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Publication numberUS2462735 A
Publication typeGrant
Publication dateFeb 22, 1949
Filing dateJan 15, 1945
Priority dateJan 15, 1945
Publication numberUS 2462735 A, US 2462735A, US-A-2462735, US2462735 A, US2462735A
InventorsGoldwater Bernard L
Original AssigneeGoldwater Bernard L
Export CitationBiBTeX, EndNote, RefMan
External Links: USPTO, USPTO Assignment, Espacenet
Photo identification for checks
US 2462735 A
Abstract  available in
Previous page
Next page
Claims  available in
Description  (OCR text may contain errors)

Feb. 22, 1949. B GOLDWATER 2,462,735


:bnn Terms n 'f 7 J M le Bulk" aw a@ CITILENJ WK OF ERDOKLYN 1:15- El- I h N V EN TOR. Bernard L Goklwat er Patented Feb. 1949 PHOTO IDENTIFICATION FOR CHECKS Bernard L. Goldwater, Brooklyn, N. Y.

Application January 15, 1945, Serial No. 572,879

" (C1. zas-'1) 1 Claim.

This invention relates to new and-useful improvements in photo identification for checks.

More specifically, the invention proposesa new and improved check which is characterized by having an identification photograph printed on it. This identification photograph may be of the payee, or the signee.

Still further the invention proposes to arrange the photograph in several possible ways, and yet embody the characteristics of this invention.

Another object of the invention is to associate a maximum amount indicator around the photograph.

Still further the invention proposes several modified forms which embody the main features of the invention.

Another object of the invention resides in the construction of a new and improved check as mentioned which may be used just as conveniently as present day' checks and embodies improved and desirable features so as to make the new check desirable. It is also proposed to so arrange the construction of the check that it may be manufactured and used substantially as cheap as present day checks.

For furthercomprehension of the invention, and of the objects and advantages thereof, reference will be had to the following description and accompanying drawings, and to the appended claim in which the various novel features of the invention are more particularly set forth.

In the accompanying drawing forming a material part of this disclosure:

Fig. 1 is a perspective view of a new and improved check embodying this invention.

Fig. 2 is a fragmentary sectional view taken on the line 2-2 of Fig. 1.

Fig. 3 is a front view of another check embodying this invention but Vconstructed in accordance with a modified form.

Fig. 4 is a fragmentary `sectional view taken on the line 4 4 of Fig. 3.

Fig. 5 is another plan view of a check constructed in accordance with another form of this invention but illustrated without its sticker.

Fig. 6 is another plan view of the check shown in Fig. 5 with its sticker.

Fig. 7 is a fragmentary enlarged sectional view taken on the line 1-1 of Fig. 6.

Fig. 8 ls a perspective view of the sticker used in Figs. 6 and 7.

'I'he new and improved photo identification for checks in accordance with that form of the invention illustrated in Figs. 1 and 2 includes a check IU having an identication photograph 3 I printed near the upper left hand corner. This photograph may be that of the payee, or of the signer. If the photograph is of the payee,v the particular type of check is only practical for checks to employees where each week, or each short period of time a new check is issued. The bank would then have no trouble in identifying the employee presenting the check for payment. In this case a note might be placed above said photograph to the effect that the likeness is that of the payee. Should the photograph be that of the signee of the check, its value lies in the publicity given to the signer, so that the signer wouldbecome known to large groups of people, also to prevent forgery.

The invention also proposes the provision of a` maximum amount indicator l2 arranged around the photograph Il. This indicator is in the nature of a plurality of numbers printed around the photograph Il and each number being bounded by perforated areas I4. Beneath the photograph H there is a legend I5 which reads Not more than. The intention is that one of the numbers be removed, when the check is issued, and the check will not be good for a larger amount than the one number which has been back and has been pasted down by the sticker I6. The folded back section is indicated by reference numeral I1.

The protective sticker I6 not only protects the photograph but also makes it'harder to tamper with the maximum amount indicator of the check.

.It is to be understood that the checks may be perforated by and the use of a pencil or any perforating device for recording the maximum cash value of the check.

In Figs. 5 to 8 inclusive still another form of the invention has been disclosed which is very similar to the prior form of the invention, but distinguishes in a number of ways. In this check, the identification photo -20 is of a circular design contrasted with the prior design which was square. The maximum amount indicator is imprinted around the periphery of the photograph 20. For each check, a disc-like sticker 22 is projvided which has an opaque peripherial section 23 interrupted by a small transparent area 24. The center of the sticker 22 is transparent. The sticker is provided with a suitable adhesive 25 upon its back face by which it may be pasted down upon the check. The sticker 22 is also provided with a legend 26 reading Not more than.

After the check has been written out, the sticker 22 is pasted down over the photograph so that the photograph may be seen through the transparent larea. It is positioned so that the transparent peripherial section 2l exposes one of the numbers of the maximum amount indicator 2|. y

In other respects this form of the inventionis identical to the prior forms and identical Lparts may be recognized by the same reference nuy merals. 1

While I have illustrated and described the preferred embodiments of my invention, it is to be 2o understood that I do not limit myself to the pre cise constructions herein disclosed and the right is reserved to all changes and modications com-1 ing within the scope of the invention as defined in the appended claim,

removed, and a transparent sticker secured over' said photograph and over said maximum amount indicator.


REFERENCES CITED The following references are of record in the file of this patent:

l UNITED STATES PATENTS Number Name Date 512,985 Mims Jan. 16, 1894 604,926 Beers May31, 1898 751,247 Behrendt Feb. 2, 1904 1,280,548 Reynolds Oct. 1, 1918 1,414,279 Hines Apr; 25, 1922 1,571,809

Shaukls Feb. 2, 1926

Patent Citations
Cited PatentFiling datePublication dateApplicantTitle
US512985 *Jul 27, 1893Jan 16, 1894 Method of treating checks to prevent fraudulent alteration thereof
US604926 *May 31, 1898 Protective bankrcheck system
US751247 *Mar 25, 1903Feb 2, 1904 Iliz e
US1280548 *Mar 7, 1917Oct 1, 1918Francis B ReynoldsBank-check.
US1414279 *Apr 14, 1921Apr 25, 1922Hines Frank WBank check
US1571809 *Mar 27, 1922Feb 2, 1926Arthur J ShaukisCommutation railroad ticket
Referenced by
Citing PatentFiling datePublication dateApplicantTitle
US3048697 *Oct 20, 1958Aug 7, 1962CavanaughMethod of identifying a person
US4984823 *Feb 13, 1989Jan 15, 1991Dai Nippon Insatsu Kabushiki KaishaLabel having sublimation transferred image
US5078427 *Nov 19, 1990Jan 7, 1992Dai Nippon Insatsu Kabushiki KaishaLabel having sublimation transferred image
US5748755 *Apr 25, 1996May 5, 1998Moore Business Forms, Inc.Picture checks
US6106020 *Oct 28, 1997Aug 22, 2000Kerning Data Systems, Inc.Fraud prevention method and system
US7040539 *Oct 29, 2003May 9, 2006Merlin StoverNegotiable instrument with fraud protection
US20050216411 *Mar 29, 2004Sep 29, 2005Mcquary Patrick TPayor identification at the point of transaction
US20060020546 *Jul 23, 2004Jan 26, 2006Wilkinson Rudolph PComputerized system for producing fraud-inhibiting checks and method thereof
U.S. Classification283/77, 283/81, 283/100, 101/19, 101/369
International ClassificationB42D15/00
Cooperative ClassificationB42D15/0013
European ClassificationB42D15/00C