DE3867001D1 - Schaltungsanordnung mit einer zumindest einen teil der anordnung enthaltenden karte fuer geschaefts-, identifizierungs-und/oder betaetigungszwecke. - Google Patents

Schaltungsanordnung mit einer zumindest einen teil der anordnung enthaltenden karte fuer geschaefts-, identifizierungs-und/oder betaetigungszwecke.

Info

Publication number
DE3867001D1
DE3867001D1 DE8888114507T DE3867001T DE3867001D1 DE 3867001 D1 DE3867001 D1 DE 3867001D1 DE 8888114507 T DE8888114507 T DE 8888114507T DE 3867001 T DE3867001 T DE 3867001T DE 3867001 D1 DE3867001 D1 DE 3867001D1
Authority
DE
Germany
Prior art keywords
arrangement
business
identification
card containing
operational purposes
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Lifetime
Application number
DE8888114507T
Other languages
English (en)
Inventor
Juergen Dethloff
Christian Hinneberg
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Dethloff Smartcard Licensing & Co Kg 21266 J GmbH
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=22244829&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=DE3867001(D1) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Application filed by Individual filed Critical Individual
Application granted granted Critical
Publication of DE3867001D1 publication Critical patent/DE3867001D1/de
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/077Constructional details, e.g. mounting of circuits in the carrier
    • G06K19/07749Constructional details, e.g. mounting of circuits in the carrier the record carrier being capable of non-contact communication, e.g. constructional details of the antenna of a non-contact smart card
    • G06K19/07766Constructional details, e.g. mounting of circuits in the carrier the record carrier being capable of non-contact communication, e.g. constructional details of the antenna of a non-contact smart card comprising at least a second communication arrangement in addition to a first non-contact communication arrangement
    • G06K19/07769Constructional details, e.g. mounting of circuits in the carrier the record carrier being capable of non-contact communication, e.g. constructional details of the antenna of a non-contact smart card comprising at least a second communication arrangement in addition to a first non-contact communication arrangement the further communication means being a galvanic interface, e.g. hybrid or mixed smart cards having a contact and a non-contact interface
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/0013Methods or arrangements for sensing record carriers, e.g. for reading patterns by galvanic contacts, e.g. card connectors for ISO-7816 compliant smart cards or memory cards, e.g. SD card readers
    • G06K7/0056Methods or arrangements for sensing record carriers, e.g. for reading patterns by galvanic contacts, e.g. card connectors for ISO-7816 compliant smart cards or memory cards, e.g. SD card readers housing of the card connector
    • G06K7/006Methods or arrangements for sensing record carriers, e.g. for reading patterns by galvanic contacts, e.g. card connectors for ISO-7816 compliant smart cards or memory cards, e.g. SD card readers housing of the card connector the housing being a portable casing
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/355Personalisation of cards for use
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/381Currency conversion
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/385Payment protocols; Details thereof using an alias or single-use codes
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873Details of the card reader
    • G07F7/088Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
    • G07F7/0886Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
DE8888114507T 1987-09-08 1988-09-06 Schaltungsanordnung mit einer zumindest einen teil der anordnung enthaltenden karte fuer geschaefts-, identifizierungs-und/oder betaetigungszwecke. Expired - Lifetime DE3867001D1 (de)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
US07/094,379 US4837422A (en) 1987-09-08 1987-09-08 Multi-user card system

Publications (1)

Publication Number Publication Date
DE3867001D1 true DE3867001D1 (de) 1992-01-30

Family

ID=22244829

Family Applications (1)

Application Number Title Priority Date Filing Date
DE8888114507T Expired - Lifetime DE3867001D1 (de) 1987-09-08 1988-09-06 Schaltungsanordnung mit einer zumindest einen teil der anordnung enthaltenden karte fuer geschaefts-, identifizierungs-und/oder betaetigungszwecke.

Country Status (8)

Country Link
US (1) US4837422A (de)
EP (1) EP0306892B1 (de)
JP (1) JP2597672B2 (de)
CN (1) CN1009398B (de)
DD (2) DD282308A5 (de)
DE (1) DE3867001D1 (de)
HU (1) HU206555B (de)
RU (1) RU2060540C1 (de)

