WO2003090027A3 - Mobile account authentication service - Google Patents
Mobile account authentication service Download PDFInfo
- Publication number
- WO2003090027A3 WO2003090027A3 PCT/US2003/011952 US0311952W WO03090027A3 WO 2003090027 A3 WO2003090027 A3 WO 2003090027A3 US 0311952 W US0311952 W US 0311952W WO 03090027 A3 WO03090027 A3 WO 03090027A3
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- cardholder
- authentication service
- identity
- password
- mobile device
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
- G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/347—Passive cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3825—Use of electronic signatures
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
- G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/12—Accounting
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1025—Identification of user by a PIN code
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1025—Identification of user by a PIN code
- G07F7/1075—PIN is checked remotely
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/0823—Network architectures or network communication protocols for network security for authentication of entities using certificates
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/083—Network architectures or network communication protocols for network security for authentication of entities using passwords
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/16—Implementing security features at a particular protocol layer
- H04L63/166—Implementing security features at a particular protocol layer at the transport layer
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/18—Network architectures or network communication protocols for network security using different networks or channels, e.g. using out of band channels
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2463/00—Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00
- H04L2463/102—Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00 applying security measure for e-commerce
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/0807—Network architectures or network communication protocols for network security for authentication of entities using tickets, e.g. Kerberos
-
- Y—GENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
- Y04—INFORMATION OR COMMUNICATION TECHNOLOGIES HAVING AN IMPACT ON OTHER TECHNOLOGY AREAS
- Y04S—SYSTEMS INTEGRATING TECHNOLOGIES RELATED TO POWER NETWORK OPERATION, COMMUNICATION OR INFORMATION TECHNOLOGIES FOR IMPROVING THE ELECTRICAL POWER GENERATION, TRANSMISSION, DISTRIBUTION, MANAGEMENT OR USAGE, i.e. SMART GRIDS
- Y04S40/00—Systems for electrical power generation, transmission, distribution or end-user application management characterised by the use of communication or information technologies, or communication or information technology specific aspects supporting them
- Y04S40/20—Information technology specific aspects, e.g. CAD, simulation, modelling, system security
Abstract
Priority Applications (9)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CA2482558A CA2482558C (en) | 2002-04-17 | 2003-04-16 | Mobile account authentication service |
AU2003228574A AU2003228574B2 (en) | 2002-04-17 | 2003-04-16 | Mobile account authentication service |
EP03726334A EP1497947B1 (en) | 2002-04-17 | 2003-04-16 | Mobile account authentication service |
JP2003586704A JP4580654B2 (en) | 2002-04-17 | 2003-04-16 | Mobile account authentication service |
AT03726334T ATE434305T1 (en) | 2002-04-17 | 2003-04-16 | MOBILE ACCOUNT AUTHENTICATION SERVICE |
DE60328009T DE60328009D1 (en) | 2002-04-17 | 2003-04-16 | Mobil-account-authentifikationsdienst |
KR1020107013080A KR101137137B1 (en) | 2002-04-17 | 2003-04-16 | Mobile account authentication service |
KR1020047016734A KR100994289B1 (en) | 2002-04-17 | 2003-04-16 | Mobile account authentication service |
AU2009201395A AU2009201395B2 (en) | 2002-04-17 | 2009-04-08 | Mobile account authentication service |
Applications Claiming Priority (6)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US37370202P | 2002-04-17 | 2002-04-17 | |
US60/373,702 | 2002-04-17 | ||
US40586902P | 2002-08-23 | 2002-08-23 | |
US60/405,869 | 2002-08-23 | ||
US10/370,149 | 2003-02-19 | ||
US10/370,149 US7707120B2 (en) | 2002-04-17 | 2003-02-19 | Mobile account authentication service |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2003090027A2 WO2003090027A2 (en) | 2003-10-30 |
WO2003090027A3 true WO2003090027A3 (en) | 2004-05-21 |
Family
ID=29219700
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US2003/011952 WO2003090027A2 (en) | 2002-04-17 | 2003-04-16 | Mobile account authentication service |
Country Status (10)
Country | Link |
---|---|
US (3) | US7707120B2 (en) |
EP (3) | EP2056518A1 (en) |
JP (1) | JP4580654B2 (en) |
KR (2) | KR101137137B1 (en) |
AT (1) | ATE434305T1 (en) |
AU (2) | AU2003228574B2 (en) |
CA (1) | CA2482558C (en) |
DE (1) | DE60328009D1 (en) |
ES (1) | ES2327111T3 (en) |
WO (1) | WO2003090027A2 (en) |
Families Citing this family (560)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US8706630B2 (en) | 1999-08-19 | 2014-04-22 | E2Interactive, Inc. | System and method for securely authorizing and distributing stored-value card data |
US7837116B2 (en) | 1999-09-07 | 2010-11-23 | American Express Travel Related Services Company, Inc. | Transaction card |
US7889052B2 (en) | 2001-07-10 | 2011-02-15 | Xatra Fund Mx, Llc | Authorizing payment subsequent to RF transactions |
US7239226B2 (en) | 2001-07-10 | 2007-07-03 | American Express Travel Related Services Company, Inc. | System and method for payment using radio frequency identification in contact and contactless transactions |
US7172112B2 (en) | 2000-01-21 | 2007-02-06 | American Express Travel Related Services Company, Inc. | Public/private dual card system and method |
US8543423B2 (en) | 2002-07-16 | 2013-09-24 | American Express Travel Related Services Company, Inc. | Method and apparatus for enrolling with multiple transaction environments |
US8429041B2 (en) | 2003-05-09 | 2013-04-23 | American Express Travel Related Services Company, Inc. | Systems and methods for managing account information lifecycles |
WO2001067355A2 (en) | 2000-03-07 | 2001-09-13 | American Express Travel Related Services Company, Inc. | System for facilitating a transaction |
US7827115B2 (en) * | 2000-04-24 | 2010-11-02 | Visa International Service Association | Online payer authentication service |
US9948644B2 (en) | 2001-03-26 | 2018-04-17 | Salesforce.Com, Inc. | Routing messages between applications |
US7689711B2 (en) | 2001-03-26 | 2010-03-30 | Salesforce.Com, Inc. | System and method for routing messages between applications |
US7788399B2 (en) * | 2001-03-26 | 2010-08-31 | Salesforce.Com, Inc. | System and method for mapping of services |
US7650314B1 (en) | 2001-05-25 | 2010-01-19 | American Express Travel Related Services Company, Inc. | System and method for securing a recurrent billing transaction |
US7725427B2 (en) | 2001-05-25 | 2010-05-25 | Fred Bishop | Recurrent billing maintenance with radio frequency payment devices |
US20040236699A1 (en) | 2001-07-10 | 2004-11-25 | American Express Travel Related Services Company, Inc. | Method and system for hand geometry recognition biometrics on a fob |
US7705732B2 (en) | 2001-07-10 | 2010-04-27 | Fred Bishop | Authenticating an RF transaction using a transaction counter |
US7668750B2 (en) | 2001-07-10 | 2010-02-23 | David S Bonalle | Securing RF transactions using a transactions counter |
US7746215B1 (en) | 2001-07-10 | 2010-06-29 | Fred Bishop | RF transactions using a wireless reader grid |
US7762457B2 (en) | 2001-07-10 | 2010-07-27 | American Express Travel Related Services Company, Inc. | System and method for dynamic fob synchronization and personalization |
US7249112B2 (en) | 2002-07-09 | 2007-07-24 | American Express Travel Related Services Company, Inc. | System and method for assigning a funding source for a radio frequency identification device |
US7503480B2 (en) | 2001-07-10 | 2009-03-17 | American Express Travel Related Services Company, Inc. | Method and system for tracking user performance |
US8001054B1 (en) | 2001-07-10 | 2011-08-16 | American Express Travel Related Services Company, Inc. | System and method for generating an unpredictable number using a seeded algorithm |
US9031880B2 (en) | 2001-07-10 | 2015-05-12 | Iii Holdings 1, Llc | Systems and methods for non-traditional payment using biometric data |
US9024719B1 (en) | 2001-07-10 | 2015-05-05 | Xatra Fund Mx, Llc | RF transaction system and method for storing user personal data |
US7119659B2 (en) | 2001-07-10 | 2006-10-10 | American Express Travel Related Services Company, Inc. | Systems and methods for providing a RF transaction device for use in a private label transaction |
US8538863B1 (en) | 2001-07-10 | 2013-09-17 | American Express Travel Related Services Company, Inc. | System and method for facilitating a transaction using a revolving use account associated with a primary account |
US8279042B2 (en) | 2001-07-10 | 2012-10-02 | Xatra Fund Mx, Llc | Iris scan biometrics on a payment device |
US8294552B2 (en) | 2001-07-10 | 2012-10-23 | Xatra Fund Mx, Llc | Facial scan biometrics on a payment device |
US8635131B1 (en) | 2001-07-10 | 2014-01-21 | American Express Travel Related Services Company, Inc. | System and method for managing a transaction protocol |
US8548927B2 (en) | 2001-07-10 | 2013-10-01 | Xatra Fund Mx, Llc | Biometric registration for facilitating an RF transaction |
US7360689B2 (en) | 2001-07-10 | 2008-04-22 | American Express Travel Related Services Company, Inc. | Method and system for proffering multiple biometrics for use with a FOB |
US7493288B2 (en) | 2001-07-10 | 2009-02-17 | Xatra Fund Mx, Llc | RF payment via a mobile device |
US7805378B2 (en) | 2001-07-10 | 2010-09-28 | American Express Travel Related Servicex Company, Inc. | System and method for encoding information in magnetic stripe format for use in radio frequency identification transactions |
US7925535B2 (en) | 2001-07-10 | 2011-04-12 | American Express Travel Related Services Company, Inc. | System and method for securing RF transactions using a radio frequency identification device including a random number generator |
US9454752B2 (en) | 2001-07-10 | 2016-09-27 | Chartoleaux Kg Limited Liability Company | Reload protocol at a transaction processing entity |
US8960535B2 (en) | 2001-07-10 | 2015-02-24 | Iii Holdings 1, Llc | Method and system for resource management and evaluation |
US7303120B2 (en) | 2001-07-10 | 2007-12-04 | American Express Travel Related Services Company, Inc. | System for biometric security using a FOB |
US7996324B2 (en) | 2001-07-10 | 2011-08-09 | American Express Travel Related Services Company, Inc. | Systems and methods for managing multiple accounts on a RF transaction device using secondary identification indicia |
US7827106B2 (en) | 2001-07-10 | 2010-11-02 | American Express Travel Related Services Company, Inc. | System and method for manufacturing a punch-out RFID transaction device |
US7890393B2 (en) | 2002-02-07 | 2011-02-15 | Ebay, Inc. | Method and system for completing a transaction between a customer and a merchant |
US7707120B2 (en) | 2002-04-17 | 2010-04-27 | Visa International Service Association | Mobile account authentication service |
US7925518B2 (en) * | 2002-04-19 | 2011-04-12 | Visa U.S.A. Inc. | System and method for payment of medical claims |
BR0314158A (en) * | 2002-09-10 | 2005-07-12 | Visa Int Service Ass | Method and system for authentication and data provisioning |
US6805287B2 (en) | 2002-09-12 | 2004-10-19 | American Express Travel Related Services Company, Inc. | System and method for converting a stored value card to a credit card |
US6993714B2 (en) * | 2002-10-03 | 2006-01-31 | Microsoft Corporation | Grouping and nesting hierarchical namespaces |
US20040192297A1 (en) * | 2003-01-10 | 2004-09-30 | Thomas Erskine | System and method for enabling and enhancing spending limits functionality in post-paid wireless billing systems |
US7360694B2 (en) * | 2003-01-23 | 2008-04-22 | Mastercard International Incorporated | System and method for secure telephone and computer transactions using voice authentication |
SE0300670L (en) * | 2003-03-10 | 2004-08-17 | Smarttrust Ab | Procedure for secure download of applications |
US7702916B2 (en) | 2003-03-31 | 2010-04-20 | Visa U.S.A. Inc. | Method and system for secure authentication |
US7451234B1 (en) * | 2003-05-24 | 2008-11-11 | At&T Mobility Ii Llc | Systems and methods for updating dynamic IP addresses in a firewall using a DDNS server |
CA2529011A1 (en) * | 2003-06-10 | 2005-01-06 | Mastercard International Incorporated | Systems and methods for conducting secure payment transactions using a formatted data structure |
ITRM20030311A1 (en) * | 2003-06-23 | 2004-12-24 | Piero Protti | METHOD FOR AUTHORIZATION OF PAYMENT DELEGATIONS, |
EP1494460A1 (en) * | 2003-07-02 | 2005-01-05 | THOMSON Licensing S.A. | Process and device for authenticating digital data using an authentication plug-in |
US7761374B2 (en) | 2003-08-18 | 2010-07-20 | Visa International Service Association | Method and system for generating a dynamic verification value |
US7740168B2 (en) | 2003-08-18 | 2010-06-22 | Visa U.S.A. Inc. | Method and system for generating a dynamic verification value |
US7653602B2 (en) * | 2003-11-06 | 2010-01-26 | Visa U.S.A. Inc. | Centralized electronic commerce card transactions |
