-27 | 2005-09-15 | Koninklijke Philips Electronics N.V. | Reset circuit, data carrier and communication device |
| CN2696219Y (en) * | 2004-03-22 | 2005-04-27 | 联想(北京)有限公司 | Network telephone terminal |
| KR100596410B1 (en) * | 2004-11-04 | 2006-07-03 | 한국전자통신연구원 | SD memory card for extension of function |
| US7152801B2 (en) | 2004-04-16 | 2006-12-26 | Sandisk Corporation | Memory cards having two standard sets of contacts |
| US7604176B2 (en) | 2004-05-20 | 2009-10-20 | American Express Travel Related Services Company, Inc. | Radio frequency fobs and methods of using the same |
| US20050269401A1 (en) | 2004-06-03 | 2005-12-08 | Tyfone, Inc. | System and method for securing financial transactions |
| WO2005119607A2 (en) | 2004-06-03 | 2005-12-15 | Tyfone, Inc. | System and method for securing financial transactions |
| DE102004031092A1 (en) * | 2004-06-28 | 2006-01-12 | Giesecke & Devrient Gmbh | transponder unit |
| US20050286212A1 (en) | 2004-06-29 | 2005-12-29 | Cyril Brignone | Appliance cover method and system |
| AU2005274949A1 (en) * | 2004-07-15 | 2006-02-23 | Mastercard International Incorporated | Payment card signal characterization methods and circuits |
| US7012572B1 (en) * | 2004-07-16 | 2006-03-14 | Hrl Laboratories, Llc | Integrated ultra wideband element card for array antennas |
| US7476105B2 (en) * | 2004-08-06 | 2009-01-13 | Super Talent Electronics, Inc. | Super-digital (SD) flash card with asymmetric circuit board and mechanical switch |
| EP1626349A1 (en) | 2004-08-10 | 2006-02-15 | Axalto SA | User interface for smart card applications |
| JP4781033B2 (en) | 2004-08-10 | 2011-09-28 | キヤノン株式会社 | Authentication system, processing method, program, and recording medium |
| JP2006086703A (en) * | 2004-09-15 | 2006-03-30 | Toshiba Corp | Access controller, program and remote actuating method of terminal |
| US20060089123A1 (en) * | 2004-10-22 | 2006-04-27 | Frank Edward H | Use of information on smartcards for authentication and encryption |
| US7097108B2 (en) | 2004-10-28 | 2006-08-29 | Bellsouth Intellectual Property Corporation | Multiple function electronic cards |
| US7124937B2 (en) * | 2005-01-21 | 2006-10-24 | Visa U.S.A. Inc. | Wireless payment methods and systems |
| US8700729B2 (en) * | 2005-01-21 | 2014-04-15 | Robin Dua | Method and apparatus for managing credentials through a wireless network |
| WO2006086232A2 (en) | 2005-02-07 | 2006-08-17 | Sandisk Corporation | Secure memory card with life cycle phases |
| US20060192653A1 (en) | 2005-02-18 | 2006-08-31 | Paul Atkinson | Device and method for selectively controlling the utility of an integrated circuit device |
| US7581678B2 (en) | 2005-02-22 | 2009-09-01 | Tyfone, Inc. | Electronic transaction card |
| PL3291156T3 (en) | 2005-03-07 | 2019-06-28 | Nokia Technologies Oy | Method and mobile terminal device including smartcard module and near field communications means |
| JP2006260168A (en) * | 2005-03-17 | 2006-09-28 | Oki Electric Ind Co Ltd | Automatic transaction device, pos terminal, automatic transaction system, and ic card and mobile phone used for same |
| US7128274B2 (en) | 2005-03-24 | 2006-10-31 | International Business Machines Corporation | Secure credit card with near field communications |
| US20060226217A1 (en) | 2005-04-07 | 2006-10-12 | Tyfone, Inc. | Sleeve for electronic transaction card |
| US7726566B2 (en) | 2005-04-15 | 2010-06-01 | Research In Motion Limited | Controlling connectivity of a wireless smart card reader |
