WO2002075498A3 - Automated banking machine processing system and method - Google Patents

Automated banking machine processing system and method Download PDF

Info

Publication number
WO2002075498A3
WO2002075498A3 PCT/US2002/008398 US0208398W WO02075498A3 WO 2002075498 A3 WO2002075498 A3 WO 2002075498A3 US 0208398 W US0208398 W US 0208398W WO 02075498 A3 WO02075498 A3 WO 02075498A3
Authority
WO
WIPO (PCT)
Prior art keywords
operative
atm
processing
computer processor
coordination server
Prior art date
Application number
PCT/US2002/008398
Other languages
French (fr)
Other versions
WO2002075498A2 (en
Inventor
Natarajan Ramachandran
Original Assignee
Diebold Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Diebold Inc filed Critical Diebold Inc
Priority to CA002440056A priority Critical patent/CA2440056C/en
Priority to BR0207790-6A priority patent/BR0207790A/en
Priority to EP02725244A priority patent/EP1371006A4/en
Priority to MXPA03008141A priority patent/MXPA03008141A/en
Priority to PL02363886A priority patent/PL363886A1/en
Publication of WO2002075498A2 publication Critical patent/WO2002075498A2/en
Publication of WO2002075498A3 publication Critical patent/WO2002075498A3/en

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108Remote banking, e.g. home banking
    • G06Q20/1085Remote banking, e.g. home banking involving automatic teller machines [ATMs]
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/207Surveillance aspects at ATMs
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/211Software architecture within ATMs or in relation to the ATM network

Abstract

An ATM processing system (50) is comprised of a server computing system (56) and a coordination server application (54) operative in the server computing system. The coordination server application is operative to receive processing jobs (64) from job submitting entities (60). The coordination server is further operative to divide each processing jobs into a plurality of tasks which are distributed among a plurality of ATMs (56). Each ATM is operative to perform transaction functions such as the dispensing of cash from a cash dispenser (20). Each ATM includes at least one computer processor (100) and at least one processing client application (102) operative in the at least one computer processor. Each processing client application is operative to receive the tasks from the coordination server application and cause the at least one computer processor of each ATM to process the tasks during periods when the ATM is idle.
PCT/US2002/008398 2001-03-19 2002-03-18 Automated banking machine processing system and method WO2002075498A2 (en)

Priority Applications (5)

Application Number Priority Date Filing Date Title
CA002440056A CA2440056C (en) 2001-03-19 2002-03-18 Automated banking machine processing system and method
BR0207790-6A BR0207790A (en) 2001-03-19 2002-03-18 ATM system; method; method to search for a person
EP02725244A EP1371006A4 (en) 2001-03-19 2002-03-18 Automated banking machine processing system and method
MXPA03008141A MXPA03008141A (en) 2001-03-19 2002-03-18 Automated banking machine processing system and method.
PL02363886A PL363886A1 (en) 2001-03-19 2002-03-18 Automated banking machine processing system and method

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US27697401P 2001-03-19 2001-03-19
US60/276,974 2001-03-19

Publications (2)

Publication Number Publication Date
WO2002075498A2 WO2002075498A2 (en) 2002-09-26
WO2002075498A3 true WO2002075498A3 (en) 2003-03-06

Family

ID=23058894

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2002/008398 WO2002075498A2 (en) 2001-03-19 2002-03-18 Automated banking machine processing system and method

Country Status (10)

Country Link
US (3) US7472824B2 (en)
EP (1) EP1371006A4 (en)
CN (1) CN1308866C (en)
BR (1) BR0207790A (en)
CA (1) CA2440056C (en)
MX (1) MXPA03008141A (en)
PL (1) PL363886A1 (en)
RU (1) RU2258959C9 (en)
WO (1) WO2002075498A2 (en)
ZA (1) ZA200306313B (en)

