A transaction card includes a substrate having embossed indicia configured, for example, to emulate a license plate. The substrate defines a first surface and a second surface, wherein the first surface is opposite the first surface. The substrate includes embossed indicia defined by regions projecting in relief with respect to the first surface and/or the second surface. The embossed indicia may, for example, emulate a license plate or the like. The substrate further includes an account identifier linking the transaction card to at least one of an account and a record. Stored-value cards, methods of providing a stored-value card, and other embodiments of stored-value or transaction cards and associated combinations are also disclosed.