WO2004063996A1 - Improved money item acceptor - Google Patents

Improved money item acceptor Download PDF

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Publication number
WO2004063996A1
WO2004063996A1 PCT/GB2003/005453 GB0305453W WO2004063996A1 WO 2004063996 A1 WO2004063996 A1 WO 2004063996A1 GB 0305453 W GB0305453 W GB 0305453W WO 2004063996 A1 WO2004063996 A1 WO 2004063996A1
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WO
WIPO (PCT)
Prior art keywords
money item
money
window
value
items
Prior art date
Application number
PCT/GB2003/005453
Other languages
French (fr)
Inventor
Kevin Charles Mulvey
Original Assignee
Money Controls Limited
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Money Controls Limited filed Critical Money Controls Limited
Priority to US10/538,685 priority Critical patent/US7946408B2/en
Priority to JP2004566153A priority patent/JP2006513473A/en
Priority to EP03786112A priority patent/EP1581913B1/en
Priority to DE60319020T priority patent/DE60319020T2/en
Priority to AU2003295111A priority patent/AU2003295111A1/en
Priority to CN200380108544XA priority patent/CN1735910B/en
Publication of WO2004063996A1 publication Critical patent/WO2004063996A1/en
Priority to US13/089,087 priority patent/US8336698B2/en

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Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07DHANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
    • G07D5/00Testing specially adapted to determine the identity or genuineness of coins, e.g. for segregating coins which are unacceptable or alien to a currency

Definitions

  • This invention relates to an acceptor for money items such as coins and banknotes and has particular but not exclusive application to a multi- denomination acceptor.
  • Coin and banknote acceptots ate well known.
  • a coin acceptor is described in our GB-A-2 169 429.
  • the acceptor includes a coin rundown path along which coins pass through a coin sensing station at which sensor coils perform a series of inductive tests on the coins in order to develop coin parameter signals which are indicative of the material and metallic content of the coin under test.
  • the coin parameter signals ate digitised and compated with stored coin data by means of a microcontroller to determine the acceptability or otherwise of the test coin. If the coin is found to be acceptable, the microcontroller operates an accept gate so that the coin is directed to an accept path. Otherwise, the accept gate remains inoperative and the coin is directed to a reject path.
  • sensors detect characteristics of the banknote.
  • optical detectors can be used to detect the geometrical size of the banknote, its spectral response to a light source in transmission or reflection, or the presence of magnetic printing ink can be detected with an appropriate sensor.
  • the parameter signals thus developed are digitised and compared with stored values in a similar way to the pteviously described prior art coin acceptor. The acceptability of the banknote is determined on the basis of the results of the comparison.
  • the distribution illustrates that for a money item, such as a coin or banknote of a particular denomination, the most probable value of the corresponding parameter signal lies at the peak of the bell curve, with a decreasing probability to either side.
  • a money item such as a coin or banknote of a particular denomination
  • data is stored in a memory, corresponding to acceptable ranges of parameter signal for a particular denomination.
  • the acceptor compares the value for a coin or banknote under test with the stored data to determine authenticity.
  • the data may define windows in terms of upper and lower Umit values; or as a mean value and a standard deviation, such that the window comprises a predetermined number of standard deviations about the mean.
  • a group of fraudulent coins may all have similar chatactetistics and they may cause the acceptor to produce parameter signals which lie within the normal window, but the parameter signals consistently have a value which is not centred on the high ptobability peak tegion of the window associated with, the true coin and instead are centred on the lower probability tail regions of the bell curve distribution within the normal window.
  • the second narrower window is then used for the next tested coin. If the next coin has a parameter falling in the narrower window it is a true coin, but if not, it is a fraud that should be rejected.
  • This approach seeks to prevent frauds carried out by the use of coins of a particular low value denomination, from a foreign currency set, with characteristics that correspond but are not exactly the same as a high value coin of the currency set that the acceptor is designed to accept. It will be understood that the foreign denomination coins exhibit their own generally Gaussian distribution of parameter signals, and if the low probability or tail tegion of this distribution partially overlaps a corresponding region of the distribution for the true coin that the acceptor is designed to accept, then the low value foreign coins will sometimes be accepted as true coins.
  • the position of the near miss area is critical in order to avoid falsely detecting true items as a fraud attack.
  • the near miss area must be a reasonable distance outside of the true coin population (patticularly if the error in positioning the centre of the window is taken into account). This creates a gap were a sufficiently close fraud attempt can still trigger a window shift before it is spotted in the near miss area. It may also be possible to utilise slightly modified. true coins or even a different fraud on the other side of the window to train the window towards the original fraud attempt.
  • the method described in EP-A- 0480736 is therefore only of use for relatively poor quality frauds and a more stringent system is needed to counter a stronger fraud attack..
  • the present invention provides an alternative approach, which does not involve the complication of having to control the window ' width.
  • a method of accepting of money items comprising: generating individual money items signals with a value that is a function of respective items of money under test, developing for each of the money items under test, a transformed money item signal as a function of the value of the money item signal and at least one variable parameter that is a function of the acceptability criterion for the money item under test, making a comparison of the values of the transformed money item signals with a window limit value, and accepting each money item in dependence upon said comparison.
  • variable parameter may be a function of history data relating to the values of the money item signals for previously tested money items.
  • the transformed money item signal may developed by transforming the money item signal according to the outcome of a rules based expert system that determines the occurrence of the acceptability criterion. More particularly, the transformed money item signal may be developed by scaling the money item signal for a money item under test in accordance with an amplification factor determined in dependence on the outcome of a comparison of data based on previously tested money items with one or mote rules. Different amplification factors may be used, depending on the outcome of the comparisons for the rules.
  • An average of data corresponding to the money item signals for previously tested money items may be compared with a first limit value lying within a window delimited by said window limit, and if the average is not within said first Hmit, the money item signal for a money item under test may be scaled in accordance with the amplification factor.
