A system and methods for automatically investing, a portion of interest charged amount paid by the card issuer or the cardholder, on a credit card account, to an individual retirement account, taxpayer relief act of 1997 IRA, "Roth Act" or "Super IRA", college education IRA or spousal IRA (herein, collectively,...http://www.google.com/patents/US6070153?utm_source=gb-gplus-sharePatent US6070153 - System and method for automatically investing a portion of a credit card interest charged amount in an investment account