WO2009005927A3 - Prepaid card fraud and risk management - Google Patents

Prepaid card fraud and risk management Download PDF

Info

Publication number
WO2009005927A3
WO2009005927A3 PCT/US2008/065552 US2008065552W WO2009005927A3 WO 2009005927 A3 WO2009005927 A3 WO 2009005927A3 US 2008065552 W US2008065552 W US 2008065552W WO 2009005927 A3 WO2009005927 A3 WO 2009005927A3
Authority
WO
WIPO (PCT)
Prior art keywords
fraud
parameters
prepaid
prepaid card
risk management
Prior art date
Application number
PCT/US2008/065552
Other languages
French (fr)
Other versions
WO2009005927A2 (en
Inventor
Justin T Monk
Original Assignee
Visa Usa Inc
Justin T Monk
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Usa Inc, Justin T Monk filed Critical Visa Usa Inc
Priority to BRPI0812376-4A2A priority Critical patent/BRPI0812376A2/en
Priority to AU2008270909A priority patent/AU2008270909B2/en
Priority to CA2690052A priority patent/CA2690052A1/en
Publication of WO2009005927A2 publication Critical patent/WO2009005927A2/en
Publication of WO2009005927A3 publication Critical patent/WO2009005927A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor

Abstract

A method of monitoring fraud associated with prepaid devices includes configuring fraud platform parameters which comprise one or more limits defined by one or more values, each limit associated with a particular platform parameter, one or more thresholds defined by one or more values, each threshold associated with a particular platform parameter, and one or more rules that define restrictions for certain prepaid device activities. The method further includes applying the fraud platform parameters to prepaid device production data and determining whether to issue the prepaid device depending on whether any parameters were triggered by the production data.
PCT/US2008/065552 2007-06-04 2008-06-02 Prepaid card fraud and risk management WO2009005927A2 (en)

Priority Applications (3)

Application Number Priority Date Filing Date Title
BRPI0812376-4A2A BRPI0812376A2 (en) 2007-06-04 2008-06-02 METHODS FOR MONITORING AND ADMINISTRATING FRAUD ASSOCIATED WITH DEVICES.
AU2008270909A AU2008270909B2 (en) 2007-06-04 2008-06-02 Prepaid card fraud and risk management
CA2690052A CA2690052A1 (en) 2007-06-04 2008-06-02 Prepaid card fraud and risk management

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US11/757,893 2007-06-04
US11/757,893 US8165938B2 (en) 2007-06-04 2007-06-04 Prepaid card fraud and risk management

Publications (2)

Publication Number Publication Date
WO2009005927A2 WO2009005927A2 (en) 2009-01-08
WO2009005927A3 true WO2009005927A3 (en) 2009-02-26

Family

ID=40089349

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2008/065552 WO2009005927A2 (en) 2007-06-04 2008-06-02 Prepaid card fraud and risk management

Country Status (5)

Country Link
US (2) US8165938B2 (en)
AU (1) AU2008270909B2 (en)
BR (1) BRPI0812376A2 (en)
CA (1) CA2690052A1 (en)
WO (1) WO2009005927A2 (en)