  • a maximum value of data corresponding to the values of money item signals for previously tested money items may be compared with a second limit value lying within a window dehmited by said window limit, and if said maximum value is not within said second Hmit, the money item signal for a money item under test may be scaled in accordance with the amplification factor.
  • the window Hmit may delimit an acceptance window as deviation relative to a window mean, and the value of a money item signal for a money item may be adjusted relative to the window mean, mode or median, whereby to produce an error signal and the transformed money item signal may be developed from the error signal.
  • the invention also includes an acceptor for money items, comprising: sensor circuitry to provide individual money items signals of a value as a function of respective items of money under test, and a processor configuration to develop for each of the money items under test, a transformed money item signal as a function of the value of the money item signal and at least one variable parameter that is a function of a acceptability criterion for the money item under test, to make a comparison of the values of the transformed money item signals with a window limit value, and to accept each money item in dependence upon said comparison.
  • an acceptor for money items comprising: sensor circuitry to provide individual money items signals of a value as a function of respective items of money under test, and a processor configuration to develop for each of the money items under test, a transformed money item signal as a function of the value of the money item signal and at least one variable parameter that is a function of a acceptability criterion for the money item under test, to make a comparison of the values of the transformed money item signals with a window limit value, and to accept
  • FIG. 1 is a schematic block diagram of a coin acceptor in accordance with the invention
  • Figure 2 is a schematic block diagram of the circuits of the acceptor shown in
  • FIG 3 is a schematic block diagram of a coin acceptance process ' carried out by the microcontroUer shown in Figure 1;
  • Figure 4 illustrates the configuration of an acceptance window with a fixed window limit
  • Figure 5 is a schematic diagram of data derived from successive coins under test in relation to the fixed window data and other limits; and Figure 6 is a flow diagram of a coin acceptance process in accordance with the invention.
  • FIG. 1 illustrates the general configuration of an acceptor according to the invention, for use with coins.
  • the coin acceptor is capable of vahdating a number of coins of different denominations, including birriet coins, for example the euro coin set and the UK coin set including the bimet £2.00 coin.
  • the acceptor includes a body 1 with a coin run-down path 2 along which coins under test pass edgewise from an inlet 3 through a coin sensing station 4 and then fall towards a gate 5. A test is performed on each coin as it passes through the sensing station 4. If the outcome of the test indicates the presence of a true coin, the gate 5 is opened so that the coin can pass to an accept path 6, but otherwise the gate remains closed and the coin is deflected. to a reject path 7.
  • the path through the acceptor for a coin 8 is shown schematically by dotted Hne 9.
  • the coin sensing station 4 includes four coin sensing coil units SI, S2, S3 and S4, which are energised in order to produce an inductive coupHng with the coin.
  • a coil unit PS is provided in the accept path 6, downstream of the gate 5, to act as a credit sensor in order to detect whether a coin that was determined to be acceptable, has in fact passed into the accept path 6.
  • the coils are energised at different frequencies by a drive and interface circuit 10 shown schematically in Figure 2. Eddy currents are induced in the coin under test by the coil units. The different inductive couplings between the four coils and the coin characterise the coin substantially uniquely.
  • the drive and interface circuit 10 produces corresponding digital coin parameter data signals Rs, namely Ri, R 2 , R 3 , R , as a function of the different inductive couplings between the coin and the coil units SI, S2, S3 and S4. A corresponding signal is produced for the coil unit PS.
  • the coils S have a small diameter in telation to the diametet of coins undet test in order to detect the inductive characteristics of individual chordal regions of the coin.
  • the coin parameter signals produced by a coin under test are fed to a microcontroller 11, which is coupled to a memory 12.
  • the microcontroller 11 processes the coin parameter signals Ri .... R derived from the coin under test and compares the outcome with corresponding stored values held in the memory 12.
  • the stored values are held in terms of windows having upper and lower value Hmits. Thus, if the processed data falls within the corresponding windows associated with a true coin of a particular denomination, the coin is indicated to be acceptable, but otherwise is rejected. If acceptable, a signal is provided on line 13 to a drive. circuit 14 which operates the gate 5 shown in Figure 1 so as to allow the coin to pass to the accept path 6. Otherwise, the gate 5 is not opened and the coin passes to reject path 7.
  • the coin acceptance process performed by the microcontroller 11 may be modified or updated in response to an external input received on Hne 16.
  • the microcontroller 11 compares the processed data with a number of different sets of operating window data from the memory 12, appropriate for coins of different denominations so that the coin acceptor can accept ot reject mote than one coin of a patticular currency set. If the coin is accepted, its passage along the accept path 6 is detected by the post acceptance credit sensor coil unit PS, and the unit 10 passes corresponding data to the microcontroller 11, which in turn provides an output on line 15 that indicates the amount of monetary credit attributed to the accepted coin.
  • the sensot coil units S each include one of mote inductot coils connected in ah individual oscillatory circuit and the coil drive and interface circuit 10 includes a multiplexer to scan outputs from the coil units sequentially, so as to provide data to the microcontroller 11.
  • Each circuit typically oscillates at a frequency in a range of 50-150 kHz and the circuit components are selected so that each sensor coil S1-S4 has a different natural resonant frequency in order to avoid cross coupling between them.
  • the sensor coil unit SI As the coin passes the sensor coil unit SI, its impedance is altered by the presence of the coin over a period of ⁇ 100 milHseconds. As a result, the amplitude of the oscillations through the coil is modified over the period that the coin passes and also the oscillation frequency is altered. The variation in amplitude and frequency resulting ftom the modulation ptoduced by the coin is used to ptoduce the coin patametet signals Ri .... R representative of characteristics of the coin.
  • FIG 3 is a schematic illustration of the process carried out by the microcontroller 11. The process will be described in relation to one of the coin parameter signals Rs in ordet to simplify the description and it will be understood that a corresponding process will be carried out for each of the coin parameter signals individually.
  • coin parameter signal Rs is derived from the coin interface and drive circuitry 10 shown in Figure 2.
  • the signal Rs is converted into a digital signal with a numerical value that corresponds to the coin that gave rise to the signal.
