WO2002097568A3 - Community concept for payment using rf id transponders - Google Patents

Community concept for payment using rf id transponders

Info

Publication number
WO2002097568A3
WO2002097568A3 PCT/US2002/016310 US0216310W WO02097568A3 WO 2002097568 A3 WO2002097568 A3 WO 2002097568A3 US 0216310 W US0216310 W US 0216310W WO 02097568 A3 WO02097568 A3 WO 02097568A3
Authority
WO
WIPO (PCT)
Prior art keywords
community
card
identification number
payment
transponders
Prior art date
Application number
PCT/US2002/016310
Other languages
French (fr)
Other versions
WO2002097568A2 (en
Inventor
Kelly Gravelle
Ron Pinkus
Michael Burchell
Original Assignee
Tc Bermuda License Ltd
Kelly Gravelle
Ron Pinkus
Michael Burchell
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Tc Bermuda License Ltd, Kelly Gravelle, Ron Pinkus, Michael Burchell filed Critical Tc Bermuda License Ltd
Priority to EP02731910A priority Critical patent/EP1390890A2/en
Priority to CA002449471A priority patent/CA2449471A1/en
Priority to AU2002303848A priority patent/AU2002303848B2/en
Priority to MXPA03010838A priority patent/MXPA03010838A/en
Priority to BR0210004-5A priority patent/BR0210004A/en
Publication of WO2002097568A2 publication Critical patent/WO2002097568A2/en
Publication of WO2002097568A3 publication Critical patent/WO2002097568A3/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/023Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] the neutral party being a clearing house
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • G06Q20/204Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3278RFID or NFC payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0215Including financial accounts
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • G06Q30/0633Lists, e.g. purchase orders, compilation or processing

Abstract

Payment systems (100) and methods using wireless transponders in a community of retailers are disclosed. The disclosed systems and method include a community of retailers, an RFID transponder card (103), a number of readers (107) for reading an identification number from the RFID transponder card when a subscriber carrying the card enters the community, a local computer (109) in communication with the plurality of points of sale for receiving the identification number and associating the identification number with a subscriber account, and a Clearinghouse computer (101) for validating the transponder card and notifying the local computer of the card's validation.
PCT/US2002/016310 2001-05-25 2002-05-24 Community concept for payment using rf id transponders WO2002097568A2 (en)

Priority Applications (5)

Application Number Priority Date Filing Date Title
EP02731910A EP1390890A2 (en) 2001-05-25 2002-05-24 Community concept for payment using rf id transponders
CA002449471A CA2449471A1 (en) 2001-05-25 2002-05-24 Community concept for payment using rf id transponders
AU2002303848A AU2002303848B2 (en) 2001-05-25 2002-05-24 Community concept for payment using RF ID transponders
MXPA03010838A MXPA03010838A (en) 2001-05-25 2002-05-24 Community concept for payment using rf id transponders.
BR0210004-5A BR0210004A (en) 2001-05-25 2002-05-24 Payment system and method

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US09/864,442 2001-05-25
US09/864,442 US20020178063A1 (en) 2001-05-25 2001-05-25 Community concept for payment using RF ID transponders

Publications (2)

Publication Number Publication Date
WO2002097568A2 WO2002097568A2 (en) 2002-12-05
WO2002097568A3 true WO2002097568A3 (en) 2003-02-06

Family

ID=25343293

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2002/016310 WO2002097568A2 (en) 2001-05-25 2002-05-24 Community concept for payment using rf id transponders

Country Status (7)

Country Link
US (2) US20020178063A1 (en)
EP (1) EP1390890A2 (en)
AU (1) AU2002303848B2 (en)
BR (1) BR0210004A (en)
CA (1) CA2449471A1 (en)
MX (1) MXPA03010838A (en)
WO (1) WO2002097568A2 (en)

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BR0210004A (en) 2004-05-04
CA2449471A1 (en) 2002-12-05
EP1390890A2 (en) 2004-02-25
AU2002303848B2 (en) 2008-01-10
US7778876B2 (en) 2010-08-17
WO2002097568A2 (en) 2002-12-05
US20050218214A1 (en) 2005-10-06
US20020178063A1 (en) 2002-11-28
MXPA03010838A (en) 2004-10-28

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