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In-line secondary transaction is described. In an embodiment, an on-line shopping interface is displayed via which an item can be selected for purchase. When a selection is received to initiate a purchase of the item, a determination is made that a secondary transaction is needed to complete the purchase of the item. An in-line secondary transaction user interface is displayed over a portion of the on-line shopping interface to facilitate the secondary transaction where the in-line secondary transaction user interface is displayed to maintain a context of the purchase on the on-line shopping interface. An input of transaction information is received via the in-line secondary transaction user interface to complete the secondary transaction such that the purchase of the item can be completed via the on-line shopping interface.

InventorsMichael C Kunz, Austina M. De Bonte, Aly Valli, Daniel J. Makoski, Daniel J. Welsh, Dennis H Harding, Oliver Roup, Jerry P Hook
Original AssigneeMicrosoft Corporation
Primary Examiner: Jeffrey A. Smith
Secondary Examiner: Jason B. Dunham
Current U.S. Classification705/27.1

View patent at USPTO
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Citations

Cited PatentFiling dateIssue dateOriginal AssigneeTitle
US5991749Sep 9, 1997Nov 23, 1999Wireless telephony for collecting tolls, conducting financial transactions, and authorizing other activities
US6505171Feb 4, 2000Jan 7, 2003System and method for handling purchasing transactions over a computer network
US20010042020Dec 8, 1998METHOD FOR INCREASING ELECTRONIC BUSINESS
US20020147658Apr 9, 2001Computer network method for conducting payment over a network by debiting and crediting telecommunication accounts
US20030088483Dec 28, 2000Bissell, Inc.System, method and computer program product for an enhanced E-commerce graphical user interface
US20030126036Nov 14, 2002First Data CorporationOnline payments
US20040210536Dec 17, 2003Cross-domain transactions through simulated pop-ups
US20040215526Sep 16, 2003Interactive shopping and selling via a wireless network
US20050283408Aug 30, 2005System and method to prevent termination of on-line transactions
US20070038519Mar 24, 2004TELEFONAKTIEBOLAGET LM ERICSSON (PUBL)Method and apparatus for supporting content purchases over a public communication network

Referenced by

Citing PatentFiling dateIssue dateOriginal AssigneeTitle
US8121942Jun 20, 2008Feb 21, 2012Visa U.S.A. Inc.Systems and methods for secure and transparent cardless transactions
US8121956Jun 20, 2008Feb 21, 2012Visa U.S.A. Inc.Cardless challenge systems and methods

Claims

1. A method, comprising:

displaying an on-line shopping interface via which an item can be selected for purchase;

receiving a premium SMS (Short Message Service) billing code from a mobile phone to purchase points that can be applied to purchase the item, the purchase of the points being charged to a phone bill corresponding to the mobile phone;

determining that a secondary transaction is needed to complete a purchase of the item when a selection to initiate the purchase is received;

displaying an in-line user interface over a portion of the on-line shopping interface to facilitate the secondary transaction, the in-line user interface being displayed such that the item selected for purchase remains viewable on the on-line shopping interface during the secondary transaction;
receiving an input to apply the points via the in-line user interface to complete the secondary transaction such that the purchase of the item can be completed via the on-line shopping interface;
returning a focus of the purchase to the on-line shopping interface;
updating an account status displayed on the on-line shopping interface when receiving the input via the in-line user interface; and
completing the purchase of the item via the on-line shopping interface.

2. A method as recited in claim 1, wherein receiving the input includes adding credits to a purchase account via the in-line user interface such that the purchase of the item can be completed with the credits.

3. A method as recited in claim 1, wherein receiving the input includes applying the points to a purchase account via the in-line user interface.

4. A method as recited in claim 1, wherein receiving the input includes receiving billing information associated with a consumer to complete the purchase of the item.

5. A method as recited in claim 1, wherein receiving the input includes receiving secondary transaction information associated with a consumer to complete the purchase of the item.

6. A method as recited in claim 1, further comprising generating a purchase account based on the input via the in-line user interface to complete the secondary transaction.

7. A transaction system, comprising:

a primary display of an on-line shopping interface via which a selection to initiate a purchase of an item can be received;

a processor capable of processing computer executable instructions stored on computer readable media configured to implement a transaction application, the transaction application configured to:

receive a premium SMS (Short Message Service) billing code from a mobile phone to purchase points that can be applied to purchase the item, the purchase of the points being charged to a phone bill corresponding to the mobile phone;

determine that transaction information is needed to complete the purchase of the item;
initiate a display of an in-line secondary transaction user interface over a portion of the on-line shopping interface to facilitate obtaining the transaction information while the item selected for purchase remains viewable on the on-line shopping interface display;
receive the points as part of the transaction information via the in-line secondary transaction user interface such that the purchase of the item can then be completed via the on-line shopping interface;
return a focus of the purchase to the on-line shopping interface; and
initiate an update to an account status displayed on the on-line shopping interface when the transaction information is received to facilitate completing the purchase of the item via the on-line shopping interface.

8. A transaction system as recited in claim 7, wherein the transaction application is further configured to receive the transaction information as credits and apply the credits to a purchase account such that the purchase of the item can be completed with the credits.

9. A transaction system as recited in claim 7, wherein the transaction application is further configured to receive the points as the transaction information which can be added to a purchase account.

10. A transaction system as recited in claim 7, wherein the transaction application is further configured to receive the transaction information as billing information to complete the purchase of the item.

11. A transaction system as recited in claim 7, wherein the transaction application is further configured to receive the transaction information as consumer associated purchase information to complete the purchase of the item.

12. A transaction system as recited in claim 7, wherein the account status is updated when the transaction information is received via the in-line secondary transaction user interface.

13. A transaction system as recited in claim 7, wherein the transaction application is further configured to generate a purchase account based on the transaction information received via the in-line secondary transaction user interface.