  • the digital convetsion may be cattied out by the micro controller 11 or within the coin drive and interface circuitty 10 itself.
  • the value of coin patametet signal Rs is compated with a fixed window limit in step S3.1, the window limit being stoted in the memoty 12.
  • a coin acceptance or rejection signal is produced depending on the outcome of the comparison, as shown at steps S3.2 and S3.3.
  • Artificial i telHgence (Al) is utilised to transform at step S3.4 the value of the coin parameter signal Rs ptiot to the comparison with the fixed window Hmit at step S3.3.
  • the Al functionality transforms the coin parameter signal to take account of a number of factors, mote particularly, the history of ptevious coins accepted ot rejected, rumours such as indications from adjacent coin acceptors that fraudulent coins are being used in the vicinity and environmental inputs such as changes in temperature.
  • the coin parameter signals may be ttansfotmed as described in our EP-A-0399694 to take account of temperature changes or the presence of metal objects in the vicinity of the sensor coils, prior to comparison with the fixed window limit.
  • the Al functionality comprises a rules based expert system as will now be explained in more detail.
  • Figure 4 illustrates an example of the fixed window used for the comparison process of step S3.1.
  • the window is stored in terms of a mean value M corresponding to the average value of the coin parameter signal for a coin of a particular denomination.
  • upper and lower fixed window limits Wl and W2 are provided around the mean and may be stored in terms of a deviation relative to the mean M.
  • the upper and lower window Hmits Wl, W2 are ⁇ 7 relative to the mean M but of course other values can be used, which need not be symmetrically disposed about the mean.
  • window width (W2 - Wl) is made too wide, there is an increased risk of fraudulent coins being accepted whereas if the window width is made too narrow, there is a risk that. a significant number of true coins. will be rejected.
  • the window width needs to be a compromise between these two considerations.
  • the data derived ftom the latest or new value of the coin parameter signal Rs is shown together with N previous values for previously tested coins of the same denomination Hls. - .-HNs-
  • the value of the coin parameter signal for each of the tested coins is shown as a black dot and the coin parameter value has been re-valued relative to the mean M for the fixed window.
  • the microcontroller 11 adjusts the values of the coin parameter signals Rs, His etc so as to produce corresponding adjusted data D for use in the rules based system. For example, considering the coin parameter Rs for the coin currently under test, this gives rise to data D n- w where D new ⁇ Rs - M In this example,
  • the microcontroller 11 is configured to store a predetermined number of previous values of the data DN fot previously tested coins of the same denomination and to keep a running average of them. For example, the last 10 values of DN may be stored and a running average AVGDN is computed. Also, the maximum value Max D n is determined from the stored data D n on a running basis. The values of Max D nerve and AVGDN are used as history data in the coin acceptance process.
  • the corresponding value of AVGDN should lie close to the mean M. If the average value lies significantly away from the mean, this indicates there is a risk that the vahdator is under attack by fraudster using false coins. Also, if the value of Max D n lies more towards the window Hmit W2 than the mean M, this indicates an increased risk that a fraud attempt is being made.
  • Figute 6 illustrates how. the history data is used in the transformation of step S3.4 and the subsequent comparison of the transformed data, with the fixed window limit of step S3.1.
  • the validation process starts at step S6.0 and at step S6.1, an "under attack” flag UA is set to the value "false”.
  • an ampHf ⁇ cation factor A is initially set to a value of unity and a transformed data parameter Tne is initialised to zero.
  • the value of AVGDN is compared with an acceptability criterion defined by a Hmit value LI shown in Figure 5.
  • a Hmit value LI shown in Figure 5.
  • the amplification factor A is set to a value >1.
  • the amplification factor is set to a value of 3 for use subsequently in the transformation process to be described hereinafter.
  • Max D ⁇ is compared with an acceptabiHty criterion defined by a guard limit L2, the value of which is shown in Figure 5. If Max D n exceeds this limit value, this indicates that one of the previously tested coins has a value of D close to the fixed . window limit W2, signifying the risk of a fraud amongst recently detected coins.
  • the flag UA is set to "true" at step S6.5, indicating that the coin acceptor is under attack by a fraudster.
  • the ampHfication factor A is set to a value >1 e.g. 4.
  • step S6.6 the condition of the flag UA is tested to determine if the acceptor is under attack by a fraudster. If there is no fraud attack, the value of the transformed data parameter new is set to be the same value as D ne w corresponding to the coin under test.
  • the value of T ne w is then compared with a limit value L3 at step S6.9.
  • the limit value L3 corresponds to the fixed window Hmit W2 shown in Figure 5. Thus, if the value of T ⁇ ew is less than L3, the data corresponds to an acceptable value of D ne w and hence an acceptable value of Rs for the coin under test.
  • step S6.6 indicates the vaHdatot to be undet attack
  • the value of D ne w fot the coin undet test is ttansfotmed using the amplification factor set at step S6.3 or S6.5.
  • the transformation is carried at step S6.8 so that the parameter new adopts a value of D n ew*A.
  • the transformed or amplified value is then compared with the fixed window Hmited L3 at step S6.9 as previously described.
  • the actual value Dne for the coin under test needs to be much closer to the value of the mean M for the window in order to be less than the fixed limit L3 as compared with the situation where the validator is not under attack and the amplification factor A is not applied.
  • a more stringent test is appHed when the acceptor is under fraud attack and in accordance with the invention, a fixed window Hmit L3 is utiHsed so that there is no need to change the window position or to switch between different window widths to achieve automatic security protection.
  • the acceptabiHty criteria corresponding to the limits LI and L2 constitute fraud criteria for determining when a fraud attack occurs, and one or more amplification factors greater than one (A>1) are used in order to provide enhanced discrimination against frauds. Howevet, when a run of acceptable coins has occurred, it may be advantageous to use an amplification factor 0>A ⁇ 1 to increase the likelihood of coins being accepted when the risk of occurrence of a fraud is relatively low.