Families Citing this family (64)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20030217005A1 (en) * 1996-11-27 2003-11-20 Diebold Self Service Systems, Division Of Diebold, Incorporated Automated banking machine system and method
US7660763B1 (en) 1998-11-17 2010-02-09 Jpmorgan Chase Bank, N.A. Customer activated multi-value (CAM) card
AU763571B2 (en) 1998-12-23 2003-07-24 Chase Manhattan Bank, The System and method for integrating trading operations including the generation, processing and tracking of and trade documents
US8793160B2 (en) 1999-12-07 2014-07-29 Steve Sorem System and method for processing transactions
US7822656B2 (en) 2000-02-15 2010-10-26 Jpmorgan Chase Bank, N.A. International banking system and method
WO2002011019A1 (en) 2000-08-01 2002-02-07 First Usa Bank, N.A. System and method for transponder-enabled account transactions
AU2002224482A1 (en) 2000-11-06 2002-05-15 First Usa Bank, N.A. System and method for selectable funding of electronic transactions
US8805739B2 (en) 2001-01-30 2014-08-12 Jpmorgan Chase Bank, National Association System and method for electronic bill pay and presentment
US7313546B2 (en) 2001-05-23 2007-12-25 Jp Morgan Chase Bank, N.A. System and method for currency selectable stored value instrument
AU2002327322A1 (en) 2001-07-24 2003-02-17 First Usa Bank, N.A. Multiple account card and transaction routing
US8020754B2 (en) 2001-08-13 2011-09-20 Jpmorgan Chase Bank, N.A. System and method for funding a collective account by use of an electronic tag
US8751391B2 (en) 2002-03-29 2014-06-10 Jpmorgan Chase Bank, N.A. System and process for performing purchase transactions using tokens
US20040210498A1 (en) 2002-03-29 2004-10-21 Bank One, National Association Method and system for performing purchase and other transactions using tokens with multiple chips
US20040019890A1 (en) * 2002-07-23 2004-01-29 Sun Microsystems, Inc., A Delaware Corporation Distributing and executing tasks in peer-to-peer distributed computing
US7809595B2 (en) 2002-09-17 2010-10-05 Jpmorgan Chase Bank, Na System and method for managing risks associated with outside service providers
GB0222113D0 (en) * 2002-09-24 2002-10-30 Koninkl Philips Electronics Nv Image recognition
US7509641B2 (en) * 2003-05-16 2009-03-24 Jp Morgan Chase Bank Job processing framework
US8306907B2 (en) 2003-05-30 2012-11-06 Jpmorgan Chase Bank N.A. System and method for offering risk-based interest rates in a credit instrument
BR0302868A (en) * 2003-08-11 2005-03-29 Itautec Philco Sa Improvement introduced in self-service banking equipment
JP4549702B2 (en) * 2004-03-10 2010-09-22 富士通株式会社 Transaction degeneration processing method of automatic transaction apparatus, system thereof and operation server thereof
US8171498B2 (en) * 2004-06-25 2012-05-01 Apple Inc. Adaptive service for handling notifications and synchronizing directories of a file system
WO2006026293A2 (en) * 2004-08-25 2006-03-09 Hsbc North America Holdings Inc. Biometric identification system, method and medium for point of sale environment
JP4799419B2 (en) * 2004-10-20 2011-10-26 富士通株式会社 Setting program, setting method, and setting device
US7401731B1 (en) 2005-05-27 2008-07-22 Jpmorgan Chase Bank, Na Method and system for implementing a card product with multiple customized relationships
US7822682B2 (en) 2005-06-08 2010-10-26 Jpmorgan Chase Bank, N.A. System and method for enhancing supply chain transactions
US7748611B2 (en) * 2005-11-02 2010-07-06 Diebold, Incorporated Automated banking machine
US7748612B2 (en) * 2005-11-02 2010-07-06 Diebold, Incorporated Automated banking machine
US8408455B1 (en) 2006-02-08 2013-04-02 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to both customers and non-customers
US7784682B2 (en) 2006-02-08 2010-08-31 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to both customers and non-customers
US7753259B1 (en) 2006-04-13 2010-07-13 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to both customers and non-customers
JP4830659B2 (en) * 2006-06-16 2011-12-07 富士ゼロックス株式会社 Droplet discharge device
US8403213B1 (en) * 2006-07-10 2013-03-26 Diebold, Incorporated Time analysis at a banking system controlled by data bearing records
US8555335B2 (en) * 2006-11-01 2013-10-08 Microsoft Corporation Securing distributed application information delivery