| JP2006309489A (en) * | 2005-04-28 | 2006-11-09 | Nec Corp | System, server and terminal for settlement, value management unit, mobile communication terminal, settlement method and program |
| US7793851B2 (en) | 2005-05-09 | 2010-09-14 | Dynamics Inc. | Dynamic credit card with magnetic stripe and embedded encoder and methods for using the same to provide a copy-proof credit card |
| JP2006318217A (en) | 2005-05-12 | 2006-11-24 | Matsushita Electric Works Ltd | Adapter for memory card |
| JP2006322186A (en) | 2005-05-18 | 2006-11-30 | Jiro Irisawa | Device of measures against robbery |
| FR2886467B1 (en) * | 2005-05-25 | 2010-10-22 | Oberthur Card Syst Sa | ELECTRONIC ENTITY WITH MAGNETIC ANTENNA |
| US8120716B2 (en) * | 2005-06-16 | 2012-02-21 | Audiovox Corporation | Vehicle entertainment system including monitor for rear view enhancement |
| US20060287004A1 (en) | 2005-06-17 | 2006-12-21 | Fuqua Walter B | SIM card cash transactions |
| US7657255B2 (en) * | 2005-06-23 | 2010-02-02 | Microsoft Corporation | Provisioning of wireless connectivity for devices using NFC |
| JP2007004522A (en) * | 2005-06-24 | 2007-01-11 | Renesas Technology Corp | Storage device |
| US7422609B2 (en) * | 2005-06-29 | 2008-09-09 | Oreal | Double para-phenylenediamines joined by an aromatic group for dyeing keratin fibers |
| US7471200B2 (en) | 2005-06-30 | 2008-12-30 | Nokia Corporation | RFID optimized capability negotiation |
| US7743409B2 (en) * | 2005-07-08 | 2010-06-22 | Sandisk Corporation | Methods used in a mass storage device with automated credentials loading |
| US7374082B2 (en) | 2005-07-13 | 2008-05-20 | Mastercard International Incorporated | Apparatus and method for integrated payment and electronic merchandise transfer |
| US8477940B2 (en) | 2005-07-15 | 2013-07-02 | Tyfone, Inc. | Symmetric cryptography with user authentication |
| US7805615B2 (en) * | 2005-07-15 | 2010-09-28 | Tyfone, Inc. | Asymmetric cryptography with user authentication |
| US8189788B2 (en) | 2005-07-15 | 2012-05-29 | Tyfone, Inc. | Hybrid symmetric/asymmetric cryptography with user authentication |
| TW200713076A (en) | 2005-07-18 | 2007-04-01 | Tyfone Inc | Electronic stripe cards |
| KR20080038418A (en) | 2005-08-18 | 2008-05-06 | 아이비아이 스마트 테크놀로지스 인코포레이티드 | Biometric identity verification system and method |
| US7697942B2 (en) * | 2005-09-02 | 2010-04-13 | Stevens Gilman R | Location based rules architecture systems and methods |
| US7997476B2 (en) | 2005-09-15 | 2011-08-16 | Capital One Financial Corporation | Wireless devices for storing a financial account card and methods for storing card data in a wireless device |
| US20070168260A1 (en) * | 2005-09-30 | 2007-07-19 | Mastercard International Incorporated | Payment apparatus and method |
| JP4517998B2 (en) | 2005-10-07 | 2010-08-04 | パナソニック電工株式会社 | Memory card socket |
| EP1773059A1 (en) | 2005-10-10 | 2007-04-11 | Axalto SA | Data streaming method for portable tamper-proof devices |
| US8010621B2 (en) | 2005-10-11 | 2011-08-30 | Nokia Corporation | Offline webpage activated by reading a tag |
| JP2007116375A (en) | 2005-10-19 | 2007-05-10 | Matsushita Electric Ind Co Ltd | Portable telephone |
| US8533350B2 (en) | 2005-11-01 | 2013-09-10 | Ravenwhite Inc. | Method and apparatus for storing information in a browser storage area of a client device |
| US20070099592A1 (en) * | 2005-11-02 | 2007-05-03 | Timothy Thome | Portable communication device and system with interchangeable accessory modules |
| FR2893161B1 (en) | 2005-11-04 | 2009-01-23 | Oberthur Card Syst Sa | ELECTRONIC MICROCIRCUIT DOCUMENT WITHOUT CONTACT AND PROXIMITY SENSOR. |
