US 1449999 A
Description (OCR text may contain errors)
Malt 27, 1923.
' W. T. NNES.
BANK DEPOSIT SLIP.
FILED DEC. 9.1921.
M E W W Patented Mar. 27, 1923.
WILLIAM T. INNES, OF PHILADELPHIA, PENNSYLVANIA.
BANK DEPOSIT SLIP.
To all Lv/710m t may concern Be it known that I, VVILLMM T. INNES, a citizen oit the United States, residing at Philadelphia, county or" Philadelphia, and State ot Pennsylvania, have invented a new and useful improvement in Bank Deposit Slips, of which the following is a full, clear, and exact description, reference being had to the accompanying drawings, which form a part of this specification.
This invention relates to an improvement in bank deposit books of the coupon type having a predetermined number' ot leaves, each comprising a receipt stub and a deposit slip arranged to be detached therefrom by the bank teller receipting for the deposit.
Books of this type are now used to a very great extent by banks for keeping accounts otvacation clubs, Christmas clubs, etc. Each depositor of this character is required to deposit a stipulated amount in each stipulated period for a given length of time.
It will readily be appreciated that considerable detail work is daily required to balance the receipts daily in banks having a large number of depositors. The teller when balancing the deposits usually stacks the slips of different denominations in dit- :terent piles, and then counts the slips in the diiierent piles. |The slips ot different de nomination are sometimes differently colored or marked so that teller can readily sort them without looking at the amount of the deposit designated thereon, but it `trequently happens that slips are placed in the wrong stack or pile so that the. amount of the cash deposits and the amount called for by theslips do not balance. In such a case, it is necessary for the teller to leaf over the different piles of slips to discover the misplaced slips.
One of the objects of my invention is to provide books of this character with removable slips of such a character that the teller can tell by glancing at a stack oi deposit slips whether or not the stack contains a slip of the wrong denomination, so that'he is assured that it his accounts do not balance it is not because of misplaced deposit slips.
Another object of my invention is to provide a method and means for stamping the stubs and deposit slips so that the teller can readily check whether he has Serial No. 521,080.
stamped the stubs trom which he has severed the deposit slips.
The precise nature of my invention will be best understood by reference to the accompanying drawings, which will now be described, it being premised, however, that changes may be made in the details of construction with departing from the spirit and scope or my invention as defined in the appended claims.
Fig. l ofthe drawings is a perspective view et a book made in accorda-nce with my invention showing a page before the stub and deposit slip have been receipted.
Fig. 2 is a similar view after receipting.
Fig. 3 is a perspective view of a stack of deposit slips of the same denomination.
Fig. l is a similar view with a slip of another denomination therein` Figs. 5. G and 7 are face views of deposit slips of denominations other than that of Figs, l, 2, 3 and 4.
Fig. S is a perspective view of stacked slips showing amodiled form of denomination designation.
In these drawings, L designates a book having a predetermined number of leaves permanently bound therein, each consisting ot a stub l) and a depositslip c, which are connected to each other by two weakened lines (l whirh extend trom the side edges to a V-shaped cut e. Each stub and slip is printed to set Yforth the amount to be deposited, the time before which it is deposited. as well as the amount previously deposited. It desired, the deposit slips may have numerals printed thereon to designate the number ot the account and may also be provided with a space as indicated at f for the signature ot the depositor. The lower portion of the stub and the upper portion of slip c are provided with blank spaces g and 7i, respectively, in which the date of. the deposit is stamped by means of a stamp having the date in two places parallel to each other and is also provided with a marginal line or lines surrounding the dates. There is also a blank space at the side of the dating port-ion at the top of the stamp, and after the pages are stamped as shown in Fig. 2 the receiving teller signs the stub at the side of the date stamped thereon.
All of the deposit books for a specified amount, for example, those denominating lifty cent deposits, are provided with V- shaped cuts as illustrated in Figs. 1 and 2, so that each such deposit slip when torn from the books is provided With an inverted V-shaped projection y' extending from the upper edge. The projections on the slips ot one denomination are of the same size and positioned at the same place along the edge of the deposit slips, so that When the teller stacks the slips he can readily detect if a slip of the Wrong denomination is in any of the stacks.
In Fig. 3 I have shown a stack of slips of one denomination (fifty cent slips) and it can be seen at a glance that no slips of another denomination are contained therein, as all the projections align.
In F ig. t I have shown another stack of slips of the same denomination as shown in Fig. 3, having projections with one slip of another denomination having a projection j. As the projection j of the misplaced slip does not align with the projection j of the slips of the stack of the designated denomination, the misplaced slip or slips can readily be observed.
In Figs. 5 and 6 I have shown slips having projections jg and js for diiierent denominations than those shovvn in Figs. 1-4.
In Fig. 7 I have shown a modified form of slip having tWo projections jt.
In Fig. 8 I have shown a third stack of slips of another modied iomn, all of one denomination with the exception of one misplaced slip. In this form the major portion of the slips are provided With recesses jl@ which align With each other, While the misplaced .slip is provided With a recess ju, which is out of alignment With the recesses jl", of the slips of the denomination of the pack.
The particular arrangement of dating spaces and spaces for the signatures of the teller and depositor, as well as the particular method of stamping are not claimed herein, but form the subject-matter of a separate application Serial No. 526,193, filed Dec. 31, 1921.
Itwill also be understood that projections or recesses may be placed along other edges of the deposit slips than the upper edges and may be'of any desired form.
The deposit slips of dillerent denominations may be provided With differently positioned openings adapted to align with each other, which form is not specifically claimed herein, as this form of the invention forms the subject-matter of a separate application Serial No. 521,081, filed Dec. 9, 1921.
r)She advantages of my invention result from the provision of bank deposit slips, in which the slips of each denomination are provided With registering devices which Will be out of register With the registering devices ot other denominations.
Having now fully described my invention, what I claim and desire to protect by Letters Patent is n l. Bank slips for deposits of different amounts, the slips for each amount being bipart, there being an irregular line on Which the partsare adapted to be separated, said line of separation being of differential irregularity in slips for different amounts.
2. Bank slips for deposits of different amounts, the slips for each amount being bipartto form a deposit slip yand a stub, the stub portions being adapted for binding together, there being irregular lines of difierential irregularity on which the deposit slips and stubs of different amounts may be separated, Whereby When the deposit Slips and stubs are separated deposit slips for like .amounts Will register With each other, but
will not register With deposit slips for unlike amounts.
3. A. bank deposit book having a plurality of leaves bound therein, each leal:l having a stub at the bound end of the leaf, and a deposit slip at the free end, there being a Weakened irregular shaped portion at the junction ot each stub and its slips to permit the slips to be torn along each portion to form registering projections and cut-away portions on the severed slips, the weakened portion for each slip in books of any denomination being the same, so that slips of the same denomination from different books Will register With each other, but will not register with slips of other denominations.
In testimony of Which inventioml have hereunto set my hand, at Philadelphia, Pa., on this 23rd day of November, 1921.
WILLIAM T. INNES.