DE50012605D1 - Verfahren und System zur Autorisierung einer kommerziellen Transaktion - Google Patents

Verfahren und System zur Autorisierung einer kommerziellen Transaktion

Info

Publication number
DE50012605D1
DE50012605D1 DE50012605T DE50012605T DE50012605D1 DE 50012605 D1 DE50012605 D1 DE 50012605D1 DE 50012605 T DE50012605 T DE 50012605T DE 50012605 T DE50012605 T DE 50012605T DE 50012605 D1 DE50012605 D1 DE 50012605D1
Authority
DE
Germany
Prior art keywords
customer
supplier
authorizing
provider
commercial transaction
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Lifetime
Application number
DE50012605T
Other languages
English (en)
Inventor
Michael Kramer
Joerg Tacke
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
VOICECASH IP GMBH, ZUERICH, CH
Original Assignee
Voice Trust AG
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Voice Trust AG filed Critical Voice Trust AG
Application granted granted Critical
Publication of DE50012605D1 publication Critical patent/DE50012605D1/de
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/305Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wired telephone networks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • G06Q20/206Point-of-sale [POS] network systems comprising security or operator identification provisions, e.g. password entry
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/385Payment protocols; Details thereof using an alias or single-use codes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07CTIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00Individual registration on entry or exit
    • G07C9/30Individual registration on entry or exit not involving the use of a pass
    • G07C9/32Individual registration on entry or exit not involving the use of a pass in combination with an identity check
    • G07C9/37Individual registration on entry or exit not involving the use of a pass in combination with an identity check using biometric data, e.g. fingerprints, iris scans or voice recognition
    • GPHYSICS
    • G10MUSICAL INSTRUMENTS; ACOUSTICS
    • G10LSPEECH ANALYSIS OR SYNTHESIS; SPEECH RECOGNITION; SPEECH OR VOICE PROCESSING; SPEECH OR AUDIO CODING OR DECODING
    • G10L17/00Speaker identification or verification
DE50012605T 2000-07-14 2000-07-14 Verfahren und System zur Autorisierung einer kommerziellen Transaktion Expired - Lifetime DE50012605D1 (de)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
EP00115309A EP1172771B1 (de) 2000-07-14 2000-07-14 Verfahren und System zur Autorisierung einer kommerziellen Transaktion

Publications (1)

Publication Number Publication Date
DE50012605D1 true DE50012605D1 (de) 2006-05-24

Family

ID=8169267

Family Applications (1)

Application Number Title Priority Date Filing Date
DE50012605T Expired - Lifetime DE50012605D1 (de) 2000-07-14 2000-07-14 Verfahren und System zur Autorisierung einer kommerziellen Transaktion

Country Status (6)

Country Link
US (1) US6934849B2 (de)
EP (2) EP1172771B1 (de)
AT (1) ATE323919T1 (de)
AU (1) AU2001289660A1 (de)
DE (1) DE50012605D1 (de)
WO (1) WO2002007107A2 (de)

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Also Published As

Publication number Publication date
EP1675070A3 (de) 2006-07-19
US6934849B2 (en) 2005-08-23
EP1675070A2 (de) 2006-06-28
AU2001289660A1 (en) 2002-01-30
EP1172771B1 (de) 2006-04-19
WO2002007107A2 (de) 2002-01-24
WO2002007107A3 (de) 2003-10-09
US20030161503A1 (en) 2003-08-28
ATE323919T1 (de) 2006-05-15
EP1172771A1 (de) 2002-01-16

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Legal Events

Date Code Title Description
8364 No opposition during term of opposition
8327 Change in the person/name/address of the patent owner

Owner name: VOICE. TRUST MOBILE COMMERCE IP S. A .R. L., Z, CH

8328 Change in the person/name/address of the agent

Representative=s name: KEHL & ETTMAYR, PATENTANWAELTE, 81679 MUENCHEN

8327 Change in the person/name/address of the patent owner

Owner name: VOICECASH IP GMBH, ZUERICH, CH