Families Citing this family (35)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP4223936B2 (en) * 2003-02-06 2009-02-12 株式会社リコー Projection optical system, enlargement projection optical system, enlargement projection apparatus, and image projection apparatus
US7860790B2 (en) 2007-06-04 2010-12-28 Visa U.S.A. Inc. Systems and methods for automatic migration of a consumer between financial accounts
US8376222B1 (en) 2007-10-30 2013-02-19 United Services Automobile Association (Usaa) Systems and methods to temporarily transfer funds to a member
KR20100007268A (en) * 2008-07-11 2010-01-22 삼성전자주식회사 Vending machine and control method of the same
US20100318446A1 (en) * 2009-06-10 2010-12-16 Carter Ronald D Flexible risk management for pre-authorization top-ups in payment devices
US8548910B1 (en) * 2009-08-19 2013-10-01 Bank Of America Corporation Address change notification
US8781962B2 (en) * 2009-09-02 2014-07-15 Visa International Service Association System and method for providing alternate funding source for portable consumer device
US20120323783A1 (en) * 2011-06-14 2012-12-20 Matt Canetto Method and System for Customizing Fraud Detection
US20120197798A1 (en) * 2011-01-31 2012-08-02 Bank Of American Corporation Pending atm authentications
US20120317027A1 (en) * 2011-06-13 2012-12-13 Ho Ming Luk Computer-Implemented Systems And Methods For Real-Time Scoring Of Enterprise Data
US8762266B2 (en) 2012-05-08 2014-06-24 Vantiv, Llc Systems and methods for performing funds freeze and/or funds seizure with respect to prepaid payment cards
US20140172690A1 (en) * 2012-12-17 2014-06-19 Sas Institute Inc. Systems and Methods For Matching Domain Specific Transactions
US10102575B1 (en) * 2013-06-24 2018-10-16 Dividex Analytics, LLC Securities claims identification, optimization and recovery system and methods
WO2015143373A1 (en) * 2014-03-21 2015-09-24 ITG Software Solutions, Inc Network communication system for exchange trading
US11188916B2 (en) * 2014-03-28 2021-11-30 First Data Resources, Llc Mitigation of fraudulent transactions conducted over a network
US9626679B2 (en) 2014-05-30 2017-04-18 Square, Inc. Automated fraud detection for point-of-sale devices
US10515372B1 (en) * 2014-10-07 2019-12-24 State Farm Mutual Automobile Insurance Company Systems and methods for managing building code compliance for a property
US10803460B2 (en) 2016-07-14 2020-10-13 International Business Machines Corporation Index of usability for a replacement payment card
US20180089665A1 (en) * 2016-09-29 2018-03-29 ATG Properties, LLC Gift card management system
CN106874413A (en) * 2017-01-22 2017-06-20 斑马信息科技有限公司 Search system and its method for processing search results
US11182818B1 (en) * 2017-03-24 2021-11-23 Tango Card, Inc. Computer system for identifying aberrant activity on a reward card platform
WO2018177503A1 (en) * 2017-03-27 2018-10-04 Swiss Reinsurance Company Ltd. Adaptive, self-optimizing, leveraged capacity system and corresponding method thereof
US10924477B2 (en) * 2017-12-18 2021-02-16 Mastercard International Incorporated System and methods for client identification and verification
US11288672B2 (en) 2017-12-28 2022-03-29 Paypal, Inc. Machine learning engine for fraud detection following link selection
CN110809778A (en) * 2018-03-30 2020-02-18 加藤宽之 Stock price prediction support system and method
US10825318B1 (en) 2018-04-09 2020-11-03 State Farm Mutual Automobile Insurance Company Sensing peripheral heuristic evidence, reinforcement, and engagement system
CA3007798A1 (en) * 2018-06-08 2019-12-08 Banque Nationale Du Canada System and method for user identification and authentication
US10402817B1 (en) * 2018-10-12 2019-09-03 Capital One Services, Llc Relaxed fraud detection for transactions using virtual transaction cards
US20200126059A1 (en) * 2018-10-19 2020-04-23 Jpmorgan Chase Bank, N.A. Systems and methods for conducting accountless transactions
KR102252859B1 (en) * 2020-05-04 2021-05-14 윤성민 Foreign currency exchange system and method thereof
US11900457B2 (en) * 2020-08-24 2024-02-13 Leonid Chuzhoy Methods for prediction and rating aggregation
WO2022101866A1 (en) * 2020-11-15 2022-05-19 Financial & Risk Organisation Limited User-defined matching
US20220318906A1 (en) * 2021-04-05 2022-10-06 Pranil Ram Interactive Grid-based Graphical Trading System with Smart Order Action
CN113256116A (en) * 2021-05-26 2021-08-13 陈新燊 Transaction price reference index calculation method realized through computer
US20230121239A1 (en) * 2021-10-15 2023-04-20 Tomer Karni Systems and methods for dynamically determining the best respected moving average lines associated with a time series data set

