US 2234395 A
Abstract available in
Claims available in
Description (OCR text may contain errors)
March 11, 1941.
Filed July 27, 1940 z A 47] lZa/j; lpg/0 Ffglo @'29 we e me l; 12M g ,y :www
BaymoncZEa-u-Zr R E D U A B E R.
CARD-HOLDING MEANS Filed July 27, 1940 2 Sheets-Sheet 2 llllllllllllllllll[llllllllllllllrll|||.-
Patented Mar. 11, 1941 UNITED STATES rs orties l 7 Claims.
The invention aims to provide a new and improved card-holding -means especially adaptable for tenaciously holding pluralities of signature cards on pages of a record book, for use primarily by banks in checking the signatures of depositors, enabling the tellers to readily detect any possible forgeries.
In carrying out the above end, a further aim is to provide a novel relation of slits (to receive the card ends) and detents (to hold the cards in place) and in this connection, a still further aim is to so form the detents that they will not only securely hold the cards but will aid in inril Another object is to provide a construction which is well adapted for holding relatively small signal cards (preferably of one or more colors) superposed upon any desired signature cards to signify anything which may be to the tellers advantage, for instance, that the depositor is in the habit of overdrawing, may have changed his address, should be consulted about one thing or another, etc.
Yet another object is to provide a book page or the like formed of two resilient sheets such as comparatively stiff paper or light cardboard, said sheets being secured together and both having the slits and detents above mentioned, providing a stiff page to carry the cards and withstand rough usage.
With the foregoing and minor objects in View, the invention resides in the novel subject matter hereinafter described and claimed, description being accomplished by reference to the accompanying drawings.
Fig. 1 is a front perspective view showing the sheet from which the preferred form of the card holder is constructed.
Fig. 2 is a rear perspective View of the sheet shown in Fig. 1.
Fig. 3 is a perspective view showing the sheet folded upon itself with its two halves secured together, providing a two-ply page to be mounted in a book.
Fig. 4 is an enlarged horizontal sectional view on line @-4 of Figs. 3 and 7, showing more particularly the card-holding means but with no cards held thereby.
Fig. 5 is a view similar to Fig. 4 but cut on line 5 5 of Fig. 3, showing two cards held by the holding means.
Fig. 6 is another detail sectional view on line 6-6 of Figs. 3 and 7.
Fig. 7 is a sectional perspective view oi" the card-holding means.
Fig. 8 is a detail section illustrating the fact that the card-holding detent may have an ob-v tuse angular end if desired.
Fig. 9 is a view similar to Fig. 8 but illustrating an acute angular end on the detent.
Fig. 10 is a group perspective of a number of signal or indicating cards which may be `ernployed if desired.
The construction disclosed will be specifically explained, but within the scope of the invention, variations may be made.
A book page is shown of two-ply nature, the two plies being hereinafter termed sheets lil and Ilia. These sheets are integrally joined at one edge along a fold line Itb, and the major portions of said sheets are secured together between the lines II and IIa (Fig. 2) by means of glue, leaving each sheet with edge portions l2 `and I2a which are not glued together and are intended to receive the ends I3 of signature cards I4 when said ends are inserted through slits I5 cut through said portions I2 and |221. Each sheet I0 and Illa is preferably ruled ofi into separate areas I6 which may be consecutively numbered as shown, each of said areas having two of the slits I5, disposed one in each end thereof. The two-ply page is also preferably provided with a tab Il bearing the number of the rst numbered area on said page.
Associated with each of the slits I5 is a cardengaging detent I8, and a description of one of these detents and its associated slit I5 will suiiice for all, and the description will be given in connection with the sheet II.
The slit I5 is preferably angular as shown, with its two halves converging inwardly toward the vertical center of the sheet I0, whereby thel portion of said sheet within the angle, constitutes a lip I9 having a pointed end 20. The card end I3 is to be inserted under this lip I9 and through the slit I5, whereby the body portion of the card will lie upon the sheet Ill and its end portions will lie under said sheet (between the two sheets I and Illa in the present disclosure. Each card is preferably formed with an aperture 2l into which the detent I8 snaps when the card has been inserted to the proper extent, thereby locking the card in place. The detent I8 is provided with an abrupt end 22 spaced toward the vertical edge of the sheet ID from the pointed end 20 of the lip I9, said abrupt end 22 being adapted to abut one edge of the `aperture 2| to securely hold the card in place. The abrupt end 22 may be at any desired angle with respect to the sheet Ill. If it be at right angles to the sheet (Fig. 4) or at an acute angle (Fig. 9), the card can only be removed by bodily lifting the detent-carrying portion of the sheet out of the card opening in one way or another but if said abrupt end 22 be at somewhat of an obtuse angle to the sheet I (Fig. 8), a suiiiciently hard pull upon the card will cause the detent to ride out of the opening 2|. The abrupt end 22 is preferably more remotefrom the pointed end 20 of the lip I9, than a straight line 23 extending from one end of the slit I5 to the other end of said slit (see Fig. '7). The detent thus stiiens the entire lip I9 and prevents this lip from merely having a tendency to pivot or hinge upon the line 23 when it is raised somewhat during card insertion and removal. By having the detent extend into the portion of the sheet I0 beyond the line 23, said detent being itself of rather stiff nature, it is necessary that said portion of the sheet I9 and the contiguous portion of the lip I9 must spring or distort somewhat when inserting and removing a card, and the end portion of the card will also be distorted or sprung to some extent. Thus, tension is set up which acts to snap the detent into the card opening and to tenaciously hold the parts assembled. Even if there be no openings in the card I 4, the inward friction exerted by the lip I9 and its detent I8 will be suicient to rather solidly hold the card in place.