  • the data used to produce the running average AVGDN and also Max D n may be time dependent, so that coin parameter signals ftom coins tested more than a particular time ago will be ignored for the purposes of determining AVGDN and Max Drete.
  • the rules based expert system can include additional or alternative rules for determining the criteria under which the amplification factor A is applied in response to a fraudster. Also, different rules can be used that do not use comparisons between scaled signals and thresholds. Furthermore, transformations other than a simple amplification may be used, such as nonlinear transformations, offsets and combinations thereof. For example, as shown schematically in Figure 3, rumours (I) from adjacent coin acceptors that a fraudster is in the vicinity of a group of machines may be used to set the value of the amplification factor A or other transformation for a period of time so as to apply a more stringent test to coins in response to the rumour. The rumour data may be received on input 16 shown in Figure 2.
  • environmental inputs such as temperature may be appHed to impose additional rules based tests to the data as a function of temperature or time of day, for example in a situation where frauds are found to happen at particular times e.g. pub closing time.
  • environmental inputs may be used to shift the window limits Wl, W2 long term over time to take account of changes in temperature or other factors.
  • each of sensor output is processed individually.
  • the processing for one sensor may however take account of the outcome for another sensor and the occurrence of a fraud criterion for one of the sensors, may be used to set an acceptability criterion for the processing of signals for another of the sensors.
  • the invention is not limited to the use of an expert, rules based system to perform the Al process shown at step S3.4 in Figure 3.
  • Alternatives include fuzzy logic, the neural network or a genetic algorithm.
  • the various rules of the rules based system may be applied individually or collectively on a time basis so that a rule may be applied for a. particularly time period and then removed either in response to a coin acceptance event or in response to external factors
  • the invention is not restricted to coin validators but may be used for other money items such as tokens, banknotes, cards and other items having an attributable monetary value.

Abstract

An acceptor for money items, comprises sensor circuitry (S1-S4) to provide individual money items signals (Rs) depending on items of money under test, and a processor configuration (11) to develop for each of the money items under test, a transformed money item signal (Tnew) as a function of the value of the money item signal and at least one variable parameter (A) that is a function of a fraud criterion such as history data (AVG Dn & MAX Dn) relating to the values of the money item signals for previously tested money items, to make a comparison of the values of the transformed money item signals (Tnew) with a fixed window limit value (W2, L3) and to accept each money item if it falls within the window limit.

Description

Improved Money Item Acceptor
Description
Field of the invention This invention relates to an acceptor for money items such as coins and banknotes and has particular but not exclusive application to a multi- denomination acceptor.
Background of the. invention Coin and banknote acceptots ate well known. One example of a coin acceptor is described in our GB-A-2 169 429. The acceptor includes a coin rundown path along which coins pass through a coin sensing station at which sensor coils perform a series of inductive tests on the coins in order to develop coin parameter signals which are indicative of the material and metallic content of the coin under test. The coin parameter signals ate digitised and compated with stored coin data by means of a microcontroller to determine the acceptability or otherwise of the test coin. If the coin is found to be acceptable, the microcontroller operates an accept gate so that the coin is directed to an accept path. Otherwise, the accept gate remains inoperative and the coin is directed to a reject path.
In banknote validators, sensors detect characteristics of the banknote. For example, optical detectors can be used to detect the geometrical size of the banknote, its spectral response to a light source in transmission or reflection, or the presence of magnetic printing ink can be detected with an appropriate sensor. The parameter signals thus developed are digitised and compared with stored values in a similar way to the pteviously described prior art coin acceptor. The acceptability of the banknote is determined on the basis of the results of the comparison.
When a number of coins or banknotes of the same denomination are passed through an acceptor, successive values of coin or banknote parameter data are thus developed. When the distribution of the values of these signals is plotted as a graph, the result is a bell curve, with a central peak and tails on opposite sides. The shape of the graph may typically although not necessarily be Gaussian.
The distribution illustrates that for a money item, such as a coin or banknote of a particular denomination, the most probable value of the corresponding parameter signal lies at the peak of the bell curve, with a decreasing probability to either side. In prior coin and banknote acceptors data is stored in a memory, corresponding to acceptable ranges of parameter signal for a particular denomination. The acceptor compares the value for a coin or banknote under test with the stored data to determine authenticity. The data may define windows in terms of upper and lower Umit values; or as a mean value and a standard deviation, such that the window comprises a predetermined number of standard deviations about the mean. By making the stored windows narrow, an increased discrimination is provided between true money items and frauds.
However, if the windows are made too narrow, the rejection rate of true money items incteases, disadvantageously. The width of the windows is thus selected as a compromise between these two factors. Attempts to defraud coin or banknote acceptors typically involve the manufacture of facsimile coins or banknotes, which cause the acceptor to produce parameter signals which lie within the stored acceptance windows. Hitherto, coin acceptors have been provided with relatively wide and narrow window widths so that the operator can manually select the wide window width for normal operation and the narrow window width if frauds are being presented for validation. An example is described in Japanese unexamined patent application no Hei 2-197985.
A number of different approaches have been proposed to vary the window width dynamically to improve discrimination between true and false coins. In US-A-5 355 989, a coin acceptor is described which switches automatically from a first normal acceptance window for a true coin, to a second narrower window when a coin parameter signal produced by testing a coin falls in a region of the normal window for the true coin corresponding to a low acceptance probability region for the coin concerned. A group of fraudulent coins may all have similar chatactetistics and they may cause the acceptor to produce parameter signals which lie within the normal window, but the parameter signals consistently have a value which is not centred on the high ptobability peak tegion of the window associated with, the true coin and instead are centred on the lower probability tail regions of the bell curve distribution within the normal window. When the parameter signal falls within this low probability region, the second narrower window is then used for the next tested coin. If the next coin has a parameter falling in the narrower window it is a true coin, but if not, it is a fraud that should be rejected. This approach seeks to prevent frauds carried out by the use of coins of a particular low value denomination, from a foreign currency set, with characteristics that correspond but are not exactly the same as a high value coin of the currency set that the acceptor is designed to accept. It will be understood that the foreign denomination coins exhibit their own generally Gaussian distribution of parameter signals, and if the low probability or tail tegion of this distribution partially overlaps a corresponding region of the distribution for the true coin that the acceptor is designed to accept, then the low value foreign coins will sometimes be accepted as true coins.