Families Citing this family (400)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPH022475A (ja) * 1988-06-15 1990-01-08 Omron Tateisi Electron Co Icカード
US5161256A (en) * 1988-08-26 1992-11-03 Kabushiki Kaisha Toshiba Method and system for allocating file area in memory area of ic card
FR2641395A1 (fr) * 1988-12-30 1990-07-06 Jan Yves Carte avec microprocesseur permettant un paiement equivalent a celui de l'argent liquide sans risque de perte ou vol
US5010485A (en) * 1989-01-31 1991-04-23 Jbh Ventures Apparatus, system and method for creating credit vouchers usable at point of purchase stations
US4967366A (en) * 1989-03-06 1990-10-30 Gilbarco Inc. Integrated gasoline dispenser and POS authorization system with unattached pin pad
JP2751070B2 (ja) * 1989-04-21 1998-05-18 エヌ・ティ・ティ・データ通信株式会社 カード決済システム
US5132521A (en) * 1989-09-15 1992-07-21 Smith Charles M System and method for acquisition and encoding of ATM card data
DE3940605A1 (de) * 1989-12-08 1991-06-13 Messerschmitt Boelkow Blohm Verkaufssystem
FI88222C (fi) * 1990-02-21 1993-04-13 Matti Villikari Elektroniskt behandlingsfoerfarande foer kontanta medel eller andra data som skall skyddas
US5623547A (en) * 1990-04-12 1997-04-22 Jonhig Limited Value transfer system
JPH0452890A (ja) * 1990-06-15 1992-02-20 Mitsubishi Electric Corp Icカード
US5287269A (en) * 1990-07-09 1994-02-15 Boardwalk/Starcity Corporation Apparatus and method for accessing events, areas and activities
JP2751082B2 (ja) * 1990-11-29 1998-05-18 エヌ・ティ・ティ・データ通信株式会社 多機能icカードシステム
US5228084A (en) * 1991-02-28 1993-07-13 Gilbarco, Inc. Security apparatus and system for retail environments
FR2674647A1 (fr) * 1991-03-29 1992-10-02 Widmer Michel Appareil formant chequier electronique pour transactions financieres et procede d'utilisation d'un tel appareil.
US5239583A (en) * 1991-04-10 1993-08-24 Parrillo Larry A Method and apparatus for improved security using access codes
SE9101105L (sv) 1991-04-12 1992-08-03 Comvik Gsm Ab Foerfarande vid telefonsystem
US5233547A (en) * 1991-11-12 1993-08-03 Ncr Corporation Electronic checking account apparatus and method having a digitizer to receive information as a check is being written
US5453601A (en) * 1991-11-15 1995-09-26 Citibank, N.A. Electronic-monetary system
CH685891A5 (de) * 1993-01-18 1995-10-31 Ascom Autelca Ag Verfahren als Sicherheitskonzept gegen unbefugte Verwendung eines Zahlungsmittels beim bargeldlosen Begleichen an Zahlstellen
IL104422A (en) * 1993-01-18 1996-03-31 Labaton Isaac J Method and apparatus for magnetically writing on plastic cards
US5649118A (en) * 1993-08-27 1997-07-15 Lucent Technologies Inc. Smart card with multiple charge accounts and product item tables designating the account to debit
US5753899A (en) * 1993-10-06 1998-05-19 Gomm; R. Greg Cash alternative transaction system
US5650761A (en) * 1993-10-06 1997-07-22 Gomm; R. Greg Cash alternative transaction system
USRE36365E (en) * 1993-10-25 1999-11-02 Visa International Service Association Method and apparatus for distributing currency
US5477038A (en) * 1993-10-25 1995-12-19 Visa International Method and apparatus for distributing currency
US5526428A (en) * 1993-12-29 1996-06-11 International Business Machines Corporation Access control apparatus and method
US6868408B1 (en) 1994-04-28 2005-03-15 Citibank, N.A. Security systems and methods applicable to an electronic monetary system
US5799087A (en) * 1994-04-28 1998-08-25 Citibank, N.A. Electronic-monetary system
US6082622A (en) * 1994-06-03 2000-07-04 Bayer Aktiengesellschaft Method and system for storing and preparing data using a data memory card
US5521362A (en) * 1994-06-08 1996-05-28 Mci Communications Corporation Electronic purse card having multiple storage memories to prevent fraudulent usage and method therefor
US6925439B1 (en) 1994-06-20 2005-08-02 C-Sam, Inc. Device, system and methods of conducting paperless transactions
US5590038A (en) * 1994-06-20 1996-12-31 Pitroda; Satyan G. Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions
EP0702315B1 (de) * 1994-09-07 2001-12-19 Hitachi, Ltd. Staubsicherer tragbarer Chipkartenleser
JPH0896106A (ja) * 1994-09-29 1996-04-12 Mitsubishi Electric Corp Icカード及びicカードシステム
DE4435251A1 (de) * 1994-10-04 1996-04-11 Ibm Mehrstufige Zugriffssteuerung auf Datenträgerkarten
US6154879A (en) * 1994-11-28 2000-11-28 Smarttouch, Inc. Tokenless biometric ATM access system
US6269348B1 (en) 1994-11-28 2001-07-31 Veristar Corporation Tokenless biometric electronic debit and credit transactions
US7248719B2 (en) * 1994-11-28 2007-07-24 Indivos Corporation Tokenless electronic transaction system
US6397198B1 (en) 1994-11-28 2002-05-28 Indivos Corporation Tokenless biometric electronic transactions using an audio signature to identify the transaction processor
US20040128249A1 (en) * 1994-11-28 2004-07-01 Indivos Corporation, A Delaware Corporation System and method for tokenless biometric electronic scrip
US5613012A (en) * 1994-11-28 1997-03-18 Smarttouch, Llc. Tokenless identification system for authorization of electronic transactions and electronic transmissions
US5805719A (en) * 1994-11-28 1998-09-08 Smarttouch Tokenless identification of individuals
US7882032B1 (en) 1994-11-28 2011-02-01 Open Invention Network, Llc System and method for tokenless biometric authorization of electronic communications
US6366682B1 (en) 1994-11-28 2002-04-02 Indivos Corporation Tokenless electronic transaction system
US5764789A (en) * 1994-11-28 1998-06-09 Smarttouch, Llc Tokenless biometric ATM access system
US7152045B2 (en) 1994-11-28 2006-12-19 Indivos Corporation Tokenless identification system for authorization of electronic transactions and electronic transmissions
US5870723A (en) * 1994-11-28 1999-02-09 Pare, Jr.; David Ferrin Tokenless biometric transaction authorization method and system
US6230148B1 (en) * 1994-11-28 2001-05-08 Veristar Corporation Tokenless biometric electric check transaction
US5802199A (en) * 1994-11-28 1998-09-01 Smarttouch, Llc Use sensitive identification system
US7631193B1 (en) 1994-11-28 2009-12-08 Yt Acquisition Corporation Tokenless identification system for authorization of electronic transactions and electronic transmissions
US6950810B2 (en) * 1994-11-28 2005-09-27 Indivos Corporation Tokenless biometric electronic financial transactions via a third party identicator
US7613659B1 (en) * 1994-11-28 2009-11-03 Yt Acquisition Corporation System and method for processing tokenless biometric electronic transmissions using an electronic rule module clearinghouse
KR0149946B1 (ko) * 1995-01-20 1999-05-15 김광호 전자통장시스템 및 그 거래방법
US5682428A (en) * 1995-02-13 1997-10-28 Eta Technologies Corporation Personal access management system
US5610980A (en) * 1995-02-13 1997-03-11 Eta Technologies Corporation Method and apparatus for re-initializing a processing device and a storage device
US5778068A (en) * 1995-02-13 1998-07-07 Eta Technologies Corporation Personal access management system
US5694472A (en) * 1995-02-13 1997-12-02 Eta Technologies Corporation Personal access management system
US5692049A (en) * 1995-02-13 1997-11-25 Eta Technologies Corporation Personal access management system
US5689564A (en) * 1995-02-13 1997-11-18 Eta Technologies Corporation Personal access management system
US5696825A (en) * 1995-02-13 1997-12-09 Eta Technologies Corporation Personal access management system
US5619574A (en) * 1995-02-13 1997-04-08 Eta Technologies Corporation Personal access management system
NL1000352C2 (nl) * 1995-05-12 1996-11-13 Nederland Ptt Elektronisch betaalsysteem met verschillende rekeneenheden, elektronisch betaalmiddel alsmede werkwijze voor elektronisch betalen.
DE19525762A1 (de) * 1995-07-14 1997-01-16 Wagner Ingver System zur Durchführung von Bearbeitungsvorgängen mit einer Vielzahl von mobilen Objekten, Verfahren zum Betrieb eines derartigen Systems und Bearbeitungsvorrichtung hierfür
NL1000988C2 (nl) * 1995-08-16 1997-02-18 Nederland Ptt Werkwijze voor het met dezelfde gegevensdrager kunnen uitvoeren van verschillende authenticatieprocessen, alsmede systeem.
US5859419A (en) * 1995-09-28 1999-01-12 Sol H. Wynn Programmable multiple company credit card system
US6283367B1 (en) * 1995-09-29 2001-09-04 Info Telecom IC card reader with synthesized voice output
EP0775990A3 (de) * 1995-11-21 2000-08-23 Hitachi, Ltd. Chipkartenterminal für automatisierte Transaktionen und dafür gebrauchte Chipkarte
EP0784301B1 (de) * 1996-01-08 2002-10-16 Jürgen Dethloff Verfahren und System zum Bezahlen von Leistungen sowie tragbarer Datenträger für ein derartiges System
US5811771A (en) * 1996-05-22 1998-09-22 Dethloff; Juergen Method and system for paying with a portable data medium having security against over charging and unauthorized use
US6419161B1 (en) 1996-01-22 2002-07-16 Welcome Real-Time Apparatus and method for processing coded information stored on an integrated circuit card
FR2743916B1 (fr) 1996-01-22 1998-03-27 Marketlink Procede et dispositif de traitement d'informations codees avec carte a puce
GB9601839D0 (en) * 1996-01-30 1996-04-03 Ncr Int Inc Self-service banking system
US5665951A (en) * 1996-02-08 1997-09-09 Newman; Gary H. Customer indicia storage and utilization system
US6009408A (en) * 1996-04-01 1999-12-28 Electronic Data Systems Corporation Automated processing of travel related expenses
US5889941A (en) * 1996-04-15 1999-03-30 Ubiq Inc. System and apparatus for smart card personalization
US7143064B2 (en) * 1996-04-16 2006-11-28 Picciallo Michael J Controlled entertainment spending account
US7653595B2 (en) * 1996-04-16 2010-01-26 Restricted Spending Solutions LLC Controlled entertainment spending account
US6044360A (en) * 1996-04-16 2000-03-28 Picciallo; Michael J. Third party credit card
EP1008071A4 (de) * 1996-05-10 2004-03-10 David M Barcelou Automatische transaktionsmaschine
US6945457B1 (en) 1996-05-10 2005-09-20 Transaction Holdings Ltd. L.L.C. Automated transaction machine
US7555458B1 (en) 1996-06-05 2009-06-30 Fraud Control System.Com Corporation Method of billing a purchase made over a computer network
US8229844B2 (en) 1996-06-05 2012-07-24 Fraud Control Systems.Com Corporation Method of billing a purchase made over a computer network
