A system for automatically preparing customized replies in response to communications from a plurality of clients. To facilitate automation and tracking, each original communication to the client (or each original response from the client) is tagged with a unique label, and replies to client responses...http://www.google.com/patents/US7991649?utm_source=gb-gplus-sharePatent US7991649 - Method for automatically preparing a plurality of client communications offering one or more financial products or services