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XYF:NYSE
X Financial
$5.70
+2.89%
(+0.16) 1D
$5.79
+1.58% (+0.090)
After hours
Closed: Aug 31, 4:00:05 PM GMT-4  ·   USD
All symbols
SymbolPriceChange% Change
Generating top insights for XYF...
Open
$5.54
High
$5.70
Low
$5.35
Mkt. cap
222.79M
Avg. vol.
50.40K
Volume
100.00K
Dividend
9.82%
Quarterly dividend
$0.14
Ex-dividend date
Sep 10, 2026
P/E ratio
1.57
52-wk high
$15.96
52-wk low
$3.30
EPS
$3.64
Beta
0.52
Shares outstanding
22.25M
No. of employees
643
Open
$5.54
High
$5.70
Low
$5.35
Mkt. cap
222.79M
Avg. vol.
50.40K
Volume
100.00K
Dividend
9.82%
Quarterly dividend
$0.14
Ex-dividend date
Sep 10, 2026
P/E ratio
1.57
52-wk high
$15.96
52-wk low
$3.30
EPS
$3.64
Beta
0.52
Shares outstanding
22.25M
No. of employees
643
About X Financial
CEO-
Employees643
Founded2014
Headquarters-
SectorPayment service provider
Analyst
Recommendation
Action
Price target
Projected
Date
No analyst ratings found.
Last report
Aug 24, 2026
Fiscal period
Q2 2026
EPS / Est. (CNY)
CNÂ¥4.38 / -
0.00%miss
Revenue / Est. (CNY)
993.58M / -
0.00%miss
Fiscal Q2 2026 earnings call
Waiting for the earnings call
At a glance
Insights from the latest news and reports
Previous reportsAll values in CNY
Loading Previous Earnings...
Income statement
Revenue
Net income
All values in CNY
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Revenue
1.96B
1.47B
1.18B
993.58M
Cost of goods sold
626.46M
638.00M
537.69M
431.05M
Cost of revenue
626.46M
638.00M
537.69M
431.05M
Research and development expenses
-
-
-
-
Total research and development expenses
-
-
-
-
Selling, general, and admin expenses
52.12M
46.16M
47.12M
46.26M
Operating expense
112.82M
185.77M
77.90M
66.39M
Total operating expenses
739.28M
823.77M
615.59M
497.44M
Operating income
1.22B
644.07M
560.55M
496.14M
Other non operating income
122.36M
-8.57M
-3.83M
-92.58M
EBT including unusual items
501.42M
41.32M
110.15M
101.53M
EBT excluding unusual items
1.36B
652.12M
538.30M
310.13M
Income tax expense
80.18M
-15.85M
72.20M
54.55M
Effective tax rate
15.99%
-38.36%
65.55%
53.73%
Other operating expenses
-
-
-
-
Net income
421.24M
57.17M
37.95M
46.98M
Net profit margin
21.48%
3.89%
3.23%
4.73%
Earnings per share
-
-
-
-
Interest and investment income
10.06M
23.30M
7.31M
23.41M
Interest expense
-
-18.85M
-2.07M
-1.56M
Net interest expenses
10.06M
4.45M
5.25M
21.85M
Depreciation and amortization charges
-
-
-
-
EBITDA
1.22B
646.86M
563.34M
498.93M
Gain or loss from assets sale
-
-
-
-
Insider transactions
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