WO2002065236A3 - System and method for managing consumer information - Google Patents

System and method for managing consumer information Download PDF

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Publication number
WO2002065236A3
WO2002065236A3 PCT/US2002/001252 US0201252W WO02065236A3 WO 2002065236 A3 WO2002065236 A3 WO 2002065236A3 US 0201252 W US0201252 W US 0201252W WO 02065236 A3 WO02065236 A3 WO 02065236A3
Authority
WO
WIPO (PCT)
Prior art keywords
consumer information
user
licensing
database
rules
Prior art date
Application number
PCT/US2002/001252
Other languages
French (fr)
Other versions
WO2002065236A2 (en
Inventor
Franck D Lortscher
Tom Allatt Broadhead
Iii Franck G Laprade
Original Assignee
Capital One Financial Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Capital One Financial Corp filed Critical Capital One Financial Corp
Priority to EP02704149A priority Critical patent/EP1374116A4/en
Priority to AU2002237849A priority patent/AU2002237849A1/en
Publication of WO2002065236A2 publication Critical patent/WO2002065236A2/en
Publication of WO2002065236A3 publication Critical patent/WO2002065236A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/60—Protecting data
    • G06F21/62—Protecting access to data via a platform, e.g. using keys or access control rules
    • G06F21/6218—Protecting access to data via a platform, e.g. using keys or access control rules to a system of files or objects, e.g. local or distributed file system or database
    • G06F21/6245—Protecting personal data, e.g. for financial or medical purposes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0236—Incentive or reward received by requiring registration or ID from user
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0239—Online discounts or incentives
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0283—Price estimation or determination

Abstract

A system and method are provided for managing consumer information, which permit sharing of consumer information in a controlled manner. In accordance with the disclosed system, at least one database (308) is provided that contains consumer information related to at least one user. An administrative agent (302) is also provided for establishing access to the consumer information contained in the database based on preferences expressed by the user. The system also includes a licensing agent (304) for setting at least one licensing fee schedule for each user based on a set of licensing rules, and a payment agent (306) for paying each user. In accordance with a disclosed method, a database is created of consumer information related to at least one user and access to the consumer information contained in the database is established based on each user"s preferences. The method also includes setting a licensing fee schedule based on a set of licensing rules and paying the customer based on a set of payment rules.
PCT/US2002/001252 2001-02-13 2002-02-13 System and method for managing consumer information WO2002065236A2 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
EP02704149A EP1374116A4 (en) 2001-02-13 2002-02-13 System and method for managing consumer information
AU2002237849A AU2002237849A1 (en) 2001-02-13 2002-02-13 System and method for managing consumer information

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US09/781,198 US6947897B2 (en) 2001-02-13 2001-02-13 System and method for managing consumer information
US09/781,198 2001-02-13

Publications (2)

Publication Number Publication Date
WO2002065236A2 WO2002065236A2 (en) 2002-08-22
WO2002065236A3 true WO2002065236A3 (en) 2002-10-31

Family

ID=25121991

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2002/001252 WO2002065236A2 (en) 2001-02-13 2002-02-13 System and method for managing consumer information

Country Status (4)

Country Link
US (1) US6947897B2 (en)
EP (1) EP1374116A4 (en)
AU (1) AU2002237849A1 (en)
WO (1) WO2002065236A2 (en)

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Also Published As

Publication number Publication date
AU2002237849A1 (en) 2002-08-28
EP1374116A2 (en) 2004-01-02
WO2002065236A2 (en) 2002-08-22
US20020111816A1 (en) 2002-08-15
EP1374116A4 (en) 2006-04-26
US6947897B2 (en) 2005-09-20

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