WO2004012233A3 - Methods for performing transactions in a wireless environment - Google Patents
Methods for performing transactions in a wireless environment Download PDFInfo
- Publication number
- WO2004012233A3 WO2004012233A3 PCT/US2003/023451 US0323451W WO2004012233A3 WO 2004012233 A3 WO2004012233 A3 WO 2004012233A3 US 0323451 W US0323451 W US 0323451W WO 2004012233 A3 WO2004012233 A3 WO 2004012233A3
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- methods
- wireless environment
- performing transactions
- transaction
- disapprove
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/355—Personalisation of cards for use
- G06Q20/3552—Downloading or loading of personalisation data
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
Abstract
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
AU2003254201A AU2003254201A1 (en) | 2002-07-29 | 2003-07-29 | Methods for performing transactions in a wireless environment |
Applications Claiming Priority (4)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US39927402P | 2002-07-29 | 2002-07-29 | |
US60/399,274 | 2002-07-29 | ||
US10/628,702 US7792759B2 (en) | 2002-07-29 | 2003-07-28 | Methods for performing transactions in a wireless environment |
US10/628,702 | 2003-07-28 |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2004012233A2 WO2004012233A2 (en) | 2004-02-05 |
WO2004012233A3 true WO2004012233A3 (en) | 2004-06-10 |
Family
ID=32045187
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US2003/023451 WO2004012233A2 (en) | 2002-07-29 | 2003-07-29 | Methods for performing transactions in a wireless environment |
Country Status (3)
Country | Link |
---|---|
US (2) | US7792759B2 (en) |
AU (1) | AU2003254201A1 (en) |
WO (1) | WO2004012233A2 (en) |
Families Citing this family (37)
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KR20140140079A (en) * | 2012-04-18 | 2014-12-08 | 구글 인코포레이티드 | Processing payment transactions without a secure element |
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WO2014168318A1 (en) * | 2013-04-12 | 2014-10-16 | 주식회사 티모넷 | System and method for financial settlement using representative card |
US20150127529A1 (en) * | 2013-11-05 | 2015-05-07 | Oleg Makhotin | Methods and systems for mobile payment application selection and management using an application linker |
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US11157893B2 (en) | 2014-11-08 | 2021-10-26 | Samsung Electronics Co., Ltd. | Electronic device including a plurality of payment modules |
KR20160056749A (en) * | 2014-11-12 | 2016-05-20 | 삼성전자주식회사 | Appratus and method for payment |
CN105809428B (en) | 2015-01-21 | 2021-02-05 | 三星电子株式会社 | Electronic device and transaction method using the same |
US10103781B2 (en) | 2015-02-20 | 2018-10-16 | Visa International Service Association | Contactless data exchange between mobile devices and readers involving value information not necessary to perform a transaction |
WO2016186851A1 (en) * | 2015-05-19 | 2016-11-24 | Alibaba Group Holding Limited | Wireless mobile payment device |
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- 2003-07-29 AU AU2003254201A patent/AU2003254201A1/en not_active Abandoned
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2010
- 2010-08-25 US US12/868,647 patent/US20100325052A1/en not_active Abandoned
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Also Published As
Publication number | Publication date |
---|---|
US20100325052A1 (en) | 2010-12-23 |
US20040068472A1 (en) | 2004-04-08 |
US7792759B2 (en) | 2010-09-07 |
AU2003254201A1 (en) | 2004-02-16 |
AU2003254201A8 (en) | 2004-02-16 |
WO2004012233A2 (en) | 2004-02-05 |
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