WO2004001562A3 - Systems and methods for storage of user information and for verifying user identity - Google Patents

Systems and methods for storage of user information and for verifying user identity Download PDF

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Publication number
WO2004001562A3
WO2004001562A3 PCT/US2002/041217 US0241217W WO2004001562A3 WO 2004001562 A3 WO2004001562 A3 WO 2004001562A3 US 0241217 W US0241217 W US 0241217W WO 2004001562 A3 WO2004001562 A3 WO 2004001562A3
Authority
WO
WIPO (PCT)
Prior art keywords
information
user
financial
systems
methods
Prior art date
Application number
PCT/US2002/041217
Other languages
French (fr)
Other versions
WO2004001562A2 (en
Inventor
Lawrence A Stevens
Original Assignee
Lawrence A Stevens
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Lawrence A Stevens filed Critical Lawrence A Stevens
Priority to EP02807464A priority Critical patent/EP1502169A2/en
Priority to JP2004515601A priority patent/JP4642463B2/en
Priority to AU2002367980A priority patent/AU2002367980A1/en
Priority to CA2471324A priority patent/CA2471324C/en
Priority to KR1020047009906A priority patent/KR101069608B1/en
Publication of WO2004001562A2 publication Critical patent/WO2004001562A2/en
Publication of WO2004001562A3 publication Critical patent/WO2004001562A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F15/00—Digital computers in general; Data processing equipment in general
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G06F21/32—User authentication using biometric data, e.g. fingerprints, iris scans or voiceprints
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F1/00—Details not covered by groups G06F3/00 - G06F13/00 and G06F21/00
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/60—Protecting data
    • G06F21/62—Protecting access to data via a platform, e.g. using keys or access control rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00—Individual registration on entry or exit
    • G07C9/20—Individual registration on entry or exit involving the use of a pass
    • G07C9/22—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder
    • G07C9/25—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition
    • G07C9/257—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition electronically
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00—Individual registration on entry or exit
    • G07C9/20—Individual registration on entry or exit involving the use of a pass
    • G07C9/22—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder
    • G07C9/25—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition
    • G07C9/26—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition using a biometric sensor integrated in the pass
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M3/00—Automatic or semi-automatic exchanges
    • H04M3/42—Systems providing special services or facilities to subscribers
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F2221/00—Indexing scheme relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F2221/21—Indexing scheme relating to G06F21/00 and subgroups addressing additional information or applications relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F2221/2111—Location-sensitive, e.g. geographical location, GPS

Abstract

Systems and methods are provided for maintaining user profile information and allowing for biometric verification of the user's identity. The user stores or links to personal, financial, etc. information in a web page. The user can limit the types of information that is available to others. The information can be downloaded to a portable device. The information can be used for financial transactions, where the financial information is transmitted to a web site, an ATM, credit card machine, etc. for financial approval. The information can also be used to find other users with similar interest. The user stores selected characteristics that they would like to find in other users, which are compared with other user's profiles. Matching users are aided in locating one another, where they may then prove their identity to each other by biometrically verifying that they are the owner of the user profile.
PCT/US2002/041217 2001-12-20 2002-12-20 Systems and methods for storage of user information and for verifying user identity WO2004001562A2 (en)

Priority Applications (5)

Application Number Priority Date Filing Date Title
EP02807464A EP1502169A2 (en) 2001-12-20 2002-12-20 Systems and methods for storage of user information and for verifying user identity
JP2004515601A JP4642463B2 (en) 2001-12-20 2002-12-20 System and method for storing user information and verifying user identity
AU2002367980A AU2002367980A1 (en) 2001-12-20 2002-12-20 Systems and methods for storage of user information and for verifying user identity
CA2471324A CA2471324C (en) 2001-12-20 2002-12-20 Systems and methods for storage of user information and for verifying user identity
KR1020047009906A KR101069608B1 (en) 2001-12-20 2002-12-20 Systems and methods for storage of user information and for verifying user identity

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US34257401P 2001-12-20 2001-12-20
US60/342,574 2001-12-20

Publications (2)

Publication Number Publication Date
WO2004001562A2 WO2004001562A2 (en) 2003-12-31
WO2004001562A3 true WO2004001562A3 (en) 2004-11-18

Family

ID=30000357

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2002/041217 WO2004001562A2 (en) 2001-12-20 2002-12-20 Systems and methods for storage of user information and for verifying user identity

Country Status (8)

Country Link
US (4) US7929951B2 (en)
EP (1) EP1502169A2 (en)
JP (2) JP4642463B2 (en)
KR (1) KR101069608B1 (en)
CN (1) CN100414474C (en)
AU (1) AU2002367980A1 (en)
CA (1) CA2471324C (en)
WO (1) WO2004001562A2 (en)

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