EP1530339B1 (en) * | 2003-11-07 | 2008-03-05 | Harman Becker Automotive Systems GmbH | Method and apparatuses for access control to encrypted data services for a vehicle entertainment and information processing device |
US8655309B2 (en) | 2003-11-14 | 2014-02-18 | E2Interactive, Inc. | Systems and methods for electronic device point-of-sale activation |
KR20060135726A (en) * | 2004-01-23 | 2006-12-29 | 마스터카드 인터내셔날, 인코포레이티드 | System and method for secure telephone and computer transactions |
CA2557132C (en) * | 2004-02-23 | 2014-05-20 | I4 Licensing Llc | Computer-implemented method, system and apparatus for the dynamic verification of a consumer engaged in a transaction with a merchant and authorization of the transaction |
US20140019352A1 (en) | 2011-02-22 | 2014-01-16 | Visa International Service Association | Multi-purpose virtual card transaction apparatuses, methods and systems |
US20050234817A1 (en) * | 2004-04-16 | 2005-10-20 | First Data Corporation | Methods and systems for private label transaction processing |
EP1589448A3 (en) * | 2004-04-21 | 2005-11-02 | Sap Ag | A data processing method, system and computer program |
US8762283B2 (en) * | 2004-05-03 | 2014-06-24 | Visa International Service Association | Multiple party benefit from an online authentication service |
WO2005125115A1 (en) * | 2004-06-21 | 2005-12-29 | Research In Motion Limited | System and method for handling message receipt notification |
US8626730B2 (en) * | 2004-06-28 | 2014-01-07 | Sap Ag | Data processing methods, systems and computer programs for providing a payment using a web service |
US7318550B2 (en) | 2004-07-01 | 2008-01-15 | American Express Travel Related Services Company, Inc. | Biometric safeguard method for use with a smartcard |
GB0416857D0 (en) * | 2004-07-29 | 2004-09-01 | Ingenico Uk Ltd | Electronic financial transactions |
US20060059344A1 (en) * | 2004-09-10 | 2006-03-16 | Nokia Corporation | Service authentication |
KR100582389B1 (en) * | 2004-11-08 | 2006-05-23 | 주식회사 팬택앤큐리텔 | Wireless Communication Terminal suspending the interrupt at paying using RF mode and its method |
US20070288313A1 (en) * | 2006-06-09 | 2007-12-13 | Mark Brodson | E-Coupon System and Method |
US10248951B2 (en) * | 2004-12-01 | 2019-04-02 | Metavante Corporation | E-coupon settlement and clearing process |
US7124937B2 (en) | 2005-01-21 | 2006-10-24 | Visa U.S.A. Inc. | Wireless payment methods and systems |
US8700729B2 (en) | 2005-01-21 | 2014-04-15 | Robin Dua | Method and apparatus for managing credentials through a wireless network |
US8001040B2 (en) | 2005-01-25 | 2011-08-16 | Ebay Inc. | Computer-implemented method and system for dynamic consumer rating in a transaction |
US8825556B2 (en) | 2005-01-28 | 2014-09-02 | Cardinalcommerce Corporation | System and method for conversion between Internet and non-Internet based transactions |
US20060235758A1 (en) * | 2005-04-08 | 2006-10-19 | Paypal Inc. | Authorization techniques |
US8756099B2 (en) * | 2005-04-11 | 2014-06-17 | Bill Me Later, Inc. | Consumer processing system and method |
US8996423B2 (en) * | 2005-04-19 | 2015-03-31 | Microsoft Corporation | Authentication for a commercial transaction using a mobile module |
US8073774B2 (en) * | 2005-06-06 | 2011-12-06 | Sms.Ac, Inc. | Billing system and method for micro-transactions |
US8041646B2 (en) * | 2005-06-15 | 2011-10-18 | E. E. System Corporation | Method and system for real time online debit transactions |
US8762263B2 (en) | 2005-09-06 | 2014-06-24 | Visa U.S.A. Inc. | System and method for secured account numbers in proximity devices |
CA2624981C (en) | 2005-10-06 | 2017-06-13 | C-Sam, Inc. | Three-dimensional transaction authentication |
US20070156436A1 (en) | 2005-12-31 | 2007-07-05 | Michelle Fisher | Method And Apparatus For Completing A Transaction Using A Wireless Mobile Communication Channel And Another Communication Channel |
US8693995B2 (en) | 2007-12-13 | 2014-04-08 | Michelle Fisher | Customized mobile applications for special interest groups |
US8949146B2 (en) * | 2005-12-31 | 2015-02-03 | Michelle Fisher | Method for purchasing tickets using a mobile communication device |
US8275312B2 (en) | 2005-12-31 | 2012-09-25 | Blaze Mobile, Inc. | Induction triggered transactions using an external NFC device |
US8290433B2 (en) | 2007-11-14 | 2012-10-16 | Blaze Mobile, Inc. | Method and system for securing transactions made through a mobile communication device |
US8352323B2 (en) * | 2007-11-30 | 2013-01-08 | Blaze Mobile, Inc. | Conducting an online payment transaction using an NFC enabled mobile communication device |
US7657489B2 (en) | 2006-01-18 | 2010-02-02 | Mocapay, Inc. | Systems and method for secure wireless payment transactions |
JP5294880B2 (en) * | 2006-03-02 | 2013-09-18 | ヴィザ インターナショナル サーヴィス アソシエイション | Method and system for performing two-factor authentication in email and phone orders |
US9065643B2 (en) | 2006-04-05 | 2015-06-23 | Visa U.S.A. Inc. | System and method for account identifier obfuscation |
US7818264B2 (en) | 2006-06-19 | 2010-10-19 | Visa U.S.A. Inc. | Track data encryption |
US20090094156A1 (en) * | 2006-04-21 | 2009-04-09 | Controlabill Pty Ltd | Automated Budget Management, Multiple Payment, and Payment Authority Management |
MY149658A (en) * | 2006-06-12 | 2013-09-30 | Mobile Money Internat Sdn Bhd | Transaction server |
WO2008027998A2 (en) | 2006-08-29 | 2008-03-06 | Visa International Service Association | Method and system for processing internet purchase transactions |
WO2008031987A1 (en) * | 2006-09-12 | 2008-03-20 | France Telecom | System comprising an electronic money chain, method implementing this system, web service and web services server |
WO2008046161A1 (en) * | 2006-10-19 | 2008-04-24 | Fruitful Technologies Pty Ltd | An interactive system and process |
US9191793B2 (en) | 2007-10-19 | 2015-11-17 | Duc Anh Ngo | Interactive system and process |
US8504451B2 (en) | 2006-11-16 | 2013-08-06 | Visa U.S.A. Inc. | Method and system using candidate dynamic data elements |
US10346837B2 (en) | 2006-11-16 | 2019-07-09 | Visa U.S.A. Inc. | Adaptive authentication options |
US7831246B1 (en) * | 2006-12-08 | 2010-11-09 | At&T Mobility Ii, Llc | Mobile merchant |
US8554669B2 (en) | 2007-01-09 | 2013-10-08 | Bill Me Later, Inc. | Method and system for offering a credit product by a credit issuer to a consumer at a point-of sale |
US8214302B2 (en) | 2007-01-19 | 2012-07-03 | United States Postal Service | System and method for electronic transaction verification |
US9418501B2 (en) * | 2007-02-05 | 2016-08-16 | First Data Corporation | Method for digital signature authentication of pin-less debit card account transactions |
US20080185429A1 (en) * | 2007-02-05 | 2008-08-07 | First Data Corporation | Authentication Of PIN-Less Transactions |
US20080189209A1 (en) * | 2007-02-05 | 2008-08-07 | First Data Corporation | Real-Time Funds Transfer |
US7866551B2 (en) * | 2007-02-15 | 2011-01-11 | Visa U.S.A. Inc. | Dynamic payment device characteristics |
JP4901521B2 (en) * | 2007-02-16 | 2012-03-21 | 中国電力株式会社 | Electronic certification device and method. |
US20080208688A1 (en) * | 2007-02-22 | 2008-08-28 | First Data Corporation | Methods and systems for handling of mobile discount certificates using mobile devices |
US20080207234A1 (en) * | 2007-02-22 | 2008-08-28 | First Data Corporation | Marketing messages in mobile commerce |
US20080208762A1 (en) * | 2007-02-22 | 2008-08-28 | First Data Corporation | Payments using a mobile commerce device |
US10102518B2 (en) | 2007-02-22 | 2018-10-16 | First Data Corporation | Enrollment and registration of a device in a mobile commerce system |
US8566239B2 (en) * | 2007-02-22 | 2013-10-22 | First Data Corporation | Mobile commerce systems and methods |
US20080208743A1 (en) * | 2007-02-22 | 2008-08-28 | First Data Corporation | Transfer of value between mobile devices in a mobile commerce system |
US8433648B2 (en) * | 2007-02-26 | 2013-04-30 | Bill Me Later, Inc. | Method and system for engaging in a transaction between a consumer and a merchant |
US20080208760A1 (en) * | 2007-02-26 | 2008-08-28 | 14 Commerce Inc. | Method and system for verifying an electronic transaction |
US8463711B2 (en) | 2007-02-27 | 2013-06-11 | Igt | Methods and architecture for cashless system security |
AU2008221420B2 (en) * | 2007-02-27 | 2013-12-05 | Emigrant Bank | A method and system of facilitating a purchase between a buyer and a seller |
US8935187B2 (en) | 2007-03-07 | 2015-01-13 | Playspan, Inc. | Distributed payment system and method |
US8548908B2 (en) * | 2007-04-11 | 2013-10-01 | First Data Corporation | Mobile commerce infrastructure systems and methods |
BRPI0810369B8 (en) * | 2007-04-17 | 2019-05-28 | Visa Usa Inc | method, computer readable medium, directory server, and telephone |
US20080272188A1 (en) | 2007-05-02 | 2008-11-06 | I4 Commerce Inc. | Distributed system for commerce |
US7860790B2 (en) * | 2007-06-04 | 2010-12-28 | Visa U.S.A. Inc. | Systems and methods for automatic migration of a consumer between financial accounts |
US8165938B2 (en) * | 2007-06-04 | 2012-04-24 | Visa U.S.A. Inc. | Prepaid card fraud and risk management |
US8290832B2 (en) * | 2007-06-04 | 2012-10-16 | Visa U.S.A. Inc. | Method and system for handling returned prepaid payment cards |
US7627522B2 (en) * | 2007-06-04 | 2009-12-01 | Visa U.S.A. Inc. | System, apparatus and methods for comparing fraud parameters for application during prepaid card enrollment and transactions |
US8146806B2 (en) * | 2007-06-04 | 2012-04-03 | Visa U.S.A. Inc. | Prepaid negative balance fee processing and fee diversion |
US7809637B2 (en) * | 2007-06-04 | 2010-10-05 | Visa U.S.A. Inc. | Portability of financial tokens |
US20080300895A1 (en) * | 2007-06-04 | 2008-12-04 | Monk Justin T | Method and system for handling returned payment card account statements |
US8121956B2 (en) | 2007-06-25 | 2012-02-21 | Visa U.S.A. Inc. | Cardless challenge systems and methods |
US7739169B2 (en) | 2007-06-25 | 2010-06-15 | Visa U.S.A. Inc. | Restricting access to compromised account information |
US8359630B2 (en) * | 2007-08-20 | 2013-01-22 | Visa U.S.A. Inc. | Method and system for implementing a dynamic verification value |
JP2010537303A (en) * | 2007-08-22 | 2010-12-02 | リミテッド セロカート | Secure acquisition process using a credit card terminal |
US8676672B2 (en) | 2007-08-23 | 2014-03-18 | E2Interactive, Inc. | Systems and methods for electronic delivery of stored value |
US20090063312A1 (en) * | 2007-08-28 | 2009-03-05 | Hurst Douglas J | Method and System for Processing Secure Wireless Payment Transactions and for Providing a Virtual Terminal for Merchant Processing of Such Transactions |
US9292850B2 (en) * | 2007-09-10 | 2016-03-22 | Visa U.S.A. Inc. | Host capture |
US7937324B2 (en) | 2007-09-13 | 2011-05-03 | Visa U.S.A. Inc. | Account permanence |
WO2009042392A2 (en) | 2007-09-24 | 2009-04-02 | Apple Inc. | Embedded authentication systems in an electronic device |
US20140067675A1 (en) * | 2012-09-06 | 2014-03-06 | American Express Travel Related Services Company, Inc. | Authentication using dynamic codes |
US8549279B1 (en) | 2007-10-23 | 2013-10-01 | United Parcel Service Of America, Inc. | Encryption and tokenization architectures |
US20090119170A1 (en) * | 2007-10-25 | 2009-05-07 | Ayman Hammad | Portable consumer device including data bearing medium including risk based benefits |
US7958052B2 (en) | 2007-12-31 | 2011-06-07 | Mastercard International Incorporated | Methods and systems for cardholder initiated transactions |
US8600120B2 (en) | 2008-01-03 | 2013-12-03 | Apple Inc. | Personal computing device control using face detection and recognition |
US8744940B2 (en) | 2008-01-03 | 2014-06-03 | William O. White | System and method for distributing mobile compensation and incentives |
US8589267B2 (en) | 2008-01-03 | 2013-11-19 | Mocapay, Inc. | System and method for re-distributing and transferring mobile gift cards |
US20090216676A1 (en) * | 2008-02-21 | 2009-08-27 | Anup Kumar Mathur | Integrated mobile transaction system and methods thereof |
US8301500B2 (en) * | 2008-04-02 | 2012-10-30 | Global 1 Enterprises | Ghosting payment account data in a mobile telephone payment transaction system |
US8681965B1 (en) * | 2008-04-25 | 2014-03-25 | Intervoice Limited Partnership | Systems and methods for authenticating interactive voice response systems to callers |
US20090327131A1 (en) * | 2008-04-29 | 2009-12-31 | American Express Travel Related Services Company, Inc. | Dynamic account authentication using a mobile device |
US20090281949A1 (en) * | 2008-05-12 | 2009-11-12 | Appsware Wireless, Llc | Method and system for securing a payment transaction |
JP5401830B2 (en) * | 2008-05-27 | 2014-01-29 | 日本電気株式会社 | User authentication system, method and program |
US8374588B2 (en) | 2008-06-02 | 2013-02-12 | Mocapay, Inc. | Method and system for sending marketing messages to mobile-device users from a mobile-commerce platform |
US8762210B2 (en) | 2008-06-03 | 2014-06-24 | Cardinalcommerce Corporation | Alternative payment implementation for electronic retailers |
US10157375B2 (en) * | 2008-06-03 | 2018-12-18 | Cardinalcommerce Corporation | Alternative payment implementation for electronic retailers |
US10008067B2 (en) | 2008-06-16 | 2018-06-26 | Visa U.S.A. Inc. | System and method for authorizing financial transactions with online merchants |
US8719164B2 (en) | 2008-06-19 | 2014-05-06 | Bill Me Later, Inc. | Method and system for engaging in a transaction between a business entity and a merchant |