Another approach is described in EP-A-0480736, in which the acceptance window is based on the value of a coin parameter for previous acceptable coins, as long as the previous coin parameter values do not deviate significantly from one another. This enables the coin acceptor to self-tune the window to take account of changes in operating parameters such as temperature and other long term drifts. A danger with this approach is that the coin acceptor can be taught to modify its window so as to accept frauds by using fraudulent coins similar to true coins. To overcome this problem, a so-called near miss area is defined and if a coin parameter signal from a coin under test falls in this area, this indicates the risk of a fraud and the window is shifted away from the area to prevent the window position being influenced by the potential fraud. However, the position of the near miss area is critical in order to avoid falsely detecting true items as a fraud attack. To this end the near miss area must be a reasonable distance outside of the true coin population (patticularly if the error in positioning the centre of the window is taken into account). This creates a gap were a sufficiently close fraud attempt can still trigger a window shift before it is spotted in the near miss area. It may also be possible to utilise slightly modified. true coins or even a different fraud on the other side of the window to train the window towards the original fraud attempt. The method described in EP-A- 0480736 is therefore only of use for relatively poor quality frauds and a more stringent system is needed to counter a stronger fraud attack..
Summary of the invention
The present invention provides an alternative approach, which does not involve the complication of having to control the window' width.
According to the invention there is provided a method of accepting of money items, comprising: generating individual money items signals with a value that is a function of respective items of money under test, developing for each of the money items under test, a transformed money item signal as a function of the value of the money item signal and at least one variable parameter that is a function of the acceptability criterion for the money item under test, making a comparison of the values of the transformed money item signals with a window limit value, and accepting each money item in dependence upon said comparison.
The variable parameter may be a function of history data relating to the values of the money item signals for previously tested money items.
The transformed money item signal may developed by transforming the money item signal according to the outcome of a rules based expert system that determines the occurrence of the acceptability criterion. More particularly, the transformed money item signal may be developed by scaling the money item signal for a money item under test in accordance with an amplification factor determined in dependence on the outcome of a comparison of data based on previously tested money items with one or mote rules. Different amplification factors may be used, depending on the outcome of the comparisons for the rules.
An average of data corresponding to the money item signals for previously tested money items may be compared with a first limit value lying within a window delimited by said window limit, and if the average is not within said first Hmit, the money item signal for a money item under test may be scaled in accordance with the amplification factor.
Also, a maximum value of data corresponding to the values of money item signals for previously tested money items may be compared with a second limit value lying within a window dehmited by said window limit, and if said maximum value is not within said second Hmit, the money item signal for a money item under test may be scaled in accordance with the amplification factor.
The window Hmit may delimit an acceptance window as deviation relative to a window mean, and the value of a money item signal for a money item may be adjusted relative to the window mean, mode or median, whereby to produce an error signal and the transformed money item signal may be developed from the error signal.
The invention also includes an acceptor for money items, comprising: sensor circuitry to provide individual money items signals of a value as a function of respective items of money under test, and a processor configuration to develop for each of the money items under test, a transformed money item signal as a function of the value of the money item signal and at least one variable parameter that is a function of a acceptability criterion for the money item under test, to make a comparison of the values of the transformed money item signals with a window limit value, and to accept each money item in dependence upon said comparison. Brief description of the drawings
In order that the invention may be more fully understood an embodiment thereof will now be described, by way of example with reference to the accompanying drawings in which: Figure 1 is a schematic block diagram of a coin acceptor in accordance with the invention;
Figure 2 is a schematic block diagram of the circuits of the acceptor shown in
Figure 1;
Figure 3 is a schematic block diagram of a coin acceptance process' carried out by the microcontroUer shown in Figure 1;
Figure 4 illustrates the configuration of an acceptance window with a fixed window limit;
Figure 5 is a schematic diagram of data derived from successive coins under test in relation to the fixed window data and other limits; and Figure 6 is a flow diagram of a coin acceptance process in accordance with the invention.
Detailed description Overview of coin acceptor Figure 1 illustrates the general configuration of an acceptor according to the invention, for use with coins. The coin acceptor is capable of vahdating a number of coins of different denominations, including birriet coins, for example the euro coin set and the UK coin set including the bimet £2.00 coin. The acceptor includes a body 1 with a coin run-down path 2 along which coins under test pass edgewise from an inlet 3 through a coin sensing station 4 and then fall towards a gate 5. A test is performed on each coin as it passes through the sensing station 4. If the outcome of the test indicates the presence of a true coin, the gate 5 is opened so that the coin can pass to an accept path 6, but otherwise the gate remains closed and the coin is deflected. to a reject path 7. The path through the acceptor for a coin 8 is shown schematically by dotted Hne 9. The coin sensing station 4 includes four coin sensing coil units SI, S2, S3 and S4, which are energised in order to produce an inductive coupHng with the coin. Also, a coil unit PS is provided in the accept path 6, downstream of the gate 5, to act as a credit sensor in order to detect whether a coin that was determined to be acceptable, has in fact passed into the accept path 6.
The coils are energised at different frequencies by a drive and interface circuit 10 shown schematically in Figure 2. Eddy currents are induced in the coin under test by the coil units. The different inductive couplings between the four coils and the coin characterise the coin substantially uniquely. The drive and interface circuit 10 produces corresponding digital coin parameter data signals Rs, namely Ri, R2, R3, R , as a function of the different inductive couplings between the coin and the coil units SI, S2, S3 and S4. A corresponding signal is produced for the coil unit PS. The coils S have a small diameter in telation to the diametet of coins undet test in order to detect the inductive characteristics of individual chordal regions of the coin.
