WO2007002196A3 - Preventing identity theft - Google Patents
Preventing identity theft Download PDFInfo
- Publication number
- WO2007002196A3 WO2007002196A3 PCT/US2006/024143 US2006024143W WO2007002196A3 WO 2007002196 A3 WO2007002196 A3 WO 2007002196A3 US 2006024143 W US2006024143 W US 2006024143W WO 2007002196 A3 WO2007002196 A3 WO 2007002196A3
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- action
- requester
- privacy token
- data
- privacy
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/31—User authentication
- G06F21/34—User authentication involving the use of external additional devices, e.g. dongles or smart cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/31—User authentication
- G06F21/34—User authentication involving the use of external additional devices, e.g. dongles or smart cards
- G06F21/35—User authentication involving the use of external additional devices, e.g. dongles or smart cards communicating wirelessly
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/24—Credit schemes, i.e. "pay after"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/346—Cards serving only as information carrier of service
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/12—Card verification
- G07F7/122—Online card verification
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
- G07C9/00—Individual registration on entry or exit
- G07C9/30—Individual registration on entry or exit not involving the use of a pass
Abstract
Determining whether to remotely authorize an action on behalf of a requester includes having the requester provide a privacy token, remotely obtaining data from the privacy token, and authorizing the action if the data from the privacy token verifies that the requester is authorized to take the action. The action may include issuing a credit card for the requester. The privacy token may be a smart card. The data may be digitally signed. Determining whether to remotely authorize an action on behalf of a requester may also include authorizing the action if the requester had previously indicated a desire not to require presentation of the privacy token. The action may be authorized only if the data from the privacy token verifies the identity of the requester.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US69263405P | 2005-06-21 | 2005-06-21 | |
US60/692,634 | 2005-06-21 |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2007002196A2 WO2007002196A2 (en) | 2007-01-04 |
WO2007002196A3 true WO2007002196A3 (en) | 2007-11-22 |
Family
ID=37595794
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US2006/024143 WO2007002196A2 (en) | 2005-06-21 | 2006-06-20 | Preventing identity theft |
Country Status (2)
Country | Link |
---|---|
US (1) | US20070011100A1 (en) |
WO (1) | WO2007002196A2 (en) |
Families Citing this family (28)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20070203852A1 (en) * | 2006-02-24 | 2007-08-30 | Microsoft Corporation | Identity information including reputation information |
US8117459B2 (en) * | 2006-02-24 | 2012-02-14 | Microsoft Corporation | Personal identification information schemas |
US8104074B2 (en) * | 2006-02-24 | 2012-01-24 | Microsoft Corporation | Identity providers in digital identity system |
US8078880B2 (en) * | 2006-07-28 | 2011-12-13 | Microsoft Corporation | Portable personal identity information |
US20080103798A1 (en) * | 2006-10-25 | 2008-05-01 | Domenikos Steven D | Identity Protection |
US8359278B2 (en) * | 2006-10-25 | 2013-01-22 | IndentityTruth, Inc. | Identity protection |
US9779556B1 (en) | 2006-12-27 | 2017-10-03 | Stamps.Com Inc. | System and method for identifying and preventing on-line fraud |
US8087072B2 (en) * | 2007-01-18 | 2011-12-27 | Microsoft Corporation | Provisioning of digital identity representations |
US8407767B2 (en) * | 2007-01-18 | 2013-03-26 | Microsoft Corporation | Provisioning of digital identity representations |
US8689296B2 (en) | 2007-01-26 | 2014-04-01 | Microsoft Corporation | Remote access of digital identities |
JP5186790B2 (en) * | 2007-04-06 | 2013-04-24 | 日本電気株式会社 | Electronic money transaction method and electronic money system |
JP4548441B2 (en) * | 2007-04-11 | 2010-09-22 | 日本電気株式会社 | Content utilization system and content utilization method |
US8667568B2 (en) * | 2008-05-29 | 2014-03-04 | Red Hat, Inc. | Securing a password database |
US7890626B1 (en) | 2008-09-11 | 2011-02-15 | Gadir Omar M A | High availability cluster server for enterprise data management |
US9652802B1 (en) | 2010-03-24 | 2017-05-16 | Consumerinfo.Com, Inc. | Indirect monitoring and reporting of a user's credit data |
EP2676197B1 (en) | 2011-02-18 | 2018-11-28 | CSidentity Corporation | System and methods for identifying compromised personally identifiable information on the internet |
US8819793B2 (en) | 2011-09-20 | 2014-08-26 | Csidentity Corporation | Systems and methods for secure and efficient enrollment into a federation which utilizes a biometric repository |
