DE69831910D1 - System und Verfahren zum Verwalten und Besitzen von elektronischem Geld und Vorrichtung und Mittel dazu - Google Patents

System und Verfahren zum Verwalten und Besitzen von elektronischem Geld und Vorrichtung und Mittel dazu

Info

Publication number
DE69831910D1
DE69831910D1 DE69831910T DE69831910T DE69831910D1 DE 69831910 D1 DE69831910 D1 DE 69831910D1 DE 69831910 T DE69831910 T DE 69831910T DE 69831910 T DE69831910 T DE 69831910T DE 69831910 D1 DE69831910 D1 DE 69831910D1
Authority
DE
Germany
Prior art keywords
managing
electronic money
means therefor
owning
owning electronic
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Lifetime
Application number
DE69831910T
Other languages
English (en)
Other versions
DE69831910T2 (de
Inventor
Tomomi Shiobara
Koken Yamamoto
Akiko Ono
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Fujitsu Ltd
Original Assignee
Fujitsu Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Fujitsu Ltd filed Critical Fujitsu Ltd
Application granted granted Critical
Publication of DE69831910D1 publication Critical patent/DE69831910D1/de
Publication of DE69831910T2 publication Critical patent/DE69831910T2/de
Anticipated expiration legal-status Critical
Expired - Lifetime legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102Bill distribution or payments
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108Remote banking, e.g. home banking
    • G06Q20/1085Remote banking, e.g. home banking involving automatic teller machines [ATMs]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357Cards having a plurality of specified features
    • G06Q20/3572Multiple accounts on card
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
DE69831910T 1997-10-16 1998-03-31 System und Verfahren zum Verwalten und Besitzen von elektronischem Geld und Vorrichtung und Mittel dazu Expired - Lifetime DE69831910T2 (de)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
JP28412397A JP3483441B2 (ja) 1997-10-16 1997-10-16 電子マネーの管理所有装置および管理所有方法
JP28412397 1997-10-16

Publications (2)

Publication Number Publication Date
DE69831910D1 true DE69831910D1 (de) 2005-11-24
DE69831910T2 DE69831910T2 (de) 2006-04-20

Family

ID=17674483

Family Applications (1)

Application Number Title Priority Date Filing Date
DE69831910T Expired - Lifetime DE69831910T2 (de) 1997-10-16 1998-03-31 System und Verfahren zum Verwalten und Besitzen von elektronischem Geld und Vorrichtung und Mittel dazu

Country Status (5)

Country Link
US (1) US6266653B1 (de)
EP (1) EP0910052B1 (de)
JP (1) JP3483441B2 (de)
CN (1) CN100583107C (de)
DE (1) DE69831910T2 (de)