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6212266B1 (en) * 1996-03-29 2001-04-03 British Telecommunications Public Limited Company Fraud prevention in a telecommunications network
US20050097051A1 (en) * 2003-11-05 2005-05-05 Madill Robert P.Jr. Fraud potential indicator graphical interface

Family Cites Families (87)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4485300A (en) 1982-03-18 1984-11-27 Visa U.S.A., Inc. Loss control system
US5819226A (en) 1992-09-08 1998-10-06 Hnc Software Inc. Fraud detection using predictive modeling
US7251624B1 (en) 1992-09-08 2007-07-31 Fair Isaac Corporation Score based decisioning
US5477038A (en) 1993-10-25 1995-12-19 Visa International Method and apparatus for distributing currency
US5465206B1 (en) 1993-11-01 1998-04-21 Visa Int Service Ass Electronic bill pay system
US5500513A (en) 1994-05-11 1996-03-19 Visa International Automated purchasing control system
US5790677A (en) 1995-06-29 1998-08-04 Microsoft Corporation System and method for secure electronic commerce transactions
US5815665A (en) 1996-04-03 1998-09-29 Microsoft Corporation System and method for providing trusted brokering services over a distributed network
US6094643A (en) * 1996-06-14 2000-07-25 Card Alert Services, Inc. System for detecting counterfeit financial card fraud
US5845070A (en) 1996-12-18 1998-12-01 Auric Web Systems, Inc. Security system for internet provider transaction
US6247129B1 (en) 1997-03-12 2001-06-12 Visa International Service Association Secure electronic commerce employing integrated circuit cards
US6282522B1 (en) 1997-04-30 2001-08-28 Visa International Service Association Internet payment system using smart card
US6270011B1 (en) 1998-05-28 2001-08-07 Benenson Tal Remote credit card authentication system
US6252522B1 (en) * 1998-05-28 2001-06-26 Solana Technology Development Corporation Billboard consumption measurement system
US7248855B2 (en) * 1998-09-15 2007-07-24 Upaid Systems, Ltd. Convergent communications system and method with a rule set for authorizing, debiting, settling and recharging a mobile commerce account
US6957334B1 (en) 1999-06-23 2005-10-18 Mastercard International Incorporated Method and system for secure guaranteed transactions over a computer network
US6853987B1 (en) 1999-10-27 2005-02-08 Zixit Corporation Centralized authorization and fraud-prevention system for network-based transactions
WO2001073652A1 (en) * 2000-03-24 2001-10-04 Access Business Group International Llc System and method for detecting fraudulent transactions
US7263506B2 (en) 2000-04-06 2007-08-28 Fair Isaac Corporation Identification and management of fraudulent credit/debit card purchases at merchant ecommerce sites
EP2278538A1 (en) 2000-04-24 2011-01-26 Visa International Service Association Online payer authentication service
US7809650B2 (en) 2003-07-01 2010-10-05 Visa U.S.A. Inc. Method and system for providing risk information in connection with transaction processing
US6820802B2 (en) * 2001-02-27 2004-11-23 American Express Travel Related Services Company, Inc. Online card activation system and method
US6915279B2 (en) 2001-03-09 2005-07-05 Mastercard International Incorporated System and method for conducting secure payment transactions
US7155417B1 (en) * 2001-06-05 2006-12-26 Intervoice Limited Partnership System and method for detecting fraud in prepaid accounts
JP3832281B2 (en) 2001-06-27 2006-10-11 日本電気株式会社 Outlier rule generation device, outlier detection device, outlier rule generation method, outlier detection method, and program thereof
US20030120593A1 (en) 2001-08-15 2003-06-26 Visa U.S.A. Method and system for delivering multiple services electronically to customers via a centralized portal architecture
US7111789B2 (en) 2001-08-31 2006-09-26 Arcot Systems, Inc. Enhancements to multi-party authentication and other protocols