US20030195848A1 (en) 1996-06-05 2003-10-16 David Felger Method of billing a purchase made over a computer network
US5902981A (en) * 1996-12-24 1999-05-11 Dethloff; Juergen Method and system for securing and restoring data of a portable chip-card if lost or stolen
US5897621A (en) 1996-06-14 1999-04-27 Cybercash, Inc. System and method for multi-currency transactions
US5770843A (en) * 1996-07-02 1998-06-23 Ncr Corporation Access card for multiple accounts
EP0818749A3 (de) * 1996-07-12 1999-05-12 Jürgen Dethloff Verfahren und System zum Sichern von Daten
EP0818761A1 (de) 1996-07-12 1998-01-14 Koninklijke KPN N.V. Chipkarte, gesicherter Anwendungsmodul, System mit einem gesicherten Anwendungsmodul und ein Endgerät und ein Verfahren zum Steuern von Dienstleistungsaktionen die durch den gesicherten Anwendungsmodul auf der Chipkarte durchgeführt werden
NL1003802C1 (nl) 1996-07-24 1998-01-28 Chiptec International Ltd Identiteitsbewijs en identificatiesysteem bestemd voor toepassing daarmee.
US20040185830A1 (en) * 1996-08-08 2004-09-23 Joao Raymond Anthony Apparatus and method for providing account security
US7096003B2 (en) * 1996-08-08 2006-08-22 Raymond Anthony Joao Transaction security apparatus
RU2103733C1 (ru) * 1996-10-01 1998-01-27 Виктор Анатольевич Щербанов Устройство для безналичных электронных взаиморасчетов между его пользователями
US6021943A (en) * 1996-10-09 2000-02-08 Chastain; Robert H. Process for executing payment transactions
US5953710A (en) * 1996-10-09 1999-09-14 Fleming; Stephen S. Children's credit or debit card system
US7747522B1 (en) * 1996-12-09 2010-06-29 Walker Digital, Llc Method and apparatus for issuing and managing gift certificates
US6142872A (en) * 1998-03-31 2000-11-07 Walker Digital, Llc Method and apparatus for team play of slot machines
US20030064807A1 (en) * 2001-09-25 2003-04-03 Walker Jay S. Method and apparatus for linked play gaming
US6312332B1 (en) 1998-03-31 2001-11-06 Walker Digital, Llc Method and apparatus for team play of slot machines
US6712699B2 (en) 1998-03-31 2004-03-30 Walker Digital, Llc Apparatus and method for facilitating team play of slot machines
US7364510B2 (en) * 1998-03-31 2008-04-29 Walker Digital, Llc Apparatus and method for facilitating team play of slot machines
US6206782B1 (en) * 1998-09-14 2001-03-27 Walker Digital, Llc. System and method for facilitating casino team play
US6338049B1 (en) * 1997-03-05 2002-01-08 Walker Digital, Llc User-generated traveler's checks
US8360865B2 (en) 1997-03-21 2013-01-29 Igt Method and apparatus for providing a complimentary service to a player
US8087996B2 (en) * 1997-03-21 2012-01-03 Igt Method and apparatus for providing a complimentary service to a player
US5907831A (en) * 1997-04-04 1999-05-25 Lotvin; Mikhail Computer apparatus and methods supporting different categories of users
US20040230495A1 (en) * 1997-04-04 2004-11-18 Mikhail Lotvin Computer systems and methods supporting on-line interaction with content, purchasing, and searching
IL120684A (en) * 1997-04-16 2009-08-03 Handelman Doron Entertainment system
US6220510B1 (en) * 1997-05-15 2001-04-24 Mondex International Limited Multi-application IC card with delegation feature
US7290288B2 (en) 1997-06-11 2007-10-30 Prism Technologies, L.L.C. Method and system for controlling access, by an authentication server, to protected computer resources provided via an internet protocol network
US5949044A (en) 1997-06-13 1999-09-07 Walker Asset Management Limited Partnership Method and apparatus for funds and credit line transfers
AU8276398A (en) 1997-07-03 1999-01-25 Citicorp Development Center, Inc. System and method for transferring value to a magnetic stripe on a transaction card
EP0895203A3 (de) * 1997-07-30 2002-05-15 Hagenuk Gmbh Vorrichtung in Form eines Kartenbediengerätes
US5984180A (en) * 1997-10-06 1999-11-16 Albrecht; Jerry L. Method and system for gift credit card
US6980670B1 (en) 1998-02-09 2005-12-27 Indivos Corporation Biometric tokenless electronic rewards system and method
US7433451B2 (en) * 1998-03-06 2008-10-07 Walker Digital, Llc System and method for facilitating account-based transactions
US6597770B2 (en) 1998-03-06 2003-07-22 Walker Digital, Llc Method and system for authorization of account-based transactions
US5999596A (en) 1998-03-06 1999-12-07 Walker Asset Management Limited Method and system for controlling authorization of credit card transactions
US7850522B2 (en) * 1998-03-31 2010-12-14 Igt Apparatus, systems and methods for facilitating a payout of a gaming device
US7695358B2 (en) * 1998-03-31 2010-04-13 Walker Digital, Llc Method and apparatus for team play of slot machines
US7207477B1 (en) 2004-03-08 2007-04-24 Diebold, Incorporated Wireless transfer of account data and signature from hand-held device to electronic check generator
US7040533B1 (en) 1998-04-17 2006-05-09 Diebold, Incorporated Cash withdrawal from ATM via videophone
US6315195B1 (en) * 1998-04-17 2001-11-13 Diebold, Incorporated Transaction apparatus and method
US7340423B1 (en) * 1998-04-24 2008-03-04 First Data Corporation Method for defining a relationship between an account and a group
US20020198806A1 (en) * 1998-04-24 2002-12-26 First Data Corporation Systems and methods for accessing and modifying usage parameters associated with a financial transaction account
US7050996B1 (en) * 1998-04-24 2006-05-23 First Data Corporation Method for linking accounts corresponding to different products together to create a group
US20030171992A1 (en) * 1999-04-23 2003-09-11 First Data Corporation System and methods for redeeming rewards associated with accounts
US7076465B1 (en) * 1998-04-24 2006-07-11 First Data Corporation Methods for processing a group of accounts corresponding to different products
US7357312B2 (en) 1998-05-29 2008-04-15 Gangi Frank J System for associating identification and personal data for multiple magnetic stripe cards or other sources to facilitate a transaction and related methods
US7083087B1 (en) 2000-09-18 2006-08-01 E-Micro Corporation Method and apparatus for associating identification and personal data for multiple magnetic stripe cards or other sources
US6938821B2 (en) * 2000-09-18 2005-09-06 E-Micro Corporation Method and apparatus for associating identification and personal data for multiple magnetic stripe cards or other sources
US6131811A (en) * 1998-05-29 2000-10-17 E-Micro Corporation Wallet consolidator
US7536349B1 (en) 1998-06-16 2009-05-19 Walker Digital, Llc Method and apparatus for processing a charge applied to a financial account
US8096872B2 (en) * 1998-06-22 2012-01-17 Igt Method and apparatus for providing electronic credits at a gaming device without first requiring payment therefor
US7809642B1 (en) 1998-06-22 2010-10-05 Jpmorgan Chase Bank, N.A. Debit purchasing of stored value card for use by and/or delivery to others
GB2377071B (en) * 1998-06-22 2003-02-12 First Usa Bank Debit purchasing of stored value card for use by and/or delivery to others
US6615189B1 (en) 1998-06-22 2003-09-02 Bank One, Delaware, National Association Debit purchasing of stored value card for use by and/or delivery to others
US6282523B1 (en) 1998-06-29 2001-08-28 Walker Digital, Llc Method and apparatus for processing checks to reserve funds
AU4964899A (en) * 1998-06-30 2000-01-17 &Commatpos.Com, Inc. User biometric-secured smartcard holding data for multiple credit cards
DE19829797A1 (de) 1998-07-03 2000-01-05 Viag Interkom Gmbh & Co Kommunikationssystem und ein hierfür geeignetes Verfahren zum Betreiben des Kommunikationssystems
CN1326085C (zh) * 1998-07-31 2007-07-11 松下电器产业株式会社 Ic卡、终端装置和通信系统
US6182894B1 (en) * 1998-10-28 2001-02-06 American Express Travel Related Services Company, Inc. Systems and methods for authorizing a transaction card
US7660763B1 (en) 1998-11-17 2010-02-09 Jpmorgan Chase Bank, N.A. Customer activated multi-value (CAM) card
US6032136A (en) 1998-11-17 2000-02-29 First Usa Bank, N.A. Customer activated multi-value (CAM) card
AU1624800A (en) 1998-11-19 2000-06-13 Digimarc Corporation Printing and validation of self validating security documents
US6327573B1 (en) 1998-12-31 2001-12-04 Walker Digital, Llc Multiple party reward system utilizing single account
US7318041B2 (en) * 1998-12-31 2008-01-08 Walker Digital, Llc Multiple party reward system utilizing single account
US20030212620A1 (en) * 1999-04-23 2003-11-13 First Data Corporation Systems and methods for authorizing transactions
US20070055628A1 (en) * 1999-04-23 2007-03-08 First Data Corporation Authorizing transactions associated with accounts
AU2597200A (en) * 1999-04-23 2000-11-10 First Data Resources, Inc. Methods for processing a group of accounts corresponding to different products
JP2004500615A (ja) 1999-05-28 2004-01-08 ザ・コカ−コーラ・カンパニー ネットワークベースに於ける電子的取引の代行制御の方法と装置
US7305473B2 (en) * 1999-05-28 2007-12-04 The Coca-Cola Company Provision of transparent proxy services to a user of a client device
US7308426B1 (en) 1999-08-11 2007-12-11 C-Sam, Inc. System and methods for servicing electronic transactions
US7306158B2 (en) 2001-07-10 2007-12-11 American Express Travel Related Services Company, Inc. Clear contactless card
US7239226B2 (en) 2001-07-10 2007-07-03 American Express Travel Related Services Company, Inc. System and method for payment using radio frequency identification in contact and contactless transactions
US7889052B2 (en) 2001-07-10 2011-02-15 Xatra Fund Mx, Llc Authorizing payment subsequent to RF transactions
US6715679B1 (en) * 1999-09-08 2004-04-06 At&T Corp. Universal magnetic stripe card
US6394343B1 (en) * 1999-10-14 2002-05-28 Jon N. Berg System for card to card transfer of monetary values
ATE244430T1 (de) 1999-10-15 2003-07-15 Ajit K Zacharias Sicheres kartensystem für vielfachanwendung
US7010701B1 (en) * 1999-10-19 2006-03-07 Sbc Properties, L.P. Network arrangement for smart card applications
WO2001031555A1 (en) * 1999-10-28 2001-05-03 Gould David B Prepaid cash equivalent card and system
IL132823A (en) * 1999-11-09 2003-06-24 Yosef Gavriely Smart card with customized policy
US6705520B1 (en) 1999-11-15 2004-03-16 Satyan G. Pitroda Point of sale adapter for electronic transaction device
US8793160B2 (en) 1999-12-07 2014-07-29 Steve Sorem System and method for processing transactions