In ordet to determine coin authenticity, the coin parameter signals produced by a coin under test are fed to a microcontroller 11, which is coupled to a memory 12. The microcontroller 11 processes the coin parameter signals Ri .... R derived from the coin under test and compares the outcome with corresponding stored values held in the memory 12. The stored values are held in terms of windows having upper and lower value Hmits. Thus, if the processed data falls within the corresponding windows associated with a true coin of a particular denomination, the coin is indicated to be acceptable, but otherwise is rejected. If acceptable, a signal is provided on line 13 to a drive. circuit 14 which operates the gate 5 shown in Figure 1 so as to allow the coin to pass to the accept path 6. Otherwise, the gate 5 is not opened and the coin passes to reject path 7. The coin acceptance process performed by the microcontroller 11 may be modified or updated in response to an external input received on Hne 16. The microcontroller 11 compares the processed data with a number of different sets of operating window data from the memory 12, appropriate for coins of different denominations so that the coin acceptor can accept ot reject mote than one coin of a patticular currency set. If the coin is accepted, its passage along the accept path 6 is detected by the post acceptance credit sensor coil unit PS, and the unit 10 passes corresponding data to the microcontroller 11, which in turn provides an output on line 15 that indicates the amount of monetary credit attributed to the accepted coin.
The sensot coil units S each include one of mote inductot coils connected in ah individual oscillatory circuit and the coil drive and interface circuit 10 includes a multiplexer to scan outputs from the coil units sequentially, so as to provide data to the microcontroller 11. Each circuit typically oscillates at a frequency in a range of 50-150 kHz and the circuit components are selected so that each sensor coil S1-S4 has a different natural resonant frequency in order to avoid cross coupling between them.
As the coin passes the sensor coil unit SI, its impedance is altered by the presence of the coin over a period of ~100 milHseconds. As a result, the amplitude of the oscillations through the coil is modified over the period that the coin passes and also the oscillation frequency is altered. The variation in amplitude and frequency resulting ftom the modulation ptoduced by the coin is used to ptoduce the coin patametet signals Ri .... R representative of characteristics of the coin.
Coin acceptance process
Figure 3 is a schematic illustration of the process carried out by the microcontroller 11. The process will be described in relation to one of the coin parameter signals Rs in ordet to simplify the description and it will be understood that a corresponding process will be carried out for each of the coin parameter signals individually. As shown in Figure 3, coin parameter signal Rs is derived from the coin interface and drive circuitry 10 shown in Figure 2. The signal Rs is converted into a digital signal with a numerical value that corresponds to the coin that gave rise to the signal. The digital convetsion may be cattied out by the micro controller 11 or within the coin drive and interface circuitty 10 itself. The value of coin patametet signal Rs is compated with a fixed window limit in step S3.1, the window limit being stoted in the memoty 12. A coin acceptance or rejection signal is produced depending on the outcome of the comparison, as shown at steps S3.2 and S3.3.
Artificial i telHgence (Al) is utilised to transform at step S3.4 the value of the coin parameter signal Rs ptiot to the comparison with the fixed window Hmit at step S3.3. The Al functionality transforms the coin parameter signal to take account of a number of factors, mote particularly, the history of ptevious coins accepted ot rejected, rumours such as indications from adjacent coin acceptors that fraudulent coins are being used in the vicinity and environmental inputs such as changes in temperature. For example, the coin parameter signals may be ttansfotmed as described in our EP-A-0399694 to take account of temperature changes or the presence of metal objects in the vicinity of the sensor coils, prior to comparison with the fixed window limit.
In this example, the Al functionality comprises a rules based expert system as will now be explained in more detail.
Figure 4 illustrates an example of the fixed window used for the comparison process of step S3.1. The window is stored in terms of a mean value M corresponding to the average value of the coin parameter signal for a coin of a particular denomination. In order to accommodate coins which deviate from the mean, upper and lower fixed window limits Wl and W2 are provided around the mean and may be stored in terms of a deviation relative to the mean M. In the example of Figute 4 the upper and lower window Hmits Wl, W2 are ±7 relative to the mean M but of course other values can be used, which need not be symmetrically disposed about the mean. By providing a window, coins which deviate slightly from the mean will also be accepted. It will be appreciated that if the window width (W2 - Wl) is made too wide, there is an increased risk of fraudulent coins being accepted whereas if the window width is made too narrow, there is a risk that. a significant number of true coins. will be rejected. The window width needs to be a compromise between these two considerations.
Hitherto it has been proposed to change the window when previous coin readings indicate that there is a risk that a fraudulent coin is being presented to the coin acceptor. The following example of the present invention provides an alternative, improved approach using Al in the form of a rules based expert system. The positive going region of the window from the mean value M to the fixed window limit W2 will be considered, namely region A in Figure 4. It will be understood that similar considerations apply to the negative going region from mean value M to window Hmit Wl, which will not be explained in detail in order to simplify the description.
Referring to Figure 5, the data derived ftom the latest or new value of the coin parameter signal Rs is shown together with N previous values for previously tested coins of the same denomination Hls. - .-HNs- The value of the coin parameter signal for each of the tested coins is shown as a black dot and the coin parameter value has been re-valued relative to the mean M for the fixed window. More particularly, the microcontroller 11 adjusts the values of the coin parameter signals Rs, His etc so as to produce corresponding adjusted data D for use in the rules based system. For example, considering the coin parameter Rs for the coin currently under test, this gives rise to data Dn-w where Dnew ^ Rs - M In this example,
-L ne 3
Corresponding adjusted historic data Di — DN are also derived corresponding to the historic coin parameter signals Hls....HNs- In this example, Di = 4 and DN = 9. The microcontroller 11 is configured to store a predetermined number of previous values of the data DN fot previously tested coins of the same denomination and to keep a running average of them. For example, the last 10 values of DN may be stored and a running average AVGDN is computed. Also, the maximum value Max Dn is determined from the stored data Dn on a running basis. The values of Max D„ and AVGDN are used as history data in the coin acceptance process.
