WO2001061640B1 - Electronic credit card - ecc - Google Patents

Electronic credit card - ecc

Info

Publication number
WO2001061640B1
WO2001061640B1 PCT/AU2001/000170 AU0100170W WO0161640B1 WO 2001061640 B1 WO2001061640 B1 WO 2001061640B1 AU 0100170 W AU0100170 W AU 0100170W WO 0161640 B1 WO0161640 B1 WO 0161640B1
Authority
WO
WIPO (PCT)
Prior art keywords
credit card
electronic credit
accordance
electronic
user
Prior art date
Application number
PCT/AU2001/000170
Other languages
French (fr)
Other versions
WO2001061640A1 (en
Inventor
Yong Kin Michael Ong
Original Assignee
Yong Kin Michael Ong
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=3819760&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=WO2001061640(B1) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Priority to NZ521240A priority Critical patent/NZ521240A/en
Priority to AU2001233511A priority patent/AU2001233511B2/en
Priority to JP2001560948A priority patent/JP4833481B2/en
Priority to AU3351101A priority patent/AU3351101A/en
Application filed by Yong Kin Michael Ong filed Critical Yong Kin Michael Ong
Priority to CA2399708A priority patent/CA2399708C/en
Priority to EP01905512A priority patent/EP1266353A4/en
Priority to US10/203,870 priority patent/US7278581B2/en
Publication of WO2001061640A1 publication Critical patent/WO2001061640A1/en
Publication of WO2001061640B1 publication Critical patent/WO2001061640B1/en
Priority to HK03104371.8A priority patent/HK1052070A1/en
Priority to US11/897,089 priority patent/US7533828B2/en
Priority to US12/466,878 priority patent/US8322606B2/en
Priority to US13/693,933 priority patent/US20130097082A1/en

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/073—Special arrangements for circuits, e.g. for protecting identification code in memory
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/0723—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips the record carrier comprising an arrangement for non-contact communication, e.g. wireless communication circuits on transponder cards, non-contact smart cards or RFIDs
    • G06K19/0728—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips the record carrier comprising an arrangement for non-contact communication, e.g. wireless communication circuits on transponder cards, non-contact smart cards or RFIDs the arrangement being an optical or sound-based communication interface
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/077—Constructional details, e.g. mounting of circuits in the carrier
    • G06K19/07701—Constructional details, e.g. mounting of circuits in the carrier the record carrier comprising an interface suitable for human interaction
    • G06K19/07703—Constructional details, e.g. mounting of circuits in the carrier the record carrier comprising an interface suitable for human interaction the interface being visual
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/077—Constructional details, e.g. mounting of circuits in the carrier
    • G06K19/07749—Constructional details, e.g. mounting of circuits in the carrier the record carrier being capable of non-contact communication, e.g. constructional details of the antenna of a non-contact smart card
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/077—Constructional details, e.g. mounting of circuits in the carrier
    • G06K19/07749—Constructional details, e.g. mounting of circuits in the carrier the record carrier being capable of non-contact communication, e.g. constructional details of the antenna of a non-contact smart card
    • G06K19/07773—Antenna details
    • G06K19/07777—Antenna details the antenna being of the inductive type
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/077—Constructional details, e.g. mounting of circuits in the carrier
    • G06K19/07749—Constructional details, e.g. mounting of circuits in the carrier the record carrier being capable of non-contact communication, e.g. constructional details of the antenna of a non-contact smart card
    • G06K19/07773—Antenna details
    • G06K19/07786—Antenna details the antenna being of the HF type, such as a dipole
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G06Q20/3415—Cards acting autonomously as pay-media
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks

Abstract

Electronic Credit Card (ECC) is an electronic device that enables transmission/reception of data and/or digital information to/from a host computer via a Terminal Station (TS). TS includes Teller Machines in supermarkets/shopping complex, Automatic Teller Machines (ATM), EFTPOS devices and proprietary transceiver devices developed by Creative On-Line Technologies Limited for PC interface. It provides latest financial information including balances on its display unit. Keypads (1) enable PIN (personal identification number) entries so that an ECC is operational. Information Display Unit (2) including an LCD (liquid crystal display) screen or other display screens provides visual information. ENTER key (3) confirms a transaction. It is also used to activate an ECC when a PIN is keyed. Audio Transducer (4) confirms entries made on keypads (1). Audio Transducer is also used to activate a financial transaction via a telephone. Data transmission/reception is via Infra red (5), Magnetic (6) and Radio Frequency (7) devices.