EP2310996A4 (en) * | 2008-07-09 | 2012-08-08 | Xtreme Mobility Inc | Secure wireless deposit system and method |
US8090650B2 (en) * | 2008-07-24 | 2012-01-03 | At&T Intellectual Property I, L.P. | Secure payment service and system for interactive voice response (IVR) systems |
US8219489B2 (en) * | 2008-07-29 | 2012-07-10 | Visa U.S.A. Inc. | Transaction processing using a global unique identifier |
AU2015215942B2 (en) * | 2008-08-11 | 2016-11-17 | Visa U.S.A. Inc. | Mobile payer authentication |
US8639600B2 (en) * | 2008-08-11 | 2014-01-28 | Visa U.S.A. Inc. | Mobile payer authentication |
US9256904B1 (en) * | 2008-08-14 | 2016-02-09 | Experian Information Solutions, Inc. | Multi-bureau credit file freeze and unfreeze |
US8447669B2 (en) | 2008-08-26 | 2013-05-21 | Visa U.S.A. Inc. | System and method for implementing financial assistance programs |
CA2742963A1 (en) | 2008-11-06 | 2010-05-14 | Visa International Service Association | Online challenge-response |
US8447977B2 (en) * | 2008-12-09 | 2013-05-21 | Canon Kabushiki Kaisha | Authenticating a device with a server over a network |
US11372954B2 (en) * | 2008-12-24 | 2022-06-28 | Mastercard International Incorporated | Systems and methods for authenticating an identity of a user of a transaction card |
GB2466676A (en) | 2009-01-06 | 2010-07-07 | Visa Europe Ltd | A method of processing payment authorisation requests |
GB2466810A (en) | 2009-01-08 | 2010-07-14 | Visa Europe Ltd | Processing payment authorisation requests |
US8826397B2 (en) * | 2009-01-15 | 2014-09-02 | Visa International Service Association | Secure remote authentication through an untrusted network |
US8606638B2 (en) * | 2009-03-02 | 2013-12-10 | First Data Corporation | Systems, methods and apparatus for facilitating transactions using a mobile device |
US8577345B2 (en) * | 2009-03-02 | 2013-11-05 | First Data Corporation | Systems, methods, and apparatus for providing promotion information to a mobile device |
US20100222037A1 (en) * | 2009-03-02 | 2010-09-02 | First Data Corporation | Systems, Methods, and Apparatus for Providing Terms and Conditions and Program Enrollment Information to a Mobile Device |
US8725121B2 (en) * | 2009-03-02 | 2014-05-13 | First Data Corporation | Systems, methods, and devices for prompting mobile device users for feedback information using tone transmissions |
US9077800B2 (en) * | 2009-03-02 | 2015-07-07 | First Data Corporation | Systems, methods, and devices for processing feedback information received from mobile devices responding to tone transmissions |
US8577346B2 (en) * | 2009-03-02 | 2013-11-05 | First Data Corporation | Systems, methods, and apparatus for receiving promotion information by a mobile device |
US8763096B1 (en) * | 2009-03-26 | 2014-06-24 | Symantec Corporation | Methods and systems for managing authentication |
US20100250442A1 (en) * | 2009-03-30 | 2010-09-30 | Appsware Wireless, Llc | Method and system for securing a payment transaction with a trusted code base |
US20100250441A1 (en) * | 2009-03-30 | 2010-09-30 | Appsware Wireless, Llc | Method and system for securing a payment transaction with trusted code base on a removable system module |
CA2794560A1 (en) * | 2009-03-30 | 2010-10-07 | Apriva, Llc | Method and system for securing a payment transaction with trusted code base |
US9715681B2 (en) | 2009-04-28 | 2017-07-25 | Visa International Service Association | Verification of portable consumer devices |
US10846683B2 (en) | 2009-05-15 | 2020-11-24 | Visa International Service Association | Integration of verification tokens with mobile communication devices |
US8534564B2 (en) | 2009-05-15 | 2013-09-17 | Ayman Hammad | Integration of verification tokens with mobile communication devices |
US8602293B2 (en) | 2009-05-15 | 2013-12-10 | Visa International Service Association | Integration of verification tokens with portable computing devices |
US9038886B2 (en) | 2009-05-15 | 2015-05-26 | Visa International Service Association | Verification of portable consumer devices |
US9105027B2 (en) | 2009-05-15 | 2015-08-11 | Visa International Service Association | Verification of portable consumer device for secure services |
US8893967B2 (en) | 2009-05-15 | 2014-11-25 | Visa International Service Association | Secure Communication of payment information to merchants using a verification token |
US7891560B2 (en) | 2009-05-15 | 2011-02-22 | Visa International Service Assocation | Verification of portable consumer devices |
US10140598B2 (en) | 2009-05-20 | 2018-11-27 | Visa International Service Association | Device including encrypted data for expiration date and verification value creation |
US20100306085A1 (en) * | 2009-06-02 | 2010-12-02 | Accenture Global Services Gmbh | Rapid item authentication via conventional communication channels |
US8710953B2 (en) * | 2009-06-12 | 2014-04-29 | Microsoft Corporation | Automatic portable electronic device configuration |
US20100325007A1 (en) * | 2009-06-23 | 2010-12-23 | Satyanarayanan Ramaswamy | System and method for mobile commerce using SMS and voice hybrid communication |
US10438181B2 (en) * | 2009-07-22 | 2019-10-08 | Visa International Service Association | Authorizing a payment transaction using seasoned data |
WO2011028840A2 (en) * | 2009-09-02 | 2011-03-10 | Visa International Service Association | Portable consumer device with funds transfer processing |
US9195980B2 (en) * | 2009-10-30 | 2015-11-24 | Nokia Technologies Oy | Method and apparatus for recovery during authentication |
US20110131132A1 (en) * | 2009-11-27 | 2011-06-02 | Eazybreak Oy | System and method for managing subscriber account |
US20110137740A1 (en) | 2009-12-04 | 2011-06-09 | Ashmit Bhattacharya | Processing value-ascertainable items |
US11928696B2 (en) | 2009-12-16 | 2024-03-12 | E2Interactive, Inc. | Systems and methods for generating a virtual value item for a promotional campaign |
US20110153461A1 (en) * | 2009-12-17 | 2011-06-23 | First Data Corporation | Enrollment authentication with entry of partial primary account number (pan) |
US10255591B2 (en) | 2009-12-18 | 2019-04-09 | Visa International Service Association | Payment channel returning limited use proxy dynamic value |
US8788429B2 (en) * | 2009-12-30 | 2014-07-22 | First Data Corporation | Secure transaction management |
EP2927836B1 (en) | 2010-01-12 | 2016-10-05 | Visa International Service Association | Anytime validation for verification tokens |
CN102770881A (en) * | 2010-01-19 | 2012-11-07 | 维萨国际服务协会 | Verification mechanism |
BR112012017880A2 (en) * | 2010-01-19 | 2020-11-17 | Visa International Service Association | "method and system" |
WO2011094869A1 (en) * | 2010-02-05 | 2011-08-11 | Lipso Systèmes Inc. | Secure authentication system and method |
US20110196724A1 (en) * | 2010-02-09 | 2011-08-11 | Charles Stanley Fenton | Consumer-oriented commerce facilitation services, applications, and devices |
US10255601B2 (en) | 2010-02-25 | 2019-04-09 | Visa International Service Association | Multifactor authentication using a directory server |
US9245267B2 (en) | 2010-03-03 | 2016-01-26 | Visa International Service Association | Portable account number for consumer payment account |
WO2011112396A2 (en) | 2010-03-09 | 2011-09-15 | Visa International Service Association | System and method including customized linkage rules in payment transactions |
US8473414B2 (en) * | 2010-04-09 | 2013-06-25 | Visa International Service Association | System and method including chip-based device processing for transaction |
SG183988A1 (en) * | 2010-04-09 | 2012-10-30 | Visa Int Service Ass | System and method for securely validating transactions |
EP2561698A2 (en) * | 2010-04-23 | 2013-02-27 | Thandisizwe Ezwenilethu Pama | Identity verification system using network initiated ussd |
WO2011153505A1 (en) * | 2010-06-04 | 2011-12-08 | Visa International Service Association | Payment tokenization apparatuses, methods and systems |
US10068287B2 (en) | 2010-06-11 | 2018-09-04 | David A. Nelsen | Systems and methods to manage and control use of a virtual card |
US11348150B2 (en) * | 2010-06-21 | 2022-05-31 | Paypal, Inc. | Systems and methods for facilitating card verification over a network |
KR101674565B1 (en) * | 2010-07-01 | 2016-11-09 | 주식회사 엔씨소프트 | Apparatus and method of blocking illegal access to online game using smart phone |
US20120036076A1 (en) * | 2010-08-06 | 2012-02-09 | Jennifer Vanderwall | Prepaid distribution application and device |
US20120036048A1 (en) | 2010-08-06 | 2012-02-09 | Diy Media, Inc. | System and method for distributing multimedia content |
WO2012021864A2 (en) | 2010-08-12 | 2012-02-16 | Mastercard International, Inc. | Multi-commerce channel wallet for authenticated transactions |
US9342832B2 (en) | 2010-08-12 | 2016-05-17 | Visa International Service Association | Securing external systems with account token substitution |
GB2483051A (en) * | 2010-08-17 | 2012-02-29 | Mpower Payment Ltd | Ordering and paying for goods over a network using a mobile device |
US8601602B1 (en) | 2010-08-31 | 2013-12-03 | Google Inc. | Enhanced multi-factor authentication |
US9031869B2 (en) | 2010-10-13 | 2015-05-12 | Gift Card Impressions, LLC | Method and system for generating a teaser video associated with a personalized gift |
US9483786B2 (en) | 2011-10-13 | 2016-11-01 | Gift Card Impressions, LLC | Gift card ordering system and method |
AU2011316955B2 (en) | 2010-10-20 | 2016-12-01 | Playspan Inc. | Flexible monetization service apparatuses, methods and systems |
US8489071B2 (en) | 2010-10-27 | 2013-07-16 | Mobilesphere Holdings LLC | System and method for assuring identity on a mobile device |
US9355389B2 (en) | 2010-12-06 | 2016-05-31 | Voltage Security, Inc. | Purchase transaction system with encrypted payment card data |
US20140156531A1 (en) * | 2010-12-14 | 2014-06-05 | Salt Technology Inc. | System and Method for Authenticating Transactions Through a Mobile Device |
US10360561B2 (en) * | 2010-12-14 | 2019-07-23 | Lime Light RM, Inc. | System and method for secured communications between a mobile device and a server |
CA2724297C (en) * | 2010-12-14 | 2013-11-12 | Xtreme Mobility Inc. | System and method for authenticating transactions through a mobile device |
US9596237B2 (en) | 2010-12-14 | 2017-03-14 | Salt Technology, Inc. | System and method for initiating transactions on a mobile device |
US9123040B2 (en) | 2011-01-21 | 2015-09-01 | Iii Holdings 1, Llc | Systems and methods for encoded alias based transactions |
WO2012103128A2 (en) | 2011-01-24 | 2012-08-02 | Visa International Service Association | Statement portal with receipt tagging and associated enhanced benefit messaging |
US8725644B2 (en) * | 2011-01-28 | 2014-05-13 | The Active Network, Inc. | Secure online transaction processing |
US10204327B2 (en) | 2011-02-05 | 2019-02-12 | Visa International Service Association | Merchant-consumer bridging platform apparatuses, methods and systems |
WO2012109628A2 (en) | 2011-02-10 | 2012-08-16 | Visa International Service Assocation | Electronic coupon issuance and redemption apparatuses, methods and systems |
US10089606B2 (en) * | 2011-02-11 | 2018-10-02 | Bytemark, Inc. | System and method for trusted mobile device payment |
US20120296826A1 (en) | 2011-05-18 | 2012-11-22 | Bytemark, Inc. | Method and system for distributing electronic tickets with visual display |
US20120209749A1 (en) | 2011-02-16 | 2012-08-16 | Ayman Hammad | Snap mobile payment apparatuses, methods and systems |
US10586227B2 (en) | 2011-02-16 | 2020-03-10 | Visa International Service Association | Snap mobile payment apparatuses, methods and systems |
WO2012116125A1 (en) | 2011-02-22 | 2012-08-30 | Visa International Service Association | Universal electronic payment apparatuses, methods and systems |
US20120215658A1 (en) * | 2011-02-23 | 2012-08-23 | dBay Inc. | Pin-based payment confirmation |
AU2012223415B2 (en) | 2011-02-28 | 2017-05-18 | Visa International Service Association | Secure anonymous transaction apparatuses, methods and systems |
KR101895243B1 (en) | 2011-03-04 | 2018-10-24 | 비자 인터네셔널 서비스 어소시에이션 | Integration of payment capability into secure elements of computers |
WO2012122060A1 (en) | 2011-03-04 | 2012-09-13 | Visa International Service Association | Cloud service facilitator apparatuses, methods and systems |
US10453067B2 (en) | 2011-03-11 | 2019-10-22 | Bytemark, Inc. | Short range wireless translation methods and systems for hands-free fare validation |
US8494967B2 (en) | 2011-03-11 | 2013-07-23 | Bytemark, Inc. | Method and system for distributing electronic tickets with visual display |
US10762733B2 (en) | 2013-09-26 | 2020-09-01 | Bytemark, Inc. | Method and system for electronic ticket validation using proximity detection |
WO2012123727A1 (en) * | 2011-03-11 | 2012-09-20 | Callsign, Inc | Personal identity control |
US10360567B2 (en) | 2011-03-11 | 2019-07-23 | Bytemark, Inc. | Method and system for distributing electronic tickets with data integrity checking |
US10534931B2 (en) * | 2011-03-17 | 2020-01-14 | Attachmate Corporation | Systems, devices and methods for automatic detection and masking of private data |
US9280765B2 (en) | 2011-04-11 | 2016-03-08 | Visa International Service Association | Multiple tokenization for authentication |
WO2012151590A2 (en) * | 2011-05-05 | 2012-11-08 | Transaction Network Services, Inc. | Systems and methods for enabling mobile payments |
US11501217B2 (en) * | 2011-05-10 | 2022-11-15 | Dynamics Inc. | Systems and methods for a mobile electronic wallet |
