A system and method for conducting a PIN-enabled stored value account refund transaction is provided. A refund request is received, wherein the refund request is for a stored value account having an associated value purchased in a previous transaction, and the refund request comprises a PIN associated...http://www.google.com/patents/US7311249?utm_source=gb-gplus-sharePatent US7311249 - System and method for conducting a return transaction for a PIN-activated account