| EP1783997A1 (en) * | 2005-11-07 | 2007-05-09 | Axalto S.A. | Remote activation of a user account in a telecommunication network |
| FR2893163B1 (en) | 2005-11-08 | 2008-02-01 | Oberthur Card Syst Sa | METHOD FOR MANUFACTURING A MICROCIRCUIT CARD AND A MICROCIRCUIT CARD, IN PARTICULAR A MAGNETIC ANTENNA. |
| US20070113260A1 (en) * | 2005-11-16 | 2007-05-17 | Phison Electronics Corp. | [storage media with receiving digital television signal function] |
| US20070145152A1 (en) * | 2005-12-28 | 2007-06-28 | Fabrice Jogand-Coulomb | Nested memory system with near field communications capability |
| US20070145135A1 (en) * | 2005-12-28 | 2007-06-28 | Fabrice Jogand-Coulomb | Methods used in a nested memory system with near field communications capability |
| US7641111B2 (en) * | 2005-12-29 | 2010-01-05 | Research In Motion Limited | Method and apparatus for contactless payment authentication |
| KR100681929B1 (en) * | 2005-12-30 | 2007-02-12 | (주)한창시스템 | External device for mobile communication terminal and near field communication method using the same |
| US20070156436A1 (en) * | 2005-12-31 | 2007-07-05 | Michelle Fisher | Method And Apparatus For Completing A Transaction Using A Wireless Mobile Communication Channel And Another Communication Channel |
| US8019365B2 (en) | 2005-12-31 | 2011-09-13 | Michelle Fisher | Conducting a payment using a secure element and SMS |
| US8190087B2 (en) * | 2005-12-31 | 2012-05-29 | Blaze Mobile, Inc. | Scheduling and paying for a banking transaction using an NFC enabled mobile communication device |
| US8949146B2 (en) * | 2005-12-31 | 2015-02-03 | Michelle Fisher | Method for purchasing tickets using a mobile communication device |
| US8275312B2 (en) | 2005-12-31 | 2012-09-25 | Blaze Mobile, Inc. | Induction triggered transactions using an external NFC device |
| WO2007088898A1 (en) | 2006-01-31 | 2007-08-09 | Orient Instrument Computer Co., Ltd. | Noncontact ic medium, noncontact ic card, electronic device, electronic device cover, and noncontact ic medium reader/writer |
| DE202006001692U1 (en) | 2006-02-01 | 2006-05-11 | STÜRMER Werksvertretungen Maschinengroßhandel GmbH | Workbench has cabinet on upper part of which worktop is provided and worktop is placed over pivotable-sliding mechanism which is held over cabinet in vertical transport position |
| DE202006001690U1 (en) | 2006-02-01 | 2006-04-27 | Terratec Electronic Gmbh | Audio/video signal receiving device e.g. TV receiver, for e.g. digital video broadcasting satellite system, has common interface provided for conditional access module, where device is designed as pin or card or USB-stick or express card |
| US7971778B2 (en) | 2006-02-22 | 2011-07-05 | Alan Kissick | Transaction data capture system and method therefor |
| US20070206743A1 (en) * | 2006-02-23 | 2007-09-06 | Industrial Technology Research Institute | System and method for facilitating transaction over a communication network |
| CA2647636A1 (en) | 2006-03-30 | 2008-03-06 | Obopay Inc. | Mobile person-to-person payment system |
| US7344072B2 (en) * | 2006-04-27 | 2008-03-18 | Sandisk Corporation | Credit card sized USB flash drive |
| JP2007317170A (en) | 2006-04-28 | 2007-12-06 | Renesas Technology Corp | Ic module and cellular phone |
| US7907896B2 (en) | 2006-04-28 | 2011-03-15 | Motorola Mobility, Inc. | Mobile commerce method and device |
| FR2900750B1 (en) | 2006-05-02 | 2008-11-28 | Oberthur Card Syst Sa | PORTABLE ELECTRONIC ENTITY CAPABLE OF RECEIVING A DIFFUSE MULTIMEDIA DATA STREAM. |