US8028060B1 (en) * 2007-01-05 2011-09-27 Apple Inc. Background task execution over a network based on network activity idle time
JP4317234B2 (en) * 2007-03-05 2009-08-19 キヤノンマーケティングジャパン株式会社 Image display control device, image display control method, and image display control program
US7908311B2 (en) * 2007-07-31 2011-03-15 Intuition Publishing Limited System and method for providing a distributed workflow through a plurality of handheld devices
US8622308B1 (en) 2007-12-31 2014-01-07 Jpmorgan Chase Bank, N.A. System and method for processing transactions using a multi-account transactions device
US7766244B1 (en) 2007-12-31 2010-08-03 Jpmorgan Chase Bank, N.A. System and method for processing transactions using a multi-account transactions device
US8725611B1 (en) 2008-02-21 2014-05-13 Jpmorgan Chase Bank, N.A. System and method for providing borrowing schemes
JP5181121B2 (en) * 2008-03-17 2013-04-10 インターナショナル・ビジネス・マシーンズ・コーポレーション Task number control device, task number control method, and computer program
US8589034B2 (en) * 2008-10-09 2013-11-19 Angela Karen Kwok System and methods for an automated sun glare block area and sunshield in a vehicular windshield
US8463669B2 (en) * 2009-01-09 2013-06-11 Ganart Technologies, Inc. System for providing goods and services based on accrued but unpaid earnings
US9298697B2 (en) * 2010-01-26 2016-03-29 Apollo Education Group, Inc. Techniques for grammar rule composition and testing
US9246914B2 (en) 2010-07-16 2016-01-26 Nokia Technologies Oy Method and apparatus for processing biometric information using distributed computation
US8930896B1 (en) 2010-07-23 2015-01-06 Amazon Technologies, Inc. Data anonymity and separation for user computation
US20120080530A1 (en) * 2010-10-05 2012-04-05 Patricia Grace Martin PhonExpress Account-Code Electronic system (P.E.A.C.E. System) & PhonExpress system card/Slip-card
EA018906B1 (en) * 2011-03-25 2013-11-29 Общество С Ограниченной Ответственностью "Метро-Навтика" Method and system for prevention of unauthorized operations with digital data in a digital information system
US8810368B2 (en) 2011-03-29 2014-08-19 Nokia Corporation Method and apparatus for providing biometric authentication using distributed computations
DE102011119897A1 (en) * 2011-11-29 2013-05-29 Giesecke & Devrient Gmbh System and method for processing banknotes
US10049402B1 (en) 2012-06-13 2018-08-14 Jpmorgan Chase Bank, N.A. ATM privacy system and method
US10181154B1 (en) 2012-07-19 2019-01-15 Jpmorgan Chase Bank, N.A. Financial services device
JP5954037B2 (en) * 2012-08-09 2016-07-20 沖電気工業株式会社 Bill processing apparatus and bill processing method
USD732263S1 (en) 2012-09-14 2015-06-16 Jpmorgan Chase Bank, N.A. Financial transaction machine
WO2014182188A1 (en) * 2013-05-06 2014-11-13 Scherbakov Andrei Yuryevich Method for obtaining cash and loans
RU2014142262A (en) * 2013-05-21 2016-05-10 Андрей Юрьевич Щербаков METHOD OF OPERATIONS WITH CASH MONEY BY USING A MOBILE DEVICE
WO2014196885A1 (en) * 2013-06-03 2014-12-11 Scherbakov Andrei Yuryevich Method for establishing whereabouts of citizens based on information from video-recording means
USD722740S1 (en) 2013-07-09 2015-02-17 Jpmorgan Chase Bank, N.A. Financial transaction machine
US9058626B1 (en) 2013-11-13 2015-06-16 Jpmorgan Chase Bank, N.A. System and method for financial services device usage
US10318956B2 (en) 2014-09-22 2019-06-11 Payactiv, Inc. Systems and methods for utilization of earned but unpaid income
RU2601140C2 (en) * 2015-01-20 2016-10-27 Общество С Ограниченной Ответственностью "Лаборатория Эландис" Method for providing trusted execution environment of performing analogue-to-digital signature and device for its implementation
CN105788103A (en) * 2016-02-29 2016-07-20 宇龙计算机通信科技(深圳)有限公司 Account balance display method, account balance display device and terminal
US10643192B2 (en) * 2016-09-06 2020-05-05 Bank Of American Corporation Data transfer between self-service device and server over session or connection in response to capturing sensor data at self-service device
RU2688254C1 (en) * 2018-03-30 2019-05-21 Публичное Акционерное Общество "Сбербанк России" (Пао Сбербанк) Self-service device network monitoring system
CN109257439B (en) * 2018-10-26 2021-11-23 京信网络系统股份有限公司 Distributed file saving system, file uploading method and device

Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6128602A (en) * 1997-10-27 2000-10-03 Bank Of America Corporation Open-architecture system for real-time consolidation of information from multiple financial systems

Family Cites Families (29)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US194138A (en) * 1877-08-14 Improvement in fire-escapes
US4636947A (en) * 1984-03-14 1987-01-13 Docutel/Olivetti Corporation ATM task scheduling system for simultaneous peripheral device transactions processing
GB9323489D0 (en) * 1993-11-08 1994-01-05 Ncr Int Inc Self-service business system
US5764789A (en) * 1994-11-28 1998-06-09 Smarttouch, Llc Tokenless biometric ATM access system
US5666157A (en) 1995-01-03 1997-09-09 Arc Incorporated Abnormality detection and surveillance system
US7015945B1 (en) * 1996-07-10 2006-03-21 Visilinx Inc. Video surveillance system and method
WO1998011714A2 (en) 1996-09-13 1998-03-19 Katatel, Inc. Security system for an automated teller machine
US6336148B1 (en) 1996-09-25 2002-01-01 Sun Microsystems, Inc. Automatic checking of public contracts and private constraints on distributed objects
US6581104B1 (en) * 1996-10-01 2003-06-17 International Business Machines Corporation Load balancing in a distributed computer enterprise environment
EP2312514A1 (en) * 1996-11-27 2011-04-20 Diebold, Incorporated Automated banking machine apparatus and system
US5850075A (en) * 1996-11-27 1998-12-15 Interbold Receipt transport and retrieval system for automated banking machine
US5991429A (en) 1996-12-06 1999-11-23 Coffin; Jeffrey S. Facial recognition system for security access and identification
US6145738A (en) * 1997-02-06 2000-11-14 Mr. Payroll Corporation Method and apparatus for automatic check cashing
US6016476A (en) 1997-08-11 2000-01-18 International Business Machines Corporation Portable information and transaction processing system and method utilizing biometric authorization and digital certificate security
US6360303B1 (en) * 1997-09-30 2002-03-19 Compaq Computer Corporation Partitioning memory shared by multiple processors of a distributed processing system
AU1613599A (en) * 1997-12-01 1999-06-16 Arsev H. Eraslan Three-dimensional face identification system
BR9815131A (en) * 1997-12-02 2005-05-31 Cash Technologies Inc Automated transaction network, automated transaction terminal, and process for transacting with one of several service providers from an automated transaction terminal
GB2319102B (en) * 1998-01-30 1998-12-23 Ibm A security system for a transaction processing system
JPH11288483A (en) * 1998-04-03 1999-10-19 Oki Software Okayama:Kk Cash management method, and automatic teller machine management system
EP0953946A3 (en) 1998-04-29 2004-05-06 Ncr International Inc. Transaction networks
GB9824697D0 (en) * 1998-11-11 1999-01-06 Ncr Int Inc Terminal
AUPP776498A0 (en) 1998-12-17 1999-01-21 Portus Pty Ltd Local and remote monitoring using a standard web browser
US6944318B1 (en) * 1999-01-15 2005-09-13 Citicorp Development Center, Inc. Fast matching systems and methods for personal identification
US6305603B1 (en) * 1999-01-29 2001-10-23 International Business Machines Corporation Personal digital assistant based financial transaction method and system
WO2000079360A2 (en) 1999-06-17 2000-12-28 Reed Thomas K Jr Apparatus, systems and methods for providing at home automatic teller machine services
US6975220B1 (en) * 2000-04-10 2005-12-13 Radia Technologies Corporation Internet based security, fire and emergency identification and communication system
EP2278538A1 (en) 2000-04-24 2011-01-26 Visa International Service Association Online payer authentication service
AU2001293248A1 (en) * 2000-10-03 2002-04-15 Abraham R. Zingher Biometric system and method for detecting duress transactions
US6760047B2 (en) * 2001-02-26 2004-07-06 Microsoft Corporation Method for flagging and relating information in a computer system

Patent Citations (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6128602A (en) * 1997-10-27 2000-10-03 Bank Of America Corporation Open-architecture system for real-time consolidation of information from multiple financial systems

