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Publication numberUS1596201 A
Publication typeGrant
Publication dateAug 17, 1926
Filing dateAug 31, 1923
Priority dateAug 31, 1923
Publication numberUS 1596201 A, US 1596201A, US-A-1596201, US1596201 A, US1596201A
InventorsSamuel Marsh
Original AssigneeSamuel Marsh
Export CitationBiBTeX, EndNote, RefMan
External Links: USPTO, USPTO Assignment, Espacenet
Budget system
US 1596201 A
Abstract  available in
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Claims  available in
Description  (OCR text may contain errors)

Patented Aug. 17, 1926. i i

Unirse STATES SAMUEL MARSH, OF CRYSTAL LAKE, ILLINOIS.

f BUDGET SYSTEM.

Application led August 31, 1923. Serial No. 660,270.

This invention relates to a record keeping sheet and particularly to av record keeping book in which a number of such sheets of graduated size are arranged together for cooperative use. One use of theinvention is in connection with record keeping in which a number of totals of different classes of ar-v ticles are visibly indicated in close associa- Y tion. Another use of the invention is inr connection with account keeping and particularly in connection with account keeping in which a visible record of the sums expended is always available inv which therecord of the sum expended is s ubdivided into a plurality of individual categories. Other uses and objects of the invention will appear from Vtime to time throughout the specification and the claims.

The invention is illustrated in one form in Figure 1 which shows an account keeping and budget record book.

Figure 2 illustrates a sheet from the book.

Like parts are designated by like charac'- ters throughout.

A is a cover for the book shownin Figure 1. B B are account or record keeping sheets of the smallest size used. Each sheet has indicated on its face a pluralityof subdivided record keeping spaces, each space being marked to indicate a coin of a single denomination, thus, as shown in Figure 1, each sheet has spaces on it indicating cents, nickels, dimes, quarters, and half dollars. Along the side of the sheet is a column indicating dollars. As shown in the figures, space for thirty dollars is provided for in each column. This number might, of course, be varied. At the top of each vsheet a title, indieating a certain class of expenditure, appears. ried to provide for other classifications of expenditure or the spaces which they ll might be left blank so that the user might write in his own classification.

The arrangement of the various items appearing on each sheet might be almost in finitely varied. The dollar indicating portion might appear at the top or bot-toml or elsewhere, and the classification Name might correspondingly Ibe moved about. My invention is not limited, therefore, to any particular arrangement ofv these various items. It is suicient that there appear u on the sheets marking spaces for the va rions denominations of coins and a classifi= cation space, and that the `space which These titles might be infinitely va-l coins of the highest denomination are designated and the classification space shall be visible at all times when the book is open as shown in Figure 1. y

OO are sheets similar to sheets B B but larger. D D are sheets similar to the previously mentioned sheets, but still larger. E E are the largest sheets provided. Other sheets, of increasing size, might be used and my invention is therefore not limited to the use ofV four sizes of sheets. More or less than this number might be used. It is important, however, that the sheets shall be of such sizes and so arranged that when the book is open (as shown in Figure 1) that portion of each sheet indicating the classification of the expenditures marked upon it and that portion of the sheet indicating the coins of the highest denomination'shall be visible and shall not be covered by any other sheet. Thus, when the book is open, it is possible at a glance Vto tell what the budget estimate of each class of expenditure is and what expenditure has been made to date. As shown in Figure 1, three sheets E E of identical size, are provided. This is in order to provide for the expenditure of a larger 'amount than thatindicated on the first sheet in that classiiication. Vhere two ident-ical sheets are provided in an association of this sort, the total of dollars, or whatever the coin of highest d enomination be which is indicated on the sheet, runs successively from sheet to sheet, thus the total on the first sheet is from l to 30 and that on the second sheetis from 31 to 60.

As indicated in Figure 2, a loose leaf sheet is shown. The printing matter on these sheets is the same as that previously described and the manner of the arrangement of these sheets in whatever binder is used is such as to produce the same arrangement of sheets and visibility of items as shown in Figure 1. As shown in Figure 2, the sheet is perforated for use with a loose leaf binder. The invention is not limited to any specific form of binding or associating together of the necessary sheets. They may be formed in a book bound together as in Fig use 1, or some or all of them may be perfo-l rated and assembled together in a loose leaf binder which may be of any suitable type. Any number of sheets may be associated an any number of sheets of the same category may be associated together in a given binder,

one but many identical sheets may be associated together. The number of sheets used in any given binder is generally governed by the amount to be spent and by the time for which a record is to be kept. In the form shown in Figure l, a suiiicient number ot sheets is assembled to furnish a record for one month. For certain individuals a larger number of sheets might be necessary for that period ot time and it is within the contemplation ot my invention that more sheets might be assembled either in a loose leafl binder or in a bound book, as shown in Figure l, to cover a larger expenditure tor a month or to cover the expenditure for several months or for any desirable length ot time.