US7142651B2 (en) * 2001-11-29 2006-11-28 Ectel Ltd. Fraud detection in a distributed telecommunications networks
US7243853B1 (en) 2001-12-04 2007-07-17 Visa U.S.A. Inc. Method and system for facilitating memory and application management on a secured token
US6950969B2 (en) * 2001-12-28 2005-09-27 Hewlett-Packard Development Company, L.P. Cascadable dual fan controller
US7231657B2 (en) 2002-02-14 2007-06-12 American Management Systems, Inc. User authentication system and methods thereof
US7389275B2 (en) 2002-03-05 2008-06-17 Visa U.S.A. Inc. System for personal authorization control for card transactions
US20030187783A1 (en) * 2002-03-27 2003-10-02 First Data Corporation Systems and methods to monitor credit fraud
US7707120B2 (en) 2002-04-17 2010-04-27 Visa International Service Association Mobile account authentication service
US20030220860A1 (en) 2002-05-24 2003-11-27 Hewlett-Packard Development Company,L.P. Knowledge discovery through an analytic learning cycle
US7356516B2 (en) 2002-06-13 2008-04-08 Visa U.S.A. Inc. Method and system for facilitating electronic dispute resolution
US20040019522A1 (en) 2002-07-26 2004-01-29 Visa U.S.A., Inc. Multi-application smart card device software solution integrating sales tax, payment and discount rewards
US7280981B2 (en) 2002-08-27 2007-10-09 Visa U.S.A. Inc. Method and system for facilitating payment transactions using access devices
SG152061A1 (en) 2002-09-10 2009-05-29 Visa Int Service Ass Data authentication and provisioning method and system
US7121456B2 (en) 2002-09-13 2006-10-17 Visa U.S.A. Inc. Method and system for managing token image replacement
US9852437B2 (en) 2002-09-13 2017-12-26 Visa U.S.A. Inc. Opt-in/opt-out in loyalty system
US8626577B2 (en) 2002-09-13 2014-01-07 Visa U.S.A Network centric loyalty system
US6837425B2 (en) 2002-09-13 2005-01-04 Visa U.S.A. Inc. Compact protocol and solution for substantially offline messaging between portable consumer device and based device
US20040148224A1 (en) 2002-09-13 2004-07-29 Visa U.S.A. Method and apparatus for electronic support and delivery of multiple lottery and sweepstake programs, in substantially off-line environments
US8015060B2 (en) 2002-09-13 2011-09-06 Visa Usa, Inc. Method and system for managing limited use coupon and coupon prioritization
US20040139021A1 (en) 2002-10-07 2004-07-15 Visa International Service Association Method and system for facilitating data access and management on a secure token
US6920611B1 (en) 2002-11-25 2005-07-19 Visa U.S.A., Inc. Method and system for implementing a loyalty merchant component
US7702916B2 (en) 2003-03-31 2010-04-20 Visa U.S.A. Inc. Method and system for secure authentication
WO2005006111A2 (en) 2003-04-29 2005-01-20 Visa U. S. A. Inc. Method and system for facilitating switching of financial institution accounts
US7827077B2 (en) 2003-05-02 2010-11-02 Visa U.S.A. Inc. Method and apparatus for management of electronic receipts on portable devices
US7729992B2 (en) * 2003-06-13 2010-06-01 Brilliant Digital Entertainment, Inc. Monitoring of computer-related resources and associated methods and systems for disbursing compensation
WO2005003924A2 (en) 2003-07-02 2005-01-13 Visa International Service Association Managing activation of cardholders in a secure authentication program
US7104446B2 (en) 2003-09-03 2006-09-12 Visa U.S.A., Inc. Method, system and portable consumer device using wildcard values
US7051923B2 (en) 2003-09-12 2006-05-30 Visa U.S.A., Inc. Method and system for providing interactive cardholder rewards image replacement
US8005763B2 (en) 2003-09-30 2011-08-23 Visa U.S.A. Inc. Method and system for providing a distributed adaptive rules based dynamic pricing system
US20050071227A1 (en) 2003-09-30 2005-03-31 Visa U.S.A. Method and system for managing concurrent sku-based rewards program