Referring again to Figure 4, when a number of true coins are tested, the corresponding value of AVGDN should lie close to the mean M. If the average value lies significantly away from the mean, this indicates there is a risk that the vahdator is under attack by fraudster using false coins. Also, if the value of Max Dn lies more towards the window Hmit W2 than the mean M, this indicates an increased risk that a fraud attempt is being made.
Figute 6 illustrates how. the history data is used in the transformation of step S3.4 and the subsequent comparison of the transformed data, with the fixed window limit of step S3.1. Referring to Figure 6 in detail, the validation process starts at step S6.0 and at step S6.1, an "under attack" flag UA is set to the value "false". Similarly, an ampHfϊcation factor A is initially set to a value of unity and a transformed data parameter Tne is initialised to zero.
Then, at step S6.2 the value of AVGDN is compared with an acceptability criterion defined by a Hmit value LI shown in Figure 5. Thus, if the average value of Dn for the last 10 coins under test deviates significantly from the mean M, beyond the limit LI, then there is a. risk that the coin acceptor is under attack by a fraudster and the flag UA is set to "true" at step S6.3. Also, the amplification factor A is set to a value >1. In this example, the amplification factor is set to a value of 3 for use subsequently in the transformation process to be described hereinafter. At step S6.4, the previously computed value of Max Dπ is compared with an acceptabiHty criterion defined by a guard limit L2, the value of which is shown in Figure 5. If Max Dn exceeds this limit value, this indicates that one of the previously tested coins has a value of D close to the fixed.window limit W2, signifying the risk of a fraud amongst recently detected coins. In this case, the flag UA is set to "true" at step S6.5, indicating that the coin acceptor is under attack by a fraudster. Also, the ampHfication factor A is set to a value >1 e.g. 4.
Then, at step S6.6, the condition of the flag UA is tested to determine if the acceptor is under attack by a fraudster. If there is no fraud attack, the value of the transformed data parameter new is set to be the same value as Dnew corresponding to the coin under test. The value of Tnew is then compared with a limit value L3 at step S6.9. The limit value L3 corresponds to the fixed window Hmit W2 shown in Figure 5. Thus, if the value of Tπew is less than L3, the data corresponds to an acceptable value of Dnew and hence an acceptable value of Rs for the coin under test.
Convetsely, if the Tnew exceeds the fixed window limit L3 then the coin should be t ejected as shown at step S6.l l.
In the event that the test of step S6.6 indicates the vaHdatot to be undet attack, the value of Dnew fot the coin undet test is ttansfotmed using the amplification factor set at step S6.3 or S6.5. The transformation is carried at step S6.8 so that the parameter new adopts a value of Dnew*A. The transformed or amplified value is then compared with the fixed window Hmited L3 at step S6.9 as previously described. Thus, when the coin acceptor is under attack by a fraudster, a more stringent test is applied to the coin data D. It will be understood that because of the amplification factor, the actual value Dne for the coin under test needs to be much closer to the value of the mean M for the window in order to be less than the fixed limit L3 as compared with the situation where the validator is not under attack and the amplification factor A is not applied. Thus, in accordance with the invention, a more stringent test is appHed when the acceptor is under fraud attack and in accordance with the invention, a fixed window Hmit L3 is utiHsed so that there is no need to change the window position or to switch between different window widths to achieve automatic security protection.
Many modifications and variations fall within the scope of the invention. For example, in certain situations, it may be preferable to test the value of AVGDN against the Hmit value LI after testing the value of Max Dn against Hmit L2. Also, the value of the amplification factor is not Hmited to the values given above and can be altered accotding to particular circumstances.
In the example described hereinbefore, the acceptabiHty criteria corresponding to the limits LI and L2 constitute fraud criteria for determining when a fraud attack occurs, and one or more amplification factors greater than one (A>1) are used in order to provide enhanced discrimination against frauds. Howevet, when a run of acceptable coins has occurred, it may be advantageous to use an amplification factor 0>A<1 to increase the likelihood of coins being accepted when the risk of occurrence of a fraud is relatively low.
Also, the data used to produce the running average AVGDN and also Max Dn may be time dependent, so that coin parameter signals ftom coins tested more than a particular time ago will be ignored for the purposes of determining AVGDN and Max D„.
Furthermore, the rules based expert system can include additional or alternative rules for determining the criteria under which the amplification factor A is applied in response to a fraudster. Also, different rules can be used that do not use comparisons between scaled signals and thresholds. Furthermore, transformations other than a simple amplification may be used, such as nonlinear transformations, offsets and combinations thereof. For example, as shown schematically in Figure 3, rumours (I) from adjacent coin acceptors that a fraudster is in the vicinity of a group of machines may be used to set the value of the amplification factor A or other transformation for a period of time so as to apply a more stringent test to coins in response to the rumour. The rumour data may be received on input 16 shown in Figure 2. Also, environmental inputs such as temperature may be appHed to impose additional rules based tests to the data as a function of temperature or time of day, for example in a situation where frauds are found to happen at particular times e.g. pub closing time. Also, environmental inputs may be used to shift the window limits Wl, W2 long term over time to take account of changes in temperature or other factors.
In the foregoing example, the processing of signals for one of the sensors S is described and it will be understood that each of sensor output is processed individually. The processing for one sensor may however take account of the outcome for another sensor and the occurrence of a fraud criterion for one of the sensors, may be used to set an acceptability criterion for the processing of signals for another of the sensors.
The invention is not limited to the use of an expert, rules based system to perform the Al process shown at step S3.4 in Figure 3. Alternatives include fuzzy logic, the neural network or a genetic algorithm.
It will be appreciated that the various rules of the rules based system may be applied individually or collectively on a time basis so that a rule may be applied for a. particularly time period and then removed either in response to a coin acceptance event or in response to external factors
It will also be appreciated that the invention is not restricted to coin validators but may be used for other money items such as tokens, banknotes, cards and other items having an attributable monetary value.