| US8467792B2 (en) | 2006-06-27 | 2013-06-18 | Qualcomm Incorporated | Method and apparatus for maintaining call continuity in wireless communication |
| FI20065861A0 (en) * | 2006-06-30 | 2006-12-28 | Nokia Corp | Passive gain of signals |
| KR101068380B1 (en) | 2006-07-05 | 2011-09-28 | 제말토 에스에이 | A multi-function peripheral device, corresponding method and electronic system having a peripheral and a host communicating via a single interface |
| TWI299556B (en) * | 2006-07-07 | 2008-08-01 | Holtek Semiconductor Inc | Spiral inductor with high quality factor of integrated circuit |
| US7775442B2 (en) * | 2006-07-12 | 2010-08-17 | Nokia Corporation | Method for accessing after-operation information of secure element applications |
| US20080032758A1 (en) * | 2006-08-02 | 2008-02-07 | Ramin Rostami | Handheld device protective case |
| US7857202B2 (en) | 2006-08-11 | 2010-12-28 | Mastercard International, Inc. | Method and apparatus for a contactless smartcard incorporating a pressure sensitive switch |
| US20080077950A1 (en) | 2006-08-25 | 2008-03-27 | Sbc Knowledge Ventures, Lp | System and method for billing for video content |
| WO2008030397A2 (en) * | 2006-09-05 | 2008-03-13 | Mobibucks, Inc. | Payment systems and methods |
| PL2067115T3 (en) * | 2006-09-11 | 2011-05-31 | Gemalto Sa | Method and system for optimized reading of a radio frequency communication transponder with the aid of a passive resonant circuit |
| US8322624B2 (en) | 2007-04-10 | 2012-12-04 | Feinics Amatech Teoranta | Smart card with switchable matching antenna |
| US7802719B2 (en) | 2006-09-29 | 2010-09-28 | Sony Ericsson Mobile Communications Ab | System and method for presenting multiple transaction options in a portable device |
| US8887235B2 (en) * | 2006-10-17 | 2014-11-11 | Mavenir Systems, Inc. | Authentication interworking |
| JP2008108977A (en) * | 2006-10-26 | 2008-05-08 | Renesas Technology Corp | Nonvolatile semiconductor memory, and manufacturing method thereof |
| US7814234B2 (en) * | 2006-10-30 | 2010-10-12 | Microsoft Corporation | Offline execution of web based applications |
| US20080099559A1 (en) * | 2006-10-31 | 2008-05-01 | Macronix International Co., Ltd. | Dual Interface SIM Card Adapter with Detachable Antenna |
| FR2908202B1 (en) | 2006-11-07 | 2009-03-13 | Oberthur Card Syst Sa | METHOD AND DEVICE FOR CUSTOMIZING A PORTABLE ELECTRONIC ENTITY |
| US8211224B2 (en) * | 2006-11-09 | 2012-07-03 | Sun Chemical Corp. | Multi-colored lustrous pearlescent pigments and process for making |
| US7991158B2 (en) | 2006-12-13 | 2011-08-02 | Tyfone, Inc. | Secure messaging |
| DE102006060080B4 (en) * | 2006-12-19 | 2008-12-11 | Infineon Technologies Ag | Device for the contactless transmission of data from a memory |
| US7760463B2 (en) * | 2006-12-19 | 2010-07-20 | Teradata Us, Inc. | Multiple disks in a single disk package |
| FR2910746B1 (en) | 2006-12-20 | 2009-01-23 | Smart Packaging Solutions Sps | LOCAL RADIO FREQUENCY COMMUNICATION INTERFACE BETWEEN A MOBILE PHONE AND A CONTACTLESS READER |
| EP2122900A4 (en) | 2007-01-22 | 2014-07-23 | Spyrus Inc | Portable data encryption device with configurable security functionality and method for file encryption |
| US8705720B2 (en) | 2007-02-08 | 2014-04-22 | Avaya Inc. | System, method and apparatus for clientless two factor authentication in VoIP networks |
| US20080201118A1 (en) | 2007-02-16 | 2008-08-21 | Fan Luo | Modeling a web page on top of HTML elements level by encapsulating the details of HTML elements in a component, building a web page, a website and website syndication on browser-based user interface |
