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PennyMac Financial Services Inc
Previous close
$149.87
Day range
$93.50 - $112.00
Year range
$85.74 - $160.36
Market cap
5.19B USD
Avg Volume
402.23K
P/E ratio
10.74
Dividend yield
1.20%
Primary exchange
NYSE
Top news
Q4 earnings report for PennyMac Financial Services
Financials
Income Statement
Revenue
Net income
| (USD) | Dec 2025info | Y/Y change |
|---|---|---|
Revenue | 880.98M | 509.43% |
Operating expense | 633.57M | 974.18% |
Net income | 106.83M | 2.24% |
Net profit margin | 12.13 | -83.22% |
Earnings per share | 1.96 | -31.93% |
EBITDA | — | — |
Effective tax rate | 20.52% | — |
Balance Sheet
Total assets
Total liabilities
| (USD) | Dec 2025info | Y/Y change |
|---|---|---|
Cash and short-term investments | 489.46M | 39.22% |
Total assets | 29.39B | 12.66% |
Total liabilities | 25.08B | 12.68% |
Total equity | 4.31B | — |
Shares outstanding | 52.06M | — |
Price to book | 1.81 | — |
Return on assets | 1.56% | — |
Return on capital | — | — |
Cash Flow
Net change in cash
| (USD) | Dec 2025info | Y/Y change |
|---|---|---|
Net income | 106.83M | 2.24% |
Cash from operations | — | — |
Cash from investing | — | — |
Cash from financing | — | — |
Net change in cash | — | — |
Free cash flow | — | — |
About
PennyMac Financial Services, Inc. is an American residential mortgage company headquartered in Westlake Village, California. The company's business focuses on the production and servicing of U.S. mortgage loans and the management of investments related to the U.S. mortgage market. Pennymac operates through two subsidiaries: PennyMac Loan Services, LLC and PNMAC Capital Management, LLC. The latter manages the PennyMac Mortgage Investment Trust, a mortgage REIT.
Pennymac was the third largest mortgage lender, the sixth largest mortgage servicer, and largest aggregator of residential mortgage loans in the U.S. in 2019. The company conducts its business through a consumer-direct model, which relies on the Internet and call center-based staff to acquire and interact with customers across the country. Although its name resembles government-sponsored enterprises like Freddie Mac and Farmer Mac, it has always been a private-sector entity. Wikipedia
Founded
2008
Headquarters
Website
Employees
4,900
