An identification medium system contains a computer-readable medium having a plurality of consumer profiles stored thereon, each consumer profile containing private account data relating to a consumer; and a terminal in communication with the computer-readable medium. The terminal containing a processor,...http://www.google.com/patents/US20040054587?utm_source=gb-gplus-sharePatent US20040054587 - System and method for managing private consumer accounts using branded loyalty cards and self-service terminals