| US20080244208A1 (en) | 2007-03-30 | 2008-10-02 | Narendra Siva G | Memory card hidden command protocol |
| CN101647034B (en) * | 2007-03-30 | 2015-11-25 | 法国电信公司 | For the method passed on transmit the message relevant to the transaction of contactless application, terminal, security module and the system that is associated |
| FR2914800B1 (en) | 2007-04-04 | 2010-09-17 | Jacek Kowalski | NFC MODULE, IN PARTICULAR FOR MOBILE TELEPHONE |
| US8345604B2 (en) | 2007-06-07 | 2013-01-01 | Qualcomm Incorporated | Effectuating establishment of internet protocol security tunnels for utilization in a wireless communication environment |
| US7917697B2 (en) | 2007-06-27 | 2011-03-29 | Sandisk Corporation | Auto start configuration with portable mass storage device |
| US7956743B2 (en) * | 2007-06-29 | 2011-06-07 | Oberthur Technologies | Dual communication fob assembly comprising an insert within a base |
| US20090015198A1 (en) * | 2007-07-09 | 2009-01-15 | Marware, Inc. | Docking and charging station and method for a portable electronic device |
| US8407112B2 (en) | 2007-08-01 | 2013-03-26 | Qpay Holdings Limited | Transaction authorisation system and method |
| US7748609B2 (en) * | 2007-08-31 | 2010-07-06 | Gemalto Inc. | System and method for browser based access to smart cards |
| US7929959B2 (en) * | 2007-09-01 | 2011-04-19 | Apple Inc. | Service provider activation |
| US20090064045A1 (en) | 2007-09-04 | 2009-03-05 | Christopher Tremblay | Low memory rendering of graphical objects |
| CN101383017B (en) | 2007-09-06 | 2012-07-04 | 中国银联股份有限公司 | Intelligent SD card and intelligent SD card access method |
| US8041338B2 (en) * | 2007-09-10 | 2011-10-18 | Microsoft Corporation | Mobile wallet and digital payment |
| US9304555B2 (en) | 2007-09-12 | 2016-04-05 | Devicefidelity, Inc. | Magnetically coupling radio frequency antennas |
| US9311766B2 (en) * | 2007-09-12 | 2016-04-12 | Devicefidelity, Inc. | Wireless communicating radio frequency signals |
| US20090070691A1 (en) | 2007-09-12 | 2009-03-12 | Devicefidelity, Inc. | Presenting web pages through mobile host devices |
| US8070057B2 (en) | 2007-09-12 | 2011-12-06 | Devicefidelity, Inc. | Switching between internal and external antennas |
| WO2009039419A1 (en) * | 2007-09-21 | 2009-03-26 | Wireless Dynamics, Inc. | Wireless smart card and integrated personal area network, near field communication and contactless payment system |
| US7707113B1 (en) | 2007-09-28 | 2010-04-27 | Sprint Communications Company L.P. | Method and system for setting levels of electronic wallet security |
| US7575177B2 (en) | 2007-10-03 | 2009-08-18 | Mastercard International, Inc. | Dual use payment device |
| FR2922701B1 (en) * | 2007-10-23 | 2009-11-20 | Inside Contacless | SECURE CUSTOMIZATION METHOD OF AN NFC CHIPSET |
| FR2923305B1 (en) | 2007-11-02 | 2011-04-29 | Inside Contactless | METHOD AND DEVICES FOR PROTECTING A MICROCIRCUIT AGAINST ATTACKS TO DISCOVER SECRET DATA |
| FR2923634B1 (en) * | 2007-11-13 | 2010-06-18 | Oberthur Card Syst Sa | MICROPROCESSOR CARD, TELEPHONE COMPRISING SUCH CARD, AND METHOD OF PERFORMING AN ORDER IN SUCH A CARD. |
| TWI443987B (en) * | 2007-11-26 | 2014-07-01 | Mstar Semiconductor Inc | Near field communication system and associated display device |
| US8842836B2 (en) | 2007-11-26 | 2014-09-23 | Koolspan, Inc. | System for and method of cryptographic provisioning |
| US9391789B2 (en) | 2007-12-14 | 2016-07-12 | Qualcomm Incorporated | Method and system for multi-level distribution information cache management in a mobile environment |