Claims

6 AMENDED CLAIMS[received by the International Bureau on 31 July 2001 (31.07.01 ); original claims 1-17 replaced by new claims 1-22 (3 pages)]
1. An electronic credit card comprising at least: a user verification means for verifying the identity of a user, a means for generating a unique authorisation code when the user's identity is verified; a storage means for storing the user's account details for use in an electronic funds transfer transaction; and a communication means for communicating with a transaction station to provide the transaction station with account details of the user and the authorisation code to facilitate an electronic fund transfer transaction.
2. An electronic credit card in accordance with claim 1 , wherein the electronic credit card includes a timer means for deteπnining a period of time after which the verification ofthe user's identity ends.
3. An electronic credit card in accordance with claim 1, wherein the electronic credit card includes a disablement means for disabling use of the electronic credit card if a predeteπriined number of attempts verify the identity ofthe user fail.
4. An electronic credit card in accordance with claim 3, wherein the disablement means is activatable remotely by an issuer ofthe electronic credit card or other authority.
5. An electronic credit, card in accordance with claim 1, wherein the unique authorisation code is generated in synchronisation with the transaction station.
6. An electronic credit card in accordance with claim 1, wherein the storage means is arranged to store a financial limit for transactions that the electronic credit card may be used for.
7. An electronic credit card in accordance with claim 6, wherein the financial limit is
AMENDED SHEET (AKTIGLE 19) provided to the transaction station by the communication means.
8. An electronic credit card in accordance with claim 1 , wherein the electronic credit card includes a processor means for keeping track of the use of the electronic credit card and will not generate or provide the authorisation code if the financial limit is exceeded.
9. An electronic credit card in accordance with claim 6, wherein the financial limit may be retrieved via the transaction station from a financial institution for storage in the storage means.
10. An electronic credit card in accordance with claim 1 , wherein the storage means is arranged to store more than one set of account details.
11. An electronic credit card in accordance with claim 1 , wherein the storage means is arranged to store electronic cash and the communication means is arranged to facilitate the use of the electronic cash stored in the storage means if the user identification is verified,
12. An electronic credit card in accordance with claim 1, wherein the user identification means includes a keypad for a personal identification number (PIN) entry and PLN verification means to authenticate the identity of the user.
13. An electronic credit card in accordance with claim 1, wherein the user identification means includes a fingerprint reader for reading the fingerprint and a fingerprint verifying means for verifying the identity ofthe user.
14. An electronic credit card in accordance with claim 1, wherein the user identification means includes a retina scanner for scanning a retina pattern and a retina pattern verifying means for verifying the identity ofthe user.
15. An electronic credit card in accordance with claim 1 , wherein the communication means includes an infra red transfer means.
AMENDED SHEET (AnTIGLE 19)
16. An electronic credit card in accordance with claim 1, wherein the communication means includes a radio frequency transfer means.
17. An electronic credit card in accordance with claim 1, wherein the communication means includes a magnetic induction transfer means.
18. An electronic credit card in accordance with claim 1, wherein the communication means includes a wire contact transfer means.
19. An electronic credit card in accordance with claim 1, wherein the storage means and communication means are partly in the form of a magnetic strip for storing account details and communication ofthe account details to the transaction station.
20. An electronic credit card in accordance with claim 1, wherein the communication means includes a telephone network interface.
21. An electronic credit card in accordance with claim 6, wherein the storage means stores transaction details and a processor means is provided to calculate the funds available from the financial limit
22. An electronic credit card in accordance with claim 1 , wherein the electronic credit card is incorporated into another device.
STATEMENT UNDER ARTICLE 19
1. Pages 4 and 5 Cancel pages 4 and 5 currently on file and substitute therefore new pages 4 to 6 lodged herewith together with a working copy showing the nature and location ofthe proposed amendments.
PCT/AU2001/000170 2000-02-16 2001-02-16 Electronic credit card - ecc WO2001061640A1 (en)

Priority Applications (11)

Application Number Priority Date Filing Date Title
US10/203,870 US7278581B2 (en) 2000-02-16 2001-02-16 Electronic credit card-ecc
EP01905512A EP1266353A4 (en) 2000-02-16 2001-02-16 Electronic credit card - ecc
AU2001233511A AU2001233511B2 (en) 2000-02-16 2001-02-16 Electronic credit card - ecc
JP2001560948A JP4833481B2 (en) 2000-02-16 2001-02-16 Electronic credit card
AU3351101A AU3351101A (en) 2000-02-16 2001-02-16 Electronic credit card - ecc
NZ521240A NZ521240A (en) 2000-02-16 2001-02-16 Electronic credit card including communication and user verification means
CA2399708A CA2399708C (en) 2000-02-16 2001-02-16 Electronic credit card
HK03104371.8A HK1052070A1 (en) 2000-02-16 2003-06-18 Electronic credit card - ecc
US11/897,089 US7533828B2 (en) 2000-02-16 2007-08-28 Electronic credit card—ECC
US12/466,878 US8322606B2 (en) 2000-02-16 2009-05-15 Electronic credit card—ECC
US13/693,933 US20130097082A1 (en) 2000-02-16 2012-12-04 Electronic Credit Card-ECC

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
AUPQ5644 2000-02-16
AUPQ5644A AUPQ564400A0 (en) 2000-02-16 2000-02-16 Electronic credit card-ecc

Related Child Applications (3)

Application Number Title Priority Date Filing Date
US10/203,870 Continuation US7278581B2 (en) 2000-02-16 2001-02-16 Electronic credit card-ecc
US10203870 A-371-Of-International 2001-02-16
US11/897,089 Continuation US7533828B2 (en) 2000-02-16 2007-08-28 Electronic credit card—ECC

Publications (2)

Publication Number Publication Date
WO2001061640A1 WO2001061640A1 (en) 2001-08-23
WO2001061640B1 true WO2001061640B1 (en) 2001-11-22

Family

ID=3819760

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/AU2001/000170 WO2001061640A1 (en) 2000-02-16 2001-02-16 Electronic credit card - ecc

Country Status (12)

Country Link
US (2) US7278581B2 (en)
EP (2) EP1266353A4 (en)
JP (2) JP4833481B2 (en)
KR (1) KR100783655B1 (en)
CN (1) CN1252640C (en)
AU (1) AUPQ564400A0 (en)
CA (1) CA2399708C (en)
HK (1) HK1052070A1 (en)
NZ (1) NZ521240A (en)
RU (1) RU2297667C2 (en)
WO (1) WO2001061640A1 (en)
ZA (1) ZA200207253B (en)

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