US11030562B1 (en) | 2011-10-31 | 2021-06-08 | Consumerinfo.Com, Inc. | Pre-data breach monitoring |
US20140006273A1 (en) * | 2012-06-29 | 2014-01-02 | Infosys Limited | System and method for bank-hosted payments |
US8788421B2 (en) | 2012-11-20 | 2014-07-22 | Mastercard International Incorporated | Systems and methods for processing electronic payments using a global payment directory |
US8812387B1 (en) | 2013-03-14 | 2014-08-19 | Csidentity Corporation | System and method for identifying related credit inquiries |
US10262362B1 (en) | 2014-02-14 | 2019-04-16 | Experian Information Solutions, Inc. | Automatic generation of code for attributes |
US10339527B1 (en) | 2014-10-31 | 2019-07-02 | Experian Information Solutions, Inc. | System and architecture for electronic fraud detection |
US10664923B2 (en) * | 2015-03-13 | 2020-05-26 | Gyft, Inc. | System and method for establishing a public ledger for gift card transactions |
US11151468B1 (en) | 2015-07-02 | 2021-10-19 | Experian Information Solutions, Inc. | Behavior analysis using distributed representations of event data |
US10699028B1 (en) | 2017-09-28 | 2020-06-30 | Csidentity Corporation | Identity security architecture systems and methods |
US10896472B1 (en) | 2017-11-14 | 2021-01-19 | Csidentity Corporation | Security and identity verification system and architecture |
DE102020113311A1 (en) * | 2020-05-15 | 2021-11-18 | Bundesdruckerei Gmbh | Method for generating a security document and using the security document and security system |
Citations (3)
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US6836806B1 (en) * | 2000-06-01 | 2004-12-28 | Aerocast, Inc. | System for network addressing |
US6879998B1 (en) * | 2000-06-01 | 2005-04-12 | Aerocast.Com, Inc. | Viewer object proxy |
Family Cites Families (24)
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WO1994010659A1 (en) * | 1992-10-27 | 1994-05-11 | Jasper Consulting, Inc. | Credit card fraud elimination system |
US6681028B2 (en) * | 1995-07-27 | 2004-01-20 | Digimarc Corporation | Paper-based control of computer systems |
EP1431864B2 (en) * | 1995-02-13 | 2012-08-22 | Intertrust Technologies Corporation | Systems and methods for secure transaction management and electronic rights protection |
US5903830A (en) * | 1996-08-08 | 1999-05-11 | Joao; Raymond Anthony | Transaction security apparatus and method |
US6367017B1 (en) * | 1996-11-07 | 2002-04-02 | Litronic Inc. | Apparatus and method for providing and authentication system |
KR19990074117A (en) * | 1998-03-06 | 1999-10-05 | 윤종용 | Security card check type computer security system and method |
US7349557B2 (en) * | 1998-06-19 | 2008-03-25 | Solidus Networks, Inc. | Electronic transaction verification system |
US6567915B1 (en) * | 1998-10-23 | 2003-05-20 | Microsoft Corporation | Integrated circuit card with identity authentication table and authorization tables defining access rights based on Boolean expressions of authenticated identities |
US7047416B2 (en) * | 1998-11-09 | 2006-05-16 | First Data Corporation | Account-based digital signature (ABDS) system |
DE69924349T2 (en) * | 1999-01-28 | 2006-02-09 | International Business Machines Corp. | Electronic access control system and procedures |
US6317834B1 (en) * | 1999-01-29 | 2001-11-13 | International Business Machines Corporation | Biometric authentication system with encrypted models |
WO2000070525A1 (en) * | 1999-05-12 | 2000-11-23 | Silicon Stemcell, Llc. | Printed medium activated interactive communication |
US6691232B1 (en) * | 1999-08-05 | 2004-02-10 | Sun Microsystems, Inc. | Security architecture with environment sensitive credential sufficiency evaluation |
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US7779267B2 (en) * | 2001-09-04 | 2010-08-17 | Hewlett-Packard Development Company, L.P. | Method and apparatus for using a secret in a distributed computing system |
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JP2006011682A (en) * | 2004-06-24 | 2006-01-12 | Sony Corp | Information recording medium verification device, information recording medium verification method and computer program |
JP2006195640A (en) * | 2005-01-12 | 2006-07-27 | Gunma Univ | Personal identification device and personal identification method |
-
2006
- 2006-06-20 US US11/471,273 patent/US20070011100A1/en not_active Abandoned
- 2006-06-20 WO PCT/US2006/024143 patent/WO2007002196A2/en active Application Filing
Patent Citations (3)
Publication number | Priority date | Publication date | Assignee | Title |
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US6658000B1 (en) * | 2000-06-01 | 2003-12-02 | Aerocast.Com, Inc. | Selective routing |
US6836806B1 (en) * | 2000-06-01 | 2004-12-28 | Aerocast, Inc. | System for network addressing |
US6879998B1 (en) * | 2000-06-01 | 2005-04-12 | Aerocast.Com, Inc. | Viewer object proxy |
Also Published As
Publication number | Publication date |
---|---|
US20070011100A1 (en) | 2007-01-11 |
WO2007002196A2 (en) | 2007-01-04 |
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