WO2008045738A3 - Fraud detection, risk analysis and compliance assessment - Google Patents

Fraud detection, risk analysis and compliance assessment Download PDF

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Publication number
WO2008045738A3
WO2008045738A3 PCT/US2007/080321 US2007080321W WO2008045738A3 WO 2008045738 A3 WO2008045738 A3 WO 2008045738A3 US 2007080321 W US2007080321 W US 2007080321W WO 2008045738 A3 WO2008045738 A3 WO 2008045738A3
Authority
WO
WIPO (PCT)
Prior art keywords
risk analysis
fraud detection
compliance assessment
compliance
assessment
Prior art date
Application number
PCT/US2007/080321
Other languages
French (fr)
Other versions
WO2008045738A2 (en
Inventor
John C Moorman
Dhruv Chawla
Brian M Castelli
Amy T Leigh
Subramanian Sivaramakrishnan
Vorapong Sutanont
Sanjay Subramanian
Bennett R Davis
Olufemi Tairu
Mehul Patel
John W Dennis
Original Assignee
Pricewaterhousecoopers Llp
John C Moorman
Dhruv Chawla
Brian M Castelli
Amy T Leigh
Subramanian Sivaramakrishnan
Vorapong Sutanont
Sanjay Subramanian
Bennett R Davis
Olufemi Tairu
Mehul Patel
John W Dennis
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Pricewaterhousecoopers Llp, John C Moorman, Dhruv Chawla, Brian M Castelli, Amy T Leigh, Subramanian Sivaramakrishnan, Vorapong Sutanont, Sanjay Subramanian, Bennett R Davis, Olufemi Tairu, Mehul Patel, John W Dennis filed Critical Pricewaterhousecoopers Llp
Publication of WO2008045738A2 publication Critical patent/WO2008045738A2/en
Publication of WO2008045738A3 publication Critical patent/WO2008045738A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03—Credit; Loans; Processing thereof

Abstract

Techniques using data matching and clustering algorithms are disclosed to aid investigators in detecting potentially fraudulent activity, performing risk analysis or assessing compliance with applicable regulations.
PCT/US2007/080321 2006-10-06 2007-10-03 Fraud detection, risk analysis and compliance assessment WO2008045738A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US11/545,021 US7940899B2 (en) 2006-10-06 2006-10-06 Fraud detection, risk analysis and compliance assessment
US11/545,021 2006-10-06

Publications (2)

Publication Number Publication Date
WO2008045738A2 WO2008045738A2 (en) 2008-04-17
WO2008045738A3 true WO2008045738A3 (en) 2008-06-12

Family

ID=39283991

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2007/080321 WO2008045738A2 (en) 2006-10-06 2007-10-03 Fraud detection, risk analysis and compliance assessment

Country Status (2)

Country Link
US (1) US7940899B2 (en)
WO (1) WO2008045738A2 (en)

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US10510088B2 (en) 2016-10-07 2019-12-17 Bank Of America Corporation Leveraging an artificial intelligence engine to generate customer-specific user experiences based on real-time analysis of customer responses to recommendations
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Also Published As

Publication number Publication date
US20080086409A1 (en) 2008-04-10
US7940899B2 (en) 2011-05-10
WO2008045738A2 (en) 2008-04-17

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