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JP2001222739A (ja) * 2000-02-09 2001-08-17 Sony Corp 電子マネーシステム及び電子マネー端末装置
JP2001222740A (ja) 2000-02-09 2001-08-17 Sony Corp 電子マネーシステム及び電子マネー端末装置
WO2001075734A1 (en) * 2000-03-31 2001-10-11 Softcoin, Inc. Facilitating transactions between merchant, associate, and user
FR2811451B1 (fr) * 2000-07-07 2002-11-29 Thomson Multimedia Sa Systeme et procede de gestion de transactions de micropaiement, terminal de client et equipement de marchand correspondants
US7337145B2 (en) 2000-08-03 2008-02-26 Fujitsu Limited E-money managing method and system, e-money managing/holding medium, computer-readable recording medium in which e-money managing program is recorded, e-value managing/holding medium, and e-value managing method
JP2002109425A (ja) * 2000-09-29 2002-04-12 Mitsubishi Electric Corp 電子マネ−、電子販売店及び電子銀行
US7398225B2 (en) * 2001-03-29 2008-07-08 American Express Travel Related Services Company, Inc. System and method for networked loyalty program
US20020083012A1 (en) * 2000-11-16 2002-06-27 Steve Bush Method and system for account management
EP1354302A2 (de) * 2000-12-09 2003-10-22 International Business Machines Corporation Alterung von elektronischen bezahlungseinheiten
JP4112170B2 (ja) * 2000-12-27 2008-07-02 三菱電機株式会社 携帯電話機及び不正使用防止方法
CN101329634B (zh) * 2001-01-31 2012-01-25 株式会社Ntt都科摩 用于分发程序的程序分发系统和移动终端
CA2450404A1 (en) * 2001-06-12 2002-12-19 Siemens Aktiengesellschaft Devices and methods for billing for an electronic prepayment card, with position finding ("gps prepayment card") for a dual gps-based toll system
US8396809B1 (en) 2002-05-14 2013-03-12 Hewlett-Packard Development Company, L.P. Method for reducing purchase time
US7788129B2 (en) * 2002-06-25 2010-08-31 American Express Travel Related Services Company, Inc. System and method for redeeming vouchers
US7606730B2 (en) 2002-06-25 2009-10-20 American Express Travel Relate Services Company, Inc. System and method for a multiple merchant stored value card
JP4099174B2 (ja) * 2003-02-26 2008-06-11 富士通株式会社 Icカード,取引装置およびプログラム
US20050177497A1 (en) * 2003-02-26 2005-08-11 Fujitsu Limited Portable storage device and transaction machine
JP2006190095A (ja) * 2005-01-06 2006-07-20 Oki Electric Ind Co Ltd 自動取引装置および電子マネー補充システム
JP2006301780A (ja) * 2005-04-18 2006-11-02 Sanden Corp 電子マネー端末
JP2007079642A (ja) * 2005-09-09 2007-03-29 Nihon Unica Corp 電子マネー決済システム及び電子マネー情報記憶媒体
JP4804851B2 (ja) * 2005-09-26 2011-11-02 グローリー株式会社 電子マネー決済システム、電子マネー端末装置、電子マネー媒体、および電子マネー決済方法
JP2007157045A (ja) * 2005-12-08 2007-06-21 Ricoh Co Ltd 電子マネー機能付き通信装置
US7703673B2 (en) 2006-05-25 2010-04-27 Buchheit Brian K Web based conversion of non-negotiable credits associated with an entity to entity independent negotiable funds
US9704174B1 (en) 2006-05-25 2017-07-11 Sean I. Mcghie Conversion of loyalty program points to commerce partner points per terms of a mutual agreement
US8668146B1 (en) 2006-05-25 2014-03-11 Sean I. Mcghie Rewards program with payment artifact permitting conversion/transfer of non-negotiable credits to entity independent funds
US10062062B1 (en) 2006-05-25 2018-08-28 Jbshbm, Llc Automated teller machine (ATM) providing money for loyalty points
US8684265B1 (en) 2006-05-25 2014-04-01 Sean I. Mcghie Rewards program website permitting conversion/transfer of non-negotiable credits to entity independent funds
JP4915141B2 (ja) 2006-05-29 2012-04-11 富士通株式会社 携帯端末装置
JP5575487B2 (ja) * 2007-12-27 2014-08-20 京セラ株式会社 携帯端末装置、課金管理部品および携帯端末の制御プログラム
JP5365177B2 (ja) * 2008-12-15 2013-12-11 日本電気株式会社 電子マネー取引端末、電子マネー取引方法およびそのプログラム
CN103503009B (zh) * 2011-04-28 2016-04-13 乐天株式会社 结账模块、结账方法
JP5106714B1 (ja) * 2011-04-28 2012-12-26 楽天株式会社 決済モジュール、決済方法、プログラム及び情報記録媒体
US20140046840A1 (en) * 2011-04-28 2014-02-13 Rakuten, Inc. Payment module, payment method, program, information-recording medium, payment device, and method for controlling payment device
KR20180020704A (ko) * 2016-08-19 2018-02-28 엘지전자 주식회사 이동 단말기 및 그 제어방법

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US4906828A (en) * 1983-02-28 1990-03-06 Paperless Accounting, Inc. Electronic money purse and fund transfer system
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US5649118A (en) 1993-08-27 1997-07-15 Lucent Technologies Inc. Smart card with multiple charge accounts and product item tables designating the account to debit
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Also Published As

Publication number Publication date
CN1215190A (zh) 1999-04-28
CN100583107C (zh) 2010-01-20
JPH11120264A (ja) 1999-04-30
DE69831910T2 (de) 2006-04-20
US6266653B1 (en) 2001-07-24
JP3483441B2 (ja) 2004-01-06
EP0910052A2 (de) 1999-04-21
EP0910052A3 (de) 2002-06-05
EP0910052B1 (de) 2005-10-19

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Legal Events

Date Code Title Description
8364 No opposition during term of opposition
8328 Change in the person/name/address of the agent

Representative=s name: SEEGER SEEGER LINDNER PARTNERSCHAFT PATENTANWAELTE