US20040034598A1 (en) * 2000-01-20 2004-02-19 Timothy Robinson System and method for biological authorization for financial transactions
US8429041B2 (en) 2003-05-09 2013-04-23 American Express Travel Related Services Company, Inc. Systems and methods for managing account information lifecycles
US8543423B2 (en) 2002-07-16 2013-09-24 American Express Travel Related Services Company, Inc. Method and apparatus for enrolling with multiple transaction environments
US7172112B2 (en) 2000-01-21 2007-02-06 American Express Travel Related Services Company, Inc. Public/private dual card system and method
US20050021458A1 (en) * 2000-02-03 2005-01-27 Rick Rowe Account-enabled on-line devices
US20040199438A1 (en) * 2000-02-03 2004-10-07 Rick Rowe Method and system for implementing electronic account transactions
US20040225605A1 (en) * 2000-02-03 2004-11-11 Rick Rowe Account-based electronic music access system and method
US20030139999A1 (en) * 2000-02-03 2003-07-24 Rick Rowe Method and apparatus for facilitating monetary and commercial transactions
US20050131792A1 (en) * 2000-02-03 2005-06-16 Rick Rowe Financial transaction system with integrated, automatic reward detection
US7707048B1 (en) 2000-02-10 2010-04-27 Efunds Corporation System and processes for dispensing value to cardholder in response to an authorization over an electric data network
AUPQ564400A0 (en) 2000-02-16 2000-03-09 Ong, Yong Kin (Michael) Electronic credit card-ecc
US8322606B2 (en) 2000-02-16 2012-12-04 Ong Yong Kin Michael Electronic credit card—ECC
US6941279B1 (en) * 2000-02-23 2005-09-06 Banke One Corporation Mutual fund card method and system
AU2001243473A1 (en) 2000-03-07 2001-09-17 American Express Travel Related Services Company, Inc. System for facilitating a transaction
SE516211C2 (sv) * 2000-03-30 2001-12-03 Vattenfall Ab Förfarande och system för tillhandahållande av intelligenta tjänster
US7113914B1 (en) 2000-04-07 2006-09-26 Jpmorgan Chase Bank, N.A. Method and system for managing risks
US7305104B2 (en) * 2000-04-21 2007-12-04 Digimarc Corporation Authentication of identification documents using digital watermarks
WO2001099069A2 (en) * 2000-05-03 2001-12-27 Jacobus Christian Pansegrouw An account
US20010051924A1 (en) * 2000-05-09 2001-12-13 James Uberti On-line based financial services method and system utilizing biometrically secured transactions for issuing credit
KR20000054068A (ko) * 2000-05-20 2000-09-05 김진경 전망대용 열기구 장치
US9165323B1 (en) 2000-05-31 2015-10-20 Open Innovation Network, LLC Biometric transaction system and method
WO2001093167A1 (en) 2000-05-31 2001-12-06 Indivos Corporation Biometric financial transaction system and method
US7529563B1 (en) 2000-07-10 2009-05-05 Pitroda Satyan G System for distribution and use of virtual stored value cards
US7177849B2 (en) * 2000-07-13 2007-02-13 International Business Machines Corporation Method for validating an electronic payment by a credit/debit card
US7447661B2 (en) * 2000-07-24 2008-11-04 Raja Ahsan I Electronic bearer bond online transaction system
US7383213B1 (en) * 2000-07-31 2008-06-03 Ncr Corporation Apparatus and method for maintaining a children's automated bank account
US7415442B1 (en) 2000-09-26 2008-08-19 Integrated Technological Systems, Inc. Integrated technology money transfer system
US20050137971A1 (en) * 2000-10-02 2005-06-23 Ibm Corporation Personally customizable credit card accounts
US7660740B2 (en) 2000-10-16 2010-02-09 Ebay Inc. Method and system for listing items globally and regionally, and customized listing according to currency or shipping area
US6631849B2 (en) 2000-12-06 2003-10-14 Bank One, Delaware, National Association Selectable multi-purpose card
US7433829B2 (en) 2000-12-12 2008-10-07 Jpmorgan Chase Bank, N.A. System and method for managing global risk
US20020073416A1 (en) * 2000-12-12 2002-06-13 Philips Electronics North America Corporation Remote control account authorization system
US7689502B2 (en) * 2001-02-12 2010-03-30 Capital One Financial Corporation System and method for providing extra lines of credit
US20020125310A1 (en) * 2001-03-08 2002-09-12 Ibm Method for credit card notification
GB0106082D0 (en) 2001-03-13 2001-05-02 Mat & Separations Tech Int Ltd Method and equipment for removing volatile compounds from air
US7313546B2 (en) 2001-05-23 2007-12-25 Jp Morgan Chase Bank, N.A. System and method for currency selectable stored value instrument
US7542942B2 (en) 2001-07-10 2009-06-02 American Express Travel Related Services Company, Inc. System and method for securing sensitive information during completion of a transaction
US7650314B1 (en) 2001-05-25 2010-01-19 American Express Travel Related Services Company, Inc. System and method for securing a recurrent billing transaction
US20020178115A1 (en) * 2001-05-28 2002-11-28 Dong-Seok Seo System and method for supplying credit card information
US6796497B2 (en) 2002-04-23 2004-09-28 American Express Travel Related Services Company, Inc. System and method for facilitating a subsidiary card account
US7249092B2 (en) * 2001-05-29 2007-07-24 American Express Travel Related Services Company, Inc. System and method for facilitating a subsidiary card account with controlled spending capability
US7899742B2 (en) * 2001-05-29 2011-03-01 American Express Travel Related Services Company, Inc. System and method for facilitating a subsidiary card account
US7401049B2 (en) * 2001-05-29 2008-07-15 American Express Travel Related Services Company, Inc. System and method for a prepaid card issued by a foreign financial institution
US20020194122A1 (en) * 2001-06-01 2002-12-19 Datawave Systems, Inc. Credit extension process using a prepaid card
EP1339027A1 (de) * 2001-06-01 2003-08-27 Software Consultants (I.S.) Inc. Sicheres Mehrwährungsmodul für Mikroprozessoren
US7918728B2 (en) * 2001-06-15 2011-04-05 Igt Personal gaming device and method of presenting a game
US8087988B2 (en) 2001-06-15 2012-01-03 Igt Personal gaming device and method of presenting a game
US8282475B2 (en) 2001-06-15 2012-10-09 Igt Virtual leash for personal gaming device
US6745944B2 (en) * 2001-06-20 2004-06-08 Capital One Financial Corporation System and method for identifying applications loaded in a smart card
US7783566B2 (en) 2001-06-27 2010-08-24 American Express Travel Related Services Company, Inc. Consolidated payment account system and method
US8960535B2 (en) 2001-07-10 2015-02-24 Iii Holdings 1, Llc Method and system for resource management and evaluation
US7249112B2 (en) 2002-07-09 2007-07-24 American Express Travel Related Services Company, Inc. System and method for assigning a funding source for a radio frequency identification device
US8635131B1 (en) 2001-07-10 2014-01-21 American Express Travel Related Services Company, Inc. System and method for managing a transaction protocol
US7996324B2 (en) 2001-07-10 2011-08-09 American Express Travel Related Services Company, Inc. Systems and methods for managing multiple accounts on a RF transaction device using secondary identification indicia
US7746215B1 (en) 2001-07-10 2010-06-29 Fred Bishop RF transactions using a wireless reader grid
US8548927B2 (en) 2001-07-10 2013-10-01 Xatra Fund Mx, Llc Biometric registration for facilitating an RF transaction
US8001054B1 (en) 2001-07-10 2011-08-16 American Express Travel Related Services Company, Inc. System and method for generating an unpredictable number using a seeded algorithm
US7119659B2 (en) 2001-07-10 2006-10-10 American Express Travel Related Services Company, Inc. Systems and methods for providing a RF transaction device for use in a private label transaction
US7360689B2 (en) 2001-07-10 2008-04-22 American Express Travel Related Services Company, Inc. Method and system for proffering multiple biometrics for use with a FOB
US7503480B2 (en) 2001-07-10 2009-03-17 American Express Travel Related Services Company, Inc. Method and system for tracking user performance
US20050160003A1 (en) * 2001-07-10 2005-07-21 American Express Travel Related Services Company, Inc. System and method for incenting rfid transaction device usage at a merchant location
US7668750B2 (en) 2001-07-10 2010-02-23 David S Bonalle Securing RF transactions using a transactions counter
US7543738B1 (en) 2001-07-10 2009-06-09 American Express Travel Related Services Company, Inc. System and method for secure transactions manageable by a transaction account provider
US8294552B2 (en) * 2001-07-10 2012-10-23 Xatra Fund Mx, Llc Facial scan biometrics on a payment device
US7805378B2 (en) 2001-07-10 2010-09-28 American Express Travel Related Servicex Company, Inc. System and method for encoding information in magnetic stripe format for use in radio frequency identification transactions
US7463133B2 (en) 2001-07-10 2008-12-09 American Express Travel Related Services Company, Inc. Systems and methods for providing a RF transaction device operable to store multiple distinct calling card accounts
US9454752B2 (en) 2001-07-10 2016-09-27 Chartoleaux Kg Limited Liability Company Reload protocol at a transaction processing entity
US9031880B2 (en) 2001-07-10 2015-05-12 Iii Holdings 1, Llc Systems and methods for non-traditional payment using biometric data
US7303120B2 (en) * 2001-07-10 2007-12-04 American Express Travel Related Services Company, Inc. System for biometric security using a FOB
US7735725B1 (en) 2001-07-10 2010-06-15 Fred Bishop Processing an RF transaction using a routing number
US7429927B2 (en) * 2001-07-10 2008-09-30 American Express Travel Related Services Company, Inc. System and method for providing and RFID transaction device
US7762457B2 (en) 2001-07-10 2010-07-27 American Express Travel Related Services Company, Inc. System and method for dynamic fob synchronization and personalization
US9024719B1 (en) 2001-07-10 2015-05-05 Xatra Fund Mx, Llc RF transaction system and method for storing user personal data
US7925535B2 (en) 2001-07-10 2011-04-12 American Express Travel Related Services Company, Inc. System and method for securing RF transactions using a radio frequency identification device including a random number generator
US8284025B2 (en) 2001-07-10 2012-10-09 Xatra Fund Mx, Llc Method and system for auditory recognition biometrics on a FOB