The use and operation ot the invention are as follows:

In whatever' binder and in whatever quantity the sheets are assembled, their arrangement will be generally similar to that shown in Figure l. lfl-,lhile the book may be used merely to keep track ot expenditures, it is also adapted to be used in connection with expenditures designed to tall within a limited sum, that is, it may be used to keep track of expenditures which are made according to a prearranged budget, and its use will be described in connection with a budget.

After the monthly allowance tor each ritem has been determined in the budget, a

cross is made in that dollar square on each record sheet which represents the amount of the allowance. rl`his should be done under each classification. Thereafter, as money is expended, checks will be made in some ot the ruled squares on the record keeping sheets, thus, it two dollars is spent under Personal, the second dollar square on the dollar column under Personal will be checked. It the next expenditure is three dollars under the same item, the iitth square in the dollar column will be checked, that is, the third square in addition to the two squares already checked. And thus the two expenditures, one of two dollars and the other of three dollars, are indicated with a total expenditure of tive dollars. rl'his process is repeated whenever an expenditure is made.

Amounts less than one dollar under the same classification Personal are checked on the same page from lett to right, line after line, in their respective sections, and when a square containing` a dollar mark is checked, it shows that a dollars worth ot thatpartioular coin has been spent. Then an additional dollar square in the dollar column is checked. Thus, ir" a halt dollar is spent, a halt dollar square is checked. lt seventy-tive cents is spent, the next halt dollar square is checked, and the {ir-st quarter square is chec. The dollar mark in the second haltl dollar square just checked in the halt dollar section warns the use to check another dollar in the dollar section on the margin of the sheet.

This dollar total is thus kept automatically and will show at a glance at any time how expenditures are running under each of the several classiiications. The method of checking expenses on each sheet is identical with that just described under ythe Personal7 sheet and by the use of all the sheets the operator Will have a constant visible indication of his total expenditures under'each of the several classifications and he will also `have a constant visible check indicating what proportion ot his budget estimated under each classiiication has been expended from day to day.

l claim:

l. In a record keeping book, va plurality of marked sheets, each having marked on it a plurality of separate subdivided seetions, each of such subdivided sections marked to indicate a given unit oi measurement, one ot such sections adapted to indicate substantially the total of all ot the other sections, such sheets arranged together so that the portions indicating the totals of each of the sheets are simultaneously visible.

2. In a record keeping book, a plurality of marked sheets, each having marked on it a plurality ot separate subdivided sections, each of such subdivided sections marked te indicate a given unit ot measurement, one of such sections adapted to indicate subi stantially the total ot all of the other sections, eaoh sheet having` on it also a classiication indication, such sheets arranged together so that the portions indicating the totals and the classilication of each or" the sheets are simultaneously visible.

3. In a record keeping` book, a plurality ot marked sheets, each having marked on it a plurality of separate subdivided sections, each of such subdivided Vsections marked to indicate a given unit ot measurement, one of such sections situated on the edge of the sheet and adapted to indicate substantially the total ot all ot the other sections, such sheets arranged together so that the portions indicating the totals ot each otl the sheets are simultaneously visible.

4. In a record keeping book, a plurality of sheets, each having marked on it a plurality of separate subdivided sections, each ot such subdivided sections marked to indicate a given unit of measurement, one et suoli sections situated on the edge ot the sheet and adapted to indicate substantiall;7 the total of all of the other sections, Veach sheet having on it also a` classification indication, such sheets arranged together so that the portions indicatingv the totals andthe classification of each ot the sheets are simultaneously visible.

5. In a record keeping book, a plurality of sheets, each having on it a plurality of subdivided sections, each of said sections marked to indicate a coin of a certain denomination, each sheet having on it a section marked to indicate the 'total of all the other` subdivided sections, such sheets arranged together so that the portions indicating the totals of each of the sheets are simultaneously visible.

6. In a record keeping book, a plurality of sheets, each having marked on it a plurality of subdivided sections, each of said sections marked to indicate a coin of a certain denomination, each sheethaving marked on it a section marked to indicate the total of all of the other subdivided sections, and each sheet provided With a designated space for a classification indication, such sheets arranged together so that the porti-ons indicating the totals and the classification of each of the sheets are simultaneously visible.

7. In a record keeping book, a plurality of sheets of different sizes, each having on it a plurality of subdivided sections, each of said sections marked to indicate a coin of a certain denomination, each sheet having on it a section marked to indicate the total of all the other subdivided sections, such sheets arranged together so that the portions indicating the totals lof each of the sheets are simultaneously visible.