US8407083B2 (en) 2003-09-30 2013-03-26 Visa U.S.A., Inc. Method and system for managing reward reversal after posting
US20050071226A1 (en) 2003-09-30 2005-03-31 Visa U.S.A. Inc. Method and system for managing dynamic terms and conditions and user interaction
US8260661B2 (en) 2003-09-30 2012-09-04 Visa U.S.A. Inc. System and apparatus for linking multiple rewards programs to promote the purchase of specific product mixes
US20050080693A1 (en) * 2003-10-14 2005-04-14 Foss Sheldon H. Point-of-sale customer identification system
US7653602B2 (en) 2003-11-06 2010-01-26 Visa U.S.A. Inc. Centralized electronic commerce card transactions
US7039611B2 (en) 2003-11-06 2006-05-02 Visa U.S.A., Inc. Managing attempts to initiate authentication of electronic commerce card transactions
US8762283B2 (en) 2004-05-03 2014-06-24 Visa International Service Association Multiple party benefit from an online authentication service
US8606697B2 (en) 2004-06-17 2013-12-10 Visa International Service Association Method and system for providing buyer bank payable discounting services
US8016185B2 (en) 2004-07-06 2011-09-13 Visa International Service Association Money transfer service with authentication
US7958030B2 (en) 2004-09-01 2011-06-07 Visa U.S.A. Inc. System and method for issuer originated payments for on-line banking bill payments
US7711639B2 (en) 2005-01-12 2010-05-04 Visa International Pre-funding system and method
US20060178957A1 (en) 2005-01-18 2006-08-10 Visa U.S.A. Commercial market determination and forecasting system and method
US7124937B2 (en) 2005-01-21 2006-10-24 Visa U.S.A. Inc. Wireless payment methods and systems
US7527195B2 (en) 2005-04-11 2009-05-05 Bill Me Later, Inc. Method and system for risk management in a transaction
US7482925B2 (en) 2005-06-24 2009-01-27 Visa U.S.A. Apparatus and method to electromagnetically shield portable consumer devices
US7522905B2 (en) 2005-06-24 2009-04-21 Visa U.S.A. Inc. Apparatus and method for preventing wireless interrogation of portable consumer devices
US7694287B2 (en) 2005-06-29 2010-04-06 Visa U.S.A. Schema-based dynamic parse/build engine for parsing multi-format messages
US7774402B2 (en) 2005-06-29 2010-08-10 Visa U.S.A. Adaptive gateway for switching transactions and data on unreliable networks using context-based rules
US7578438B2 (en) * 2005-07-15 2009-08-25 Revolution Money Inc. System and method for user selection of fraud detection rules
US8762263B2 (en) 2005-09-06 2014-06-24 Visa U.S.A. Inc. System and method for secured account numbers in proximity devices
US20070055597A1 (en) 2005-09-08 2007-03-08 Visa U.S.A. Method and system for manipulating purchase information
US20070083465A1 (en) 2005-10-07 2007-04-12 Visa U.S.A., Inc. Method and system using bill payment reminders
US7844490B2 (en) 2005-11-02 2010-11-30 Visa U.S.A. Inc. Method and system for conducting promotional programs
US7886969B2 (en) 2005-12-06 2011-02-15 Visa U.S.A. Inc. Method and system for loading and reloading portable consumer devices
US8027439B2 (en) 2006-09-18 2011-09-27 Fair Isaac Corporation Self-calibrating fraud detection
US8001607B2 (en) 2006-09-27 2011-08-16 Direct Computer Resources, Inc. System and method for obfuscation of data across an enterprise
US20080109356A1 (en) * 2006-10-04 2008-05-08 Sutton David B Fraud detection system and method for loading stored value cards
US20080288299A1 (en) * 2006-10-31 2008-11-20 Genmobi Technologies, Inc. System and method for user identity validation for online transactions
US7657497B2 (en) 2006-11-07 2010-02-02 Ebay Inc. Online fraud prevention using genetic algorithm solution
WO2008134039A1 (en) * 2007-04-27 2008-11-06 Total System Services, Inc. Method and system for detecting fraud in financial transactions
US20080270171A1 (en) * 2007-04-27 2008-10-30 Bryan Price Method and system for managing caselog fraud and chargeback

