First Acceptance Corporation is a retailer, servicer and underwriter of non-standard personal automobile insurance based in Nashville, Tennessee. The Company writes non-standard personal automobile insurance in 13 states and is licensed as an insurer in 12 additional states. The Company's core business involves issuing automobile insurance policies categorized as non-standard to individuals based primarily on their inability or unwillingness to obtain insurance coverage from standard carriers due to various factors, including their payment history or need for monthly payment plans, failure to maintain continuous insurance coverage or driving record. In addition to non-standard personal automobile insurance, it also offers optional products that provide ancillary reimbursements and benefits in the event of an automobile accident. It also offers and underwrites a tenant homeowner policy that provides contents and liability coverage to those of its customers who are renters.