US20040236699A1 (en) 2001-07-10 2004-11-25 American Express Travel Related Services Company, Inc. Method and system for hand geometry recognition biometrics on a fob
WO2003009195A1 (fr) * 2001-07-16 2003-01-30 Dmitry Alexandrovich Gertner Structure «crafe » de protection cryptographique individuelle
AU2002327322A1 (en) 2001-07-24 2003-02-17 First Usa Bank, N.A. Multiple account card and transaction routing
US8020754B2 (en) 2001-08-13 2011-09-20 Jpmorgan Chase Bank, N.A. System and method for funding a collective account by use of an electronic tag
US7311244B1 (en) * 2001-08-13 2007-12-25 Jpmorgan Chase Bank, N.A. System and method for funding a collective account by use of an electronic tag
US8800857B1 (en) 2001-08-13 2014-08-12 Jpmorgan Chase Bank, N.A. System and method for crediting loyalty program points and providing loyalty rewards by use of an electronic tag
US6846238B2 (en) * 2001-09-28 2005-01-25 Igt Wireless game player
US7752266B2 (en) 2001-10-11 2010-07-06 Ebay Inc. System and method to facilitate translation of communications between entities over a network
US7433897B1 (en) * 2001-11-07 2008-10-07 At&T Intellectual Property I, L.P. Systems and methods for database registration
US20060118621A1 (en) * 2001-11-19 2006-06-08 Burchette Robert L Jr Transaction card system having security against unauthorized usage
EP1446759B1 (de) 2001-11-19 2013-01-16 Robert L. Burchette, Jr. Transaktionskartensystem mit sicherheit gegenüber unauthorisierter benutzung
US7512566B1 (en) 2001-12-11 2009-03-31 Jpmorgan Chase Bank, N.A. System and method for using a stored value account having subaccount feature
US7728048B2 (en) 2002-12-20 2010-06-01 L-1 Secure Credentialing, Inc. Increasing thermal conductivity of host polymer used with laser engraving methods and compositions
US6732919B2 (en) * 2002-02-19 2004-05-11 Hewlett-Packard Development Company, L.P. System and method for using a multiple-use credit card
US6662999B1 (en) * 2002-02-26 2003-12-16 Connecticut General Life Insurance, Co. System and method for generating an identification card
US6993510B2 (en) * 2002-03-05 2006-01-31 First Data Corporation System and method for managing accounts
US7756896B1 (en) 2002-03-11 2010-07-13 Jp Morgan Chase Bank System and method for multi-dimensional risk analysis
US7899753B1 (en) 2002-03-25 2011-03-01 Jpmorgan Chase Bank, N.A Systems and methods for time variable financial authentication
WO2003083792A2 (en) * 2002-03-28 2003-10-09 Burrows, Colin, Cyril Administration of transactions with pre-payment debit and credit cards
US8751391B2 (en) 2002-03-29 2014-06-10 Jpmorgan Chase Bank, N.A. System and process for performing purchase transactions using tokens
US20040210498A1 (en) 2002-03-29 2004-10-21 Bank One, National Association Method and system for performing purchase and other transactions using tokens with multiple chips
AU2003230946A1 (en) * 2002-04-19 2003-11-03 Walker Digital, Llc Method and apparatus for linked play gaming with combined outcomes and shared indicia
US7285049B1 (en) * 2002-05-17 2007-10-23 Sierra Design Group Universal overlay games in an electronic gaming environment
US8078505B2 (en) 2002-06-10 2011-12-13 Ebay Inc. Method and system for automatically updating a seller application utilized in a network-based transaction facility
US7475045B2 (en) * 2002-07-04 2009-01-06 Fujitsu Limited Transaction system and transaction terminal equipment
JPWO2004006194A1 (ja) * 2002-07-04 2005-11-04 富士通株式会社 取引システムおよび取引端末装置
US7587756B2 (en) 2002-07-09 2009-09-08 American Express Travel Related Services Company, Inc. Methods and apparatus for a secure proximity integrated circuit card transactions
IES20020579A2 (en) * 2002-07-12 2004-01-14 Mainline Corporate Holdings Methods and systems for effecting payment card transactions
US20040019543A1 (en) * 2002-07-25 2004-01-29 First Data Corporation Systems and methods for non-account based liability reporting
US8010405B1 (en) 2002-07-26 2011-08-30 Visa Usa Inc. Multi-application smart card device software solution for smart cardholder reward selection and redemption
US8239304B1 (en) 2002-07-29 2012-08-07 Jpmorgan Chase Bank, N.A. Method and system for providing pre-approved targeted products
US6805287B2 (en) 2002-09-12 2004-10-19 American Express Travel Related Services Company, Inc. System and method for converting a stored value card to a credit card
US7121456B2 (en) 2002-09-13 2006-10-17 Visa U.S.A. Inc. Method and system for managing token image replacement
US9852437B2 (en) 2002-09-13 2017-12-26 Visa U.S.A. Inc. Opt-in/opt-out in loyalty system
US8626577B2 (en) 2002-09-13 2014-01-07 Visa U.S.A Network centric loyalty system
US8015060B2 (en) 2002-09-13 2011-09-06 Visa Usa, Inc. Method and system for managing limited use coupon and coupon prioritization
US7809595B2 (en) 2002-09-17 2010-10-05 Jpmorgan Chase Bank, Na System and method for managing risks associated with outside service providers
US6920611B1 (en) 2002-11-25 2005-07-19 Visa U.S.A., Inc. Method and system for implementing a loyalty merchant component
EP1593101A1 (de) * 2003-02-13 2005-11-09 Valista Limited Authentifizierung nach eigentümer gemeinsam benutzter bezahlungsinstrumente
US7195151B2 (en) * 2003-02-25 2007-03-27 American Cash Exchange, L.L.C. Method and system for automated value transfer
US7440771B2 (en) * 2003-02-28 2008-10-21 American Express Travel Related Services Company, Inc. Transaction card providing displayed information
US20040199421A1 (en) * 2003-04-04 2004-10-07 Oda Lisa Maureen Method and system to discharge a liability associated with a proprietary currency
US9881308B2 (en) 2003-04-11 2018-01-30 Ebay Inc. Method and system to facilitate an online promotion relating to a network-based marketplace
DE602004030434D1 (de) 2003-04-16 2011-01-20 L 1 Secure Credentialing Inc Dreidimensionale datenspeicherung
RU2263959C2 (ru) * 2003-04-24 2005-11-10 Общество с ограниченной ответственностью "Мобилити" Способ совершения сделок по безналичному расчету с использованием мобильных устройств электронной связи и компьютерная система для его осуществления (варианты)
US7827077B2 (en) 2003-05-02 2010-11-02 Visa U.S.A. Inc. Method and apparatus for management of electronic receipts on portable devices
US8306907B2 (en) 2003-05-30 2012-11-06 Jpmorgan Chase Bank N.A. System and method for offering risk-based interest rates in a credit instrument
US7742985B1 (en) 2003-06-26 2010-06-22 Paypal Inc. Multicurrency exchanges between participants of a network-based transaction facility
US8554610B1 (en) 2003-08-29 2013-10-08 Visa U.S.A. Inc. Method and system for providing reward status
US7104446B2 (en) 2003-09-03 2006-09-12 Visa U.S.A., Inc. Method, system and portable consumer device using wildcard values
US7953663B1 (en) 2003-09-04 2011-05-31 Jpmorgan Chase Bank, N.A. System and method for financial instrument pre-qualification and offering
US8489452B1 (en) 2003-09-10 2013-07-16 Target Brands, Inc. Systems and methods for providing a user incentive program using smart card technology
US7051923B2 (en) 2003-09-12 2006-05-30 Visa U.S.A., Inc. Method and system for providing interactive cardholder rewards image replacement
US7949594B2 (en) 2003-09-26 2011-05-24 First Data Corporation Systems and methods for participant controlled communications regarding financial accounts
US8407083B2 (en) 2003-09-30 2013-03-26 Visa U.S.A., Inc. Method and system for managing reward reversal after posting
US8005763B2 (en) 2003-09-30 2011-08-23 Visa U.S.A. Inc. Method and system for providing a distributed adaptive rules based dynamic pricing system
US7653602B2 (en) 2003-11-06 2010-01-26 Visa U.S.A. Inc. Centralized electronic commerce card transactions
US8015085B2 (en) 2003-11-14 2011-09-06 First Data Corporation System for distributing funds
EP1542159A1 (de) * 2003-12-10 2005-06-15 Pedro José Dr. Marron Karte und Schreib-Lese-Gerät für Karten
UA68467C2 (en) * 2003-12-18 2004-08-16 Close Joint Stock Company Comm Method for registering a user by a control authorities for subsequent operations with a service organization
CA2490873C (en) * 2003-12-29 2009-02-17 Bruno Lambert Enhanced pin and password protection system and method
US7634448B1 (en) 2004-03-08 2009-12-15 Diebold Self-Service Systems Division Of Diebold, Incorporated Self-service checkout during item purchase via videophone
JP2005309780A (ja) * 2004-04-21 2005-11-04 Ntt Docomo Inc Icカード及び権限委譲制御方法
US20050256801A1 (en) * 2004-05-11 2005-11-17 Bucci Michael V System and method for processing a transaction
US7979351B1 (en) 2004-05-25 2011-07-12 American Express Travel Related Services Company, Inc. Prepaid transaction card activation system and method
US20050278426A1 (en) * 2004-06-15 2005-12-15 First Data Corporation Systems and methods for merging communications
US7318550B2 (en) 2004-07-01 2008-01-15 American Express Travel Related Services Company, Inc. Biometric safeguard method for use with a smartcard
US7314165B2 (en) 2004-07-01 2008-01-01 American Express Travel Related Services Company, Inc. Method and system for smellprint recognition biometrics on a smartcard
US7392222B1 (en) 2004-08-03 2008-06-24 Jpmorgan Chase Bank, N.A. System and method for providing promotional pricing
US8891811B2 (en) 2004-09-17 2014-11-18 Digimarc Corporation Hierarchical watermark detector
US7720213B2 (en) * 2004-12-30 2010-05-18 Alcatel Lucent Parameter dependent ring tones
US20060157553A1 (en) * 2005-01-18 2006-07-20 International Business Machines Corporation Accommodating multiple users of a secure credit card
US7128273B2 (en) * 2005-03-24 2006-10-31 International Business Machines Corporation Secure credit card adapter
US7445147B2 (en) 2005-03-25 2008-11-04 Wal-Mart Stores, Inc. Stored value card validation
US7401731B1 (en) 2005-05-27 2008-07-22 Jpmorgan Chase Bank, Na Method and system for implementing a card product with multiple customized relationships
US20110288976A1 (en) * 2005-06-28 2011-11-24 Mark Ellery Ogram Total computer security
US7337947B1 (en) * 2005-06-30 2008-03-04 Capitol One Financial Corporation Prepaid account and card
US7578438B2 (en) 2005-07-15 2009-08-25 Revolution Money Inc. System and method for user selection of fraud detection rules
