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Centralized System

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2oo\ /23°

Customer/Participant #1 20 Merchant/Sponsor
- Partici1JantlD Unit F 10
' P/N - Participant Action
' Mag Card Reporting Unit
' Account # ‘ K 30

- Memory Unit 200\ 40

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- Redemption UnTt I Customer #2 I<II§> K 50 5 _ - Incentive Adjustment , - Unit 20o\ - K 70 m

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I Customer #N I<::_-—_—_> - Co putation Unit

FIG. 1B

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