US9646291B2 (en) | 2011-05-11 | 2017-05-09 | Visa International Service Association | Electronic receipt manager apparatuses, methods and systems |
US8538845B2 (en) | 2011-06-03 | 2013-09-17 | Mozido, Llc | Monetary transaction system |
SG195079A1 (en) | 2011-06-03 | 2013-12-30 | Visa Int Service Ass | Virtual wallet card selection apparatuses, methods and systems |
US10121129B2 (en) | 2011-07-05 | 2018-11-06 | Visa International Service Association | Electronic wallet checkout platform apparatuses, methods and systems |
US9582598B2 (en) | 2011-07-05 | 2017-02-28 | Visa International Service Association | Hybrid applications utilizing distributed models and views apparatuses, methods and systems |
US9355393B2 (en) | 2011-08-18 | 2016-05-31 | Visa International Service Association | Multi-directional wallet connector apparatuses, methods and systems |
US10438176B2 (en) | 2011-07-17 | 2019-10-08 | Visa International Service Association | Multiple merchant payment processor platform apparatuses, methods and systems |
WO2013013171A2 (en) | 2011-07-21 | 2013-01-24 | United States Postal Service | Content retrieval systems for distribution items |
US9704155B2 (en) | 2011-07-29 | 2017-07-11 | Visa International Service Association | Passing payment tokens through an hop/sop |
US9075979B1 (en) | 2011-08-11 | 2015-07-07 | Google Inc. | Authentication based on proximity to mobile device |
US10242358B2 (en) | 2011-08-18 | 2019-03-26 | Visa International Service Association | Remote decoupled application persistent state apparatuses, methods and systems |
US9710807B2 (en) | 2011-08-18 | 2017-07-18 | Visa International Service Association | Third-party value added wallet features and interfaces apparatuses, methods and systems |
US10318941B2 (en) | 2011-12-13 | 2019-06-11 | Visa International Service Association | Payment platform interface widget generation apparatuses, methods and systems |
US10825001B2 (en) | 2011-08-18 | 2020-11-03 | Visa International Service Association | Multi-directional wallet connector apparatuses, methods and systems |
WO2013029014A2 (en) | 2011-08-24 | 2013-02-28 | Visa International Service Association | Method for using barcodes and mobile devices to conduct payment transactions |
US9117225B2 (en) | 2011-09-16 | 2015-08-25 | Visa International Service Association | Apparatuses, methods and systems for transforming user infrastructure requests inputs to infrastructure design product and infrastructure allocation outputs |
WO2013043740A1 (en) * | 2011-09-19 | 2013-03-28 | Visa International Service Association | Issuer trusted party system |
RU2482538C1 (en) * | 2011-09-21 | 2013-05-20 | Константин Михайлович Муссель | Method of paying for goods and services for conventional and electronic commerce |
WO2013044152A1 (en) * | 2011-09-21 | 2013-03-28 | Visa International Service Association | Merchant structure hierarchies for mediating transaction data access |
US10223730B2 (en) | 2011-09-23 | 2019-03-05 | Visa International Service Association | E-wallet store injection search apparatuses, methods and systems |
US9002322B2 (en) | 2011-09-29 | 2015-04-07 | Apple Inc. | Authentication with secondary approver |
US8769624B2 (en) | 2011-09-29 | 2014-07-01 | Apple Inc. | Access control utilizing indirect authentication |
US20130104197A1 (en) | 2011-10-23 | 2013-04-25 | Gopal Nandakumar | Authentication system |
US8713656B2 (en) | 2011-10-23 | 2014-04-29 | Gopal Nandakumar | Authentication method |
US9830596B2 (en) * | 2011-11-01 | 2017-11-28 | Stripe, Inc. | Method for conducting a transaction between a merchant site and a customer's electronic device without exposing payment information to a server-side application of the merchant site |
CN102447953A (en) * | 2011-11-01 | 2012-05-09 | 苏州泽佑科技有限公司 | Cable television system fee-paying control method based on flow charging |
TW201322198A (en) * | 2011-11-17 | 2013-06-01 | Hon Hai Prec Ind Co Ltd | Charge management system and charge management method |
US10438196B2 (en) | 2011-11-21 | 2019-10-08 | Mozido, Inc. | Using a mobile wallet infrastructure to support multiple mobile wallet providers |
US9208488B2 (en) | 2011-11-21 | 2015-12-08 | Mozido, Inc. | Using a mobile wallet infrastructure to support multiple mobile wallet providers |
WO2013086414A1 (en) * | 2011-12-07 | 2013-06-13 | Visa International Service Association | Method and system for signature capture |
EP2791880A4 (en) * | 2011-12-13 | 2015-07-29 | Visa Int Service Ass | Integrated mobile trusted service manager |
US10949815B2 (en) | 2011-12-13 | 2021-03-16 | Visa International Service Association | Integrated mobile trusted service manager |
WO2013090611A2 (en) | 2011-12-13 | 2013-06-20 | Visa International Service Association | Dynamic widget generator apparatuses, methods and systems |
US9953378B2 (en) | 2012-04-27 | 2018-04-24 | Visa International Service Association | Social checkout widget generation and integration apparatuses, methods and systems |
WO2013090797A1 (en) | 2011-12-14 | 2013-06-20 | Visa International Service Association | Online account access control by mobile device |
US10223710B2 (en) | 2013-01-04 | 2019-03-05 | Visa International Service Association | Wearable intelligent vision device apparatuses, methods and systems |
WO2013103991A1 (en) | 2012-01-05 | 2013-07-11 | Visa International Service Association | Data protection with translation |
US9451454B2 (en) | 2012-01-05 | 2016-09-20 | International Business Machines Corporation | Mobile device identification for secure device access |
US10262148B2 (en) | 2012-01-09 | 2019-04-16 | Visa International Service Association | Secure dynamic page content and layouts apparatuses, methods and systems |
US11308227B2 (en) | 2012-01-09 | 2022-04-19 | Visa International Service Association | Secure dynamic page content and layouts apparatuses, methods and systems |
US20130185207A1 (en) * | 2012-01-17 | 2013-07-18 | Mastercard International Incorporated | Method and system for online authentication using a credit/debit card processing system |
US8819794B2 (en) | 2012-01-19 | 2014-08-26 | Microsoft Corporation | Integrating server applications with multiple authentication providers |
WO2013113004A1 (en) | 2012-01-26 | 2013-08-01 | Visa International Service Association | System and method of providing tokenization as a service |
US10417677B2 (en) | 2012-01-30 | 2019-09-17 | Gift Card Impressions, LLC | Group video generating system |
AU2013214801B2 (en) | 2012-02-02 | 2018-06-21 | Visa International Service Association | Multi-source, multi-dimensional, cross-entity, multimedia database platform apparatuses, methods and systems |
GB2501229A (en) * | 2012-02-17 | 2013-10-23 | Elendra Raja | A method verifying the authenticity of a data source |
AP2014007920A0 (en) | 2012-02-22 | 2014-09-30 | Visa Int Service Ass | Data security system using mobile communications device |
US10282724B2 (en) | 2012-03-06 | 2019-05-07 | Visa International Service Association | Security system incorporating mobile device |
US9842335B2 (en) | 2012-03-23 | 2017-12-12 | The Toronto-Dominion Bank | System and method for authenticating a payment terminal |
US9152957B2 (en) | 2012-03-23 | 2015-10-06 | The Toronto-Dominion Bank | System and method for downloading an electronic product to a pin-pad terminal after validating an electronic shopping basket entry |
US9760939B2 (en) | 2012-03-23 | 2017-09-12 | The Toronto-Dominion Bank | System and method for downloading an electronic product to a pin-pad terminal using a directly-transmitted electronic shopping basket entry |
US8489507B1 (en) | 2012-03-28 | 2013-07-16 | Ebay Inc. | Alternative payment method for online transactions using interactive voice response |
EP2842092A4 (en) | 2012-04-16 | 2016-01-20 | Salt Technology Inc | Systems and methods for facilitating a transaction using a virtual card on a mobile device |
JP2015518614A (en) * | 2012-04-18 | 2015-07-02 | ビービーピー・テクノロジア,デゼンヴォルヴィメント・デ・システマス・エルティーディーエー | System and method for data and identity verification and authentication |
US20130282581A1 (en) * | 2012-04-18 | 2013-10-24 | Infosys Limited | Mobile device-based cardless financial transactions |
US20130297501A1 (en) | 2012-05-04 | 2013-11-07 | Justin Monk | System and method for local data conversion |
US10275764B2 (en) | 2012-05-04 | 2019-04-30 | Mastercard International Incorporated | Transaction data tokenization |
US20130312073A1 (en) * | 2012-05-16 | 2013-11-21 | Rajdeep Srivastav | Methods and systems for authentication of multiple sign-in accounts |
US8903360B2 (en) | 2012-05-17 | 2014-12-02 | International Business Machines Corporation | Mobile device validation |
US9524501B2 (en) | 2012-06-06 | 2016-12-20 | Visa International Service Association | Method and system for correlating diverse transaction data |
WO2014008403A1 (en) | 2012-07-03 | 2014-01-09 | Visa International Service Association | Data protection hub |
US8639619B1 (en) | 2012-07-13 | 2014-01-28 | Scvngr, Inc. | Secure payment method and system |
US9846861B2 (en) | 2012-07-25 | 2017-12-19 | Visa International Service Association | Upstream and downstream data conversion |
US9256871B2 (en) | 2012-07-26 | 2016-02-09 | Visa U.S.A. Inc. | Configurable payment tokens |
US9665722B2 (en) | 2012-08-10 | 2017-05-30 | Visa International Service Association | Privacy firewall |
US20140052557A1 (en) * | 2012-08-20 | 2014-02-20 | Adobe Systems Inc. | Method and apparatus for redeeming a software subscription while deterring piracy |
WO2014039568A1 (en) | 2012-09-04 | 2014-03-13 | Linq3 Technologies Llc | Systems and methods for integrated game play through the use of barcodes on smart phones and hand held devices |
US10229561B2 (en) | 2012-09-04 | 2019-03-12 | Linq3 Technologies Llc | Processing of a user device game-playing transaction based on location |
US10943432B2 (en) | 2012-09-04 | 2021-03-09 | E2Interactive, Inc. | Processing of a game-playing transaction based on location |
US10192216B2 (en) | 2012-09-11 | 2019-01-29 | Visa International Service Association | Cloud-based virtual wallet NFC apparatuses, methods and systems |
WO2014055772A1 (en) | 2012-10-03 | 2014-04-10 | Globesherpa, Inc. | Mobile ticketing |
WO2014055079A1 (en) * | 2012-10-04 | 2014-04-10 | Visa International Service Association | Electronic auctions over mobile communication networks |
US20140101046A1 (en) * | 2012-10-09 | 2014-04-10 | American Express Travel Related Services Company, Inc. | System and method for online financial transactions |
US8959032B2 (en) | 2012-10-10 | 2015-02-17 | Quisk, Inc. | Self-authenticating peer to peer transaction |
US10475024B1 (en) | 2012-10-15 | 2019-11-12 | Square, Inc. | Secure smart card transactions |
JP2014081779A (en) | 2012-10-16 | 2014-05-08 | Canon Inc | Device management system, peripheral device, and control method therefor |
US10176478B2 (en) | 2012-10-23 | 2019-01-08 | Visa International Service Association | Transaction initiation determination system utilizing transaction data elements |
US10055727B2 (en) * | 2012-11-05 | 2018-08-21 | Mfoundry, Inc. | Cloud-based systems and methods for providing consumer financial data |
US9911118B2 (en) | 2012-11-21 | 2018-03-06 | Visa International Service Association | Device pairing via trusted intermediary |
US10304047B2 (en) | 2012-12-07 | 2019-05-28 | Visa International Service Association | Token generating component |
US10592888B1 (en) * | 2012-12-17 | 2020-03-17 | Wells Fargo Bank, N.A. | Merchant account transaction processing systems and methods |
US9741051B2 (en) | 2013-01-02 | 2017-08-22 | Visa International Service Association | Tokenization and third-party interaction |
US10740731B2 (en) | 2013-01-02 | 2020-08-11 | Visa International Service Association | Third party settlement |
US9947007B2 (en) | 2013-01-27 | 2018-04-17 | Barry Greenbaum | Payment information technologies |
US20140215592A1 (en) * | 2013-01-30 | 2014-07-31 | Tencent Technology (Shenzhen) Company Limited | Method, apparatus and system for user authentication |
US11219288B2 (en) | 2013-02-15 | 2022-01-11 | E2Interactive, Inc. | Gift card box with slanted tray and slit |
US9565911B2 (en) | 2013-02-15 | 2017-02-14 | Gift Card Impressions, LLC | Gift card presentation devices |
US20140258009A1 (en) * | 2013-03-05 | 2014-09-11 | Mobibucks Corp. | Payment service registration |
US8694438B1 (en) | 2013-03-12 | 2014-04-08 | Scvngr | Distributed authenticity verification for consumer payment transactions |
US10115268B2 (en) | 2013-03-15 | 2018-10-30 | Linq3 Technologies Llc | Systems and methods for integrated game play at payment-enabled terminals |
US9613377B2 (en) | 2013-03-15 | 2017-04-04 | Visa International Service Association | Account provisioning authentication |
US11055710B2 (en) | 2013-05-02 | 2021-07-06 | Visa International Service Association | Systems and methods for verifying and processing transactions using virtual currency |
US10217107B2 (en) | 2013-05-02 | 2019-02-26 | Gift Card Impressions, LLC | Stored value card kiosk system and method |
CN105359179B (en) | 2013-05-15 | 2019-12-10 | 维萨国际服务协会 | Mobile tokenization hub |
DE102013105781A1 (en) * | 2013-06-05 | 2014-12-11 | Ralf Sommer | Method for addressing, authentication and secure data storage in computer systems |
US10878422B2 (en) | 2013-06-17 | 2020-12-29 | Visa International Service Association | System and method using merchant token |
US8770478B2 (en) | 2013-07-11 | 2014-07-08 | Scvngr, Inc. | Payment processing with automatic no-touch mode selection |