US9911124B2 (en) 2005-07-22 2018-03-06 Gtj Ventures, Llc Transaction security apparatus and method
US9235841B2 (en) * 2005-07-22 2016-01-12 Gtj Ventures, Llc Transaction security apparatus and method
US9245270B2 (en) * 2005-07-22 2016-01-26 Gtj Ventures, Llc Transaction security apparatus and method
JP4855727B2 (ja) * 2005-07-22 2012-01-18 富士通株式会社 生体認証装置の委任事項変更方法、生体認証方法及び生体認証装置
US8286860B2 (en) * 2006-11-07 2012-10-16 Money Network Financial, Llc Negotiable instrument to presentation instrument value porting systems and methods
US8365987B2 (en) * 2006-08-23 2013-02-05 Money Network Financial, Llc Pre-allocated negotiable instrument and presentation instrument purchasing and activation systems and methods
US8775279B2 (en) * 2007-06-07 2014-07-08 Money Network Financial, Llc Payroll receipt using a trustee account systems and methods
EP2667344A3 (de) 2005-10-06 2014-08-27 C-Sam, Inc. Transaktionale Dienste
US20070080212A1 (en) * 2005-10-11 2007-04-12 Capital One Financial Corporation Systems, methods, and computer-readable media for providing financial accounts with unique characteristics
CA2565906A1 (en) * 2005-10-24 2007-04-24 Robert A.H. Brunet Method of facilitating online group play of a lottery game
US7267263B2 (en) * 2005-10-28 2007-09-11 Mieko Iwakura Foreign currency conversion system
US8814669B2 (en) * 2005-12-08 2014-08-26 Igt Systems and methods for post-play gaming benefits
US7761591B2 (en) 2005-12-16 2010-07-20 Jean A. Graham Central work-product management system for coordinated collaboration with remote users
US7784682B2 (en) 2006-02-08 2010-08-31 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to both customers and non-customers
US8408455B1 (en) 2006-02-08 2013-04-02 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to both customers and non-customers
US20070198338A1 (en) * 2006-02-21 2007-08-23 First Data Corporation Customer selected coalition systems and methods
US20070226002A1 (en) * 2006-03-23 2007-09-27 Jeremy Tyra Financial gaming system and method
US7753259B1 (en) 2006-04-13 2010-07-13 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to both customers and non-customers
US20070282740A1 (en) * 2006-05-05 2007-12-06 Wendt Bradley W Electronic funds card
US10062062B1 (en) 2006-05-25 2018-08-28 Jbshbm, Llc Automated teller machine (ATM) providing money for loyalty points
US8668146B1 (en) 2006-05-25 2014-03-11 Sean I. Mcghie Rewards program with payment artifact permitting conversion/transfer of non-negotiable credits to entity independent funds
US8684265B1 (en) 2006-05-25 2014-04-01 Sean I. Mcghie Rewards program website permitting conversion/transfer of non-negotiable credits to entity independent funds
US9704174B1 (en) 2006-05-25 2017-07-11 Sean I. Mcghie Conversion of loyalty program points to commerce partner points per terms of a mutual agreement
US7703673B2 (en) 2006-05-25 2010-04-27 Buchheit Brian K Web based conversion of non-negotiable credits associated with an entity to entity independent negotiable funds
US7505918B1 (en) 2006-05-26 2009-03-17 Jpmorgan Chase Bank Method and system for managing risks
WO2008019345A2 (en) * 2006-08-04 2008-02-14 Money Network Financial, Llc Payer-based account porting to portable value distribution systems and methods
US8639782B2 (en) 2006-08-23 2014-01-28 Ebay, Inc. Method and system for sharing metadata between interfaces
US8226474B2 (en) 2006-09-08 2012-07-24 Igt Mobile gaming devices for use in a gaming network having gaming and non-gaming zones
US20080147479A1 (en) * 2006-12-19 2008-06-19 Ebay Inc. Proprietor currency assignment system and method
US7967214B2 (en) 2006-12-29 2011-06-28 Solicore, Inc. Card configured to receive separate battery
WO2008082617A2 (en) 2006-12-29 2008-07-10 Solicore, Inc. Mailing apparatus for powered cards
US8606670B2 (en) * 2007-01-02 2013-12-10 First Data Corporation Integrated communication solution
WO2008085078A1 (fr) * 2007-01-12 2008-07-17 Oleynov Gennady Aleksandrovits Dispositif de paiement
US8818904B2 (en) 2007-01-17 2014-08-26 The Western Union Company Generation systems and methods for transaction identifiers having biometric keys associated therewith
US7933835B2 (en) 2007-01-17 2011-04-26 The Western Union Company Secure money transfer systems and methods using biometric keys associated therewith
US8504473B2 (en) 2007-03-28 2013-08-06 The Western Union Company Money transfer system and messaging system
US8147322B2 (en) 2007-06-12 2012-04-03 Walker Digital, Llc Multiplayer gaming device and methods
US8676642B1 (en) 2007-07-05 2014-03-18 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to financial account holders
US20090045251A1 (en) * 2007-08-14 2009-02-19 Peeyush Jaiswal Restricting bank card access based upon use authorization data
US20090099965A1 (en) * 2007-08-21 2009-04-16 Grant Iv Francis C Prepaid expense card management platform
US8417601B1 (en) 2007-10-18 2013-04-09 Jpmorgan Chase Bank, N.A. Variable rate payment card
JP5662632B2 (ja) * 2008-01-29 2015-02-04 インターナショナル・ビジネス・マシーンズ・コーポレーションInternational Business Machines Corporation 電子決済システム、携帯端末、電子決済端末、電子決済方法およびコンピュータ・プログラム
US10540712B2 (en) * 2008-02-08 2020-01-21 The Pnc Financial Services Group, Inc. User interface with controller for selectively redistributing funds between accounts
US8194827B2 (en) 2008-04-29 2012-06-05 International Business Machines Corporation Secure voice transaction method and system
US8401938B1 (en) 2008-05-12 2013-03-19 The Pnc Financial Services Group, Inc. Transferring funds between parties' financial accounts
US8229806B1 (en) 2008-05-12 2012-07-24 The Pnc Financial Services Group, Inc. Computer implemented method of tracking customer spending and income
US8768736B1 (en) 2008-05-12 2014-07-01 The Pnc Financial Services Group, Inc. Tracking customer spending
US8751385B1 (en) 2008-05-15 2014-06-10 The Pnc Financial Services Group, Inc. Financial email
US8065230B1 (en) 2008-07-14 2011-11-22 The Pnc Financial Services Group, Inc. Family purchase card for developing financial management skills
US8615707B2 (en) * 2009-01-16 2013-12-24 Google Inc. Adding new attributes to a structured presentation
US8412749B2 (en) 2009-01-16 2013-04-02 Google Inc. Populating a structured presentation with new values
US8977645B2 (en) 2009-01-16 2015-03-10 Google Inc. Accessing a search interface in a structured presentation
US8452791B2 (en) * 2009-01-16 2013-05-28 Google Inc. Adding new instances to a structured presentation
US8965798B1 (en) 2009-01-30 2015-02-24 The Pnc Financial Services Group, Inc. Requesting reimbursement for transactions
US10891036B1 (en) * 2009-01-30 2021-01-12 The Pnc Financial Services Group, Inc. User interfaces and system including same
US20110106819A1 (en) * 2009-10-29 2011-05-05 Google Inc. Identifying a group of related instances
US20100306223A1 (en) * 2009-06-01 2010-12-02 Google Inc. Rankings in Search Results with User Corrections
US20110084133A1 (en) * 2009-10-09 2011-04-14 Kip Sawdy Method, system and apparatus for identification
WO2011044581A2 (en) * 2009-10-09 2011-04-14 Kip Sawdy Method, system and apparatus for identification
US20110145082A1 (en) 2009-12-16 2011-06-16 Ayman Hammad Merchant alerts incorporating receipt data
US8429048B2 (en) 2009-12-28 2013-04-23 Visa International Service Association System and method for processing payment transaction receipts
WO2011082078A2 (en) * 2009-12-30 2011-07-07 Visa International Service Association Configuration of issued dynamic device
US10387853B1 (en) 2010-01-19 2019-08-20 The Pnc Financial Services Group, Inc. Secondary purchase card for financial transactions (“cap card”)
FR2956234A1 (fr) * 2010-02-08 2011-08-12 Inf Et Controle Par Badge Procede de parrainage
US8791949B1 (en) 2010-04-06 2014-07-29 The Pnc Financial Services Group, Inc. Investment management marketing tool
US8780115B1 (en) 2010-04-06 2014-07-15 The Pnc Financial Services Group, Inc. Investment management marketing tool
US11475523B1 (en) 2010-07-02 2022-10-18 The Pnc Financial Services Group, Inc. Investor retirement lifestyle planning tool
US11475524B1 (en) 2010-07-02 2022-10-18 The Pnc Financial Services Group, Inc. Investor retirement lifestyle planning tool
US8417614B1 (en) 2010-07-02 2013-04-09 The Pnc Financial Services Group, Inc. Investor personality tool
US8423444B1 (en) 2010-07-02 2013-04-16 The Pnc Financial Services Group, Inc. Investor personality tool
US8374940B1 (en) 2011-02-28 2013-02-12 The Pnc Financial Services Group, Inc. Wealth allocation analysis tools
US9665908B1 (en) 2011-02-28 2017-05-30 The Pnc Financial Services Group, Inc. Net worth analysis tools
US8321316B1 (en) 2011-02-28 2012-11-27 The Pnc Financial Services Group, Inc. Income analysis tools for wealth management
US9852470B1 (en) 2011-02-28 2017-12-26 The Pnc Financial Services Group, Inc. Time period analysis tools for wealth management transactions
US10733570B1 (en) 2011-04-19 2020-08-04 The Pnc Financial Services Group, Inc. Facilitating employee career development
US8768830B1 (en) 2011-09-08 2014-07-01 Citibank, N.A. Method and system for a multi-purpose transactional platform
US20130173467A1 (en) * 2011-12-29 2013-07-04 Ebay Inc. Methods and systems for using a co-located group as an authorization mechanism
US10169812B1 (en) 2012-01-20 2019-01-01 The Pnc Financial Services Group, Inc. Providing financial account information to users
WO2014092594A1 (ru) * 2012-12-11 2014-06-19 Oleynov Gennady Aleksandrovich Способ производства платежей
RU2555233C2 (ru) * 2013-11-27 2015-07-10 Дмитрий Анатольевич Кравченко Способ контроля держателем банковской карты возможности осуществления авторизационных транзакций в платежной системе с использованием банковской карты, ограничивающий возможность проведения мошеннических операций в случае компрометации карты
US9922197B2 (en) 2014-01-15 2018-03-20 Microsoft Technology Licensing, Llc Privacy-based degradation of activity signals and automatic activation of privacy modes
US10803457B2 (en) * 2016-07-20 2020-10-13 Craig Potts System for coordinating access to multiple accounts using a single access card
US10796016B2 (en) * 2018-03-28 2020-10-06 Visa International Service Association Untethered resource distribution and management

