WO2004063859A3 - System and method for submitting an offer to purchase over a network-based commerce facility - Google Patents

System and method for submitting an offer to purchase over a network-based commerce facility Download PDF

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Publication number
WO2004063859A3
WO2004063859A3 PCT/US2003/041845 US0341845W WO2004063859A3 WO 2004063859 A3 WO2004063859 A3 WO 2004063859A3 US 0341845 W US0341845 W US 0341845W WO 2004063859 A3 WO2004063859 A3 WO 2004063859A3
Authority
WO
WIPO (PCT)
Prior art keywords
network
user
offer
submitting
periodic
Prior art date
Application number
PCT/US2003/041845
Other languages
French (fr)
Other versions
WO2004063859A2 (en
Inventor
Steve Grove
Zak Edson
Kevin Dulsky
Original Assignee
Ebay Inc
Steve Grove
Zak Edson
Kevin Dulsky
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Ebay Inc, Steve Grove, Zak Edson, Kevin Dulsky filed Critical Ebay Inc
Priority to AU2003300211A priority Critical patent/AU2003300211A1/en
Publication of WO2004063859A2 publication Critical patent/WO2004063859A2/en
Publication of WO2004063859A3 publication Critical patent/WO2004063859A3/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • G06Q20/203Inventory monitoring
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • G06Q30/0641Shopping interfaces
    • G06Q30/0643Graphical representation of items or shoppers
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/08Auctions
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03Credit; Loans; Processing thereof
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/06Asset management; Financial planning or analysis
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08Insurance

Abstract

A system and method to facilitate a transaction in a network-based computer facility is provided. The method includes presenting a plurality of listings (Fig.1,”18”) to a user (Fig.1,”32”) , and monitoring selection of one of the plurality of listings by the user. Thereafter, the user is provided with an indication of an equivalent periodic payment (Fig.3,”184”) of a plurality of periodic payments associated with an offer to purchase. In one embodiment, the user is provided with an option to conclude the transaction for the selected listing based on a plurality of periodic payments. In certain embodiments, the network-based computer facility is a web-based auction facility (Fig.1,”10”) where the offers are in the form of bids. Accordingly, in this embodiment, the periodic payment may be a monthly payment and the products are movable goods such as motor vehicle, motorcycles, watercraft, or the like.
PCT/US2003/041845 2003-01-07 2003-12-31 System and method for submitting an offer to purchase over a network-based commerce facility WO2004063859A2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU2003300211A AU2003300211A1 (en) 2003-01-07 2003-12-31 System and method for submitting an offer to purchase over a network-based commerce facility

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US43860703P 2003-01-07 2003-01-07
US60/438,607 2003-01-07
US10/444,916 US7222092B2 (en) 2003-01-07 2003-05-22 System and method for submitting an offer to purchase over a network-based commerce facility
US10/444,916 2003-05-22

Publications (2)

Publication Number Publication Date
WO2004063859A2 WO2004063859A2 (en) 2004-07-29
WO2004063859A3 true WO2004063859A3 (en) 2005-10-20

Family

ID=32685527

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2003/041845 WO2004063859A2 (en) 2003-01-07 2003-12-31 System and method for submitting an offer to purchase over a network-based commerce facility

Country Status (3)

Country Link
US (3) US7222092B2 (en)
AU (1) AU2003300211A1 (en)
WO (1) WO2004063859A2 (en)