SG10201800629WA (en) * | 2013-07-24 | 2018-02-27 | Visa Int Service Ass | Systems and methods for communicating risk using token assurance data |
EP3025291A1 (en) | 2013-07-26 | 2016-06-01 | Visa International Service Association | Provisioning payment credentials to a consumer |
US20150039503A1 (en) * | 2013-08-05 | 2015-02-05 | Ebay Inc. | Mobile remittances/payments |
WO2015021420A1 (en) | 2013-08-08 | 2015-02-12 | Visa International Service Association | Methods and systems for provisioning mobile devices with payment credentials |
US10496986B2 (en) | 2013-08-08 | 2019-12-03 | Visa International Service Association | Multi-network tokenization processing |
US9413749B2 (en) | 2013-08-20 | 2016-08-09 | Vascode Technologies Ltd. | System and method of authentication of a first party respective of a second party aided by a third party |
US10460322B2 (en) | 2013-08-30 | 2019-10-29 | Mastercard International Incorporated | Methods and systems for verifying cardholder authenticity when provisioning a token |
US9898642B2 (en) | 2013-09-09 | 2018-02-20 | Apple Inc. | Device, method, and graphical user interface for manipulating user interfaces based on fingerprint sensor inputs |
US20150081495A1 (en) * | 2013-09-19 | 2015-03-19 | Barclays Bank Plc | System and Method for Account Succession |
DE102013016119B4 (en) * | 2013-09-27 | 2023-07-20 | Giesecke+Devrient Mobile Security Gmbh | Payment Procedures |
US10515368B1 (en) | 2013-10-01 | 2019-12-24 | Wells Fargo Bank, N.A. | Interbank account verification and funds transfer system and method |
EP3078156A4 (en) | 2013-10-11 | 2017-07-12 | Visa International Service Association | Network token system |
US9978094B2 (en) | 2013-10-11 | 2018-05-22 | Visa International Service Association | Tokenization revocation list |
US10515358B2 (en) | 2013-10-18 | 2019-12-24 | Visa International Service Association | Contextual transaction token methods and systems |
US10489779B2 (en) | 2013-10-21 | 2019-11-26 | Visa International Service Association | Multi-network token bin routing with defined verification parameters |
US10366387B2 (en) | 2013-10-29 | 2019-07-30 | Visa International Service Association | Digital wallet system and method |
CN110687969B (en) | 2013-10-30 | 2023-05-02 | 苹果公司 | Displaying related user interface objects |
USD776687S1 (en) * | 2013-11-06 | 2017-01-17 | Visa International Service Association | Display screen or portion thereof with a graphical user interface |
CA2930149A1 (en) | 2013-11-19 | 2015-05-28 | Visa International Service Association | Automated account provisioning |
US9928358B2 (en) * | 2013-12-09 | 2018-03-27 | Mastercard International Incorporated | Methods and systems for using transaction data to authenticate a user of a computing device |
US9424410B2 (en) | 2013-12-09 | 2016-08-23 | Mastercard International Incorporated | Methods and systems for leveraging transaction data to dynamically authenticate a user |
US11823190B2 (en) * | 2013-12-09 | 2023-11-21 | Mastercard International Incorporated | Systems, apparatus and methods for improved authentication |
US9922322B2 (en) | 2013-12-19 | 2018-03-20 | Visa International Service Association | Cloud-based transactions with magnetic secure transmission |
BR112016014106A2 (en) | 2013-12-19 | 2017-08-08 | Visa Int Service Ass | METHOD FOR ENHANCED SECURITY OF A COMMUNICATION DEVICE, AND, COMMUNICATION DEVICE |
US10433128B2 (en) | 2014-01-07 | 2019-10-01 | Visa International Service Association | Methods and systems for provisioning multiple devices |
US9846878B2 (en) | 2014-01-14 | 2017-12-19 | Visa International Service Association | Payment account identifier system |
SG2014008932A (en) | 2014-02-06 | 2015-09-29 | Mastercard Asia Pacific Pte Ltd | A method and a corresponding proxy server, system, computer-readable storage medium and computer program |
US9860187B2 (en) | 2014-02-28 | 2018-01-02 | Mobile Iron, Inc. | Enrolling a mobile device with an enterprise mobile device management environment |
EP2919178A1 (en) * | 2014-03-12 | 2015-09-16 | Alcatel Lucent | System and method of account access notification |
WO2015142321A1 (en) * | 2014-03-18 | 2015-09-24 | Hewlett Packard Development Company, L.P. | Secure element |
US10176542B2 (en) * | 2014-03-24 | 2019-01-08 | Mastercard International Incorporated | Systems and methods for identity validation and verification |
US10026087B2 (en) | 2014-04-08 | 2018-07-17 | Visa International Service Association | Data passed in an interaction |
US9942043B2 (en) | 2014-04-23 | 2018-04-10 | Visa International Service Association | Token security on a communication device |
US11030587B2 (en) * | 2014-04-30 | 2021-06-08 | Mastercard International Incorporated | Systems and methods for providing anonymized transaction data to third-parties |
US10262346B2 (en) | 2014-04-30 | 2019-04-16 | Gift Card Impressions, Inc. | System and method for a merchant onsite personalization gifting platform |
WO2015168334A1 (en) | 2014-05-01 | 2015-11-05 | Visa International Service Association | Data verification using access device |
AU2015256205B2 (en) | 2014-05-05 | 2020-07-16 | Visa International Service Association | System and method for token domain control |
US10070310B2 (en) | 2014-05-08 | 2018-09-04 | Visa International Service Association | Method and system for provisioning access data to mobile device |
US8990121B1 (en) | 2014-05-08 | 2015-03-24 | Square, Inc. | Establishment of a secure session between a card reader and a mobile device |
US10959093B2 (en) * | 2014-05-08 | 2021-03-23 | Visa International Service Association | Method and system for provisioning access data to mobile device |
CN106465112A (en) | 2014-05-21 | 2017-02-22 | 维萨国际服务协会 | Offline authentication |
GB2530472A (en) | 2014-05-21 | 2016-03-30 | Euronet Usa Llc | Financial switching engine |
CN115496490A (en) * | 2014-05-29 | 2022-12-20 | 苹果公司 | User interface for payments |
US10482461B2 (en) | 2014-05-29 | 2019-11-19 | Apple Inc. | User interface for payments |
US9967401B2 (en) | 2014-05-30 | 2018-05-08 | Apple Inc. | User interface for phone call routing among devices |
US11023890B2 (en) | 2014-06-05 | 2021-06-01 | Visa International Service Association | Identification and verification for provisioning mobile application |
US9760740B1 (en) | 2014-06-23 | 2017-09-12 | Square, Inc. | Terminal case with integrated dual reader stack |
US10212136B1 (en) | 2014-07-07 | 2019-02-19 | Microstrategy Incorporated | Workstation log-in |
US9780953B2 (en) | 2014-07-23 | 2017-10-03 | Visa International Service Association | Systems and methods for secure detokenization |
AU2015296239A1 (en) * | 2014-07-30 | 2017-02-02 | Visa International Service Association | Authentication system with message conversion |
US10108947B2 (en) * | 2014-07-31 | 2018-10-23 | Square, Inc. | Smart card reader with public key index on host device |
US10484345B2 (en) | 2014-07-31 | 2019-11-19 | Visa International Service Association | System and method for identity verification across mobile applications |
US10339293B2 (en) | 2014-08-15 | 2019-07-02 | Apple Inc. | Authenticated device used to unlock another device |
US9775029B2 (en) | 2014-08-22 | 2017-09-26 | Visa International Service Association | Embedding cloud-based functionalities in a communication device |
US9547419B2 (en) | 2014-09-02 | 2017-01-17 | Apple Inc. | Reduced size configuration interface |
WO2016036552A1 (en) | 2014-09-02 | 2016-03-10 | Apple Inc. | User interactions for a mapping application |
US10614452B2 (en) * | 2014-09-16 | 2020-04-07 | Mastercard International Incorporated | Systems and methods for providing risk based decisioning service to a merchant |
US10140615B2 (en) | 2014-09-22 | 2018-11-27 | Visa International Service Association | Secure mobile device credential provisioning using risk decision non-overrides |
SG11201701653WA (en) | 2014-09-26 | 2017-04-27 | Visa Int Service Ass | Remote server encrypted data provisioning system and methods |
US11257074B2 (en) | 2014-09-29 | 2022-02-22 | Visa International Service Association | Transaction risk based token |
US10015147B2 (en) | 2014-10-22 | 2018-07-03 | Visa International Service Association | Token enrollment system and method |
GB201419016D0 (en) | 2014-10-24 | 2014-12-10 | Visa Europe Ltd | Transaction Messaging |
US9888380B2 (en) * | 2014-10-30 | 2018-02-06 | The Western Union Company | Methods and systems for validating mobile devices of customers via third parties |
ZA201502957B (en) * | 2014-11-12 | 2016-02-24 | Tiragalo Creations Cc | System and method for conducting secure credit, debit and retail card transactions |
US10325261B2 (en) | 2014-11-25 | 2019-06-18 | Visa International Service Association | Systems communications with non-sensitive identifiers |
US9875468B2 (en) | 2014-11-26 | 2018-01-23 | Buy It Mobility Networks Inc. | Intelligent authentication process |
CN113537988A (en) | 2014-11-26 | 2021-10-22 | 维萨国际服务协会 | Method and apparatus for tokenizing requests via an access device |
US10753982B2 (en) | 2014-12-09 | 2020-08-25 | Square, Inc. | Monitoring battery health of a battery used in a device |
US10257185B2 (en) | 2014-12-12 | 2019-04-09 | Visa International Service Association | Automated access data provisioning |
KR20170094192A (en) | 2014-12-12 | 2017-08-17 | 비자 인터네셔널 서비스 어소시에이션 | Provisioning platform for machine-to-machine devices |
US9792604B2 (en) | 2014-12-19 | 2017-10-17 | moovel North Americ, LLC | Method and system for dynamically interactive visually validated mobile ticketing |
US10187363B2 (en) | 2014-12-31 | 2019-01-22 | Visa International Service Association | Hybrid integration of software development kit with secure execution environment |
US10096009B2 (en) | 2015-01-20 | 2018-10-09 | Visa International Service Association | Secure payment processing using authorization request |
US11250391B2 (en) | 2015-01-30 | 2022-02-15 | Visa International Service Association | Token check offline |
US20160224973A1 (en) | 2015-02-01 | 2016-08-04 | Apple Inc. | User interface for payments |
WO2016126729A1 (en) | 2015-02-03 | 2016-08-11 | Visa International Service Association | Validation identity tokens for transactions |
US11216468B2 (en) | 2015-02-08 | 2022-01-04 | Visa International Service Association | Converged merchant processing apparatuses, methods and systems |
US10977657B2 (en) | 2015-02-09 | 2021-04-13 | Visa International Service Association | Token processing utilizing multiple authorizations |
US9574896B2 (en) | 2015-02-13 | 2017-02-21 | Apple Inc. | Navigation user interface |
US11068866B1 (en) | 2015-02-17 | 2021-07-20 | Wells Fargo Bank, N.A. | Real-time interbank transactions systems and methods |
US10216351B2 (en) | 2015-03-08 | 2019-02-26 | Apple Inc. | Device configuration user interface |
US10164996B2 (en) | 2015-03-12 | 2018-12-25 | Visa International Service Association | Methods and systems for providing a low value token buffer |
US10769622B2 (en) * | 2015-03-25 | 2020-09-08 | Facebook, Inc. | User communications with a merchant through a social networking system |
AU2016245988B2 (en) * | 2015-04-10 | 2021-05-20 | Visa International Service Association | Browser integration with cryptogram |
US9998978B2 (en) | 2015-04-16 | 2018-06-12 | Visa International Service Association | Systems and methods for processing dormant virtual access devices |
US10701067B1 (en) | 2015-04-24 | 2020-06-30 | Microstrategy Incorporated | Credential management using wearable devices |
US10552834B2 (en) | 2015-04-30 | 2020-02-04 | Visa International Service Association | Tokenization capable authentication framework |
US9940637B2 (en) | 2015-06-05 | 2018-04-10 | Apple Inc. | User interface for loyalty accounts and private label accounts |
US20160358133A1 (en) | 2015-06-05 | 2016-12-08 | Apple Inc. | User interface for loyalty accounts and private label accounts for a wearable device |
US11715109B2 (en) | 2015-06-11 | 2023-08-01 | Idid Tecnologia Ltda | Point of sale apparatuses, methods and systems |
US20200402049A1 (en) * | 2015-06-11 | 2020-12-24 | APPI Technologia S/A (D.B.A. MUXI) | Antifraud Resilient Transaction Identifier Datastructure Apparatuses, Methods and Systems |
US11367077B2 (en) * | 2015-06-11 | 2022-06-21 | Idid Tecnologia Ltda | Antifraud resilient transaction identifier datastructure apparatuses, methods and systems |
GB201510347D0 (en) * | 2015-06-12 | 2015-07-29 | Mastercard International Inc | Methods and systems for reporting transaction issues |
US11017375B2 (en) * | 2015-07-30 | 2021-05-25 | Mastercard International Incorporated | Systems and methods for using an internet of things device presence to authenticate a cardholder for a financial transaction |
MX2018001976A (en) | 2015-08-17 | 2019-02-14 | Bytemark Inc | Short range wireless translation methods and systems for hands-free fare validation. |
US11803784B2 (en) | 2015-08-17 | 2023-10-31 | Siemens Mobility, Inc. | Sensor fusion for transit applications |
US9935941B2 (en) * | 2015-09-16 | 2018-04-03 | International Business Machines Corporation | Mobile based multi-channel citizen account origination in digital economy |
US11232453B2 (en) * | 2015-09-30 | 2022-01-25 | Mastercard International Incorporated | Method and system for authentication data collection and reporting |
CA2997379A1 (en) | 2015-10-15 | 2017-04-20 | Visa International Service Association | Instant token issuance system |
US11010782B2 (en) * | 2015-10-16 | 2021-05-18 | International Business Machines Corporation | Payment for a service utilizing information |
US10528939B2 (en) * | 2015-10-16 | 2020-01-07 | Bank Of American Corporation | Telephone-based payments using tokens |