Family Cites Families (30)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US420413A (en) * 1890-01-28 Alexander ormsby
US3614316A (en) * 1964-05-20 1971-10-19 Us Navy Secure communication system
AT287366B (de) * 1968-09-13 1971-01-25 Intelectron Patentverwaltung G Identifizierungsschalter
JPS5011296A (de) * 1973-05-31 1975-02-05
US3996450A (en) * 1975-03-31 1976-12-07 Ncr Corporation Secret number change routine
US4105156A (en) * 1976-09-06 1978-08-08 Dethloff Juergen Identification system safeguarded against misuse
FR2403597A1 (fr) * 1977-09-16 1979-04-13 Cii Honeywell Bull Perfectionnements aux systemes de comptabilisation d'unites homogenes predeterminees
US4405829A (en) * 1977-12-14 1983-09-20 Massachusetts Institute Of Technology Cryptographic communications system and method
US4277837A (en) * 1977-12-30 1981-07-07 International Business Machines Corporation Personal portable terminal for financial transactions
US4192006A (en) * 1978-08-07 1980-03-04 Hausdorff Harry H Portable travel expense tabulator
SE7901889L (sv) * 1979-03-02 1980-09-03 Karl Bengt Trehn En av en person forfogbar och lett berbar anordning
US4302810A (en) * 1979-12-28 1981-11-24 International Business Machines Corporation Method and apparatus for secure message transmission for use in electronic funds transfer systems
US4305059A (en) * 1980-01-03 1981-12-08 Benton William M Modular funds transfer system
FR2483657B1 (fr) * 1980-05-30 1986-11-21 Bull Sa Machine portable pour le calcul ou le traitement de l'information
US4385231A (en) * 1980-06-27 1983-05-24 Omron Tateisi Electronics Co. Unlocking system for use with cards
GB2079995B (en) * 1980-07-16 1984-07-11 Suwa Seikosha Kk Portable data processing apparatus
EP0076255A1 (de) * 1981-04-07 1983-04-13 BENTON, William M. Transaktionsprüfgerät mit optischem datenübertragungsbindeglied
US4443027A (en) * 1981-07-29 1984-04-17 Mcneely Maurice G Multiple company credit card system
IE820411L (en) * 1982-02-25 1983-08-25 L M Ericsson Ltd Portable device for storing and transferring data
US4454414A (en) * 1982-06-16 1984-06-12 Vericard Corporation Funds transfer system using optically coupled, portable modules
FR2539897B1 (fr) * 1983-01-20 1988-12-30 Cii Honeywell Bull Procede et dispositif pour habiliter le detenteur d'un objet portatif tel qu'une carte, a acceder par cette carte a au moins un service dispense par au moins un organisme habilitant
JPS60144154U (ja) * 1984-03-07 1985-09-25 シャープ株式会社 携帯用電子計算機
DE3412663A1 (de) * 1984-04-04 1985-10-17 Siemens AG, 1000 Berlin und 8000 München Chipkartensystem
US4614861A (en) * 1984-11-15 1986-09-30 Intellicard International, Inc. Unitary, self-contained card verification and validation system and method
US4634845A (en) * 1984-12-24 1987-01-06 Ncr Corporation Portable personal terminal for use in a system for handling transactions
JP2502052B2 (ja) * 1985-06-25 1996-05-29 富士通株式会社 複数の個人識別情報を持つicカ−ド
JPH0818473B2 (ja) * 1985-07-31 1996-02-28 トッパン・ムーア株式会社 機密水準を設定できるicカード
EP0218176B1 (de) * 1985-10-07 1991-11-13 Kabushiki Kaisha Toshiba Tragbares elektronisches Gerät
JPH0754536B2 (ja) * 1986-02-17 1995-06-07 株式会社日立製作所 Icカ−ド利用システム
US4766293A (en) * 1986-06-26 1988-08-23 Visa International Service Association Portable financial transaction card capable of authorizing a transaction in foreign currencies