Also Published As

Publication number Publication date
WO2002075498A2 (en) 2002-09-26
CN1308866C (en) 2007-04-04
RU2258959C2 (en) 2005-08-20
EP1371006A4 (en) 2008-04-16
CN1496531A (en) 2004-05-12
US20090145962A1 (en) 2009-06-11
CA2440056A1 (en) 2002-09-26
CA2440056C (en) 2006-05-09
US7604165B2 (en) 2009-10-20
EP1371006A2 (en) 2003-12-17
US20020133461A1 (en) 2002-09-19
US7472824B2 (en) 2009-01-06
MXPA03008141A (en) 2003-12-12
BR0207790A (en) 2004-03-23
ZA200306313B (en) 2004-04-21
RU2258959C9 (en) 2006-05-27
US20020133536A1 (en) 2002-09-19
PL363886A1 (en) 2004-11-29

Similar Documents

Publication Publication Date Title
WO2002075498A3 (en) Automated banking machine processing system and method
US20220114667A1 (en) Systems and methods for bid/offer liquidity spread trading
US7634678B2 (en) Application software initiated speedup
WO2001001219A3 (en) Massive collective network processing system and methods
EP0747832A3 (en) Customer information control system and method in a loosely coupled parallel processing environment
WO2000029922A3 (en) Providing web browsing companion tools and services
EP0961250A3 (en) Method of delivering different documents for producing displays at different machines (multilingual, special features, advertising, etc.)
NO963725L (en) System and method of transaction processes
WO2007117674A3 (en) System and method for cash deposit/issuance
WO2001041083A3 (en) Method and apparatus for use in entering financial data into an electronic device
WO2000026745A3 (en) Computer-implemented securities trading system with virtual currency and virtual specialist
GB9817016D0 (en) Server-side asynchronous form management
WO2001009850A8 (en) Network based financial transaction processing system
EP1282025A3 (en) An interface for a security coprocessor
MXPA02002474A (en) Opening price process for trading system.
CA2370934A1 (en) Secure electronic commerce
GB2328044B (en) Apparatus,method and computer program product for client/server computing with a transaction representation located on each transactionally involved server
EP0747812A3 (en) Customer information control system and method with API start and cancel transaction functions in a loosely coupled parallel processing environment
CA2507777A1 (en) Method for searching for a person
EP1942473A1 (en) Conducting financial transactions under multiple protocols in a single user session within a self-service terminal
Gilmer Jr An assessment of" Time Warp" parallel discrete event simulation algorithm performance.
WO1998055909A3 (en) Agent and queue system for task delegation to heterogeneous processors
EP0961251A3 (en) Automated banking machine with accessing data based on customer inputs including biometric customer identification and producing selected displays based on customer identity (profile bean)
US20030041145A1 (en) Compute cycle brokering apparatus and method
WO2004010296A3 (en) Forestalling long time-outs in processes

Legal Events

Date Code Title Description
AK Designated states

Kind code of ref document: A2

Designated state(s): BR CA CN CO IN MX PL RU ZA

AL Designated countries for regional patents

Kind code of ref document: A2

Designated state(s): AT BE CH CY DE DK ES FI FR GB GR IE IT LU MC NL PT SE TR

121 Ep: the epo has been informed by wipo that ep was designated in this application
AK Designated states

Kind code of ref document: A3

Designated state(s): BR CA CN CO IN MX PL RU ZA

AL Designated countries for regional patents

Kind code of ref document: A3

Designated state(s): AT BE CH CY DE DK ES FI FR GB GR IE IT LU MC NL PT SE TR

DFPE Request for preliminary examination filed prior to expiration of 19th month from priority date (pct application filed before 20040101)
WWE Wipo information: entry into national phase

Ref document number: 1275/DELNP/2003

Country of ref document: IN

WWE Wipo information: entry into national phase

Ref document number: 2003/06313

Country of ref document: ZA

Ref document number: 200306313

Country of ref document: ZA

REEP Request for entry into the european phase

Ref document number: 2002725244

Country of ref document: EP

WWE Wipo information: entry into national phase

Ref document number: 2002725244

Country of ref document: EP

WWE Wipo information: entry into national phase

Ref document number: 2440056

Country of ref document: CA

WWE Wipo information: entry into national phase

Ref document number: PA/a/2003/008141

Country of ref document: MX

WWE Wipo information: entry into national phase

Ref document number: 02806402X

Country of ref document: CN

WWP Wipo information: published in national office

Ref document number: 2002725244

Country of ref document: EP