US20170116621A1 (en) * | 2015-10-27 | 2017-04-27 | Mastercard International Incorporated | Method and system for predicting service provider performance based on industry data |
SG10201508866SA (en) * | 2015-10-27 | 2017-05-30 | Mastercard International Inc | Method for predicting purchasing behaviour of digital wallet users for wallet-based transactions |
SG11201803495VA (en) | 2015-12-04 | 2018-05-30 | Visa Int Service Ass | Unique code for token verification |
US10003686B2 (en) | 2016-01-04 | 2018-06-19 | Bank Of America Corporation | System for remotely controlling access to a mobile device |
US9912700B2 (en) | 2016-01-04 | 2018-03-06 | Bank Of America Corporation | System for escalating security protocol requirements |
US9723485B2 (en) | 2016-01-04 | 2017-08-01 | Bank Of America Corporation | System for authorizing access based on authentication via separate channel |
US10002248B2 (en) | 2016-01-04 | 2018-06-19 | Bank Of America Corporation | Mobile device data security system |
US9749308B2 (en) | 2016-01-04 | 2017-08-29 | Bank Of America Corporation | System for assessing network authentication requirements based on situational instance |
AU2017206119B2 (en) | 2016-01-07 | 2020-10-29 | Visa International Service Association | Systems and methods for device push provisioning |
US10475036B2 (en) * | 2016-01-08 | 2019-11-12 | Ca, Inc. | Restricting account use by controlled replenishment |
AU2017214412A1 (en) | 2016-02-01 | 2018-06-28 | Visa International Service Association | Systems and methods for code display and use |
US10855664B1 (en) | 2016-02-08 | 2020-12-01 | Microstrategy Incorporated | Proximity-based logical access |
US10231128B1 (en) | 2016-02-08 | 2019-03-12 | Microstrategy Incorporated | Proximity-based device access |
US11501288B2 (en) | 2016-02-09 | 2022-11-15 | Visa International Service Association | Resource provider account token provisioning and processing |
AU2017238223A1 (en) | 2016-03-22 | 2018-08-09 | Visa International Service Association | Adaptable authentication processing |
US10313321B2 (en) | 2016-04-07 | 2019-06-04 | Visa International Service Association | Tokenization of co-network accounts |
AU2016403734B2 (en) | 2016-04-19 | 2022-11-17 | Visa International Service Association | Systems and methods for performing push transactions |
US20170316415A1 (en) * | 2016-04-29 | 2017-11-02 | Mastercard International Incorporated | Systems and methods for extracting browser-obtained device information for authenticating user devices |
US11250424B2 (en) | 2016-05-19 | 2022-02-15 | Visa International Service Association | Systems and methods for creating subtokens using primary tokens |
DK179186B1 (en) | 2016-05-19 | 2018-01-15 | Apple Inc | REMOTE AUTHORIZATION TO CONTINUE WITH AN ACTION |
JP2019522270A (en) | 2016-06-03 | 2019-08-08 | ビザ インターナショナル サービス アソシエーション | Sub-token management system for connected devices |
US11329831B2 (en) | 2016-06-08 | 2022-05-10 | University Of Florida Research Foundation, Incorporated | Practical end-to-end cryptographic authentication for telephony over voice channels |
US10621581B2 (en) | 2016-06-11 | 2020-04-14 | Apple Inc. | User interface for transactions |
DK201670622A1 (en) | 2016-06-12 | 2018-02-12 | Apple Inc | User interfaces for transactions |
US11068899B2 (en) | 2016-06-17 | 2021-07-20 | Visa International Service Association | Token aggregation for multi-party transactions |
US10361856B2 (en) | 2016-06-24 | 2019-07-23 | Visa International Service Association | Unique token authentication cryptogram |
CN109643354B (en) | 2016-07-11 | 2023-06-06 | 维萨国际服务协会 | Encryption key exchange procedure using access means |
RU2716042C1 (en) * | 2016-07-15 | 2020-03-05 | Кардиналкоммерс Корпорейшн | Bridge between authentication and authorization using extended messages |
EP3488406A4 (en) | 2016-07-19 | 2019-08-07 | Visa International Service Association | Method of distributing tokens and managing token relationships |
US11023880B2 (en) * | 2016-07-23 | 2021-06-01 | Vray Inc. | Online mobile payment system and method using authentication codes |
US20180068313A1 (en) | 2016-09-06 | 2018-03-08 | Apple Inc. | User interfaces for stored-value accounts |
US10509779B2 (en) | 2016-09-14 | 2019-12-17 | Visa International Service Association | Self-cleaning token vault |
US10860199B2 (en) | 2016-09-23 | 2020-12-08 | Apple Inc. | Dynamically adjusting touch hysteresis based on contextual data |
US10803461B2 (en) | 2016-09-30 | 2020-10-13 | Square, Inc. | Fraud detection in portable payment readers |
US9940612B1 (en) | 2016-09-30 | 2018-04-10 | Square, Inc. | Fraud detection in portable payment readers |
US10496808B2 (en) | 2016-10-25 | 2019-12-03 | Apple Inc. | User interface for managing access to credentials for use in an operation |
SG11201903468RA (en) | 2016-11-28 | 2019-05-30 | Visa Int Service Ass | Access identifier provisioning to application |
US20180181963A1 (en) * | 2016-12-23 | 2018-06-28 | Mastercard International Incorporated | Method and system for purchase precheck |
US10243930B2 (en) | 2017-01-11 | 2019-03-26 | Mastercard International Incorporated | Systems and methods for secure communication bootstrapping of a device |
US10915899B2 (en) | 2017-03-17 | 2021-02-09 | Visa International Service Association | Replacing token on a multi-token user device |
US11049101B2 (en) * | 2017-03-21 | 2021-06-29 | Visa International Service Association | Secure remote transaction framework |
SG11201907191VA (en) * | 2017-04-05 | 2019-09-27 | Visa Int Service Ass | System and method for electronic receipt services |
US10621587B2 (en) * | 2017-04-10 | 2020-04-14 | Bank Of America Corporation | Fraud remediation tool |
US10771458B1 (en) | 2017-04-17 | 2020-09-08 | MicoStrategy Incorporated | Proximity-based user authentication |
US11140157B1 (en) | 2017-04-17 | 2021-10-05 | Microstrategy Incorporated | Proximity-based access |
US10657242B1 (en) | 2017-04-17 | 2020-05-19 | Microstrategy Incorporated | Proximity-based access |
US10902418B2 (en) | 2017-05-02 | 2021-01-26 | Visa International Service Association | System and method using interaction token |
US11494765B2 (en) | 2017-05-11 | 2022-11-08 | Visa International Service Association | Secure remote transaction system using mobile devices |
US10735183B1 (en) | 2017-06-30 | 2020-08-04 | Experian Information Solutions, Inc. | Symmetric encryption for private smart contracts among multiple parties in a private peer-to-peer network |
US10491389B2 (en) | 2017-07-14 | 2019-11-26 | Visa International Service Association | Token provisioning utilizing a secure authentication system |
US10891621B2 (en) | 2017-08-09 | 2021-01-12 | Microsoft Technology Licensing, Llc | Systems and methods of providing security in an electronic network |
KR102389678B1 (en) | 2017-09-09 | 2022-04-21 | 애플 인크. | Implementation of biometric authentication |
KR102185854B1 (en) | 2017-09-09 | 2020-12-02 | 애플 인크. | Implementation of biometric authentication |
US11615421B2 (en) * | 2017-09-12 | 2023-03-28 | Mastercard International Incorporated | Methods, system and computer program product for selectively responding to presentation of payment card information |
US20190087823A1 (en) * | 2017-09-20 | 2019-03-21 | Mastercard International Incorporated | Cashless transaction processing methods and apparatus |
KR101970152B1 (en) * | 2017-09-22 | 2019-04-17 | 코나아이 (주) | Multi card and payment method using it |
KR20190044331A (en) * | 2017-10-20 | 2019-04-30 | 정혜진 | Payment method using user terminal |
US10954049B2 (en) | 2017-12-12 | 2021-03-23 | E2Interactive, Inc. | Viscous liquid vessel for gifting |
US10812460B2 (en) | 2018-01-02 | 2020-10-20 | Bank Of America Corporation | Validation system utilizing dynamic authentication |
EP3515034B1 (en) * | 2018-01-17 | 2020-05-13 | ise Individuelle Software und Elektronik GmbH | Method, devices, computer-readable media and systems for establishing certified connections with end devices in a local area network |
EP3762844A4 (en) | 2018-03-07 | 2021-04-21 | Visa International Service Association | Secure remote token release with online authentication |
US10839454B2 (en) * | 2018-03-13 | 2020-11-17 | Bank Of America Corporation | System and platform for execution of consolidated resource-based action |
US11687929B2 (en) * | 2018-03-23 | 2023-06-27 | American Express Travel Related Services Co., Inc. | Authenticated secure online and offline transactions |
WO2019195143A1 (en) * | 2018-04-05 | 2019-10-10 | Visa International Service Association | System, method, and apparatus for authenticating a user |
US10783516B2 (en) * | 2018-04-11 | 2020-09-22 | Capital One Services, Llc | Systems and methods for automatically identifying a checkout webpage and injecting a virtual token |
CN116346461A (en) | 2018-04-24 | 2023-06-27 | 维萨国际服务协会 | Efficient and secure authentication system |
US11475445B2 (en) * | 2018-04-27 | 2022-10-18 | Visa International Service Association | Secure authentication system with token service |
US11361284B1 (en) | 2018-05-31 | 2022-06-14 | Stripe, Inc. | Payment processing method and apparatus using an intermediary platform |
US11170085B2 (en) | 2018-06-03 | 2021-11-09 | Apple Inc. | Implementation of biometric authentication |
RU2703953C1 (en) * | 2018-06-14 | 2019-10-22 | Мастеркард Интернэшнл Инкорпорейтед | System and a computer-implemented method for decoding data when switching between jurisdictions in payment systems |
US11256789B2 (en) | 2018-06-18 | 2022-02-22 | Visa International Service Association | Recurring token transactions |
US10380596B1 (en) | 2018-06-21 | 2019-08-13 | Capital One Services, Llc | Systems for providing and processing pre-authorized customizable gift tokens |
SG11202101587SA (en) | 2018-08-22 | 2021-03-30 | Visa Int Service Ass | Method and system for token provisioning and processing |
WO2020041722A1 (en) * | 2018-08-24 | 2020-02-27 | Mastercard International Incorporated | Systems and methods for secure remote commerce |
US11100349B2 (en) | 2018-09-28 | 2021-08-24 | Apple Inc. | Audio assisted enrollment |
US10860096B2 (en) | 2018-09-28 | 2020-12-08 | Apple Inc. | Device control using gaze information |
US11706213B2 (en) * | 2018-11-13 | 2023-07-18 | Mastercard International Incorporated | Systems and methods for facilitating network voice authentication |
EP3881258A4 (en) | 2018-11-14 | 2022-01-12 | Visa International Service Association | Cloud token provisioning of multiple tokens |
CN109472573B (en) * | 2018-11-22 | 2022-02-15 | 北京拉近互动传媒科技有限公司 | Self-service red packet form payment system and method based on mobile phone app |
EP3660771A1 (en) * | 2018-11-29 | 2020-06-03 | Mastercard International Incorporated | Online authentication |
US20210256483A1 (en) * | 2018-12-12 | 2021-08-19 | Carrier Corporation | System and method for providing hvac sales / services |
CN113519004A (en) * | 2019-01-15 | 2021-10-19 | 维萨国际服务协会 | Method and system for authenticating digital transactions |
US11562355B2 (en) | 2019-01-31 | 2023-01-24 | Visa International Service Association | Method, system, and computer program product for automatically re-processing a transaction |
FR3092927B1 (en) * | 2019-02-19 | 2021-12-03 | Ingenico Group | Method of processing a payment transaction, device, system and corresponding programs |
US11356458B2 (en) * | 2019-03-15 | 2022-06-07 | Mastercard International Incorporated | Systems, methods, and computer program products for dual layer federated identity based access control |
US11328352B2 (en) | 2019-03-24 | 2022-05-10 | Apple Inc. | User interfaces for managing an account |
US10825023B2 (en) | 2019-04-10 | 2020-11-03 | Advanced New Technologies Co., Ltd. | Verification method and apparatus for user signing fast payment with bank card |
CN110175828B (en) * | 2019-04-10 | 2021-02-23 | 创新先进技术有限公司 | User verification method and device based on bank card quick payment signing |
SG11202108626QA (en) | 2019-05-17 | 2021-09-29 | Visa Int Service Ass | Virtual access credential interaction system and method |
US11477609B2 (en) | 2019-06-01 | 2022-10-18 | Apple Inc. | User interfaces for location-related communications |
US11481094B2 (en) | 2019-06-01 | 2022-10-25 | Apple Inc. | User interfaces for location-related communications |
US11397950B2 (en) * | 2019-06-20 | 2022-07-26 | Microsoft Technology Licensing, Llc | Systems and methods for authenticating an electronic transaction |
US20200402068A1 (en) * | 2019-06-21 | 2020-12-24 | Visa International Service Association | Method, System, and Computer Program Product for Account Verification |
US11423405B2 (en) | 2019-09-10 | 2022-08-23 | International Business Machines Corporation | Peer validation for unauthorized transactions |
KR102451495B1 (en) | 2019-09-29 | 2022-10-06 | 애플 인크. | Account Management User Interfaces |
US11169830B2 (en) | 2019-09-29 | 2021-11-09 | Apple Inc. | Account management user interfaces |
EP3809350A1 (en) * | 2019-10-18 | 2021-04-21 | Mastercard International Incorporated | Enchanced security in sensitive data transfer over a network |
EP3809352A1 (en) | 2019-10-18 | 2021-04-21 | Mastercard International Incorporated | Authentication for secure transactions in a multi-server environment |
CN111242590A (en) * | 2020-01-06 | 2020-06-05 | 深圳壹账通智能科技有限公司 | ACS system-based data processing method, system and storage medium |
CN115315924A (en) * | 2020-03-05 | 2022-11-08 | 维萨国际服务协会 | User authentication at an access control server using a mobile device |
