A service provider generates digital records of calendar events with respect to its clients using its own data, and automatically transfers these records to portable digital devices of the clients. Preferably, the service provider maintains a computer system or terminal at the point of personal contact...http://www.google.com/patents/US6785680?utm_source=gb-gplus-sharePatent US6785680 - Method and apparatus for providing individualized client data from a service provider to a portable digital device of a client