A method and apparatus are provided for automatically preparing a client communication pertaining to a financial product for a client, wherein the client communication is for combined use with a corresponding host vehicle. The method comprises providing a format for the client communication wherein the...http://www.google.com/patents/US20040039588?utm_source=gb-gplus-sharePatent US20040039588 - System, method, and computer program product for selecting and presenting financial products and services
