WO1998038562A3 - A patronage incentive award system incorporating retirement accounts and method thereof - Google Patents

A patronage incentive award system incorporating retirement accounts and method thereof Download PDF

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Publication number
WO1998038562A3
WO1998038562A3 PCT/US1998/003505 US9803505W WO9838562A3 WO 1998038562 A3 WO1998038562 A3 WO 1998038562A3 US 9803505 W US9803505 W US 9803505W WO 9838562 A3 WO9838562 A3 WO 9838562A3
Authority
WO
WIPO (PCT)
Prior art keywords
customer
incentive
incentive award
sponsor
award
Prior art date
Application number
PCT/US1998/003505
Other languages
French (fr)
Other versions
WO1998038562B1 (en
WO1998038562A2 (en
Inventor
Henry Ferguson
Clayton T Ferguson
Original Assignee
Henry Ferguson
Clayton T Ferguson
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Henry Ferguson, Clayton T Ferguson filed Critical Henry Ferguson
Priority to AU65362/98A priority Critical patent/AU6536298A/en
Publication of WO1998038562A2 publication Critical patent/WO1998038562A2/en
Publication of WO1998038562A3 publication Critical patent/WO1998038562A3/en
Publication of WO1998038562B1 publication Critical patent/WO1998038562B1/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0215—Including financial accounts
    • G06Q30/0216—Investment accounts
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0234—Rebates after completed purchase
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes

Abstract

A patronage incentive system is disclosed in which a monetary award is made to a customer's retirement account as incentive for the customer to participate in a transaction with the sponsor for the sponsor's goods or services. The system includes devices for identifying the customer (12), inputting (18) the identification information (14) and other information about the transaction (16) into a computer data storage (20), a computer data processing device (22) which uses a software program (24) along with the transactional information (16) to calculate an incentive award amount (25), transferring the monetary funds (28) equal to the incentive award amount (25) from an incentive award pool (26) to the customer's retirement account (30), and reporting (36) the incentive award (25) amount to the customer and the sponsor.
PCT/US1998/003505 1997-02-26 1998-02-23 A patronage incentive award system incorporating retirement accounts and method thereof WO1998038562A2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU65362/98A AU6536298A (en) 1997-02-26 1998-02-23 A patronage incentive award system incorporating retirement accounts and method thereof

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US08/806,166 1997-02-26
US08/806,166 US5991736A (en) 1997-02-26 1997-02-26 Patronage incentive award system incorporating retirement accounts and method thereof

Publications (3)

Publication Number Publication Date
WO1998038562A2 WO1998038562A2 (en) 1998-09-03
WO1998038562A3 true WO1998038562A3 (en) 1998-12-17
WO1998038562B1 WO1998038562B1 (en) 1999-01-21

Family

ID=25193474

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US1998/003505 WO1998038562A2 (en) 1997-02-26 1998-02-23 A patronage incentive award system incorporating retirement accounts and method thereof

Country Status (3)

Country Link
US (1) US5991736A (en)
AU (1) AU6536298A (en)
WO (1) WO1998038562A2 (en)

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