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US7610244B2 (en) * 2001-01-17 2009-10-27 Xprt Ventures, Llc System and method for effecting payment for an item offered for an electronic auction sale
US7627528B2 (en) * 2001-01-17 2009-12-01 Xprt Ventures, Llc System and method for effecting a real-time payment for an item won on an electronic auction
US7483856B2 (en) * 2001-01-17 2009-01-27 Xprt Ventures, Llc System and method for effecting payment for an electronic auction commerce transaction
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US7222092B2 (en) * 2003-01-07 2007-05-22 Ebay Inc. System and method for submitting an offer to purchase over a network-based commerce facility
US20050086157A1 (en) * 2003-10-21 2005-04-21 Marc Robeljo Loan calculator
US20050149417A1 (en) * 2003-12-26 2005-07-07 International Business Machines Corporation Method for providing integrated financing services
US7287004B2 (en) * 2003-12-26 2007-10-23 International Business Machines Corporation System for providing integrated financing services
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US20050273393A1 (en) * 2004-06-02 2005-12-08 David Ibarra Method and system for automating selection and tracking of purchase options for property sales transactions
US8024778B2 (en) * 2005-05-24 2011-09-20 CRIF Corporation System and method for defining attributes, decision rules, or both, for remote execution, claim set I
US7860782B2 (en) * 2005-05-24 2010-12-28 Magnum Communications, Limited System and method for defining attributes, decision rules, or both, for remote execution, claim set IV
US8019843B2 (en) * 2005-05-24 2011-09-13 CRIF Corporation System and method for defining attributes, decision rules, or both, for remote execution, claim set II
US8019828B2 (en) * 2005-05-24 2011-09-13 CRIF Corporation System and method for defining attributes, decision rules, or both, for remote execution, claim set III
US20070022050A1 (en) * 2005-06-01 2007-01-25 Cornaby Stephen R Installment payment searching system, apparatus, and method
US20070011083A1 (en) * 2005-07-08 2007-01-11 Bird Alan H System and method of processing asset financing transactions
US20070299754A1 (en) * 2006-04-27 2007-12-27 Feller Jedediah M Fee Generation, Presentation, Billing and Payment Method and Apparatus
US20080027856A1 (en) * 2006-07-26 2008-01-31 Lendingtree, Llc Computer system and method for calculating and displaying vehicle loan parameters
US8438070B2 (en) 2008-11-10 2013-05-07 Sears Brands, L.L.C. Exchanging value between a service buyer and a service provider
US8438048B1 (en) 2009-05-29 2013-05-07 United Services Automobile Association Systems and methods for integrated purchasing of vehicles and vehicle insurance
US20110047055A1 (en) * 2009-08-24 2011-02-24 Maximillian Funk Dynamic Computer-Based Information Management System
US20130030985A1 (en) * 2011-04-19 2013-01-31 Shebesta Tarry E Systems and methods for identifying items of collateral available to a consumer pursuant to pre-qualified finance terms that are consistent with consumer specified payment criteria
US8756112B1 (en) * 2013-10-28 2014-06-17 2knome LLC Method, medium, and system for facilitating vehicle purchases
EP3080763A4 (en) * 2013-12-10 2017-07-26 De Lage Landen Financial Services Method and system for negotiating, generating, documenting, and fulfilling vendor financing opportunities
US11508007B2 (en) 2013-12-19 2022-11-22 2116966 Ontario Inc. System and method for identifying vehicles for a purchaser from vehicle inventories
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US20170270596A1 (en) * 2016-03-17 2017-09-21 Global Eprocure Procurement System with Approval Mechanisms for Improving Procurement Cycle Efficiency
US10397017B2 (en) 2016-09-30 2019-08-27 International Business Machines Corporation Communicating information about available networks
CN108280151B (en) * 2018-01-05 2023-12-19 上海新颜征信服务有限公司 Method and system for monitoring data cleaning quality
US10706275B2 (en) 2018-05-02 2020-07-07 Informed, Inc. System and method for stipulation collection using a short message service (SMS) and mobile device cameras with real-time analysis of documents
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Also Published As

Publication number Publication date
US20070198369A1 (en) 2007-08-23
US7222092B2 (en) 2007-05-22
US8015087B2 (en) 2011-09-06
AU2003300211A8 (en) 2004-08-10
US20110320331A1 (en) 2011-12-29
AU2003300211A1 (en) 2004-08-10
WO2004063859A2 (en) 2004-07-29
US20040133479A1 (en) 2004-07-08

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