US11316843B1 (en) * | 2020-03-31 | 2022-04-26 | Amazon Technologies, Inc. | Systems for authenticating users from a separate user interface |
DK202070633A1 (en) | 2020-04-10 | 2021-11-12 | Apple Inc | User interfaces for enabling an activity |
CN111539717A (en) * | 2020-04-20 | 2020-08-14 | 车主邦(北京)科技有限公司 | Processing method of vehicle payment electronic tag |
US11816194B2 (en) | 2020-06-21 | 2023-11-14 | Apple Inc. | User interfaces for managing secure operations |
CN111914230B (en) * | 2020-07-17 | 2023-06-23 | 中国联合网络通信集团有限公司 | Identity verification method, system, terminal equipment and storage medium based on block chain |
US11328274B2 (en) | 2020-07-28 | 2022-05-10 | Bank Of America Corporation | Data processing system and method for managing electronic split transactions using user profiles |
US20220217136A1 (en) * | 2021-01-04 | 2022-07-07 | Bank Of America Corporation | Identity verification through multisystem cooperation |
US11888854B2 (en) | 2021-08-23 | 2024-01-30 | The Toronto-Dominion Bank | Systems and methods for authenticating end users of a web service |
Citations (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5712913A (en) * | 1994-02-08 | 1998-01-27 | Digicash Incorporated | Limited-traceability systems |
Family Cites Families (142)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US177047A (en) * | 1876-05-02 | meeeick | ||
AU626331B2 (en) | 1988-10-18 | 1992-07-30 | Oki Electric Industry Co. Ltd. | System for collating personal identification number |
WO1992004671A1 (en) | 1990-08-29 | 1992-03-19 | Hughes Aircraft Company | Distributed user authentication protocol |
US5163098A (en) | 1990-09-06 | 1992-11-10 | Dahbura Abbud S | System for preventing fraudulent use of credit card |
KR970007003B1 (en) | 1990-12-24 | 1997-05-01 | 모토로라 인코포레이티드 | Electronic wallet |
CA2100134C (en) | 1992-09-29 | 1999-06-22 | Raymond Otto Colbert | Secure credit/debit card authorization |
DE69312328T2 (en) | 1993-09-20 | 1998-01-08 | Ibm | SYSTEM AND METHOD FOR CHANGING THE KEY OR PASSWORD IN A COMMUNICATION NETWORK WITH KEY DISTRIBUTION |
WO1995016971A1 (en) | 1993-12-16 | 1995-06-22 | Open Market, Inc. | Digital active advertising |
US5420926A (en) | 1994-01-05 | 1995-05-30 | At&T Corp. | Anonymous credit card transactions |
US5544322A (en) | 1994-05-09 | 1996-08-06 | International Business Machines Corporation | System and method for policy-based inter-realm authentication within a distributed processing system |
US5826241A (en) | 1994-09-16 | 1998-10-20 | First Virtual Holdings Incorporated | Computerized system for making payments and authenticating transactions over the internet |
US5715314A (en) | 1994-10-24 | 1998-02-03 | Open Market, Inc. | Network sales system |
US5826245A (en) | 1995-03-20 | 1998-10-20 | Sandberg-Diment; Erik | Providing verification information for a transaction |
US7937312B1 (en) | 1995-04-26 | 2011-05-03 | Ebay Inc. | Facilitating electronic commerce transactions through binding offers |
US5845265A (en) | 1995-04-26 | 1998-12-01 | Mercexchange, L.L.C. | Consignment nodes |
US5671279A (en) | 1995-11-13 | 1997-09-23 | Netscape Communications Corporation | Electronic commerce using a secure courier system |
US5822737A (en) | 1996-02-05 | 1998-10-13 | Ogram; Mark E. | Financial transaction system |
US6076078A (en) | 1996-02-14 | 2000-06-13 | Carnegie Mellon University | Anonymous certified delivery |
JP3586704B2 (en) | 1996-03-11 | 2004-11-10 | 独立行政法人森林総合研究所 | UV absorbing coating and its manufacturing method. |
US6243691B1 (en) | 1996-03-29 | 2001-06-05 | Onsale, Inc. | Method and system for processing and transmitting electronic auction information |
US5835896A (en) | 1996-03-29 | 1998-11-10 | Onsale, Inc. | Method and system for processing and transmitting electronic auction information |
US5815665A (en) | 1996-04-03 | 1998-09-29 | Microsoft Corporation | System and method for providing trusted brokering services over a distributed network |
FR2750274B1 (en) * | 1996-06-21 | 1998-07-24 | Arditti David | PROCEDURE FOR TAKING INTO ACCOUNT A REQUEST FOR THE USE OF A VIRTUAL PREPAID CARD ALLOWING THE REUSE OF ITS SERIAL NUMBER |
US5793028A (en) * | 1996-06-24 | 1998-08-11 | Fred N. Gratzon | Electronic transaction security system |
US5884272A (en) | 1996-09-06 | 1999-03-16 | Walker Asset Management Limited Partnership | Method and system for establishing and maintaining user-controlled anonymous communications |
US5684950A (en) | 1996-09-23 | 1997-11-04 | Lockheed Martin Corporation | Method and system for authenticating users to multiple computer servers via a single sign-on |
GB9624127D0 (en) | 1996-11-20 | 1997-01-08 | British Telecomm | Transaction system |
US5903882A (en) | 1996-12-13 | 1999-05-11 | Certco, Llc | Reliance server for electronic transaction system |
US5845070A (en) | 1996-12-18 | 1998-12-01 | Auric Web Systems, Inc. | Security system for internet provider transaction |
US6167378A (en) | 1997-01-21 | 2000-12-26 | Webber, Jr.; Donald Gary | Automated back office transaction method and system |
US5819029A (en) | 1997-02-20 | 1998-10-06 | Brittan Communications International Corp. | Third party verification system and method |
US7003480B2 (en) | 1997-02-27 | 2006-02-21 | Microsoft Corporation | GUMP: grand unified meta-protocol for simple standards-based electronic commerce transactions |
US5903721A (en) | 1997-03-13 | 1999-05-11 | cha|Technologies Services, Inc. | Method and system for secure online transaction processing |
EP0869692A1 (en) | 1997-04-01 | 1998-10-07 | ICO Services Ltd. | User authentication across multiple telecommunications network |
IL120672A (en) | 1997-04-15 | 2000-06-29 | Nush Marketing Man And Consult | System for transaction over communication network |
US6282522B1 (en) * | 1997-04-30 | 2001-08-28 | Visa International Service Association | Internet payment system using smart card |
JPH10333769A (en) * | 1997-06-03 | 1998-12-18 | Mitsubishi Electric Corp | Multi-media data distribution system and multi-media data reproduction terminal |
US6029141A (en) | 1997-06-27 | 2000-02-22 | Amazon.Com, Inc. | Internet-based customer referral system |
JPH1143780A (en) | 1997-07-25 | 1999-02-16 | Kuroki Kogyosho:Kk | Production of composite material |
JP3859313B2 (en) | 1997-08-05 | 2006-12-20 | 富士通株式会社 | Tag document compression apparatus and restoration apparatus, compression method and restoration method, compression / decompression apparatus and compression / decompression method, and computer-readable recording medium recording a compression, decompression or compression / decompression program |
US6016476A (en) | 1997-08-11 | 2000-01-18 | International Business Machines Corporation | Portable information and transaction processing system and method utilizing biometric authorization and digital certificate security |
US5903878A (en) | 1997-08-20 | 1999-05-11 | Talati; Kirit K. | Method and apparatus for electronic commerce |
US5883810A (en) | 1997-09-24 | 1999-03-16 | Microsoft Corporation | Electronic online commerce card with transactionproxy number for online transactions |
US5970475A (en) | 1997-10-10 | 1999-10-19 | Intelisys Electronic Commerce, Llc | Electronic procurement system and method for trading partners |
US6047268A (en) | 1997-11-04 | 2000-04-04 | A.T.&T. Corporation | Method and apparatus for billing for transactions conducted over the internet |
JPH11143780A (en) * | 1997-11-05 | 1999-05-28 | Hitachi Ltd | Method and device for managing secret information in database |
US6098053A (en) | 1998-01-28 | 2000-08-01 | Citibank, N.A. | System and method for performing an electronic financial transaction |
NL1008372C2 (en) | 1998-02-20 | 1999-08-24 | Snoek Holding Zoetermeer B V | Method of payment via the Internet. |
US5999596A (en) | 1998-03-06 | 1999-12-07 | Walker Asset Management Limited | Method and system for controlling authorization of credit card transactions |
AU6633998A (en) | 1998-03-11 | 1999-09-27 | Guardtech Technologies Ltd. | Transaction card security system |
US6052675A (en) | 1998-04-21 | 2000-04-18 | At&T Corp. | Method and apparatus for preauthorizing credit card type transactions |
US6122624A (en) | 1998-05-28 | 2000-09-19 | Automated Transaction Corp. | System and method for enhanced fraud detection in automated electronic purchases |
JP2000076336A (en) | 1998-08-31 | 2000-03-14 | Fujitsu Ltd | Electronic settlement authentication system and electronic commerce service provider device |
CN1157962C (en) | 1998-09-15 | 2004-07-14 | 因达技术控股有限公司 | Communication services |
US6820202B1 (en) | 1998-11-09 | 2004-11-16 | First Data Corporation | Account authority digital signature (AADS) system |
JP2000142398A (en) | 1998-11-13 | 2000-05-23 | Toyo Tire & Rubber Co Ltd | Rubber vibration isolator of axle arm device for rolling stock |
US6154543A (en) | 1998-11-25 | 2000-11-28 | Hush Communications Anguilla, Inc. | Public key cryptosystem with roaming user capability |
US6260024B1 (en) | 1998-12-02 | 2001-07-10 | Gary Shkedy | Method and apparatus for facilitating buyer-driven purchase orders on a commercial network system |
JP2000184085A (en) | 1998-12-18 | 2000-06-30 | Fujitsu Ltd | Portable equipment, attachment for portable terminal and system using portable equipment |
US6327578B1 (en) * | 1998-12-29 | 2001-12-04 | International Business Machines Corporation | Four-party credit/debit payment protocol |
GB2345613A (en) | 1999-01-05 | 2000-07-12 | Ibm | IP based voice and data services whereby voice and control signals are transmitted over a single call connection |
US20040083184A1 (en) | 1999-04-19 | 2004-04-29 | First Data Corporation | Anonymous card transactions |
CA2371168A1 (en) | 1999-04-28 | 2000-11-09 | Unicate B.V. | Transaction method and system for data networks, like internet |
US6889325B1 (en) | 1999-04-28 | 2005-05-03 | Unicate Bv | Transaction method and system for data networks, like internet |
US6704714B1 (en) | 1999-05-03 | 2004-03-09 | The Chase Manhattan Bank | Virtual private lock box |
US7606760B2 (en) | 1999-06-18 | 2009-10-20 | Echarge Corporation | Method and apparatus for ordering goods, services and content over an internetwork using a virtual payment account |
WO2001007873A2 (en) | 1999-07-21 | 2001-02-01 | E-Payments | A method for performing a transaction over a network |
WO2001013275A1 (en) | 1999-08-13 | 2001-02-22 | Fleetboston Financial Corporation | Proxy system for customer confidentiality |
US7343351B1 (en) | 1999-08-31 | 2008-03-11 | American Express Travel Related Services Company, Inc. | Methods and apparatus for conducting electronic transactions |
US6427132B1 (en) | 1999-08-31 | 2002-07-30 | Accenture Llp | System, method and article of manufacture for demonstrating E-commerce capabilities via a simulation on a network |
JP3635017B2 (en) * | 1999-09-01 | 2005-03-30 | 日本電信電話株式会社 | Time authentication system, server device, time authentication method, and recording medium |
US7249093B1 (en) | 1999-09-07 | 2007-07-24 | Rysix Holdings, Llc | Method of and system for making purchases over a computer network |
US6853987B1 (en) | 1999-10-27 | 2005-02-08 | Zixit Corporation | Centralized authorization and fraud-prevention system for network-based transactions |
WO2001037180A1 (en) | 1999-11-19 | 2001-05-25 | Ecognito, Inc. | System, method, and computer program product for maintaining consumer privacy and security in electronic commerce transactions |
WO2001041032A1 (en) | 1999-11-30 | 2001-06-07 | David Russell | Methods, systems, and apparatuses for secure interactions |
KR20000012391A (en) | 1999-12-02 | 2000-03-06 | 이재규 | Method and system for electronic payment via internet |
WO2001042965A1 (en) * | 1999-12-10 | 2001-06-14 | Auripay, Inc. | Method and apparatus for improved financial instrument processing |
IL140141A (en) * | 1999-12-14 | 2007-07-24 | Ibm | Transcoding in data communications |
US6629081B1 (en) | 1999-12-22 | 2003-09-30 | Accenture Llp | Account settlement and financing in an e-commerce environment |
WO2001048628A2 (en) | 1999-12-23 | 2001-07-05 | Barton Peter R | System and method for anonymous transactions and disguised mailings |
US20010044787A1 (en) | 2000-01-13 | 2001-11-22 | Gil Shwartz | Secure private agent for electronic transactions |
WO2001052023A2 (en) | 2000-01-14 | 2001-07-19 | Catavault | Method and system for secure personal authentication credentials data over a network |
US7177838B1 (en) | 2000-01-26 | 2007-02-13 | Paybyclick Corporation | Method and apparatus for conducting electronic commerce transactions using electronic tokens |
US6847953B2 (en) | 2000-02-04 | 2005-01-25 | Kuo James Shaw-Han | Process and method for secure online transactions with calculated risk and against fraud |
AU2001236812A1 (en) | 2000-02-09 | 2001-08-20 | Internetcash.Com | Method and system for making anonymous electronic payments on the world wide web |
WO2001063452A2 (en) | 2000-02-23 | 2001-08-30 | Capital One Financial Corporation | Systems and methods for providing anonymous financial transactions |
IL150427A0 (en) | 2000-02-23 | 2002-12-01 | Tradesafely Com Ltd | Method and apparatus for internet web site accreditation |
TW550477B (en) | 2000-03-01 | 2003-09-01 | Passgate Corp | Method, system and computer readable medium for Web site account and e-commerce management from a central location |
US7865414B2 (en) | 2000-03-01 | 2011-01-04 | Passgate Corporation | Method, system and computer readable medium for web site account and e-commerce management from a central location |
JP3385270B2 (en) * | 2000-03-03 | 2003-03-10 | 株式会社エイティング | Personal authentication method |