8. In a record keeping book, a plurality of sheets, of different sizes, each having marked on it a plurality of subdivided sections, each of said sections marked to indicate ya coin of a certain denomination, each sheet having marked on it a section marked to indi-V cate the total of all of the other subdivided sections, and each sheet provided with a designated space for a classication indication, such sheets arranged together so that the portions indicating the totals and the classification of each of the sheets are simultaneously visible.

9. In a record keeping book, a plurality of sheets of graduated sizes, .each having on it a plurality of subdivided sections, each of said sections marked to indicate a coin of a certain denomination, each sheet having on it a section marked to indicate the total 4of all the `other subdivided sections, such sheets arranged together so that the portions indicating the totals of each of the sheets are simultaneously visible.

10. In a record keeping book, a plurality of sheets of graduated sizes, each having marked on it a plurality of subdivided sections, each of said sections marked to indicate a coin of a certain denomination, each sheet having marked on it a section marked to indicate the total of all of the other subdivided sections, and each sheet provided with a designated space :for a classification indication, such sheets arranged together so that the portions indicating the totals and y the sheet.

the classification of each of the sheets are simultaneously visible.

11. In a record keeping book, a plurality of sheets of different sizes, each iaving marked on it a plurality of subdivided sections, each of said sections marked to indicate a coin of a certain denomination, each sheet having on its edge al column of numbered spaces marked to indicate the total in dollars of all o'f the other subdivided sections, each sheet provided at its top with designated space for a classification indication, such sheets arranged together so that the upper edge of each andthe marked dollar section at the side of each are simultaneously visible.

l2. In a record keeping book, a pluralityof sheets of graduated sizes, each having, marked on it, a plurality `of subdivided sections, each of said sections marked to indiate coins of a certain denomination, each sheet having on its edge a column of numbered spaces marked to indicate a coin of greater value than any other von the sheet, such sheets arranged together so that the marked section at the edges of the sheets are all simultaneously visible.

13. In a record-keeping book, a plurality of sheets, each sheet divided into two main parts, one of said part-s having on it a plurality of subdivisions marked to indicate a coin the other of said parts having on it a plurality of separate groups of subdivisions being marked lto indicate a coin of diiierent denomination,in each of said groups of subdivisions marks to indicate When the number of coins checked in each is equal to one of the coins marked on the first mentioned part of said sheet, the coins being different from each other and from the coin on the first mentioned part of the sheet, such sheets arranged together so that the portions indicating the totals of all of the sheets are simultaneously visible. f

lll. A budget-keeping form comprising a sheet divided into two main parts one o'll said parts having on it a plurality of subdivisions marked to indicate a coin the other of said parts having on it a plurality of separate groups of subdivisions being marked to indicate a coin of different denomination, in each of said groups of subdivisions marks to indicate When the number of coins checked in each isequal to one of the coins marked on Vthe first mentioned part of said sheet, the coins being different Jfrom each other and from the coin on the first mentioned part of l5. A budget-keeping form comprising a sheet divided into tWoA readily separable main parts one of said parts having on it a plurarality of sub-divisions marked to indicate a coin of a single denomination the other of said parts having on it a plurality of separate groups of sub-divisions each oi said groups of subdivisions being marked to indicate a coin of 2L diflerent denomination, in each o said groups of subdivisions marks to indicate when the number of Coins checked in each is equal to one of the coins marked on the first mentioned part of said sheet, the coins being' di'lerent from each other and from tie coin on the first mentioned part o1" `the sheet.

16. A budget-keeping' form comprising` i sheet divided into two parts one of said parts having'- on it a plurality of subdivisions each marked to indicate a coin the other of said parts having a plurality of separate groups of subdivisions, each of said groups of Subdivisions marked to indioate coins of a different and lesser denominations, in each of said las?J mentioned groups of subdi- Tisions marks to indicate when the number of said lower coins Cheek is equal to one dollar.

Signed at Chicago county of Cool; and State of Illinois, this 23rd day of August 1923. i

SAMUEL MARSH.

Referenced by
Citing PatentFiling datePublication dateApplicantTitle
US5358278 *Dec 29, 1993Oct 25, 1994Ellis Dennis JPocket-size personal financial organizer
US5947526 *Apr 15, 1997Sep 7, 1999Budget Master, LlcPersonal financial tracking system and method
Classifications
U.S. Classification283/66.2, 283/64.1, 281/38, 283/52.1
International ClassificationB42D12/00
Cooperative ClassificationB42D12/00
European ClassificationB42D12/00