| US9741027B2 (en) | 2007-12-14 | 2017-08-22 | Tyfone, Inc. | Memory card based contactless devices |
| US20090181735A1 (en) | 2008-01-02 | 2009-07-16 | Griffin Jr Paul P | Reception Boosting Accessory |
| SK50042008A3 (en) | 2008-01-04 | 2009-09-07 | Logomotion, S. R. O. | Method and system for authentication preferably at payments, identifier of identity and/or agreement |
| US8813182B2 (en) * | 2008-01-30 | 2014-08-19 | Ebay Inc. | Near field communication activation and authorization |
| US8549654B2 (en) * | 2008-02-20 | 2013-10-01 | Bruce Backa | System and method for policy based control of NAS storage devices |
| US8214298B2 (en) | 2008-02-26 | 2012-07-03 | Rfinity Corporation | Systems and methods for performing wireless financial transactions |
| WO2009143084A1 (en) | 2008-05-18 | 2009-11-26 | Zetawire, Inc. | Secured electronic transaction system |
| CA2732235C (en) | 2008-08-29 | 2017-03-28 | Logomotion, S.R.O. | Removable card for a contactless communication, its utilization and the method of production |
| US8984165B2 (en) * | 2008-10-08 | 2015-03-17 | Red Hat, Inc. | Data transformation |
| US10803515B2 (en) | 2008-10-31 | 2020-10-13 | First Data Corporation | Systems, methods, and apparatus for using a contactless transaction device reader with a computing system |
| TWI420398B (en) | 2009-02-24 | 2013-12-21 | Tyfone Inc | Contactless device with miniaturized antenna |
| WO2010127012A1 (en) | 2009-04-28 | 2010-11-04 | Mastercard International Incorporated | Apparatus, method, and computer program product for providing a quality control mechanism for the contactless interface of a dual-interface card |
| US20120143707A1 (en) | 2010-12-07 | 2012-06-07 | Deepak Jain | Executing Reader Application |
-
2008
- 2008-09-05 US US12/205,814 patent/US20090070691A1/en not_active Abandoned
- 2008-09-05 US US12/205,796 patent/US8341083B1/en not_active Expired - Fee Related
- 2008-09-05 US US12/205,807 patent/US20090069049A1/en not_active Abandoned
- 2008-09-05 US US12/205,821 patent/US8109444B2/en not_active Expired - Fee Related
- 2008-09-08 US US12/206,564 patent/US7942337B2/en not_active Expired - Fee Related
- 2008-09-11 BR BRPI0816324-3A patent/BRPI0816324A2/en not_active Application Discontinuation
- 2008-09-11 WO PCT/US2008/075977 patent/WO2009036141A1/en active Application Filing
- 2008-09-11 CA CA2698891A patent/CA2698891C/en active Active
- 2008-09-11 CA CA2698890A patent/CA2698890A1/en not_active Abandoned
- 2008-09-11 CA CA2698417A patent/CA2698417A1/en not_active Abandoned
- 2008-09-11 EP EP08829966A patent/EP2201541A1/en not_active Withdrawn
- 2008-09-11 MX MX2010002838A patent/MX2010002838A/en active IP Right Grant
- 2008-09-11 CA CA2698885A patent/CA2698885A1/en not_active Abandoned
- 2008-09-11 EP EP08830520A patent/EP2201800A2/en not_active Withdrawn
- 2008-09-11 EP EP08831169A patent/EP2201499A1/en not_active Withdrawn
- 2008-09-11 WO PCT/US2008/076006 patent/WO2009036165A1/en active Application Filing
- 2008-09-11 US US12/209,087 patent/US9384480B2/en not_active Expired - Fee Related
- 2008-09-11 SG SG2012066874A patent/SG184734A1/en unknown
- 2008-09-11 EP EP08831250A patent/EP2201542A1/en not_active Withdrawn
- 2008-09-11 AU AU2008298886A patent/AU2008298886B2/en not_active Ceased
- 2008-09-11 WO PCT/US2008/076033 patent/WO2009036183A1/en active Application Filing
- 2008-09-11 WO PCT/US2008/076046 patent/WO2009036191A2/en active Search and Examination
- 2008-09-11 MY MYPI20100978 patent/MY152556A/en unknown