Also Published As

Publication number Publication date
RU2060540C1 (ru) 1996-05-20
EP0306892B1 (de) 1991-12-18
CN1009398B (zh) 1990-08-29
JPH01145798A (ja) 1989-06-07
DD282308A5 (de) 1990-09-05
HUT50257A (en) 1989-12-28
DD282306A5 (de) 1990-09-05
HU206555B (en) 1992-11-30
JP2597672B2 (ja) 1997-04-09
EP0306892A1 (de) 1989-03-15
CN1031902A (zh) 1989-03-22
US4837422A (en) 1989-06-06

Similar Documents

Publication Publication Date Title
DE3867001D1 (de) Schaltungsanordnung mit einer zumindest einen teil der anordnung enthaltenden karte fuer geschaefts-, identifizierungs-und/oder betaetigungszwecke.
DE3689251D1 (de) Anordnung mit Wertkarten.
DE3672854D1 (de) Datenverkehrsnetz mit ic-karten.
DE3650258T2 (de) IC-Karte.
DE3688984T2 (de) IC-Karte.
DE3689094D1 (de) Ic-karte.
DE3688267T2 (de) Karte mit elektronischem speicher.
NL194215B (nl) Identificatiekaart met IC-bouwsteen.
DE69021157T2 (de) Integrierte Schaltung für Karten anwendbar in Systemen mit verschiedenen Bitzahlen.
DE69408002T2 (de) Geschäftsformular mit Identitätskarte
DE3682790D1 (de) Ic-kartensystem.
DE3587899T2 (de) Transkriptionsfaktoren mit transaktivität.
DE3688648T2 (de) Kartenlesegeraet.
DE3675908D1 (de) Magnetisch kodierte karte.
BE892607A (fr) Carte d'identite pourvue d'un composant a circuit integre
DE68907363D1 (de) Informationskartensystem mit kontaktloser uebertragung.
DE3885339D1 (de) Leser für Karten oder ähnliche Datenträger.
DE3751465T2 (de) Elektronische Schreibmaschine mit Rechtschreibungsprüffunktion.
DE3672608D1 (de) Anordnung an einer oder mehreren in einer entfernten einheit liegenden einheiten.
DE3783207T2 (de) Magnetoresistiver lesewandler.
NO169411C (no) Merkekrets for anvendelse i et elektronisk sikringssystem, samt saadant sikringssystem for paavisning av merkekrets.
DE3668802D1 (de) Vorrichtung fuer transport von blaettern.
DE68912428T2 (de) Kartentransportanordnung für Kartenzugangsvorrichtungen.
ATA64586A (de) Vorrichtung zum lesen und kennzeichnen von karten, wie wertkarten, fahrkarten, ausweiskarten oder dergleichen
DE3852965T3 (de) Informationsverarbeitungssystem mit IC-Karte.

Legal Events

Date Code Title Description
8364 No opposition during term of opposition
8327 Change in the person/name/address of the patent owner

Owner name: INTELLECTRON G.M.B.H., 22559 HAMBURG, DE

8327 Change in the person/name/address of the patent owner

Owner name: DETHLOFF SMARTCARD LICENSING GMBH & CO KG, 21266 J

8310 Action for declaration of annulment
8313 Request for invalidation rejected/withdrawn
8339 Ceased/non-payment of the annual fee