The detent I8, in the preferred form of construction, is provided with an upwardly pressed portion 24 which inclines from the plane of the sheet I0 to the pointed end 20 of the lip I9, and said detent is also provided with a portion 25 which is downwardly pressed and declines from the plane of the sheet I0 to the abrupt detent end 22. The entire detent formation is formed with appropriate dies without cutting through the sheet I0 at any point, and the distortion of the sheet thus effected, stiflens the lip I9, which stiffening, coupled with location of the end 22 beyond the line 23, will insure that said lip and detent shall have the proper tension to securely hold the card in position. Moreover, the up- Wardly pressed portion 24 of the detent I8, coupled with the angular shape of the slit I5, insure that the pointed end 20 of the lip I9 shall diverge to some extent from the upper side of the sheet I0 as seen more particularly in Fig. 4, thus greatly facilitating the insertion of a card end through the slit and under the lip.
When the two-ply page construction herein disclosed is employed, the slits I5 of the sheet Il) are directly opposite the slits I5 of the sheet Illa, and the detents I8 of the two sheets are directly opposite each other and in contact with each other. The detent of each sheet thus tends to force the lip I9 of the other sheet outwardly to some extent from the plane of the sheet, which aids in inserting the card ends. This outward forcing of the lips I9 also places them under quite an amount of tension causing them to tenaciously press inwardly against the inserted card. In Fig. 10, I have shown a plurality of differently colored signal cards, any or all of which may be superposed upon any desired signature card I4 to call one matter or another to the tellers attention when checking a customers signature. Each of these signal cards is formed with an opening 29 to receive the detent I8 when the card is inserted under the lip I9. The signal cards are denoted at 26, 2'I and 28.
From the foregoing, taken in connection With the accompanying drawings, it will be seen that novel and advantageous provision has been made for carrying out the objects of the invention. While preferred details have been disclosed, variations may of course be made within the scope of the invention as claimed. For example, while the slit I5 is preferably angular, it could well be of equivalent curved form.
l. A card holder comprising a resilient sheet having a slit through which to insert the end of a card, the portion of said sheet to lie upon the card end being provided with a downwardly pressed detent portion to engage an opening in the card end, said detent portion having an abrupt end to abut an edge of the card opening, said detent portion being also provided with a lower side which declines from. the plane of the sheet toward said abrupt end.
2. A card holder comprising a resilient sheet having a slit through which to insert the end of a card, the portion of said sheet to lie upon the card end being provided with a detent portion having one of its extremities disposed at the adjacent slit and its other extremity spaced from said slit, one end of said detent portion being pressed upwardly and inclined from the plane of the sheet to said one extremity, the other end of said detent portion being pressed downwardly andl declined from the plane of the sheet to said other extremity, the latter being abrupt to abut an edge of the card opening.
3. A card holder comprising a resilient sheet having a slit, the two halves of which converge substantially to a point whereby a portion of the sheet forms a pointed lip to overlie the end of a card inserted through said slit, said lip being provided With a detent portion to engage an opening in the card end, said detent portion having one of its extremities disposed substantially at the pointed end of said lip and its other extremity spaced from said pointed end, said detent being pressed downwardly and declining from the plane of said sheet toward said other extremity, the latter being abrupt to abut an edge of the card opening.
4. A card holder comprising a resilient sheet having a slit, the two halves of which converge substantially to a point whereby a portion of the sheet forms a pointed lip to overlie the end of a card inserted through said slit, said lip being provided with a detent portion to engage an opening in the card end, said detent portion having one of its extremities disposed at the point of said lip and i-ts other extremity spaced from said pointed end, one end of said detent portion being pressed upwardly and inclined from the plane of the sheet to said one extremity to raise the tip or point of said lip to facilitate card insertion, the other end of said detent portion being pressed downwardly and declined from the plane of the sheet toward said other extremity, the latter being abrupt to abut an edge of the card opening.
5. A structure as specified in claim 3; said detent being of a length to extend from said point of said lpbeyond a stra-ight line drawn from one end of said slit to the other, to stifen said lip throughout its length and prevent it from having a tendency to merely pivot upon said line when raised from its normal plane.
6. A structure as specified in claim 4; said de tent being of a length to extend from said pointV of said lip beyond a straight line drawn from one end of said slit to the other, to stiften said lip 75 ner sides of the two detent portions being disposed in contact with each other, wherelo7 a card end inserted through the slit of either sheet must pass between said two detent portions and spring them apart before the opening of the 5 card end can. receive one of said detent portions.
RAYMOND E. BAUDER.