JP2001318953A (en) * | 2000-03-03 | 2001-11-16 | Ns Solutions Corp | Cost data management system, cost data managing method and its recording medium |
EP1132797A3 (en) | 2000-03-08 | 2005-11-23 | Aurora Wireless Technologies, Ltd. | Method for securing user identification in on-line transaction systems |
KR100506913B1 (en) | 2000-03-14 | 2005-08-10 | 주식회사 올앳 | Electronic payment system using anonymous representative payment means and method thereof |
WO2001069549A1 (en) | 2000-03-17 | 2001-09-20 | Tradesafely.Com Limited | Payment authorisation method and apparatus |
JP2001268646A (en) * | 2000-03-22 | 2001-09-28 | Animo:Kk | Portable radio communication device, tool server, voice authentication server, and radio communication system |
CA2406001A1 (en) | 2000-04-14 | 2001-10-25 | American Express Travel Related Services Company, Inc. | A system and method for using loyalty points |
CA2305249A1 (en) * | 2000-04-14 | 2001-10-14 | Branko Sarcanin | Virtual safe |
US7778934B2 (en) | 2000-04-17 | 2010-08-17 | Verisign, Inc. | Authenticated payment |
US7827115B2 (en) | 2000-04-24 | 2010-11-02 | Visa International Service Association | Online payer authentication service |
AU2001253795A1 (en) | 2000-04-26 | 2001-11-07 | Global Transaction Company | Multi-tiered identity verification authority for e-commerce |
JP2001313979A (en) | 2000-04-28 | 2001-11-09 | Oki Electric Ind Co Ltd | Method for connecting mobile terminal |
JP2001331646A (en) * | 2000-05-23 | 2001-11-30 | Nec Corp | System and method for financial transaction using fingerprint matching |
WO2001093167A1 (en) | 2000-05-31 | 2001-12-06 | Indivos Corporation | Biometric financial transaction system and method |
JP2001344550A (en) | 2000-06-02 | 2001-12-14 | Nec Informatec Systems Ltd | Method and system for electronic settlement and storage medium with program for electronic settlement stored therein |
US10185936B2 (en) * | 2000-06-22 | 2019-01-22 | Jpmorgan Chase Bank, N.A. | Method and system for processing internet payments |
FI115355B (en) * | 2000-06-22 | 2005-04-15 | Icl Invia Oyj | Arrangement for the authentication and authentication of a secure system user |
JP2002091473A (en) | 2000-06-30 | 2002-03-27 | Fujitsu Ltd | Information processor |
NL1015612C2 (en) | 2000-07-05 | 2002-01-08 | Alexander Theodorus Jansen | Method and system as well as data carrier for selling merchandise. |
US7177849B2 (en) | 2000-07-13 | 2007-02-13 | International Business Machines Corporation | Method for validating an electronic payment by a credit/debit card |
KR20010008131A (en) * | 2000-07-27 | 2001-02-05 | 박정일 | Method for using internet mobile as credit card, and PDA and method of checking price using by the PDA |
US6938019B1 (en) | 2000-08-29 | 2005-08-30 | Uzo Chijioke Chukwuemeka | Method and apparatus for making secure electronic payments |
US20020038287A1 (en) | 2000-08-30 | 2002-03-28 | Jean-Marc Villaret | EMV card-based identification, authentication, and access control for remote access |
US7103575B1 (en) * | 2000-08-31 | 2006-09-05 | International Business Machines Corporation | Enabling use of smart cards by consumer devices for internet commerce |
US7107248B1 (en) * | 2000-09-11 | 2006-09-12 | Nokia Corporation | System and method of bootstrapping a temporary public-key infrastructure from a cellular telecommunication authentication and billing infrastructure |
AU2001292725A1 (en) | 2000-09-12 | 2002-03-26 | American Express Travel Related Services Company, Inc. | Microchip-enabled online transaction system |
US20020052841A1 (en) * | 2000-10-27 | 2002-05-02 | Guthrie Paul D. | Electronic payment system |
US7844489B2 (en) | 2000-10-30 | 2010-11-30 | Buyerleverage | Buyer-driven targeting of purchasing entities |
US20020091646A1 (en) | 2000-11-03 | 2002-07-11 | Lake Lawrence L. | Method and system for verifying the identity of on-line credit card purchasers through a proxy transaction |
US7379916B1 (en) * | 2000-11-03 | 2008-05-27 | Authernative, Inc. | System and method for private secure financial transactions |
US20020069123A1 (en) | 2000-12-01 | 2002-06-06 | Mats Soderlind | Electronic commerce system |
US6839692B2 (en) | 2000-12-01 | 2005-01-04 | Benedor Corporation | Method and apparatus to provide secure purchase transactions over a computer network |
US20020077993A1 (en) * | 2000-12-18 | 2002-06-20 | Nokia Corporation | Method and system for conducting wireless payments |
US20060269061A1 (en) * | 2001-01-11 | 2006-11-30 | Cardinalcommerce Corporation | Mobile device and method for dispensing authentication codes |
US6931382B2 (en) | 2001-01-24 | 2005-08-16 | Cdck Corporation | Payment instrument authorization technique |
US7292999B2 (en) * | 2001-03-15 | 2007-11-06 | American Express Travel Related Services Company, Inc. | Online card present transaction |
US7181017B1 (en) * | 2001-03-23 | 2007-02-20 | David Felsher | System and method for secure three-party communications |
US20020169720A1 (en) | 2001-05-12 | 2002-11-14 | Wilson Phillip C. | Method for cardholder to place use restrictions on credit card at will |
US20020198811A1 (en) * | 2001-06-12 | 2002-12-26 | Adam Wizon | System and method for monitoring the status of analyses performed on a portfolio of financial instruments |
US20030004737A1 (en) * | 2001-06-29 | 2003-01-02 | Conquest Christopher S. | Automated product registration |
US7779267B2 (en) * | 2001-09-04 | 2010-08-17 | Hewlett-Packard Development Company, L.P. | Method and apparatus for using a secret in a distributed computing system |
US20030097451A1 (en) | 2001-11-16 | 2003-05-22 | Nokia, Inc. | Personal data repository |
US7707108B2 (en) | 2002-01-31 | 2010-04-27 | International Business Machines Corporation | Detection of unauthorized account transactions |
US7890393B2 (en) | 2002-02-07 | 2011-02-15 | Ebay, Inc. | Method and system for completing a transaction between a customer and a merchant |
US7707120B2 (en) | 2002-04-17 | 2010-04-27 | Visa International Service Association | Mobile account authentication service |
EP2284784B1 (en) | 2002-06-12 | 2017-12-13 | CardinalCommerce Corporation | Universal merchant platform for payment authentication |
BR0314158A (en) | 2002-09-10 | 2005-07-12 | Visa Int Service Ass | Method and system for authentication and data provisioning |
AU2003901043A0 (en) | 2003-03-07 | 2003-03-20 | Torto, Anthony | Transaction system |
US20050065855A1 (en) | 2003-09-23 | 2005-03-24 | Extreming, Inc. | Virtual server consumer authorization, verification and credit update method and article |
US20080281737A1 (en) * | 2004-02-05 | 2008-11-13 | Veritas Mobile Solutions Pte. Ltd. | System and Method for Authenticating the Identity of a User |
US8762283B2 (en) | 2004-05-03 | 2014-06-24 | Visa International Service Association | Multiple party benefit from an online authentication service |
US20080046362A1 (en) * | 2006-08-15 | 2008-02-21 | Frank Easterly | Method of making secure on-line financial transactions |
US20090198618A1 (en) * | 2008-01-15 | 2009-08-06 | Yuen Wah Eva Chan | Device and method for loading managing and using smartcard authentication token and digital certificates in e-commerce |
-
2003
- 2003-02-19 US US10/370,149 patent/US7707120B2/en active Active
- 2003-04-16 EP EP09150401A patent/EP2056518A1/en not_active Withdrawn
- 2003-04-16 EP EP10181241A patent/EP2278751A1/en not_active Withdrawn
- 2003-04-16 JP JP2003586704A patent/JP4580654B2/en not_active Expired - Fee Related
- 2003-04-16 KR KR1020107013080A patent/KR101137137B1/en active IP Right Grant
- 2003-04-16 AT AT03726334T patent/ATE434305T1/en not_active IP Right Cessation
- 2003-04-16 KR KR1020047016734A patent/KR100994289B1/en active IP Right Grant
- 2003-04-16 ES ES03726334T patent/ES2327111T3/en not_active Expired - Lifetime
- 2003-04-16 AU AU2003228574A patent/AU2003228574B2/en not_active Ceased
- 2003-04-16 DE DE60328009T patent/DE60328009D1/en not_active Expired - Lifetime
- 2003-04-16 WO PCT/US2003/011952 patent/WO2003090027A2/en active Application Filing
- 2003-04-16 CA CA2482558A patent/CA2482558C/en not_active Expired - Fee Related
- 2003-04-16 EP EP03726334A patent/EP1497947B1/en not_active Expired - Lifetime
-
2009
- 2009-04-08 AU AU2009201395A patent/AU2009201395B2/en not_active Ceased
- 2009-11-12 US US12/617,135 patent/US9769134B2/en active Active
-
2017
- 2017-08-08 US US15/672,116 patent/US20170366530A1/en not_active Abandoned
Patent Citations (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5712913A (en) * | 1994-02-08 | 1998-01-27 | Digicash Incorporated | Limited-traceability systems |
Also Published As
Publication number | Publication date |
---|---|
CA2482558A1 (en) | 2003-10-30 |
US20030200184A1 (en) | 2003-10-23 |
KR20100072104A (en) | 2010-06-29 |
JP4580654B2 (en) | 2010-11-17 |
WO2003090027A2 (en) | 2003-10-30 |
KR20040102126A (en) | 2004-12-03 |
US20170366530A1 (en) | 2017-12-21 |
US20100063895A1 (en) | 2010-03-11 |
AU2009201395A1 (en) | 2009-05-07 |
KR101137137B1 (en) | 2012-04-23 |
AU2003228574B2 (en) | 2009-01-08 |
DE60328009D1 (en) | 2009-07-30 |
EP1497947A4 (en) | 2005-05-11 |
AU2003228574A1 (en) | 2003-11-03 |
US7707120B2 (en) | 2010-04-27 |
JP2005523505A (en) | 2005-08-04 |
AU2009201395B2 (en) | 2012-01-19 |
ATE434305T1 (en) | 2009-07-15 |
KR100994289B1 (en) | 2010-11-12 |
ES2327111T3 (en) | 2009-10-26 |
EP2278751A1 (en) | 2011-01-26 |
EP2056518A1 (en) | 2009-05-06 |
CA2482558C (en) | 2013-06-18 |
EP1497947A2 (en) | 2005-01-19 |
US9769134B2 (en) | 2017-09-19 |
EP1497947B1 (en) | 2009-06-17 |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
WO2003090027A3 (en) | Mobile account authentication service | |
US7330836B2 (en) | Method and system for secure authenticated payment on a computer network | |
US9818112B2 (en) | Method and system for payment authorization and card presentation using pre-issued identities | |
US7444676B1 (en) | Direct authentication and authorization system and method for trusted network of financial institutions | |
KR101236957B1 (en) | System for paying credit card using mobile otp security of mobile phone and method therefor | |
AU2008243004B2 (en) | Method and system for authenticating a party to a transaction | |
EP2526514B1 (en) | Method, device and system for securing payment data for transmission over open communication networks | |
US6908030B2 (en) | One-time credit card number generator and single round-trip authentication | |
WO2001082246A3 (en) | Online payer authentication service | |
US20160117673A1 (en) | System and method for secured transactions using mobile devices | |
US20130226812A1 (en) | Cloud proxy secured mobile payments | |
RU2651245C2 (en) | Secure electronic entity for authorising transaction | |
US20110103586A1 (en) | System, Method and Device To Authenticate Relationships By Electronic Means | |
US20150142666A1 (en) | Authentication service | |
US20150142669A1 (en) | Virtual payment chipcard service | |
JP2009528643A5 (en) | ||
TW200845690A (en) | Business protection system in internet | |
US20150142667A1 (en) | Payment authorization system | |
JP2009528643A (en) | Method and system for performing two-factor authentication in email and phone orders | |
WO2002049255A2 (en) | Method and system for verifying the identify of on-line credit card purchases through a proxy transaction | |
CN104899741B (en) | A kind of on-line payment method and on-line payment system based on IC bank card | |
EP2718888A1 (en) | A transaction system and method for use with a mobile device | |
US20120303534A1 (en) | System and method for a secure transaction | |
US11880840B2 (en) | Method for carrying out a transaction, corresponding terminal, server and computer program | |
KR20120075607A (en) | System for paying credit card using mobile security click of mobile phone and method therefor |
Legal Events
Date | Code | Title | Description |
---|---|---|---|
AK | Designated states |
Kind code of ref document: A2 Designated state(s): AE AG AL AM AT AU AZ BA BB BG BR BY BZ CA CH CN CO CR CU CZ DE DK DM DZ EC EE ES FI GB GD GE GH GM HR HU ID IL IN IS JP KE KG KP KR KZ LC LK LR LS LT LU LV MA MD MG MK MN MW MX MZ NI NO NZ OM PH PL PT RO RU SC SD SE SG SK SL TJ TM TN TR TT TZ UA UG US UZ VC VN YU ZA ZM ZW |
|
AL | Designated countries for regional patents |
Kind code of ref document: A2 Designated state(s): GH GM KE LS MW MZ SD SL SZ TZ UG ZM ZW AM AZ BY KG KZ MD RU TJ TM AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HU IE IT LU MC NL PT SE SI SK TR BF BJ CF CG CI CM GA GN GQ GW ML MR NE SN TD TG |
|
121 | Ep: the epo has been informed by wipo that ep was designated in this application | ||
DFPE | Request for preliminary examination filed prior to expiration of 19th month from priority date (pct application filed before 20040101) | ||
WWE | Wipo information: entry into national phase |
Ref document number: 2482558 Country of ref document: CA Ref document number: 2003586704 Country of ref document: JP |
|
WWE | Wipo information: entry into national phase |
Ref document number: 1020047016734 Country of ref document: KR |
|
WWE | Wipo information: entry into national phase |
Ref document number: 2003726334 Country of ref document: EP |
|
WWE | Wipo information: entry into national phase |
Ref document number: 2003228574 Country of ref document: AU |
|
WWP | Wipo information: published in national office |
Ref document number: 1020047016734 Country of ref document: KR |
|
WWP | Wipo information: published in national office |
Ref document number: 2003726334 Country of ref document: EP |