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6212266B1 (en) * 1996-03-29 2001-04-03 British Telecommunications Public Limited Company Fraud prevention in a telecommunications network
US20050097051A1 (en) * 2003-11-05 2005-05-05 Madill Robert P.Jr. Fraud potential indicator graphical interface

Also Published As

Publication number Publication date
BRPI0812376A2 (en) 2015-02-03
AU2008270909A1 (en) 2009-01-08
US20080301019A1 (en) 2008-12-04
AU2008270909B2 (en) 2013-01-10
US8165938B2 (en) 2012-04-24
US20120179591A1 (en) 2012-07-12
CA2690052A1 (en) 2009-01-08
WO2009005927A2 (en) 2009-01-08

Similar Documents

Publication Publication Date Title
WO2009005927A3 (en) Prepaid card fraud and risk management
WO2013048084A3 (en) Profile management method, embedded uicc, and device provided with the embedded uicc
EP3836035A4 (en) Compression method for deep neural network, chip, electronic device and medium
WO2014028896A3 (en) Operation communication system
EP4307192A3 (en) System and method for monitoring manufacturing
WO2013016064A3 (en) System and method for controlling and monitoring a drilling operation using refined solutions from a panistic inversion
MX2013007804A (en) Data improvement system and method.
WO2012106571A3 (en) Overhead management for event tracing
WO2014028893A3 (en) Wireless reader system
WO2011099818A3 (en) Method and apparatus for providing social network service widgets
GB201302293D0 (en) Protecting packages from tampering
SG11201404353WA (en) Contactless data transmission device, security and/or valueable document including the same method for manufacturing the contactless data transmission device
WO2009140049A3 (en) System and methods for metering and analyzing energy consumption of events within a portable device
EP2252111A4 (en) Communication device, communication method, road-to-vehicle and inter-vehicle communication systems, program and recording medium
EP2229016A4 (en) Communication device, communication method, program, information management device, and communication system
WO2011126573A3 (en) Method and apparatus for improving business process management systems
EP3646780A4 (en) Electronic instrument, server, data structure, physical condition management method, and physical condition management program
WO2014182787A3 (en) Systems and methods for high fidelity multi-modal out-of-band biometric authentication
WO2008024349A3 (en) Automated remote configuration of wagering game machines
WO2008126507A1 (en) User authentication control device, user authentication device, data processing device, and user authentication control method and the like
HK1140039A1 (en) Communication device, communication method, reader/writer, and communication system
EP2423918A3 (en) Information processing device, information processing method, and program
FR2963722B1 (en) ANIMAL IDENTIFICATION RESIN DEVICE AND METHOD FOR MANUFACTURING THE SAME
EP2666063A4 (en) Event-based asset tracking, order adherence, and rewards management with nfc-enabled electronic devices
SG10201608626UA (en) Data management system, program recording medium, communication terminal, and data management server

Legal Events

Date Code Title Description
121 Ep: the epo has been informed by wipo that ep was designated in this application

Ref document number: 08826031

Country of ref document: EP

Kind code of ref document: A2

WWE Wipo information: entry into national phase

Ref document number: 2690052

Country of ref document: CA

NENP Non-entry into the national phase

Ref country code: DE

WWE Wipo information: entry into national phase

Ref document number: 2008270909

Country of ref document: AU

ENP Entry into the national phase

Ref document number: 2008270909

Country of ref document: AU

Date of ref document: 20080602

Kind code of ref document: A

122 Ep: pct application non-entry in european phase

Ref document number: 08826031

Country of ref document: EP

Kind code of ref document: A2

ENP Entry into the national phase

Ref document number: PI0812376

Country of ref document: BR

Kind code of ref document: A2

Effective date: 20091203