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Materials
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Materials
SIXB
-1.92%
1,092.74
-21.40
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—1,114.141,119.391,121.191,092.22——
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SIXC
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—613.60613.60617.80611.65——
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1,176.79
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1,755.54
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SIXM
Financials
SIXM
-0.57%
635.15
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-0.29%
848.01
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—850.50848.90851.07839.52——
SIXRE
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SIXRE
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SIXRE
-0.83%
217.86
-1.83
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—219.69219.69219.69216.89——
SIXT
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SIXT
Technology
SIXT
-0.20%
3,417.35
-6.84
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—3,424.193,429.183,463.333,398.08——
SIXU
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SIXU
Utilities
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-1.34%
913.36
-12.40
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—925.76922.77923.99911.22——
SIXV
Health care
SIXV
Health care
SIXV
-0.48%
1,462.38
-7.02
-0.48%
—1,469.401,468.961,473.181,457.86——
SIXY
Discretionary
SIXY
Discretionary
SIXY
-0.06%
2,423.14
-1.48
-0.06%
—2,424.622,438.232,446.632,412.48——
Q1 2026 earnings • released • EPS miss -28.96% • Revenue beat +5.89%
See results
UPST:NASDAQ
Upstart Holdings Inc
$29.00
+1.05%
(+0.30) 1D
$28.82
-0.63% (-0.18)
After hours
Closed: May 7, 4:00:00 PM GMT-4  ·   USD
All symbols
SymbolPriceChange% Change
Generating top insights for UPST...
Open
$29.00
High
$30.00
Low
$28.35
Mkt. cap
2.78B
Avg. vol.
4.50M
Volume
7.13M
P/E ratio
58.16
52-wk high
$87.30
52-wk low
$23.96
EPS
$0.50
Beta
2.26
Shares outstanding
95.71M
No. of employees
1K
News stories
From sources across the web
Profile
Upstart is an AI lending platform that partners with banks and credit unions to provide consumer loans using non-traditional variables, such as education and employment, to predict creditworthiness. The founding team includes Dave Girouard, former President of Enterprise Google; Paul Gu, a Thiel Fellow; and Anna Counselman, former Manager of Global Enterprise Customer Programs and Gmail Consumer Operations at Google. Upstart first launched in April 2012 with an Income Share Agreement product, which enabled individuals to raise money by contracting to share a percent of their future income. In May 2014, Upstart pivoted away from this product and toward the personal loan marketplace. With this pivot, Upstart began offering a traditional 3-year loan, and has since expanded to offer a 5-year loan product as well. Upstart developed an income and default prediction model to determine creditworthiness of a potential borrower. Wikipedia
About Upstart Holdings Inc
CEODave Girouard
Employees1.4K
FoundedApr 2012
HeadquartersSan Mateo, California, United States
SectorPayment service provider
Websiteupstart.com
Last report
May 5, 2026
Fiscal Period
Q1 2026
EPS / Est. (USD)
$0.30 / $0.43
-28.96%miss
Revenue / Est. (USD)
318.58M / 300.85M
+5.89%beat
Fiscal Q1 2026 earnings call
Waiting for the earnings call
At a glance
Insights from the latest news and reports
Previous reportsAll values in USD
Loading Previous Earnings...
Income statement
Revenue
Net income
All values in USD
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Revenue
265.06M
285.90M
304.17M
308.21M
Cost of goods sold
46.25M
49.79M
51.84M
-
Cost of revenue
46.25M
49.79M
51.84M
-
Research and development expenses
68.82M
64.03M
66.91M
-
Total research and development expenses
-
-
-
-
Selling, general, and admin expenses
137.68M
139.62M
158.42M
-
Operating expense
206.50M
203.65M
225.33M
-
Total operating expenses
252.75M
253.44M
277.17M
-
Operating income
12.31M
32.46M
27.00M
-
Other non operating income
1.11M
1.02M
-24.08M
-
EBT including unusual items
5.66M
31.93M
19.16M
-
EBT excluding unusual items
5.66M
24.68M
19.16M
-
Income tax expense
49.00K
124.00K
526.00K
-
Effective tax rate
0.87%
0.39%
2.75%
-
Other operating expenses
-
-
-
-
Net income
5.61M
31.80M
18.64M
-
Net profit margin
2.12%
11.12%
6.13%
-2.09%
Earnings per share
0.36
0.52
0.50
0.30
Interest and investment income
-
-
24.32M
-
Interest expense
-7.77M
-8.79M
-8.08M
-
Net interest expenses
-7.77M
-8.79M
16.25M
-
Depreciation and amortization charges
-
-
-
-
EBITDA
18.16M
38.59M
33.46M
-
Gain or loss from assets sale
-7.51M
-7.92M
-7.63M
-
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