A financial scoring system measures, classifies, rates, and forecasts the deposit and withdrawal patterns processed through a direct deposit account (DDA) residing in a bank's central database. The scoring metric generated by the financial scoring system is converted into a monthly mandatory, lifestyle,...http://www.google.com/patents/US7954698?utm_source=gb-gplus-sharePatent US7954698 - System and method for matching customers to financial products, services, and incentives based on bank account transaction activity