- 2008-09-11 CN CN2008801071952A patent/CN101809633B/en not_active Expired - Fee Related
- 2008-09-12 WO PCT/US2008/076318 patent/WO2009036394A1/en active Application Filing
- 2008-09-12 KR KR1020107007927A patent/KR20100075497A/en not_active Application Discontinuation
- 2008-09-12 ES ES08830698T patent/ES2388695T3/en active Active
- 2008-09-12 CN CN2008801071878A patent/CN101809977B/en not_active Expired - Fee Related
- 2008-09-12 EP EP08830136A patent/EP2196009B1/en not_active Not-in-force
- 2008-09-12 CA CA2698684A patent/CA2698684C/en not_active Expired - Fee Related
- 2008-09-12 WO PCT/US2008/076158 patent/WO2009036264A1/en active Application Filing
- 2008-09-12 KR KR1020107007929A patent/KR101354804B1/en not_active IP Right Cessation
- 2008-09-12 CA CA2697759A patent/CA2697759A1/en not_active Abandoned
- 2008-09-12 EP EP08830698A patent/EP2196010B1/en not_active Not-in-force
- 2008-09-12 PL PL08830698T patent/PL2196010T3/en unknown
- 2008-09-12 CN CN2008801070131A patent/CN101828205B/en not_active Expired - Fee Related
- 2008-09-12 WO PCT/US2008/076316 patent/WO2009036393A1/en active Application Filing
- 2008-09-12 BR BRPI0816328A patent/BRPI0816328A2/en not_active IP Right Cessation
- 2008-09-12 AU AU2008298581A patent/AU2008298581B2/en not_active Ceased
- 2008-09-12 AT AT08830136T patent/ATE546947T1/en active
- 2008-09-12 AT AT08830004T patent/ATE519327T1/en not_active IP Right Cessation
- 2008-09-12 EP EP08830004A patent/EP2196008B1/en not_active Not-in-force
- 2008-09-12 US US12/678,052 patent/US20110053560A1/en not_active Abandoned
- 2008-09-12 US US12/209,810 patent/US7941197B2/en active Active
- 2008-09-12 JP JP2010525042A patent/JP2010539813A/en active Pending
- 2008-09-12 CA CA2699456A patent/CA2699456A1/en not_active Abandoned
- 2008-09-12 MY MYPI20100888 patent/MY151347A/en unknown
- 2008-09-12 US US12/678,085 patent/US20110136539A1/en not_active Abandoned
- 2008-09-12 EP EP08799495A patent/EP2201540A1/en not_active Withdrawn
- 2008-09-12 BR BRPI0816693-5A patent/BRPI0816693A2/en not_active IP Right Cessation
- 2008-09-12 US US12/210,176 patent/US20090069052A1/en not_active Abandoned
- 2008-09-12 WO PCT/US2008/076275 patent/WO2009036357A2/en active Application Filing
- 2008-09-12 US US12/210,161 patent/US8190221B2/en active Active
- 2008-09-12 AU AU2008298677A patent/AU2008298677B2/en not_active Ceased
- 2008-09-12 JP JP2010525022A patent/JP2010541036A/en active Pending
- 2008-09-12 WO PCT/US2008/076319 patent/WO2009036395A1/en active Application Filing
- 2008-09-12 US US12/209,950 patent/US8776189B2/en not_active Expired - Fee Related
- 2008-09-12 CA CA2699448A patent/CA2699448A1/en not_active Abandoned
- 2008-09-12 SG SG2012067336A patent/SG184741A1/en unknown
- 2008-09-12 US US12/210,167 patent/US20090199283A1/en not_active Abandoned
- 2008-09-12 MX MX2010002833A patent/MX2010002833A/en active IP Right Grant
- 2008-09-12 US US12/678,047 patent/US20120051272A1/en not_active Abandoned
-
2010
- 2010-12-02 HK HK10111244.9A patent/HK1145237A1/en not_active IP Right Cessation
-
2011
- 2011-02-18 HK HK11101650.6A patent/HK1147587A1/en not_active IP Right Cessation
- 2011-03-03 HK HK11102170.5A patent/HK1148100A1/en not_active IP Right Cessation
- 2011-04-01 US US13/078,744 patent/US8548540B2/en active Active - Reinstated
- 2011-05-16 US US13/108,717 patent/US8430325B2/en not_active Expired - Fee Related
-
2012
- 2012-02-06 US US13/367,022 patent/US8381999B2/en not_active Expired - Fee Related
- 2012-05-25 US US13/481,690 patent/US8380259B2/en active Active
-
2013