Claims

Claims
1. A method of accepting of money items, comprising: . generating individual money items signals with a value that is a function of respective items of money under test, developing for each of the money items under test, a transformed money item signal as a function of the value of the money item signal and at least one variable parameter that is a function of an acceptability criterion for the money item under test, making a comparison of the values of the transformed money item signals with a window Hmit value, and accepting each money item in dependence' upon said comparison.
2. A method according to claim 1 wherein said variable parameter is a function of history data relating to the values of the money item signals for previously tested money items.
3. A method according to claim 1 or 2 wherein the transformed money item signal is developed by transforming the money item signal according to the outcome of a rules based expert system.
4. A method according to claim 3 wherein the transformed money item signal is developed by scaling the money item signal for a money item under test in accordance with an ampHfication factor determined in dependence on the outcome of a comparison of data based on previously tested money items with at least one rule.
5. A method according to claim 4 including two or more of said rules and including using different amplification factors depending on the outcome of the comparisons for the rules.
6. A method according to claim 4 including comparing an average of data corresponding to the money item signals for previously tested money items with a first limit value lying within a window delimited by said window limit, and if said average is not within said first limit, scaling the money item signal for a money item under test in accordance with said amplification factor.
7. A method according to claim 4 or 5 including comparing a maximum value of data corresponding to the values of money item signals for previously tested money items with a second Hmit value lying within a window dehmited by said window Hmit, and if said maximum value is not within said second limit, scaling the money item signal for a money item under test in accordance with said amplification factor.
8. A method according to any preceding claim wherein the window Hmit has a fixed value.
9. A method according to any preceding claim wherein the window Hmit delimits a window as deviation relative to a window mean, and including revaluing the money item signal for a money item relative to the window mean, whereby to produce re-valued money item data and developing the transformed money item signal from said re- valued money item data.
10. A method according to any preceding claim performed in a coin acceptor, and including varying the transformation of the money item signals in dependence on data received from a source externally of the acceptor.
11. A method according to claim 10 wherein the data received from the external source comprises data indicative that of a fraud attack on other acceptors.
12. A method according to any preceding claim wherein the acceptability criterion comprises a fraud criterion corresponding to a fraud attack.
13. A method according to any preceding claim wherein the money items comprise coins or tokens.
14. An acceptor for money items, comprising: sensor circuitry to. provide individual money items signals of a value as a function of respective items of money under test, and a processor configuration to develop for each of the money items under test, a transformed money item signal as a function of the value of the money item signal and at least one variable parameter that is a function of a acceptabiHty criterion for the money item under test, to make a comparison of the values of the transformed money item signals with a window Hmit value, and to accept each money item in dependence upon said comparison.
15. A money item acceptor according to claim 14 wherein said variable parameter is a function of history data relating to the values of the money item signals for previously tested money items.
16. A money item acceptor according to claim 14 or 15 wherein the processor configuration is operable to develop the transformed money item signal by transforming the money item signal according to the outcome of a tule based expett system.
17. A money item acceptor according to claim 16 wherein the processor configuration is operable to develop the transformed money item signal by scaling the money item signal for a money item under test in accordance with an amplification factor determined in dependence on the outcome of a comparison of data based on previously tested money items with at least one rule.
18. A money item acceptor according to claim 17 including two or more of said rules and wherein the processor configuration is operable to use different amplification factors depending on the outcome of the comparisons for the rules.
19. A money item acceptor according to claim 17 or 18 wherein the processor configuration is operable to compare an average of data corresponding to the money item signals for previously tested money items with a first Hmit value lying within a window delimited by said window limit, and if said average is not within said. first Hmit, to scale the money item signal for a money item under test in accordance with said amplification factor.
20. A money item acceptor according to claim 17 or 18 wherein the processor configuration is operable to compare a maximum value of data corresponding to the values of money item signals for previously tested money items with a second Hmit value lying within a window delimited by said window Hmit, and if said maximum value is not within said second Hmit, to scale the money item signal for a money item under test in accordance with said ampHfication factor.
21. A money item acceptor according to any one of claims 14 to 20 wherein the window Hmit has a fixed value.
22. A money item acceptor according to any one of claims 14 to 21 wherein the window Hmit delimits a window as deviation relative to a window mean, and the processor configuration is operable to re-value the value of a money item signal for a money item relative to the window mean, whereby to produce revalued money item data, and to develop the transformed money item signal from said re-valued money item data.
23. A money item acceptor according to any one of claims 14 to 23 wherein the processor configuration is operable to control the transformation of the money item signals in dependence on data received from an external source.
24. A money item acceptor according to claim 23 wherein the data received from the external source comprises data indicative of a fraud attack on other acceptors.
25. An acceptot accotding to any one of claim 14 to 24 opetable to accept coins or tokens.
26. A multi-denomination acceptor accotding to any one of claims 14 to 25.
PCT/GB2003/005453 2003-01-08 2003-12-15 Improved money item acceptor WO2004063996A1 (en)

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US10/538,685 US7946408B2 (en) 2003-01-08 2003-12-15 Money item acceptor
JP2004566153A JP2006513473A (en) 2003-01-08 2003-12-15 Improved currency item acceptance machine
EP03786112A EP1581913B1 (en) 2003-01-08 2003-12-15 Improved money item acceptor
DE60319020T DE60319020T2 (en) 2003-01-08 2003-12-15 IMPROVED PAYMENT DEVICE
AU2003295111A AU2003295111A1 (en) 2003-01-08 2003-12-15 Improved money item acceptor
CN200380108544XA CN1735910B (en) 2003-01-08 2003-12-15 Improved money item acceptor
US13/089,087 US8336698B2 (en) 2003-01-08 2011-04-18 Money item acceptor

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US7946408B2 (en) 2011-05-24
JP2006513473A (en) 2006-04-20
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AU2003295111A1 (en) 2004-08-10
US20060254877A1 (en) 2006-11-16
GB2397158A (en) 2004-07-14
GB0300411D0 (en) 2003-02-05
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EP1581913A1 (en) 2005-10-05
US8336698B2 (en) 2012-12-25

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