A method of operating an automated banking machine in response to data included on a user card includes operating a cash dispensing automated banking machine that includes a card reader, a keypad, a cash outlet, a deposit accepting opening and other transaction locations that may be susceptible to the...http://www.google.com/patents/US20080048020?utm_source=gb-gplus-sharePatent US20080048020 - Method of operation of card reading apparatus in automated banking machine to reduce risk of fraud