- 2013-02-15 US US13/769,124 patent/US20140024342A1/en not_active Abandoned
- 2013-02-22 US US13/774,871 patent/US9016589B2/en not_active Expired - Fee Related
- 2013-04-29 US US13/872,931 patent/US9106647B2/en not_active Expired - Fee Related
- 2013-09-27 US US14/040,106 patent/US20140129356A1/en not_active Abandoned
-
2014
- 2014-07-03 US US14/323,723 patent/US9225718B2/en not_active Expired - Fee Related
-
2015
- 2015-02-09 JP JP2015023180A patent/JP2015136121A/en active Pending
- 2015-04-27 US US14/697,300 patent/US20160026996A1/en not_active Abandoned
- 2015-08-10 US US14/822,714 patent/US20150379501A1/en not_active Abandoned
- 2015-12-28 US US14/981,157 patent/US20160255503A1/en not_active Abandoned
Also Published As
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CA2698885A1 (en) | Interfacing transaction cards with host devices | |
| KR101516391B1 (en) | Method of securing access to a proximity communication module in a mobile terminal and apparatus and program media therefor | |
| EP2389023A1 (en) | Telecommunications chip card and NFC-enabled mobile telephone device | |
| EP2200257B1 (en) | Method and apparatus for obtaining location information using smart card | |
| US7196610B2 (en) | Access control system, access control method and devices suitable therefor | |
| CN100574528C (en) | Storage and visit data in mobile device and line module | |
| US7694331B2 (en) | Phone with secure element and critical data | |
| EP1783658B1 (en) | Apparatus and method for modifying RFID tag data in portable terminal | |
| US20170048652A1 (en) | Systems and methods for enabling cellular data network access to portable devices via a smartwatch including a sim therein | |
| US20040235454A1 (en) | Location based service (LBS) system, method and apparatus for triggering of mobile station LBS applications | |
| JP2006303747A (en) | Mobile phone and function control method | |
| CN100571436C (en) | A kind of implementation method of mobile terminal information resource safety guarantee | |
| KR20090036714A (en) | Portable terminal using sim application toolkit and method for providing location information thereof | |
| US20200280852A1 (en) | Systems, methods and apparatuses for enabling wearable device user access to secured electronic systems | |
| KR101246343B1 (en) | A Mobile Phone Equipped with RFID Tag and Thereof Method for Controlling Access of RFID Reader | |
| US20050288043A1 (en) | Method for preventing PHS mobile phones from being stolen by using remote control function of short message service | |
| EP1720366A2 (en) | System of remote access of mobile equipment to mobile telephony services | |
| CN108924800B (en) | Bluetooth pairing connection method and device and Bluetooth equipment | |
| KR101623184B1 (en) | Helpline method using nfc, system and nfc tag for performing the method | |
| CN106231591B (en) | The method that network individual is carried out to mobile device | |
| GB2373679A (en) | Accessing bookmarks on a mobile communications device | |
| KR20030056757A (en) | Method for forbidding the use of the mobile phone's Subscriber Identity Module card | |
| KR20030044260A (en) | Wireless SIM card interface system using mobile phone and method thereof | |
| KR100888982B1 (en) | Access control device for data prodessing device using rfid | |
| KR100740004B1 (en) | Method of transmitting encrypted data to usim card of mobile phone |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| EEER | Examination request |
Effective date: 20130829 |
|
| FZDE | Discontinued |
Effective date: 20180122 |